⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-02630

Shital Ram Sahane

LAN HOU/NSK/0726/5159966 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓Aadhaar cardopen

✓PAN cardopen

✓Selfie / photoopen

✓Payment screenshot — money verifiedopen

✓Sanction letteropen

✓Paid challan (GRAS)open

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (13)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹10,990.29CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹11,000 receivedby the amount alone

Stamp duty 0.3%3,440

Registration fee 0.5%5,730

Government handling320

Our service fee1,500.29

Total we ask for10,990.29

the branch’s receipt claims ₹10,960

paid 28 Sep 10:33:37 · verified 28 Sep 10:33:39 · 2 s later

How we know

Our own bank told us — 28 Sep 10:33

₹11,000 · UTR 740763894877 · from VD-HDFCBN-S

“Successful! You have received Rs. 11000.00 via HDFC Bank SmartHub Vyapar from UDDHAV BAB . RRN-740763894877 , Check: https://1.hdfc.bank.in/HDFCBK/s/kpnAKYam”

Matched by: AMOUNT ALONE — equals our ask; no screenshot or UTR agrees yet · the case's screenshot names this very road

By law ₹10,972. We ask ₹10,990 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹10,952 — accept as full (₹38.29 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 07 minour time (made after working hours) · 27 Sep 17:06

Index II —not yet

the NOI team 15 d 14 hthe branch 17 h 27 mintotal 16 d 7 h so far

Now with the NOI team — e-filing on IGR

since 28 Sep 10:33 — 15 d 13 h of working time

Day by day — every step and who held it

27 Sep 15:59Your branch's mail

27 Sep 16:05Fee quoted+6 min · the NOI team

27 Sep 16:05Papers readat once

27 Sep 16:05Property readat once

27 Sep 17:06Challan made+1 h 01 min · the NOI team

28 Sep 10:33Payment landed+17 h 27 min · the branch

28 Sep 10:33Payment verifiedat once

Case facts

Bank

PNB_HFL

Loan amount

₹11,44,000

Loan account no.

HOU/NSK/0726/5159966

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.

District

Nashik

Taluka

NASHIK

Village

Pimpalgaon Khamb

Number type

SURVEY

Number

35/2/A, PIMPALGAON KHAMB, NASHIK, NEAR HOTEL JAY MAHARASHTRA DARBAR, PATHARDI ROAD, MAHARASHTRA, INDIA, 422010

Building

(empty)

Floor

(empty)

Flat / shop no

(empty)

Area

(empty)

Hadd

(empty)

Read from the sanction letter, not the Index II. sanction letter sahane.pdf open it · If an Index II is on file, read the property from it.

✗ EzDocs found boxes that do NOT agree with the document (16d ago) — open the verification page; they are marked in red.

Building, Floor, Flat / shop no, Area are empty — the portal will not take a blank. Fill it on the verification page first →

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. The engine asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, the engine sees:

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• a party: PAN missing — no PAN card of this person is read on the file — the PAN cards on it (SHITAL RAM SAHANE, pan card (3).PDF; RAM FAKIRBHAU SAHANE, IMG-20260627-WA0065.jpg) are beside the form; type the PAN off the person's own card

• a party: birth date missing — no PAN card of this person is read on the file — the PAN cards on it (SHITAL RAM SAHANE, pan card (3).PDF; RAM FAKIRBHAU SAHANE, IMG-20260627-WA0065.jpg) are beside the form; type the birth date off the person's own card

• 10 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, road, attr1_type, attr1_value

• Build Up Area not on file — read it off the Index II / sale deed

• check — person 1's PAN: the whole-file reading says CCBPS0418P, the case holds BZVPS5841N

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has received the documents and payment, and has generated and shared the challan. The team is now waiting for the Index II copy from the branch to proceed with the NOI filing.

the trail says the next move is with the branch — the Index II

the branch last asked: Kindly process 0.3 & 0.5 Challan in below case.

✓ loan papers sent — done, mail 1 (2026-09-27) “Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name SHITAL RAM SAHANE Lan No HOU/NSK/0726/5159966 Loan Amount 1144000 LOAN AMOUNT 1144”

✓ fee paid — the branch's words — done, mail 1 (2026-09-27) “*Payment details attached”

✓ challan made — done, mail 3 (2026-09-27) “PFA challan for your reference.”

✓ challan shared — done, mail 3 (2026-09-27) “PFA challan for your reference.”

? Index II asked for — asked, mail 2 (2026-09-27) “For NOI filing, We need an index 2 copy.”

read over 3 mail(s), last mail 2026-09-27 · read 16d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (16d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010935585202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

Index II pending — NOI NOI-2026-02630 | HOU/NSK/0726/5159966

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/NSK/0726/5159966) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 15 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

PA piyush.aher@phfl.com phfl.com
27 Sep, 15:59 · 16d ago THE FIRST MAIL — how this case began

Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0726/5159966 Applicant Name : SHITAL RAM SAHANE

📎 IMG-20260627-WA0063.jpg ↗📎 IMG-20260627-WA0064.jpg ↗📎 IMG-20260627-WA0065.jpg ↗📎 aadhar card (2).PDF ↗📎 pan card (3).PDF ↗📎 IMG-20260927-WA0012.jpg ↗📎 IMG-20260927-WA0013.jpg ↗📎 Screenshot_20260927-153805_PhonePe.jpg ↗📎 image001.jpg ↗📎 sanction letter sahane.pdf ↗📎 image002.jpg ↗📎 image001.jpg ↗

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer nameSHITAL RAM SAHANE

Loan account (LAN)HOU/NSK/0726/5159966

Loan amount₹11,44,000

Stamp duty 0.30%₹3,432

Registration fee 0.50%₹5,720

DHC₹300

Service / vendor fees₹1,500

Total₹10,952

✓ Sanction Letter — attached
✓ Customer Aadhar Card / co applicant — attached
✓ Customer pan Card / co applicant — attached
✓ Form A2 or Soft copy of photograph — attached
✓ Payment details — attached

*Index II CopyOTC

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website-  www.pnbhousing.com
PHFL Home Loans and Services Limited

earlier mails quoted below

From: Chetan Bhausaheb Jadhav ( chetan.jadhav@phfl.com )
Date: 27-09-2026 04:00 pm
To: piyush.aher ( piyush.aher@phfl.com )
Subject:  NOI Challan ; HOU/NSK/0726/5159966 Applicant Name : SHITAL RAM SAHANE

PFA

Thanks & Regards,

Chetan Jadhav
Team Leader,
Block No. 407 & 408, Padma Vishwa Landmark,
4 th  Floor , Racca Colony, Sharanpur Road, Nashik.
Direct:  Mobile:8999979445
Website- www.pnbhousing.com

​

🤖 read: documents attached

OL The NOI teamTYPED IN GMAIL
27 Sep, 16:09 · 16d ago

Team,

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2

copy.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Sun, 27 Sept 2026 at 16:05, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name  SHITAL RAM SAHANE

Lan No  HOU/NSK/0726/5159966

Loan Amount  1144000

LOAN AMOUNT  1144000
0.30%  3432
0.50%  5720
FEES  1500
DHC  300
TOTAL  10,952

*Sanction Letter  attached
*Customer Aadhar Card / co applicant  attached
*Customer pan Card /  co applicant  attached
*Index II Copy  OTC
*Form A2 or Soft copy of photograph  attached
*Payment details  attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct:  +91-253-2311672
Toll Free: 1800 120 8800
Website-  www.pnbhousing.com
PHFL Home Loans and Services Limited

From: Chetan Bhausaheb Jadhav ( chetan.jadhav@phfl.com )
Date: 27-09-2026 04:00 pm
To: piyush.aher ( piyush.aher@phfl.com )
Subject:  NOI Challan ; HOU/NSK/0726/5159966 Applicant Name : SHITAL RAM SAHANE

PFA

Thanks & Regards,

Chetan Jadhav
Team Leader,
Block No. 407 & 408, Padma Vishwa Landmark,
4 th  Floor , Racca Colony, Sharanpur Road, Nashik.
Direct:  Mobile:8999979445
Website- www.pnbhousing.com

​

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
27 Sep, 17:08 · 16d ago

📎 SHITAL RAM SAHANE EchallanMH01093558520262 ↗

Team,

PFA challan for your reference.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Sun, 27 Sept 2026 at 16:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Sun, 27 Sept 2026 at 16:05, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name  SHITAL RAM SAHANE

Lan No  HOU/NSK/0726/5159966

Loan Amount  1144000

LOAN AMOUNT  1144000
0.30%  3432
0.50%  5720
FEES  1500
DHC  300
TOTAL  10,952

*Sanction Letter  attached
*Customer Aadhar Card / co applicant  attached
*Customer pan Card /  co applicant  attached
*Index II Copy  OTC
*Form A2 or Soft copy of photograph  attached
*Payment details  attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct:  +91-253-2311672
Toll Free: 1800 120 8800
Website-  www.pnbhousing.com
PHFL Home Loans and Services Limited

From: Chetan Bhausaheb Jadhav ( chetan.jadhav@phfl.com )
Date: 27-09-2026 04:00 pm
To: piyush.aher ( piyush.aher@phfl.com )
Subject:  NOI Challan ; HOU/NSK/0726/5159966 Applicant Name : SHITAL RAM SAHANE

PFA

Thanks & Regards,

Chetan Jadhav
Team Leader,
Block No. 407 & 408, Padma Vishwa Landmark,
4 th  Floor , Racca Colony, Sharanpur Road, Nashik.
Direct:  Mobile:8999979445
Website- www.pnbhousing.com

​

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Aadhaar card	IMG-20260627-WA0063.jpg	filed	16d ago
Aadhaar card	IMG-20260627-WA0064.jpg	filed	16d ago
PAN card	IMG-20260627-WA0065.jpg	filed	16d ago
Aadhaar card	aadhar card (2).PDF	filed	16d ago
PAN card	pan card (3).PDF	filed	16d ago
Selfie / photo	IMG-20260927-WA0012.jpg	CANNOT BE READ — clear copy asked	16d ago
Selfie / photo	IMG-20260927-WA0013.jpg	filed	16d ago
Payment screenshot	Screenshot_20260927-153805_PhonePe.jpg	filed	16d ago
Other	image001.jpg	filed	16d ago
Sanction letter	sanction letter sahane.pdf	filed	16d ago
Other	image002.jpg	filed	16d ago
Other	image001.jpg	filed	16d ago
Paid challan (GRAS)	SHITAL RAM SAHANE EchallanMH010935585202627E.pdf	filed	16d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹10,990.29

Where it stands
VERIFIED — money received

Screenshot claims
₹10,960

Paid at
28 Sep 10:33:37

Verified on
28 Sep 10:33:39

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹3,440	₹5,730	₹320	₹1,500	₹10,990

By law ₹10,972. We ask ₹10,990 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

38 of 58 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Building (with wing), Floor, Flat / shop no …

23 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number …

✗ EzDocs found boxes that do NOT agree with the document (16d ago) — open the verification page; they are marked in red.

⚠ the English boxes (building, flat/shop) are empty while the document text below holds the details. Press Re-read in English now below — it runs in seconds; anything still empty or wrong goes to Abhijit. Nothing files until a person verifies the property.

not verified yetsource: the sanction letter (sanction letter sahane.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

empty

Flat / shop no

empty

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Plot No 373+374+375, Out of S No 35/2/A, Pimpalgaon Khamb, Nashik, Near Hotel Jay Maharashtra Darbar, Nashik, Pathardi Road, Nashik, MAHARASHTRA, India, 422010

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this

sanction letter sahane.pdf

as printed
PLOT NO 373+374+375, OUT OF S NO 35/2/A, PIMPALGAON KHAMB, NASHIK, NEAR HOTEL JAY MAHARASHTRA DARBAR, NASHIK, PATHARDI ROAD, NASHIK, MAHARASHTRA, INDIA, 422010

PIN
422010

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO 373 374 375 OUT OF S NO 35/2/A PIMPALGAON KHAMB NASHIK NEAR HOTEL JAY MAHARASHTRA DARBAR

Locality/Road
PATHARDI ROAD MAHARASHTRA

Area/City
NASHIK

check or correct a box, the papers beside it →

Every paper prints the same words as the base paper.

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	RAM FAKIRBHAU SAHANE	BZVPS5841N	…4672
mortgagor	SHITAL RAM SAHANE	CCBPS0418P	…4593
co_mortgagor			…4672

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
documents acknowledged	piyush.aher@phfl.com	16d ago
questions for the branch — what the papers leave open	piyush.aher@phfl.com	16d ago
Index II chase	piyush.aher@phfl.com	10d ago
Index II chase	piyush.aher@phfl.com	7d ago
Index II chase	piyush.aher@phfl.com	4d ago
Index II chase	piyush.aher@phfl.com	13h ago

What the engine read from each document — check anything marked in red

PAN card IMG-20260627-WA0065.jpg needs your check

dob
1980-06-01

pan
BZVPS5841N

name
RAM FAKIRBHAU SAHANE

legible
True

father name
FAKIRBHAU SAKARAM SAHANE

raw reading (for Abhijit)

{'dob': '1980-06-01', 'pan': 'BZVPS5841N', 'name': 'RAM FAKIRBHAU SAHANE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'FAKIRBHAU SAKARAM SAHANE', 'aadhaar_last4': None, 'quality_issue': None}

PAN card pan card (3).PDF needs your check

dob
1985-08-29

pan
CCBPS0418P

name
SHITAL RAM SAHANE

legible
True

father name
BABAN KASHINATH HASE

raw reading (for Abhijit)

{'dob': '1985-08-29', 'pan': 'CCBPS0418P', 'name': 'SHITAL RAM SAHANE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'BABAN KASHINATH HASE', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card IMG-20260627-WA0063.jpg needs your check

dob
1980-06-01

name
Ram Fakirbhau Sahane

legible
True

aadhaar last4
4672

raw reading (for Abhijit)

{'dob': '1980-06-01', 'pan': None, 'name': 'Ram Fakirbhau Sahane', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '4672', 'quality_issue': None}

Selfie / photo IMG-20260927-WA0013.jpg needs your check

kind
live_selfie

legible
True

confidence
1

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 1, 'face_visible': True, 'quality_issue': None}

Aadhaar card aadhar card (2).PDF needs your check

name
Shital Ram Sahane

address
pin: 422010; area: Near police Head Quater, Dnyaneshwar Nagar, Pathardi Phata; flat: No-1/2-6; state: Maharashtra; building: Rajkamal Row House; district: Nashik; village_city: Nashik

legible
True

aadhaar last4
4593

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': 'Shital Ram Sahane', 'mobile': None, 'address': {'pin': '422010', 'area': 'Near police Head Quater, Dnyaneshwar Nagar, Pathardi Phata', 'flat': 'No-1/2-6', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Rajkamal Row House', 'district': 'Nashik', 'post_office': None, 'village_city': 'Nashik'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4593', 'quality_issue': None}

Aadhaar card IMG-20260627-WA0064.jpg needs your check

address
pin: 422010; area: Near police Head Quater, Pathardi Phata; flat: House No- 1/2-6; state: Maharashtra; building: Rajkamal Row House; district: Nashik; village_city: Nashik

legible
True

aadhaar last4
4672

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': {'pin': '422010', 'area': 'Near police Head Quater, Pathardi Phata', 'flat': 'House No- 1/2-6', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Rajkamal Row House', 'district': 'Nashik', 'post_office': None, 'village_city': 'Nashik'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4672', 'quality_issue': None}

Payment screenshot Screenshot_20260927-153805_PhonePe.jpg needs your check

date
2026-09-27

time
15:37

amount
10960

payee upi
Vyapar.169705262080@hdfcbank

payee name
THINK BIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': None, 'date': '2026-09-27', 'time': '15:37', 'amount': 10960, 'method': None, 'payee_upi': 'Vyapar.169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Selfie / photo IMG-20260927-WA0012.jpg needs your check

kind
group_or_other

legible
False

confidence
0.9

face visible
True

quality issue
this is a posed photograph, not a live selfie

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a posed photograph, not a live selfie'}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Sanction letter sanction letter sahane.pdf needs your check

lan
HOU/NSK/0726/5159966

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'SHITAL RAM SAHANE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RAM FAKIRBHAU SAHANE', 'role': 'applicant', 'label': 'Applicant'}

confidence
1.0

loan amount
1100000.0

final amount
1144000.0

interest rate
8.6

sanction date
23-Sep-2026

letter version
5

applicant email
shital.rsulsahane@gmail.com

applicant names
SHITAL RAM SAHANE, RAM FAKIRBHAU SAHANE

printed altered
False

applicant mobile
9822584624

balance transfer
False

property address
pin: 422010; road: Pathardi Road; state: MAHARASHTRA; district: Nashik; landmark: Near Hotel Jay Maharashtra Darbar; full_address: Plot No 373+374+375, Out of S No 35/2/A, Pimpalgaon Khamb, Nashik, Near Hotel Jay Maharas

insurance premium
44000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
1144000.0

security address verbatim
Plot No 373+374+375, Out of S No 35/2/A, Pimpalgaon Khamb, Nashik, Near Hotel Jay Maharashtra Darbar, Nashik, Pathardi Road, Nashik, MAHARASHTRA, India, 422010

applicant address verbatim
ROW HOUSE NO 1/2-6, RAJKAMAL ROW HOUSE, NEAR MARUTI SWEET DNYANESHWAR NAGAR, PATHARDI PHATA NASHIK, Nashik, MAHARASHTRA, 422010, India

raw reading (for Abhijit)

{'lan': 'HOU/NSK/0726/5159966', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'SHITAL RAM SAHANE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RAM FAKIRBHAU SAHANE', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 1100000.0, 'final_amount': 1144000.0, 'interest_rate': 8.6, 'quality_issue': None, 'sanction_date': '23-Sep-2026', 'letter_version': '5', 'applicant_email': 'shital.rsulsahane@gmail.com', 'applicant_names': ['SHITAL RAM SAHANE', 'RAM FAKIRBHAU SAHANE'], 'printed_altered': False, 'applicant_mobile': '9822584624', 'balance_transfer': False, 'property_address': {'pin': '422010', 'road': 'Pathardi Road', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Nashik', 'floor_no': None, 'landmark': 'Near Hotel Jay Maharashtra Darbar', 'full_address': 'Plot No 373+374+375, Out of S No 35/2/A, Pimpalgaon Khamb, Nashik, Near Hotel Jay Maharashtra Darbar, Nashik, Pathardi Road, Nashik, MAHARASHTRA, India, 422010', 'village_city': 'Pimpalgaon Khamb', 'building_name': None, 'survey_or_cts_no': 'S No 35/2/A'}, 'insurance_premium': 44000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1144000.0, 'security_address_verbatim': 'Plot No 373+374+375, Out of S No 35/2/A, Pimpalgaon Khamb, Nashik, Near Hotel Jay Maharashtra Darbar, Nashik, Pathardi Road, Nashik, MAHARASHTRA, India, 422010', 'applicant_address_verbatim': 'ROW HOUSE NO 1/2-6, RAJKAMAL ROW HOUSE, NEAR MARUTI SWEET DNYANESHWAR NAGAR, PATHARDI PHATA NASHIK, Nashik, MAHARASHTRA, 422010, India'}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Payment screenshot Screenshot_20260927-153805_PhonePe.jpg needs your check

payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-09-27', 'page': 1, 'time': '15:37', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 10960.0, 'direction': 'credit', 'narration': 'Vyapar.169705262080@h

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-09-27', 'page': 1, 'time': '15:37', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 10960.0, 'direction': 'credit', 'narration': 'Vyapar.169705262080@hdfcbank', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Paid challan (GRAS) SHITAL RAM SAHANE EchallanMH010935585202627E.pdf needs your check

grn
MH010935585202627E

pin
422010

total
9170.0

article
6(1)

defaced
False

bank cin
03006172026092700436

district
NASHIK

area city
NASHIK

payer pan
CCBXXXXXXP

flat block
PLOT NO 373 374 375 OUT OF S NO 35/2/A

payer name
SHITAL RAM SAHANE

sro office
NSK5 NASHIK 5 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1144000

scheme rows
{'amount': 3440.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5730.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX4624

payment date
27/09/2026-17:06:19

road locality
PATHARDI ROAD NASHIK MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
1144000

raw reading (for Abhijit)

{'grn': 'MH010935585202627E', 'pin': '422010', 'total': 9170.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092700436', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'CCBXXXXXXP', 'flat_block': 'PLOT NO 373 374 375 OUT OF S NO 35/2/A', 'payer_name': 'SHITAL RAM SAHANE', 'sro_office': 'NSK5 NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1144000', 'scheme_rows': [{'amount': 3440.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5730.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4624', 'payment_date': '27/09/2026-17:06:19', 'road_locality': 'PATHARDI ROAD NASHIK MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1144000'}

Paid challan (GRAS) SHITAL RAM SAHANE EchallanMH010935585202627E.pdf needs your check

grn
MH010935585202627E

pin
422010

total
9170.0

article
6(1)

defaced
False

bank cin
03006172026092700436

district
NASHIK

area city
NASHIK

payer pan
CCBXXXXXXP

flat block
PLOT NO 373 374 375 OUT OF S NO 35/2/A

payer name
SHITAL RAM SAHANE

sro office
NSK5 NASHIK 5 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1144000

scheme rows
{'amount': 3440.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5730.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX4624

payment date
27/09/2026

road locality
PATHARDI ROAD NASHIK MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
1144000

raw reading (for Abhijit)

{'grn': 'MH010935585202627E', 'pin': '422010', 'total': 9170.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092700436', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'CCBXXXXXXP', 'flat_block': 'PLOT NO 373 374 375 OUT OF S NO 35/2/A', 'payer_name': 'SHITAL RAM SAHANE', 'sro_office': 'NSK5 NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1144000', 'scheme_rows': [{'amount': 3440.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5730.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4624', 'payment_date': '27/09/2026', 'road_locality': 'PATHARDI ROAD NASHIK MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1144000'}

Technical record (for Abhijit — safe to ignore)

48m ago	ops:copilot	pan_card_name_set_aside	{'why': "the name read off the PAN card does not carry the borrower's first name — a PAN card prints the father's name below the holder's, and this looks like that line; the challan takes the case's name and a person che
1h ago	ops:copilot	pan_card_name_set_aside	{'why': "the name read off the PAN card does not carry the borrower's first name — a PAN card prints the father's name below the holder's, and this looks like that line; the challan takes the case's name and a person che
13h ago	system:emails	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0726/5159966) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
13h ago	system:emails	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
4d ago	system:emails	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0726/5159966) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
4d ago	system:emails	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
7d ago	system:emails	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0726/5159966) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
7d ago	system:emails	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
10d ago	system:emails	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0726/5159966) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
10d ago	system:emails	draft_withdrawn	{'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['ack_docs']}
12d ago	system:emails	draft_withdrawn	{'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']}
13d ago	system:extract	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'IMG-20260627-WA0063.jpg', 'cards': 1, 'doc_id': '7bdf2d41-71bc-49f4-bc53-deeb077201a4', 'applied': 0}
13d ago	system:extract	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'IMG-20260627-WA0064.jpg', 'cards': 1, 'doc_id': '8cbe485e-619f-4f47-971e-0293bb184293', 'applied': 0}
13d ago	system:extract	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'IMG-20260627-WA0065.jpg', 'cards': 1, 'doc_id': 'a58e2386-2d5d-48ee-be13-0627923e4daf', 'applied': 0}
13d ago	system:extract	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'aadhar card (2).PDF', 'cards': 1, 'doc_id': '723329da-9d6a-4fb1-b238-e556363fdcf7', 'applied': 0}
13d ago	system:extract	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'pan card (3).PDF', 'cards': 1, 'doc_id': '2a5d3760-e3d3-4abc-8cda-63266b366ca2', 'applied': 0}
14d ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': 'bfea148cb4ccbb68', 'docs': ['sanction letter sahane.pdf', 'IMG-20260627-WA0063.jpg', 'IMG-20260627-WA0064.jpg', 'aadhar card (2).PDF', 'IMG-20260627-WA0065.jpg', 'pan card (3).PDF'], 'loan': {'amou
15d ago	system:learn	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed CCxxxxxxXP — no paper on the
15d ago	system:learn	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '272140', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed NSK5_
15d ago	system:extract	document_reread	{'now': ['challan'], 'was': ['challan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'SHITAL RAM SAHANE EchallanMH010935585202627E.pdf', 'doc_id': 'bd4e4f96-48
15d ago	system:ingest	two_stamp_duty_challans	{'why': 'the IGR banking portal accepts ONE challan carrying both 0.3% and 0.5%, or one 0.3% for the WHOLE amount plus a separate 0.5% — two different 0.3% challans cannot be added. On a BT + top-up the 0.3% must be ONE
15d ago	system:ingest	sro_office_learned	{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'NSK5 NASHIK 5 JOINT SUB REGISTRAR', 'district': 'NASHIK'}
15d ago	system:extract	challan_verified_against_case	{'grn': 'MH010935585202627E', 'file': 'SHITAL RAM SAHANE EchallanMH010935585202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
15d ago	system:extract	challan_extracted	{'grn': 'MH010935585202627E', 'file': 'SHITAL RAM SAHANE EchallanMH010935585202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 9170.0}
15d ago	system:learn	reading_error456	{'box': 'Office', 'why': 'the team typed what this paper prints; this desk typed what no paper prints — this desk read the paper wrong; read again', 'file': 'SHITAL RAM SAHANE EchallanMH010935585202627E.pdf', 'ours': 'NS
15d ago	system:sms	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}
15d ago	system:payments	payment_verified	{'utr': '740763894877', 'delta': 9.71, 'method': 'amount_match+payee_road', 'paid_at': '2026-09-28T05:03:37.451860+00:00', 'expected': 10990.29, 'received': 11000.0, 'confidence': 'medium'}
15d ago	system:payments	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
16d ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': '1b5538047680b2f8', 'docs': ['sanction letter sahane.pdf', 'IMG-20260627-WA0063.jpg', 'IMG-20260627-WA0064.jpg', 'aadhar card (2).PDF', 'IMG-20260627-WA0065.jpg', 'pan card (3).PDF'], 'loan': {'amou
16d ago	system:reconcile	quoted_history_checked	{}

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹11,000 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Today · 13 Oct5 things

pan card name set aside — by copilot

23:49

pan card name set aside — by copilot

23:00

pan card name set aside — by copilot

22:09

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02630 | HOU/NSK/0726/5159966

10:00