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Cases / NOI-2026-01899

Vaishali Chandrakant Nikam

ICICI_HFCLAN 77000329661 Challan paid · waiting on the branch Waiting for the Index IISend the draft 1All documentsMails & papers 6
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
9 of 11 in hand.
the challan is done — these are for the IGR filing / KYC
✓PAN cardopen
✓Technical reportopen
✓Payment screenshot — money verifiedopen
✓Selfie / photoopen
✓Sanction letteropen
✓LSR (search report)open
✓Aadhaar cardopen
✓Paid challan (GRAS)open
A challan whose owner could not be read — not counted until a person says — inside 22 VAISHALI CHANDRAKANT NIKAM BT.popen
Applicant's Aadhaar Card — still needed
✓Property address — verified by EzDocs, from the technical report (correct below if anything is off)
All files (12)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹20,570.21CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹20,660 receivedby the amount alone
Stamp duty 0.3%6,950
Registration fee 0.5%11,570
Government handling350
Our service fee1,700.21
Total we ask for20,570.21
the branch’s receipt claims ₹20,548 974397778672
paid 23 Sep 13:38:00 · verified 23 Sep 13:38:32 · 32 s later
How we know
Our own bank told us — 23 Sep 13:38
₹20,660 · from GPAY-BIZ
“₹20,660 received from CHANDRAKANT D at 1:38 pm”
Matched by: AMOUNT ALONE — a little over our ask · the payer is the applicant himself — his own fee; Google's alert; the NEFT has settled
By law ₹20,547.60. We ask ₹20,570 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹20,548 — accept as full (₹22.21 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 8 minour time · 17 Sep 15:27
Index II —not yet
the NOI team 22 d 4 hthe branch 5 d 22 htotal 28 d 2 h so far
Now with the NOI team — e-filing on IGR
since 23 Sep 13:38 — 22 d 4 h of working time
Day by day — every step and who held it
17 Sep 15:18Your branch's mail
17 Sep 15:26Fee quoted+8 min · the NOI team
17 Sep 15:26Papers readat once
17 Sep 15:27Property readat once
17 Sep 15:27Papers readat once
17 Sep 15:27Challan madeat once
23 Sep 13:38Payment landed+5 d 22 h · the branch
23 Sep 13:38Payment verified+1 min · the NOI team
Case facts
Bank
ICICI_HFC
Loan amount
₹23,12,200
Loan account no.
77000329661
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
EzDocs read these from the technical report. If they are right, press Confirm.
✗ EzDocs found boxes that do NOT agree with the document (28d ago) — open the verification page; they are marked in red.
open the verification page
See the boxes — read from the technical report
District
Nashik
Taluka
Niphad
Village
Ojhar Township
Number type
GAT
Number
2429/2
Building
Bungalow
Floor
1
Flat / shop no
7
Area
63.17
Hadd
Ozar Nagar Parishad
Read from the technical report, not the Index II. HRQ-26-160289_INDProcessRequest_2500320260917110632006.pdf open it · If an Index II is on file, read the property from it.
To look first, or to fix a box, open the verification page — the document beside every box.
✓ The papers agree — compared: the technical report, the legal report (TSR). No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has provided the initial loan documents and confirmed payment of fees, and the NOI team has generated and shared the challan. The NOI team is currently waiting for the Index II copy from the branch to proceed with the NOI filing.
the history says the next move is with the branch — the Index II
✓ loan papers sent — done, mail 1 (2026-09-17) “SANCTION LETTER ATTACHED”
✓ fee paid — the branch's words — done, mail 1 (2026-09-17) “PAYMENT SCREENSHOT WITH UTR ATTACHED”
✓ challan made — done, mail 5 (2026-09-17) “PFA Challan for your reference.”
✓ challan shared — done, mail 5 (2026-09-17) “PFA Challan for your reference.”
? Index II asked for — asked, mail 6 (2026-09-17) “Kindly share the index 2 copy for the NOI Process”
read over 6 mail(s), last mail 2026-09-17 · read 28d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (28d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH010373419202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent
Index II pending — NOI NOI-2026-01899 | 77000329661
how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: 77000329661) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

  • Index II copy / title document (Sale Deed or Index II)

It has been 26 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
RP rushikesh.penshanwar@icicihfc.com icicihfc.com
17 Sep, 15:18 · 28d ago
THE FIRST MAIL — how this case began
PROCESS CHALLAN VAISHALI CHANDRAKANT NIKAM-77000329661

EMAIL SUBJECT LINE- VAISHALI CHANDRAKANT NIKAM-77000329661| PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

Customer nameVAISHALI CHANDRAKANT NIKAM
Loan account (LAN)77000329661
Loan amount₹23,12,200
Stamp duty 0.30%₹6,936.60
Registration fee 0.50%₹11,561
DHC₹350
Total₹20,548
  • ✓ SANCTION LETTER — attached
  • ✓ APPLICANT/S AADHAR CARD — attached
  • ✓ APPLICANT/S PAN CARD — attached
  • ✗ IINDEX II COPY | LSR | SALE DEED — pending
  • ✓ APPLICANT SELFIE — attached
  • ✓ PAYMENT SCREENSHOT WITH UTR — attached

CASE INITIATION (COPY AND PASTE IN EMAIL BODY)

CASE INITIATION BRANCH NAME

NASHIK ROAD

CASE TYPE (PLS MENTION IT )

NHL

NOI SERIVCE FEE1700

SRO No

NASHIK 7

Regards, Rushikesh Penshanwar Territory Business Manager | Home Loan/LAP ICICI Home Finance Branch- Nashik Road Maharashtra Mob. +91 8668948624 [cid:9e43becd-1e55-4734-8733-d7e418a65d02]
🤖 read: asks for the challan, the e-filing copy; says the fee is paid ₹20,548 ✓; documents attached — “PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING”
3 more mails in between — open
RP rushikesh.penshanwar@icicihfc.com icicihfc.com
17 Sep, 15:21 · 28d ago

EMAIL SUBJECT LINE- VAISHALI CHANDRAKANT NIKAM-77000329661| PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

Customer nameVAISHALI CHANDRAKANT NIKAM
Loan account (LAN)77000329661
Loan amount₹23,12,200
Stamp duty 0.30%₹6,936.60
Registration fee 0.50%₹11,561
DHC₹350
Total₹20,548
  • ✓ SANCTION LETTER — attached
  • ✓ APPLICANT/S AADHAR CARD — attached
  • ✓ APPLICANT/S PAN CARD — attached
  • ✗ IINDEX II COPY | LSR | SALE DEED — pending
  • ✓ APPLICANT SELFIE — attached
  • ✓ PAYMENT SCREENSHOT WITH UTR — attached

CASE INITIATION (COPY AND PASTE IN EMAIL BODY)

CASE INITIATION BRANCH NAME

NASHIK ROAD

CASE TYPE (PLS MENTION IT )

NHL

NOI SERIVCE FEE1700

SRO No

NASHIK 7

Regards, Rushikesh Penshanwar Territory Business Manager | Home Loan/LAP ICICI Home Finance Branch- Nashik Road Maharashtra Mob. +91 8668948624 [cid:9e43becd-1e55-4734-8733-d7e418a65d02]
🤖 read: asks for the challan; says the fee is paid ₹20,548 ✓; documents attached; note: Process challan for 0.3% and 0.5% components. — “PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING”
OL The NOI teamTYPED IN GMAIL
17 Sep, 15:34 · 28d ago

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Thu, 17 Sept 2026 at 15:22, Rushikesh Penshanwar /DIST/ICICIHFC/NAS < rushikesh.penshanwar@icicihfc.com> wrote: EMAIL SUBJECT LINE- VAISHALI CHANDRAKANT NIKAM-77000329661| PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)* *APPLICANT NAME* VAISHALI CHANDRAKANT NIKAM *LAN NO* *77000329661* *CASE INITIATION BRANCH NAME* *NASHIK ROAD* *CASE TYPE (PLS MENTION IT)* *NHL* *LOAN AMOUNT WITH INSURANCE* *23,12,200* *0.30%* *6936.6* *0.50%* *11561* *NOI SERIVCE FEE* *1700* *DHC* *350* *TOTAL AMOUNT PAYABLE* *20,548* **SANCTION LETTER* *ATTACHED* **APPLICANT/S AADHAR CARD* *ATTACHED* **APPLICANT/S PAN CARD* *ATTACHED* **IINDEX II COPY | LSR | SALE DEED* *PENDING* **APPLICANT SELFIE* *ATTACHED* **PAYMENT SCREENSHOT WITH UTR* *ATTACHED* *SRO No* *NASHIK 7* Regards, Rushikesh Penshanwar Territory Business Manager | Home Loan/LAP ICICI Home Finance Branch- Nashik Road Maharashtra Mob. +91 8668948624 <+91%2086689%2048624>
🤖 read: challan shared ✓ — “PFA Challan for your reference.”
OL The NOI teamTYPED IN GMAIL
17 Sep, 15:34 · 28d ago

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Thu, 17 Sept 2026 at 15:22, Rushikesh Penshanwar /DIST/ICICIHFC/NAS < rushikesh.penshanwar@icicihfc.com> wrote: EMAIL SUBJECT LINE- VAISHALI CHANDRAKANT NIKAM-77000329661| PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)* *APPLICANT NAME* VAISHALI CHANDRAKANT NIKAM *LAN NO* *77000329661* *CASE INITIATION BRANCH NAME* *NASHIK ROAD* *CASE TYPE (PLS MENTION IT)* *NHL* *LOAN AMOUNT WITH INSURANCE* *23,12,200* *0.30%* *6936.6* *0.50%* *11561* *NOI SERIVCE FEE* *1700* *DHC* *350* *TOTAL AMOUNT PAYABLE* *20,548* **SANCTION LETTER* *ATTACHED* **APPLICANT/S AADHAR CARD* *ATTACHED* **APPLICANT/S PAN CARD* *ATTACHED* **IINDEX II COPY | LSR | SALE DEED* *PENDING* **APPLICANT SELFIE* *ATTACHED* **PAYMENT SCREENSHOT WITH UTR* *ATTACHED* *SRO No* *NASHIK 7* Regards, Rushikesh Penshanwar Territory Business Manager | Home Loan/LAP ICICI Home Finance Branch- Nashik Road Maharashtra Mob. +91 8668948624 <+91%2086689%2048624>
🤖 read: challan shared ✓ — “PFA Challan for your reference.”
OL The NOI teamTYPED IN GMAIL
17 Sep, 15:34 · 28d ago

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Thu, 17 Sept 2026 at 15:22, Rushikesh Penshanwar /DIST/ICICIHFC/NAS < rushikesh.penshanwar@icicihfc.com> wrote: EMAIL SUBJECT LINE- VAISHALI CHANDRAKANT NIKAM-77000329661| PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)* *APPLICANT NAME* VAISHALI CHANDRAKANT NIKAM *LAN NO* *77000329661* *CASE INITIATION BRANCH NAME* *NASHIK ROAD* *CASE TYPE (PLS MENTION IT)* *NHL* *LOAN AMOUNT WITH INSURANCE* *23,12,200* *0.30%* *6936.6* *0.50%* *11561* *NOI SERIVCE FEE* *1700* *DHC* *350* *TOTAL AMOUNT PAYABLE* *20,548* **SANCTION LETTER* *ATTACHED* **APPLICANT/S AADHAR CARD* *ATTACHED* **APPLICANT/S PAN CARD* *ATTACHED* **IINDEX II COPY | LSR | SALE DEED* *PENDING* **APPLICANT SELFIE* *ATTACHED* **PAYMENT SCREENSHOT WITH UTR* *ATTACHED* *SRO No* *NASHIK 7* Regards, Rushikesh Penshanwar Territory Business Manager | Home Loan/LAP ICICI Home Finance Branch- Nashik Road Maharashtra Mob. +91 8668948624 <+91%2086689%2048624>
🤖 read: challan shared ✓ — “PFA Challan for your reference.”
OL The NOI teamTYPED IN GMAIL
17 Sep, 15:34 · 28d ago

Team

Kindly share the index 2 copy for the NOI Process

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

On Thu, 17 Sept 2026 at 15:34, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>

wrote:

earlier mails quoted below
Team PFA Challan for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 <+91%2088887%2006969> On Thu, 17 Sept 2026 at 15:22, Rushikesh Penshanwar /DIST/ICICIHFC/NAS < rushikesh.penshanwar@icicihfc.com> wrote: > > > > > > > > > > > > EMAIL SUBJECT LINE- VAISHALI CHANDRAKANT NIKAM-77000329661| PROCESS > CHALLAN OF 0.3 & 0.5% AND NOI FILING > > *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)* > > > > > > > > > > > > > *APPLICANT NAME* > VAISHALI CHANDRAKANT NIKAM > > > > > > > *LAN NO* > *77000329661* > > > > > > > *CASE INITIATION BRANCH NAME* > *NASHIK ROAD* > > > > > > > *CASE TYPE (PLS MENTION IT)* > *NHL* > > > > > > > > > > > > > > > *LOAN AMOUNT WITH INSURANCE* > *23,12,200* > > > > > > > *0.30%* > *6936.6* > > > > > > > *0.50%* > *11561* > > > > > > > *NOI SERIVCE FEE* > *1700* > > > > > > > *DHC* > *350* > > > > > > > *TOTAL AMOUNT PAYABLE* > *20,548* > > > > > > > > > > > > > > > **SANCTION LETTER* > *ATTACHED* > > > > > > > **APPLICANT/S AADHAR CARD* > *ATTACHED* > > > > > > > **APPLICANT/S PAN CARD* > *ATTACHED* > > > > > > > **IINDEX II COPY | LSR | SALE DEED* > *PENDING* > > > > > > > **APPLICANT SELFIE* > *ATTACHED* > > > > > > > **PAYMENT SCREENSHOT WITH UTR* > *ATTACHED* > > > > > > > > > > > > > > > *SRO No* > *NASHIK 7* > > > > > > > Regards, > > Rushikesh Penshanwar > > Territory Business Manager | Home Loan/LAP > > ICICI Home Finance > > Branch- Nashik Road Maharashtra > > Mob. +91 8668948624 <+91%2086689%2048624> > > >
🤖 read: asks the branch for documents — “Kindly share the index 2 copy for the NOI Process”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
PAN card vnikam pan (1).pdf
filed 28d ago
Technical report HRQ-26-160289_INDProcessRequest_2500320260917110632006.pdf
filed 28d ago
Payment screenshot IMG-20260917-WA0007.jpg
filed 28d ago
Selfie / photo v n.pdf
filed 28d ago
Sanction letter KFSLetter_77000329661.pdf
filed 28d ago
Selfie / photo CN.pdf
filed 28d ago
LSR (search report)+ A challan whose owner could not be read — not counted until a person says inside 22 VAISHALI CHANDRAKANT NIKAM BT.pdf
filed 28d ago
PAN card C nikam pan.pdf
filed 28d ago
Aadhaar card V nikam adhar.pdf
CANNOT BE READ — clear copy asked 28d ago
Aadhaar card C nikam adhar.pdf
filed 28d ago
Other image.png
filed 28d ago
Paid challan (GRAS) VAISHALI CHANDRAKANT NIKAM EchallanMH010373419202627E.pdf
filed 28d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹20,570.21
Where it stands
VERIFIED — money received
Screenshot claims
₹20,548 974397778672
Paid at
23 Sep 13:38:00
Verified on
23 Sep 13:38:32
GPay money settled into the PNB account at 23 Sep 14:32 (NEFT AXNGG26675112251). Heard twice; verified once.

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹6,950₹11,570₹350 ₹1,700₹20,570
By law ₹20,547.60. We ask ₹20,570 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

37 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Property type (Open / Building / Open + Building), Title deed no / year / SRO, Floor (person 1), Flat / house no (person 1), Road (person 1) …
28 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (28d ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the technical report — correct any box that is off; a correction clears thissource: the technical report (HRQ-26-160289_INDProcessRequest_2500320260917110632006.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
Bungalow On Plot No 7, Gat No 2429/2, Behind Shinde Lawns, Shivaji Nagar, Ojhar Township, Tal. Niphad, Dist Nashik
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the technical report BASE — the challan follows this
HRQ-26-160289_INDProcessRequest_2500320260917110632006.pdf
as printed
BUNGALOW ON PLOT NO 7, GAT NO 2429/2, BEHIND SHINDE LAWNS, SHIVAJI NAGAR, OJHAR TOWNSHIP, TAL. NIPHAD, DIST NASHIK
PIN
422207
the legal report (TSR)
22 VAISHALI CHANDRAKANT NIKAM BT.pdf
as printed
ALL THAT PIECE AND PARCEL OF THE PROPERTY BEARING ROW HOUSE BEARING GROUND FLOOR BUILT UP AREA ADMEASURING 37.90 SQ. METER + FIRST FLOOR BUILT UP AREA ADMEASURING 37.90 SQ. METERS ALONG WITH TERRACE AND BALCONY TOTAL BUILT UP AREA ADMEASURING 75.80 SQ. METERS CONSTRUCTED ON PLOT NO. 07 HAVING AREA ADMEASURING 59.50 SQ. METERS OUT OF SURVEY NO. 2429/2 SITUATED AT MAUJE OZAR TOWNSHIP WITHIN THE LIMITS OF OZAR NAGAR PARISHAD TAL NIPHAD AND DIST - NASHIK BOUNDED AS FOLLOWS: ROW HOUSE CONSTRUCTED ON PLOT NO. 07 EAST: OPEN SPACE WEST: 9.00 METER COLONY ROAD SOUTH: PLOT NO. 08 NORTH: PLOT NO. 06
THE CHALLAN, as it will be typed
Flat/Survey Number
BUNGALOW 1ST FLOOR PLOT NO 7 GAT NO 2429/2
Locality/Road
BEHIND SHINDE LAWNS SHIVAJI NAGAR OJHAR TOWNSHIP
Area/City
OJHAR TOWNSHIP
check or correct a box, the papers beside it →
the legal report (TSR) also prints: 00, 06, 07, 08, 37, 50, 59, 75, BALCONY, HAVING, OZAR, PARISHAD, SPACE, TERRACE
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorVAISHALI CHANDRAKANT NIKAMBAGPN1225F
co_mortgagorCHANDRAKANT DEVRAM NIKAMAIGPN9078F…0424

All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
Index II chaserushikesh.penshanwar@icicihfc.com 27d ago
Index II chaserushikesh.penshanwar@icicihfc.com 24d ago
Index II chaserushikesh.penshanwar@icicihfc.com 21d ago
Index II chaserushikesh.penshanwar@icicihfc.com 16d ago
Index II chaserushikesh.penshanwar@icicihfc.com 13d ago
Index II chaserushikesh.penshanwar@icicihfc.com 9d ago
Index II chaserushikesh.penshanwar@icicihfc.com 6d ago
Index II chaserushikesh.penshanwar@icicihfc.com 1d ago
What EzDocs read from each document — check anything marked in red
PAN card vnikam pan (1).pdf needs your check
dob
1985-06-01
pan
BAGPN1225F
name
VAISHALI CHANDRAKANT NIKAM
legible
True
raw reading (for Abhijit)
{'dob': '1985-06-01', 'pan': 'BAGPN1225F', 'name': 'VAISHALI CHANDRAKANT NIKAM', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Payment screenshot IMG-20260917-WA0007.jpg needs your check
utr
974397778672
date
2026-09-17
time
14:23
amount
20548
method
UPI
payee upi
7715973535@okbizaxis
payee name
EZDOCS
raw reading (for Abhijit)
{'utr': '974397778672', 'date': '2026-09-17', 'time': '14:23', 'amount': 20548, 'method': 'UPI', 'payee_upi': '7715973535@okbizaxis', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}
Selfie / photo v n.pdf needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Selfie / photo CN.pdf needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
PAN card C nikam pan.pdf needs your check
dob
1970-01-14
pan
AIGPN9078F
name
CHANDRAKANT DEVRAM NIKAM
legible
True
raw reading (for Abhijit)
{'dob': '1970-01-14', 'pan': 'AIGPN9078F', 'name': 'CHANDRAKANT DEVRAM NIKAM', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter KFSLetter_77000329661.pdf needs your check
lan
77000329661
legible
True
loan type
Home Loan and Purchase/Improvement of Property
confidence
1.0
loan amount
2312195
final amount
2312195
interest rate
10.4
sanction date
16/09/2026
letter version
HF-38-VER-14-01072026/KFS
applicant email
nikamchandrakant360@gmail.com
applicant names
VAISHALI CHANDRAKANT NIKAM, CHANDRAKANT DEVRAM NIKAM
applicant mobile
8856928446
property address
final amount label
Sanctioned Loan amount (in Rupees)
includes insurance
False
applicant address verbatim
Siddhi Vinayak Audhyogik Vasahat, At Post Ojhar Mig tal Niphad, Ojhar T.S., Nasik, NASHIK, MAHARASHTRA, IN, 422207
raw reading (for Abhijit)
{'lan': '77000329661', 'legible': True, 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1.0, 'loan_amount': 2312195, 'final_amount': 2312195, 'interest_rate': 10.4, 'quality_issue': None, 'sanction_date': '16/09/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'applicant_email': 'nikamchandrakant360@gmail.com', 'applicant_names': ['VAISHALI CHANDRAKANT NIKAM', 'CHANDRAKANT DEVRAM NIKAM'], 'applicant_mobile': '8856928446', 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Siddhi Vinayak Audhyogik Vasahat, At Post Ojhar Mig tal Niphad, Ojhar T.S., Nasik, NASHIK, MAHARASHTRA, IN, 422207'}
Technical report HRQ-26-160289_INDProcessRequest_2500320260917110632006.pdf needs your check
found
True
found in
PROPERTY ADDRESS
area sq m
63.17
confidence
1
property address
pin: 422207; state: Maharashtra; taluka: Niphad; district: Nashik; Floor: 1; landmark: Behind Shinde Lawns, Shivaji Nagar, Ozar Township; Address: Bungalow, 1st Floor, Plot No 7, Gat No 2429/2, Behind Shinde Lawn
security address verbatim
Bungalow On Plot No 7, Gat No 2429/2, Behind Shinde Lawns, Shivaji Nagar, Ojhar Township, Tal. Niphad, Dist Nashik
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 63.17, 'confidence': 1, 'property_address': {'pin': '422207', 'road': None, 'state': 'Maharashtra', 'taluka': 'Niphad', 'flat_no': None, 'district': 'Nashik', 'floor_no': '1', 'landmark': 'Behind Shinde Lawns, Shivaji Nagar, Ozar Township', 'full_address': 'Bungalow, 1st Floor, Plot No 7, Gat No 2429/2, Behind Shinde Lawns, Shivaji Nagar, Ozar Township, Ojhar Township, Taluka Niphad, District Nashik, Maharashtra - 422207', 'village_city': 'Ojhar Township', 'building_name': 'Bungalow', 'survey_or_cts_no': 'Gat No 2429/2, Plot No 7'}, 'security_address_verbatim': 'Bungalow On Plot No 7, Gat No 2429/2, Behind Shinde Lawns, Shivaji Nagar, Ojhar Township, Tal. Niphad, Dist Nashik'}
LSR (search report) 22 VAISHALI CHANDRAKANT NIKAM BT.pdf needs your check
found
True
found in
6. Description of the Property (with Boundaries)
area sq m
75.8
confidence
1.0
property address
state: Maharashtra; taluka: Niphad; district: Nashik; Floor: Ground Floor + First Floor; landmark: Ozar Nagar Parishad; Address: Row House, Ground Floor + First Floor, Plot No. 07, Survey No. 2429/2, Mauje Ozar T
security address verbatim
All that piece and parcel of the property bearing Row House bearing Ground Floor built up area admeasuring 37.90 Sq. Meter + First Floor built up area admeasuring 37.90 Sq. Meters along with terrace and balcony total bui
raw reading (for Abhijit)
{'found': True, 'found_in': '6. Description of the Property (with Boundaries)', 'area_sq_m': 75.8, 'confidence': 1.0, 'property_address': {'pin': None, 'road': None, 'state': 'Maharashtra', 'taluka': 'Niphad', 'flat_no': None, 'district': 'Nashik', 'floor_no': 'Ground Floor + First Floor', 'landmark': 'Ozar Nagar Parishad', 'full_address': 'Row House, Ground Floor + First Floor, Plot No. 07, Survey No. 2429/2, Mauje Ozar Township, Ozar Nagar Parishad, Tal Niphad, Dist Nashik, Maharashtra', 'village_city': 'Mauje Ozar Township', 'building_name': 'Row House', 'survey_or_cts_no': 'Plot No. 07, Survey No. 2429/2'}, 'security_address_verbatim': 'All that piece and parcel of the property bearing Row House bearing Ground Floor built up area admeasuring 37.90 Sq. Meter + First Floor built up area admeasuring 37.90 Sq. Meters along with terrace and balcony total built up area admeasuring 75.80 Sq. Meters constructed on Plot No. 07 having area admeasuring 59.50 Sq. Meters out of Survey No. 2429/2 situated at Mauje Ozar Township within the limits of Ozar Nagar Parishad Tal Niphad and Dist - Nashik bounded as follows: Row House constructed on Plot No. 07 East: Open Space West: 9.00 Meter Colony Road South: Plot No. 08 North: Plot No. 06'}
Other image.png needs your check
payments inside
kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
Aadhaar card C nikam adhar.pdf needs your check
dob
1970-01-14
name
Chandrakant Devram Nikam
address
pin: 422207; area: at post ojhar mig; state: Maharashtra; building: shiddhi vinayak aanghogik vasahat; district: Nashik; post_office: Ojhar T.s.; Village: Niphad, Ojhar T.S.
legible
True
aadhaar last4
0424
raw reading (for Abhijit)
{'dob': '1970-01-14', 'pan': None, 'name': 'Chandrakant Devram Nikam', 'mobile': None, 'address': {'pin': '422207', 'area': 'at post ojhar mig', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'shiddhi vinayak aanghogik vasahat', 'district': 'Nashik', 'post_office': 'Ojhar T.s.', 'village_city': 'Niphad, Ojhar T.S.'}, 'legible': True, 'aadhaar_last4': '0424', 'quality_issue': None}
Aadhaar card V nikam adhar.pdf needs your check
dob
1985-06-01
name
Vaishali Chandrakant Nikam
address
pin: 422207; state: Maharashtra; building: Siddhi Vinayak audhyogik vasahat; district: Nashik; post_office: Ojhar T.s.; Village: Ojhar Mig tal Niphad
legible
False
quality issue
Aadhaar number not visible, document blurry
raw reading (for Abhijit)
{'dob': '1985-06-01', 'pan': None, 'name': 'Vaishali Chandrakant Nikam', 'mobile': None, 'address': {'pin': '422207', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Siddhi Vinayak audhyogik vasahat', 'district': 'Nashik', 'post_office': 'Ojhar T.s.', 'village_city': 'Ojhar Mig tal Niphad'}, 'legible': False, 'aadhaar_last4': None, 'quality_issue': 'Aadhaar number not visible, document blurry'}
LSR (search report) 22 VAISHALI CHANDRAKANT NIKAM BT.pdf needs your check
grn
MH008985777202627E
total
325.0
article
Search Fee
defaced
False
bank cin
69103332026082514216
district
NASHIK
area city
NASHIK
payer name
ADV NIKHIL N PAWAR
sro office
NPD_NIPHAD SUB REGISTRAR
paying bank
IDBI BANK
remarks raw
Row House on Plot No. 07 Survey No. 2429/2 Mauje Ozar Township
scheme rows
{'amount': 325.0, 'head_code': '0030072201', 'description': 'SEARCH FEE'}
payer mobile
XXXXXX8880
payment date
25/08/2026-13:56:34
inner challan
True
second party name
Mrs. Vaishali Chandrakant Nikam and Mr. Chandrakant Devram Nikam
raw reading (for Abhijit)
{'grn': 'MH008985777202627E', 'pin': None, 'total': 325.0, 'article': 'Search Fee', 'defaced': False, 'bank_cin': '69103332026082514216', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': None, 'flat_block': None, 'payer_name': 'ADV NIKHIL N PAWAR', 'sro_office': 'NPD_NIPHAD SUB REGISTRAR', 'paying_bank': 'IDBI BANK', 'remarks_raw': 'Row House on Plot No. 07 Survey No. 2429/2 Mauje Ozar Township', 'scheme_rows': [{'amount': 325.0, 'head_code': '0030072201', 'description': 'SEARCH FEE'}], 'payer_mobile': 'XXXXXX8880', 'payment_date': '25/08/2026-13:56:34', 'inner_challan': True, 'road_locality': None, 'second_party_pan': None, 'second_party_name': 'Mrs. Vaishali Chandrakant Nikam and Mr. Chandrakant Devram Nikam', 'consideration_amount': None}
Other image.png needs your check
payments inside
kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
Payment screenshot IMG-20260917-WA0007.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': '974397778672', 'date': '2026-09-17', 'page': None, 'time': '14:23', 'payee': 'EZDOCS', 'amount': 20548.0, 'direction': 'debit', 'narration': 'EZDOCS 7715973535@okbizaxis', 'p
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '974397778672', 'date': '2026-09-17', 'page': None, 'time': '14:23', 'payee': 'EZDOCS', 'amount': 20548.0, 'direction': 'debit', 'narration': 'EZDOCS 7715973535@okbizaxis', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '9678', 'account_holder': None}}
Paid challan (GRAS) VAISHALI CHANDRAKANT NIKAM EchallanMH010373419202627E.pdf needs your check
grn
MH010373419202627E
pin
422207
total
18520.0
article
Stamp Duty and Registration Fee together
defaced
False
bank cin
03006172026091700823
district
NASHIK
area city
NASHIK
payer pan
BAGXXXXXXF
flat block
BUNGALOW ON PLOT NO 7, GAT NO 2429/2,
payer name
VAISHALI CHANDRAKANT NIKAM
sro office
NPD2_NIPHAD 2 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME COMPANY LIMITED~CA=2312200
scheme rows
{'amount': 6950.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11570.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX8446
payment date
17/09/2026-15:33:30
road locality
SHIVAJI NAGAR, OJHAR TOWNSHIP, TAL. NIPHAD, DIST NASHIK
second party pan
AAACI6285N
second party name
ICICI HOME COMPANY LIMITED
consideration amount
2312200
raw reading (for Abhijit)
{'grn': 'MH010373419202627E', 'pin': '422207', 'total': 18520.0, 'article': 'Stamp Duty and Registration Fee together', 'defaced': False, 'bank_cin': '03006172026091700823', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'BAGXXXXXXF', 'flat_block': 'BUNGALOW ON PLOT NO 7, GAT NO 2429/2,', 'payer_name': 'VAISHALI CHANDRAKANT NIKAM', 'sro_office': 'NPD2_NIPHAD 2 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME COMPANY LIMITED~CA=2312200', 'scheme_rows': [{'amount': 6950.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11570.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8446', 'payment_date': '17/09/2026-15:33:30', 'road_locality': 'SHIVAJI NAGAR, OJHAR TOWNSHIP, TAL. NIPHAD, DIST NASHIK', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME COMPANY LIMITED', 'consideration_amount': '2312200'}
Technical record (for Abhijit — safe to ignore)
1d agoEzDocsemail_shadowed:index2_chase{'to': 'rushikesh.penshanwar@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000329661) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
1d agoEzDocsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
6d agoEzDocsemail_shadowed:index2_chase{'to': 'rushikesh.penshanwar@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000329661) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
6d agoEzDocsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
9d agoEzDocsemail_shadowed:index2_chase{'to': 'rushikesh.penshanwar@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000329661) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
9d agoEzDocsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
13d agoEzDocsemail_shadowed:index2_chase{'to': 'rushikesh.penshanwar@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000329661) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
13d agoEzDocsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 4, 'kinds': ['index2_chase']}
16d agoEzDocsreader_home_address{'fp': '23c9aba319670ec5', 'from': 'the sanction letter (KFSLetter_77000329661.pdf)', 'home': {'pin': '422207', 'area': 'AT POST OJHAR MIG', 'state': 'MAHARASHTRA', 'building': 'SIDDHI VINAYAK AUDHYOGIK VASAHAT', 'distri
16d agoEzDocsemail_shadowed:index2_chase{'to': 'rushikesh.penshanwar@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000329661) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
16d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BAxxxxxxXF — no paper on the
21d agoEzDocstemplate_name_checked{'name': 'Vaishali Chandrakant Nikam'}
21d agoEzDocsemail_shadowed:index2_chase{'to': 'rushikesh.penshanwar@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000329661) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
22d agoEzDocscase_reevaluated{'stage_after': 'CHALLAN_PAID'}
22d agoEzDocsgpay_settled{'utr': 'AXNGG26675112251', 'why': 'Google settled the GPay Business money into the PNB account by NEFT — the same payment the app announced, now in the bank', 'amount': 20660.0, 'alert_at': '2026-09-23 08:08:30', 'lump_
22d agoEzDocscase_reevaluated{'stage_after': 'CHALLAN_PAID'}
22d agoEzDocspayment_verified{'utr': '974397778672', 'why': "paid ₹20,660, ₹90 MORE than our ask of ₹20,570 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 89.79, 'method': 'amount_over_small+payer_
22d agoEzDocsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
23d agoEzDocsmatch_undone{'ref': 'AXNGG26241918078', 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 44550.0, 'reason': 'amount-only match
23d agoEzDocsmatch_reverted_done_case{'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'CHALLAN_PAID', 'method': 'gpay_lump_s
23d agoEzDocsmatch_reverted_done_case{'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'CHALLAN_PAID', 'method': 'gpay_lump_s
23d agoEzDocscase_reevaluated{'stage_after': 'CHALLAN_PAID'}
23d agoEzDocsgpay_lump_split{'utr': 'AXNGG26241918078', 'why': "Google's daily settlement landed as ONE NEFT for several GPay payments; the branches' own screenshot amounts add up to it in exactly one way — this case's share is its screenshot amoun
23d agoEzDocspayment_verified{'utr': 'AXNGG26241918078', 'delta': -22.21, 'method': 'gpay_lump_split', 'paid_at': '2026-09-19T11:31:43+00:00', 'expected': 20570.21, 'received': 20548.0, 'confidence': 'medium'}
23d agoEzDocsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': None, 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None},
24d agoEzDocsemail_shadowed:index2_chase{'to': 'rushikesh.penshanwar@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000329661) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
27d agoEzDocsemail_shadowed:index2_chase{'to': 'rushikesh.penshanwar@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000329661) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
27d agoEzDocshalf_read_mail_reread{'why': 'this mail named 10 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'icicihfcnoi@ezdocs.co.in'
27d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'new mail', 'docs': ['22 VAISHALI CHANDRAKANT NIKAM BT.pdf', 'HRQ-26-160289_INDProcessRequest_2500320260917110632006.pdf', 'KFSLetter_77000329661.pdf', 'C nikam adhar.pdf', 'vnikam pan (1).pdf', 'C
27d agoEzDocsdocuments_read_together{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 10, 'seconds': 2.4, 'workers': 5}

Case diary the case’s history — what happened, newest day first

Papers
1 still needed for the challan
Applicant's Aadhaar Card
Money
₹20,660 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Yesterday · 14 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01899 | 77000329661
10:00
An old draft withdrew itself — its asks were already answered
10:00
9 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01899 | 77000329661
10:00
An old draft withdrew itself — its asks were already answered
10:00
6 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01899 | 77000329661
10:00
An old draft withdrew itself — its asks were already answered
10:00
2 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01899 | 77000329661
10:00
An old draft withdrew itself — its asks were already answered
10:00
29 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01899 | 77000329661
10:00
24 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01899 | 77000329661
10:00
23 Sep2 things — 2 steps
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
14:32
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
13:38
21 Sep3 things — 1 letter written · 2 steps
EzDocs took 5 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
18:36
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
17:41
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01899 | 77000329661
10:00
18 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01899 | 77000329661
10:00
17 Sep38 things — 12 documents received · 2 letters written · 1 money step · 1 caution · 22 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:37
EzDocs took 30 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
15:36
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
15:34
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
15:34
Challan re-read against the case — matches exactly
15:34
Received: Challan
VAISHALI CHANDRAKANT NIKAM EchallanMH010373419202627E.pdf
15:34
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
15:33
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:32
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:31
The branch wrote that it has paid (amount / UTR in the mail) — taken as its advice; the bank credit still decides
15:29
The challan's address boxes were written from the papers
15:29
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
15:27
Document could not be read — a clear copy was asked for
Aadhaar number not visible, document blurry
15:27
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
15:27
Property checked by EzDocs — read from the report, every box that names the flat is there
15:27
Property checked by EzDocs — read from the report, every box that names the flat is there
15:27
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
15:27
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
15:27
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
15:27
Received: other
image.png
15:27
The payment proof already on the case was applied
15:27
Received: Aadhaar
C nikam adhar.pdf
15:27
Property read from the legal / technical report (the sanction letter had none)
15:27
Property read from the legal / technical report (the sanction letter had none)
15:27
Received: Aadhaar — not usable
V nikam adhar.pdf — Aadhaar number not visible, document blurry
15:26
Co-applicant added
15:26
Selfie checked — a live one
A real selfie — usable for the e-filing.
15:26
Received: PAN card
C nikam pan.pdf
15:26
Received: LSR
22 VAISHALI CHANDRAKANT NIKAM BT.pdf
15:26
Selfie checked — a live one
A real selfie — usable for the e-filing.
15:26
Received: Selfie
CN.pdf
15:26
Payment proof arrived before the case was quoted — held
15:26
Received: Sanction letter
KFSLetter_77000329661.pdf
15:26
Received: Selfie
v n.pdf
15:26
Received: Payment screenshot
IMG-20260917-WA0007.jpg
15:26
Received: Technical report
HRQ-26-160289_INDProcessRequest_2500320260917110632006.pdf
15:26
Received: PAN card
vnikam pan (1).pdf
15:26
Case opened from the branch's mail
15:26
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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