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Cases/NOI-2026-03062

Aruna Tejesh Karadage

PNB_HFLLAN HOU/KOP/0926/5224827Loan ₹16,52,000NOI
File on IGRMails & papers 5

Correct a detail

Payment seen with your own eyes

A note for the history

Undo a verification

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again

Kind of case — the amount follows it

Who paid the challan

Papers

a file on a mail that is not here

Out of turn

A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
GRAS ↗
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 20:50
Documents
Payment
Challan
done 30 Sep, 21:23 · GRAS ↗
Filing
in the tray 14d 21h · IGR e-filing ↗
our moveChallan paid · the history says: The bank has sent the loan documents and paid the fees. The team has generated and shared the challan. The team is waiting for the Index II copy and a colour…whole case so far 14d 22h
For you to check1
1 difference(s) between the papers to look at once — none stops the challan. See them →
CONFIRM THE PROPERTY — then file
Building, Floor, Flat / shop no are empty — the portal will not take a blank.
✗ EzDocs found boxes that do NOT agree with the document (7h ago) — open the verification page; they are marked in red.
Fill it on the verification page first →
See the boxes — read from the Index II
District
Kolhapur
Taluka
Shirol
Village
Dharangutti
Number type
GAT
Number
349/48
Building
(empty)
Floor
(empty)
Flat / shop no
(empty)
Area
151.84
Hadd
Kolhapur Municipal Corporation
Read from the Index II on file — the government's own words for this property. SALE DEED INDEX II (18).pdf open it
To look first, or to fix a box, open the verification page — the document beside every box.
NEXT STEPour move

File the NOI on the IGR site

The challan is paid. The co-pilot fills the portal from the case; you check and submit.

Before opening the portal: Mortgagor pages: TEJESH SURESH KARADAGE is named on the sanction letter (CamScanner 09-30-2026 20.47.29.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
5 more things to check before Save
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• TEJESH SURESH KARADAGE: PAN missing — no PAN card of TEJESH SURESH KARADAGE is read on the file — the PAN cards on it (KARADAGE ARUNA TEJESH, CamScanner 09-30-2026 20.47.29.pdf) are beside the form; type the PAN off the person's own card
• TEJESH SURESH KARADAGE: birth date missing — no PAN card of TEJESH SURESH KARADAGE is read on the file — the PAN cards on it (KARADAGE ARUNA TEJESH, CamScanner 09-30-2026 20.47.29.pdf) are beside the form; type the birth date off the person's own card
• 6 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: road, Second number, Property type, Flat no, Floor, Building
• changed — landmark: the case held NEAR DHARANGATTI ROAD; filled NEAR CHAITANYA LAWNS — EzDocs (reading the whole file), from the sanction letter, reads it so
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 15 Oct8 things
An old draft withdrew itself — its asks were already answered
16:14
The challan's address boxes were written from the papers
15:57
EzDocs took 13 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
15:57
An old draft withdrew itself — its asks were already answered
14:20
The branch's title document is on the case — the filing is the NOI team's move
12:12
Received: Index II
SALE DEED INDEX II (18).pdf
11:56
Received: logo
image002.jpg
11:56
Received: other
image010.jpg
11:56
Yesterday · 14 Oct1 thing — 1 step
EzDocs checked the e-filing boxes against the papers
01:23
12 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03062 | HOU/KOP/0926/5224827
10:00
An old draft withdrew itself — its asks were already answered
10:00
9 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03062 | HOU/KOP/0926/5224827
10:00
An old draft withdrew itself — its asks were already answered
10:00
6 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03062 | HOU/KOP/0926/5224827
10:00
An old draft withdrew itself — its asks were already answered
10:00
3 Oct1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03062 | HOU/KOP/0926/5224827
10:00
1 Oct1 thing — 1 step
EzDocs read the whole file
00:56
30 Sep35 things — 2 documents received · 5 letters written · 2 money steps · 4 cautions · 22 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
21:27
A file was read again from the start — everything inside it now counts
21:25
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
21:25
Challan re-read against the case — matches exactly
21:25
A paper was read again — the team's value showed the first reading was wrong
21:25
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
21:23
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
21:23
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
21:23
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
21:23
Challan re-read against the case — matches exactly
21:23
Received: Challan
KARADAGE ARUNA TEJESH EchallanMH011194761202627E.pdf
21:23
SANDEEP pressed Proceed on the challan — what was changed is kept
21:22
EzDocs found something to check before the form is saved
21:20
EzDocs took 24 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
21:20
SANDEEP pressed Proceed on the challan — what was changed is kept
21:19
EzDocs found something to check before the form is saved
21:15
EzDocs read the whole trail as one conversation — where the case stands is on the page
21:12
EzDocs read the whole file
21:02
Everything for the challan is in — queued
Papers and money are in — the challan is next.
21:01
Wrote the acknowledgement mail — held, silent mode
KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5: ARUNA TEJESH KARADAGE: HOU/KOP/0926/5224827
21:01
An old draft withdrew itself — its asks were already answered
21:01
An old draft withdrew itself — its asks were already answered
21:01
The challan's address boxes were written from the papers
21:01
EzDocs read the whole trail as one conversation — where the case stands is on the page
21:01
The file seems to show a payment to us but no row could be read — open it
21:01
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
21:01
The loan amount was worked out from the papers
21:01
Property address read from the sanction letter
21:01
Received: Sanction letter
CamScanner 09-30-2026 20.47.29.pdf
21:01
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03062
21:01
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-03062
21:01
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
21:01
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
21:01
The branch's own fee working disagrees with the law
21:01
Case opened from the branch's mail
21:00
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
8 of 9 in hand · the challan is done — these are for the filing / KYC
Applicant's Selfie / Photo — for the e-filing visit later
8 in hand
✓Sanction letteropen
✓Paid challan (GRAS)open
✓A mail's picture (a signature logo, a banner) — not a paperopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Aadhaar card — inside CamScanner 09-30-2026 20.47.29.pdfopen
✓Payment screenshot — money verified — inside CamScanner 09-30-2026 20.47.29.pdfopen
✓PAN card — inside CamScanner 09-30-2026 20.47.29.pdfopen
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 5 files
The file, as EzDocs remembers it6 open
The file contains the sanction letter and KYC for Aruna Tejesh Karadage, but is missing the co-applicant's KYC cards, the technical report, and the Index II. The property is an open plot (Plot No. 48) at Rukmini Paradise, Dharangutti, Shirol, Kolhapur. The loan is 16,52,000 including insurance, whic
○the photo — the branch
○property — flat / unit — the branch
○property — floor — the branch
7 more
○property — area — the branch
○property — area unit — the branch
○property — title deed held — the branch
?the papers disagree on Property: Taluka (the sanction letter: Kolhapur; the branch's mail of 30 Sep: SHIROL) — Confirm that the property is in Shirol Taluka and file under SRO Shirol.
?unsure of Date of mortgage — No MOTD or Index II of this purchase is present in the scanned bundle, so the date of mortgage/deposit of title deeds cannot be verified.
?unsure of Hadd type — The limits clause/local body information is not available in the sanction letter.
?unsure of Area — No technical report, Index II, or title deed is available to confirm the plot's area.
the branch's last mail (2026-10-15): The branch is sending the challan for reference. · brought: title deed held
read once, kept; every new mail and paper is read against this note · kept 2026-10-15T06:27 UTC
Moneyall of it is in
₹15,150.10
Reached our account 30 Sep 16:31:59.
How we know
Our own bank told us — 30 Sep 16:31
₹15,241 · UTR AXNGG27329385725 · from JD-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.15241.00,30-09-2026 16:31:59 thru NEFT from AXNGG27329385725/GOOGLE INDIA DIGITAL. Aval Bal 261431.95 CR Helpline 18001800/18002021-PNB”
Matched by: AMOUNT ALONE — a little over our ask
? Matched on the amount only — check it
Bank messageScreenshotCase
Transaction number…385725—–
Amount₹15,241—fee ₹15,150.10✓
TimeWed 30 Sep, 16:31—–
Paid by——Aruna Tejesh Karadage–
The working
Stamp duty 0.3%4,970
Registration fee 0.5%8,270
Government handling320
Our service fee1,500
Total we ask for15,150.10
By law ₹15,132. We ask ₹15,060 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby EzDocs, from the Index II
GAT, 349/48, Dharangutti, 416102
read from the Index II · e-filing boxes 28 of 34 ready
Check the property →the boxes beside the paper
People
ARUNA TEJESH KARADAGE · applicantBLCPB1429G
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