Cases / NOI-2026-01158

Sunil Dasharath Raundal

LAN HOU/NSK/0726/5157483 Index II shared · done All documents Mails & papers 4

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).

What the e-filing still needs4 still to come

3 of 7 in hand.
the challan is done — these are for the IGR filing / KYC

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓Selfie / photoopen

Applicant's Aadhaar Card — still needed

Applicant's PAN Card — still needed

Payment Screenshot with UTR — still needed

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

Sanction Letter — for our file — the challan does not wait for it

All files (4)A label is wrong? Fix it under All documents.

For you to check

Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it.
The work is done — our fee of ₹18,640 is still not in our account. Chase the branch for it.

MoneyWaiting for the credit

₹18,640

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 of ₹18,640 — we only count a credit our bank shows us.

Stamp duty 0.3%6,310

Registration fee 0.5%10,510

Government handling320

Our service fee1,500

Total we ask for18,640

By law ₹18,620. We ask ₹18,640 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹18,600 — accept as full (₹40 = our margin).

BANK'S TABLE — INSIDE OUR BUFFER

Bank table ₹18,600. We ask ₹18,640. Difference ₹40 — OK (our margin). Accept ₹18,600 as full. Nothing to collect.

Their own rows add to ₹17,100, their total says ₹18,600 — a ₹1,500 slip in their sheet. Not ours to fix.

why?

Their DHC is ₹300 on the sheet, ours ₹320 (Avinash's policy margin); their rows are rounded. By the Koli ruling (3 Sep) a total inside ₹60 / 0.25% of our ask is paid in full.

the branch's own words

The branch's mail said: the bank's own rows sum to Rs.17,100 but its total says Rs.18,600

The money may already be here — 2 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 41 hour time · 8 Sep 16:23

Index II 94 h 07 minour time · 15 Sep 00:08

the NOI team 11 d 8 hthe branch 46 d 18 htotal 58 d 3 h

Complete.

Day by day — every step and who held it

18 Jul 20:24Your branch's mail

3 Sep 15:22Papers from your branch+46 d 18 h · the branch

3 Sep 15:27Fee quoted+5 min · the NOI team

3 Sep 15:27Papers readat once

3 Sep 15:27Property readat once

3 Sep 15:28Papers readat once

8 Sep 16:23Challan made+5 d · the NOI team

15 Sep 00:08Index II sent+6 d 7 h · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹21,00,000

Loan account no.

HOU/NSK/0726/5157483

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI filing process is complete. The NOI team has shared the government's Index II for case closure.

the history says the next move is with no one — the case is finished — case closed

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-09-03) “PFA Index II & applicant photo.”

✓ fee paid — the branch's words — done, mail 1 (2026-09-03) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 3 (2026-09-08) “PFA: Downloaded e-filing for your reference..”

✓ Index II asked for — done, mail 1 (2026-09-03) “For NOI filing, we need an Index 2 copy and a colour live selfie photo of the applicants..”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-03) “PFA Index II & applicant photo.”

✓ filed on the IGR site — done, mail 3 (2026-09-08) “PFA: Downloaded e-filing for your reference..”

✓ e-filing copy shared — done, mail 3 (2026-09-08) “PFA: Downloaded e-filing for your reference..”

✓ NOI Index II shared — done, mail 4 (2026-09-09) “PFA noi index 2 for case closure.”

read over 4 mail(s), last mail 2026-09-09 · read 31d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 31d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

PA piyush.aher@phfl.com phfl.com
03 Sep, 15:22 · 43d ago THE APP JOINED HERE — earlier mails are on Gmail

Re[2]: Process 0.3 & 0.5 Challan in case of Loan No: HOU/NSK/0726/5157483 Applicant Name: SUNIL DASHARATH RAUNDAL.

📎 sunil raundal index.pdf ↗📎 IMG_20260903_151827.jpg ↗📎 image002.jpg ↗📎 image001.jpg ↗

Dear Team,

PFA Index II & applicant photo.

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

earlier mails quoted below

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 18-07-2026 08:33 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com)
Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (nasik.branch@pnbhousing.com)
Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No: HOU/NSK/0726/5157483 Applicant Name: SUNIL DASHARATH RAUNDAL.

 Exercise Secured by Check Point

T eam,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need an Index 2 copy and a colour live selfie photo of the applicants..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Sat, 18 Jul 2026 at 20:27, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name SUNIL DASHARATH RAUNDAL

Lan No HOU/NSK/0726/5157483

Loan Amount 2100000

LOAN AMOUNT 2100000
0.30% 6300
0.50% 10500
FEES 1500
DHC 300
TOTAL 18,600

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

From: Chetan Deepak Moule (chetan.moule@phfl.com)
Date: 18-07-2026 07:36 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com)
Subject: Sunil Roundal Challan documents.pdf

🤖 read: documents attached

OL The NOI teamTYPED IN GMAIL
04 Sep, 07:18 · 42d ago

Team

we will process the NOI for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 3 Sept 2026 at 15:27, Piyush Santosh Aher <piyush.aher@phfl.com>

wrote:

earlier mails quoted below

Dear Team,

PFA Index II & applicant photo.

Thanks & Regards,

*Piyush S Aher*

Branch Operation Executive

Nashik Branch

Direct: +91-253-2311672 <+91%20253%20231%201672>

Toll Free: 1800 120 8800

Website-www.pnbhousing.com

*PHFL Home Loans and Services Limited*

----- Original Message -----
------------------------------
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 18-07-2026 08:33 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com)
Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (
nasik.branch@pnbhousing.com)
Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No:
HOU/NSK/0726/5157483 Applicant Name: SUNIL DASHARATH RAUNDAL.

 Secured by Check Point
Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, we need an Index 2 copy
and a colour live selfie photo of the applicants..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Sat, 18 Jul 2026 at 20:27, Piyush Santosh Aher <piyush.aher@phfl.com>
wrote:

> Dear Team,
>
> Kindly process 0.3 & 0.5 Challan in below case.
>
>
> Customer Name
> SUNIL DASHARATH RAUNDAL
>
> Lan No
> HOU/NSK/0726/5157483
>
> Loan Amount 2100000
>
>
> LOAN AMOUNT 2100000
> 0.30% 6300
> 0.50% 10500
> FEES 1500
> DHC 300
> TOTAL 18,600
>
>
> *Sanction Letter attached
> *Customer Aadhar Card / co applicant attached
> *Customer pan Card / co applicant attached
> *Index II Copy OTC.
> *Form A2 or Soft copy of photograph attached
> *Payment details attached
>
>
> SRO No
>
> Thanks & Regards,
>
> *Piyush S Aher*
>
> Branch Operation Executive
>
> Nashik Branch
>
> Direct: +91-253-2311672 <+91%20253%20231%201672>
>
> Toll Free: 1800 120 8800
>
> Website-www.pnbhousing.com
> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzphYzkzMzhhNDgzZTI2ODI5ZDZhMTNlMzVhMjI2MTcwNjo3OmNkZGI6NjNhNjhlYzliMzZjNGZiN2Q1YzY4YTVmOGE4NTFkZWFiZmE4OTYzNzdiMmE2MjlhOWZjYjczOGJlNmMwYTRlYjpoOkY6Rg>
>
> *PHFL Home Loans and Services Limited*
>
>
>
> ----- Forwarded Message -----
> ------------------------------
> From: Chetan Deepak Moule (chetan.moule@phfl.com)
> Date: 18-07-2026 07:36 pm
> To: Piyush Santosh Aher (piyush.aher@phfl.com)
> Subject: Sunil Roundal Challan documents.pdf
>
>
>

🤖 read: NOI filed on IGR — promised for later — “we will process the NOI for the same.”

OL The NOI teamTYPED IN GMAIL
08 Sep, 12:59 · 38d ago

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 4 Sept 2026 at 07:18, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team

we will process the NOI for the same.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Thu, 3 Sept 2026 at 15:27, Piyush Santosh Aher <piyush.aher@phfl.com>
wrote:

> Dear Team,
>
> PFA Index II & applicant photo.
>
> Thanks & Regards,
>
> *Piyush S Aher*
>
> Branch Operation Executive
>
> Nashik Branch
>
> Direct: +91-253-2311672 <+91%20253%20231%201672>
>
> Toll Free: 1800 120 8800
>
> Website-www.pnbhousing.com
>
> *PHFL Home Loans and Services Limited*
>
>
>
> ----- Original Message -----
> ------------------------------
> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
> Date: 18-07-2026 08:33 pm
> To: Piyush Santosh Aher (piyush.aher@phfl.com)
> Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (
> nasik.branch@pnbhousing.com)
> Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No:
> HOU/NSK/0726/5157483 Applicant Name: SUNIL DASHARATH RAUNDAL.
>
> > Secured by Check Point
> Team,
>
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same. For NOI filing, we need an Index 2 copy
> and a colour live selfie photo of the applicants..
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Sat, 18 Jul 2026 at 20:27, Piyush Santosh Aher <piyush.aher@phfl.com>
> wrote:
>
>> Dear Team,
>>
>> Kindly process 0.3 & 0.5 Challan in below case.
>>
>>
>> Customer Name
>> SUNIL DASHARATH RAUNDAL
>>
>> Lan No
>> HOU/NSK/0726/5157483
>>
>> Loan Amount 2100000
>>
>>
>> LOAN AMOUNT 2100000
>> 0.30% 6300
>> 0.50% 10500
>> FEES 1500
>> DHC 300
>> TOTAL 18,600
>>
>>
>> *Sanction Letter attached
>> *Customer Aadhar Card / co applicant attached
>> *Customer pan Card / co applicant attached
>> *Index II Copy OTC.
>> *Form A2 or Soft copy of photograph attached
>> *Payment details attached
>>
>>
>> SRO No
>>
>> Thanks & Regards,
>>
>> *Piyush S Aher*
>>
>> Branch Operation Executive
>>
>> Nashik Branch
>>
>> Direct: +91-253-2311672 <+91%20253%20231%201672>
>>
>> Toll Free: 1800 120 8800
>>
>> Website-www.pnbhousing.com
>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzphYzkzMzhhNDgzZTI2ODI5ZDZhMTNlMzVhMjI2MTcwNjo3OmNkZGI6NjNhNjhlYzliMzZjNGZiN2Q1YzY4YTVmOGE4NTFkZWFiZmE4OTYzNzdiMmE2MjlhOWZjYjczOGJlNmMwYTRlYjpoOkY6Rg>
>>
>> *PHFL Home Loans and Services Limited*
>>
>>
>>
>> ----- Forwarded Message -----
>> ------------------------------
>> From: Chetan Deepak Moule (chetan.moule@phfl.com)
>> Date: 18-07-2026 07:36 pm
>> To: Piyush Santosh Aher (piyush.aher@phfl.com)
>> Subject: Sunil Roundal Challan documents.pdf
>>
>>
>>

🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

OL The NOI teamTYPED IN GMAIL
09 Sep, 13:08 · 37d ago

Team,

PFA noi index 2 for case closure.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974 <(809)%20724-4974>*

On Tue, 8 Sept 2026 at 12:59, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Fri, 4 Sept 2026 at 07:18, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team
>
> we will process the NOI for the same.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Thu, 3 Sept 2026 at 15:27, Piyush Santosh Aher <piyush.aher@phfl.com>
> wrote:
>
>> Dear Team,
>>
>> PFA Index II & applicant photo.
>>
>> Thanks & Regards,
>>
>> *Piyush S Aher*
>>
>> Branch Operation Executive
>>
>> Nashik Branch
>>
>> Direct: +91-253-2311672 <+91%20253%20231%201672>
>>
>> Toll Free: 1800 120 8800
>>
>> Website-www.pnbhousing.com
>>
>> *PHFL Home Loans and Services Limited*
>>
>>
>>
>> ----- Original Message -----
>> ------------------------------
>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
>> Date: 18-07-2026 08:33 pm
>> To: Piyush Santosh Aher (piyush.aher@phfl.com)
>> Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (
>> nasik.branch@pnbhousing.com)
>> Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No:
>> HOU/NSK/0726/5157483 Applicant Name: SUNIL DASHARATH RAUNDAL.
>>
>> >> Secured by Check Point
>> Team,
>>
>> We acknowledge the receipt of your mail documents and payment. We will
>> initiate the challan for the same. For NOI filing, we need an Index 2 copy
>> and a colour live selfie photo of the applicants..
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>> On Sat, 18 Jul 2026 at 20:27, Piyush Santosh Aher <piyush.aher@phfl.com>
>> wrote:
>>
>>> Dear Team,
>>>
>>> Kindly process 0.3 & 0.5 Challan in below case.
>>>
>>>
>>> Customer Name
>>> SUNIL DASHARATH RAUNDAL
>>>
>>> Lan No
>>> HOU/NSK/0726/5157483
>>>
>>> Loan Amount 2100000
>>>
>>>
>>> LOAN AMOUNT 2100000
>>> 0.30% 6300
>>> 0.50% 10500
>>> FEES 1500
>>> DHC 300
>>> TOTAL 18,600
>>>
>>>
>>> *Sanction Letter attached
>>> *Customer Aadhar Card / co applicant attached
>>> *Customer pan Card / co applicant attached
>>> *Index II Copy OTC.
>>> *Form A2 or Soft copy of photograph attached
>>> *Payment details attached
>>>
>>>
>>> SRO No
>>>
>>> Thanks & Regards,
>>>
>>> *Piyush S Aher*
>>>
>>> Branch Operation Executive
>>>
>>> Nashik Branch
>>>
>>> Direct: +91-253-2311672 <+91%20253%20231%201672>
>>>
>>> Toll Free: 1800 120 8800
>>>
>>> Website-www.pnbhousing.com
>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzphYzkzMzhhNDgzZTI2ODI5ZDZhMTNlMzVhMjI2MTcwNjo3OmNkZGI6NjNhNjhlYzliMzZjNGZiN2Q1YzY4YTVmOGE4NTFkZWFiZmE4OTYzNzdiMmE2MjlhOWZjYjczOGJlNmMwYTRlYjpoOkY6Rg>
>>>
>>> *PHFL Home Loans and Services Limited*
>>>
>>>
>>>
>>> ----- Forwarded Message -----
>>> ------------------------------
>>> From: Chetan Deepak Moule (chetan.moule@phfl.com)
>>> Date: 18-07-2026 07:36 pm
>>> To: Piyush Santosh Aher (piyush.aher@phfl.com)
>>> Subject: Sunil Roundal Challan documents.pdf
>>>
>>>
>>>

🤖 read: Index II shared ✓ — “PFA noi index 2 for case closure.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Index IIthe branch sent this — an input	sunil raundal index.pdf	filed	43d ago
Selfie / photo	IMG_20260903_151827.jpg	filed	43d ago
Other	image002.jpg	filed	43d ago
Other	image001.jpg	filed	43d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹18,640

Where it stands
waiting for the credit

Screenshot claims
—

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹6,310	₹10,510	₹320	₹1,500	₹18,640

By law ₹18,620. We ask ₹18,640 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

22 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Interest Rate (%), Road, Property type (Open / Building / Open + Building), Title deed held by the bank (Agreement to Sale / Sale Deed …), Mobile (person 1) …

14 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number, First name (person 1), Middle name (person 1), Last name (person 1), PAN (person 1), Building (person 1), Floor (person 1), Flat / house no (person 1) …

✓ EzDocs checked every box against the document’s own words 31d ago — all agree.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (sunil raundal index.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1) पालिकेचे नाव:नाशिक म.न.पा. इतर वर्णन :, इतर माहितीः, इतर माहितीः तुकडी जिल्हा नाशिक -1 पोटतुकडी तालुका नाशिक पैकी नाशिक महानगरपालिका हद्दीतील रहिवासी विभागातील मौजे आडगांव येथील बिनशेती प्लॉट मिळकत यांसी गट नं. 342/23/344/2/प्लॉट/18 यांसी क्षेत्र 278.70 चौ. मी. यावर बांधकाम केलेल्या "युनिटी पार्क अपार्टमेंट" या नावाच्या इमारतीमधील दुसत्या मजल्यावरील फ्लॅट नं.04 यांसी क्षेत्र 850.00 चौ. फुट म्हणजेच 78.99 चौ. मी. बिल्टअप ही मिळकत. ( ( GAT NUMBER : 342/23/344/2/प्लॉट/18;))

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the Index II BASE — the challan follows this

sunil raundal index.pdf

the property
1) पालिकेचे नाव:नाशिक म.न.पा. इतर वर्णन :, इतर माहितीः, इतर माहितीः तुकडी जिल्हा नाशिक पोटतुकडी तालुका नाशिक पैकी नाशिक महानगरपालिका हद्दीतील रहिवासी विभागातील मौजे आडगांव-1 येथील बिनशेती प्लॉट मिळकत यांसी गट नं. 342/23/344/2/प्लॉट/18 यांसी क्षेत्र 278.70 चौ. मी. यावर बांधकाम केलेल्या "युनिटी पार्क अपार्टमेंट" या नावाच्या इमारतीमधील दुसत्या मजल्यावरील फ्लॅट नं.04 यांसी क्षेत्र 850.00 चौ. फुट म्हणजेच 78.99 चौ. मी. बिल्टअप ही मिळकत. ((GAT NUMBER : 342/23/344/2/प्लॉट/18;))

in English letters

1) PAALIKECHE NAAVA:NAASHIKA MA.NA.PAA. ITARA VARNANA :, ITARA MAAHITIH, ITARA MAAHITIH TUKADI JILHAA NAASHIKA POTATUKADI TAALUKAA NAASHIKA PAIKI NAASHIKA MAHAANAGARAPAALIKAA HADDITILA RAHIVAASI VIBHAAGAATILA MAUJE AADAGAANVA-1 YETHILA BINASHETI PLOTA MILAKATA YAANSI GATA NAN. 342/23/344/2/PLOTA/18 YAANSI KSHETRA 278.70 CHAU. MI. YAAVARA BAANDHAKAAMA KELELYAA "YUNITI PAARKA APAARTAMENTA" YAA NAAVAACHYAA IMAARATIMADHILA DUSATYAA MAJALYAAVARILA PHLATA NAN.04 YAANSI KSHETRA 850.00 CHAU. PHUTA MHANAJECHA 78.99 CHAU. MI. BILTAAPA HI MILAKATA. ((GAT NUMBER : 342/23/344/2/PLOTA/18;))

THE CHALLAN, as it will be typed · the unit's word put back as the paper prints it

Flat/Survey Number
FLAT NO 04 2ND FLOOR UNITY PARK GAT NO 342/23/344/2 PLOT NO 18

Locality/Road
ADGAON SHIVAR

Area/City
ADGAON

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	Sunil Dasharath Raundal	APBPR3059Q

All mail records (for Abhijit — safe to ignore)

Template	To	When
fee quote	piyush.aher@phfl.com	43d ago
document chase	piyush.aher@phfl.com	43d ago
document chase	piyush.aher@phfl.com	39d ago

What EzDocs read from each document — check anything marked in red

Index II sunil raundal index.pdf needs your check

kind
index2_input

extracted
doc_no: 7038/2026; village: आडगांव; doc_kind: सूची क्र.2; doc_year: 2026; sro_name: सह दु.नि. नाशिक 1; area_text: 1) 78.99 चौ. मीटर; filing_fee: 26000; mortgagors: ['मिराबाई वाल्मीक वाघ उर्फ मिरा रतन गवळे', 'वाल्मीक सखार

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'doc_no': '7038/2026', 'village': 'आडगांव', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'सह दु.नि. नाशिक 1', 'area_text': '1) 78.99 चौ. मीटर', 'filing_fee': 26000, 'mortgagors': ['मिराबाई वाल्मीक वाघ उर्फ मिरा रतन गवळे', 'वाल्मीक सखाराम वाघ'], 'stamp_duty': 156000, 'filing_date': '2026-07-23', 'loan_amount': 2600000, 'property_text': '1) पालिकेचे नाव:नाशिक म.न.पा. इतर वर्णन :, इतर माहितीः, इतर माहितीः तुकडी जिल्हा नाशिक पोटतुकडी तालुका नाशिक पैकी नाशिक महानगरपालिका हद्दीतील रहिवासी विभागातील मौजे आडगांव-1 येथील बिनशेती प्लॉट मिळकत यांसी गट नं. 342/23/344/2/प्लॉट/18 यांसी क्षेत्र 278.70 चौ. मी. यावर बांधकाम केलेल्या "युनिटी पार्क अपार्टमेंट" या नावाच्या इमारतीमधील दुसत्या मजल्यावरील फ्लॅट नं.04 यांसी क्षेत्र 850.00 चौ. फुट म्हणजेच 78.99 चौ. मी. बिल्टअप ही मिळकत. ( ( GAT NUMBER : 342/23/344/2/प्लॉट/18;))', 'survey_numbers': ['342/23/344/2/प्लॉट/18']}}

Other image001.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}

Technical record (for Abhijit — safe to ignore)

1d ago	EzDocs	reader_verdict	{'fp': 'e9d049e7558caea9', 'asked': True, 'missed': [], 'answers': [{'id': 0, 'why': "The challan box uses 'FLAT NO' and 'PLOT NO', but no paper is provided to confirm these exact words are printed before the numbers.",
1d ago	EzDocs	reader_efiling_verdict	{'fp': '8dd419fb6ace207d', 'asked': True, 'findings': [{'do': 'Provide the date of mortgage from the MOTD.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is a required field for the filing.', 'page': 'Start pa
1d ago	EzDocs	reader_verdict	{'fp': 'f78eb3c0208a53d8', 'asked': True, 'missed': [], 'answers': [{'id': 0, 'why': "I cannot tell if the words 'FLAT NO' and 'APARTMENT' are printed on a paper because no papers are provided.", 'real': True, 'quote':
1d ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 08 Sep, 12:59 shared the e-filing copy — the draft it answers is taken off", 'count': 1, 'kinds': ['fee_quote']}
20d ago	EzDocs	mail_read_as_shown	{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
31d ago	EzDocs	hidden_payment_scan	{'file': 'image002.jpg', 'kind': None, 'found': 0, 'doc_id': '0f1a2fc4-09ea-44d9-9484-beb494bc31c6', 'fetched': True}
31d ago	EzDocs	hidden_payment_scan	{'file': 'image001.jpg', 'kind': 'other', 'found': 0, 'doc_id': '21aaa650-563d-47a2-81b0-7eee079e534b', 'fetched': True}
31d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'index2_a
31d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'quick sweep', 'docs': ['sunil raundal index.pdf'], 'after': {'from': 'sunil raundal index.pdf', 'challan_boxes': {'box1': 'FLAT NO 04 2ND FLOOR UNITY PARK APARTMENT GAT NO 342/23/344/2 PLOT NO 18',
31d ago	EzDocs	challan_boxes_composed	{'fp': '7ba4234ab9b692f5', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 04 2ND FLOOR UNITY PARK APARTMENT GAT
31d ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'trigger': 'after the Index II takeover'}
31d ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'sunil raundal index.pdf', 'changed': {'taluka': {'was': None, 'index2': 'N
31d ago	EzDocs	index2_people_checked	{'doc_id': '40316973-e1de-4d44-aa36-db3ef3cc0214', 'differs': 0, 'matched': [{'score': 1.0, 'person': 'Sunil Dasharath Raundal', 'pan_agrees': False}], 'not_on_case': 1}
31d ago	EzDocs	index2_extra_purchaser	{'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': '40316973-e1de-4d44-aa36-db3e
31d ago	EzDocs	party_from_case_name	{'why': 'no KYC read yet — the applicant named on the case holds the boxes gathered from the letter and the mail until the cards land', 'name': 'Sunil Dasharath Raundal'}
31d ago	EzDocs	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
32d ago	EzDocs	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
32d ago	EzDocs	property_attrs_split	{'now': {'Number type': 'GAT', 'Second number type': 'PLOT', 'Number': '342/23/344/2', 'Second number': '18'}, 'was': {'Number type': 'GAT', 'Second number type': '', 'Number': '342/23/344/2/प्लॉट/18', 'Second number': ''}, 'why': "
38d ago	EzDocs	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NSK/0726/5157
38d ago	EzDocs	stage_follows_desk_challan_mail	{'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'}
38d ago	EzDocs	challan_inferred_from_desk_mail	{'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"}
39d ago	EzDocs	email_shadowed:doc_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NSK/0726/5157483), the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n 2. Applicant's
39d ago	EzDocs	draft_withdrawn	{'why': 'a fresher chase replaces it — the asks changed', 'count': 1}
42d ago	EzDocs	extra_challan_scanned	{'found': 0}
43d ago	EzDocs	email_shadowed:doc_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NSK/0726/5157483), the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n 2. Applicant's
43d ago	EzDocs	email_shadowed:fee_quote	{'to': 'piyush.aher@phfl.com', 'body': 'Dear Team,\n\nPlease check the calculation and account details for the captioned case (LAN: HOU/NSK/0726/5157483).\n\n NOI Charges & Service Fees Calculator - Nestly.in\n Loan Am
43d ago	EzDocs	receivable_created	{'expected': 18640.0}
43d ago	EzDocs	fee_notes	{'notes': ["total payable: bank says Rs.18,600, computed Rs.18,620 (difference Rs.-20) — desk DHC floor Rs.320 vs the Rs.300 on the bank's sheet — Rs.20 policy margin (gateway charges), not a bank error", 'branch quotes
43d ago	EzDocs	fee_mismatch_with_bank	{'differences': ["the bank's own rows sum to Rs.17,100 but its total says Rs.18,600"]}
43d ago	EzDocs	document_received	{'file': 'image001.jpg', 'doc_type': 'other', 'confidence': 1.0}

Case diary the case’s history — what happened, newest day first

Papers

3 still needed for the challan

Applicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR

Money

₹18,640 to come

No screenshot and no credit yet.

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

For you to check: Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it. The work is done — our fee of ₹18,640 is still not in our account. Chase the branch for it.

Yesterday · 15 Oct3 things

EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records