ANUJA GAURAV GADAKH
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- The work is done — our fee of ₹42,130.63 is still not in our account. Chase the branch for it.
why?
Day by day — every step and who held it
Next step
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
⚠ 2 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| The sanction letter BASE | 411015 … TOWN, Sr. No. 12/1, 12/2+3, 12/4/29,, At – Dhanori, Pune - 411015, Pune, Pune, MAHARASHTRA, India, 411015 411015 |
| The Index II DIFFERS | 411001 … मुद्रांक शुल्क सवलत घेणेत आलेली आहे) (Survey Number : 12; ) 411001 |
| The PAN card | GAURAV SAMPATRAO GADAKH |
| The sanction letter DIFFERS | GAURAV SAMPATRAO GADAΚΗ |
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. The engine writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper29 Aug, 19:58 · 45d ago THE APP JOINED HERE — earlier mails are on Gmail
Kindly provide NOI challan caption case.
Thanks
6 more mails in between — open
29 Aug, 20:09 · 45d ago
Pls share clear photo copy of applicants pan cards for challan initiation,
earlier mails quoted below
29 Aug, 20:15 · 45d ago
Pls check attached pan card copy.
29 Aug, 20:17 · 45d ago
We will initiate the challan for the same.
For NOI filing, we need an Index 2 copy and a colour live selfie photo of the applicants..
earlier mails quoted below
29 Aug, 20:24 · 45d ago
Pls check attached index 2 and will provide the live photo tomorrow.
Internal
Dear Team,
Pls share clear photo copy of applicants pan cards for challan initiation,
earlier mails quoted below
29 Aug, 20:38 · 45d ago
earlier mails quoted below
01 Sep, 16:01 · 42d ago
Kindly resolve NOI Pendency – Clear Selfie photo.
earlier mails quoted below
01 Sep, 16:14 · 42d ago
Please find attached photo's
earlier mails quoted below
05 Sep, 17:09 · 38d ago
TEAM,
PFA: Downloaded e-filing for your reference..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Tue, 1 Sept 2026 at 16:15, Sambhaji Shivaji Mane <sambhaji.mane@phfl.com>
wrote:
earlier mails quoted below
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Index IIthe branch sent this — an input | E2-805 freesearchigrservice.maharashtra.gov.in_isaritaHTMLReportSuchiKramank2_RegLive.pdf | filed | 45d ago |
| PAN card | DocScanner 29-Aug-2026 08-14 PM.pdf | filed | 45d ago |
| PAN card | Gorakh pan.pdf | filed | 45d ago |
| PAN card | IMG-20260829-WA0054.jpg | filed | 45d ago |
| Payment screenshot | IMG-20260829-WA0051.jpg | filed | 45d ago |
| Selfie / photo | IMG-20260829-WA0055.jpg | filed | 45d ago |
| Selfie / photo | IMG-20260829-WA0053.jpg | filed | 45d ago |
| PAN card | IMG-20260829-WA0052.jpg | filed | 45d ago |
| Aadhaar card | New Doc 08-21-2023 18.54.pdf | filed | 45d ago |
| Aadhaar card | ID Card 02-08-2024 12.31_1.pdf | filed | 45d ago |
| Sanction letter | Sanction letter - 2026-08-29T192230.722.pdf | filed | 45d ago |
| Other | image001.png | filed | 42d ago |
| Selfie / photo | 1000054241.jpg | filed | 42d ago |
| Selfie / photo | 1000054137.jpg | filed | 42d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹42,130.63
waiting for the credit
₹42,200 969743426276
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹25,310 | ₹15,000 | ₹320 | ₹1,500 | ₹42,130 |
why?
Property (must be perfect)
The property, paper by paper side by side, the base paper first
UNIT FLAT NO 805, FLOOR 8TH FLOOR, BLOCK PHASE 5 BUILDING E WING E2, PROJECT GANGA NEW TOWN, SR. NO. 12/1, 12/2+3, 12/4/29, AT – DHANORI, PUNE - 411015, PUNE, PUNE, MAHARASHTRA, INDIA, 411015
411015
bhu-maapana, potahissaa va gharakramaanka (asalyaasa) paalikeche naava:pune ma.na.paa. itara varnana :, itara maahiti: mauje dhaanori yethila sa. nan. 12, hissaanan. 1/2/3/4/29 yaa milakativara baandhanyaata aalelyaa gangaa nyutaauna yaa yojanetila pheja 5 madhila imaarata kra.i-2 madhila aathavyaa majalyaavarila phlata nan.805 yaansi kaarapeta kshetra 94.33 chau. mi. va draaya baalkaniche kshetra 2.64 chau. mi va opana baalkaniche kshetra 4.35 chau. mi. va eka kavharda kaara paarkinga saha. (sadara sadanikaa milakata kharedidaara mahilaa asalyaane dinaanka 31 maarcha 2021 rojichaa mahaaraashtra mudraanka adhiniyama aadesha kramaanka-mudraanka - 2021/anau.san.kra.12/pra.kra. 107/ma-1(dhorana) anvaye % takke kami mudraanka shulka savalata gheneta aaleli aahe) (SURVEY NUMBER : 12; )
411001
UNIT FLAT NO 805 FLOOR 8TH FLOOR BLOCK PHASE 5 BUILDING E WING E2 PROJECT GANGA NEW TOWN SR NO 12/1
12/2 3 12/4/29 AT DHANORI PUNE - PUNE MAHARASHTRA
PUNE
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | GAURAV SAMPATRAO GADAKH | AWAPG2438G | …4098 |
| mortgagor | ANUJA GAURAV GADAKH | BPCPM4908K | …3629 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | pankaj.kokate@pnbhousing.com | 45d ago |
What the engine read from each document — check anything marked in red
1990-06-11
BPCPM4908K
ANUJA GAURAV GADAKH
raw reading (for Abhijit)
{'dob': '1990-06-11', 'pan': 'BPCPM4908K', 'name': 'ANUJA GAURAV GADAKH', 'aadhaar_last4': None}1990-03-16
AWAPG2438G
GAURAV SAMPATRAO GADAKH
raw reading (for Abhijit)
{'dob': '1990-03-16', 'pan': 'AWAPG2438G', 'name': 'GAURAV SAMPATRAO GADAKH', 'aadhaar_last4': None}index2_input
pin: 411001; doc_no: 27577/2026; village: धानोरी; doc_kind: सूची क्र.2; doc_year: 2026; sro_name: दुय्यम निबंधक : सह दु.नि. हवेली 10; area_text: 94.33 चौ. मीटर; mortgagee: अनुजा गौरव गडाख; filing_fee: 30000; mortgagors:
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '411001', 'doc_no': '27577/2026', 'village': 'धानोरी', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'दुय्यम निबंधक : सह दु.नि. हवेली 10', 'area_text': '94.33 चौ. मीटर', 'mortgagee': 'अनुजा गौरव गडाख', 'filing_fee': 30000, 'mortgagors': ['श्री बालाजी असोसिएट्स पुणे एलएलपी तर्फे भागीदार श्री. अनुराग सुभाष गोयल'], 'stamp_duty': 514100, 'filing_date': '2026-08-25', 'loan_amount': 8567305, 'property_text': 'भू-मापन, पोटहिस्सा व घरक्रमांक (असल्यास) पालिकेचे नाव:पुणे म.न.पा. इतर वर्णन :, इतर माहिती: मौजे धानोरी येथील स. नं. 12, हिस्सानं. 1/2/3/4/29 या मिळकतीवर बांधण्यात आलेल्या गंगा न्यूटाऊन या योजनेतील फेज 5 मधील इमारत क्र.ई-2 मधील आठव्या मजल्यावरील फ्लॅट नं.805 यांसी कारपेट क्षेत्र 94.33 चौ. मी. व ड्राय बाल्कनीचे क्षेत्र 2.64 चौ. मी व ओपन बाल्कनीचे क्षेत्र 4.35 चौ. मी. व एक कव्हर्ड कार पार्किंग सह. (सदर सदनिका मिळकत खरेदीदार महिला असल्याने दिनांक 31 मार्च 2021 रोजीचा महाराष्ट्र मुद्रांक अधिनियम आदेश क्रमांक-मुद्रांक - 2021/अनौ.सं.क्र.12/प्र.क्र. 107/म-1(धोरण) अन्वये % टक्के कमी मुद्रांक शुल्क सवलत घेणेत आलेली आहे) (Survey Number : 12; )', 'survey_numbers': ['12', '1/2/3/4/29']}}1994-02-19
ABAPG0000G
SAURAV SAMRATRAO GADAKH
raw reading (for Abhijit)
{'dob': '1994-02-19', 'pan': 'ABAPG0000G', 'name': 'SAURAV SAMRATRAO GADAKH', 'aadhaar_last4': None}969743426276
2026-08-29
42200
PhonePe
Vyapar.********2080@hdf...
THINK BIGZ INITIATIVE P...
raw reading (for Abhijit)
{'utr': '969743426276', 'date': '2026-08-29', 'amount': 42200, 'method': 'PhonePe', 'payee_upi': 'Vyapar.********2080@hdf...', 'payee_name': 'THINK BIGZ INITIATIVE P...', 'payer_name': None, 'debit_notification_text': None}1990-06-11
ANUJA GAURAV GADAKH
raw reading (for Abhijit)
{'dob': '1990-06-11', 'pan': None, 'name': 'ANUJA GAURAV GADAKH', 'aadhaar_last4': None}1990-06-11
Anuja Gaurav Gadakh
3629
raw reading (for Abhijit)
{'dob': '1990-06-11', 'pan': None, 'name': 'Anuja Gaurav Gadakh', 'aadhaar_last4': '3629'}1990-03-16
Gaurav Sampatrao Gadakh
4098
raw reading (for Abhijit)
{'dob': '1990-03-16', 'pan': None, 'name': 'Gaurav Sampatrao Gadakh', 'aadhaar_last4': '4098'}HOU/PM/0826/5200216
Housing Loan, Housing
1
8031000
8.1
19-Aug-2026
4
ANUJA GAURAV GADAKH, GAURAV SAMPATRAO GADAΚΗ
pin: 411015; state: MAHARASHTRA; flat_no: 805; district: Pune; floor_no: 8th floor; full_address: Unit Flat No 805, Floor 8th floor, Block Phase 5 Building E Wing E2, Project GANGA NEW TOWN, Sr. No. 12/1, 12/2+3, 12/4/29
401550
True
8432550
Unit Flat No 805, Floor 8th floor, Block Phase 5 Building E Wing E2, Project GANGA NEW TOWN, Sr. No. 12/1, 12/2+3, 12/4/29,, At – Dhanori, Pune - 411015, Pune, Pune, MAHARASHTRA, India, 411015
raw reading (for Abhijit)
{'lan': 'HOU/PM/0826/5200216', 'loan_type': 'Housing Loan, Housing', 'confidence': 1, 'loan_amount': 8031000, 'interest_rate': 8.1, 'sanction_date': '19-Aug-2026', 'letter_version': '4', 'applicant_names': ['ANUJA GAURAV GADAKH', 'GAURAV SAMPATRAO GADAΚΗ'], 'property_address': {'pin': '411015', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '805', 'district': 'Pune', 'floor_no': '8th floor', 'landmark': None, 'full_address': 'Unit Flat No 805, Floor 8th floor, Block Phase 5 Building E Wing E2, Project GANGA NEW TOWN, Sr. No. 12/1, 12/2+3, 12/4/29,, At – Dhanori, Pune - 411015, Pune, Pune, MAHARASHTRA, India, 411015', 'village_city': 'Dhanori', 'building_name': 'Block Phase 5 Building E Wing E2, Project GANGA NEW TOWN', 'survey_or_cts_no': 'Sr. No. 12/1, 12/2+3, 12/4/29'}, 'insurance_premium': 401550, 'includes_insurance': True, 'total_with_insurance': 8432550, 'security_address_verbatim': 'Unit Flat No 805, Floor 8th floor, Block Phase 5 Building E Wing E2, Project GANGA NEW TOWN, Sr. No. 12/1, 12/2+3, 12/4/29,, At – Dhanori, Pune - 411015, Pune, Pune, MAHARASHTRA, India, 411015'}kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}kind: payment_screenshot; payments: [{'utr': '969743426276', 'date': '2026-08-29', 'page': 1, 'time': '19:52', 'payee': 'THINK BIGZ INITIATIVE P...', 'amount': 42200.0, 'direction': 'debit', 'narration': 'PhonePe Transac
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '969743426276', 'date': '2026-08-29', 'page': 1, 'time': '19:52', 'payee': 'THINK BIGZ INITIATIVE P...', 'amount': 42200.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T260829195216456788033', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '1660', 'account_holder': None}}Technical record (for Abhijit — safe to ignore)
| 1h ago | ezdocs:reader | reader_efiling_verdict | {'fp': 'db6007314d707fa9', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required but is empty.', |
| 2h ago | ezdocs:reader | reader_mail_addition | {'fp': '40fd399a704c1f0c', 'add': {}, 'why': "The mail does not provide any additional property details not already present in the paper's address.", 'asked': True, 'quote': '', 'same_property': True} |
| 17d ago | system:ingest | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 17d ago | system:ingest | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 17d ago | system:ingest | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 20d ago | system:extract | boxes_gathered | {'how': 'uri', 'why': 'quick sweep', 'docs': ['E2-805 freesearchigrservice.maharashtra.gov.in_isaritaHTMLRe', 'Sanction letter - 2026-08-29T192230.722.pdf', 'New Doc 08-21-2023 18.54.pdf', 'ID Card 02-08-2024 12.31_1.pdf |
| 20d ago | system:extract | address_compared | {'sig': 'e710a23dc2c7cf10', 'why': 'after gather', 'people': [{'home': '', 'person': 'ANUJA GAURAV GADAKH', 'against': [], 'home_src': '', 'party_id': 'f8cd628d-4ef5-44a3-9aa5-ff9b14b9442e'}, {'home': '', 'person': 'GAUR |
| 20d ago | system:extract | challan_boxes_by_rules | {'fp': '0e9df2d213910d60', 'why': "the reader wrote words the base paper does not print (SURVEY) — the paper's own words are typed, as printed"} |
| 20d ago | system:extract | property_self_check | {'ok': True, 'why': "the reader judged every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 18, 'trigger': 'after the Index II takeover'} |
| 20d ago | system:extract | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'E2-805 freesearchigrservice.maharashtra.gov.in_isaritaHTMLReportSuchiKrama |
| 20d ago | system:extract | index2_people_checked | {'doc_id': '56d8da74-512e-4ec8-8a66-7139a32d472e', 'differs': 0, 'matched': [{'score': 1.0, 'person': 'ANUJA GAURAV GADAKH', 'pan_agrees': True}], 'not_on_case': 0} |
| 20d ago | system:payments | expectation_recorded_silently | {'why': 'the thread already holds a challan — no quote mail, but the figure is needed to judge the payment', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is judged against', 'exp |
| 20d ago | system:payments | claim_applied_on_quote | {'utr': '969743426276', 'parts': 1, 'claimed_total': 42200.0} |
| 20d ago | system:payments | receivable_created | {'expected': 42130.63} |
| 20d ago | system:ingest | efiling_found_on_case | {'now': 'AWAITING_INDEX2', 'was': 'EXTRACTION_REVIEW', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trig |
| 20d ago | system:payments | hidden_payment_scan | {'file': 'IMG-20260829-WA0051.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '21aff5a4-64f6-482b-9bd5-82d3178db353', 'fetched': True} |
| 20d ago | system:payments | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260829-WA0051 |
| 20d ago | system:payments | claim_held_until_quote | {'utr': '969743426276', 'why': 'payment proof arrived before the case was quoted; held on the case and applied the moment the receivable exists', 'date': '2026-08-29', 'payee': 'THINK BIGZ INITIATIVE P...', 'amount': 422 |
| 23d ago | system:payments | hidden_payment_scan | {'file': 'image001.png', 'kind': 'other', 'found': 0, 'doc_id': 'af4829b8-ea36-4dcf-8d36-44b4a0b7553c', 'fetched': True} |
| 28d ago | system:ingest | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_asked', 'fee_paid', 'challa |
| 42d ago | system:reconcile | property_english_healed | {'now': {'pin': None, 'flat': '805', 'village': 'Dhanori', 'building': 'Ganga Newtown, Phase 5, Building E-2', 'area_sq_m': 94.33}, 'was': {'flat_no': None, 'village_city': 'धानोरी', 'building_name': None}, 'why': 'Engli |
| 42d ago | system:reconcile | property_english_healed | {'now': {'pin': None, 'flat': '805', 'village': 'Dhanori', 'building': 'Ganga Newtown, Phase 5, Building E-2', 'area_sq_m': 94.33}, 'was': {'flat_no': None, 'village_city': 'धानोरी', 'building_name': None}, 'why': 'Engli |
| 42d ago | system:reconcile | property_english_healed | {'why': 'the reading errored; one retry on the next sweep, then a person must look', 'failed': True} |
| 42d ago | system:reconcile | property_english_healed | {'why': 'the reading errored; one retry on the next sweep, then a person must look', 'failed': True} |
| 42d ago | system:reconcile | base_adopted_from_sanction | {'now': 8432550.0, 'was': 8031000.0, 'why': 'the sanction letter on file states a total WITH insurance — that is the fee base; the figures re-work themselves'} |
| 42d ago | system:emails | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': [None]} |
| 42d ago | system:ingest | document_received | {'file': '1000054137.jpg', 'doc_type': 'selfie', 'confidence': 1.0} |
| 42d ago | system:ingest | document_received | {'file': '1000054241.jpg', 'doc_type': 'selfie', 'confidence': 1.0} |
| 42d ago | system:ingest | challan_inferred_from_desk_mail | {'why': "the desk's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread"} |
| 42d ago | system:ingest | document_received | {'file': 'image001.png', 'doc_type': 'other', 'confidence': 1.0} |