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Cases / NOI-2026-03283

PADMINI SUNIL KUMAR MENON

PNB_HFLLAN NHL/GHKP/0526/5098049 Index II pending · with the government Send the draft 1All documentsMails & papers 11
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs4 still to come
6 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Selfie / photoopen
✓Aadhaar cardopen
✓PAN cardopen
✓Payment screenshot — shows ₹10,884; money not verified yetopen
✓Paid challan (GRAS)open
Applicant's Aadhaar Card — still needed
Applicant's PAN Card — still needed
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
All files (8)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • The work is done — our fee of ₹10,900.37 is still not in our account. Chase the branch for it.
  • Payment proof is from 2026-07-30 — an old receipt?
MoneyWaiting for the credit
₹10,900.37CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹10,884; we wait for the credit itself
Ask for the exact ₹10,900.37. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%3,410
Registration fee 0.5%5,670
Government handling320
Our service fee1,500.37
Total we ask for10,900.37
Screenshot ₹10,884 — ₹16 under our ask, not below the real calculation ₹10,864. Counts as full. Nothing to ask.
Screenshot ₹10,884 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory-exact figure (our ₹10 round-ups are the buffer). Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This money went to our account on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 16:27 — 1 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹10,884. We ask ₹10,900 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
₹10,785 · 14 Oct 17:36 · SONALI SANDEEP BALSANE · 5756261929 — ₹115.37 less than our ask
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 2 h 08 minour time · 30 Jul 19:50
Index II —not yet
the NOI team 2 h 29 minthe branch 69 d 18 hthe SRO 7 d 3 htotal 77 d so far
Now with the SRO — waiting for the SRO's Index II
since 8 Oct 14:02 — 7 d 3 h of working time
Day by day — every step and who held it
30 Jul 17:22Your branch's mail
30 Jul 19:50Challan made+2 h 29 min · the NOI team
8 Oct 13:48Papers from your branch+69 d 17 h · the branch
8 Oct 14:01Papers from your branch+13 min · the branch
8 Oct 14:01Papers readat once
8 Oct 14:01Property readat once
8 Oct 14:01Papers from your branchat once
8 Oct 14:01Papers readat once
8 Oct 14:01Papers from your branchat once
8 Oct 14:01Papers readat once
8 Oct 14:02Papers from your branchat once
8 Oct 14:02Papers readat once
8 Oct 14:02Fee quotedat once
8 Oct 14:02Papers from your branchat once
8 Oct 14:02Papers readat once
8 Oct 14:02Papers from your branchat once
8 Oct 14:02Papers readat once
Case facts
Bank
PNB_HFL
Loan amount
₹11,33,000
Loan account no.
NHL/GHKP/0526/5098049
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 3 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe name of person 1
The PAN cardPADMINI SUNIL KUMAR MENON
The sanction letter DIFFERSMR SUNIL KUMAR MENON
What to do: The name is spelt differently on the two papers. The person's name is typed as the PAN card prints it; read both once — if they are not the same person, stop and ask the branch.
NOTEThe name of person 2
The PAN cardSUNIL KUMAR MENON
The sanction letter DIFFERSMR SUNIL KUMAR MENON
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
NOTEThe name of person 3
The PAN cardSUNIL KUMAR MENON
The sanction letter DIFFERSMR SUNIL KUMAR MENON
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has repeatedly asked for the Index II for the NOI filing. The branch has provided an allotment letter, but this is not the requested document.
the history says the next move is with the branch — the Index II
? loan papers sent — asked, mail 1 (2026-09-12) “For NOI filing, we need an Index 2 copy..”
? Index II asked for — asked, mail 1 (2026-09-12) “For NOI filing, we need an Index 2 copy..”
✓ Index II / sale deed sent by the branch — done, mail 6 (2026-10-08) “Please find Mhada Allotment letter”
read over 7 mail(s), last mail 2026-10-08 · read 7d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (7d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH007433096202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent
Index II pending — NOI NOI-2026-03283 | NHL/GHKP/0526/5098049
how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: NHL/GHKP/0526/5098049) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

  • Index II copy / title document (Sale Deed or Index II)

It has been 73 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
OL The NOI teamTYPED IN GMAIL
12 Sep, 12:41 · 33d ago THE APP JOINED HERE — earlier mails are on Gmail
Re: Request for NOI, 0.3 % & 0.5%NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON

Team

For NOI filing, we need an Index 2 copy..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 21 Aug 2026 at 17:23, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 19:53, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 18:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy or proper pdf of mhada letter with all pages and full address. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 17:24, Vivek Dnyaneshwar Gajare 1 < vivek.gajare1@phfl.com > wrote: ​ Dear Team, Request for NOI, 0.3 % & 0.5% NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Loan Amt-: - 11,33,000/-- 0.3 challan:-3399/- 0.5 Challan: - 4375 Vendor charges-1800/- total charges : 9574
🤖 read: asks the branch for documents — “For NOI filing, we need an Index 2 copy..”
8 more mails in between — open
OL The NOI teamTYPED IN GMAIL
22 Sep, 16:30 · 23d ago

Team

For NOI filing, we need an Index 2 copy..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 12 Sept 2026 at 12:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 21 Aug 2026 at 17:23, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 19:53, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 18:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy or proper pdf of mhada letter with all pages and full address. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 17:24, Vivek Dnyaneshwar Gajare 1 < vivek.gajare1@phfl.com > wrote: ​ Dear Team, Request for NOI, 0.3 % & 0.5% NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Loan Amt-: - 11,33,000/-- 0.3 challan:-3399/- 0.5 Challan: - 4375 Vendor charges-1800/- total charges : 9574
🤖 read: asks the branch for documents — “For NOI filing, we need an Index 2 copy..”
OL The NOI teamTYPED IN GMAIL
03 Oct, 17:09 · 12d ago

Team

For NOI filing, we need an Index 2 copy..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 22 Sept 2026 at 16:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 12 Sept 2026 at 12:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 21 Aug 2026 at 17:23, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 19:53, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 18:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy or proper pdf of mhada letter with all pages and full address. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 17:24, Vivek Dnyaneshwar Gajare 1 < vivek.gajare1@phfl.com > wrote: ​ Dear Team, Request for NOI, 0.3 % & 0.5% NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Loan Amt-: - 11,33,000/-- 0.3 challan:-3399/- 0.5 Challan: - 4375 Vendor charges-1800/- total charges : 9574
🤖 read: asks the branch for documents — “For NOI filing, we need an Index 2 copy..”
OL The NOI teamTYPED IN GMAIL
06 Oct, 13:31 · 9d ago

Team

For NOI filing, we need an Index 2 copy..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 3 Oct 2026 at 17:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 22 Sept 2026 at 16:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 12 Sept 2026 at 12:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 21 Aug 2026 at 17:23, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 19:53, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 18:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy or proper pdf of mhada letter with all pages and full address. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 17:24, Vivek Dnyaneshwar Gajare 1 < vivek.gajare1@phfl.com > wrote: ​ Dear Team, Request for NOI, 0.3 % & 0.5% NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Loan Amt-: - 11,33,000/-- 0.3 challan:-3399/- 0.5 Challan: - 4375 Vendor charges-1800/- total charges : 9574
🤖 read: asks the branch for documents — “For NOI filing, we need an Index 2 copy..”
OL The NOI teamTYPED IN GMAIL
08 Oct, 13:13 · 7d ago

Team

For NOI filing, we need an Index 2 copy..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 6 Oct 2026 at 13:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 3 Oct 2026 at 17:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 22 Sept 2026 at 16:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 12 Sept 2026 at 12:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 21 Aug 2026 at 17:23, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 19:53, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 18:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy or proper pdf of mhada letter with all pages and full address. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 17:24, Vivek Dnyaneshwar Gajare 1 < vivek.gajare1@phfl.com > wrote: ​ Dear Team, Request for NOI, 0.3 % & 0.5% NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Loan Amt-: - 11,33,000/-- 0.3 challan:-3399/- 0.5 Challan: - 4375 Vendor charges-1800/- total charges : 9574
🤖 read: asks the branch for documents — “For NOI filing, we need an Index 2 copy..”
HG harshal.ghorpade@phfl.com phfl.com
08 Oct, 13:48 · 7d ago
Re[2]: Request for NOI, 0.3 % & 0.5%NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON

Der Team,

Please find Mhada Allotment letter

Thanks & Regards, Harshal Hanamant Ghorpade Branch Operation Executive PNB Housing Finance Ltd, 601-602, Sixth Floor, Presidential Plaza, L.B.S, Opp. R City Mall, Ghatkopar(West), Mumbai Maharashtra – 400086 Toll Free: 022-49788047 Website : www.pnbhousing.com ​
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/08/26 13:15 To: Vivek Dnyaneshwar Gajare 1 (vivek.gajare1@phfl.com) Cc: Anu Mali (anu.mali@pnbhousing.com), Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Shekhar More (shekhar.more@pnbhousing.com), Rohit 3 (rohit3@phfl.com) Subject: Re: Request for NOI, 0.3 % & 0.5%NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Exercise Secured by Check Point Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 6 Oct 2026 at 13:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 3 Oct 2026 at 17:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 22 Sept 2026 at 16:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 12 Sept 2026 at 12:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 21 Aug 2026 at 17:23, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 19:53, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 18:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy or proper pdf of mhada letter with all pages and full address. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 17:24, Vivek Dnyaneshwar Gajare 1 < vivek.gajare1@phfl.com > wrote: ​ Dear Team, Request for NOI, 0.3 % & 0.5% NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Loan Amt-: - 11,33,000/-- 0.3 challan:-3399/- 0.5 Challan: - 4375 Vendor charges-1800/- total charges : 9574
🤖 read: documents attached — “For NOI filing, we need an Index 2 copy..”
OL The NOI teamTYPED IN GMAIL
08 Oct, 13:51 · 7d ago

Team

Kindly share property index 2 for noi prosess

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 13:42, Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com > wrote: Der Team, Please find Mhada Allotment letter \ Thanks & Regards, Harshal Hanamant Ghorpade Branch Operation Executive PNB Housing Finance Ltd, 601-602, Sixth Floor, Presidential Plaza, L.B.S, Opp. R City Mall, Ghatkopar(West), Mumbai Maharashtra – 400086 Toll Free: 022-49788047 Website : www.pnbhousing.com ​ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/08/26 13:15 To: Vivek Dnyaneshwar Gajare 1 (vivek.gajare1@phfl.com) Cc: Anu Mali (anu.mali@pnbhousing.com), Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Shekhar More (shekhar.more@pnbhousing.com), Rohit 3 (rohit3@phfl.com) Subject: Re: Request for NOI, 0.3 % & 0.5%NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Exercise Secured by Check Point Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 13:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 3 Oct 2026 at 17:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 22 Sept 2026 at 16:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 12 Sept 2026 at 12:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 21 Aug 2026 at 17:23, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 19:53, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 18:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy or proper pdf of mhada letter with all pages and full address. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 17:24, Vivek Dnyaneshwar Gajare 1 < vivek.gajare1@phfl.com > wrote: ​ Dear Team, Request for NOI, 0.3 % & 0.5% NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Loan Amt-: - 11,33,000/-- 0.3 challan:-3399/- 0.5 Challan: - 4375 Vendor charges-1800/- total charges : 9574
🤖 read: asks the branch for documents — “Kindly share property index 2 for noi prosess”
HG harshal.ghorpade@phfl.com phfl.com
08 Oct, 14:21 · 7d ago
Re[4]: Request for NOI, 0.3 % & 0.5%NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON

Dera team,

Please find Maintenance Bill & NOC

Thanks & Regards, Harshal Hanamant Ghorpade Branch Operation Executive PNB Housing Finance Ltd, 601-602, Sixth Floor, Presidential Plaza, L.B.S, Opp. R City Mall, Ghatkopar(West), Mumbai Maharashtra – 400086 Toll Free: 022-49788047 Website : www.pnbhousing.com ​
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/08/26 13:53 To: Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com) Cc: Vivek Dnyaneshwar Gajare 1 (vivek.gajare1@phfl.com), Anu Mali (anu.mali@pnbhousing.com), Shekhar More (shekhar.more@pnbhousing.com), Rohit 3 (rohit3@phfl.com) Subject: Re: Re[2]: Request for NOI, 0.3 % & 0.5%NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Exercise Secured by Check Point Team Kindly share property index 2 for noi prosess Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Thu, 8 Oct 2026 at 13:42, Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com > wrote: Der Team, Please find Mhada Allotment letter \ Thanks & Regards, Harshal Hanamant Ghorpade Branch Operation Executive PNB Housing Finance Ltd, 601-602, Sixth Floor, Presidential Plaza, L.B.S, Opp. R City Mall, Ghatkopar(West), Mumbai Maharashtra – 400086 Toll Free: 022-49788047 Website : www.pnbhousing.com ​ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/08/26 13:15 To: Vivek Dnyaneshwar Gajare 1 (vivek.gajare1@phfl.com) Cc: Anu Mali (anu.mali@pnbhousing.com), Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Shekhar More (shekhar.more@pnbhousing.com), Rohit 3 (rohit3@phfl.com) Subject: Re: Request for NOI, 0.3 % & 0.5%NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Exercise Secured by Check Point Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 13:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 3 Oct 2026 at 17:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 22 Sept 2026 at 16:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 12 Sept 2026 at 12:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 21 Aug 2026 at 17:23, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 19:53, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 18:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy or proper pdf of mhada letter with all pages and full address. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 17:24, Vivek Dnyaneshwar Gajare 1 < vivek.gajare1@phfl.com > wrote: ​ Dear Team, Request for NOI, 0.3 % & 0.5% NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Loan Amt-: - 11,33,000/-- 0.3 challan:-3399/- 0.5 Challan: - 4375 Vendor charges-1800/- total charges : 9574
🤖 read: asks for the Index II; documents attached — “Kindly share property index 2 for noi prosess”
OL The NOI teamTYPED IN GMAIL
08 Oct, 15:10 · 7d ago
Dear Team,

Kindly share draft agreement for NOI filing,

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 14:15, Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com > wrote: Dera team, Please find Maintenance Bill & NOC \ Thanks & Regards, Harshal Hanamant Ghorpade Branch Operation Executive PNB Housing Finance Ltd, 601-602, Sixth Floor, Presidential Plaza, L.B.S, Opp. R City Mall, Ghatkopar(West), Mumbai Maharashtra – 400086 Toll Free: 022-49788047 Website : www.pnbhousing.com ​ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/08/26 13:53 To: Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com) Cc: Vivek Dnyaneshwar Gajare 1 (vivek.gajare1@phfl.com), Anu Mali (anu.mali@pnbhousing.com), Shekhar More (shekhar.more@pnbhousing.com), Rohit 3 (rohit3@phfl.com) Subject: Re: Re[2]: Request for NOI, 0.3 % & 0.5%NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Exercise Secured by Check Point Team Kindly share property index 2 for noi prosess Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 13:42, Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com > wrote: Der Team, Please find Mhada Allotment letter \ Thanks & Regards, Harshal Hanamant Ghorpade Branch Operation Executive PNB Housing Finance Ltd, 601-602, Sixth Floor, Presidential Plaza, L.B.S, Opp. R City Mall, Ghatkopar(West), Mumbai Maharashtra – 400086 Toll Free: 022-49788047 Website : www.pnbhousing.com ​ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/08/26 13:15 To: Vivek Dnyaneshwar Gajare 1 (vivek.gajare1@phfl.com) Cc: Anu Mali (anu.mali@pnbhousing.com), Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Shekhar More (shekhar.more@pnbhousing.com), Rohit 3 (rohit3@phfl.com) Subject: Re: Request for NOI, 0.3 % & 0.5%NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Exercise Secured by Check Point Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 13:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 3 Oct 2026 at 17:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 22 Sept 2026 at 16:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 12 Sept 2026 at 12:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 21 Aug 2026 at 17:23, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 19:53, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 18:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy or proper pdf of mhada letter with all pages and full address. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 17:24, Vivek Dnyaneshwar Gajare 1 < vivek.gajare1@phfl.com > wrote: ​ Dear Team, Request for NOI, 0.3 % & 0.5% NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Loan Amt-: - 11,33,000/-- 0.3 challan:-3399/- 0.5 Challan: - 4375 Vendor charges-1800/- total charges : 9574
🤖 read: asks the branch for approval of the draft — “Kindly share draft agreement for NOI filing,”
HG harshal.ghorpade@phfl.com phfl.com
08 Oct, 15:35 · 7d ago
Re[6]: Request for NOI, 0.3 % & 0.5%NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON

pfa

Thanks & Regards,

Harshal Hanamant Ghorpade

Branch Operation Executive

PNB Housing Finance Ltd,

601-602, Sixth Floor, Presidential Plaza,

L.B.S, Opp. R City Mall, Ghatkopar(West),

Mumbai Maharashtra400086
Toll Free022-49788047
Website :www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/08/26 15:11 To: Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com) Cc: Vivek Dnyaneshwar Gajare 1 (vivek.gajare1@phfl.com), Anu Mali (anu.mali@pnbhousing.com), Shekhar More (shekhar.more@pnbhousing.com), Rohit 3 (rohit3@phfl.com) Subject: Re: Re[4]: Request for NOI, 0.3 % & 0.5%NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Exercise Secured by Check Point Dear Team, Kindly share draft agreement for NOI filing, Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Thu, 8 Oct 2026 at 14:15, Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com > wrote: Dera team, Please find Maintenance Bill & NOC \ Thanks & Regards, Harshal Hanamant Ghorpade Branch Operation Executive PNB Housing Finance Ltd, 601-602, Sixth Floor, Presidential Plaza, L.B.S, Opp. R City Mall, Ghatkopar(West), Mumbai Maharashtra – 400086 Toll Free: 022-49788047 Website : www.pnbhousing.com ​ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/08/26 13:53 To: Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com) Cc: Vivek Dnyaneshwar Gajare 1 (vivek.gajare1@phfl.com), Anu Mali (anu.mali@pnbhousing.com), Shekhar More (shekhar.more@pnbhousing.com), Rohit 3 (rohit3@phfl.com) Subject: Re: Re[2]: Request for NOI, 0.3 % & 0.5%NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Exercise Secured by Check Point Team Kindly share property index 2 for noi prosess Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 13:42, Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com > wrote: Der Team, Please find Mhada Allotment letter \ Thanks & Regards, Harshal Hanamant Ghorpade Branch Operation Executive PNB Housing Finance Ltd, 601-602, Sixth Floor, Presidential Plaza, L.B.S, Opp. R City Mall, Ghatkopar(West), Mumbai Maharashtra – 400086 Toll Free: 022-49788047 Website : www.pnbhousing.com ​ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/08/26 13:15 To: Vivek Dnyaneshwar Gajare 1 (vivek.gajare1@phfl.com) Cc: Anu Mali (anu.mali@pnbhousing.com), Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Shekhar More (shekhar.more@pnbhousing.com), Rohit 3 (rohit3@phfl.com) Subject: Re: Request for NOI, 0.3 % & 0.5%NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Exercise Secured by Check Point Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 13:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 3 Oct 2026 at 17:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 22 Sept 2026 at 16:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 12 Sept 2026 at 12:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 21 Aug 2026 at 17:23, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 19:53, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 18:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy or proper pdf of mhada letter with all pages and full address. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 17:24, Vivek Dnyaneshwar Gajare 1 < vivek.gajare1@phfl.com > wrote: ​ Dear Team, Request for NOI, 0.3 % & 0.5% NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Loan Amt-: - 11,33,000/-- 0.3 challan:-3399/- 0.5 Challan: - 4375 Vendor charges-1800/- total charges : 9574
🤖 read: asks for the Index II; documents attached — “IndexII9990708260408 (1).pdf”
OL The NOI teamTYPED IN GMAIL
09 Oct, 11:32 · 6d ago
DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 15:28, Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com > wrote: pfa \ Thanks & Regards, Harshal Hanamant Ghorpade Branch Operation Executive PNB Housing Finance Ltd, 601-602, Sixth Floor, Presidential Plaza, L.B.S, Opp. R City Mall, Ghatkopar(West), Mumbai Maharashtra – 400086 Toll Free: 022-49788047 Website : www.pnbhousing.com ​ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/08/26 15:11 To: Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com) Cc: Vivek Dnyaneshwar Gajare 1 (vivek.gajare1@phfl.com), Anu Mali (anu.mali@pnbhousing.com), Shekhar More (shekhar.more@pnbhousing.com), Rohit 3 (rohit3@phfl.com) Subject: Re: Re[4]: Request for NOI, 0.3 % & 0.5%NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Exercise Secured by Check Point Dear Team, Kindly share draft agreement for NOI filing, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 14:15, Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com > wrote: Dera team, Please find Maintenance Bill & NOC \ Thanks & Regards, Harshal Hanamant Ghorpade Branch Operation Executive PNB Housing Finance Ltd, 601-602, Sixth Floor, Presidential Plaza, L.B.S, Opp. R City Mall, Ghatkopar(West), Mumbai Maharashtra – 400086 Toll Free: 022-49788047 Website : www.pnbhousing.com ​ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/08/26 13:53 To: Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com) Cc: Vivek Dnyaneshwar Gajare 1 (vivek.gajare1@phfl.com), Anu Mali (anu.mali@pnbhousing.com), Shekhar More (shekhar.more@pnbhousing.com), Rohit 3 (rohit3@phfl.com) Subject: Re: Re[2]: Request for NOI, 0.3 % & 0.5%NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Exercise Secured by Check Point Team Kindly share property index 2 for noi prosess Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 13:42, Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com > wrote: Der Team, Please find Mhada Allotment letter \ Thanks & Regards, Harshal Hanamant Ghorpade Branch Operation Executive PNB Housing Finance Ltd, 601-602, Sixth Floor, Presidential Plaza, L.B.S, Opp. R City Mall, Ghatkopar(West), Mumbai Maharashtra – 400086 Toll Free: 022-49788047 Website : www.pnbhousing.com ​ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/08/26 13:15 To: Vivek Dnyaneshwar Gajare 1 (vivek.gajare1@phfl.com) Cc: Anu Mali (anu.mali@pnbhousing.com), Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Shekhar More (shekhar.more@pnbhousing.com), Rohit 3 (rohit3@phfl.com) Subject: Re: Request for NOI, 0.3 % & 0.5%NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Exercise Secured by Check Point Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 13:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 3 Oct 2026 at 17:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 22 Sept 2026 at 16:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 12 Sept 2026 at 12:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 21 Aug 2026 at 17:23, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, we need an Index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 19:53, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 18:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy or proper pdf of mhada letter with all pages and full address. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 30 Jul 2026 at 17:24, Vivek Dnyaneshwar Gajare 1 < vivek.gajare1@phfl.com > wrote: ​ Dear Team, Request for NOI, 0.3 % & 0.5% NOI and MOI charges Loan No NHL/GHKP/0526/5098049-SUNIL KUMAR MENON Loan Amt-: - 11,33,000/-- 0.3 challan:-3399/- 0.5 Challan: - 4375 Vendor charges-1800/- total charges : 9574
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Sanction letter+ Aadhaar card inside SANCTION LETTER PADMINI.pdf
filed 7d ago
Sanction letter+ Other inside IMG-20260728-WA0043 (1).jpg
filed 7d ago
Selfie / photo IMG-20260721-WA0041 (1).jpg
filed 7d ago
Aadhaar card+ PAN card inside IMG-20260514-WA0045.jpg
filed 7d ago
PAN card IMG-20260514-WA0044.jpg
filed 7d ago
Payment screenshot IMG-20260730-WA0110.jpg
filed 7d ago
Paid challan (GRAS) SUNIL KUMAR RAMCHANDRAN MENON EchallanMH007433096202627E.pdf
filed 7d ago
Sanction letter+ Other inside Allotment letter (1).pdf
filed 7d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹10,900.37
Where it stands
waiting for the credit
Screenshot claims
₹10,884
Screenshot ₹10,884 — ₹16 under our ask, not below the real calculation ₹10,864. Counts as full. Nothing to ask.
Screenshot ₹10,884 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory-exact figure (our ₹10 round-ups are the buffer). Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid at
—
Verified on
not yet
stale_claim:2026-07-30:70d

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹3,410₹5,670₹320 ₹1,500₹10,900
By law ₹10,884. We ask ₹10,900 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

41 of 58 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Property type (Open / Building / Open + Building), Area …
22 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number …
✗ EzDocs found boxes that do NOT agree with the document (7d ago) — open the verification page; they are marked in red.
not verified yetsource: the sanction letter (SANCTION LETTER PADMINI.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
✓ in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
empty
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
empty
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
Flat no 2201, Wing 2B, 22th FLOOR, CTS no. 1C/1/1(pt) of Village Kandivali, Paradise Heights Chs Ltd, Borivali (West), SHIMPOLI, CHIKUWADI, MHADA COMPLEX, Mumbai, MAHARASHTRA, India, 400067
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
IMG-20260728-WA0043 (1).jpg
as printed
संकेत क्रमांक २६६- SHIMPOLI, KANDIVALI (W), योजनेतील इमारत क्रमांक / गाळा क्रमांक २B / २२०१
in English lettersSANKETA KRAMAANKA 266- SHIMPOLI, KANDIVALI (W), YOJANETILA IMAARATA KRAMAANKA / GAALAA KRAMAANKA 2B / 2201
the sanction letter
Allotment letter (1).pdf
as printed
sanketa kramaanka 266- SHIMPOLI, KANDIVALI (W), yojanetila imaarata kramaanka / gaalaa kramaanka 2BX 2201 che vitarana.
the sanction letter
SANCTION LETTER PADMINI.pdf
as printed
FLAT NO 2201, WING 2B, 22TH FLOOR, CTS NO. 1C/1/1(PT) OF VILLAGE KANDIVALI, PARADISE HEIGHTS CHS LTD, BORIVALI (WEST), SHIMPOLI, CHIKUWADI, MUMBAI, MHADA COMPLEX, MUMBAI, MAHARASHTRA, INDIA, 400067
PIN
400067
THE CHALLAN, as it will be typed
Flat/Survey Number
SHIMPOLI KANDIVALI W B
Locality/Road
Area/City
MUMBAI
check or correct a box, the papers beside it →
the sanction letter also prints: 2BX, CHE, VITARANA
the sanction letter also prints: 1C/1/1, 22TH, 400067, BORIVALI, CHIKUWADI, MHADA, MUMBAI, PARADISE, PT
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorPADMINI SUNIL KUMAR MENON
mortgagorSunil Kumar MenonAFNPM2413H…2608
mortgagorSunil Kumar Menon…2608
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
fee quoteharshal.ghorpade@phfl.com 7d ago
document chaseharshal.ghorpade@phfl.com 7d ago
Index II chaseharshal.ghorpade@phfl.com 3d ago
What EzDocs read from each document — check anything marked in red
Sanction letter SANCTION LETTER PADMINI.pdf needs your check
lan
NHL/GHKP/0526/5098049
legible
True
purpose
Non Housing Loan, Personal use
borrowers
{'name': 'PADMINI SUNIL KUMAR MENON', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SUNILKUMAR MENON', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
1
rate words
PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% -3.65% = 9.50% per annum as on the date of execution of the loan agreement
loan amount
1100000
rate spread
-3.65
final amount
1133000
interest rate
9.5
sanction date
14-05-2026
letter version
3
reference rate
13.15
applicant email
menonsnest@gmail.com
applicant names
PADMINI SUNIL KUMAR MENON, SUNILKUMAR MENON
printed altered
False
applicant mobile
9152033266
balance transfer
False
property address
pin: 400067; road: SHIMPOLI, CHIKUWADI; state: MAHARASHTRA; taluka: Kandivali; Flat no: 2201; district: Mumbai; Floor: 22th; Address: Flat no 2201, Wing 2B, 22th FLOOR, CTS no. 1C/1/1(pt) of Village Kandivali, Pa
insurance premium
33000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
1133000
security address verbatim
Flat no 2201, Wing 2B, 22th FLOOR,, CTS no. 1C/1/1(pt) of Village Kandivali,, Paradise Heights Chs Ltd,, Borivali (West), SHIMPOLI, CHIKUWADI,, Mumbai, MHADA COMPLEX,, Mumbai, MAHARASHTRA, India, 400067
applicant address verbatim
A602, SHRI VIJAY VIHAR CHS, ORCHARD AVENUE, ., Mumbai, MAHARASHTRA, 400076, India
raw reading (for Abhijit)
{'lan': 'NHL/GHKP/0526/5098049', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'PADMINI SUNIL KUMAR MENON', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SUNILKUMAR MENON', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% -3.65% = 9.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1100000, 'rate_spread': -3.65, 'final_amount': 1133000, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '14-05-2026', 'letter_version': '3', 'reference_rate': 13.15, 'applicant_email': 'menonsnest@gmail.com', 'applicant_names': ['PADMINI SUNIL KUMAR MENON', 'SUNILKUMAR MENON'], 'printed_altered': False, 'applicant_mobile': '9152033266', 'balance_transfer': False, 'property_address': {'pin': '400067', 'road': 'SHIMPOLI, CHIKUWADI', 'state': 'MAHARASHTRA', 'taluka': 'Kandivali', 'flat_no': '2201', 'district': 'Mumbai', 'floor_no': '22th', 'landmark': None, 'full_address': 'Flat no 2201, Wing 2B, 22th FLOOR, CTS no. 1C/1/1(pt) of Village Kandivali, Paradise Heights Chs Ltd, Borivali (West), SHIMPOLI, CHIKUWADI, MHADA COMPLEX, Mumbai, MAHARASHTRA, India, 400067', 'village_city': 'Mumbai', 'building_name': 'Paradise Heights Chs Ltd, MHADA COMPLEX', 'survey_or_cts_no': '1C/1/1(pt)'}, 'insurance_premium': 33000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1133000, 'security_address_verbatim': 'Flat no 2201, Wing 2B, 22th FLOOR,, CTS no. 1C/1/1(pt) of Village Kandivali,, Paradise Heights Chs Ltd,, Borivali (West), SHIMPOLI, CHIKUWADI,, Mumbai, MHADA COMPLEX,, Mumbai, MAHARASHTRA, India, 400067', 'applicant_address_verbatim': 'A602, SHRI VIJAY VIHAR CHS, ORCHARD AVENUE, ., Mumbai, MAHARASHTRA, 400076, India'}
Sanction letter SANCTION LETTER PADMINI.pdf needs your check
legible
False
quality issue
document is a sanction letter, not a PAN card
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': None, 'legible': False, 'father_name': None, 'aadhaar_last4': None, 'quality_issue': 'document is a sanction letter, not a PAN card'}
Sanction letter SANCTION LETTER PADMINI.pdf needs your check
legible
True
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter IMG-20260728-WA0043 (1).jpg needs your check
legible
True
confidence
1
loan amount
1500000
final amount
1500000
sanction date
28 NOV 2013
applicant names
MR SUNIL KUMAR MENON
printed altered
False
balance transfer
False
property address
road: Shimpoli; Flat no: २२०१; Address: संकेत क्रमांक २६६- Shimpoli, Kandivali (W), योजनेतील इमारत क्रमांक / गाळा क्रमांक २B / २२०१; Village: Kandivali (W); Building: इमारत क्रमांक / गाळा क्रमांक २B; surve
final amount label
किंमतीपोटी रुपये
security address verbatim
संकेत क्रमांक २६६- Shimpoli, Kandivali (W), योजनेतील इमारत क्रमांक / गाळा क्रमांक २B / २२०१
applicant address verbatim
MR SUNIL KUMAR MENON B-102,BHAWANI TOWER I.I.T POWAI MUMBAI-400076
raw reading (for Abhijit)
{'lan': None, 'legible': True, 'purpose': None, 'borrowers': [], 'loan_type': None, 'confidence': 1, 'rate_words': None, 'handwritten': [], 'linked_refs': [], 'loan_amount': 1500000, 'rate_spread': None, 'final_amount': 1500000, 'interest_rate': None, 'sanction_date': '28 NOV 2013', 'letter_version': None, 'reference_rate': None, 'applicant_email': None, 'applicant_names': ['MR SUNIL KUMAR MENON'], 'printed_altered': False, 'applicant_mobile': None, 'balance_transfer': False, 'property_address': {'pin': None, 'road': 'Shimpoli', 'state': None, 'taluka': None, 'flat_no': '२२०१', 'district': None, 'floor_no': None, 'landmark': None, 'full_address': 'संकेत क्रमांक २६६- Shimpoli, Kandivali (W), योजनेतील इमारत क्रमांक / गाळा क्रमांक २B / २२०१', 'village_city': 'Kandivali (W)', 'building_name': 'इमारत क्रमांक / गाळा क्रमांक २B', 'survey_or_cts_no': 'संकेत क्रमांक २६६'}, 'insurance_premium': None, 'final_amount_label': 'किंमतीपोटी रुपये', 'includes_insurance': None, 'total_with_insurance': None, 'security_address_verbatim': 'संकेत क्रमांक २६६- Shimpoli, Kandivali (W), योजनेतील इमारत क्रमांक / गाळा क्रमांक २B / २२०१', 'applicant_address_verbatim': 'MR SUNIL KUMAR MENON B-102,BHAWANI TOWER I.I.T POWAI MUMBAI-400076'}
Selfie / photo IMG-20260721-WA0041 (1).jpg needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Aadhaar card IMG-20260514-WA0045.jpg needs your check
dob
1966-12-09
name
Sunil Kumar Menon
mobile
9821024971
address
pin: 400076; area: Opposite Prathmesh Galaxy. Powai. Mumbai,; flat: A602; road: Orchard Avenue; state: Maharashtra; building: Shri Vijay Vihar CHS; district: Mumbai Suburban; post_office: Powai IIT
legible
True
aadhaar last4
2608
raw reading (for Abhijit)
{'dob': '1966-12-09', 'pan': None, 'name': 'Sunil Kumar Menon', 'mobile': '9821024971', 'address': {'pin': '400076', 'area': 'Opposite Prathmesh Galaxy. Powai. Mumbai,', 'flat': 'A602', 'road': 'Orchard Avenue', 'floor': None, 'state': 'Maharashtra', 'building': 'Shri Vijay Vihar CHS', 'district': 'Mumbai Suburban', 'post_office': 'Powai IIT', 'village_city': None}, 'legible': True, 'father_name': None, 'aadhaar_last4': '2608', 'quality_issue': None}
Aadhaar card IMG-20260514-WA0045.jpg needs your check
dob
1966-12-09
name
Sunil Kumar Menon
mobile
9821024971
address
pin: 400076; area: Opposite Prathmesh Galaxy. Powai. Mumbai.; flat: A602; road: Orchard Avenue; state: Maharashtra; building: Shri Vijay Vihar CHS; district: Mumbai Suburban; post_office: Powai IIT
legible
True
aadhaar last4
2608
raw reading (for Abhijit)
{'dob': '1966-12-09', 'pan': None, 'name': 'Sunil Kumar Menon', 'mobile': '9821024971', 'address': {'pin': '400076', 'area': 'Opposite Prathmesh Galaxy. Powai. Mumbai.', 'flat': 'A602', 'road': 'Orchard Avenue', 'floor': None, 'state': 'Maharashtra', 'building': 'Shri Vijay Vihar CHS', 'district': 'Mumbai Suburban', 'post_office': 'Powai IIT', 'village_city': None}, 'legible': True, 'father_name': None, 'aadhaar_last4': '2608', 'quality_issue': None}
PAN card IMG-20260514-WA0044.jpg needs your check
dob
1966-12-09
pan
AFNPM2413H
name
SUNIL KUMAR RAMCHANDRAN MENON
legible
True
father name
RAMCHANDRAN H MENON
raw reading (for Abhijit)
{'dob': '1966-12-09', 'pan': 'AFNPM2413H', 'name': 'SUNIL KUMAR RAMCHANDRAN MENON', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAMCHANDRAN H MENON', 'aadhaar_last4': None, 'quality_issue': None}
Payment screenshot IMG-20260730-WA0110.jpg needs your check
date
2026-07-30
time
16:04
amount
10884
payee name
THINKBIGZ INITIATIVE
raw reading (for Abhijit)
{'utr': None, 'date': '2026-07-30', 'time': '16:04', 'amount': 10884, 'method': None, 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE', 'payer_name': None, 'debit_notification_text': None}
Paid challan (GRAS) SUNIL KUMAR RAMCHANDRAN MENON EchallanMH007433096202627E.pdf needs your check
grn
MH007433096202627E
pin
400067
total
9080.0
article
6(1)
defaced
False
bank cin
03006172026073001619
district
MUMBAI
area city
MUMBAI
payer pan
AFNXXXXXXH
flat block
FLAT NO 2201, 22TH FLOOR, WING 2B, PARADISE HEIGHTS CHS LTD., CTS NO 1C/1/1(PT) OF VILLAGE KANDIVALI
payer name
SUNIL KUMAR RAMCHANDRAN MENON
sro office
MBI-22_JT SUB REGISTRAR MUMBAI 22
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1133000
scheme rows
{'amount': 3410.0, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 5670.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX3266
payment date
30/07/2026-19:50:55
road locality
BORIVALI (WEST), SHIMPOLI, CHIKUWADI, MUMBAI MHADA COMPLEX, MUMBAI
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
1133000
raw reading (for Abhijit)
{'grn': 'MH007433096202627E', 'pin': '400067', 'total': 9080.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026073001619', 'district': 'MUMBAI', 'area_city': 'MUMBAI', 'payer_pan': 'AFNXXXXXXH', 'flat_block': 'FLAT NO 2201, 22TH FLOOR, WING 2B, PARADISE HEIGHTS CHS LTD., CTS NO 1C/1/1(PT) OF VILLAGE KANDIVALI', 'payer_name': 'SUNIL KUMAR RAMCHANDRAN MENON', 'sro_office': 'MBI-22_JT SUB REGISTRAR MUMBAI 22', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1133000', 'scheme_rows': [{'amount': 3410.0, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 5670.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX3266', 'payment_date': '30/07/2026-19:50:55', 'road_locality': 'BORIVALI (WEST), SHIMPOLI, CHIKUWADI, MUMBAI MHADA COMPLEX, MUMBAI', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1133000'}
Sanction letter Allotment letter (1).pdf needs your check
legible
True
purpose
गाळा वितरण पत्र (Allotment letter)
confidence
1
handwritten
{'says': '1:64', 'where': 'top right of page 1', 'touches': 'other', 'printed_was': None}, {'says': '164', 'where': 'top right of page 2', 'touches': 'other', 'printed_was': None}, {'says': '166', 'where': 'top right of
loan amount
1500000
final amount
1500000
sanction date
2/8 NOV 2013
applicant names
MR SUNIL KUMAR MENON
printed altered
False
balance transfer
False
property address
Flat no: २२०१; Address: Shimpoli, Kandivali (W), इमारत क्रमांक २B, गाळा क्रमांक २२०१; Village: Kandivali (W); Building: इमारत क्रमांक २B
final amount label
गाळयाच्या किंमतीपोटी रुपये
includes insurance
False
security address verbatim
संकेत क्रमांक २६६- Shimpoli, Kandivali (W), योजनेतील इमारत क्रमांक / गाळा क्रमांक २BX २२०१ चे वितरण.
applicant address verbatim
MR SUNIL KUMAR MENON B-102,BHAWANI TOWER I.I.T POWAI MUMBAI-400076
raw reading (for Abhijit)
{'lan': None, 'legible': True, 'purpose': 'गाळा वितरण पत्र (Allotment letter)', 'borrowers': [], 'loan_type': None, 'confidence': 1, 'rate_words': None, 'handwritten': [{'says': '1:64', 'where': 'top right of page 1', 'touches': 'other', 'printed_was': None}, {'says': '164', 'where': 'top right of page 2', 'touches': 'other', 'printed_was': None}, {'says': '166', 'where': 'top right of page 3', 'touches': 'other', 'printed_was': None}, {'says': '167', 'where': 'top right of page 4', 'touches': 'other', 'printed_was': None}, {'says': '168', 'where': 'top right of page 5', 'touches': 'other', 'printed_was': None}, {'says': '169', 'where': 'top right of page 6', 'touches': 'other', 'printed_was': None}, {'says': 'Sunil Kumar Menon Sunil', 'where': 'page 3, applicant signature', 'touches': 'name', 'printed_was': None}], 'linked_refs': [], 'loan_amount': 1500000, 'rate_spread': None, 'final_amount': 1500000, 'interest_rate': None, 'quality_issue': None, 'sanction_date': '2/8 NOV 2013', 'letter_version': None, 'reference_rate': None, 'applicant_email': None, 'applicant_names': ['MR SUNIL KUMAR MENON'], 'printed_altered': False, 'applicant_mobile': None, 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': '२२०१', 'district': None, 'floor_no': None, 'landmark': None, 'full_address': 'Shimpoli, Kandivali (W), इमारत क्रमांक २B, गाळा क्रमांक २२०१', 'village_city': 'Kandivali (W)', 'building_name': 'इमारत क्रमांक २B', 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'गाळयाच्या किंमतीपोटी रुपये', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': 'संकेत क्रमांक २६६- Shimpoli, Kandivali (W), योजनेतील इमारत क्रमांक / गाळा क्रमांक २BX २२०१ चे वितरण.', 'applicant_address_verbatim': 'MR SUNIL KUMAR MENON\nB-102,BHAWANI TOWER\nI.I.T POWAI\nMUMBAI-400076'}
Sanction letter IMG-20260728-WA0043 (1).jpg needs your check
legible
True
confidence
1
loan amount
1500000
final amount
1500000
sanction date
28 NOV 2013
applicant names
MR SUNIL KUMAR MENON
printed altered
False
balance transfer
False
property address
road: Shimpoli; Flat no: २२०१; Address: संकेत क्रमांक २६६- Shimpoli, Kandivali (W), योजनेतील इमारत क्रमांक / गाळा क्रमांक २B / २२०१; Village: Kandivali (W); Building: इमारत क्रमांक / गाळा क्रमांक २B; surve
final amount label
किंमतीपोटी रुपये
security address verbatim
संकेत क्रमांक २६६- Shimpoli, Kandivali (W), योजनेतील इमारत क्रमांक / गाळा क्रमांक २B / २२०१
applicant address verbatim
MR SUNIL KUMAR MENON B-102,BHAWANI TOWER I.I.T POWAI MUMBAI-400076
raw reading (for Abhijit)
{'lan': None, 'legible': True, 'purpose': None, 'borrowers': [], 'loan_type': None, 'confidence': 1, 'rate_words': None, 'handwritten': [], 'linked_refs': [], 'loan_amount': 1500000, 'rate_spread': None, 'final_amount': 1500000, 'interest_rate': None, 'quality_issue': None, 'sanction_date': '28 NOV 2013', 'letter_version': None, 'reference_rate': None, 'applicant_email': None, 'applicant_names': ['MR SUNIL KUMAR MENON'], 'printed_altered': False, 'applicant_mobile': None, 'balance_transfer': False, 'property_address': {'pin': None, 'road': 'Shimpoli', 'state': None, 'taluka': None, 'flat_no': '२२०१', 'district': None, 'floor_no': None, 'landmark': None, 'full_address': 'संकेत क्रमांक २६६- Shimpoli, Kandivali (W), योजनेतील इमारत क्रमांक / गाळा क्रमांक २B / २२०१', 'village_city': 'Kandivali (W)', 'building_name': 'इमारत क्रमांक / गाळा क्रमांक २B', 'survey_or_cts_no': 'संकेत क्रमांक २६६'}, 'insurance_premium': None, 'final_amount_label': 'किंमतीपोटी रुपये', 'includes_insurance': None, 'total_with_insurance': None, 'security_address_verbatim': 'संकेत क्रमांक २६६- Shimpoli, Kandivali (W), योजनेतील इमारत क्रमांक / गाळा क्रमांक २B / २२०१', 'applicant_address_verbatim': 'MR SUNIL KUMAR MENON B-102,BHAWANI TOWER I.I.T POWAI MUMBAI-400076'}
Payment screenshot IMG-20260730-WA0110.jpg needs your check
payments inside
bank: HDFC Bank; kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-07-30', 'page': 1, 'time': '16:04', 'payee': 'THINKBIGZ INITIATIVE', 'amount': 10884.0, 'direction': 'debit', 'narration': None, 'proof_ki
raw reading (for Abhijit)
{'payments_inside': {'bank': 'HDFC Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-07-30', 'page': 1, 'time': '16:04', 'payee': 'THINKBIGZ INITIATIVE', 'amount': 10884.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}
Technical record (for Abhijit — safe to ignore)
1h agoEzDocschallan_boxes_by_rules{'fp': '8195e77f045a778b', 'why': 'box 1 lost a number the case holds (1)', 'anew': 'first'}
7h agoEzDocsdraft_not_needed525{'why': "the team's own mail of 09 Oct, 11:32 already shared the e-filing copy", 'kind': 'index2_chase', 'words': "no index2 chase drafted — the team's own mail of 09 Oct, 11:32 already shared the e-filing copy"}
1d agoEzDocsreader_efiling_verdict{'fp': '4ba909d4fa2fd5f2', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required but is empty.',
1d agoEzDocsreader_mail_addition{'fp': 'f3ec9a88ff893a50', 'add': {}, 'why': 'The paper describes SHIMPOLI KANDIVALI W B. The mail does not describe a property.', 'asked': True, 'quote': '', 'same_property': False}
3d agoEzDocsemail_shadowed:index2_chase{'to': 'harshal.ghorpade@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/GHKP/0526/5098049) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
3d agoEzDocsdraft_withdrawn{'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['fee_quote']}
6d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
7d agoEzDocsallotment_read{'fp': '8f94f9ca59a6dcae', 'city': 'Kandivali (W)', 'file': 'Allotment letter (1).pdf', 'node': None, 'wing': None, 'asked': True, 'doc_id': '8efbe02e-114e-4ee6-b083-776472deb2db', 'issuer': 'MUMBAI HOUSING AND AREA DEVE
7d agoEzDocscards_read{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'SANCTION LETTER PADMINI.pdf', 'cards': 0, 'doc_id': '454103cf-c40f-47af-95bc-7363dbc7d145', 'applied': 0}
7d agoEzDocscards_read{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'IMG-20260514-WA0045.jpg', 'cards': 1, 'doc_id': '9d4f7b43-9f16-41b1-a77d-d54c8b1ffc38', 'applied': 0}
7d agoEzDocsproperty_self_check{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Village', 'why': '
7d agoEzDocskyc_address_read{'doc': 'aadhaar', 'pin': '400076', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': None, 'doc_id': '9d4f7b43-9f16-41b1
7d agoEzDocslesson456{'why': "this challan is not this case's customer's — nothing is taken from it", 'form': 'challan', 'lessons': [], 'skipped': "made for SUNIL KUMAR RAMCHANDRAN MENON — none of this case's people", 'challan_doc': '6d8b97e
7d agoEzDocshidden_payment_scan{'file': 'IMG-20260730-WA0110.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'aec72463-2f70-4cea-b97c-93633250059d', 'fetched': True}
7d agoEzDocspayment_found_in_statement{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260730-WA0110
7d agoEzDocsstale_claim_flagged{'age_days': 70, 'claim_date': '2026-07-30'}
7d agoEzDocsclaim_part_duplicate{'utr': None, 'date': '2026-07-30', 'parts': 1, 'amount': 10884.0, 'claimed_total': 10884.0}
7d agoEzDocsreader_home_address{'fp': '1f7d0e531701f332', 'from': 'the sanction letter (IMG-20260728-WA0043 (1).jpg)', 'home': {'pin': '400076', 'area': 'I.I.T POWAI', 'flat': 'B-102', 'state': 'MAHARASHTRA', 'building': 'BHAWANI TOWER', 'district': '
7d agoEzDocsmoney_settled{'fp': 'c30c4a0837f05bbc', 'held': 1133000.0, 'asked': True, 'action': 'agrees', 'agrees': True, 'amount': 1133000.0, 'papers': [{'lan': '', 'file': 'IMG-20260728-WA0043 (1).jpg', 'kind': 'sanction_letter', 'dated': '28
7d agoEzDocspapers_not_this_case{'why': "a sanction letter on this file carries a loan account number that is neither this case's nor a digit or two from it — it is another borrower's paper, and nothing on this case may be read from it", 'papers': [{'l
7d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-08T08:32:56', 'why': 'reading', 'open': 21, 'mails': [{'at': '2026-09-12 07:11', 'id': '1a09474b1b1b84e6', 'from': 'us', 'gist': 'The team needs an Index 2 copy for NOI filing.', 'subject': 'Re:
7d agoEzDocsquestions_held475{'why': "not a question for the bank — it stays on the case's page for the team", 'held': [{'why': 'one paper only — nothing to set against it', 'about': 'Index II copy missing'}]}
7d agoEzDocschallan_found_on_case{'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SUNIL KUMAR RAMCHANDRAN MENON EchallanMH007433096202627E.pdf',
7d agoEzDocsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: NHL/GHKP/0526/509
7d agoEzDocsproperty_address_extracted{'confidence': 1, 'Address': 'संकेत क्रमांक २६६- Shimpoli, Kandivali (W), योजनेतील इमारत क्रमांक / गाळा क्रमांक २B / २२०१'}
7d agoEzDocspaper_restored_by_reading470{'why': "EzDocs (reading the whole file) writes SUNIL KUMAR MENON as this file's own person — the paper had been set aside by a letter-by-letter check of the name; it counts again and is read afresh", 'file': 'IMG-20260728
7d agoEzDocscase_read{'how': 'uri', 'tag': '58bbb348758a47a5', 'docs': ['SANCTION LETTER PADMINI.pdf', 'Allotment letter (1).pdf', 'IMG-20260514-WA0045.jpg', 'IMG-20260514-WA0044.jpg'], 'loan': {'amount': 1133000, 'made_of': [{'what': 'Sanct
7d agoEzDocspan_by_reading443{'now': 'AFNPM2413H', 'was': None, 'why': 'EzDocs (reading the whole file) — which knows whose card a PAN is — puts this PAN on the borrower, the card IMG-20260514-WA0044.jpg printing SUNIL KUMAR RAMCHANDRAN MENON; the row
7d agoEzDocspan_by_reading443{'now': None, 'was': 'AFNPM2413H', 'why': 'EzDocs (reading the whole file) gives this PAN to the borrower (Sunil Kumar Menon); this row held it', 'person': 'Sunil Kumar Menon'}
7d agoEzDocsmoney_settled{'fp': '5320734dab5f68b0', 'held': 1133000.0, 'asked': True, 'action': 'agrees', 'agrees': True, 'amount': 1133000.0, 'papers': [{'lan': '', 'file': 'Allotment letter (1).pdf', 'kind': 'sanction_letter', 'dated': '2/8 NO

Case diary the case’s history — what happened, newest day first

Papers
2 still needed for the challan
Applicant's Aadhaar Card, Applicant's PAN Card
Money
₹10,884 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Index II pending
Waiting on the government.
Next — whose move
The government
Index II
For you to check: The work is done — our fee of ₹10,900.37 is still not in our account. Chase the branch for it. Payment proof is from 2026-07-30 — an old receipt?
Today · 15 Oct1 thing
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
10:00
Yesterday · 14 Oct2 things — 2 steps
EzDocs checked the e-filing boxes against the papers
02:24
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
02:24
12 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03283 | NHL/GHKP/0526/5098049
10:00
An old draft withdrew itself — its asks were already answered
10:00
9 Oct1 thing — 1 step
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
12:01
8 Oct34 things — 8 documents received · 3 letters written · 3 money steps · 1 caution · 19 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
14:05
EzDocs took 39 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
14:05
The loan amount was worked out from the papers
14:03
Not asked of the bank — what the reading stopped on means the same, or is not the property
14:02
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
14:02
An old draft withdrew itself — its asks were already answered
14:02
Property address read from the sanction letter
14:02
EzDocs read the whole file
14:02
The loan amount was worked out from the papers
14:02
Documents the branch had sent were fetched from the mail thread
14:02
Property address read from the sanction letter
14:02
Received: Sanction letter
Allotment letter (1).pdf
14:02
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
14:02
Challan re-read against the case — matches exactly
14:02
Received: Challan
SUNIL KUMAR RAMCHANDRAN MENON EchallanMH007433096202627E.pdf
14:02
The branch's payment screenshot was read
14:02
Received: Payment screenshot
IMG-20260730-WA0110.jpg
14:02
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
14:02
Received: PAN card
IMG-20260514-WA0044.jpg
14:02
Co-applicant added
14:02
Co-applicant added
14:02
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03283
14:02
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-03283
14:02
Received: Aadhaar
IMG-20260514-WA0045.jpg
14:02
Selfie checked — a live one
A real selfie — usable for the e-filing.
14:02
Received: Selfie
IMG-20260721-WA0041 (1).jpg
14:01
Received: Sanction letter
IMG-20260728-WA0043 (1).jpg
14:01
A copy INSIDE a bundle cannot be used — that document is asked for on its own; the rest of the file counts
14:01
The loan amount was worked out from the papers
14:01
Property address read from the sanction letter
14:01
Received: Sanction letter
SANCTION LETTER PADMINI.pdf
14:01
EzDocs read the whole trail as one conversation — where the case stands is on the page
14:01
Nothing new to ask for — stayed quiet
14:00
Case opened from the branch's mail
14:00
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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