Cases / NOI-2026-03412

Rahul Raghunath Gaikawad

LAN 77000366721 Challan paid · our move SHORT ₹1,610.95 File on IGR All documents Mails & papers 4

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needsall in

12 of 12 in hand.
the challan is done — these are for the IGR filing / KYC

The challan was paid on another loan figure. The file adds up to ₹22,420; it reads: ₹8,410 (stamp-duty head), ₹14,010 (registration head); this case’s figures say ₹24,010 (0.3% ₹9,010 + 0.5% ₹15,000 on a loan of ₹30,00,000); the challan itself says a loan of ₹28,00,000. the case's figure is the sanction letter's loan amount. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.

✓PAN cardopen

✓Selfie / photoopen

✓Aadhaar cardopen

✓Technical reportopen

✓Sanction letteropen

✓Payment screenshot — SHORT ₹1,610.95 (shows ₹24,450 of ₹26,060.95)open

✓LSR (search report)open

✓Paid challan (GRAS)open

✓Index II — inside Issue NOC_NEXUS PRIME SQUARE_Wing open

✓Sale deed — inside RAHUL GAIKWAD - NEXUS PRIME SQUAREopen

✓MOTD — inside RAHUL GAIKWAD - NEXUS PRIME SQUAREopen

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (12)A label is wrong? Fix it under All documents.

For you to check

Payment SHORT by ₹1,610.95 (₹24,450 of ₹26,060.95).
Challan on file does not agree with the case. Open it before paying or sharing.
The work is done — our fee of ₹26,060.95 is still not in our account. Chase the branch for it.

MoneyWaiting for the credit

₹26,060.95CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹24,450; we wait for the credit itself

Ask for the exact ₹26,060.95. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%9,010

Registration fee 0.5%15,000

Government handling350

Our service fee1,700.95

Total we ask for26,060.95

Screenshot ₹24,450. Case needs ₹26,060.95. SHORT by ₹1,610.95. Ask the branch for the balance.

why?

A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹1,550 below the real calculation of ₹26,000 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.

This money went to the Google Pay Business account on the Vivo (EZDOCS). That ear is working (last reached us 15 Oct 16:38 — 2 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹26,050. We ask ₹26,060 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

The money may already be here — 1 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 36 minour time · 12 Oct 15:50

Index II —not yet

the NOI team 3 d 4 htotal 3 d 4 h so far

Now with the NOI team — e-filing on IGR

since 12 Oct 15:50 — 3 d 3 h of working time

Day by day — every step and who held it

12 Oct 15:14Your branch's mail

12 Oct 15:16Papers read+1 min · the NOI team

12 Oct 15:16Property readat once

12 Oct 15:16Papers readat once

12 Oct 15:17Fee quoted+1 min · the NOI team

12 Oct 15:50Challan made+34 min · the NOI team

Case facts

Bank

ICICI_HFC

Loan amount

₹30,00,000

Loan account no.

77000366721

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, EzDocs sees:

• payment NOT verified — office rule: no filing before credit

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 3 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: road, Second number, Property type

• Payment page: NO paid challan on this case fits its loan of 30,00,000 — GRN MH011831244202627E pays 8,410 + 14,010 (that is a loan of about 28,03,000): another customer's challan, or the loan on the file is wrong. The GRN, the amount and the date are left for a person.

• challan paid-date not on file — it is printed on the challan

• Loan Amount: 28,00,000 — the figure the paid challan prints (RAHUL RAGHUNATH GAIKWAD EchallanMH011831, GRN MH011831244202627E); the case holds 30,00,000. The notice is filed on the challan that was paid.

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 2 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKLoan Amount discrepancy between Sanction Letter and NOC letter / branch mail

Sanction letter KFS	Sanctioned Loan Amount is Rs. 30,00,000 with LAN 77000366721.
NOC letter and branch mail	Mentions an amount of Rs. 28,00,000.

Why it matters: The main sanction letter and KFS officially sanction 30,00,000 for LAN 77000366721, whereas the builder NOC letter refers to a balance/received figure of 28,00,000 under NOC reference 93742. The challan fee was paid based on the branch's computation, but the formal loan amount in the KFS is 30,00,000.

What to do: Verify if the filing loan amount should follow the main sanction letter amount of 30,00,000 or the branch request figure.

NOTEThe name of person 1

The PAN card	RAHUL RAGHUNATH GAIKWAD
The sanction letter DIFFERS	RAHUL RAGHUNATH GAIKAWAD

What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.

Compared: the technical report, the legal report (TSR), the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (3d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011831244202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

RL rahul.lingayat@icicihfc.com icicihfc.com
12 Oct, 15:14 · 3d ago THE FIRST MAIL — how this case began

Rahul Raghunath Gaikawad---77000366721

📎 co pan card.jpg ↗📎 1001186215.jpg ↗📎 co adhar card mask.jpg ↗📎 HRQ-26-173895_INDProcessRequest_2500320261 ↗📎 1001186232.jpg ↗📎 app pan card.jpg ↗📎 app adhar card mask.jpg ↗📎 Issue NOC_NEXUS PRIME SQUARE_Wing B_1208.p ↗📎 IMG-20261012-WA0015 (1).jpg ↗📎 RAHUL GAIKWAD - NEXUS PRIME SQUARE - BUILD ↗📎 KFSLetter_77000366721 (1) (1).pdf ↗

Dear Team,

Please share Challan in caption case.

Transaction - Resale

Loan Amount₹28,00,000

Regards,
Rahul Lingayat.

🤖 read: asks for the challan; documents attached — “Please share Challan in caption case.”

RL rahul.lingayat@icicihfc.com icicihfc.com
12 Oct, 15:17 · 3d ago

MOE AND NOI CHALLAN GENERETED CASE OF//RAHUL Gaikwad--77000366721

Dear Team,

Please process

Regards,
Rahul Lingayat.

earlier mails quoted below

________________________________
From: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
Sent: Monday, October 12, 2026 3:08 PM
To: Rahul Lingayat /DIST/ICICIHFC/ <rahul.lingayat@icicihfc.com>
Cc: Avinash Kadam / /ICICIHFC/PUNE <avinash.kadam@icicihfc.com>; Nisha Kabra /DISTP/ICICIHFC/ <nisha.kabra@icicihfc.com>
Subject: Re: MOE AND NOI CHALLAN GENERETED CASE OF//AMAR KUMAR--77000321308

CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.

Dear Team,

We have received the documents but the subject line does not match our case, and the documents are for a different customer. Could you please confirm the correct case.

Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

On Mon, 12 Oct 2026 at 14:44, Rahul Lingayat /DIST/ICICIHFC/ <rahul.lingayat@icicihfc.com<mailto:rahul.lingayat@icicihfc.com>> wrote:

Dear Team,

Please share Challan in caption case.

Transaction - Resale

Loan Amount - 28,00,000

Regards,
Rahul Lingayat.

🤖 read: Please process Rahul Lingayat.

OL The NOI teamTYPED IN GMAIL
12 Oct, 15:51 · 3d ago

Re: Rahul Raghunath Gaikawad---77000366721

📎 RAHUL RAGHUNATH GAIKWAD EchallanMH01183124 ↗

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Mon, 12 Oct 2026 at 15:15, Rahul Lingayat /DIST/ICICIHFC/ <
rahul.lingayat@icicihfc.com> wrote:

Dear Team,

Please share Challan in caption case.

Transaction - Resale

Loan Amount - 28,00,000

Regards,
Rahul Lingayat.

🤖 read: challan shared ✓ — “PFA Challan for your reference.”

OL The NOI teamTYPED IN GMAIL
12 Oct, 15:51 · 3d ago

Team

Kindly share the index 2 copy for the NOI Process

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Mon, 12 Oct 2026 at 15:51, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team

PFA Challan for your reference.

Aradhana Rai
NOI Coordinator | One Legal +91 8888706969

On Mon, 12 Oct 2026 at 15:15, Rahul Lingayat /DIST/ICICIHFC/ < rahul.lingayat@icicihfc.com > wrote:

Dear Team,

Please share Challan in caption case.

Transaction - Resale

Loan Amount - 28,00,000

Regards,

Rahul Lingayat.

🤖 read: asks the branch for documents — “Kindly share the index 2 copy for the NOI Process”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
PAN card	co pan card.jpg	filed	3d ago
Selfie / photo	1001186215.jpg	filed	3d ago
Aadhaar card	co adhar card mask.jpg	filed	3d ago
Technical report	HRQ-26-173895_INDProcessRequest_2500320261009125402054 (1).pdf	filed	3d ago
Selfie / photo	1001186232.jpg	filed	3d ago
PAN card	app pan card.jpg	filed	3d ago
Aadhaar card	app adhar card mask.jpg	filed	3d ago
Sanction letter+ Index II inside	Issue NOC_NEXUS PRIME SQUARE_Wing B_1208.pdf	filed	3d ago
Payment screenshot	IMG-20261012-WA0015 (1).jpg	filed	3d ago
LSR (search report)+ Sale deed inside+ Index II inside+ MOTD inside	RAHUL GAIKWAD - NEXUS PRIME SQUARE - BUILDER P (3).pdf	filed	3d ago
Sanction letter	KFSLetter_77000366721 (1) (1).pdf	filed	3d ago
Paid challan (GRAS)	RAHUL RAGHUNATH GAIKWAD EchallanMH011831244202627E.pdf	filed	3d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹26,060.95

Where it stands
waiting for the credit

Screenshot claims
₹24,450 628596172587

Screenshot ₹24,450. Case needs ₹26,060.95. SHORT by ₹1,610.95. Ask the branch for the balance.

why?

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹9,010	₹15,000	₹350	₹1,700	₹26,060

By law ₹26,050. We ask ₹26,060 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

42 of 46 e-filing boxes readyOpen the verification page →

Empty: Title deed held by the bank (Agreement to Sale / Sale Deed …), Floor (person 1), Mobile (person 2), Floor (person 2)

9 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), Floor (person 1), Flat / house no (person 1), E-mail (person 2), Floor (person 2), Flat / house no (person 2) …

✗ EzDocs found boxes that do NOT agree with the document (3d ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (RAHUL GAIKWAD - NEXUS PRIME SQUARE - BUILDER P (3).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

All that piece and parcel of Flat bearing Flat no. 1208, on 12th Floor of an area 54.04 Sq. Mtrs. Carpet + terrace area 5.47 Sq. Mtrs. In the scheme known as “NEXUS PRIME SQUARE” Wing B out of Gat No. 643 & Gat No. 644 Situated at Village Borhadewadi, Taluka Haveli, District Pune, within the local limits of Pimpri Chinchwad Municipal Corporation and within the Jurisdiction of Sub Registrar haveli and the land bounded as under:

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the technical report BASE — the challan follows this

HRQ-26-173895_INDProcessRequest_2500320261009125402054 (1).p

Property Address line
FLAT NO. 1208, 12TH FLOOR, B WING, NEXUS PRIME,SQUARE,GAT NO. 643 AND 644, MOSHI BANKARWASTI ROAD,MOUJE MOSHI-BORHADEWADI, TALUKA HAVELI, DIST. PUNE

Legal Address line
FLAT NO. 1208, 12TH FLOOR, B WING, NEXUS PRIME SQUARE, GAT NO. 643 AND 644, MOUJE MOSHI-BORHADEWADI, TALUKA HAVELI, DIST. PUNE.

PIN
412105

the legal report (TSR)

RAHUL GAIKWAD - NEXUS PRIME SQUARE - BUILDER P (3).pdf

Legal Address line
FLAT NO. 1208, ON 12TH FLOOR OF AN AREA 54.04 SQ. MTRS. CARPET + TERRACE AREA 5.47 SQ. MTRS. IN THE SCHEME KNOWN AS "NEXUS PRIME SQUARE" WING B OUT OF GAT NO. 643 & GAT NO. 644 SITUATED AT VILLAGE BORHADEWADI, TALUKA HAVELI, DISTRICT PUNE, WITHIN THE LOCAL LIMITS OF PIMPRI CHINCHWAD MUNICIPAL CORPORATION

the sanction letter

Issue NOC_NEXUS PRIME SQUARE_Wing B_1208.pdf

as printed
NEXUS PRIME SQUARE, LOCATED AT PUNE

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 1208 12TH FLOOR B WING NEXUS PRIME SQUARE GAT NO 643 AND 644

Locality/Road
MOSHI BANKARWASTI ROAD MOUJE MOSHI-BORHADEWADI TALUKA HAVELI DIST PUNE

Area/City
PUNE

check or correct a box, the papers beside it →

the legal report (TSR) also prints: 04, 47, 5, 54, AN, CHINCHWAD, LOCAL, PIMPRI, SCHEME, TERRACE
the sanction letter also prints: LOCATED

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	RAHUL RAGHUNATH GAIKWAD	BTPPG1481C	…2780
co_mortgagor	SUNITA RAGHUNATH GAIKWAD	AVXPG1078N	…9231

All mail records (for Abhijit — safe to ignore)

Template	To	When
documents acknowledged	rahul.lingayat@icicihfc.com	3d ago

What EzDocs read from each document — check anything marked in red

PAN card co pan card.jpg needs your check

dob
1973-08-16

pan
AVXPG1078N

name
SUNITA RAGHUNATH GAIKWAD

legible
True

father name
PANDURANG MARUTI GUNJAL

raw reading (for Abhijit)

{'dob': '1973-08-16', 'pan': 'AVXPG1078N', 'name': 'SUNITA RAGHUNATH GAIKWAD', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'PANDURANG MARUTI GUNJAL', 'aadhaar_last4': None, 'quality_issue': None}

Selfie / photo 1001186215.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Technical report HRQ-26-173895_INDProcessRequest_2500320261009125402054 (1).pdf needs your check

found
True

found in
INDIVIDUAL TECHNICAL REPORT

area sq m
59.549

paper for
loan_ref: 77000366721; report_id: HRQ-26-173895; customer_name: Rahul Raghunath Gaikawad

confidence
1.0

reading486
property

address lines
taken: legal; legal_address: Flat No. 1208, 12th Floor, B Wing, Nexus Prime Square, Gat No. 643 And 644, Mouje Moshi-Borhadewadi, Taluka Haveli, Dist. Pune.; property_address: Flat No. 1208, 12th Floor, B Wing, Nexus Pri

property address
pin: 412105; road: Moshi Bankarwasti Road; state: Maharashtra; taluka: Haveli; Flat no: Flat No. 1208; district: Pune; Floor: 12th; landmark: Chovisawadi, Near Sahyadri Plumeria; Address: Flat No. 1208, 12th Floo

security address verbatim
Flat No. 1208, 12th Floor, B Wing, Nexus Prime Square, Gat No. 643 And 644, Mouje Moshi-Borhadewadi, Taluka Haveli, Dist. Pune.

raw reading (for Abhijit)

{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': 59.549, 'paper_for': {'loan_ref': '77000366721', 'report_id': 'HRQ-26-173895', 'customer_name': 'Rahul Raghunath Gaikawad'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Flat No. 1208, 12th Floor, B Wing, Nexus Prime Square, Gat No. 643 And 644, Mouje Moshi-Borhadewadi, Taluka Haveli, Dist. Pune.', 'property_address': 'Flat No. 1208, 12th Floor, B Wing, Nexus Prime,Square,Gat No. 643 And 644, Moshi Bankarwasti Road,Mouje Moshi-Borhadewadi, Taluka Haveli, Dist. Pune'}, 'property_address': {'pin': '412105', 'road': 'Moshi Bankarwasti Road', 'state': 'Maharashtra', 'taluka': 'Haveli', 'flat_no': 'Flat No. 1208', 'district': 'Pune', 'floor_no': '12th', 'landmark': 'Chovisawadi, Near Sahyadri Plumeria', 'full_address': 'Flat No. 1208, 12th Floor, B Wing, Nexus Prime Square, Gat No. 643 And 644, Mouje Moshi-Borhadewadi, Taluka Haveli, Dist. Pune.', 'village_city': 'Moshi-Borhadewadi', 'building_name': 'Nexus Prime Square', 'survey_or_cts_no': 'Gat No. 643 And 644'}, 'security_address_verbatim': 'Flat No. 1208, 12th Floor, B Wing, Nexus Prime Square, Gat No. 643 And 644, Mouje Moshi-Borhadewadi, Taluka Haveli, Dist. Pune.'}

Aadhaar card co adhar card mask.jpg needs your check

name
Sunita Raghunath Gaikwad

address
pin: 410504; road: hanuman chouk; state: Maharashtra; building: sita sadan; district: Pune; Village: Narayangaon, Narayangaon

legible
True

aadhaar last4
9231

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': 'Sunita Raghunath Gaikwad', 'mobile': None, 'address': {'pin': '410504', 'area': None, 'flat': None, 'road': 'hanuman chouk', 'floor': None, 'state': 'Maharashtra', 'building': 'sita sadan', 'district': 'Pune', 'post_office': None, 'village_city': 'Narayangaon, Narayangaon'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9231', 'quality_issue': None}

Selfie / photo 1001186232.jpg needs your check

kind
live_selfie

legible
True

confidence
1

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 1, 'face_visible': True, 'quality_issue': None}

PAN card app pan card.jpg needs your check

dob
1993-12-06

pan
BTPPG1481C

name
RAHUL RAGHUNATH GAIKWAD

legible
True

father name
RAGHUNATH GAIKWAD

raw reading (for Abhijit)

{'dob': '1993-12-06', 'pan': 'BTPPG1481C', 'name': 'RAHUL RAGHUNATH GAIKWAD', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAGHUNATH GAIKWAD', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card app adhar card mask.jpg needs your check

dob
1993-12-06

name
Rahul Raghunath Gaikawad

mobile
9890012425

address
pin: 410504; area: Narayangaon; road: hanuman chauk bajar peth; state: Maharashtra; building: C/O Sunita Gaikawad; district: Pune; Village: Narayangaon

legible
True

aadhaar last4
2780

raw reading (for Abhijit)

{'dob': '1993-12-06', 'pan': None, 'name': 'Rahul Raghunath Gaikawad', 'mobile': '9890012425', 'address': {'pin': '410504', 'area': 'Narayangaon', 'flat': None, 'road': 'hanuman chauk bajar peth', 'floor': None, 'state': 'Maharashtra', 'building': 'C/O Sunita Gaikawad', 'district': 'Pune', 'post_office': None, 'village_city': 'Narayangaon'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '2780', 'quality_issue': None}

Payment screenshot IMG-20261012-WA0015 (1).jpg needs your check

utr
628596172587

date
2026-10-12

time
14:27

amount
24450

method
UPI

payee upi
3535@okbizaxis

payer upi
2157@okicici

payee name
EZDOCS

payer name
RAHUL RAGHUNATH GAIKWAD

debit notification text
Payment of ’24,450 completed

raw reading (for Abhijit)

{'utr': '628596172587', 'date': '2026-10-12', 'time': '14:27', 'amount': 24450, 'method': 'UPI', 'payee_upi': '3535@okbizaxis', 'payer_upi': '2157@okicici', 'payee_name': 'EZDOCS', 'payer_name': 'RAHUL RAGHUNATH GAIKWAD', 'debit_notification_text': 'Payment of ’24,450 completed'}

Sanction letter Issue NOC_NEXUS PRIME SQUARE_Wing B_1208.pdf needs your check

lan
93742

legible
True

purpose
NOC for release of charge/sale of below mentioned mortgaged unit

confidence
1

final amount
2800000

sanction date
06-Oct-2026

applicant names
RAHUL RAGHUNATH GAIKWAD & SUNITA RAGHUNATH GAIKWAD

printed altered
False

balance transfer
False

property address
Flat no: 1208; district: PUNE; Address: Wing B, Flat/Unit No 1208, NEXUS PRIME SQUARE, PUNE; Village: PUNE; Building: NEXUS PRIME SQUARE

final amount label
Balance to be received (Rs)

security address verbatim
NEXUS PRIME SQUARE, located at PUNE

raw reading (for Abhijit)

{'lan': '93742', 'legible': True, 'purpose': 'NOC for release of charge/sale of below mentioned mortgaged unit', 'borrowers': [], 'loan_type': None, 'confidence': 1, 'rate_words': None, 'handwritten': [], 'linked_refs': [], 'loan_amount': None, 'rate_spread': None, 'final_amount': 2800000, 'interest_rate': None, 'quality_issue': None, 'sanction_date': '06-Oct-2026', 'letter_version': None, 'reference_rate': None, 'applicant_email': None, 'applicant_names': ['RAHUL RAGHUNATH GAIKWAD & SUNITA RAGHUNATH GAIKWAD'], 'printed_altered': False, 'applicant_mobile': None, 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': '1208', 'district': 'PUNE', 'floor_no': None, 'landmark': None, 'full_address': 'Wing B, Flat/Unit No 1208, NEXUS PRIME SQUARE, PUNE', 'village_city': 'PUNE', 'building_name': 'NEXUS PRIME SQUARE', 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Balance to be received (Rs)', 'includes_insurance': None, 'total_with_insurance': None, 'security_address_verbatim': 'NEXUS PRIME SQUARE, located at PUNE', 'applicant_address_verbatim': None}

LSR (search report) RAHUL GAIKWAD - NEXUS PRIME SQUARE - BUILDER P (3).pdf needs your check

found
True

found in
Legal Scrutiny Report

area sq m
59.51

paper for
loan_ref: 77000366721; report_id: MH011625330202627E; customer_name: Rahul Raghunath Gaikwad

confidence
1.0

reading486
property

address lines
taken: legal; legal_address: Flat no. 1208, on 12th Floor of an area 54.04 Sq. Mtrs. Carpet + terrace area 5.47 Sq. Mtrs. In the scheme known as "NEXUS PRIME SQUARE" Wing B out of Gat No. 643 & Gat No. 644 Situated at Vi

property address
state: Maharashtra; taluka: Haveli; Flat no: 1208; district: Pune; Floor: 12; Address: Flat no. 1208, 12th Floor, NEXUS PRIME SQUARE, Wing B, out of Gat No. 643 & Gat No. 644, Village Borhadewadi, Taluka Haveli,

security address verbatim
Flat no. 1208, on 12th Floor of an area 54.04 Sq. Mtrs. Carpet + terrace area 5.47 Sq. Mtrs. In the scheme known as "NEXUS PRIME SQUARE" Wing B out of Gat No. 643 & Gat No. 644 Situated at Village Borhadewadi, Taluka Hav

raw reading (for Abhijit)

{'found': True, 'found_in': 'Legal Scrutiny Report', 'area_sq_m': 59.51, 'paper_for': {'loan_ref': '77000366721', 'report_id': 'MH011625330202627E', 'customer_name': 'Rahul Raghunath Gaikwad'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Flat no. 1208, on 12th Floor of an area 54.04 Sq. Mtrs. Carpet + terrace area 5.47 Sq. Mtrs. In the scheme known as "NEXUS PRIME SQUARE" Wing B out of Gat No. 643 & Gat No. 644 Situated at Village Borhadewadi, Taluka Haveli, District Pune, within the local limits of Pimpri Chinchwad Municipal Corporation', 'property_address': None}, 'property_address': {'pin': None, 'road': None, 'state': 'Maharashtra', 'taluka': 'Haveli', 'flat_no': '1208', 'district': 'Pune', 'floor_no': '12', 'landmark': None, 'full_address': 'Flat no. 1208, 12th Floor, NEXUS PRIME SQUARE, Wing B, out of Gat No. 643 & Gat No. 644, Village Borhadewadi, Taluka Haveli, District Pune, Pimpri Chinchwad Municipal Corporation', 'village_city': 'Borhadewadi', 'building_name': 'NEXUS PRIME SQUARE B WING', 'survey_or_cts_no': 'Gat No. 643 & Gat No. 644'}, 'security_address_verbatim': 'Flat no. 1208, on 12th Floor of an area 54.04 Sq. Mtrs. Carpet + terrace area 5.47 Sq. Mtrs. In the scheme known as "NEXUS PRIME SQUARE" Wing B out of Gat No. 643 & Gat No. 644 Situated at Village Borhadewadi, Taluka Haveli, District Pune, within the local limits of Pimpri Chinchwad Municipal Corporation'}

Sanction letter KFSLetter_77000366721 (1) (1).pdf needs your check

lan
77000366721

legible
True

purpose
Home Loan and Purchase/Improvement of Property

confidence
1

rate words
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)9.85% 9.05%p.a

loan amount
3000000

rate spread
-9.85

final amount
3000000

interest rate
9.05

sanction date
29/09/2026

reference rate
18.9

applicant email
rahulgaikwad2157@gmail.com

applicant names
Rahul Raghunath Gaikawad, SUNITA RAGHUNATH GAIKWAD

applicant mobile
+91-9096434191

balance transfer
False

property address

final amount label
Sanctioned Loan amount (in Rupees)

applicant address verbatim
Flat NO B18 yashwant pride society, kasarwadi, Kasarwadi, Pune City East, PUNE, MAHARASHTRA, IN, 411034

raw reading (for Abhijit)

{'lan': '77000366721', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': None, 'confidence': 1, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)9.85% 9.05%p.a', 'handwritten': [], 'linked_refs': [], 'loan_amount': 3000000, 'rate_spread': -9.85, 'final_amount': 3000000, 'interest_rate': 9.05, 'quality_issue': None, 'sanction_date': '29/09/2026', 'letter_version': None, 'reference_rate': 18.9, 'applicant_email': 'rahulgaikwad2157@gmail.com', 'applicant_names': ['Rahul Raghunath Gaikawad', 'SUNITA RAGHUNATH GAIKWAD'], 'printed_altered': None, 'applicant_mobile': '+91-9096434191', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': None, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Flat NO B18 yashwant pride society, kasarwadi, Kasarwadi, Pune City East, PUNE, MAHARASHTRA, IN, 411034'}

Payment screenshot IMG-20261012-WA0015 (1).jpg needs your check

payments inside
payments: [{'utr': '628596172587', 'date': '2026-10-12', 'page': 1, 'time': '14:27', 'payee': 'EZDOCS', 'amount': 24450.0, 'direction': 'credit', 'narration': 'loan process', 'proof_kind': 'success_screen'}]

raw reading (for Abhijit)

{'payments_inside': {'payments': [{'utr': '628596172587', 'date': '2026-10-12', 'page': 1, 'time': '14:27', 'payee': 'EZDOCS', 'amount': 24450.0, 'direction': 'credit', 'narration': 'loan process', 'proof_kind': 'success_screen'}]}}

Paid challan (GRAS) RAHUL RAGHUNATH GAIKWAD EchallanMH011831244202627E.pdf needs your check

grn
MH011831244202627E

pin
412105

total
22420.0

article
6(1)

defaced
False

bank cin
03006172026101200950

district
PUNE

area city
PUNE

payer pan
BTPXXXXXXC

flat block
FLAT NO 1208 12TH FLOOR B WING NEXUS

payer name
RAHUL RAGHUNATH GAIKWAD

sro office
HVL22_HAVELI 22 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2800000

scheme rows
{'amount': 8410.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX4191

payment date
12/10/2026-15:50:50

road locality
MOSHI BANKARWASTI ROAD MOUJE MOSHI-BORHADEWADI TAL HAVELI DIST

second party pan
AAACI6285N

second party name
ICICI HOME FINANCE COMPANY LTD

consideration amount
2800000

raw reading (for Abhijit)

{'grn': 'MH011831244202627E', 'pin': '412105', 'total': 22420.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101200950', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'BTPXXXXXXC', 'flat_block': 'FLAT NO 1208 12TH FLOOR B WING NEXUS', 'payer_name': 'RAHUL RAGHUNATH GAIKWAD', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2800000', 'scheme_rows': [{'amount': 8410.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4191', 'payment_date': '12/10/2026-15:50:50', 'road_locality': 'MOSHI BANKARWASTI ROAD MOUJE MOSHI-BORHADEWADI TAL HAVELI DIST', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '2800000'}

Technical record (for Abhijit — safe to ignore)

4h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 12 Oct, 15:51 shared the paid challan — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']}
1d ago	EzDocs	reader_efiling_verdict	{'fp': '9c0facf3d4d5122d', 'asked': True, 'findings': [{'do': 'Ask the branch for the sanction letter that states the loan amount for this loan.', 'box': 'Loan (Rs.)', 'why': 'The sanction letter does not state the loan
1d ago	the branch (pay link)	payment_page_opened	{'ua': 'Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +c', 'why': "someone opened the pay link from the NOI team's mail — on the record only; it ties no money", 'amount': 26060.95, 'case_n
3d ago	EzDocs	quoted_history_checked	{}
3d ago	EzDocs	challan_mismatch_kept	{'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ['stamp duty on the challan is 8410/14010 — the case works out Rs.9010', 'registration fee on the challan is 841
3d ago	EzDocs	extra_challan_scanned	{'found': 0}
3d ago	EzDocs	challan_other_case_checked	{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '25a6b5fa-4b56-403f-a62c-50d2714bdbe7'}
3d ago	EzDocs	template_name_checked	{'name': 'Rahul Raghunath Gaikawad'}
3d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': 'Loan Amount: the team took 2800000 from the sanction
3d ago	EzDocs	challan_found_on_case	{'was': 'ACKNOWLEDGED', 'why': "a challan is on the case — it counts; the challan file adds up to Rs.22420 but this case's figures say Rs.24010 (0.3% Rs.9010 + 0.5% Rs.15000) — the challan was paid on a loan of Rs.280000
3d ago	EzDocs	challan_figures_differ	{'why': "the team's challan is the fact and the case is past the challan on it; its figures are not the case's arithmetic, so the loan amount must be settled by a person before the e-filing, which must carry the challan'
3d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'RAHUL RAGHUNATH GAI
3d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'district': 'PUNE'}
3d ago	EzDocs	challan_mismatch	{'file': 'RAHUL RAGHUNATH GAIKWAD EchallanMH011831244202627E.pdf', 'problems': ['stamp duty on the challan is 8410/14010 — the case works out Rs.9010', 'registration fee on the challan is 8410/14010 — the case works out
3d ago	EzDocs	challan_extracted	{'grn': 'MH011831244202627E', 'file': 'RAHUL RAGHUNATH GAIKWAD EchallanMH011831244202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 22420.0}
3d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '499255', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed HVL22
3d ago	Nikhil	copilot_edit	{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours'
3d ago	EzDocs	paper_locate	{'fp': 'eed7e695dd4156b3', 'box': [130, 100, 900, 890], 'why': 'The PAN card with number BTPPG1481C is on page 1.', 'page': 1, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': '97da46a7-0da8-43eb-8109-538b7920
3d ago	Nikhil	calc_figure452	{'by': 'Nikhil', 'rf': 14010, 'sd': 8410, 'why': "a person worked this challan on this figure with the calculator on the GRAS page; the amounts were typed into the form from it. The case's loan amount is not changed here
3d ago	copilot	copilot_check_issues	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': "the main paper's address line is a single string. The challan's property boxes should refl
3d ago	the co-pilot	reading_boxes_not_the_papers_words	{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'HRQ-26-173895_INDProcessRequest_2500320261009125402054 (1).p', 'paper': 'the technical repo
3d ago	the co-pilot	money_check_hold	{'why': 'the papers on this file do not support the figure the challan was about to be a percentage of', 'held': 3000000.0, 'findings': ["The branch paid ₹24,450 — the fee on ₹28,00,000 (the sanction letter's figure (Iss
3d ago	the co-pilot	challan_boxes_not_the_papers_words	{'why': "check — the boxes carry words the main paper does not print (BANKARWASTI, ROAD) — read box 1 once against the paper's own words"}
3d ago	EzDocs	hidden_payment_scan	{'file': 'IMG-20261012-WA0015 (1).jpg', 'kind': None, 'found': 0, 'doc_id': 'd9e52aeb-b151-4380-b335-d2263164e8a2', 'fetched': True}
3d ago	EzDocs	index2_docno_read	{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'RAHUL GAIKWAD - NEXUS PRIME SQUARE - BUILDER P (3).pdf', 'doc_id': '3049ae72-991c
3d ago	EzDocs	index2_docno_read	{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'Issue NOC_NEXUS PRIME SQUARE_Wing B_1208.pdf', 'doc_id': '0f1ede08-5ad5-43c9-a931
3d ago	EzDocs	reader_home_address	{'fp': '57b1c7145b4de913', 'from': 'the sanction letter (KFSLetter_77000366721 (1) (1).pdf)', 'home': {'pin': '411034', 'area': 'KASARWADI', 'flat': 'B18', 'state': 'MAHARASHTRA', 'building': 'YASHWANT PRIDE SOCIETY', 'd
3d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-12T09:48:32', 'why': 'mail', 'open': 6, 'mails': [{'at': '2026-10-12 09:44', 'id': '1a12f810eb33eb4f', 'from': 'branch', 'gist': 'The branch is asking for the challan for the captioned case.', '
3d ago	EzDocs	mail_against_file490	{'at': '2026-10-12T09:48:32', 'asks': ['process the case'], 'gist': 'The branch asks to process the case for Rahul Lingayat.', 'next': "Ask the branch to confirm the customer's name, as the mail names a different person
3d ago	EzDocs	thread_merged	{'why': "a new conversation naming this case's loan number joined it", 'subject': 'MOE AND NOI CHALLAN GENERETED CASE OF//RAHUL Gaikwad--77000366721', 'thread_id': '1a12f82c5b1c5811'}

Case diary the case’s history — what happened, newest day first

Papers

All 8 in hand

Nothing more to ask the branch for

Money

Screenshot SHORT by ₹1,610.95

₹24,450 shown against ₹26,060.95 — the balance is being asked for.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Payment SHORT by ₹1,610.95 (₹24,450 of ₹26,060.95). Challan on file does not agree with the case. Open it before paying or sharing. The work is done — our fee of ₹26,060.95 is still not in our account. Chase the branch for it.

Today · 15 Oct1 thing

An old draft withdrew itself — its asks were already answered