This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- The work is done — our fee of ₹33,560 is still not in our account. Chase the branch for it.
why?
The money may already be here — 2 credit(s) our bank showed us that no case has taken
Day by day — every step and who held it
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| The PAN card | SHUBHAM PRAVIN CHOUDHARY |
| The sanction letter DIFFERS | SHUBHAM P CHOUDHARY |
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. The engine writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper30 Aug, 19:56 · 44d ago THE APP JOINED HERE — earlier mails are on Gmail
Kindly
generate 0.3 and 0.5 challan loan amount is 55,00,000/-. AND PROCESS FOR NOI . payment receipt attached.
Dipti Choudhary
Los:
10304438
Sent from
Outlook for Android
6 more mails in between — open
30 Aug, 20:00 · 44d ago
Aradhana Rai NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
30 Aug, 20:02 · 44d ago
Technical report attached.
Sent from
Outlook for Android
earlier mails quoted below
30 Aug, 20:43 · 44d ago
TEAM PFA CHALLAN FOR A REFERENCE Aradhana Rai NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
30 Aug, 20:43 · 44d ago
earlier mails quoted below
30 Aug, 20:49 · 44d ago
earlier mails quoted below
12 Sep, 13:49 · 31d ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
10 Oct, 15:04 · 3d ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
12 Oct, 16:18 · 1d ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sale deed | dipti draft.pdf | filed | 44d ago |
| Sanction letter | dipti sanction.pdf | filed | 44d ago |
| Aadhaar card | shubham aadhar.pdf | filed | 44d ago |
| PAN card | shubham pan.pdf | filed | 44d ago |
| PAN card | dipti pan.pdf | filed | 44d ago |
| Aadhaar card | dipti aadhar.pdf | filed | 44d ago |
| Payment screenshot | dipti payment.pdf | filed | 44d ago |
| Selfie / photo | 233563.jpg | filed | 44d ago |
| Selfie / photo | 233564.jpg | filed | 44d ago |
| Technical report | dipti tech n.pdf | filed | 44d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹33,560
waiting for the credit
₹33,550 660857956658
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹16,510 | ₹15,000 | ₹350 | ₹1,700 | ₹33,560 |
why?
Property (must be perfect)
The property, paper by paper side by side, the base paper first
PLOT NO.48, ROYAL HERITAGE COLONY, MOUZA-DABHA, KH.NO.164/10, PH.NO.7, CTS NO.36 AND 37, SHEET NO.209/55, NEAR CENTER POINT SCHOOL,TAH AND DIST-NAGPUR
PLOT NO.48, ROYAL HERITAGE COLONY, MOUZA-DABHA, KH.NO.164/10, PH.NO.7, CTS NO.36 AND 37, SHEET NO.209/55, NEAR CENTER POINT SCHOOL, TAH AND DIST-NAGPUR
440023
PLOT NO 48 ROYAL HERITAGE COLONY MOUZA-DABHA KH NO 164/10 PH NO 7 CTS NO 36 AND 37 SHEET NO 209/55
NEAR CENTER POINT SCHOOL TAH AND DIST-NAGPUR
NAGPUR
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | DIPTI CHOUDHARY | ABSPL8737E | …8400 |
| co_mortgagor | Shubham Pravin Choudhary | AFLPC9606G | …7715 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | yogesh.tanpure@icicihfc.com | 44d ago |
| document chase | yogesh.tanpure@icicihfc.com | 44d ago |
What the engine read from each document — check anything marked in red
77000322747
True
Home Loan and Purchase/Improvement of Property
1.0
5500000.0
10.6
30/08/2026
HF-38-VER-14-01072026/KFS
DIPTI CHOUDHARY, SHUBHAM P CHOUDHARY, SHUBHAM CHOUDHARY HUF
9922111432
False
read again off the letter's pages (page 1, Communication Address row)
W/O Shubham Choudhary Flat No 102 Utkarsh Walay, Besyde Jm Financial Khare Town Dharampeth Nagpur, Khare Town, Nagpur City, NAGPUR, MAHARASHTRA, IN, 440010
raw reading (for Abhijit)
{'lan': '77000322747', 'legible': True, 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1.0, 'loan_amount': 5500000.0, 'interest_rate': 10.6, 'quality_issue': None, 'sanction_date': '30/08/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'applicant_names': ['DIPTI CHOUDHARY', 'SHUBHAM P CHOUDHARY', 'SHUBHAM CHOUDHARY HUF'], 'applicant_mobile': '9922111432', 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'includes_insurance': False, 'total_with_insurance': None, 'applicant_address_from462': "read again off the letter's pages (page 1, Communication Address row)", 'security_address_verbatim': None, 'applicant_address_verbatim': 'W/O Shubham Choudhary Flat No 102 Utkarsh Walay, Besyde Jm Financial Khare Town Dharampeth Nagpur, Khare Town, Nagpur City, NAGPUR, MAHARASHTRA, IN, 440010'}1980-03-04
Shubham Pravin Choudhary
True
7715
raw reading (for Abhijit)
{'dob': '1980-03-04', 'pan': None, 'name': 'Shubham Pravin Choudhary', 'legible': True, 'aadhaar_last4': '7715', 'quality_issue': None}1980-03-04
AFLPC9606G
SHUBHAM P CHOUDHARY
True
raw reading (for Abhijit)
{'dob': '1980-03-04', 'pan': 'AFLPC9606G', 'name': 'SHUBHAM P CHOUDHARY', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}1981-02-16
ABSPL8737E
DIPTI CHOUDHARY
True
raw reading (for Abhijit)
{'dob': '1981-02-16', 'pan': 'ABSPL8737E', 'name': 'DIPTI CHOUDHARY', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}1981-02-16
Dipti Shubham Choudhary
True
8400
raw reading (for Abhijit)
{'dob': '1981-02-16', 'pan': None, 'name': 'Dipti Shubham Choudhary', 'legible': True, 'aadhaar_last4': '8400', 'quality_issue': None}660857956658
2026-08-30
33550
Google Pay
7715973535@okbizaxis
EZDOCS
SHUBHAM PRAVIN CHOUDHARY
Payment of ₹33,550 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account
raw reading (for Abhijit)
{'utr': '660857956658', 'date': '2026-08-30', 'amount': 33550, 'method': 'Google Pay', 'payee_upi': '7715973535@okbizaxis', 'payee_name': 'EZDOCS', 'payer_name': 'SHUBHAM PRAVIN CHOUDHARY', 'debit_notification_text': "Payment of ₹33,550 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account"}bank: ICICI Bank; kind: payment_screenshot; payments: [{'utr': '660857956658', 'date': '2026-08-30', 'page': 1, 'time': '19:25', 'payee': 'EZDOCS', 'amount': 33550.0, 'direction': 'debit', 'narration': "Payment of ₹33,55
raw reading (for Abhijit)
{'payments_inside': {'bank': 'ICICI Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '660857956658', 'date': '2026-08-30', 'page': 1, 'time': '19:25', 'payee': 'EZDOCS', 'amount': 33550.0, 'direction': 'debit', 'narration': "Payment of ₹33,550 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account UPI transaction ID 660857956658 To: EZDOCS 7715973535@okbizaxis From: SHUBHAM PRAVIN CHOUDHARY (ICICI Bank) Google Pay shubhampchoudhary@okicici Google transaction ID CICAgLi_IYmXGA", 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '6464', 'account_holder': 'SHUBHAM PRAVIN CHOUDHARY'}}True
INDIVIDUAL TECHNICAL REPORT
loan_ref: 77000322747; report_id: HRQ-26-126801; customer_name: Dipti Choudhary
1
taken: both the same; legal_address: Plot No.48, Royal Heritage Colony, Mouza-Dabha, Kh.No.164/10, Ph.No.7, Cts No.36 And 37, Sheet No.209/55, Near Center Point School, Tah And Dist-Nagpur; property_address: Plot No.48,
pin: 440023; state: Maharashtra; taluka: Nagpur; flat_no: Plot No.48; district: Nagpur; landmark: Near Center Point School Dabha; full_address: Plot No.48, Royal Heritage Colony, Mouza-Dabha, Kh.No.164/10, Ph.No.7, Cts N
Plot No.48, Royal Heritage Colony, Mouza-Dabha, Kh.No.164/10, Ph.No.7, Cts No.36 And 37, Sheet No.209/55, Near Center Point School, Tah And Dist-Nagpur
raw reading (for Abhijit)
{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': None, 'paper_for': {'loan_ref': '77000322747', 'report_id': 'HRQ-26-126801', 'customer_name': 'Dipti Choudhary'}, 'pin_other': None, 'confidence': 1, 'address_lines': {'taken': 'both the same', 'legal_address': 'Plot No.48, Royal Heritage Colony, Mouza-Dabha, Kh.No.164/10, Ph.No.7, Cts No.36 And 37, Sheet No.209/55, Near Center Point School, Tah And Dist-Nagpur', 'property_address': 'Plot No.48, Royal Heritage Colony, Mouza-Dabha,, Kh.No.164/10, Ph.No.7, Cts No.36 And 37,, Sheet No.209/55, Near Center Point School,,Tah And Dist-Nagpur'}, 'property_address': {'pin': '440023', 'road': None, 'state': 'Maharashtra', 'taluka': 'Nagpur', 'flat_no': 'Plot No.48', 'district': 'Nagpur', 'floor_no': None, 'landmark': 'Near Center Point School Dabha', 'full_address': 'Plot No.48, Royal Heritage Colony, Mouza-Dabha, Kh.No.164/10, Ph.No.7, Cts No.36 And 37, Sheet No.209/55, Near Center Point School, Tah And Dist-Nagpur, Wadi, Nagpur, Maharashtra 440023', 'village_city': 'Dabha', 'building_name': 'Royal Heritage Colony', 'survey_or_cts_no': 'Kh.No.164/10, Ph.No.7, Cts No.36 And 37, Sheet No.209/55'}, 'security_address_verbatim': 'Plot No.48, Royal Heritage Colony, Mouza-Dabha, Kh.No.164/10, Ph.No.7, Cts No.36 And 37, Sheet No.209/55, Near Center Point School, Tah And Dist-Nagpur'}Technical record (for Abhijit — safe to ignore)
| 2h ago | ezdocs:reader | reader_home_address | {'fp': 'b43ae8d8452d0045', 'from': 'the sanction letter (dipti sanction.pdf)', 'home': {'pin': '440010', 'area': 'Khare Town', 'flat': '102', 'road': 'Besyde Jm Financial', 'state': 'MAHARASHTRA', 'building': 'Utkarsh Wa |
| 14d ago | ezdocs:reader | letter_home_read462 | {'fp': 'doc:72b57250-5e44-4c4d-a0fe-6bfbfc9149e2', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'dipti sanction.pdf', 'asked': True, 'found': True, 'w |
| 16d ago | system:extract | property_self_check | {'ok': False, 'why': "the reader judged every property box against the document's own words — the boxes named do not agree, or the reader could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Landmark', |
| 16d ago | system:extract | property_auto_verified | {'pin': '440023', 'why': 'read from the technical report; flat / building / number, the village and the English description are all there — checked by the engine, nothing waits for a person. Correct any box below if it i |
| 16d ago | system:extract | property_from_report | {'why': 'the sanction letter gave no property; the technical report carries the schedule of the property — read from there; a person verifies box by box before anything files', 'file': 'dipti tech n.pdf', 'source': 'tech |
| 16d ago | system:extract | paper_read_beside | {'why': "this property paper had no reading of its own (it arrived after the case's property was settled) — read once for what it prints, so it sits beside the challan and the e-filing", 'file': 'dipti tech n.pdf', 'type |
| 28d ago | system:ingest | kyc_address_read | {'doc': 'aadhaar', 'pin': '440010', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Shankar Nagar', 'doc_id': 'a0767ac |
| 28d ago | system:ingest | kyc_address_read | {'doc': 'aadhaar', 'pin': '440010', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Nagpur', 'doc_id': '06bab416-45d2- |
| 28d ago | system:ingest | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 28d ago | system:ingest | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the sweep — the branch's title document is on the case — the filing is the NOI team's move", 'file': 'dipti draft.pdf', 'kind': 'sale_deed'} |
| 32d ago | system:payments | hidden_payment_scan | {'file': 'dipti payment.pdf', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '6c33ce3f-03b4-4aa8-8a3a-0865c99119f7', 'fetched': True} |
| 32d ago | system:payments | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'dipti payment.pdf', |
| 32d ago | system:payments | screenshot_claim_recorded | {'utr': '660857956658', 'date': '2026-08-30', 'parts': 1, 'amount': 33550.0, 'claimed_total': 33550.0} |
| 39d ago | system:emails | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': [None]} |
| 39d ago | system:reconcile | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'the desk sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 39d ago | system:reconcile | challan_inferred_from_desk_mail | {'why': "the desk's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows the desk's deed"} |
| 44d ago | system:ingest | mail_instruction_understood | {'amount': 5500000.0, 'phrase': 'loan amount is 55,00,000/-.', 'reason': 'loan amount', 'instructions': ['two_challans'], 'urgent_disbursement': False} |
| 44d ago | system:ingest | document_received | {'file': 'dipti tech n.pdf', 'doc_type': 'technical_report', 'confidence': 0.98} |
| 44d ago | system:ingest | mail_instruction_understood | {'amount': 5500000.0, 'phrase': 'loan amount is 55,00,000/-', 'reason': None, 'instructions': ['two_challans'], 'urgent_disbursement': False} |
| 44d ago | system:emails | email_shadowed:doc_chase | {'to': 'yogesh.tanpure@icicihfc.com', 'subject': 'Request to process NOI dipti choudhary application no : 77000322747', 'body_preview': "Dear Team,\n\nGreetings from ICICIHFCNOI NOI Desk.\n\nWith reference to the caption |
| 44d ago | system:emails | email_shadowed:fee_quote | {'to': 'yogesh.tanpure@icicihfc.com', 'subject': 'Request to process NOI dipti choudhary application no : 77000322747', 'body_preview': 'Dear Team,\n\nFee computation for the captioned case (LAN: 77000322747):\n\n Loan |
| 44d ago | system:payments | receivable_created | {'expected': 33550.0} |
| 44d ago | system:ingest | document_received | {'file': '233564.jpg', 'doc_type': 'selfie', 'confidence': 0.99} |
| 44d ago | system:ingest | document_received | {'file': '233563.jpg', 'doc_type': 'selfie', 'confidence': 0.99} |
| 44d ago | system:ingest | document_received | {'file': 'dipti payment.pdf', 'doc_type': 'payment_screenshot', 'confidence': 0.9} |
| 44d ago | system:ingest | document_received | {'file': 'dipti aadhar.pdf', 'doc_type': 'aadhaar', 'confidence': 0.9} |
| 44d ago | system:ingest | document_received | {'file': 'dipti pan.pdf', 'doc_type': 'pan', 'confidence': 0.9} |
| 44d ago | system:ingest | document_received | {'file': 'shubham pan.pdf', 'doc_type': 'pan', 'confidence': 0.9} |
| 44d ago | system:ingest | co_applicant_added | {'doc': 'aadhaar', 'name': 'Shubham Pravin Choudhary'} |
| 44d ago | system:ingest | document_received | {'file': 'shubham aadhar.pdf', 'doc_type': 'aadhaar', 'confidence': 0.9} |