⚠The PNB mailbox has used 131% of what Google lets it send in 24 hours (656 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Huma Enterprises
LAN 628240307677Loan ₹3,69,50,000NOISee the approvalMails & papers 7 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
9 Oct, 15:49
Documents
done 9 Oct, 15:55
Payment
took 1h 54m
Challan
done 9 Oct, 17:50 · GRAS ↗
Filing
waiting 4d 12h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
their moveWith bank to approve · the trail says: The branch has sent the loan documents and the Index II. The team needs to provide a fee quote to the branch.whole case so far 4d 14h
Needs your eyes3
The work is done — our fee of ₹1,27,380.08 is still not in our account. Chase the branch for it.
Screenshot shows money paid to “typed on the pay page” — not our account.
3 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Waiting for the bank to approve the draft
Sammaan and Hinduja approve before we submit. See all approvals.
Historywhat happened on this case, newest first
9 Oct107 things
file note490
mail against file490 — by ezdocs:reader
half read mail reread
kyc address missing
dhc prn read
efiling copy read
desk documents backfill
The draft e-filing copy went to the bank — waiting for its approval
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990910260709.pdf
file note490
mail against file490 — by ezdocs:reader
half read mail reread
file note490
mail against file490 — by ezdocs:reader
documents read together
Received: other
image001.png
file note490
mail against file490 — by ezdocs:reader
grn from challan
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
challan another borrowers
challan extracted
Received: Challan
SEAHJAD AHMED SIDDIQUI EchallanMH011710661202627E.pdf
copilot edit — by copilot:DARBAR
copilot check ok — by copilot
form checked489
copilot pick — by copilot
pan card name set aside — by copilot
payer not a firm471 — by copilot
money check hold — by copilot
pan card name set aside — by copilot
pan card name set aside — by copilot
copilot edit — by copilot:DARBAR
copilot check ok — by copilot
form checked489
copilot pick — by copilot
pan card name set aside — by copilot
payer not a firm471 — by copilot
money check hold — by copilot
pan card name set aside — by copilot
pan card name set aside — by copilot
quoted history checked
extra challan scanned
file note490
Not asked of the bank — what the reading stopped on means the same, or is not the property
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
property attrs split
documents read together
card mobile not taken
kyc address read
card mobile not taken
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
document read again
EzDocs read the whole trail as one conversation — where the case stands is on the page
The home address was read off the papers — by ezdocs:reader
cards read
pages trimmed480
pages trimmed480
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03353
acknowledged with advice
No fee quote sent — the branch's own figures were right
wrong payee flagged
The payment proof already on the case was applied
money settled — by ezdocs:reader
case read started — by ezdocs:reader
Property address read from the sanction letter
applicant email captured
roles from letter
applicant row from letter
Property address read from the sanction letter
roles from letter
property self check
Received: Sanction letter
LoanSchedule_1401648.pdf
property from index2
index2 people checked
property english extracted
Received: Sanction letter
SanctionLetter_1401648_01102026013556.pdf
Received: other
image001.jpg
Property read from the Index II
index2 people checked
index2 extra purchaser
Index II (title document) received from the branch
Received: PAN card
seahjad pancard 1.jpg
Payment proof arrived before the case was quoted — held
Selfie checked — a live one
A real selfie — usable for the e-filing.
Payment proof arrived before the case was quoted — held
Received: Aadhaar
SEAHJAD AHMED AADHAR.pdf
Received: Index II
index 2.pdf
Received: Selfie
PHOTO-2026-10-09-15-28-35.jpg
Received: Payment screenshot
PHOTO-2026-10-09-15-20-53.jpg
Received: Payment screenshot
PHOTO-2026-10-09-15-19-20.jpg
Payment proof arrived before the case was quoted — held
The branch wrote that it has paid (amount / UTR in the mail) — taken as its advice; the bank credit still decides
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
10 of 11 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Aadhaar cardopen
✓PAN cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
A challan that is not the NOI's (the sale deed's own) — not counted — inside SEAHJAD AHMED SIDDIQUI EchallanMH0open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 12 files
The file, as the engine remembers it9 open
The file is for a Loan against Property of Rs. 3,69,50,000 granted to M/S HUMA ENTERPRISES by Sammaan Capital Ltd. The applicant is a proprietorship firm, but the property is owned by individual co-applicant Seahjad Ahmed Basaratali Siddiqui. The challan payer must be the individual owner. The MOTD
○HUMA ENTERPRISES — PAN — the branch
○HUMA ENTERPRISES — date of birth — the branch
○HUMA ENTERPRISES — home building — the branch
○HUMA ENTERPRISES — home flat — the branch
○HUMA ENTERPRISES — home road — the branch
○HUMA ENTERPRISES — home PIN — the branch
○HUMA ENTERPRISES — home village / city — the branch
○this desk's fee (Rs 127380) — the branch
✗the papers disagree on Applicant is a Proprietorship Firm (sanction letter: Applicant is M/S HUMA ENTERPRISES (Proprietorship Firm), but) — a person — Ensure the challan is generated and paid in the name of the individual owner Seahjad Ahmed Basaratali Siddiqui using his PAN card, with the
?unsure of date_of_mortgage — The MOTD document is missing from the file.
the branch's last mail (2026-10-09): The branch confirms to proceed with the process. · brought: branch contact details
read once, kept; every new mail and paper is read against this note · kept 2026-10-09T12:30 UTC
Moneywaiting for the credit
₹1,27,380.08
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹1,27,400 — verified by itself the moment the bank credit is heard.
Paid by GPay at 2026-10-09 — verified when Google's NEFT lands in the PNB account (within hours).
The working
Stamp duty 0.3%1,10,860
Registration fee 0.5%15,000
Government handling320
Our service fee1,200
Total we ask for1,27,380.08
By law ₹1,27,370. We ask ₹1,27,380 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
Shop 604, 6th, Trade Square Building, A Wing, CTS, 662/2, Mohili, 400072
read from the Index II · e-filing boxes 41 of 46 ready
Check the property →the boxes beside the paper
People
SEAHJAD AHMED SIDDIQUI · co-applicantBAKPS1764CHUMA ENTERPRISES · applicant—
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