⚠The PNB mailbox has used 229% of what Google lets it send in 24 hours (1,146 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Anand Ganesh Gavali
LAN 77000359228Loan ₹8,16,781NOIMails & papers 8 2 new 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 18:27
Documents
Payment
Challan
done 1 Oct, 10:00 · GRAS ↗
Filing
took 13d 5h · IGR e-filing ↗
E-filing copy
done yesterday 15:50
Index II
waiting 19h 39m
their moveIndex II pending · the history says: The branch has sent all necessary documents and the team has generated and shared the challan. The team is now waiting to file the NOI.whole case so far 14d 17h
For you to check1
2 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
Yesterday · 14 Oct17 things
EzDocs took 42 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991410260601.pdf
A file was read again from the start — everything inside it now counts
A paper was read again — the team's value showed the first reading was wrong
A file was read again from the start — everything inside it now counts
A paper was read again — the team's value showed the first reading was wrong
ANJU pressed Save on the e-filing (property page) — what was changed is kept
EzDocs found something to check before the form is saved
ANJU pressed Save on the e-filing (mortgagor page) — what was changed is kept
ANJU pressed Save on the e-filing (mortgagee page) — what was changed is kept
The branch's title document is on the case — the filing is the NOI team's move
Index II (title document) received from the branch
Received: Index II
index (1).pdf
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03019 | 77000359228
An old draft withdrew itself — its asks were already answered
8 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03019 | 77000359228
An old draft withdrew itself — its asks were already answered
1 Oct3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03019 | 77000359228
An old draft withdrew itself — its asks were already answered
EzDocs read the whole file
30 Sep40 things — 12 documents received · 3 letters written · 1 money step · 24 steps
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
EzDocs read the whole trail as one conversation — where the case stands is on the page
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
EzDocs took 43 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
ANAND GANESH GAVALI EchallanMH011189002202627E.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
The challan's address boxes were written from the papers
NIKHIL pressed Proceed on the challan — what was changed is kept
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole file
Wrote the documents acknowledged mail — held, silent mode
77000359228 -APPLICANT NAME – ANAND GANESH GAVALI | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
The challan's address boxes were written from the papers
The challan's address boxes were written from the papers
The loan amount was worked out from the papers
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: other
image.png
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: other
image.png
Received: other
image.png
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: other
image.png
Received: Selfie
20260915_120741082_CUSTOMER PHOTO.jpg
Property checked by EzDocs — read from the report, every box that names the flat is there
Payment proof arrived before the case was quoted — held
Property read from the legal / technical report (the sanction letter had none)
Received: Selfie
20260915_121147280_CUSTOMER PHOTO.jpg
Received: Aadhaar
KYC_0001.pdf
Received: Sanction letter
KFSLetter_77000359228.pdf
Received: Technical report
HRQ-26-166004_INDProcessRequest_2500320260930112541025.pdf
Received: Payment screenshot
IMG-20260930-WA0023.jpg
Received: other
NOI CASE INTITIATION AND CALCULATOR-ICICIHFC (1) (1).xlsx/image1.jpeg
A zip / Word / Excel file was opened — every picture and PDF inside is read as a document of its own
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
10 of 10 in hand · the challan is done — these are for the filing / KYC
✓Technical reportopen
✓Sanction letteropen
✓Aadhaar cardopen
✓Selfie / photoopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 14 files
The file, as EzDocs remembers it2 open
The case is for Anand Ganesh Gavali. The loan amount is 8,16,781 which includes insurance. The property is a Row House located at Shivneri Society, Dhule, with carpet area 308 sq ft. All KYC papers match.
○property — building — the branch
○property — floor — the branch
?the papers disagree on Loan amount discrepancy (the sanction letter: 787000; the branch's request mail: 816781) — Ensure the final notice and filing carry the correct total amount of 8,16,781 as per the paid challan.
?unsure of Date of mortgage — No MOTD or mortgage deed is present on the file to determine the date of deposit.
the branch's last mail (2026-10-14): The branch is asking for an update.
read once, kept; every new mail and paper is read against this note · kept 2026-10-14T10:32 UTC
Moneyall of it is in
₹8,600.31
Reached our account 30 Sep 18:01:08.
How we know
Our own bank told us — 30 Sep 18:01
₹8,585 · UTR 512437838373 · from JK-PNBSMS-S · a/c …0581
“A/c X0581 credited for INR 8585.00 on 30-09-26 18:01:08 by ANAND GANESH GA thru UPI.AvlBal INR 576018.74(UPI:512437838373).-PNB”
Matched by: the screenshot's amount AND its minute agree with this credit
✓✓ Matched — sure
| Bank message | Screenshot | Case | ||
|---|---|---|---|---|
| Transaction number | …838373 | …838373 | ✓ | |
| Amount | ₹8,585 | ₹8,585 | fee ₹8,600.31 | ✓ |
| Time | Wed 30 Sep, 18:01 | Wed 30 Sep, 18:01 | ✓ | |
| Paid by | ANAND GANESH GA | — | Anand Ganesh Gavali | ✓ |
the screenshot: ₹8,585 · Wed 30 Sep, 18:01 · UTR 512437838373 · to EZDOCS · 7715973535m@pnb
The working
Stamp duty 0.3%2,460
Registration fee 0.5%4,090
Government handling350
Our service fee1,700
Total we ask for8,600.31
By law ₹8,584.25. We ask ₹8,600 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby EzDocs, from the Index II
63, SURVEY, 83/2, Mahindale, 424001
read from the Index II · e-filing boxes 30 of 34 ready
Check the property →the boxes beside the paper
People
ANAND GANESH GAVALI · applicantCUPPG0658F
rendered in 2.39 s · 116 queries · this page refreshes by itself when something on it changes (never while you type) · release v525 · build d94bcacc