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Cases / NOI-2026-01361

AJAY BALASO DESAI

PNB_HFLLAN HOU/KOP/0626/5140614 Index II shared · done All documentsMails & papers 4
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs1 still to come
10 of 11 in hand.
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓Payment screenshot — shows ₹11,650; money not verified yetopen
✓PAN cardopen
✓Aadhaar cardopen
✓Paid challan (GRAS)open
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓E-filing copy (token)open
Applicant's PAN Card — still needed
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (14)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • The work is done — our fee of ₹11,670.03 is still not in our account. Chase the branch for it.
  • Payment proof is from 2026-08-06 — an old receipt?
MoneyWaiting for the credit
₹11,670.03CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹11,650; we wait for the credit itself
Ask for the exact ₹11,670.03. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%3,700
Registration fee 0.5%6,150
Government handling320
Our service fee1,500.03
Total we ask for11,670.03
Screenshot ₹11,650 — ₹20 under our ask, not below the real calculation ₹11,632. Counts as full. Nothing to ask.
why?
The branch paid the statutory-exact figure (our ₹10 round-ups are the buffer). Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-06 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 19:18 — 0 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹11,652. We ask ₹11,670 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
₹11,670 · 16:09 · ASHISH SAVKAR JADHAV · 5426751925 EXACTLY OUR ASK
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 18 minour time · 6 Aug 16:31
Index II 81 h 29 minour time · 16 Sep 12:39
the NOI team 9 d 1 hthe branch 45 d 23 htotal 55 d
Complete.
Day by day — every step and who held it
6 Aug 15:13Your branch's mail
6 Aug 16:31Challan made+1 h 18 min · the NOI team
7 Sep 12:28Papers from your branch+31 d 19 h · the branch
10 Sep 16:56Filed on IGR — e-filing shared+3 d 4 h · the NOI team
16 Sep 12:39Index II sent+5 d 19 h · the NOI team
30 Sep 16:09Papers from your branch+14 d 3 h · the branch
30 Sep 16:09Papers readat once
30 Sep 16:09Papers from your branchat once
30 Sep 16:09Papers readat once
30 Sep 16:09Property readat once
30 Sep 16:09Papers from your branchat once
30 Sep 16:09Papers readat once
30 Sep 16:09Papers from your branchat once
30 Sep 16:09Papers readat once
30 Sep 16:09Papers from your branchat once
30 Sep 16:09Papers readat once
30 Sep 16:09Papers from your branchat once
30 Sep 16:09Papers readat once
30 Sep 16:09Papers from your branchat once
30 Sep 16:09Papers readat once
30 Sep 16:10Papers from your branchat once
30 Sep 16:10Papers read+1 min · the NOI team
30 Sep 16:11Fee quotedat once
Case facts
Bank
PNB_HFL
Loan amount
₹12,29,000
Loan account no.
HOU/KOP/0626/5140614
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe name of person 3
The PAN cardAJAY BALASAHEB DESAI
The sanction letter DIFFERSAJAY BALASO DESAI
What to do: The name is spelt differently on the two papers. The person's name is typed as the PAN card prints it; read both once — if they are not the same person, stop and ask the branch.
Compared: the sanction letter, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI filing process appears to be complete, with the NOI team having shared the government's Index II for case closure. No further actions are pending from either the bank branch or the NOI team.
the history says the next move is with no one — the case is finished — case closed
✓ loan papers sent — done, mail 1 (2026-09-07) “PFA sale deed index II”
✓ challan made — done, mail 1 (2026-09-07) “PFA challan for your reference..”
✓ challan shared — done, mail 1 (2026-09-07) “PFA challan for your reference..”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-07) “PFA sale deed index II”
✓ filed on the IGR site — done, mail 2 (2026-09-10) “PFA: Downloaded e-filing for your reference..”
✓ e-filing copy shared — done, mail 2 (2026-09-10) “PFA: Downloaded e-filing for your reference..”
✓ NOI Index II shared — done, mail 4 (2026-09-16) “PFA index 2 copy for case closure..”
read over 4 mail(s), last mail 2026-09-16 · read 29d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 15d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 0926081307632 · ₹300 · paid 08/09/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH007846440202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
NP nikhil.patil@phfl.com phfl.com
07 Sep, 12:28 · 38d ago THE APP JOINED HERE — earlier mails are on Gmail
Re[2]: PROCESSNOI CHALLAN 0.3 AND 0.5AJAY BALASO DESAI HOU/KOP/0626/5140614
Dear Team,

PFA

sale deed index II

Thanks & Regards, Nikhil Sanjay Patil, Branch Operations executive, 401/402, 4th Floor, Matoshri Plaza, Venus Corner, Shahupuri, Kolhapur 416 001 PNB Housing Finance Limited Toll Free: 1800 120 8800 Website- www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/06/26 16:37 To: Sandeep Karade (sandeep.karade@pnbhousing.com) Cc: Shambhavi Tandale (shambhavi.tandale@pnbhousing.com), Nikhil Sanjay Patil (nikhil.patil@phfl.com), Manjeet Sangat (manjeet.sangat@pnbhousing.com), Nitin Nair (nitin.nair@pnbhousing.com), Swapnil More (swapnil.more@pnbhousing.com), Rahul Shripati Patil 2 (rahul.patil2@phfl.com) Subject: Re: PROCESSNOI CHALLAN 0.3 AND 0.5AJAY BALASO DESAI HOU/KOP/0626/5140614 Exercise Secured by Check Point Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Thu, 6 Aug 2026 at 15:35, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Thu, 6 Aug 2026 at 15:15, Sandeep Karade < sandeep.karade@pnbhousing.com > wrote: Dear Team, KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5 Customer Name AJAY BALASO DESAI Lan No HOU/KOP/0626/5140614 Loan Amount 1229000/- LOAN AMOUNT 1229000/- 0.3% 6145/- 0.5% 3687/- FEES 1800/- TOTAL 11632/- *Sanction Letter Attached *Applicant and Co App Aadhar Card Attached *Applicant and Co App Pan Card Attached *Index II Copy *Soft copy of Photograph Attached *Payment details Attached SRO No KAVAN 3 Thanks and Regards Sandeep Karade ASM Kolhapur Mobile: 9552754500 Toll free : 1800 120 8800 Internal
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
10 Sep, 16:56 · 35d ago

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 7 Sept 2026 at 12:09, Nikhil Sanjay Patil < nikhil.patil@phfl.com > wrote: Dear Team, PFA sale deed index II Thanks & Regards, Nikhil Sanjay Patil, Branch Operations executive, 401/402, 4th Floor, Matoshri Plaza, Venus Corner, Shahupuri, Kolhapur 416 001 PNB Housing Finance Limited Toll Free: 1800 120 8800 Website- www.pnbhousing.com From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/06/26 16:37 To: Sandeep Karade (sandeep.karade@pnbhousing.com) Cc: Shambhavi Tandale (shambhavi.tandale@pnbhousing.com), Nikhil Sanjay Patil (nikhil.patil@phfl.com), Manjeet Sangat (manjeet.sangat@pnbhousing.com), Nitin Nair (nitin.nair@pnbhousing.com), Swapnil More (swapnil.more@pnbhousing.com), Rahul Shripati Patil 2 (rahul.patil2@phfl.com) Subject: Re: PROCESSNOI CHALLAN 0.3 AND 0.5AJAY BALASO DESAI HOU/KOP/0626/5140614 Exercise Secured by Check Point Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 6 Aug 2026 at 15:35, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 6 Aug 2026 at 15:15, Sandeep Karade < sandeep.karade@pnbhousing.com > wrote: Dear Team, KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5 Customer Name AJAY BALASO DESAI Lan No HOU/KOP/0626/5140614 Loan Amount 1229000/- LOAN AMOUNT 1229000/- 0.3% 6145/- 0.5% 3687/- FEES 1800/- TOTAL 11632/- *Sanction Letter Attached *Applicant and Co App Aadhar Card Attached *Applicant and Co App Pan Card Attached *Index II Copy *Soft copy of Photograph Attached *Payment details Attached SRO No KAVAN 3 Thanks and Regards Sandeep Karade ASM Kolhapur Mobile: 9552754500 Toll free : 1800 120 8800 Internal
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL The NOI teamTYPED IN GMAIL
16 Sep, 12:38 · 29d ago
Dear Team,

PFA index 2 copy for case closure..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 10 Sept 2026 at 16:56, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
TEAM, PFA: Downloaded e-filing for your reference.. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Mon, 7 Sept 2026 at 12:09, Nikhil Sanjay Patil <nikhil.patil@phfl.com> wrote: > Dear Team, > > PFA > > sale deed index II > > Thanks & Regards, > Nikhil Sanjay Patil, > Branch Operations executive, > > 401/402, 4th Floor, Matoshri Plaza, > > Venus Corner, Shahupuri, Kolhapur 416 001 > > PNB Housing Finance Limited > > Toll Free: 1800 120 8800 > > Website-www.pnbhousing.com > > > > ----- Original Message ----- > ------------------------------ > From: THINKBIGZ NOI (pnb.noifilling@gmail.com) > Date: 08/06/26 16:37 > To: Sandeep Karade (sandeep.karade@pnbhousing.com) > Cc: Shambhavi Tandale (shambhavi.tandale@pnbhousing.com), Nikhil Sanjay > Patil (nikhil.patil@phfl.com), Manjeet Sangat ( > manjeet.sangat@pnbhousing.com), Nitin Nair (nitin.nair@pnbhousing.com), > Swapnil More (swapnil.more@pnbhousing.com), Rahul Shripati Patil 2 ( > rahul.patil2@phfl.com) > Subject: Re: PROCESSNOI CHALLAN 0.3 AND 0.5AJAY BALASO DESAI > HOU/KOP/0626/5140614 > > > Secured by Check Point > Team, > > PFA challan for your reference.. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Thu, 6 Aug 2026 at 15:35, THINKBIGZ NOI <pnb.noifilling@gmail.com> > wrote: > >> Team, >> >> We acknowledge the receipt of your mail documents and payment. We will >> initiate the challan for the same. For NOI filing, We need an index 2 copy.. >> >> *Regards,* >> >> *NOI Coordinator (PNB)* >> *ThinkBigz* >> *M:-8097244974 <(809)%20724-4974>* >> >> >> On Thu, 6 Aug 2026 at 15:15, Sandeep Karade < >> sandeep.karade@pnbhousing.com> wrote: >> >>> Dear Team, >>> >>> KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5 >>> >>> *Customer Name* >>> >>> >>> >>> >>> >>> AJAY BALASO DESAI >>> >>> *Lan No* >>> >>> >>> >>> >>> HOU/KOP/0626/5140614 >>> >>> *Loan Amount* >>> >>> 1229000/- >>> >>> >>> *LOAN AMOUNT* >>> >>> 1229000/- >>> >>> *0.3%* >>> >>> 6145/- >>> >>> *0.5%* >>> >>> 3687/- >>> >>> *FEES* >>> >>> 1800/- >>> >>> *TOTAL* >>> >>> 11632/- >>> >>> >>> >>> >>> **Sanction Letter* >>> >>> Attached >>> >>> **Applicant and Co App Aadhar Card* >>> >>> Attached >>> >>> **Applicant and Co App Pan Card* >>> >>> Attached >>> >>> **Index II Copy* >>> >>> **Soft copy of Photograph* >>> >>> Attached >>> >>> **Payment details* >>> >>> Attached >>> >>> >>> *SRO No* >>> >>> KAVAN 3 >>> >>> >>> >>> >>> >>> >>> >>> Thanks and Regards >>> >>> Sandeep Karade >>> >>> ASM >>> >>> Kolhapur >>> >>> Mobile: 9552754500 >>> >>> Toll free : 1800 120 8800 >>> >>> >>> >>> Internal >>> >>
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”
OL The NOI teamTYPED IN GMAIL
16 Sep, 12:39 · 29d ago
Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 10 Sept 2026 at 16:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM, PFA: Downloaded e-filing for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 7 Sept 2026 at 12:09, Nikhil Sanjay Patil < nikhil.patil@phfl.com > wrote: Dear Team, PFA sale deed index II Thanks & Regards, Nikhil Sanjay Patil, Branch Operations executive, 401/402, 4th Floor, Matoshri Plaza, Venus Corner, Shahupuri, Kolhapur 416 001 PNB Housing Finance Limited Toll Free: 1800 120 8800 Website- www.pnbhousing.com From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/06/26 16:37 To: Sandeep Karade (sandeep.karade@pnbhousing.com) Cc: Shambhavi Tandale (shambhavi.tandale@pnbhousing.com), Nikhil Sanjay Patil (nikhil.patil@phfl.com), Manjeet Sangat (manjeet.sangat@pnbhousing.com), Nitin Nair (nitin.nair@pnbhousing.com), Swapnil More (swapnil.more@pnbhousing.com), Rahul Shripati Patil 2 (rahul.patil2@phfl.com) Subject: Re: PROCESSNOI CHALLAN 0.3 AND 0.5AJAY BALASO DESAI HOU/KOP/0626/5140614 Exercise Secured by Check Point Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 6 Aug 2026 at 15:35, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 6 Aug 2026 at 15:15, Sandeep Karade < sandeep.karade@pnbhousing.com > wrote: Dear Team, KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5 Customer Name AJAY BALASO DESAI Lan No HOU/KOP/0626/5140614 Loan Amount 1229000/- LOAN AMOUNT 1229000/- 0.3% 6145/- 0.5% 3687/- FEES 1800/- TOTAL 11632/- *Sanction Letter Attached *Applicant and Co App Aadhar Card Attached *Applicant and Co App Pan Card Attached *Index II Copy *Soft copy of Photograph Attached *Payment details Attached SRO No KAVAN 3 Thanks and Regards Sandeep Karade ASM Kolhapur Mobile: 9552754500 Toll free : 1800 120 8800 Internal
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Selfie / photo IMG_20260806_150418.png
filed 15d ago
Sanction letter Sanction letter (67).pdf
filed 15d ago
Payment screenshot IMG-20260806-WA0012.jpg
filed 15d ago
Selfie / photo IMG_20260806_135204.jpg
filed 15d ago
PAN card Akshata - Pan.pdf
filed 15d ago
Aadhaar card Akshata - Adhar.pdf
filed 15d ago
PAN card Ajay - Pan.pdf
filed 15d ago
Aadhaar card Ajay - Adhar.pdf
filed 15d ago
Paid challan (GRAS) AJAY BALASAHEB DESAI EchallanMH007846440202627E.pdf
filed 15d ago
Index IIthe branch sent this — an input Index.pdf
filed 15d ago
Other image010.jpg
filed 15d ago
Other image002.jpg
filed 15d ago
E-filing copy (token) eFilingDoc9990809260240.pdf
filed 15d ago
Index IIthe registered copy we filed IndexII9990809260240.pdf
filed 15d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹11,670.03
Where it stands
waiting for the credit
Screenshot claims
₹11,650 403418857668
Screenshot ₹11,650 — ₹20 under our ask, not below the real calculation ₹11,632. Counts as full. Nothing to ask.
why?
The branch paid the statutory-exact figure (our ₹10 round-ups are the buffer). Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-06 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
Paid at
—
Verified on
not yet
stale_claim:2026-08-06:55d

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹3,700₹6,150₹320 ₹1,500₹11,670
By law ₹11,652. We ask ₹11,670 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

50 of 58 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Title deed held by the bank (Agreement to Sale / Sale Deed …), Mobile (person 1), E-mail (person 1), Floor (person 1), PAN (person 2) …
19 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number, Property type (Open / Building / Open + Building), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), Area / sector (person 1), PIN (person 1) …
✓ EzDocs checked every box against the document’s own words 15d ago — all agree.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Index.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) इतर वर्णनः, इतर माहितीः, इतर माहितीः कोल्हापूर महानगरपालिका हद्दीतील ए वॉर्ड कसबा करवीर गणेश कॉलनी राधानगरी रोड परिसरातील रि.स.नं. 911/1 पैकी प्लॉट नं.2 याचे 7/12 उत्तारेप्रमाणे एकूण क्षेत्र 325.00 चौ.मी. या संपूर्ण मिळकतीवर बांधलेल्या तनिष्का रेसिडेन्सी या अपार्टमेंटमधील दुसऱ्या मजल्यावरील फ्लॅट युनिट नं. 201 क्षेत्र 44.62 चौ.मी. कार्पेट (73.12 चौ.मी. बिल्टअप) इन्क्लोज्ड बाल्कनी क्षेत्र 6.41 चौ.मी. बाल्कनी क्षेत्र 17.05 चौ.मी. समाईक क्षेत्र 10.49 चौ. मी. पार्किंग नं. 6 क्षेत्र 11.00 चौ.मी. ((Survey Number: रि.स.नं. 911/1 पैकी प्लॉट नं.2 फ्लॅट युनिट नं. 201:)) स्थानिक स्वराज्य संस्थाः कोल्हापूर म.न.पा.
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The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
Sanction letter (67).pdf
as printed
FLAT NO 201, SECOND FLOOR, TANISHKA RESIDENCY, GANESH COLONY, R S NO 911/1, PLOT NO 2, KOLHAPUR, NEAR GANESH TEMPLE, KOLHAPUR, A WARD RADHANAGARI ROAD, KOLHAPUR, MAHARASHTRA, INDIA, 416012
PIN
416012
the Index II
IndexII9990809260240.pdf
the property
1) CORPORATION: KOLHAPUR CORPORATION OTHER DETAILS: BUILDING NAME:TANISHKA RESIDENCY, FLOOR NO:2ND, FLAT NO:UNIT 201, ROAD:RADHANAGARI ROAD, BLOCK SECTOR:GANESH COLONY, KOLHAPUR, LANDMARK:NEAR GANESH TEMPLE, A WARD (SURVEY NUMBER: 911/1; PLOT NUMBER: 2;)
PIN
416012
the Index II
Index.pdf
the property
1) itara varnanah, itara maahitih, itara maahitih kolhaapura mahaanagarapaalikaa hadditila e vorda kasabaa karavira ganesha kolani raadhaanagari roda parisaraatila ri.sa.nan. 911/1 paiki plota nan.2 yaache 7/12 uttaarepramaane ekuna kshetra 325.00 chau.mi. yaa sampurna milakativara baandhalelyaa tanishkaa residensi yaa apaartamentamadhila dusaऱ्yaa majalyaavarila phlata yunita nan. 201 kshetra 44.62 chau.mi. kaarpeta (73.12 chau.mi. biltaapa) inklojda baalkani kshetra 6.41 chau.mi. baalkani kshetra 17.05 chau.mi. samaaika kshetra 10.49 chau. mi. paarkinga nan. 6 kshetra 11.00 chau.mi. ((SURVEY NUMBER: ri.sa.nan. 911/1 paiki plota nan.2 phlata yunita nan. 201:)) sthaanika svaraajya sansthaah kolhaapura ma.na.paa.
PIN
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 201 SECOND FLOOR TANISHKA RESIDENCY R S NO 911/1 PLOT NO 2
Locality/Road
GANESH COLONY A WARD RADHANAGARI ROAD NEAR GANESH TEMPLE
Area/City
KOLHAPUR
check or correct a box, the papers beside it →
the Index II also prints: 1, 2ND, NAME, OTHER
the Index II also prints: 00, 05, 1, 10, 11, 12, 17, 325, APAARTAMENTAMADHILA, BAALKANI, BAANDHALELYAA, BILTAAPA, CANNOT, CHAU, DUSA, EKUNA, HADDITILA, INKLOJDA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorAJAY BALASAHEB DESAIBHBPD6840G
mortgagorAJAY BALASO DESAI…9868
mortgagorAKSHATA AJAY DESAICFDPC6724H…7718
All mail records (for Abhijit — safe to ignore)
TemplateToWhen
none yet
What EzDocs read from each document — check anything marked in red
Selfie / photo IMG_20260806_150418.png needs your check
kind
live_selfie
legible
True
confidence
1
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1, 'face_visible': True, 'quality_issue': None}
Sanction letter Sanction letter (67).pdf needs your check
lan
HOU/KOP/0626/5140614
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'AJAY BALASO DESAI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'AKSHATA AJAY DESAI', 'role': 'applicant', 'label': 'Applicant'}
loan type
Housing Loan
confidence
1.0
rate words
PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% -4.25% = 8.90% per annum as on the date of execution of the loan agreement
loan amount
1200000
rate spread
-4.25
final amount
1229000
interest rate
8.9
sanction date
26-Jun-2026
letter version
4
reference rate
13.15
applicant email
desaiajay321@gmail.com
applicant names
AJAY BALASO DESAI, AKSHATA AJAY DESAI
printed altered
False
applicant mobile
7875707597
balance transfer
False
property address
pin: 416012; road: RADHANAGARI ROAD; state: MAHARASHTRA; taluka: Kolhapur; Flat no: 201; district: Kolhapur; Floor: SECOND FLOOR; landmark: NEAR GANESH TEMPLE; Address: FLAT NO 201, SECOND FLOOR, TANISHKA RESIDEN
insurance premium
29000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
1229000
security address verbatim
FLAT NO 201, SECOND FLOOR, TANISHKA RESIDENCY, GANESH COLONY, R S NO 911/1, PLOT NO 2, KOLHAPUR, NEAR GANESH TEMPLE, Kolhapur, A WARD RADHANAGARI ROAD, Kolhapur, MAHARASHTRA, India, 416012
applicant address verbatim
A 16 3/4 RAJLAXMI NAGAR, SAMBHAJI NAGAR STAND, DEVKAR PANAND KOLHAPUR, ., Kolhapur, MAHARASHTRA, 416012, Kolhapur, India
raw reading (for Abhijit)
{'lan': 'HOU/KOP/0626/5140614', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'AJAY BALASO DESAI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'AKSHATA AJAY DESAI', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'rate_words': 'PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% -4.25% = 8.90% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1200000, 'rate_spread': -4.25, 'final_amount': 1229000, 'interest_rate': 8.9, 'quality_issue': None, 'sanction_date': '26-Jun-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'desaiajay321@gmail.com', 'applicant_names': ['AJAY BALASO DESAI', 'AKSHATA AJAY DESAI'], 'printed_altered': False, 'applicant_mobile': '7875707597', 'balance_transfer': False, 'property_address': {'pin': '416012', 'road': 'RADHANAGARI ROAD', 'state': 'MAHARASHTRA', 'taluka': 'Kolhapur', 'flat_no': '201', 'district': 'Kolhapur', 'floor_no': 'SECOND FLOOR', 'landmark': 'NEAR GANESH TEMPLE', 'full_address': 'FLAT NO 201, SECOND FLOOR, TANISHKA RESIDENCY, GANESH COLONY, R S NO 911/1, PLOT NO 2, KOLHAPUR, NEAR GANESH TEMPLE, Kolhapur, A WARD RADHANAGARI ROAD, Kolhapur, MAHARASHTRA, India, 416012', 'village_city': 'Kolhapur', 'building_name': 'TANISHKA RESIDENCY', 'survey_or_cts_no': 'R S NO 911/1, PLOT NO 2'}, 'insurance_premium': 29000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1229000, 'security_address_verbatim': 'FLAT NO 201, SECOND FLOOR, TANISHKA RESIDENCY, GANESH COLONY, R S NO 911/1, PLOT NO 2, KOLHAPUR, NEAR GANESH TEMPLE, Kolhapur, A WARD RADHANAGARI ROAD, Kolhapur, MAHARASHTRA, India, 416012', 'applicant_address_verbatim': 'A 16 3/4 RAJLAXMI NAGAR, SAMBHAJI NAGAR STAND, DEVKAR PANAND KOLHAPUR, ., Kolhapur, MAHARASHTRA, 416012, Kolhapur, India'}
Payment screenshot IMG-20260806-WA0012.jpg needs your check
utr
403418857668
date
2026-08-06
time
13:42
amount
11650
method
PhonePe
payee upi
Vyapar.********2080@h...
payee name
THINK BIGZ INITIATIVE
raw reading (for Abhijit)
{'utr': '403418857668', 'date': '2026-08-06', 'time': '13:42', 'amount': 11650, 'method': 'PhonePe', 'payee_upi': 'Vyapar.********2080@h...', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE', 'payer_name': None, 'debit_notification_text': None}
Selfie / photo IMG_20260806_135204.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
PAN card Akshata - Pan.pdf needs your check
dob
1996-03-25
pan
CFDPC6724H
name
AKSHATA AJAY DESAI
legible
True
father name
BAJIRAO SHANKAR CHAVAN
raw reading (for Abhijit)
{'dob': '1996-03-25', 'pan': 'CFDPC6724H', 'name': 'AKSHATA AJAY DESAI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'BAJIRAO SHANKAR CHAVAN', 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card Akshata - Adhar.pdf needs your check
dob
1996-03-25
name
Akshata Ajay Desai
mobile
8766734833
address
pin: 416012; area: Rajlaxmi Nagar; flat: A-16,3/4,; road: Devkar panand; state: Maharashtra; district: Kolhapur; post_office: Kolhapur City; Village: Kolhapur City
legible
True
aadhaar last4
7718
raw reading (for Abhijit)
{'dob': '1996-03-25', 'pan': None, 'name': 'Akshata Ajay Desai', 'mobile': '8766734833', 'address': {'pin': '416012', 'area': 'Rajlaxmi Nagar', 'flat': 'A-16,3/4,', 'road': 'Devkar panand', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Kolhapur', 'post_office': 'Kolhapur City', 'village_city': 'Kolhapur City'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7718', 'quality_issue': None}
PAN card Ajay - Pan.pdf needs your check
dob
1990-07-31
pan
BHBPD6840G
name
AJAY BALASAHEB DESAI
legible
True
father name
BALASAHEB PANDURANG DESAI
raw reading (for Abhijit)
{'dob': '1990-07-31', 'pan': 'BHBPD6840G', 'name': 'AJAY BALASAHEB DESAI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'BALASAHEB PANDURANG DESAI', 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card Ajay - Adhar.pdf needs your check
dob
1990-07-31
name
Ajay Balaso Desai
mobile
7875707597
address
pin: 416012; flat: A-16 3/4; road: Sambhajinagar Stand, Devkar Panand Kolhapur; state: Maharashtra; building: Rajlaxmi Nagar; district: Kolhapur; post_office: Kolhapur City; Village: Karvir
legible
True
aadhaar last4
9868
raw reading (for Abhijit)
{'dob': '1990-07-31', 'pan': None, 'name': 'Ajay Balaso Desai', 'mobile': '7875707597', 'address': {'pin': '416012', 'area': None, 'flat': 'A-16 3/4', 'road': 'Sambhajinagar Stand, Devkar Panand Kolhapur', 'floor': None, 'state': 'Maharashtra', 'building': 'Rajlaxmi Nagar', 'district': 'Kolhapur', 'post_office': 'Kolhapur City', 'village_city': 'Karvir'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9868', 'quality_issue': None}
Paid challan (GRAS) AJAY BALASAHEB DESAI EchallanMH007846440202627E.pdf needs your check
grn
MH007846440202627E
pin
416012
total
9850.0
article
6(1)
defaced
False
bank cin
03006172026080601143
district
KOLHAPUR
area city
MAHARASHTRA KOLHAPUR
payer pan
BHBXXXXXXG
flat block
FLAT NO 201, SECOND FLOOR, TANISHKA RESIDENCY, GANESH COLONY, R S NO 911/1, PLOT NO 2, KOLHAPUR
payer name
AJAY BALASAHEB DESAI
sro office
KRV3_KARVEER NO 3 JT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1229000
scheme rows
{'amount': 3700.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 6150.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX7597
payment date
06/08/2026-16:31:40
road locality
NEAR GANESH TEMPLE, A WARD, RADHANAGARI ROAD, KOLHAPUR,
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
1229000
raw reading (for Abhijit)
{'grn': 'MH007846440202627E', 'pin': '416012', 'total': 9850.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026080601143', 'district': 'KOLHAPUR', 'area_city': 'MAHARASHTRA KOLHAPUR', 'payer_pan': 'BHBXXXXXXG', 'flat_block': 'FLAT NO 201, SECOND FLOOR, TANISHKA RESIDENCY, GANESH COLONY, R S NO 911/1, PLOT NO 2, KOLHAPUR', 'payer_name': 'AJAY BALASAHEB DESAI', 'sro_office': 'KRV3_KARVEER NO 3 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1229000', 'scheme_rows': [{'amount': 3700.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 6150.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX7597', 'payment_date': '06/08/2026-16:31:40', 'road_locality': 'NEAR GANESH TEMPLE, A WARD, RADHANAGARI ROAD, KOLHAPUR,', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1229000'}
Index II Index.pdf needs your check
kind
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'कोल्हापूर म.न.पा. (महानगरपालिका)', 'r11_serial': 'कवन4-6644-2026', 'r14_remark': 'शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) In movable Property ==> (1) t मुद्रांक within the limit
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'कोल्हापूर म.न.पा. (महानगरपालिका)', 'r11_serial': 'कवन4-6644-2026', 'r14_remark': 'शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) In movable Property ==> (1) t मुद्रांक within the limits of any Municipal Corporation or any Can onment', 'r4_locality': None, 'r5_area_text': '1) 73.12 चौ. मीटर', 'r7_executants': [{'age': '56', 'pan': 'AAYXXXXX2H', 'name': 'संदिप पांडुरंग डोंगळे', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः ब्लॉक नंः -, रोड नं: रा.द्वारा प्लॉट नं. 22 गणेश कॉलनी राधानगरी रोड कोल्हापूर, महाराष्ट्र, कॉळः आपूर. पिन:- 416012'}, {'age': '53', 'pan': 'AUHXXXXX5C', 'name': 'राजधी संदिप डोंगळे', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः ब्लॉक नंः -, रोड नंः रा.द्वारा प्लॉट नं.22 गणेश कॉलनी राधानगरी रोड कोल्हापूर, महाराष्ट्र, कॉळःआपूर, पिन:- 416012'}], 'r8_purchasers': [{'age': '36', 'pan': 'BHBXXXXX0G', 'name': 'अजय बाळासो देसाई', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः ब्लॉक नं.-, रोड नंः रा.द्वारा ए-16 3/4 राजलक्ष्मी नगर संभाजी नगर स्टेंड देवकर पाणंद कोल्हापूर, महाराष्ट्र, क्रॉळः आपूर, पिनः- 416012'}], 'r12_stamp_duty': 216000.0, 'r3_market_value': None, 'r1_document_type': 'अनुच्छेद - अभिहस्तातरणपत्र प्रकार - डीड ऑफ अपार्टमेंट', 'r2_consideration': None, 'r9_execution_date': '02-09-2026', 'r13_registration_fee': 30000.0, 'r10_registration_date': '02-09-2026'}, 'doc_no': 'कवन4-6644-2026', 'village': 'करवीर', 'doc_kind': 'सूची क्र. २', 'doc_year': '2026', 'sro_name': 'सह दुय्यम निबंधक करवीर क्र. ४', 'area_text': '73.12 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 30000.0, 'header_sro': 'सह दुय्यम निबंधक करवीर क्र. ४.', 'mortgagors': ['संदिप पांडुरंग डोंगळे', 'राजधी संदिप डोंगळे'], 'stamp_duty': 216000.0, 'filing_date': '2026-09-02', 'loan_amount': 3582000.0, 'property_text': '1) इतर वर्णनः, इतर माहितीः, इतर माहितीः कोल्हापूर महानगरपालिका हद्दीतील ए वॉर्ड कसबा करवीर गणेश कॉलनी राधानगरी रोड परिसरातील रि.स.नं. 911/1 पैकी प्लॉट नं.2 याचे 7/12 उत्तारेप्रमाणे एकूण क्षेत्र 325.00 चौ.मी. या संपूर्ण मिळकतीवर बांधलेल्या तनिष्का रेसिडेन्सी या अपार्टमेंटमधील दुसऱ्या मजल्यावरील फ्लॅट युनिट नं. 201 क्षेत्र 44.62 चौ.मी. कार्पेट (73.12 चौ.मी. बिल्टअप) इन्क्लोज्ड बाल्कनी क्षेत्र 6.41 चौ.मी.
Other image010.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image002.jpg needs your check
payments inside
payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
E-filing copy (token) eFilingDoc9990809260240.pdf needs your check
sro
CGD
kind
efiling_copy
token
9990809260240
legible
True
property
road: RADHANAGARI ROAD; unit: UNIT 201; floor: 2ND; taluka: Karavir; numbers: [{'type': 'Survey Number', 'value': '911/1'}, {'type': 'Plot Number', 'value': '2'}]; village: Karavir; building: TANISHKA RESIDENCY; district
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'BHBPD6840G', 'name': 'AJAY BALASAHEB DESAI', 'address': 'Flat No:G, Floor No:G, Building Name:A 16 3/4 RAJLAXMI NAGAR, SAMBHAJI NAGAR STAND, Road: DEVKAR PANAD KOLHAPUR, City:KOLHAPUR, State: MAHARASHTRA, Distri
title deed
Index II :6644/2026 SRO KARVIR-4
filing date
2026-09-10
loan amount
1229000.0
payment lines
{'ref': 'MH007846440202627E', 'head': 'Stamp Duty', 'dated': '06/08/2026', 'amount': 3687.0, 'ref_kind': 'GRN'}, {'ref': 'MH007846440202627E', 'head': 'Filing Fee', 'dated': '06/08/2026', 'amount': 6150.0, 'ref_kind': 'G
date of mortgage
2026-09-08
raw reading (for Abhijit)
{'sro': 'CGD', 'kind': 'efiling_copy', 'token': '9990809260240', 'legible': True, 'property': {'pin': None, 'road': 'RADHANAGARI ROAD', 'unit': 'UNIT 201', 'floor': '2ND', 'taluka': 'Karavir', 'numbers': [{'type': 'Survey Number', 'value': '911/1'}, {'type': 'Plot Number', 'value': '2'}], 'village': 'Karavir', 'building': 'TANISHKA RESIDENCY', 'district': 'Kolhapur', 'area_text': '44.62 Sq.mt.', 'local_body': 'A WARD', 'description': 'Block Sector:GANESH COLONY, KOLHAPUR, Landmark:NEAR GANESH TEMPLE', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'BHBPD6840G', 'name': 'AJAY BALASAHEB DESAI', 'address': 'Flat No:G, Floor No:G, Building Name:A 16 3/4 RAJLAXMI NAGAR, SAMBHAJI NAGAR STAND, Road: DEVKAR PANAD KOLHAPUR, City:KOLHAPUR, State: MAHARASHTRA, District:KOLHAPUR, Pin:416012'}], 'title_deed': 'Index II :6644/2026 SRO KARVIR-4', 'filing_date': '2026-09-10', 'loan_amount': 1229000.0, 'payment_lines': [{'ref': 'MH007846440202627E', 'head': 'Stamp Duty', 'dated': '06/08/2026', 'amount': 3687.0, 'ref_kind': 'GRN'}, {'ref': 'MH007846440202627E', 'head': 'Filing Fee', 'dated': '06/08/2026', 'amount': 6150.0, 'ref_kind': 'GRN'}, {'ref': '0926081307632', 'head': 'Document Handling Charges', 'dated': '08/09/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-09-08'}
Index II IndexII9990809260240.pdf needs your check
extracted
pin: 416012; rows: {'r11_serial': '304/2026', 'r14_remark': '- ', 'r5_area_text': '1) Carpet Area: 45 Sq.mt.', 'r7_executants': None, 'r8_purchasers': [{'age': '36', 'pan': 'BHBPD6840G', 'name': 'AJAY BALASAHEB DESAI', '
reconcile
fields: {'village': {'ok': False, 'got': 'Karavir', 'score': 0.667, 'expected': 'Kasba Karveer'}, 'survey_no': {'ok': True, 'got': ['911/1', '2'], 'expected': '911/1'}, 'mortgagors': [{'ok': False, 'got': 'AJAY BALASAHEB
raw reading (for Abhijit)
{'extracted': {'pin': '416012', 'rows': {'r11_serial': '304/2026', 'r14_remark': '- ', 'r5_area_text': '1) Carpet Area: 45 Sq.mt.', 'r7_executants': None, 'r8_purchasers': [{'age': '36', 'pan': 'BHBPD6840G', 'name': 'AJAY BALASAHEB DESAI', 'address': 'Flat No:G, Floor No:G, Building Name:A 16 3/4 RAJLAXMI NAGAR, SAMBHAJI NAGAR STAND, Road:DEVKAR PANAD KOLHAPUR, City:KOLHAPUR, State:MAHARASHTRA, District:KOLHAPUR, Pin:416012'}], 'r12_stamp_duty': 3687.0, 'r1_document_type': '6-Notice of intimation regarding mortgage by way of deposit of Title Deed', 'r9_execution_date': '08/09/2026', 'r13_registration_fee': 6450.0, 'r10_registration_date': '15/09/2026'}, 'doc_no': '304/2026', 'village': 'Karavir', 'doc_kind': 'INDEX II', 'doc_year': '2026', 'sro_name': 'S.R. Chandgad', 'area_text': '1) Carpet Area: 45 Sq.mt.', 'mortgagee': 'PNB HOUSING FINANCE LTD', 'filing_fee': 6450.0, 'header_sro': None, 'mortgagors': ['AJAY BALASAHEB DESAI'], 'stamp_duty': 3687.0, 'filing_date': '2026-09-15', 'loan_amount': 1229000.0, 'token_number': '304/2026', 'property_text': '1) Corporation: Kolhapur Corporation Other details: Building Name:TANISHKA RESIDENCY, Floor No:2ND, Flat No:UNIT 201, Road:RADHANAGARI ROAD, Block Sector:GANESH COLONY, KOLHAPUR, Landmark:NEAR GANESH TEMPLE, A WARD ( Survey Number: 911/1 ; Plot Number: 2 ; )', 'header_village': None, 'survey_numbers': ['911/1', '2'], 'header_doc_number': None}, 'reconcile': {'fields': {'village': {'ok': False, 'got': 'Karavir', 'score': 0.667, 'expected': 'Kasba Karveer'}, 'survey_no': {'ok': True, 'got': ['911/1', '2'], 'expected': '911/1'}, 'mortgagors': [{'ok': False, 'got': 'AJAY BALASAHEB DESAI', 'score': 0.541, 'expected': 'AKSHATA AJAY DESAI'}, {'ok': True, 'got': 'AJAY BALASAHEB DESAI', 'score': 1.0, 'expected': 'AJAY BALASAHEB DESAI'}, {'ok': True, 'got': 'AJAY BALASAHEB DESAI', 'score': 0.865, 'expected': 'AJAY BALASO DESAI'}], 'loan_amount': {'ok': True, 'got': 1229000.0, 'expected': 1229000}, 'token_number': {'ok': False, &#x
Other image002.jpg needs your check
payments inside
payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Other image010.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Payment screenshot IMG-20260806-WA0012.jpg needs your check
payments inside
payments: [{'utr': '403418857668', 'date': '2026-08-06', 'page': 1, 'time': '13:42', 'payee': 'THINK BIGZ INITIATIVE...', 'amount': 11650.0, 'direction': 'debit', 'narration': 'Vyapar.********2080@h...', 'proof_kind': 's
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '403418857668', 'date': '2026-08-06', 'page': 1, 'time': '13:42', 'payee': 'THINK BIGZ INITIATIVE...', 'amount': 11650.0, 'direction': 'debit', 'narration': 'Vyapar.********2080@h...', 'proof_kind': 'success_screen'}]}}
Index II IndexII9990809260240.pdf needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
E-filing copy (token) eFilingDoc9990809260240.pdf needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Index II Index.pdf needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Paid challan (GRAS) AJAY BALASAHEB DESAI EchallanMH007846440202627E.pdf needs your check
payments inside
bank: PUNJAB NATIONAL BANK; kind: other; payments: []; rows_read: 0; account_holder: AJAY BALASAHEB DESAI
raw reading (for Abhijit)
{'payments_inside': {'bank': 'PUNJAB NATIONAL BANK', 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': 'AJAY BALASAHEB DESAI'}}
Sanction letter Sanction letter (67).pdf needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Technical record (for Abhijit — safe to ignore)
1d agoEzDocsreader_home_address{'fp': 'ea70f1b47c002e97', 'from': 'the sanction letter (Sanction letter (67).pdf)', 'home': {'pin': '416012', 'area': 'SAMBHAJI NAGAR STAND', 'flat': 'A 16 3/4', 'road': 'DEVKAR PANAND', 'state': 'MAHARASHTRA', 'buildin
13d agoEzDocshidden_payment_scan{'file': 'Sanction letter (67).pdf', 'kind': None, 'found': 0, 'doc_id': '12f622f8-e6b5-49ed-95b2-cd030f2d3d32', 'fetched': True}
13d agoEzDocshidden_payment_scan{'file': 'AJAY BALASAHEB DESAI EchallanMH007846440202627E.pdf', 'kind': 'other', 'found': 0, 'doc_id': '6ed8b518-72e6-44fd-9915-8704d76379a9', 'fetched': True}
13d agoEzDocshidden_payment_scan{'file': 'Index.pdf', 'kind': None, 'found': 0, 'doc_id': '1a25a4e2-7ef1-41d3-b610-8339510fd3e2', 'fetched': True}
13d agoEzDocshidden_payment_scan{'file': 'eFilingDoc9990809260240.pdf', 'kind': 'other', 'found': 0, 'doc_id': 'dbf51e99-0eb3-495b-92ff-59b8621e1972', 'fetched': True}
13d agoEzDocshidden_payment_scan{'file': 'IndexII9990809260240.pdf', 'kind': None, 'found': 0, 'doc_id': 'f7a618ac-d72b-43db-b454-893bf1c111f8', 'fetched': True}
15d agoEzDocscards_read{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'Akshata - Pan.pdf', 'cards': 1, 'doc_id': 'ca7868ea-08a6-4c66-a903-476e3bf735b7', 'applied': 0}
15d agoEzDocscards_read{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'Akshata - Adhar.pdf', 'cards': 1, 'doc_id': '0e676218-7abc-4fda-9dd3-6d40fdbe694a', 'applied': 0}
15d agoEzDocslesson456{'why': "this challan is not this case's customer's — nothing is taken from it", 'form': 'challan', 'lessons': [], 'skipped': "made for AJAY BALASAHEB DESAI — none of this case's people", 'challan_doc': '6ed8b518-72e6-44
15d agoEzDocshidden_payment_scan{'file': 'IMG-20260806-WA0012.jpg', 'kind': None, 'found': 1, 'doc_id': '96cd808d-88df-420c-8f06-5f0eb5260291', 'fetched': True}
15d agoEzDocspayment_found_in_statement{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260806-WA0012
15d agoEzDocsstale_claim_flagged{'age_days': 55, 'claim_date': '2026-08-06'}
15d agoEzDocsclaim_part_duplicate{'utr': '403418857668', 'date': '2026-08-06', 'parts': 1, 'amount': 11650.0, 'claimed_total': 11650.0}
15d agoEzDocshidden_payment_scan{'file': 'image010.jpg', 'kind': None, 'found': 0, 'doc_id': '38eb114f-c054-4992-9361-f20818b0b6ef', 'fetched': True}
15d agoEzDocshidden_payment_scan{'file': 'image002.jpg', 'kind': None, 'found': 0, 'doc_id': 'ec350a3c-ebbd-49b9-a2b6-b062b5bcf28b', 'fetched': True}
15d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'quick sweep', 'docs': ['Index.pdf', 'IndexII9990809260240.pdf', 'Sanction letter (67).pdf', 'Akshata - Adhar.pdf', 'Ajay - Adhar.pdf', 'Akshata - Pan.pdf', 'Ajay - Pan.pdf'], 'after': {'from': 'Ind
15d agoEzDocsaddress_compared{'sig': '43ae8082eaad7371', 'why': 'after gather', 'people': [{'home': 'A-16 3/4, Rajlaxmi Nagar, Sambhajinagar Stand, Devkar Panand Kolhapur, Karvir, Kolhapur, 416012', 'person': 'AJAY BALASO DESAI', 'against': [{'src':
15d agoEzDocschallan_boxes_composed{'fp': 'fb1a29e3f23f8f89', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 201 SECOND FLOOR TANISHKA RESIDENCY R S N
15d agoEzDocsbox_disagreement{'box': 'property.Title deed number', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '6644/2026 SRO KARVIR 4', 'page':
15d agoEzDocsbox_disagreement{'box': 'property.Area', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '44.62', 'page': 1, 'party': None, 'qu
15d agoEzDocsbox_disagreement{'box': 'property.Floor', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '2nd', 'page': 1, 'party': None
15d agoEzDocsbox_disagreement{'box': 'property.Number type', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'SURVEY', 'page': 1, 'party':
15d agoEzDocsbox_disagreement{'box': 'property.Block / sector', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'A Ward', 'page': 1, 'party
15d agoEzDocsbox_disagreement{'box': 'property.Village', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Kasba Karveer', 'page': 1,
15d agoEzDocsbox_disagreement{'box': 'property.taluka', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Karveer', 'page': 1, 'party': No
15d agoEzDocsproperty_self_check{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 20, 'trigger': 'after the Index II takeover'}
15d agoEzDocsproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Index.pdf', 'changed': {}, 'village': 'करवीर'}
15d agoEzDocsindex2_people_checked{'doc_id': '1a25a4e2-7ef1-41d3-b610-8339510fd3e2', 'differs': 0, 'matched': [{'score': 1.0, 'person': 'AJAY BALASO DESAI', 'pan_agrees': False}], 'not_on_case': 0}
15d agoEzDocscards_read{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'Ajay - Pan.pdf', 'cards': 1, 'doc_id': '669b9567-c34c-4cb9-97f1-4095aa3f5d07', 'applied': 0}
15d agoEzDocscards_read{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'Ajay - Adhar.pdf', 'cards': 1, 'doc_id': '02b5c27d-0dea-4a9f-917b-586a019b9413', 'applied': 0}

Case diary the case’s history — what happened, newest day first

Papers
1 still needed for the challan
Applicant's PAN Card
Money
₹11,650 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
For you to check: The work is done — our fee of ₹11,670.03 is still not in our account. Chase the branch for it. Payment proof is from 2026-08-06 — an old receipt?
30 Sep33 things
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
16:17
EzDocs took 46 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
16:17
The challan's address boxes were written from the papers
16:14
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
16:11
The payment proof already on the case was applied
16:11
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
16:11
Documents the branch had sent were fetched from the mail thread
16:11
Received: Index II
IndexII9990809260240.pdf
16:10
EzDocs read the whole file
16:10
Received: E-filing copy
eFilingDoc9990809260240.pdf
16:10
Received: other
image002.jpg
16:10
Received: other
image010.jpg
16:10
Index II (title document) received from the branch
16:10
Received: Index II
Index.pdf
16:10
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
16:10
Challan re-read against the case — matches exactly
16:10
Received: Challan
AJAY BALASAHEB DESAI EchallanMH007846440202627E.pdf
16:10
Received: Aadhaar
Ajay - Adhar.pdf
16:10
Co-applicant added
16:09
Received: PAN card
Ajay - Pan.pdf
16:09
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
16:09
Received: Aadhaar
Akshata - Adhar.pdf
16:09
Co-applicant added
16:09
Received: PAN card
Akshata - Pan.pdf
16:09
Selfie checked — a live one
A real selfie — usable for the e-filing.
16:09
Received: Selfie
IMG_20260806_135204.jpg
16:09
The loan amount was worked out from the papers
16:09
Payment proof arrived before the case was quoted — held
16:09
Received: Payment screenshot
IMG-20260806-WA0012.jpg
16:09
Property address read from the sanction letter
16:09
Received: Sanction letter
Sanction letter (67).pdf
16:09
Selfie checked — a live one
A real selfie — usable for the e-filing.
16:09
Received: Selfie
IMG_20260806_150418.png
16:09
27 Sep2 things — 1 caution · 1 step
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
16:02
The mail thread could not be read from Gmail
16:02
26 Sep1 thing — 1 step
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
15:42
16 Sep2 things — 2 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:08
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
12:39
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
06:49
14 Sep1 thing — 1 step
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
16:08
10 Sep1 thing — 1 step
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
21:14
7 Sep3 things — 1 letter written · 2 steps
The case's name was filled from its own papers
12:30
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
12:11
Case opened from the branch's mail
12:11
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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