Mangesh Deepak Uphade
the challan is done — these are for the IGR filing / KYC
- ₹18,850 matched on the amount alone; its payer 'AJAY L K' reads as Ajay Limbaji Kedare (NOI-2026-03213). Check the screenshot; if not this case, release it on the SMS page.
- ₹18,850 matched on the amount alone; its payer 'AJAY L K' reads as Ajay Limbaji Kedare (NOI-2026-03213). Check the screenshot; if not this case, release it on the SMS page.
why?
Day by day — every step and who held it
Next step
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
⚠ 3 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| The technical report | City: Ahmednagar, Pin Code 423502 |
| The LSR | Mauje Ozar Township, Tal. Niphad and Dist. Nashik |
| This case (the branch's mail) | Sanction letter attached for reference |
| This case (the branch's mail) | Index II copy attached |
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011256797202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper01 Oct, 16:11 · 14d ago THE FIRST MAIL — how this case began
All Required documents and payment screenshot attached for reference.
- ✓ SANCTION LETTER — attached
- ✓ APPLICANT/S AADHAR CARD — attached
- ✓ APPLICANT/S PAN CARD — attached
- ✓ IINDEX II COPY | LSR | SALE DEED — attached
- ✓ APPLICANT SELFIE — attached
- ✓ PAYMENT SCREENSHOT WITH UTR — attached
Kindly do the needful.
CASE INITIATION (COPY AND PASTE IN EMAIL BODY)
CASE INITIATION BRANCH NAME
NASHIK ROAD
CASE TYPE (PLS MENTION IT )
NOI | Home Loan Builder PURCHASE
SRO No
NASHIK
6 more mails in between — open
01 Oct, 16:16 · 14d ago
Team,
Kindly share the *sanction letter* for challan processing.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
01 Oct, 17:28 · 14d ago
Team,
Kindly share the sanction letter for challan processing.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
01 Oct, 18:04 · 13d ago
Team
PFA Challan for your reference.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
01 Oct, 18:05 · 13d ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
01 Oct, 18:05 · 13d ago
Team
Kindly share the index 2 copy and Sanction letter for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
14 Oct, 16:41 · 1d ago
Please find attached Sanction letter and Index 2 for Final NOI process.
earlier mails quoted below
14 Oct, 16:50 · 1d ago
Team
we will process the NOI for the same.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
15 Oct, 13:14 · 4h ago
TEAM
PFA DOWNLOADED E FILING FOR YOUR REFERENCE
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Selfie / photo | Madam Photo (4).jpg | filed | 14d ago |
| Payment screenshot | IMG-20261001-WA0011.jpg | filed | 14d ago |
| Selfie / photo+ Other inside | Sir photo (4).jpg | filed | 14d ago |
| LSR (search report)+ A challan whose owner could not be read — not counted until a person says inside | 25 MANGESH DEEPAK UPHADE KALPATARU BAUG PHASE II BP.pdf | filed | 14d ago |
| Technical report | HRQ-26-164079_INDProcessRequest_2500320260930115856058.pdf | filed | 14d ago |
| PAN card | Monika PAN.pdf | filed | 14d ago |
| Aadhaar card | MANGESH SIR ADHAR.pdf | filed | 14d ago |
| PAN card | Mangesh PAN.pdf | filed | 14d ago |
| Aadhaar card | MONIKA MAM ADHAR.pdf | filed | 14d ago |
| Paid challan (GRAS) | MANGESH DEEPAK UPHADE EchallanMH011256797202627E.pdf | filed | 13d ago |
| Index IIthe branch sent this — an input | Mangesh Uphade Index -2.pdf | filed | 1d ago |
| Sanction letter | KFSLetter_77000360952 (1).pdf | filed | 1d ago |
| E-filing copy (token) | eFilingDoc9991510260021.pdf | filed | 4h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹18,870.88
VERIFIED — money received
₹18,850 394894009408
6 Oct 16:02:00
6 Oct 16:02:49
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹6,310 | ₹10,510 | ₹350 | ₹1,700 | ₹18,870 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
FLAT NO.105, 1ST FLOOR, WING A, KALPATARU BAUG ,PHASE-2, BUILDING NO.2, (ONP H NO 10483) GAT NO.,2658/1/1, NEAR NASHIK TEXTILE MARKET, SHIVAJINAGAR,VILLAGE OZAR TOWNSHIP, TAL. NIPHAD, DIST. NASHIK
FLAT NO.105, 1ST FLOOR, WING A, KALPATARU BAUG PHASE-2, BUILDING NO.2, (ONP H NO 10483) GAT NO.2658/1/1, NEAR NASHIK TEXTILE MARKET, SHIVAJINAGAR, VILLAGE OZAR TOWNSHIP, TAL. NIPHAD, DIST. NASHIK
423502
FLAT NO. 105 HAVING CARPET AREA ADMEASURING 48.60 SQ. METERS + BALCONY AREA ADMEASURING 4.15 SQ. METERS THEREBY TOTAL AREA ADMEASURING 52.75 SQ. METERS I.E., 567.59 SQ. FEET, ON THE FIRST FLOOR, IN A WING, IN BUILDING NO. 02 IN THE PROJECT KNOWN AS “KALPATARU BAUG PHASE – 2” CONSTRUCTED ON AREA ADMEASURING 1753.92 SQ. METERS OUT OF TOTAL AREA ADMEASURING 10000.00 SQ. METERS OUT OF GAT NO. 2658/1/1 SITUATED AT MAUJE OZAR TOWNSHIP TAL. NIPHAD AND DIST. NASHIK
FLAT NO 105 1ST FLOOR WING A KALPATARU BAUG PHASE-2 BUILDING NO 2 ONP H NO 10483 GAT NO 2658/1/1
NEAR NASHIK TEXTILE MARKET SHIVAJINAGAR VILLAGE OZAR TOWNSHIP TAL NIPHAD DIST NASHIK
NASHIK
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | MONIKA MANGESH UPHADE | AGWPW3349N | …8718 |
| mortgagor | Mangesh Deepak Uphade | ACXPU2987R | …4170 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| documents acknowledged | siddhesh.dixit@icicihfc.com | 14d ago |
| questions for the branch — what the papers leave open | siddhesh.dixit@icicihfc.com | 14d ago |
| Index II chase | siddhesh.dixit@icicihfc.com | 13d ago |
| Index II chase | siddhesh.dixit@icicihfc.com | 8d ago |
| Index II chase | siddhesh.dixit@icicihfc.com | 5d ago |
| Index II chase | siddhesh.dixit@icicihfc.com | 2d ago |
What EzDocs read from each document — check anything marked in red
394894009408
2026-10-01
09:17
18850
PhonePe
******3535@okbizaxis
EZDOCS
Transaction Successful
raw reading (for Abhijit)
{'utr': '394894009408', 'date': '2026-10-01', 'time': '09:17', 'amount': 18850, 'method': 'PhonePe', 'payee_upi': '******3535@okbizaxis', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': 'Transaction Successful'}live_selfie
True
0.9
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}live_selfie
True
0.9
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}True
PROPERTY ADDRESS
52.77
loan_ref: 77000360952; report_id: HRQ-26-164079; customer_name: Mangesh Deepak Uphade
0.95
taken: legal; legal_address: Flat No.105, 1st Floor, Wing A, Kalpataru Baug Phase-2, Building No.2, (Onp H No 10483) Gat No.2658/1/1, Near Nashik Textile Market, Shivajinagar, Village Ozar Township, Tal. Niphad, Dist. Na
pin: 423502; road: SHIVAJINAGAR; state: MAHARASHTRA; taluka: NIPHAD; Flat no: FLAT NO 105; district: NASHIK; Floor: 1ST FLOOR; landmark: NEAR NASHIK TEXTILE MARKET; Address: Flat No.105, 1st Floor, Wing A, Kalpat
Flat No.105, 1st Floor, Wing A, Kalpataru Baug Phase-2, Building No.2, (Onp H No 10483) Gat No.2658/1/1, Near Nashik Textile Market, Shivajinagar, Village Ozar Township, Tal. Niphad, Dist. Nashik
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 52.77, 'paper_for': {'loan_ref': '77000360952', 'report_id': 'HRQ-26-164079', 'customer_name': 'Mangesh Deepak Uphade'}, 'pin_other': None, 'confidence': 0.95, 'address_lines': {'taken': 'legal', 'legal_address': 'Flat No.105, 1st Floor, Wing A, Kalpataru Baug Phase-2, Building No.2, (Onp H No 10483) Gat No.2658/1/1, Near Nashik Textile Market, Shivajinagar, Village Ozar Township, Tal. Niphad, Dist. Nashik', 'property_address': 'Flat No.105, 1st Floor, Wing A, Kalpataru Baug ,Phase-2, Building No.2, (Onp H No 10483) Gat No.,2658/1/1, Near Nashik Textile Market, Shivajinagar,Village Ozar Township, Tal. Niphad, Dist. Nashik'}, 'property_address': {'pin': '423502', 'road': 'SHIVAJINAGAR', 'state': 'MAHARASHTRA', 'taluka': 'NIPHAD', 'flat_no': 'FLAT NO 105', 'district': 'NASHIK', 'floor_no': '1ST FLOOR', 'landmark': 'NEAR NASHIK TEXTILE MARKET', 'full_address': 'Flat No.105, 1st Floor, Wing A, Kalpataru Baug Phase-2, Building No.2, (Onp H No 10483) Gat No.2658/1/1, Near Nashik Textile Market, Shivajinagar, Village Ozar Township, Tal. Niphad, Dist. Nashik', 'village_city': 'OZAR TOWNSHIP', 'building_name': 'WING A, KALPATARU BAUG PHASE-2, BUILDING NO 2', 'survey_or_cts_no': 'GAT NO 2658/1/1, H NO 10483'}, 'security_address_verbatim': 'Flat No.105, 1st Floor, Wing A, Kalpataru Baug Phase-2, Building No.2, (Onp H No 10483) Gat No.2658/1/1, Near Nashik Textile Market, Shivajinagar, Village Ozar Township, Tal. Niphad, Dist. Nashik'}1993-07-28
AGWPW3349N
MONIKA MANGESH UPHADE
True
KAILAS SITARAM DHONDGE
raw reading (for Abhijit)
{'dob': '1993-07-28', 'pan': 'AGWPW3349N', 'name': 'MONIKA MANGESH UPHADE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'KAILAS SITARAM DHONDGE', 'aadhaar_last4': None, 'quality_issue': None}True
Description of the Property (with Boundaries)
48.6
loan_ref: 77000360952; customer_name: Mr. Mangesh Deepak Uphade
0.95
state: MAHARASHTRA; taluka: NIPHAD; Flat no: FLAT NO. 105; district: NASHIK; Floor: 1ST; Address: Flat No. 105, First Floor, A Wing, Building No. 02, KALPATARU BAUG PHASE - 2, Gat No. 2658/1/1, Mauje Ozar Townshi
Flat No. 105 having carpet area admeasuring 48.60 Sq. Meters + balcony area admeasuring 4.15 Sq. Meters thereby total area admeasuring 52.75 Sq. Meters i.e., 567.59 Sq. Feet, on the First Floor, in A Wing, in Building No
raw reading (for Abhijit)
{'found': True, 'found_in': 'Description of the Property (with Boundaries)', 'area_sq_m': 48.6, 'paper_for': {'loan_ref': '77000360952', 'report_id': None, 'customer_name': 'Mr. Mangesh Deepak Uphade'}, 'pin_other': None, 'confidence': 0.95, 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'NIPHAD', 'flat_no': 'FLAT NO. 105', 'district': 'NASHIK', 'floor_no': '1ST', 'landmark': None, 'full_address': 'Flat No. 105, First Floor, A Wing, Building No. 02, KALPATARU BAUG PHASE - 2, Gat No. 2658/1/1, Mauje Ozar Township, Taluka Niphad, District Nashik', 'village_city': 'OZAR TOWNSHIP', 'building_name': 'A WING, BUILDING NO. 02, KALPATARU BAUG PHASE - 2', 'survey_or_cts_no': 'GAT NO. 2658/1/1'}, 'security_address_verbatim': 'Flat No. 105 having carpet area admeasuring 48.60 Sq. Meters + balcony area admeasuring 4.15 Sq. Meters thereby total area admeasuring 52.75 Sq. Meters i.e., 567.59 Sq. Feet, on the First Floor, in A Wing, in Building No. 02 in the project known as “KALPATARU BAUG PHASE – 2” constructed on area admeasuring 1753.92 Sq. Meters out of total area admeasuring 10000.00 Sq. Meters out of Gat No. 2658/1/1 situated at Mauje Ozar Township Tal. Niphad and Dist. Nashik'}1991-06-19
Mangesh Deepak Uphade
9623543936
pin: 422205; state: Maharashtra; district: Nashik; post_office: Tisgaon; Village: Tisgaon
True
4170
raw reading (for Abhijit)
{'dob': '1991-06-19', 'pan': None, 'name': 'Mangesh Deepak Uphade', 'mobile': '9623543936', 'address': {'pin': '422205', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nashik', 'post_office': 'Tisgaon', 'village_city': 'Tisgaon'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4170', 'quality_issue': None}1991-06-19
ACXPU2987R
MANGESH DEEPAK UPHADE
True
DEEPAK SAHEBRAO UPHADE
raw reading (for Abhijit)
{'dob': '1991-06-19', 'pan': 'ACXPU2987R', 'name': 'MANGESH DEEPAK UPHADE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'DEEPAK SAHEBRAO UPHADE', 'aadhaar_last4': None, 'quality_issue': None}MH011156664202627E
325.0
False
NASHIK
NASHIK
Flat No. 105 A Wing Building No. 02 KALPATARU BAUG PHASE 2 Gat No. 2658/1/1 Ozar Township
ADV NIKHIL N PAWAR
NSK1_HQR SUB REGISTRAR NASHIK 1
IDBI BANK
{'amount': 325.0, 'head_code': '0030072201', 'description': 'SEARCH FEE'}
XXXXXX8880
30/09/2026-15:20:51
True
raw reading (for Abhijit)
{'grn': 'MH011156664202627E', 'pin': None, 'total': 325.0, 'article': None, 'defaced': False, 'bank_cin': None, 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': None, 'flat_block': 'Flat No. 105 A Wing Building No. 02 KALPATARU BAUG PHASE 2 Gat No. 2658/1/1 Ozar Township', 'payer_name': 'ADV NIKHIL N PAWAR', 'sro_office': 'NSK1_HQR SUB REGISTRAR NASHIK 1', 'paying_bank': 'IDBI BANK', 'remarks_raw': None, 'scheme_rows': [{'amount': 325.0, 'head_code': '0030072201', 'description': 'SEARCH FEE'}], 'payer_mobile': 'XXXXXX8880', 'payment_date': '30/09/2026-15:20:51', 'inner_challan': True, 'road_locality': None, 'second_party_pan': None, 'second_party_name': None, 'consideration_amount': None}payments: [{'utr': '394894009408', 'date': '2026-10-01', 'page': 1, 'time': '09:17', 'payee': 'EZDOCS', 'amount': 18850.0, 'direction': 'debit', 'narration': 'T2610010917323618901232', 'proof_kind': 'success_screen'}]
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '394894009408', 'date': '2026-10-01', 'page': 1, 'time': '09:17', 'payee': 'EZDOCS', 'amount': 18850.0, 'direction': 'debit', 'narration': 'T2610010917323618901232', 'proof_kind': 'success_screen'}]}}1993-07-28
Monika Mangesh Uphade
9623543936
pin: 422205; area: At Post Tisgaon, Tal. Dindori; flat: C/O: Mangesh Deepak Uphade; state: Maharashtra; district: Nashik; post_office: Tisgaon; Village: Tisgaon
True
8718
raw reading (for Abhijit)
{'dob': '1993-07-28', 'pan': None, 'name': 'Monika Mangesh Uphade', 'mobile': '9623543936', 'address': {'pin': '422205', 'area': 'At Post Tisgaon, Tal. Dindori', 'flat': 'C/O: Mangesh Deepak Uphade', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nashik', 'post_office': 'Tisgaon', 'village_city': 'Tisgaon'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '8718', 'quality_issue': None}MH011256797202627E
423502
16820.0
6(1)
False
03006172026100101259
NASHIK
NASHIK
ACXXXXXXXR
FLAT NO 105 1ST FLOOR WING A KALPATARU BAUG PHASE-2 BUILDING NO 2 ONP H NO 10483 GAT NO 2658/1/1
MANGESH DEEPAK UPHADE
NPD2_NIPHAD 2 JOINT SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2100000
{'amount': 6310.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10510.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX3936
01/10/2026-18:00:56
NEAR NASHIK TEXTILE MARKET SHIVAJINAGAR VILLAGE OZAR TOWNSHIP TAL NIRSHAR DIST NASHIK
AAACI6285N
ICICI HOME FINANCE COMPANY LTD
2100000
raw reading (for Abhijit)
{'grn': 'MH011256797202627E', 'pin': '423502', 'total': 16820.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100101259', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'ACXXXXXXXR', 'flat_block': 'FLAT NO 105 1ST FLOOR WING A KALPATARU BAUG PHASE-2 BUILDING NO 2 ONP H NO 10483 GAT NO 2658/1/1', 'payer_name': 'MANGESH DEEPAK UPHADE', 'sro_office': 'NPD2_NIPHAD 2 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2100000', 'scheme_rows': [{'amount': 6310.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10510.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX3936', 'payment_date': '01/10/2026-18:00:56', 'road_locality': 'NEAR NASHIK TEXTILE MARKET SHIVAJINAGAR VILLAGE OZAR TOWNSHIP TAL NIRSHAR DIST NASHIK', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '2100000'}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}bank: IDBI BANK; kind: other; payments: [{'utr': '69103332026093014862', 'date': '2026-09-30', 'page': 1, 'time': '15:22', 'payee': 'FOR USE IN RECEIVING BANK', 'amount': 325.0, 'direction': 'credit', 'narration': 'Searc
raw reading (for Abhijit)
{'payments_inside': {'bank': 'IDBI BANK', 'kind': 'other', 'payments': [{'utr': '69103332026093014862', 'date': '2026-09-30', 'page': 1, 'time': '15:22', 'payee': 'FOR USE IN RECEIVING BANK', 'amount': 325.0, 'direction': 'credit', 'narration': 'Search Fee', 'proof_kind': 'receipt'}], 'rows_read': 1, 'account_last4': None, 'account_holder': 'ADV NIKHIL N PAWAR'}}77000360952
True
Home Loan and Purchase/Improvement of Property
Home Loan and Purchase/Improvement of Property
1.0
how: read by a rule from the paper's own print; no reader asked; bank: ICICI_HFC; form: ICICI HFC KFS letter; checks: ['the loan number is printed twice and agrees (77000360952)', "the sanctioned amount's digits and word
9.50 % p.a. Floating; IHPLR 18.9 % less 9.40 %
2100000.0
-9.4
2100000.0
9.5
30/09/2026
18.9
mangeshuphade19@gmail.com
MANGESH DEEPAK UPHADE, MONIKA MANGESH UPHADE
False
247180 - RULOANS DISTRIBUTION SERVICES PVT LTD
9623543936
False
Sanctioned Loan amount (in Rupees)
False
VTC TISGAON TISGAON, PO TISGAON, Khedgaon (Nashik), Malegaon, NASHIK, MAHARASHTRA, IN, 422205
raw reading (for Abhijit)
{'lan': '77000360952', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'ICICI_HFC', 'form': 'ICICI HFC KFS letter', 'checks': ['the loan number is printed twice and agrees (77000360952)', "the sanctioned amount's digits and words agree (2100000)", 'the rate is the benchmark less the spread (18.9 - 9.40 = 9.5)'], 'property': "not on this letter — ICICI's property is on the technical report", 'case_bank': 'ICICI_HFC'}, 'rate_words': '9.50 % p.a. Floating; IHPLR 18.9 % less 9.40 %', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2100000.0, 'rate_spread': -9.4, 'final_amount': 2100000.0, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '30/09/2026', 'letter_version': None, 'reference_rate': 18.9, 'applicant_email': 'mangeshuphade19@gmail.com', 'applicant_names': ['MANGESH DEEPAK UPHADE', 'MONIKA MANGESH UPHADE'], 'printed_altered': False, 'sourced_through': '247180 - RULOANS DISTRIBUTION SERVICES PVT LTD', 'applicant_mobile': '9623543936', 'balance_transfer': False, 'property_address': {}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'VTC TISGAON TISGAON, PO TISGAON, Khedgaon (Nashik), Malegaon, NASHIK, MAHARASHTRA, IN, 422205'}CDD
efiling_copy
9991510260021
True
road: NASHIK; unit: Flat No:105; floor: 1ST; taluka: Niphad; numbers: [{'type': 'GAT NUMBER', 'value': '2658/1/1'}, {'type': 'ONP HOUSE NO', 'value': '10483'}]; village: Ojhar Township.; building: WING A,BLDG 2,KALPATARU
ICICI HOME FINANCE COMPANY LTD (163)
{'pan': 'ACXPU2987R', 'name': 'MANGESH DEEPAK UPHADE', 'address': 'Flat No:G, Floor No:G, Building Name:VTC TISGAON TISGAON, Block Sector:KHEDGAON (NASHIK), Road:NASHIK, City:MALEGAON, State:MAHARASHTRA, District:NASHIK,
Sale Deed :3962/2026 SRO NIPHAD 2
2026-10-15
2100000
{'ref': 'MH011256797202627E', 'head': 'Stamp Duty', 'dated': '01/10/2026', 'amount': 6300, 'ref_kind': 'GRN'}, {'ref': 'MH011256797202627E', 'head': 'Filing Fee', 'dated': '01/10/2026', 'amount': 10500, 'ref_kind': 'GRN'
2026-10-15
raw reading (for Abhijit)
{'sro': 'CDD', 'kind': 'efiling_copy', 'token': '9991510260021', 'legible': True, 'property': {'pin': None, 'road': 'NASHIK', 'unit': 'Flat No:105', 'floor': '1ST', 'taluka': 'Niphad', 'numbers': [{'type': 'GAT NUMBER', 'value': '2658/1/1'}, {'type': 'ONP HOUSE NO', 'value': '10483'}], 'village': 'Ojhar Township.', 'building': 'WING A,BLDG 2,KALPATARU BAUG PHASE-2 PROJECT BLDG', 'district': 'Nashik', 'area_text': 'Carpet : 52.75 Sq.mt.', 'local_body': None, 'description': None, 'property_type': None}, 'mortgagee': 'ICICI HOME FINANCE COMPANY LTD (163)', 'mortgagors': [{'pan': 'ACXPU2987R', 'name': 'MANGESH DEEPAK UPHADE', 'address': 'Flat No:G, Floor No:G, Building Name:VTC TISGAON TISGAON, Block Sector:KHEDGAON (NASHIK), Road:NASHIK, City:MALEGAON, State:MAHARASHTRA, District:NASHIK, Pin:422205'}, {'pan': 'AGWPW3349N', 'name': 'MONIKA MANGESH UPHADE', 'address': 'Flat No:G, Floor No:G, Building Name:VTC TISGAON TISGAON, Block Sector:KHEDGAON (NASHIK), Road: NASHIK, City:MALEGAON, State:MAHARASHTRA, District:NASHIK, Pin:422205'}], 'title_deed': 'Sale Deed :3962/2026 SRO NIPHAD 2', 'filing_date': '2026-10-15', 'loan_amount': 2100000, 'payment_lines': [{'ref': 'MH011256797202627E', 'head': 'Stamp Duty', 'dated': '01/10/2026', 'amount': 6300, 'ref_kind': 'GRN'}, {'ref': 'MH011256797202627E', 'head': 'Filing Fee', 'dated': '01/10/2026', 'amount': 10500, 'ref_kind': 'GRN'}, {'ref': '1026157001519', 'head': 'Document Handling Charges', 'dated': '15/10/2026', 'amount': 300, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-15'}Technical record (for Abhijit — safe to ignore)
| 2h ago | EzDocs | dhc_prn_read | {'prn': '1026157001519', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9991510260021.pdf', 'from': "the filed notice's own text", 'gr |
| 2h ago | EzDocs | efiling_copy_read | {'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9991510260021.pdf', 'token': '9991510260021', 'doc_id': '3df2f1af-7c79-4dfb-942d-33a59838bf0e', 'mortgagors': 2} |
| 3h ago | EzDocs | dhc_prn_looked | {'file': 'eFilingDoc9991510260021.pdf', 'found': True, 'doc_id': '3df2f1af-7c79-4dfb-942d-33a59838bf0e'} |
| 3h ago | EzDocs | dhc_prn_read | {'prn': '1026157001519', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9991510260021.pdf', 'from': "the filed notice's own text", 'gr |
| 4h ago | EzDocs | efiling_found_on_case | {'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': |
| 4h ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999151026 |
| 4h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 15 Oct, 13:14 shared the e-filing copy — the drafts it answers are taken off", 'count': 2, 'kinds': ['branch_questions', 'index2_chase']} |
| 1d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Mangesh Uphade Index -2.pdf', 'kind': 'index2'} |
| 1d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 21, 'trigger': 'after the Index II takeover'} |
| 1d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Mangesh Uphade Index -2.pdf', 'changed': {'Flat no': {'was': 'FLAT NO 105' |
| 1d ago | EzDocs | index2_people_checked | {'doc_id': '8d32eca3-0cbb-405e-a231-3d6dcc7fbc51', 'differs': 0, 'matched': [], 'not_on_case': 2} |
| 1d ago | EzDocs | index2_extra_purchaser | {'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': '8d32eca3-0cbb-405e-a231-3d6d |
| 1d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-14T11:12:45', 'why': 'mail', 'open': 8, 'mails': [{'at': '2026-10-01 10:41', 'id': '1a0f70eb717b7df4', 'from': 'branch', 'gist': 'The branch has attached all required documents and payment scree |
| 1d ago | EzDocs | mail_against_file490 | {'at': '2026-10-14T11:12:45', 'asks': ['to process the NOI'], 'gist': 'The branch has attached the sanction letter and the Index II for the final NOI process.', 'next': 'Read the attached sanction letter and Index II to |
| 1d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-14T11:12:43', 'why': 'paper', 'open': 8, 'mails': [{'at': '2026-10-01 10:41', 'id': '1a0f70eb717b7df4', 'from': 'branch', 'gist': 'The branch has attached all required documents and payment scre |
| 1d ago | EzDocs | paper_against_file490 | {'at': '2026-10-14T11:12:31', 'why': 'This sanction letter provides the missing home address details for both mortgagors, the e-mail for Monika Mangesh Uphade, and the interest rate, and it resolves the missing sanction |
| 1d ago | EzDocs | document_read_again | {'why': 'this file was stored but its reading never finished (EzDocs was busy, or it timed out) — read again by the ten-minute check, the same way it arrived', 'file': 'Mangesh Uphade Index -2.pdf', 'type': 'index2', 'doc_id': |
| 1d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-14T11:12:18', 'why': 'paper', 'open': 8, 'mails': [{'at': '2026-10-01 10:41', 'id': '1a0f70eb717b7df4', 'from': 'branch', 'gist': 'The branch has attached all required documents and payment scre |
| 1d ago | EzDocs | paper_against_file490 | {'at': '2026-10-14T11:12:17', 'why': 'The Index II is now on file, as requested by the branch.', 'file': 'Mangesh Uphade Index -2.pdf', 'kinds': ['index2', 'index2'], 'doc_id': '8d32eca3-0cbb-405e-a231-3d6dcc7fbc51', 'be |
| 1d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-14T11:12:13', 'why': 'first note', 'open': 8, 'mails': [{'at': '2026-10-01 10:41', 'id': '1a0f70eb717b7df4', 'from': 'branch', 'gist': 'The branch has attached all required documents and payment |
| 1d ago | EzDocs | address_compared | {'sig': 'ebb39ac87474c2bd', 'why': 'new mail', 'people': [{'home': 'Tisgaon, Nashik, 422205', 'person': 'Mangesh Deepak Uphade', 'against': [{'src': 'sanction_letter', 'why': 'every name agrees; the PIN agrees', 'file': |
| 1d ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 2, 'seconds': 15.2, 'workers': 2} |
| 1d ago | EzDocs | money_settled | {'fp': '10178e4cb6528ab5', 'held': 2100000.0, 'asked': True, 'action': 'agrees', 'agrees': True, 'amount': 2100000.0, 'papers': [{'lan': '77000360952', 'file': 'KFSLetter_77000360952 (1).pdf', 'kind': 'sanction_letter', |
| 1d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 1d ago | EzDocs | applicant_email_captured | {'why': "the e-filing's Mortgagor page asks for the person's e-mail — read off the letter, so nobody types it from memory", 'domain': 'gmail.com', 'source': 'sanction_letter'} |
| 1d ago | EzDocs | payer_mobile_captured | {'last4': '3936', 'source': 'sanction_letter'} |
| 1d ago | EzDocs | roles_from_letter | {'why': "the sanction letter lists the borrowers in order and the first is the applicant — GRAS's first party is the BORROWER, and this is the paper that says which of them that is", 'changed': ['MONIKA MANGESH UPHADE -> |
| 1d ago | EzDocs | letter_read_from_print512 | {'lan': '77000360952', 'why': "the letter is a form the playbook knows and the bank's own system wrote it: its print is read by a rule, every figure checked against its own words, and no reader is asked", 'form': 'ICICI |
| 1d ago | EzDocs | document_received | {'file': 'KFSLetter_77000360952 (1).pdf', 'doc_type': 'sanction_letter', 'confidence': 0.99} |
| 1d ago | EzDocs | document_received | {'file': 'Mangesh Uphade Index -2.pdf', 'doc_type': 'index2', 'confidence': 1.0} |