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मराठी S
Cases / NOI-2026-03747

Rajnarayan Rambachan Prajapati

PNB_HFLLAN HOU/PNVL/0926/5232209 Challan paid · our move File on IGRAll documentsMails & papers 3
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs1 still to come
9 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
✓Payment screenshot — money verifiedopen
✓Selfie / photoopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓PAN cardopen
✓A mail's picture (a signature logo, a banner) — not a paperopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Aadhaar card — inside KYC (1).pdfopen
Applicant's Aadhaar Card — still needed
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (8)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹5,950.83CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹5,925 receivedthe receipt's amount and minute agree
Stamp duty 0.3%1,550
Registration fee 0.5%2,580
Government handling320
Our service fee1,500.83
Total we ask for5,950.83
the branch’s receipt claims ₹5,925 185034365530
paid 18:50:46 · verified 19:02:08 · 11 min later
How we know
Our own bank told us — 18:50
₹5,925 · UTR 185034365530 · from BP-HDFCBN-S
“Successful! You have received Rs. 5925.00 via HDFC Bank SmartHub Vyapar from Diya Ramra. RRN-185034365530, Check: https://1.hdfc.bank.in/HDFCBK/s/yo7pA003”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
By law ₹5,940. We ask ₹5,950 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 30 minour time · 19:49
Index II —not yet
the NOI team 4 h 01 mintotal 4 h 01 min so far
Now with the NOI team — e-filing on IGR
since 19:49 — 3 h 11 min of working time
Day by day — every step and who held it
18:59Your branch's mail
18:59Payment landedat once
19:01Papers read+2 min · the NOI team
19:01Property readat once
19:02Fee quotedat once
19:02Payment verifiedat once
19:49Challan made+48 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹5,15,000
Loan account no.
HOU/PNVL/0926/5232209
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
EzDocs read these from the Index II. If they are right, press Confirm.
✗ EzDocs found boxes that do NOT agree with the document (2h ago) — open the verification page; they are marked in red.
open the verification page
See the boxes — read from the Index II
District
Raigad
Taluka
Panvel
Village
Morbe
Number type
SURVEY
Number
111/2
Building
Sahakar Dwarka 2, Wing B
Floor
4th
Flat / shop no
401
Area
25.19
Hadd
Raigad Zilla Parishad
Read from the Index II on file — the government's own words for this property. INDEX II.jpg open it
To look first, or to fix a box, open the verification page — the document beside every box.
✓ The papers agree — compared: the sanction letter, the Index II, the branch's mail. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank has provided the loan documents and asked the team to initiate the challan. The team is waiting to create the challan.
the history says the next move is with the NOI team — the challan
the branch last asked: Kindly Initiate 0.3% & NOI Challan in case of RAJNARAYAN RAMBACHAN PRAJAPATI HOU/PNVL/0926/5232209
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
? challan made — asked, mail 1 (2026-10-17) “Kindly Initiate 0.3% & NOI Challan in case of RAJNARAYAN RAMBACHAN PRAJAPATI HOU/PNVL/0926/5232209”
✓ Index II / sale deed sent by the branch — done, mail 1 the sentence it relies on is not in that mail — not counted
read over 1 mail(s), last mail 2026-10-17 · read 3h ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (2h ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH012266590202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
VP vikas.patil1@pnbhousing.com pnbhousing.com
17 Oct, 18:59 · 4h ago
THE FIRST MAIL — how this case began
Urgent !! Kindly Initiate 0.3% and NOI Challan for the said case of RAJNARAYAN RAMBACHAN PRAJAPATI HOU/PNVL/0926/5232209
Dear Team,

Kindly Initiate 0.3% & NOI Challan in case of RAJNARAYAN RAMBACHAN PRAJAPATI HOU/PNVL/0926/5232209

Document and Receipt attached for your reference.

Loan amount including insurance₹5,15,000

Property Address: FLAT NO 401, 4TH FLOOR, BUILDING NO 3 WING B, SURVEY NO 111/2, SAHAKAR DWARKA 2, MORBE PANVEL, Panvel, Raigad, MAHARASHTRA, India, 410206

Thanks & Regards, Vikas Patil Area Sales Manager - Panvel Mobile: +919307410476 Toll Free: 1800 120 8800 Email : vikas.patil1@pnbhousing.com<mailto:vikas.patil1@pnbhousing.com> Website- www.pnbhousing.com<http://www.pnbhousing.com/> [cid:image001.png@01DD5A41.4771FE50] Internal
🤖 read: asks for the challan, the fee / a quote; documents attached — “Loan amount including insurance - 5,15,000 /-”
OL The NOI teamTYPED IN GMAIL
17 Oct, 19:34 · 3h ago

Team,

We

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 17 Oct 2026 at 19:01, Vikas Patil 1 < vikas.patil1@pnbhousing.com > wrote: Dear Team, Kindly Initiate 0.3% & NOI Challan in case of RAJNARAYAN RAMBACHAN PRAJAPATI HOU/PNVL/0926/5232209 Document and Receipt attached for your reference. Loan amount including insurance – 5,15,000 /- Property Address : FLAT NO 401, 4TH FLOOR, BUILDING NO 3 WING B, SURVEY NO 111/2, SAHAKAR DWARKA 2, MORBE PANVEL, Panvel, Raigad, MAHARASHTRA, India, 410206 Thanks & Regards, Vikas Patil Area Sales Manager – Panvel Mobile: +919307410476 Toll Free: 1800 120 8800 Email : vikas.patil1@pnbhousing.com Website- www.pnbhousing.com Internal
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
17 Oct, 19:51 · 3h ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 17 Oct 2026 at 19:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 17 Oct 2026 at 19:01, Vikas Patil 1 < vikas.patil1@pnbhousing.com > wrote: Dear Team, Kindly Initiate 0.3% & NOI Challan in case of RAJNARAYAN RAMBACHAN PRAJAPATI HOU/PNVL/0926/5232209 Document and Receipt attached for your reference. Loan amount including insurance – 5,15,000 /- Property Address : FLAT NO 401, 4TH FLOOR, BUILDING NO 3 WING B, SURVEY NO 111/2, SAHAKAR DWARKA 2, MORBE PANVEL, Panvel, Raigad, MAHARASHTRA, India, 410206 Thanks & Regards, Vikas Patil Area Sales Manager – Panvel Mobile: +919307410476 Toll Free: 1800 120 8800 Email : vikas.patil1@pnbhousing.com Website- www.pnbhousing.com Internal
🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20261017-WA0007.jpg
filed 3h ago
Selfie / photo 1000105283.jpg
filed 3h ago
Selfie / photo 1000115733.jpg
filed 3h ago
Index IIthe branch sent this — an input INDEX II.jpg
filed 3h ago
PAN card+ Aadhaar card inside+ Other inside KYC (1).pdf
filed 3h ago
A mail's picture (a signature logo, a banner) — not a paper image001.png
filed 3h ago
Sanction letter Sanction letter - 2026-10-17T185410.606.pdf
filed 3h ago
Paid challan (GRAS) RAJNARAYAN RAMBACHAN PRAJAPATI EchallanMH012266590202627E.pdf
filed 3h ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹5,950.83
Where it stands
VERIFIED — money received
Screenshot claims
₹5,925 185034365530
Paid at
18:50:46
Verified on
19:02:09

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹1,550₹2,580₹320 ₹1,500₹5,950
By law ₹5,940. We ask ₹5,950 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

39 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Road, Title deed held by the bank (Agreement to Sale / Sale Deed …), Floor (person 1), Road (person 1), Mobile (person 2) …
15 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number type, Second number, House type (Niwasi Sadanika / Shop / Gala …), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), Area / sector (person 1) …
✗ EzDocs found boxes that do NOT agree with the document (2h ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (INDEX II.jpg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) इतर वर्णनः, इतर माहिती: विभाग क्र.6 दर 55300/-प्रति चौ.मी., सदनिका क्र. 401, चौथा मजला, बिल्डिंग नं. 3, विंग बी, "सहकार द्वारका 2", सर्व्हे नं. 111/2, मौजे मोरबे, ता. पनवेल, जिल्हा. रायगड., क्षेत्र 25.19 चौ.मी. कारपेट एरिया व 8.08 चौ.मी. टेरेस एरिया या मिळकतीचे ((Survey Number: 111/2;)) स्थानिक स्वराज्य संस्थाः रायगड
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
Sanction letter - 2026-10-17T185410.606.pdf
as printed
FLAT NO 401, 4TH FLOOR, BUILDING NO 3 WING B, SURVEY NO 111/2, SAHAKAR DWARKA 2, MORBE PANVEL, PANVEL, RAIGAD, MAHARASHTRA, INDIA, 410206
PIN
410206
the Index II
INDEX II.jpg
the property
1) itara varnanah, itara maahiti: vibhaaga kra.6 dara 55300/-prati chau.mi., sadanikaa kra. 401, chauthaa majalaa, bildinga nan. 3, vinga bi, "sahakaara dvaarakaa 2", sarvhe nan. 111/2, mauje morabe, taa. panavela, jilhaa. raayagada., kshetra 25.19 chau.mi. kaarapeta eriyaa va 8.08 chau.mi. teresa eriyaa yaa milakatiche ((SURVEY NUMBER: 111/2;)) sthaanika svaraajya sansthaah raayagada
PIN
410206
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 401 4TH FLOOR BUILDING NO 3 WING B SAHAKAR DWARKA 2 SURVEY NO 111/2
Locality/Road
MORBE PANVEL TAL PANVEL DIST RAIGAD
Area/City
RAIGAD
check or correct a box, the papers beside it →
the Index II also prints: 08, 1, 19, 25, 55300/, 6, 8, BI, BILDINGA, CHAU, CHAUTHAA, DARA, DVAARAKAA, ERIYAA, ITARA, JILHAA, KAARAPETA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorRAJNARAYAN RAMBACHAN PRAJAPATIAMLPP5836A
co_mortgagorNeeta Rajnarayan PrajapatiCFMPP6528K…8435

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chasevikas.patil1@pnbhousing.com 3h ago
What EzDocs read from each document — check anything marked in red
Payment screenshot IMG-20261017-WA0007.jpg needs your check
utr
185034365530
date
2026-10-17
time
18:50
amount
5925
method
Send Money
payee upi
vyapar.169705262080@hdfcbank
payer upi
******9251@upi
payee name
THINK BIGZ INITIATIVE PVT LTD
payer name
Pnb
raw reading (for Abhijit)
{'utr': '185034365530', 'date': '2026-10-17', 'time': '18:50', 'amount': 5925, 'method': 'Send Money', 'payee_upi': 'vyapar.169705262080@hdfcbank', 'payer_upi': '******9251@upi', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'Pnb', 'debit_notification_text': None}
Selfie / photo 1000115733.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Selfie / photo 1000105283.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
PAN card KYC (1).pdf needs your check
dob
1975-01-12
pan
AMLPP5836A
name
RAJNARAYAN RAMBACHAN PRAJAPATI
legible
True
father name
RAMBACHAN BHAIJURAM PRAJAPATI
raw reading (for Abhijit)
{'dob': '1975-01-12', 'pan': 'AMLPP5836A', 'name': 'RAJNARAYAN RAMBACHAN PRAJAPATI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAMBACHAN BHAIJURAM PRAJAPATI', 'aadhaar_last4': None, 'quality_issue': None}
Index II INDEX II.jpg needs your check
kind
index2_input
extracted
pin: 410206; rows: {'r4_palika': 'रायगड (जिल्हा परिषद)', 'r11_serial': 'पवल1-11828-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (ii) within the limits of any Municipal C
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '410206', 'rows': {'r4_palika': 'रायगड (जिल्हा परिषद)', 'r11_serial': 'पवल1-11828-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area within the Mumbai Metropolitan Region Development Authority or any other Urban area, not mentioned in sub clause (i), or the Influence Areas as per the Annual Statement of Rates published under the Maharashtra Stamp (Determination of Market Value of Property) Rules, 1995.', 'r4_locality': None, 'r5_area_text': '1) 25.19 चौ. मीटर', 'r7_executants': [{'age': '49', 'pan': 'AAYXXXXX9P', 'name': 'मे. मेघा इंटरप्रायजेस तर्फे भागीदार सूर्यकांत शामराव वाडकर तर्फे अखत्यारी गुरूनाथ महादेव बैंकर', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः ब्लॉक नंः, रोड नंः ऑफिस नं. 21, नीलकंठ दर्शन सीएचएस, फायनल प्लॉट नं. 125ए/4, पनवेल, जि. रायगड, महाराष्ट्र, राईगार्ः ( ं:). पिनः- 410206'}], 'r8_purchasers': [{'age': '51', 'pan': 'CFMXXXXX8K', 'name': 'नीता राजनारायण प्रजापती', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः, रोड नंः एन एल १ बी, बिल्डिंग नं. २२, रूम नं.०८, नेरुळ, आम्रपाली अपार्टमेंट, नवी मुंबई, महाराष्ट्र, ठाणे. पिन:- 400706'}, {'age': '51', 'pan': 'AMLXXXXX6A', 'name': 'राजनारायण रामबचन प्रजापती', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः, रोड नंः एन एल १ बी, बिल्डिंग नं.२२, रूम नं.०८, नेरुळ, आम्रपाली अपार्टमेंट, नवी मुंबई, महाराष्ट्र, ठाणे. पिन:- 400706'}], 'r12_stamp_duty': 111150, 'r3_market_value': 1851000, 'r1_document_type': 'अनुच्छेद - अभिहस्तातंरणपत्र प्रकार - अँग्रीमेंट टू सेल', 'r2_consideration': 1840000, 'r9_execution_date': '03-09-2026', 'r13_registration_fee': 18550, 'r10_registration_date': '03-09-2026'}, 'doc_no': '11828', 'village': 'मोरबे', 'doc_kind': 'Index II', 'doc_year': '2026', 'sro_name': 'पनवेल 1', 'area_text': '1) 25.19 चौ. मीटर', 'mortgagee': 'ICICI Bank', 'filing_fee': 18550, 'header_sro': 'सह दुय्यम निबंधक, पनवेल-१', 'mortgagors': ['नीता राजनारायण प्रजापती', 'राजनारायण रामबचन प्रजापती'], 'stamp_duty': 111150, 'filing_date': '2026-09-03', 'loan_amount': 1840000, 'token_number': 'PNL1-11828-2026
Sanction letter Sanction letter - 2026-10-17T185410.606.pdf needs your check
lan
HOU/PNVL/0926/5232209
legible
True
purpose
Housing Loan, Housing
loan type
Housing Loan, Housing
confidence
1.0
print rule
how: read by a rule from the paper's own print; no reader asked; bank: PNB_HFL; form: PNB Housing sanction letter; checks: ["the loan amount's digits and words agree (500000)", "the insurance premium's digits and words a
rate words
PNBRRR 13.15% per annum; 13.15% -3.15% = 10.00% per annum as on the date of execution of the loan agreement
bank branch
PANVEL
loan amount
500000.0
rate spread
-3.15
final amount
515000.0
interest rate
10.0
sanction date
08-Oct-2026
letter version
5
reference rate
13.15
applicant email
rajnarayanprajapati88@gmail.com
applicant names
RAJNARAYAN RAMBACHAN PRAJAPATI, NEETA RAJNARAYAN PRAJAPATI
printed altered
False
applicant mobile
8108293117
balance transfer
False
property address
pin: 410206; state: MAHARASHTRA; Address: FLAT NO 401, 4TH FLOOR, BUILDING NO 3 WING B, SURVEY NO 111/2, SAHAKAR DWARKA 2, MORBE PANVEL, Panvel, Raigad, MAHARASHTRA, India, 410206
insurance premium
15000.0
final amount label
Total Loan Amount
includes insurance
True
total with insurance
515000.0
security address verbatim
FLAT NO 401, 4TH FLOOR, BUILDING NO 3 WING B, SURVEY NO 111/2, SAHAKAR DWARKA 2, MORBE PANVEL, Panvel, Raigad, MAHARASHTRA, India, 410206
applicant address verbatim
HOUSE NO 8 BLDG NO 22, LIG AMRAPALI APARTMENT, SECTOR 2 NERUL NAVI MUMBAI, ., Thane, MAHARASHTRA, 400615, India
raw reading (for Abhijit)
{'lan': 'HOU/PNVL/0926/5232209', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [], 'loan_type': 'Housing Loan, Housing', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'PNB_HFL', 'form': 'PNB Housing sanction letter', 'checks': ["the loan amount's digits and words agree (500000)", "the insurance premium's digits and words agree (15000)", 'loan + insurance = total (500000 + 15000 = 515000)', 'the rate arithmetic holds (13.15 - 3.15 = 10.00)'], 'case_bank': 'PNB_HFL'}, 'rate_words': 'PNBRRR 13.15% per annum; 13.15% -3.15% = 10.00% per annum as on the date of execution of the loan agreement', 'bank_branch': 'PANVEL', 'handwritten': [], 'linked_refs': [], 'loan_amount': 500000.0, 'rate_spread': -3.15, 'final_amount': 515000.0, 'interest_rate': 10.0, 'quality_issue': None, 'sanction_date': '08-Oct-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'rajnarayanprajapati88@gmail.com', 'applicant_names': ['RAJNARAYAN RAMBACHAN PRAJAPATI', 'NEETA RAJNARAYAN PRAJAPATI'], 'printed_altered': False, 'applicant_mobile': '8108293117', 'balance_transfer': False, 'property_address': {'pin': '410206', 'state': 'MAHARASHTRA', 'full_address': 'FLAT NO 401, 4TH FLOOR, BUILDING NO 3 WING B, SURVEY NO 111/2, SAHAKAR DWARKA 2, MORBE PANVEL, Panvel, Raigad, MAHARASHTRA, India, 410206'}, 'insurance_premium': 15000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 515000.0, 'security_address_verbatim': 'FLAT NO 401, 4TH FLOOR, BUILDING NO 3 WING B, SURVEY NO 111/2, SAHAKAR DWARKA 2, MORBE PANVEL, Panvel, Raigad, MAHARASHTRA, India, 410206', 'applicant_address_verbatim': 'HOUSE NO 8 BLDG NO 22, LIG AMRAPALI APARTMENT, SECTOR 2 NERUL NAVI MUMBAI, ., Thane, MAHARASHTRA, 400615, India'}
PAN card KYC (1).pdf needs your check
dob
1975-06-12
name
Neeta Rajnarayan Prajapati
address
pin: 400615; area: Near NMMT Bus Depot, Sector-2, Nerul; flat: House No-8; state: Maharashtra; building: Building No-22, L.I.G. Amrapali Apartment; district: Thane; Village: Navi Mumbai
legible
True
aadhaar last4
8435
raw reading (for Abhijit)
{'dob': '1975-06-12', 'pan': None, 'name': 'Neeta Rajnarayan Prajapati', 'mobile': None, 'address': {'pin': '400615', 'area': 'Near NMMT Bus Depot, Sector-2, Nerul', 'flat': 'House No-8', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Building No-22, L.I.G. Amrapali Apartment', 'district': 'Thane', 'post_office': None, 'village_city': 'Navi Mumbai'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '8435', 'quality_issue': None}
Paid challan (GRAS) RAJNARAYAN RAMBACHAN PRAJAPATI EchallanMH012266590202627E.pdf needs your check
grn
MH012266590202627E
pin
410206
total
4130.0
article
6(1)
defaced
False
bank cin
03006172026101701432
district
RAIGAD
area city
RAIGAD
payer pan
AMLXXXXXXA
flat block
FLAT NO 401 4TH FLOOR BUILDING NO 3 WING B SAHAKAR DWARKA 2 SURVEY NO 111/2
payer name
RAJNARAYAN RAMBACHAN PRAJAPATI
sro office
PNL1 PANVEL NO 1 SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=515000
scheme rows
{'amount': 1550.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 2580.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX3117
payment date
17/10/2026-19:49:55
road locality
MORBE PANVEL RAIGAD MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
515000
raw reading (for Abhijit)
{'grn': 'MH012266590202627E', 'pin': '410206', 'total': 4130.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101701432', 'district': 'RAIGAD', 'area_city': 'RAIGAD', 'payer_pan': 'AMLXXXXXXA', 'flat_block': 'FLAT NO 401 4TH FLOOR BUILDING NO 3 WING B SAHAKAR DWARKA 2 SURVEY NO 111/2', 'payer_name': 'RAJNARAYAN RAMBACHAN PRAJAPATI', 'sro_office': 'PNL1 PANVEL NO 1 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=515000', 'scheme_rows': [{'amount': 1550.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 2580.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX3117', 'payment_date': '17/10/2026-19:49:55', 'road_locality': 'MORBE PANVEL RAIGAD MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '515000'}
Technical record (for Abhijit — safe to ignore)
2h agoEzDocschallan_boxes_gathered{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
2h agoEzDocsboxes_gathered{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['INDEX II.jpg', 'Sanction letter - 2026-10-17T185410.606.pdf', 'KYC (1).pdf'], 'after': {'from': 'INDEX II.jpg', 'addresses': {'peopl
2h agoEzDocschallan_boxes_composed{'fp': 'a35eae74915602c7', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'FLAT NO 401 4TH FLOOR BUILDING
2h agoEzDocsproperty_self_check{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Building (with win
2h agoEzDocsproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'INDEX II.jpg', 'changed': {}, 'village': 'मोरबे'}
2h agoEzDocsindex2_people_checked{'doc_id': '41077f5a-599e-467f-9ffe-d97ddc7110f8', 'differs': 2, 'matched': [{'score': 0.98, 'person': 'Neeta Rajnarayan Prajapati', 'pan_agrees': False}, {'score': 0.97, 'person': 'RAJNARAYAN RAMBACHAN PRAJAPATI', 'pan_
2h agoEzDocsindex2_pan_differs{'why': "the Index II's purchaser row prints a different PAN from the card on the case — either the KYC is someone else's or the registrar typed it wrong; a person decides", 'doc_id': '41077f5a-599e-467f-9ffe-d97ddc7110f
3h agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '1dca93a0-71a9-4968-a33c-80bda162d837'}
3h agoEzDocsindex2_docno_read{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'INDEX II.jpg', 'doc_id': '41077f5a-599e-467f-9ffe-d97ddc7110f8', 'header_sro': 'स
3h agoEzDocstitle_doc_on_case_filing_open{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'INDEX II.jpg', 'kind': 'index2'}
3h agoEzDocschallan_found_on_case{'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'RAJNARAYAN RAMBACHAN PRAJAPATI EchallanMH012266590202627E.pdf',
3h agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'RAJNARAYAN RAMBACHA
3h agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'PNL1 PANVEL NO 1 SUB REGISTRAR', 'district': 'RAIGAD'}
3h agoEzDocschallan_verified_against_case{'grn': 'MH012266590202627E', 'file': 'RAJNARAYAN RAMBACHAN PRAJAPATI EchallanMH012266590202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code'
3h agoEzDocschallan_extracted{'grn': 'MH012266590202627E', 'file': 'RAJNARAYAN RAMBACHAN PRAJAPATI EchallanMH012266590202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 4130.0}
3h agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '552916', 'lessons': [{'box': 'Property box 1', 'words': "Property box 1: the
3h agoSANDEEPcopilot_edit{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
3h agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []}
3h agoEzDocsform_checked489{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03747'}
3h agoEzDocscase_reevaluated{'stage_after': 'AWAITING_DOCS'}
3h agoEzDocschallan_boxes_composed{'fp': 'a35eae74915602c7', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'FLAT NO 401 4TH FLOOR BUILDING
3h agoEzDocsreader_home_address{'fp': '21cbcee391fb132a', 'from': 'the sanction letter (Sanction letter - 2026-10-17T185410.606.pdf)', 'home': {'pin': '400615', 'area': 'SECTOR 2 NERUL', 'flat': 'HOUSE NO 8', 'state': 'MAHARASHTRA', 'building': 'BLDG
3h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 17 Oct, 19:34 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['doc_chase']}
3h agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card"]}
3h agoEzDocsquoted_history_checked{}
3h agoEzDocsextra_challan_scanned{'found': 0}
3h agoEzDocsfile_note490{'v': '1', 'at': '2026-10-17T13:32:44', 'why': 'reading', 'open': 6, 'mails': [{'at': '2026-10-17 13:29', 'id': '1a14a0f17de0cad8', 'from': 'branch', 'gist': 'Branch asks team to initiate 0.3% and NOI challan for a case,
3h agoEzDocsbranch_from_reading501{'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'PANVEL'}
3h agoEzDocscase_read{'how': 'uri', 'tag': 'ff02d4e8c40247a6', 'docs': ['INDEX II.jpg', 'Sanction letter - 2026-10-17T185410.606.pdf', 'KYC (1).pdf'], 'loan': {'amount': 515000, 'made_of': [{'what': 'Sanctioned amount', 'paper': 'Sanction le
3h agoEzDocsemail_shadowed:doc_chase{'to': 'vikas.patil1@pnbhousing.com', 'body': "Team,\nKindly share the following to process the challan:\n\n 1. Applicant's Aadhaar Card (KYC (1).pdf) — RECEIVED, BUT IT IS NEETA RAJNARAYAN PRAJAPATI'S (co-applicant's):

Case diary the case’s history — what happened, newest day first

Papers
1 still needed for the challan
Applicant's Aadhaar Card
Money
₹5,925 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Today · 17 Oct36 things
EzDocs took 43 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
20:04
The challan's address boxes were written from the papers
20:04
The branch's title document is on the case — the filing is the NOI team's move
19:51
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
19:51
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
19:51
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
19:51
Challan re-read against the case — matches exactly
19:51
Received: Challan
RAJNARAYAN RAMBACHAN PRAJAPATI EchallanMH012266590202627E.pdf
19:51
SANDEEP pressed Proceed on the challan — what was changed is kept
19:49
The challan's address boxes were written from the papers
19:47
An old draft withdrew itself — its asks were already answered
19:36
Nothing new to ask for — stayed quiet
19:18
EzDocs read the whole file
19:02
Wrote the document chase mail — held, silent mode
Re: Urgent !! Kindly Initiate 0.3% and NOI Challan for the said case of RAJNARAYAN RAMBACHAN PRAJAPATI HOU/PNV
19:02
The challan's address boxes were written from the papers
19:02
Nothing new to ask for — stayed quiet
19:02
No fee quote sent — the branch's own figures were right
19:02
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
19:02
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
19:02
The payment proof already on the case was applied
19:02
EzDocs read the whole trail as one conversation — where the case stands is on the page
19:01
The loan amount was worked out from the papers
19:01
Co-applicant added
19:01
Property address read from the sanction letter
19:01
Received: Sanction letter
Sanction letter - 2026-10-17T185410.606.pdf
19:01
Index II (title document) received from the branch
19:01
Received: logo
image001.png
19:01
Selfie checked — a live one
A real selfie — usable for the e-filing.
19:01
Selfie checked — a live one
A real selfie — usable for the e-filing.
19:01
Received: PAN card
KYC (1).pdf
19:01
Payment proof arrived before the case was quoted — held
19:01
Received: Index II
INDEX II.jpg
19:01
Received: Selfie
1000115733.jpg
19:01
Received: Selfie
1000105283.jpg
19:01
Received: Payment screenshot
IMG-20261017-WA0007.jpg
19:01
Case opened from the branch's mail
19:01
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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