⚠The PNB mailbox has used 155% of what Google lets it send in 24 hours (776 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-02981

Birappa Mallappa Patil

LAN — Needs documents · waiting on the branch Send the draft 1 All documents Mails & papers 4

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

Papers for the challan6 still to come

2 of 8 in hand.
everything the challan needs, and where each one stands

Still needed for the challan: Sanction Letter, Applicant's Aadhaar Card, Applicant's PAN Card, the property address — no file carries it; ask the branch for the technical report

For the e-filing visit later (not for the challan): Applicant's Selfie / Photo, Index II copy / Title document

✓Bank statementopen

✓Payment screenshot — shows ₹3,410; money not verified yetopen

Sanction Letter — still needed

Applicant's Aadhaar Card — still needed

Applicant's PAN Card — still needed

Property address — no document on file carries it; ask the branch for the technical report or Index II

Applicant's Selfie / Photo — for the e-filing visit later

Index II copy / Title document — for the e-filing visit later

Aadhaar and PAN come before the challan: the NOI team checks the name is the same on both.

All files (3)A label is wrong? Fix it under All documents.

Moneynot worked out yet

No fee computed yet — it appears the moment the loan amount is known.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan —not made yet

Index II —not yet

the branch 14 d 23 htotal 14 d 23 h so far

Now with the branch — waiting for your documents

since 30 Sep 15:53 — 14 d 23 h of working time

Day by day — every step and who held it

30 Sep 15:53Your branch's mail

30 Sep 15:53Papers readat once

Case facts

Bank

PNB_HFL

Loan amount

—

Loan account no.

—

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Waiting on the branch

Outstanding: Sanction Letter, Applicant's Aadhaar Card, Applicant's PAN Card. EzDocs has asked — nothing to do here unless you want to phone the branch.

Where this case stands — the whole trailread by EzDocs as one conversation

This case is a refund request, not an NOI filing. The team has promised to refund the payment and has received the G-Pay number from the branch.

the history says the next move is with the NOI team — the refund

the NOI team last promised: We wil refund in 4 to 5 working days..

read over 4 mail(s), last mail 2026-10-07 · read 8d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

NOI case NOI-2026-02981 — pending documents

how it will look to the branch

Dear Team,

With reference to the captioned case, the following is pending from your end:

Sanction Letter — not received yet
Applicant's Aadhaar Card — not received yet
Applicant's PAN Card — not received yet

Already received with thanks, no need to resend:

Bank account statement, Payment Screenshot with UTR

These are needed for the GRAS challan; the challan is what your disbursement waits on, so it helps to send them together.

Kindly share the above on this same email thread. The NOI filing timeline (30 days from the date of mortgage) applies, so early documents help us protect it.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AJ akash.jadhav2@phfl.com phfl.com
30 Sep, 15:53 · 14d ago THE FIRST MAIL — how this case began

Payment refund request case of BIRAPPA MALLAPPA PATIL

📎 IMG-20260930-WA0073.jpg ↗📎 IMG-20260930-WA0072.jpg ↗📎 IMG-20260930-WA0071.jpg ↗

Dear Team,

Customer has made the payment mistake.

Kindly refund the amount to the customer.

Customer amount datils attached.

Thanks & Regards
Akash Jadhav
Channel Manager – Loans
PNB Housing Finance Ltd.
Solapur
​Mobile No - 8600976294
​

🤖 read: documents attached; note: Customer has made a payment mistake and requests a refund.

OL The NOI teamTYPED IN GMAIL
30 Sep, 16:05 · 14d ago

Dear Team,

We wil refund in 4 to 5 working days..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 30 Sept 2026 at 15:52, Akash Babu Jadhav2 <akash.jadhav2@phfl.com>

wrote:

earlier mails quoted below

Dear Team,

Customer has made the payment mistake.

Kindly refund the amount to the customer.

Customer amount datils attached.

Thanks & Regards
Akash Jadhav
Channel Manager – Loans
PNB Housing Finance Ltd.
Solapur
​Mobile No - 8600976294
​

🤖 read: The team says they will refund in 4 to 5 working days.

OL The NOI teamTYPED IN GMAIL
30 Sep, 19:43 · 14d ago

kindly share the g pay no .

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 16:05, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Dear Team,

We wil refund in 4 to 5 working days..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 15:52, Akash Babu Jadhav2 < akash.jadhav2@phfl.com > wrote:

Dear Team,

Customer has made the payment mistake.

Kindly refund the amount to the customer.

Customer amount datils attached.

Thanks & Regards
Akash Jadhav
Channel Manager – Loans
PNB Housing Finance Ltd.
Solapur
​ Mobile No - 8600976294
​

🤖 read: asks the branch for a clarification — “kindly share the g pay no .”

AJ akash.jadhav2@phfl.com phfl.com
07 Oct, 10:16 · 8d ago

Re[2]: Payment refund request case of BIRAPPA MALLAPPA PATIL

Dear Team,

G-pay NO - Birappa Mallappa Patil - 9730414287

Thanks & Regards
Akash Jadhav
Channel Manager – Loans
PNB Housing Finance Ltd.
Solapur
​  Mobile No - 8600976294
​

earlier mails quoted below

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/30/26 19:44
To: Akash Babu Jadhav2 (akash.jadhav2@phfl.com)
Cc: Rajeshwar Sandhikar (rajeshwar.sandhikar@pnbhousing.com)
Subject: Re: Payment refund request case of BIRAPPA MALLAPPA PATIL

 Exercise Secured by Check Point

kindly share the g pay no.
Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Wed, 30 Sept 2026 at 16:05, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,

We wil refund in 4 to 5 working days..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 15:52, Akash Babu Jadhav2 < akash.jadhav2@phfl.com > wrote:
Dear Team,

Customer has made the payment mistake.

Kindly refund the amount to the customer.

Customer amount datils attached.

Thanks & Regards
Akash Jadhav
Channel Manager – Loans
PNB Housing Finance Ltd.
Solapur
​ Mobile No - 8600976294
​

🤖 read: The branch provides a G-pay number and applicant name in response to a previous request.

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Still needed for the challan: Sanction Letter, Applicant's Aadhaar Card, Applicant's PAN Card, the property address — no file carries it; ask the branch for the technical report

For the e-filing visit later (not for the challan): Applicant's Selfie / Photo, Index II copy / Title document

Document	File — click to open	Status	When
Bank statement	IMG-20260930-WA0073.jpg	filed	14d ago
Payment screenshot	IMG-20260930-WA0072.jpg	filed	14d ago
Payment screenshot	IMG-20260930-WA0071.jpg	filed	14d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need (our working)
—

Screenshot claims
₹3,410

Where it stands
not verified — no credit seen

This payment is from the Vyapar QR (HDFC) at 2026-09-30 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

Fee working (ours)

No fee computed yet — it appears the moment the loan amount is known.

Property (must be perfect)

No property read yet — it fills itself from the sanction letter, the legal report, the technical report, the mail, or the Index II.

Parties

Role	Name	PAN	Aadhaar
mortgagor	Birappa Mallappa Patil

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
document chase	akash.jadhav2@phfl.com	14d ago
document chase	akash.jadhav2@phfl.com	12d ago

What EzDocs read from each document — check anything marked in red

Bank statement IMG-20260930-WA0073.jpg needs your check

payments inside
bank: State Bank of India; kind: bank_statement; payments: []; rows_read: 10; account_last4: 8558; account_holder: Mr. BIRAPPA MALLAPPA PATIL

raw reading (for Abhijit)

{'payments_inside': {'bank': 'State Bank of India', 'kind': 'bank_statement', 'payments': [], 'rows_read': 10, 'account_last4': '8558', 'account_holder': 'Mr. BIRAPPA MALLAPPA PATIL'}}

Payment screenshot IMG-20260930-WA0072.jpg needs your check

utr
100775635514

date
2026-09-30

time
15:23

amount
1050

method
UPI

payee upi
Vyapar.169705262080@hdfcbank

payer upi
9730XXXXXX@sbi

payee name
THINK BIGZ INITIATIVE PVT LTD

payer name
BIRAPPA MALLAPPA PATIL

raw reading (for Abhijit)

{'utr': '100775635514', 'date': '2026-09-30', 'time': '15:23', 'amount': 1050, 'method': 'UPI', 'payee_upi': 'Vyapar.169705262080@hdfcbank', 'payer_upi': '9730XXXXXX@sbi', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'BIRAPPA MALLAPPA PATIL', 'debit_notification_text': None}

Payment screenshot IMG-20260930-WA0071.jpg needs your check

utr
100775639449

date
2026-09-30

time
15:22

amount
2360.0

method
UPI

payee upi
Vyapar.169705262080@hdfcbank

payer upi
9730XXXXXX@sbi

payee name
THINK BIGZ INITIATIVE PVT LTD

payer name
BIRAPPA MALLAPPA PATIL

raw reading (for Abhijit)

{'utr': '100775639449', 'date': '2026-09-30', 'time': '15:22', 'amount': 2360.0, 'method': 'UPI', 'payee_upi': 'Vyapar.169705262080@hdfcbank', 'payer_upi': '9730XXXXXX@sbi', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'BIRAPPA MALLAPPA PATIL', 'debit_notification_text': None}

Payment screenshot IMG-20260930-WA0071.jpg needs your check

payments inside
bank: STATE BANK OF INDIA; kind: payment_screenshot; payments: [{'utr': '100775639449', 'date': '2026-09-30', 'page': 1, 'time': '15:22', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 2360.0, 'direction': 'credit',

raw reading (for Abhijit)

{'payments_inside': {'bank': 'STATE BANK OF INDIA', 'kind': 'payment_screenshot', 'payments': [{'utr': '100775639449', 'date': '2026-09-30', 'page': 1, 'time': '15:22', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 2360.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '8558', 'account_holder': 'BIRAPPA MALLAPPA PATIL'}}

Payment screenshot IMG-20260930-WA0072.jpg needs your check

payments inside
payments: [{'utr': '100775635514', 'date': '2026-09-30', 'page': 1, 'time': '15:23', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 1050.0, 'direction': 'credit', 'narration': 'UPI transaction ID: 100775635514', 'pr

raw reading (for Abhijit)

{'payments_inside': {'payments': [{'utr': '100775635514', 'date': '2026-09-30', 'page': 1, 'time': '15:23', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 1050.0, 'direction': 'credit', 'narration': 'UPI transaction ID: 100775635514', 'proof_kind': 'success_screen'}]}}

Bank statement IMG-20260930-WA0073.jpg needs your check

payments inside
bank: SBI; kind: bank_statement; payments: []; rows_read: 10; account_last4: 8558; account_holder: Mr. BIRAPPA MALLAPPA PATIL

raw reading (for Abhijit)

{'payments_inside': {'bank': 'SBI', 'kind': 'bank_statement', 'payments': [], 'rows_read': 10, 'account_last4': '8558', 'account_holder': 'Mr. BIRAPPA MALLAPPA PATIL'}}

Technical record (for Abhijit — safe to ignore)

3d ago	EzDocs	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Loan amount (with insurance, if any)', 'Sanction Letter']}
6d ago	EzDocs	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Loan amount (with insurance, if any)', 'Sanction Letter']}
8d ago	EzDocs	case_read_started	{'tag': '0fc4ee0923f6329f', 'why': 'retry495', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
8d ago	EzDocs	case_read_started	{'tag': '0fc4ee0923f6329f', 'why': 'retry495', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
8d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': [], 'mails': 4, 'summary': 'This case is a refund
8d ago	EzDocs	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Loan amount (with insurance, if any)', 'Sanction Letter']}
8d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': [], 'notes': None, 'filled': {'party.mobile#1': {'src': 'mail', 'conf': 0.8, 'page': None, 'value': '9730414287'}}, 'unsure': [], 'differs': 0, 'seconds': 1.2, 'rejected': [], 'c
9d ago	EzDocs	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Loan amount (with insurance, if any)', 'Sanction Letter']}
12d ago	EzDocs	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Loan amount (with insurance, if any)', 'Sanction Letter']}
12d ago	EzDocs	email_shadowed:doc_chase	{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case, the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n 2. Applicant's Aadhaar Card — not receiv
12d ago	EzDocs	draft_withdrawn	{'why': 'a fresher doc chase replaces it — the words changed', 'count': 1, 'kinds': ['doc_chase']}
12d ago	EzDocs	case_read_started	{'tag': '7a7d9015b9b94d21', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
14d ago	EzDocs	hidden_payment_scan	{'file': 'IMG-20260930-WA0073.jpg', 'kind': 'bank_statement', 'found': 0, 'doc_id': '0f9a444d-7a3d-4411-bdb6-a82af83899ef', 'fetched': True}
14d ago	EzDocs	statement_without_our_payment	{'why': 'an account statement was read row by row — no payment to our accounts in it', 'file': 'IMG-20260930-WA0073.jpg', 'kind': 'bank_statement', 'payer': 'Mr. BIRAPPA MALLAPPA PATIL', 'doc_id': '0f9a444d-7a3d-4411-bdb
14d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents'], 'mails': 3, 'summary': 'This case
14d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': [], 'mails': 2, 'summary': 'This case is a refund
14d ago	EzDocs	quoted_history_checked	{}
14d ago	EzDocs	extra_challan_scanned	{'found': 0}
14d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': [], 'mails': 1, 'summary': 'This case is a refund
14d ago	EzDocs	credit_seen_before_bill	{'ref': '100775635514', 'why': "the money the branch's screenshot names has arrived in the account (same reference); the case has no bill yet — loan amount / sanction letter missing — so the amount is checked the moment t
14d ago	EzDocs	credit_seen_before_bill	{'ref': '100775639449', 'why': "the money the branch's screenshot names has arrived in the account (same reference); the case has no bill yet — loan amount / sanction letter missing — so the amount is checked the moment t
14d ago	EzDocs	hidden_payment_scan	{'file': 'IMG-20260930-WA0072.jpg', 'kind': None, 'found': 0, 'doc_id': '236c14ae-38a3-4332-a4ca-682250bd6b64', 'fetched': True}
14d ago	EzDocs	hidden_payment_scan	{'file': 'IMG-20260930-WA0071.jpg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': 'da03ebb0-7374-4e96-b693-2c607929f405', 'fetched': True}
14d ago	EzDocs	case_read_started	{'tag': 'e43dcb5cb788864b', 'why': 'arrival', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
14d ago	EzDocs	email_shadowed:doc_chase	{'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case, the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n 2. Applicant's Aadhaar Card — not receiv
14d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': [], 'notes': None, 'filled': {}, 'unsure': [], 'differs': 0, 'seconds': 0.7, 'rejected': [], 'confirmed': [], 'unassigned': [], 'still_empty': ['party.email#1', 'party.mobile#1',
14d ago	EzDocs	party_from_case_name	{'why': 'no KYC read yet — the applicant named on the case holds the boxes gathered from the letter and the mail until the cards land', 'name': 'Birappa Mallappa Patil'}
14d ago	EzDocs	documents_read_together	{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 3, 'seconds': 8.9, 'workers': 3}
14d ago	EzDocs	claim_held_until_quote	{'utr': '100775639449', 'why': 'payment proof arrived before the case was quoted; held on the case and applied the moment the receivable exists', 'date': '2026-09-30', 'payee': 'THINK BIGZ INITIATIVE PVT LTD · Vyapar.169
14d ago	EzDocs	claim_held_until_quote	{'utr': '100775635514', 'why': 'payment proof arrived before the case was quoted; held on the case and applied the moment the receivable exists', 'date': '2026-09-30', 'payee': 'THINK BIGZ INITIATIVE PVT LTD · Vyapar.169

Case diary the case’s history — what happened, newest day first

Papers

3 still needed for the challan

Sanction Letter, Applicant's Aadhaar Card, Applicant's PAN Card

Money

No figure yet

It appears the moment the loan amount is known.

Challan & filing

Not yet

The challan waits on the papers and the money above.

Next — whose move

The branch

papers pending

12 Oct1 thing

Nothing new to ask for — stayed quiet