⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Disha Umesh Shetty
LAN HOU/GHKP/0926/5230885Loan ₹1,47,90,000NOIWaiting for the Index IIMails & papers 3 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
1 Oct, 13:58
Documents
Payment
done 1 Oct, 14:07
Challan
took 2h 48m · GRAS ↗
Filing
waiting 12d 5h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The team has received the documents and payment, and has generated and shared the challan. The team is waiting for the branch to send the Index II copy to…whole case so far 12d 8h
Needs your eyes1
1 difference(s) between the papers to look at once — none stops the challan. See them →
CONFIRM THE PROPERTY — then file
The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Mumbai
Taluka
ANDHERI
Village
ANDHERI WEST, Mumbai
Number type
(empty)
Number
(empty)
Building
PLATINUM TOWER 7, D N NAGAR TIRUPATI CHSL
Floor
12th FLOOR
Flat / shop no
FLAT NO 1202
Area
(empty)
Hadd
Mumbai
Read from the sanction letter, not the Index II. Sanction_letter (20) (1).pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (12d ago) — open the verification page; they are marked in red.
Number type, Number, Area are empty — the portal will not take a blank. Fill it on the verification page first →
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• Mortgagor pages: UMESH SHYAMA SHETTY is named on the sanction letter (Sanction_letter (20) (1).pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• Mortgagor pages: SUJATHA UMESH SHETTY is named on the sanction letter (Sanction_letter (20) (1).pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 15 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• Build Up Area not on file — read it off the Index II / sale deed
• check — person 1's PAN: the whole-file reading says BXWPS4105C, the case holds AKYPS8626E
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
10 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03093 | HOU/GHKP/0926/5230885
An old draft withdrew itself — its asks were already answered
7 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03093 | HOU/GHKP/0926/5230885
An old draft withdrew itself — its asks were already answered
2 Oct6 things — 1 letter written · 5 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03093 | HOU/GHKP/0926/5230885
case read — by ezdocs:reader
case read started — by ezdocs:reader
challan boxes gathered
boxes gathered
challan boxes composed
1 Oct52 things — 7 documents received · 3 letters written · 1 money step · 41 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
A file was read again from the start — everything inside it now counts
Property re-read from this bank's ruling source (ICICI: the technical report)
reading error456
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
DISHA UMESH SHETTY EchallanMH011250102202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
copilot pick — by copilot
copilot check ok — by copilot
copilot pick — by copilot
EzDocs read the whole trail as one conversation — where the case stands is on the page
quoted history checked
extra challan scanned
The home address was read off the papers — by ezdocs:reader
case read — by ezdocs:reader
property self check
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
challan boxes composed
documents read together
PAN found inside the KYC file — no need to ask for it
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03093
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
money settled — by ezdocs:reader
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
credit seen before bill
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
IMG-20260930-WA0023.jpg
Received: PAN card
KYC (7).pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Sanction letter
Sanction_letter (20) (1).pdf
Received: Selfie
300608.jpg
Received: Selfie
300610.jpg
Received: Selfie
300609.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
6 of 8 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓PAN cardopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 7 files
Moneyall of it is in
₹61,200.90
Reached our account 30 Sep 20:28:27.
How we know
Our own bank told us — 30 Sep 20:28
₹61,170 · UTR 663948888243 · from JM-HDFCBN-S
“Successful! You have received Rs. 61170.00 via HDFC Bank SmartHub Vyapar from MS DISHA U . RRN-663948888243 , Check: https://1.hdfc.bank.in/HDFCBK/s/RMAZMpnG”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
The working
Stamp duty 0.3%44,380
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for61,200.90
By law ₹61,190. We ask ₹61,200 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
FLAT NO 1202, 12th FLOOR, PLATINUM TOWER 7, D N NAGAR TIRUPATI CHSL, ANDHERI WEST, Mumbai, 400053
read from the sanction letter · e-filing boxes 29 of 34 ready
Check the property →the boxes beside the paper
People
DISHA UMESH SHETTY · applicantBXWPS4105C
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