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Rahul Raghunath Gaikawad
LAN 77000366721Loan ₹30,00,000NOI SHORT ₹1,610.95File on IGRMails & papers 4 2 new 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
12 Oct, 15:14
Documents
done 12 Oct, 15:18
Payment
took 36m
Challan
done 12 Oct, 15:55 · GRAS ↗
Filing
in the tray 1d 8h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveChallan paidwhole case so far 1d 9h
Needs your eyes4
Payment SHORT by ₹1,610.95 (₹24,450 of ₹26,060.95).
Challan on file does not agree with the case. Open it before paying or sharing.
The work is done — our fee of ₹26,060.95 is still not in our account. Chase the branch for it.
2 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPour move
File the NOI on the IGR site
The challan is paid. The co-pilot fills the portal from the case; you check and submit.
Before opening the portal, the engine sees:
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 3 property box(es) not from the Index II / derived / unsure — amber on the portal: road, attr2_value, property_type
• Payment page: NO paid challan on this case fits its loan of 30,00,000 — GRN MH011831244202627E pays 8,410 + 14,010 (that is a loan of about 28,03,000): another customer's challan, or the loan on the file is wrong. The GRN, the amount and the date are left for a person.
• challan paid-date not on file — it is printed on the challan
• Loan Amount: 28,00,000 — the figure the paid challan prints (RAHUL RAGHUNATH GAIKWAD EchallanMH011831, GRN MH011831244202627E); the case holds 30,00,000. The notice is filed on the challan that was paid.
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
The challan was paid on another loan figure. The file adds up to ₹22,420; it reads: ₹8,410 (stamp-duty head), ₹14,010 (registration head); this case’s figures say ₹24,010 (0.3% ₹9,010 + 0.5% ₹15,000 on a loan of ₹30,00,000); the challan itself says a loan of ₹28,00,000. the case's figure is the sanction letter's loan amount. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
Historywhat happened on this case, newest first
Yesterday · 13 Oct1 thing
The pay link from the fee mail was opened — on the record only; it ties no money — by bank-pay:icici_hfc
12 Oct75 things — 12 documents received · 4 letters written · 2 cautions · 57 steps
quoted history checked
Judged again with today's rules, the challan still does not match the case — a person opens it
extra challan scanned
Checked: this challan is not another case's
template name checked
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
RAHUL RAGHUNATH GAIKWAD EchallanMH011831244202627E.pdf
copilot edit — by copilot:Nikhil
paper locate — by ezdocs:reader
calc figure452 — by copilot:Nikhil
copilot check issues — by copilot
reading boxes not the papers words — by copilot
money check hold — by copilot
challan boxes not the papers words — by copilot
index2 docno read
index2 docno read
The home address was read off the papers — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
file note490
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03412
Asked the branch for the balance, with the calculator table
acknowledged with advice
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
pages trimmed480
property self check
property from index2
money settled — by ezdocs:reader
money corrected from papers
papers not this case
documents read together
applicant email captured
roles from letter
mortgage date read
paper read beside case
money settled — by ezdocs:reader
money not settled
papers not this case
case read started — by ezdocs:reader
Property address read from the sanction letter
roles from letter
Received: Sanction letter
KFSLetter_77000366721 (1) (1).pdf
Received: LSR
RAHUL GAIKWAD - NEXUS PRIME SQUARE - BUILDER P (3).pdf
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
IMG-20261012-WA0015 (1).jpg
Received: Sanction letter
Issue NOC_NEXUS PRIME SQUARE_Wing B_1208.pdf
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Property checked by the engine — read from the report, every box that names the flat is there
party not merged
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Aadhaar
app adhar card mask.jpg
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Property read from the legal / technical report (the sanction letter had none)
Received: PAN card
app pan card.jpg
Received: Selfie
1001186232.jpg
Received: Technical report
HRQ-26-173895_INDProcessRequest_2500320261009125402054 (1).pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Aadhaar
co adhar card mask.jpg
Received: Selfie
1001186215.jpg
Received: PAN card
co pan card.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
12 of 12 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Selfie / photoopen
✓Aadhaar cardopen
✓Technical reportopen
✓Sanction letteropen
✓LSR (search report)open
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 12 files
The file, as the engine remembers it6 open
Complete file processed for Rahul Raghunath Gaikwad and co-applicant Sunita Raghunath Gaikwad under loan account 77000366721. Property details extracted accurately from the technical and legal scrutiny reports for Flat No. 1208, Nexus Prime Square.
○RAHUL RAGHUNATH GAIKWAD — home flat — the branch
○SUNITA RAGHUNATH GAIKWAD — mobile — the branch
○SUNITA RAGHUNATH GAIKWAD — e-mail — the branch
○SUNITA RAGHUNATH GAIKWAD — home flat — the branch
○property — title deed held — the branch
○this desk's fee (Rs 26060) — the branch
?the papers disagree on Loan Amount discrepancy between Sanction Letter and NOC lett (Sanction letter KFS: Sanctioned Loan Amount is Rs. 30,00,000 with LAN 77000366721; NOC letter and branch mail: Mentions an amount of Rs. 28,00,000.) — Verify if the filing loan amount should follow the main sanction letter amount of 30,00,000 or the branch request figure.
the branch's last mail (2026-10-12): Please process Rahul Lingayat.
read once, kept; every new mail and paper is read against this note · kept 2026-10-12T09:48 UTC
Moneywaiting for the credit
₹26,060.95
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹24,450. Case needs ₹26,060.95. SHORT by ₹1,610.95. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹1,550 below the real calculation of ₹26,000 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
The working
Stamp duty 0.3%9,010
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for26,060.95
By law ₹26,050. We ask ₹26,060 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
1208, 12th, NEXUS PRIME SQUARE, Wing B, GAT, 643, Borhadewadi, 412105
read from the Index II · e-filing boxes 42 of 46 ready
Check the property →the boxes beside the paper
People
RAHUL RAGHUNATH GAIKWAD · applicantBTPPG1481CSUNITA RAGHUNATH GAIKWAD · co-applicantAVXPG1078N
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