Cases / NOI-2026-01105
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓MOTDopen
✓Index II — the branch's own title copy, an input; the address came from the Index II, not from itopen
✓E-filing copy (token)open
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (6)A label is wrong? Fix it under All documents.
For you to check
- The work is done — our fee of ₹28,150.12 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹28,150.12CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹28,120; we wait for the credit itself
Ask for the exact ₹28,150.12. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%11,330
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.12
Total we ask for28,150.12
Screenshot ₹28,120 — ₹30 under our ask, not below the real calculation ₹28,118. Counts as full. Nothing to ask.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-09-02 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 17 Oct 19:34 — 3 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹28,138.27. We ask ₹28,150 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 4 minour time · 3 Sep 13:13
Index II 56 h 21 minour time · 9 Sep 19:45
the NOI team 6 d 6 hthe branch 18 h 29 mintotal 7 d 1 h
Complete.
Day by day — every step and who held it
2 Sep 18:39Your branch's mail
2 Sep 18:42Papers read+3 min · the NOI team
3 Sep 13:12Papers from your branch+18 h 29 min · the branch
3 Sep 13:13Papers read+1 min · the NOI team
3 Sep 13:13Property readat once
3 Sep 13:13Papers readat once
3 Sep 13:13Challan madeat once
8 Sep 14:49Filed on IGR — e-filing shared+5 d 1 h · the NOI team
9 Sep 02:35Fee quoted+11 h 46 min · the NOI team
9 Sep 19:45Index II sent+17 h 10 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹37,72,755
Loan account no.
HOU/ARNG/0826/5205695
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.
Where this case stands — the whole trailread by EzDocs as one conversation
The case is now complete, with all necessary steps performed by both parties. No further action is required from either the bank branch or the NOI team.
the history says the next move is with no one — the case is finished — nothing
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 (2026-09-02) “PFA”
✓ fee paid — the branch's words — done, mail 2 (2026-09-02) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 4 (2026-09-02) “PFA challan for your reference.”
✓ challan shared — done, mail 4 (2026-09-02) “PFA challan for your reference.”
✓ Index II asked for — done, mail 2 (2026-09-02) “For NOI filing, We need an index 2 copy..”
✓ Index II / sale deed sent by the branch — done, mail 5 (2026-09-03) “Vishal index II.pdf”
✓ filed on the IGR site — done, mail 7 (2026-09-08) “PFA downloaded copy of e filing”
✓ e-filing copy shared — done, mail 7 (2026-09-08) “PFA downloaded copy of e filing”
✓ NOI Index II shared — done, mail 8 (2026-09-09) “PFA index 2 copy for case closure..”
read over 8 mail(s), last mail 2026-09-09 · read 32d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it here
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
EzDocs has not checked these boxes against the document yet — it does within five minutes of a reading.
2File the NOI on the IGR site, then tell the branch
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
AK
asmita.kulkarni@pnbhousing.com pnbhousing.com
02 Sep, 18:39 · 45d ago THE FIRST MAIL — how this case began
02 Sep, 18:39 · 45d ago THE FIRST MAIL — how this case began
CHALLAN & NOI FOR HOU/ARNG/0826/5205695-VISHAL RAJENDRA KULKARNI
Dear Team,
PFA
Pls help with challan & NOI.
SRO2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
🤖 read: asks for the challan, the e-filing copy; documents attached — “Pls help with challan & NOI.”
5 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
02 Sep, 18:48 · 45d ago
02 Sep, 18:48 · 45d ago
Team,We acknowledge the receipt of your mail documents and payment.
We will initiate the challan for the same.
For NOI filing, We need an index 2 copy..
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 2 Sept 2026 at 18:42, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Dear Team,
PFA
Pls help with challan & NOI.
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
02 Sep, 19:26 · 45d ago
02 Sep, 19:26 · 45d ago
Dear Team We acknowledge the receipt of your mail documents and payment.We will initiate the challan for the same.For noi filing we need index 2 copy.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 2 Sept 2026 at 18:42, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Dear Team,
PFA
Pls help with challan & NOI.
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
02 Sep, 19:28 · 45d ago
02 Sep, 19:28 · 45d ago
Team,PFA challan for your reference.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 2 Sept 2026 at 19:26, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team We acknowledge the receipt of your mail documents and payment.We will initiate the challan for the same.For noi filing we need index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 2 Sept 2026 at 18:42, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Dear Team,
PFA
Pls help with challan & NOI.
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Wed, 2 Sept 2026 at 19:26, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
Dear Team
We acknowledge the receipt of your mail documents and payment.We will
initiate the challan for the same.For noi filing we need index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Wed, 2 Sept 2026 at 18:42, Asmita Kulkarni <
asmita.kulkarni@pnbhousing.com> wrote:
> Dear Team,
>
>
>
> PFA
>
> Pls help with challan & NOI.
>
> SRO-2
>
>
>
> Thanks & Regards,
>
> *Asmita Kulkarni.*
>
> Customer Service Manager – Loans
>
> pnb *Housing Finance Limited*
>
> Ch.Sambhajinagar.-431001
>
> Mob. No. 7972988248
>
> [image: Email Signature]
>
>
>
> Internal
>
🤖 read: challan shared ✓ — “PFA challan for your reference.”
AW
amol.wakekar@pnbhousing.com pnbhousing.com
03 Sep, 13:12 · 44d ago
03 Sep, 13:12 · 44d ago
Pls process for NOI filing.
Thanks & Regards,
Amol Wakekar.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Aurangabad Business Center
Complex E-1,E-2,&E-3 4th floor,
Adalat Road, Aurangabad.Pin Code – 431001
Direct: 91-240-2340060
Mobile No:
8448785974
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent: 02 September 2026 19:29
To: Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
Cc: Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Amol Wakekar <amol.wakekar@pnbhousing.com>; Prashant Padhye <prashant.padhye@pnbhousing.com>; Ravindra Kakde <ravindra.kakde@pnbhousing.com>
Subject: Re: CHALLAN & NOI FOR HOU/ARNG/0826/5205695-VI
earlier mails quoted below
On Wed, 2 Sept 2026 at 19:26, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team
We acknowledge the receipt of your mail documents and payment.We will initiate the challan for the same.For noi filing we need index 2 copy.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 2 Sept 2026 at 18:42, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Dear Team,
PFA
Pls help with challan & NOI.
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
🤖 read: asks for a status; documents attached — “Pls process for NOI filing.”
OL
The NOI teamTYPED IN GMAIL
04 Sep, 07:10 · 43d ago
04 Sep, 07:10 · 43d ago
Team
we will process the NOI for the same.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Thu, 3 Sept 2026 at 13:12, Amol Wakekar <amol.wakekar@pnbhousing.com>
wrote:
earlier mails quoted below
Pls process for NOI filing.
Thanks & Regards,
*Amol Wakekar.*
Customer Service Manager – Loans
pnb *Housing Finance Limited*
Aurangabad Business Center
Complex E-1,E-2,&E-3 4th floor,
Adalat Road, Aurangabad.Pin Code – 431001
Direct: 91-240-2340060
Mobile No: 8448785974 <(844)%20878-5974>
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
[image: Email Signature]
Internal
*From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
*Sent:* 02 September 2026 19:29
*To:* Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
*Cc:* Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Amol Wakekar <
amol.wakekar@pnbhousing.com>; Prashant Padhye <
prashant.padhye@pnbhousing.com>; Ravindra Kakde <
ravindra.kakde@pnbhousing.com>
*Subject:* Re: CHALLAN & NOI FOR HOU/ARNG/0826/5205695-VISHAL RAJENDRA
KULKARNI
*Secured by Check Point *
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Wed, 2 Sept 2026 at 19:26, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
Dear Team
We acknowledge the receipt of your mail documents and payment.We will
initiate the challan for the same.For noi filing we need index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Wed, 2 Sept 2026 at 18:42, Asmita Kulkarni <
asmita.kulkarni@pnbhousing.com> wrote:
Dear Team,
PFA
Pls help with challan & NOI.
SRO-2
Thanks & Regards,
*Asmita Kulkarni.*
Customer Service Manager – Loans
pnb *Housing Finance Limited*
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
[image: Email Signature]
Internal
🤖 read: The NOI team states they will process the NOI.
OL
The NOI teamTYPED IN GMAIL
08 Sep, 14:49 · 39d ago
08 Sep, 14:49 · 39d ago
Team,
PFA downloaded copy of e filing
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Fri, 4 Sept 2026 at 07:10, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Team
we will process the NOI for the same.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Thu, 3 Sept 2026 at 13:12, Amol Wakekar <amol.wakekar@pnbhousing.com>
wrote:
> Pls process for NOI filing.
>
>
>
> Thanks & Regards,
>
> *Amol Wakekar.*
>
> Customer Service Manager – Loans
>
> pnb *Housing Finance Limited*
>
> Aurangabad Business Center
>
> Complex E-1,E-2,&E-3 4th floor,
>
> Adalat Road, Aurangabad.Pin Code – 431001
>
>
>
> Direct: 91-240-2340060
>
> Mobile No: 8448785974 <(844)%20878-5974>
>
> Toll Free: 1800 120 8800
>
> Website- www.pnbhousing.com
>
> [image: Email Signature]
>
>
>
>
>
> Internal
>
> *From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
> *Sent:* 02 September 2026 19:29
> *To:* Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
> *Cc:* Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Amol Wakekar <
> amol.wakekar@pnbhousing.com>; Prashant Padhye <
> prashant.padhye@pnbhousing.com>; Ravindra Kakde <
> ravindra.kakde@pnbhousing.com>
> *Subject:* Re: CHALLAN & NOI FOR HOU/ARNG/0826/5205695-VISHAL RAJENDRA
> KULKARNI
>
>
>
> >
> *Secured by Check Point *
>
>
>
> Team,
>
> PFA challan for your reference.
>
>
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
>
> *ThinkBigz*
>
> *M:-8097244974 <(809)%20724-4974>*
>
>
>
>
>
> On Wed, 2 Sept 2026 at 19:26, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
> Dear Team
>
>
>
> We acknowledge the receipt of your mail documents and payment.We will
> initiate the challan for the same.For noi filing we need index 2 copy.
>
>
>
>
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
>
> *ThinkBigz*
>
> *M:-8097244974 <(809)%20724-4974>*
>
>
>
>
>
> On Wed, 2 Sept 2026 at 18:42, Asmita Kulkarni <
> asmita.kulkarni@pnbhousing.com> wrote:
>
> Dear Team,
>
>
>
> PFA
>
> Pls help with challan & NOI.
>
> SRO-2
>
>
>
> Thanks & Regards,
>
> *Asmita Kulkarni.*
>
> Customer Service Manager – Loans
>
> pnb *Housing Finance Limited*
>
> Ch.Sambhajinagar.-431001
>
> Mob. No. 7972988248
>
> [image: Email Signature]
>
>
>
>
>
> Internal
>
>
🤖 read: e-filing copy shared ✓ — “PFA downloaded copy of e filing”
OL
The NOI teamTYPED IN GMAIL
09 Sep, 19:45 · 38d ago
09 Sep, 19:45 · 38d ago
Dear Team,
PFA index 2 copy for case closure..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Tue, 8 Sept 2026 at 14:49, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Team,
PFA downloaded copy of e filing
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Fri, 4 Sept 2026 at 07:10, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
> Team
>
> we will process the NOI for the same.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Thu, 3 Sept 2026 at 13:12, Amol Wakekar <amol.wakekar@pnbhousing.com>
> wrote:
>
>> Pls process for NOI filing.
>>
>>
>>
>> Thanks & Regards,
>>
>> *Amol Wakekar.*
>>
>> Customer Service Manager – Loans
>>
>> pnb *Housing Finance Limited*
>>
>> Aurangabad Business Center
>>
>> Complex E-1,E-2,&E-3 4th floor,
>>
>> Adalat Road, Aurangabad.Pin Code – 431001
>>
>>
>>
>> Direct: 91-240-2340060
>>
>> Mobile No: 8448785974 <(844)%20878-5974>
>>
>> Toll Free: 1800 120 8800
>>
>> Website- www.pnbhousing.com
>>
>> [image: Email Signature]
>>
>>
>>
>>
>>
>> Internal
>>
>> *From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
>> *Sent:* 02 September 2026 19:29
>> *To:* Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
>> *Cc:* Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Amol Wakekar <
>> amol.wakekar@pnbhousing.com>; Prashant Padhye <
>> prashant.padhye@pnbhousing.com>; Ravindra Kakde <
>> ravindra.kakde@pnbhousing.com>
>> *Subject:* Re: CHALLAN & NOI FOR HOU/ARNG/0826/5205695-VISHAL RAJENDRA
>> KULKARNI
>>
>>
>>
>> >>
>> *Secured by Check Point *
>>
>>
>>
>> Team,
>>
>> PFA challan for your reference.
>>
>>
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>>
>> *ThinkBigz*
>>
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>>
>>
>>
>> On Wed, 2 Sept 2026 at 19:26, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>> wrote:
>>
>> Dear Team
>>
>>
>>
>> We acknowledge the receipt of your mail documents and payment.We will
>> initiate the challan for the same.For noi filing we need index 2 copy.
>>
>>
>>
>>
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>>
>> *ThinkBigz*
>>
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>>
>>
>>
>> On Wed, 2 Sept 2026 at 18:42, Asmita Kulkarni <
>> asmita.kulkarni@pnbhousing.com> wrote:
>>
>> Dear Team,
>>
>>
>>
>> PFA
>>
>> Pls help with challan & NOI.
>>
>> SRO-2
>>
>>
>>
>> Thanks & Regards,
>>
>> *Asmita Kulkarni.*
>>
>> Customer Service Manager – Loans
>>
>> pnb *Housing Finance Limited*
>>
>> Ch.Sambhajinagar.-431001
>>
>> Mob. No. 7972988248
>>
>> [image: Email Signature]
>>
>>
>>
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🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| MOTD+ Sanction letter inside+ Aadhaar card inside+ PAN card inside+ Selfie / photo inside+ Payment screenshot inside | DOC-20260902-WA0054..pdf | filed | 45d ago |
| Other | image001.jpg | filed | 45d ago |
| Index IIthe branch sent this — an input | Vishal index II.pdf | filed | 44d ago |
| Other | image002.jpg | filed | 44d ago |
| E-filing copy (token) | VISHAL RAJENDRA KULAKARNI eFilingDoc9990709260676.pdf | filed | 39d ago |
| Index IIthe registered copy we filed | IndexII9990709260676.pdf | filed | 37d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹28,150.12
₹28,150.12
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
₹28,120 558494925143
₹28,120 558494925143
Screenshot ₹28,120 — ₹30 under our ask, not below the real calculation ₹28,118. Counts as full. Nothing to ask.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-09-02 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹11,330 | ₹15,000 | ₹320 | ₹1,500 | ₹28,150 |
By law ₹28,138.27. We ask ₹28,150 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
14 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Taluka, Road, Building (with wing), Floor, Property type (Open / Building / Open + Building) …
Not found in the document: Area
9 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number type, Second number, E-mail (person 1), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), PIN (person 1) …
EzDocs has not checked these boxes against the document yet — it does within five minutes of a reading.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
DOC-20260902-WA0054..pdf
as printed
PLOT NO.14, GUT NO. 215/PART, TISGAON, AURANGABAD, MAHARASHTRA, INDIA, 431001
PLOT NO.14, GUT NO. 215/PART, TISGAON, AURANGABAD, MAHARASHTRA, INDIA, 431001
PIN
431001
431001
the Index II
Vishal index II.pdf
the property
paalikeche naavah chhatrapati sambhaajinagara itara varnana, itara maahitih milakata mauje tisagaanva, taa.ji. chhatrapati sambhaajinagara yethila gata nambara 215 madhila manjura rekhaankanaamadhila plota kramaanka 14 che kshetra 95.200 chau.mi. yaa milakatiche he kharedikhata
paalikeche naavah chhatrapati sambhaajinagara itara varnana, itara maahitih milakata mauje tisagaanva, taa.ji. chhatrapati sambhaajinagara yethila gata nambara 215 madhila manjura rekhaankanaamadhila plota kramaanka 14 che kshetra 95.200 chau.mi. yaa milakatiche he kharedikhata
PIN
431001
431001
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 14 GUT NO 215/PART TISGAON AURANGABAD MAHARASHTRA
PLOT NO 14 GUT NO 215/PART TISGAON AURANGABAD MAHARASHTRA
Locality/Road
Area/City
AURANGABAD
check or correct a box, the papers beside it →AURANGABAD
the Index II also prints: 200, 215, 95, CHAU, CHE, CHHATRAPATI, GATA, HE, ITARA, JI, KHAREDIKHATA, KRAMAANKA, KSHETRA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | VISHAL RAJENDRA KULKARNI |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | asmita.kulkarni@pnbhousing.com | 45d ago |
What EzDocs read from each document — check anything marked in red
Index II Vishal index II.pdf needs your check
kind
index2_input
index2_input
extracted
pin: 431001; doc_no: 8551; village: तिसगांव; doc_kind: सूची क्र.2; doc_year: 2025; sro_name: सह दु.नि. छत्रपती संभाजीनगर 3; area_text: 1) 95.200 चौ. मीटर; filing_fee: 14400; mortgagors: []; stamp_duty: 86400; filing_date
pin: 431001; doc_no: 8551; village: तिसगांव; doc_kind: सूची क्र.2; doc_year: 2025; sro_name: सह दु.नि. छत्रपती संभाजीनगर 3; area_text: 1) 95.200 चौ. मीटर; filing_fee: 14400; mortgagors: []; stamp_duty: 86400; filing_date
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '431001', 'doc_no': '8551', 'village': 'तिसगांव', 'doc_kind': 'सूची क्र.2', 'doc_year': '2025', 'sro_name': 'सह दु.नि. छत्रपती संभाजीनगर 3', 'area_text': '1) 95.200 चौ. मीटर', 'filing_fee': 14400, 'mortgagors': [], 'stamp_duty': 86400, 'filing_date': '2025-07-23', 'loan_amount': 1440000, 'property_text': 'पालिकेचे नावः छत्रपती संभाजीनगर इतर वर्णन, इतर माहितीः मिळकत मौजे तिसगांव, ता.जि. छत्रपती संभाजीनगर येथील गट नंबर 215 मधील मंजुर रेखांकनामधील प्लॉट क्रमांक 14 चे क्षेत्र 95.200 चौ.मी. या मिळकतीचे हे खरेदीखत', 'survey_numbers': ['215', '14']}}MOTD DOC-20260902-WA0054..pdf needs your check
lan
HOU/ARNG/0826/5205695
HOU/ARNG/0826/5205695
legible
True
True
loan type
Housing Loan
Housing Loan
confidence
1
1
loan amount
3593100
3593100
interest rate
8.2
8.2
sanction date
27-Aug-2026
27-Aug-2026
letter version
7
7
applicant names
VISHAL RAJENDRA KULKARNI, SUREKHA VISHAL KULKARNI
VISHAL RAJENDRA KULKARNI, SUREKHA VISHAL KULKARNI
applicant mobile
9158920777
9158920777
property address
pin: 431001; state: MAHARASHTRA; district: Aurangabad; Address: Plot No.14, Gut No. 215/Part, Tisgaon, Aurangabad, MAHARASHTRA, India, 431001; Village: Tisgaon, Aurangabad; survey_or_cts_no: 215/Part
pin: 431001; state: MAHARASHTRA; district: Aurangabad; Address: Plot No.14, Gut No. 215/Part, Tisgaon, Aurangabad, MAHARASHTRA, India, 431001; Village: Tisgaon, Aurangabad; survey_or_cts_no: 215/Part
insurance premium
179655
179655
includes insurance
True
True
total with insurance
3772755
3772755
security address verbatim
Plot No.14, Gut No. 215/Part, Tisgaon, Aurangabad, MAHARASHTRA, India, 431001
Plot No.14, Gut No. 215/Part, Tisgaon, Aurangabad, MAHARASHTRA, India, 431001
raw reading (for Abhijit)
{'lan': 'HOU/ARNG/0826/5205695', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 3593100, 'interest_rate': 8.2, 'quality_issue': None, 'sanction_date': '27-Aug-2026', 'letter_version': '7', 'applicant_names': ['VISHAL RAJENDRA KULKARNI', 'SUREKHA VISHAL KULKARNI'], 'applicant_mobile': '9158920777', 'property_address': {'pin': '431001', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Aurangabad', 'floor_no': None, 'landmark': None, 'full_address': 'Plot No.14, Gut No. 215/Part, Tisgaon, Aurangabad, MAHARASHTRA, India, 431001', 'village_city': 'Tisgaon, Aurangabad', 'building_name': None, 'survey_or_cts_no': '215/Part'}, 'insurance_premium': 179655, 'includes_insurance': True, 'total_with_insurance': 3772755, 'security_address_verbatim': 'Plot No.14, Gut No. 215/Part, Tisgaon, Aurangabad, MAHARASHTRA, India, 431001'}Other image002.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}Other image001.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}MOTD DOC-20260902-WA0054..pdf needs your check
payments inside
kind: bundle; payments: [{'utr': '558494925143', 'date': '2026-09-02', 'page': 10, 'time': '17:57', 'payee': 'THINK BIGZ INITIATIVE PV...', 'amount': 28120.0, 'direction': 'debit', 'narration': 'THINK BIGZ INITIATIVE PV.
kind: bundle; payments: [{'utr': '558494925143', 'date': '2026-09-02', 'page': 10, 'time': '17:57', 'payee': 'THINK BIGZ INITIATIVE PV...', 'amount': 28120.0, 'direction': 'debit', 'narration': 'THINK BIGZ INITIATIVE PV.
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [{'utr': '558494925143', 'date': '2026-09-02', 'page': 10, 'time': '17:57', 'payee': 'THINK BIGZ INITIATIVE PV...', 'amount': 28120.0, 'direction': 'debit', 'narration': 'THINK BIGZ INITIATIVE PV...', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': 'Vishal Rajendra Kulkarni / Surekha Vishal Kulkarni'}}Technical record (for Abhijit — safe to ignore)
| 21d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 21d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 31d ago | EzDocs | hidden_payment_scan | {'file': 'DOC-20260902-WA0054..pdf', 'kind': 'bundle', 'found': 1, 'doc_id': '943791d9-f390-4e11-8191-536266366d05', 'fetched': True} |
| 31d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'DOC-20260902-WA0054 |
| 31d ago | EzDocs | screenshot_claim_recorded | {'utr': '558494925143', 'date': '2026-09-02', 'parts': 1, 'amount': 28120.0, 'claimed_total': 28120.0} |
| 31d ago | EzDocs | hidden_payment_scan | {'file': 'image001.jpg', 'kind': None, 'found': 0, 'doc_id': '5aee77d4-5fe8-423b-925d-ddb2bce93f71', 'fetched': True} |
| 32d ago | EzDocs | hidden_payment_scan | {'file': 'image002.jpg', 'kind': None, 'found': 0, 'doc_id': '0191c5d8-b4c3-4ff3-89cc-3834594bd113', 'fetched': True} |
| 32d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 36d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'IndexII9990709260676.pdf', 'changed': {'pin': {'was': '431001', 'index2': |
| 37d ago | EzDocs | desk_documents_backfill | {'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re: |
| 37d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999070926067 |
| 38d ago | EzDocs | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 38d ago | EzDocs | expectation_recorded_silently | {'why': ': the loan amount was read from the letter inside a bundle', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is checked against', 'expected': 28150.12, 'loan_amount': 37 |
| 38d ago | EzDocs | receivable_created | {'expected': 28150.12} |
| 38d ago | EzDocs | payer_mobile_captured | {'last4': '0777', 'source': 'sanction_letter'} |
| 38d ago | EzDocs | property_address_extracted | {'confidence': 1, 'Address': 'Plot No.14, Gut No. 215/Part, Tisgaon, Aurangabad, MAHARASHTRA, India, 431001'} |
| 38d ago | EzDocs | inner_sanction_read | {'lan': 'HOU/ARNG/0826/5205695', 'why': 'the sanction letter sat inside a bundle behind another document — read from there, so the fee is worked and the case moves', 'doc_id': '943791d9-f390-4e11-8191-536266366d05', 'loa |
| 39d ago | EzDocs | desk_documents_backfill | {'why': "we mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 0, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re: CHAL |
| 39d ago | EzDocs | desk_documents_backfill | {'why': "we mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re: CHAL |
| 39d ago | EzDocs | desk_document_shared | {'why': "we mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'VISHAL RAJENDRA KULAKAR |
| 42d ago | EzDocs | quoted_history_checked | {} |
| 44d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 44d ago | EzDocs | name_healed | {'why': 'the case had no name; its own documents/mails carried one', 'name': 'Vishal Ii'} |
| 44d ago | EzDocs | name_from_filename | {'why': "no name in any mail or document reading — taken from an attachment's name; correct it on the case if wrong", 'name': 'Vishal Ii', 'files': ['DOC-20260902-WA0054..pdf', 'image001.jpg', 'Vishal index II.pdf', 'ima |
| 44d ago | EzDocs | challan_found_on_case | {'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing'} |
| 44d ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: HOU/ARNG/0826/520 |
| 44d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread"} |
| 44d ago | EzDocs | document_received | {'file': 'image002.jpg', 'doc_type': 'other', 'confidence': 1.0} |
| 44d ago | EzDocs | property_english_extracted | {'note': '', 'village': 'Tisgaon', 'building': None, 'specific_unit_found': True} |
| 44d ago | EzDocs | property_from_index2_input | {'surveys': ['215', '14'], 'village': 'तिसगांव'} |
Case diary the case’s history — what happened, newest day first
Papers
All 3 in hand
Nothing more to ask the branch for
Money
₹28,120 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
For you to check: The work is done — our fee of ₹28,150.12 is still not in our account. Chase the branch for it.
26 Sep1 thing
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
16 Sep2 things — 2 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
The branch's payment screenshot was read
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
10 Sep3 things — 1 document received · 1 letter written · 1 step
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990709260676.pdf
9 Sep4 things — 1 money step · 3 steps
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
Property address read from the sanction letter
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
8 Sep3 things — 1 document received · 1 letter written · 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
VISHAL RAJENDRA KULAKARNI eFilingDoc9990709260676.pdf
3 Sep8 things — 2 documents received · 6 steps
The case's name was filled from its own papers
EzDocs took 3 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
An old draft withdrew itself — its asks were already answered
Received: other
image002.jpg
Property read from the Index II
Index II (title document) received from the branch
Received: Index II
Vishal index II.pdf
2 Sep4 things — 2 documents received · 2 letters written
Wrote the document chase mail — held, silent mode
CHALLAN & NOI FOR HOU/ARNG/0826/5205695-VISHAL RAJENDRA KULKARNI
Received: other
image001.jpg
Received: MOTD
DOC-20260902-WA0054..pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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