⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
YOGESH Garkivad
LAN NHL/ARNG/0926/5212467Loan ₹3,62,000NOIMake the challanMails & papers 3 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
5 Oct, 16:11
Documents
Payment
done 5 Oct, 16:14
Challan
in the tray 8d 9h · GRAS ↗
Filing
on the IGR site · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveReady for challanwhole case so far 8d 9h
NEXT STEPour move
Make the challan on GRAS, then upload it here
Documents complete, money verified. Five small steps, ten minutes.
How — the five small steps
- Open GRAS for this case — the co-pilot walks the menu and stops on the challan form.
- The form fills itself from the case; green boxes are filled, orange ones want your eyes.
- Check the figures match the ones above.
- Solve the captcha, press Proceed, pay by the team's netbanking — the captcha and the money are always yours.
- Download the challan PDF and drop it here — the GRN is read, every figure re-checked, the bank mail written (held on Draft mails for your Send).
✗ EzDocs found boxes that do NOT agree with the document (8d ago) — open the verification page; they are marked in red.
Half the challan is paid (0.3% stamp duty ✓). Still to pay: 0.5% registration fee ₹1,820 — make that challan on GRAS (the co-pilot will warn to pay only this), then upload it here too.
Historywhat happened on this case, newest first
5 Oct66 things
challan boxes gathered
boxes gathered
challan boxes by rules
property attrs split
A file was read again from the start — everything inside it now counts
Property re-read from this bank's ruling source (ICICI: the technical report)
reading error456
One challan of two is paid — the other head is still to pay
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
YOGESH BHAGWAN GAIKWAD EchallanMH011404010202627E.pdf
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
challan boxes by rules
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
challan boxes by rules
reader mail addition — by ezdocs:reader
quoted history checked
extra challan scanned
applicant name corrected from letter
property self check
kyc address read
The home address was read off the papers — by ezdocs:reader
file note490
applicant name by reading455 — by ezdocs:reader
case read — by ezdocs:reader
pan by reading443
boxes gathered
challan boxes by rules
A box the papers had not filled was read off a paper and corrected
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03162
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
documents read together
The file seems to show a payment to us but no row could be read — open it
money settled — by ezdocs:reader
money not settled
applicant email captured
roles from letter
applicant row from letter
Property address read from the sanction letter
applicant name corrected from letter
roles from letter
sanction handwritten
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
money settled — by ezdocs:reader
money not settled
mortgage date unclear
case read started — by ezdocs:reader
motd secured amount
Received: MOTD
Yogesh Gaikawad.pdf
Received: other
image001.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
Papers3 still to come
6 of 9 in hand · for the challan and the filing
✓MOTDopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
✓ PAN and Aadhaar name the same person — checked by the engine: YOGESH BHAGWAN GAIKWAD · Bhavana Yogesh Gaikwad
Mails & papers →every paper, beside its mail · 3 files
The file, as the engine remembers it13 open
Completed successfully.
○the photo — the branch
○the Index II — the branch
○YOGESH Garkivad — PAN — the branch
○YOGESH Garkivad — date of birth — the branch
○YOGESH Garkivad — home building — the branch
○YOGESH Garkivad — home flat — the branch
○YOGESH Garkivad — home road — the branch
○YOGESH Garkivad — home PIN — the branch
○YOGESH Garkivad — home village / city — the branch
○property — flat / unit — the branch
… and 3 more
?unsure of local_body_type — No paper on the file specifies the local body's type for the limits clause.
the branch's last mail (2026-10-05): The branch asks for help with the challan and has attached documents.
read once, kept; every new mail and paper is read against this note · kept 2026-10-05T10:44 UTC
Moneyall of it is in
₹4,740.03
Reached our account 29 Sep 11:21:09.
How we know
Our own bank told us — 29 Sep 11:21
₹4,722 · UTR 987202705681 · from VD-HDFCBN-S
“Successful! You have received Rs. 4722.00 via HDFC Bank SmartHub Vyapar from SUSHIL RAJ . RRN-987202705681 , Check: https://1.hdfc.bank.in/HDFCBK/s/lRv4OVk9”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · counted full inside our buffer
The papers do not settle what this loan is. The sanction letter is missing from the file, so the loan amount cannot be verified. Open the sanction letter and confirm the figure before paying.
The working
Stamp duty 0.3%1,100
Registration fee 0.5%1,820
Government handling320
Our service fee1,500
Total we ask for4,740.03
By law ₹4,716. We ask ₹4,740 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
Plot No. 17, Disha Samarth Part B, GAT, 106, Satara, 431001
read from the sanction letter · e-filing boxes 36 of 46 ready
Check the property →the boxes beside the paper
People
YOGESH Garkivad · applicant—YOGESH BHAGWAN GAIKWAD · applicantBNJPA8170Q
rendered in 6.92 s · 133 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f