⚠The PNB mailbox has used 155% of what Google lets it send in 24 hours (776 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-01131

Divya Jetho Somya

LAN 1392214 Challan paid · waiting on the branch SHORT ₹35,805 Insurance LAN Waiting for the Index II All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs3 still to come

4 of 7 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — SHORT ₹35,805 (shows ₹1,725 of ₹37,530)open

✓Selfie / photoopen

✓PAN cardopen

✓Sanction letteropen

Applicant's Aadhaar Card — still needed

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (6)A label is wrong? Fix it under All documents.

For you to check

Payment SHORT by ₹35,805 (₹1,725 of ₹37,530).

Moneynot yet recorded

₹37,530

This is our working from the loan amount — the amount to ask the branch for.

₹0 of ₹37,530 — we only count a credit our bank shows us.

Stamp duty 0.3%21,010

Registration fee 0.5%15,000

Government handling320

Our service fee1,200

Total we ask for37,530

Screenshot ₹1,725. Case needs ₹37,530. SHORT by ₹35,805. Ask the branch for the balance.

why?

A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹35,775 below the real calculation of ₹37,500 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.

Figure worked from the loan amount. EzDocs records it on its next run.

Bank's table ₹1,725 — ₹35,805 under our ask: the branch's working is short (see Facts).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 4 h 51 minour time · 3 Sep 16:39

Index II —not yet

the NOI team 42 d 4 htotal 42 d 4 h so far

Now with the NOI team — e-filing on IGR

since 3 Sep 16:39 — 41 d 23 h of working time

Day by day — every step and who held it

3 Sep 11:48Your branch's mail

3 Sep 11:49Papers read+1 min · the NOI team

3 Sep 11:49Property readat once

3 Sep 11:49Papers readat once

3 Sep 16:39Challan made+4 h 50 min · the NOI team

Case facts

Bank

SAMMAAN

Loan amount

₹70,00,000

Loan account no.

1392214

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• Mortgagor pages: CHINKY JETHO SOMAYA is named on the sanction letter (Sanction Letter - HL.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• payment NOT verified — office rule: no filing before credit

• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.

• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)

• CHINKY JETHO SOMAYA: PAN missing — no PAN card of CHINKY JETHO SOMAYA is read on the file — the PAN cards on it (DIVYA JETHO SOMYA, Divya Pan.pdf) are beside the form; type the PAN off the person's own card

• CHINKY JETHO SOMAYA: birth date missing — no PAN card of CHINKY JETHO SOMAYA is read on the file — the PAN cards on it (DIVYA JETHO SOMYA, Divya Pan.pdf) are beside the form; type the birth date off the person's own card

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

NOTEThe name of person 1

The PAN card	DIVYA JETHO SOMYA
The sanction letter DIFFERS	MRS DIVYA JETHO SOMYA

What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.

Compared: the sanction letter. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank branch has provided all necessary documents and paid the required fee for the NOI filing. The NOI team has generated and shared the payment challan, and is now expected to file the NOI.

the history says the next move is with the NOI team — filing the NOI

the branch last asked: Pls process insurance lan

the history says the branch sent the Index II / sale deed, but no such paper is on the case — the attachment may not have been stored or read; open that mail and upload it under All documents

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-09-03) “*SANCTION LETTER ATTACHED”

✓ fee paid — the branch's words — done, mail 1 (2026-09-03) “*PAYMENT SCREENSHOT WITH UTR ATTACHED”

✓ challan made — done, mail 2 (2026-09-03) “PFA challan for your reference..”

✓ challan shared — done, mail 3 (2026-09-03) “PFA Insurance challan for your reference..”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-03) “*IINDEX II COPY | LSR | SALE DEED ATTACHED”

read over 3 mail(s), last mail 2026-09-03 · read 29d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 30d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

LJ laxman.jadhav@sammaancapital.com sammaancapital.com
03 Sep, 11:48 · 42d ago THE FIRST MAIL — how this case began

FW: Kindly Process NOI - Mr. Divya Jetho Somya APS. 1392214 (Insurance LAN)

📎 1788416051 - 1725.00 To EZDOCS on Google P ↗📎 Divya Pic.png ↗📎 Divya Pan.pdf ↗📎 Sanction Letter - HL.pdf ↗📎 image003.png ↗📎 image001.jpg ↗

Dear Team

Pls process insurance lan

Thanks & Regards 
 Laxman Jadhav | ACH - Sap Id : 195153 
 
 102/103/104, 1st Floor Vardhaman Industrial Complex 
 
 LBS Road Gokul Nagar Next to United Hotel Thane West 400601 
 M: 8169068383

earlier mails quoted below

From: Ashwin Kumar Sham Golani 
 Sent: 3 September, 2026 11:46 AM 
 To: Shailesh Bandu Yadav <yadav.shailesh@sammaancapital.com> 
 Cc: Laxman Pralhad Jadhav <laxman.jadhav@sammaancapital.com> 
 Subject: Kindly Process NOI - Mr. Divya Jetho Somya APS. 1392214 (Insurance LAN) 

 Dear Team, 

 Kindly Process NOI - Mr. Divya Jetho Somya APS. 1392214  (Insurance LAN) 

 NOI   

 CASE INITIATION (COPY AND PASTE IN EMAIL BODY) 

 APPLICANT NAME

 Mrs.
 Divya Jetho Somya 

 APS NO

 1392214 

 CASE INITIATION BRANCH NAME 

 THANE 

 CASE TYPE (PLS MENTION IT) 

 Builder Purchase (Insurance LAN) 

 LOAN AMOUNT WITH INSURANCE 

 475000 

 0.30% 

 1425 

 0.50% 

 NOI SERIVCE FEE 

 DHC 

 300 

 TOTAL AMOUNT PAYABLE 

 1725 

 *SANCTION LETTER 

 ATTACHED

 *APPLICANT/S AADHAR CARD

 ATTACHED

 *APPLICANT/S PAN CARD 

 ATTACHED

 *IINDEX II COPY | LSR | SALE DEED 

 ATTACHED

 *APPLICANT SELFIE

 ATTACHED

 *PAYMENT SCREENSHOT WITH UTR 

 ATTACHED

 SRO No

 Regards, 
 Ashwin Golani  
 Sales Manager SAP 216258 

 401,4 th floor, Abhimaan II, 
 Opp. Forest Office, Teen Hath Naka, 
 Thane -400602

 Mob :- 9833395212.

🤖 read: says the fee is paid ₹1,725 ✓; documents attached; note: This is an insurance LAN case for a builder purchase. — “PAYMENT SCREENSHOT WITH UTR ATTACHED”

OL The NOI teamTYPED IN GMAIL
03 Sep, 13:18 · 42d ago

Re: FW: Kindly Process NOI - Mr. Divya Jetho Somya APS. 1392214 (Insurance LAN)

Team,PFA challan for your reference..

earlier mails quoted below

On Thu, 3 Sept 2026 at 11:48, Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > wrote: 

 Dear Team 
 
 Pls process insurance lan 
 
 Thanks & Regards 
 Laxman Jadhav | ACH - Sap Id : 195153 
 
 102/103/104, 1st Floor Vardhaman Industrial Complex 
 
 LBS Road Gokul Nagar Next to United Hotel Thane West 400601 
 M: 8169068383 
 
 From: Ashwin Kumar Sham Golani 
 Sent: 3 September, 2026 11:46 AM 
 To: Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com > 
 Cc: Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > 
 Subject: Kindly Process NOI - Mr. Divya Jetho Somya APS. 1392214 (Insurance LAN) 
 
 Dear Team, 
 
 Kindly Process NOI - Mr. Divya Jetho Somya APS. 1392214 (Insurance LAN) 
 
 NOI 
 
 CASE INITIATION (COPY AND PASTE IN EMAIL BODY) 
 
 APPLICANT NAME
 
 Mrs.
 Divya Jetho Somya 
 
 APS NO
 
 1392214 
 
 CASE INITIATION BRANCH NAME 
 
 THANE 
 
 CASE TYPE (PLS MENTION IT) 
 
 Builder Purchase (Insurance LAN) 
 
 LOAN AMOUNT WITH INSURANCE 
 
 475000 
 
 0.30% 
 
 1425 
 
 0.50% 
 
 NOI SERIVCE FEE 
 
 DHC 
 
 300 
 
 TOTAL AMOUNT PAYABLE 
 
 1725 
 
 *SANCTION LETTER 
 
 ATTACHED
 
 *APPLICANT/S AADHAR CARD
 
 ATTACHED
 
 *APPLICANT/S PAN CARD 
 
 ATTACHED
 
 *IINDEX II COPY | LSR | SALE DEED 
 
 ATTACHED
 
 *APPLICANT SELFIE
 
 ATTACHED
 
 *PAYMENT SCREENSHOT WITH UTR 
 
 ATTACHED
 
 SRO No
 
 Regards, 
 Ashwin Golani 
 Sales Manager SAP 216258 
 
 401,4 th floor, Abhimaan II, 
 Opp. Forest Office, Teen Hath Naka, 
 Thane -400602
 
 Mob :- 9833395212.

🤖 read: challan shared ✓ — “PFA challan for your reference..”

OL The NOI teamTYPED IN GMAIL
03 Sep, 13:18 · 42d ago

Team,PFA Insurance challan for your reference..

earlier mails quoted below

On Thu, 3 Sept 2026 at 11:48, Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > wrote: 

 Dear Team 
 
 Pls process insurance lan 
 
 Thanks & Regards 
 Laxman Jadhav | ACH - Sap Id : 195153 
 
 102/103/104, 1st Floor Vardhaman Industrial Complex 
 
 LBS Road Gokul Nagar Next to United Hotel Thane West 400601 
 M: 8169068383 
 
 From: Ashwin Kumar Sham Golani 
 Sent: 3 September, 2026 11:46 AM 
 To: Shailesh Bandu Yadav < yadav.shailesh@sammaancapital.com > 
 Cc: Laxman Pralhad Jadhav < laxman.jadhav@sammaancapital.com > 
 Subject: Kindly Process NOI - Mr. Divya Jetho Somya APS. 1392214 (Insurance LAN) 
 
 Dear Team, 
 
 Kindly Process NOI - Mr. Divya Jetho Somya APS. 1392214 (Insurance LAN) 
 
 NOI 
 
 CASE INITIATION (COPY AND PASTE IN EMAIL BODY) 
 
 APPLICANT NAME
 
 Mrs.
 Divya Jetho Somya 
 
 APS NO
 
 1392214 
 
 CASE INITIATION BRANCH NAME 
 
 THANE 
 
 CASE TYPE (PLS MENTION IT) 
 
 Builder Purchase (Insurance LAN) 
 
 LOAN AMOUNT WITH INSURANCE 
 
 475000 
 
 0.30% 
 
 1425 
 
 0.50% 
 
 NOI SERIVCE FEE 
 
 DHC 
 
 300 
 
 TOTAL AMOUNT PAYABLE 
 
 1725 
 
 *SANCTION LETTER 
 
 ATTACHED
 
 *APPLICANT/S AADHAR CARD
 
 ATTACHED
 
 *APPLICANT/S PAN CARD 
 
 ATTACHED
 
 *IINDEX II COPY | LSR | SALE DEED 
 
 ATTACHED
 
 *APPLICANT SELFIE
 
 ATTACHED
 
 *PAYMENT SCREENSHOT WITH UTR 
 
 ATTACHED
 
 SRO No
 
 Regards, 
 Ashwin Golani 
 Sales Manager SAP 216258 
 
 401,4 th floor, Abhimaan II, 
 Opp. Forest Office, Teen Hath Naka, 
 Thane -400602
 
 Mob :- 9833395212.

🤖 read: challan shared ✓ — “PFA Insurance challan for your reference..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot	1788416051 - 1725.00 To EZDOCS on Google Pay.png	filed	42d ago
Selfie / photo	Divya Pic.png	filed	42d ago
PAN card	Divya Pan.pdf	filed	42d ago
Sanction letter	Sanction Letter - HL.pdf	filed	42d ago
Other	image003.png	filed	42d ago
Other	image001.jpg	filed	42d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need (our working)
₹37,530

Screenshot claims
₹1,725

Where it stands
not verified — no credit seen

Screenshot ₹1,725. Case needs ₹37,530. SHORT by ₹35,805. Ask the branch for the balance.

why?

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹21,010	₹15,000	₹320	₹1,200	₹37,530

Worked from the loan amount on this page; EzDocs records it as the amount to expect on its next housekeeping run (every 30 minutes).

Property (must be perfect)

21 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Taluka, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Property type (Open / Building / Open + Building), Area …

19 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number, Building (with wing) …

✓ EzDocs checked every box against the document’s own words 30d ago — all agree.

not verified yetsource: the sanction letter (Sanction Letter - HL.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

empty

Number

empty

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

FLAT NO.503, 5TH FLOOR, D WING, DELRAY, BUILDING NO.3, MOHAN ALTEZZA, VASANT VALLEY GANDHARI ROAD, VILLAGE GANDHARE KALYAN WEST, THANE, MAHARASHTRA 421301

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Sanction Letter - HL.pdf

as printed
FLAT NO.503, 5TH FLOOR, D WING, DELRAY, BUILDING NO.3, MOHAN ALTEZZA VASANT VALLEY GANDHARI ROAD, VILLAGE GANDHARE KALYAN WEST THANE MAHARASHTRA 421301

PIN
421301

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 503 5TH FLOOR D WING DELRAY BUILDING NO 3 MOHAN ALTEZZA VASANT VALLEY GANDHARI ROAD

Locality/Road
VILLAGE GANDHARE KALYAN WEST THANE MAHARASHTRA

Area/City
THANE

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	DIVYA JETHO SOMYA	AOLPS7284K

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	laxman.jadhav@sammaancapital.com	42d ago

What EzDocs read from each document — check anything marked in red

Payment screenshot 1788416051 - 1725.00 To EZDOCS on Google Pay.png needs your check

utr
624610229350

date
2026-09-03

amount
1725

method
Google Pay

payee upi
vyapar.168072320123@hdfcbank

payee name
EZDOCS

payer name
ASHWIN KUMAR SHAMGOL

debit notification text
Payment of ‘1,725 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account

raw reading (for Abhijit)

{'utr': '624610229350', 'date': '2026-09-03', 'amount': 1725, 'method': 'Google Pay', 'payee_upi': 'vyapar.168072320123@hdfcbank', 'payee_name': 'EZDOCS', 'payer_name': 'ASHWIN KUMAR SHAMGOL', 'debit_notification_text': "Payment of ‘1,725 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account"}

PAN card Divya Pan.pdf needs your check

dob
1980-06-30

pan
AOLPS7284K

name
DIVYA JETHO SOMYA

legible
True

raw reading (for Abhijit)

{'dob': '1980-06-30', 'pan': 'AOLPS7284K', 'name': 'DIVYA JETHO SOMYA', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter Sanction Letter - HL.pdf needs your check

lan
1392214

legible
True

loan type
HOME LOAN

confidence
1.0

loan amount
7000000.0

interest rate
10.3

sanction date
14-AUG-2026

applicant names
MRS DIVYA JETHO SOMYA, CHINKY JETHO SOMAYA

applicant mobile
9359263086

property address
pin: 421301; road: VASANT VALLEY GANDHARI ROAD; state: MAHARASHTRA; Flat no: FLAT NO.503; district: THANE; Floor: 5TH FLOOR; Address: FLAT NO.503, 5TH FLOOR, D WING, DELRAY, BUILDING NO.3, MOHAN ALTEZZA, VASANT V

insurance premium
0.0

includes insurance
True

total with insurance
7000000.0

applicant address from462
read again off the letter's pages (page 1, the 'Address' row)

security address verbatim
FLAT NO.503, 5TH FLOOR, D WING, DELRAY, BUILDING NO.3, MOHAN ALTEZZA VASANT VALLEY GANDHARI ROAD, VILLAGE GANDHARE KALYAN WEST THANE MAHARASHTRA 421301

applicant address verbatim
FLAT NO C 604 6TH FLOOR MOHAN ALTEZZA NEAR VASANT VALLEY KHADAKPADA KALYAN WEST THANE THANE 421301 MAHARASHTRA INDIA

raw reading (for Abhijit)

{'lan': '1392214', 'legible': True, 'loan_type': 'HOME LOAN', 'confidence': 1.0, 'loan_amount': 7000000.0, 'interest_rate': 10.3, 'quality_issue': None, 'sanction_date': '14-AUG-2026', 'letter_version': None, 'applicant_names': ['MRS DIVYA JETHO SOMYA', 'CHINKY JETHO SOMAYA'], 'applicant_mobile': '9359263086', 'property_address': {'pin': '421301', 'road': 'VASANT VALLEY GANDHARI ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'FLAT NO.503', 'district': 'THANE', 'floor_no': '5TH FLOOR', 'landmark': None, 'full_address': 'FLAT NO.503, 5TH FLOOR, D WING, DELRAY, BUILDING NO.3, MOHAN ALTEZZA, VASANT VALLEY GANDHARI ROAD, VILLAGE GANDHARE KALYAN WEST, THANE, MAHARASHTRA 421301', 'village_city': 'VILLAGE GANDHARE KALYAN WEST', 'building_name': 'D WING, DELRAY, BUILDING NO.3, MOHAN ALTEZZA', 'survey_or_cts_no': None}, 'insurance_premium': 0.0, 'includes_insurance': True, 'total_with_insurance': 7000000.0, 'applicant_address_from462': "read again off the letter's pages (page 1, the 'Address' row)", 'security_address_verbatim': 'FLAT NO.503, 5TH FLOOR, D WING, DELRAY, BUILDING NO.3, MOHAN ALTEZZA VASANT VALLEY GANDHARI ROAD, VILLAGE GANDHARE KALYAN WEST THANE MAHARASHTRA 421301', 'applicant_address_verbatim': 'FLAT NO C 604 6TH FLOOR MOHAN ALTEZZA NEAR VASANT VALLEY KHADAKPADA KALYAN WEST THANE THANE 421301 MAHARASHTRA INDIA'}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image003.png needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}

Payment screenshot 1788416051 - 1725.00 To EZDOCS on Google Pay.png needs your check

payments inside
bank: Canara Bank; kind: payment_screenshot; payments: [{'utr': '624610229350', 'date': '2026-09-03', 'page': None, 'time': '11:44', 'payee': 'EZDOCS', 'amount': 1725.0, 'direction': 'debit', 'narration': "Payment of ₹1,

raw reading (for Abhijit)

{'payments_inside': {'bank': 'Canara Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '624610229350', 'date': '2026-09-03', 'page': None, 'time': '11:44', 'payee': 'EZDOCS', 'amount': 1725.0, 'direction': 'debit', 'narration': "Payment of ₹1,725 completed. Receiver's bank has confirmed deposit of money to EZDOCS's bank account. UPI transaction ID 624610229350. To: EZDOCS vyapar.168072320123@hdfcbank. From: ASHWIN KUMAR SHAMGOL (Canara Bank) Google Pay ashwin.nestrealty-2@oksbi. Google transaction ID CICAgPjgxrnuNQ.", 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '3302', 'account_holder': 'ASHWIN KUMAR SHAMGOL'}}

Technical record (for Abhijit — safe to ignore)

1d ago	EzDocs	reader_home_address	{'fp': 'aa342413c19c17c0', 'from': 'the sanction letter (Sanction Letter - HL.pdf)', 'home': {'pin': '421301', 'area': 'KHADAKPADA', 'flat': 'C 604', 'road': 'NEAR VASANT VALLEY', 'floor': '6TH FLOOR', 'state': 'MAHARASH
15d ago	EzDocs	letter_home_read462	{'fp': 'doc:e91dfade-631d-40e6-b08e-16f070c3f701', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'Sanction Letter - HL.pdf', 'asked': True, 'found': Tr
29d ago	EzDocs	hidden_payment_scan	{'file': '1788416051 - 1725.00 To EZDOCS on Google Pay.png', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'e6aaf89a-a902-435f-80de-323e58ac608d', 'fetched': True}
29d ago	EzDocs	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': '1788416051 - 1725.0
29d ago	EzDocs	claim_held_until_quote	{'utr': '624610229350', 'why': 'payment proof arrived before the case was quoted; held on the case and applied the moment the receivable exists', 'date': '2026-09-03', 'payee': 'EZDOCS', 'amount': 1725.0, 'payee_known':
29d ago	EzDocs	hidden_payment_scan	{'file': 'image003.png', 'kind': None, 'found': 0, 'doc_id': '2dde9226-6001-4c60-9572-d3f05a0a16da', 'fetched': True}
29d ago	EzDocs	hidden_payment_scan	{'file': 'image001.jpg', 'kind': None, 'found': 0, 'doc_id': '287bd5aa-cb60-4730-a3f3-831a11d39e0e', 'fetched': True}
29d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
30d ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 7, 'trigger': 'quick sweep'}
40d ago	EzDocs	quoted_history_checked	{}
41d ago	EzDocs	document_reread	{'now': ['payment_screenshot'], 'was': ['payment_screenshot'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': '1788416051 - 1725.00 To EZDOCS on Google Pay.png',
41d ago	EzDocs	extra_challan_scanned	{'found': 0}
41d ago	EzDocs	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: 1392214), the fol
41d ago	EzDocs	stage_follows_desk_challan_mail	{'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'}
41d ago	EzDocs	challan_inferred_from_desk_mail	{'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"}
42d ago	EzDocs	email_shadowed:doc_chase	{'to': 'laxman.jadhav@sammaancapital.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: 1392214), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card — not received yet\n 2. Loa
42d ago	EzDocs	document_received	{'file': 'image001.jpg', 'doc_type': 'other', 'confidence': 1.0}
42d ago	EzDocs	document_received	{'file': 'image003.png', 'doc_type': 'other', 'confidence': 1.0}
42d ago	EzDocs	payer_mobile_captured	{'last4': '3086', 'source': 'sanction_letter'}
42d ago	EzDocs	property_address_extracted	{'confidence': 1.0, 'Address': 'FLAT NO.503, 5TH FLOOR, D WING, DELRAY, BUILDING NO.3, MOHAN ALTEZZA, VASANT VALLEY GANDHARI ROAD, VILLAGE GANDHARE KALYAN WEST, THANE, MAHARASHTRA 421301'}
42d ago	EzDocs	document_received	{'file': 'Sanction Letter - HL.pdf', 'doc_type': 'sanction_letter', 'confidence': 1.0}
42d ago	EzDocs	document_received	{'file': 'Divya Pan.pdf', 'doc_type': 'pan', 'confidence': 1.0}
42d ago	EzDocs	document_received	{'file': 'Divya Pic.png', 'doc_type': 'selfie', 'confidence': 1.0}
42d ago	EzDocs	claim_held_until_quote	{'utr': '624610229350', 'why': 'payment proof arrived before the case was quoted; held on the case and applied the moment the receivable exists', 'date': '2026-09-03', 'payee': 'EZDOCS', 'amount': 1725, 'payee_known': Tr
42d ago	EzDocs	document_received	{'file': '1788416051 - 1725.00 To EZDOCS on Google Pay.png', 'doc_type': 'payment_screenshot', 'confidence': 1.0}
42d ago	EzDocs	branch_manifest_read	{'declared': {'pan': True, 'selfie': True, 'aadhaar': True, 'title_doc': True, 'sanction_letter': True, 'payment_screenshot': True}}
42d ago	EzDocs	insurance_lan_tagged	{'why': 'subject/body says INSURANCE LAN — separate insurance leg'}
42d ago	EzDocs	case_created	{'lan': None, 'bank': 'SAMMAAN', 'thread_id': '1a065eb9fe8ca0f5'}

Case diary the case’s history — what happened, newest day first

Papers

1 still needed for the challan

Applicant's Aadhaar Card

Money

Screenshot SHORT by ₹35,805

₹1,725 shown against ₹37,530 — the balance is being asked for.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Payment SHORT by ₹35,805 (₹1,725 of ₹37,530).

15 Sep3 things

Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides