⚠The PNB mailbox has used 146% of what Google lets it send in 24 hours (730 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-02041
DEVIDAS MALLAYA GYALE
LAN 77000347256
Challan paid · waiting on the branch SHORT ₹490.08
Waiting for the Index IISend the draft 1All documentsMails & papers 13Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs3 still to come
7 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
The challan was paid on another loan figure. The file adds up to ₹23,700; it reads: ₹8,890 (stamp-duty head), ₹14,810 (registration head); this case’s figures say ₹24,190 (0.3% ₹9,190 + 0.5% ₹15,000 on a loan of ₹30,60,000); the challan itself says a loan of ₹29,60,000. the challan's figure is the sanction letter's loan amount. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
Selfie / photo (CANNOT BE READ — clear copy asked — this is a screenshot of a photo on a phone, not a live selfie)open
✓Technical reportopen
✓Aadhaar cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Property address — verified by EzDocs, from the technical report (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
All files (9)A label is wrong? Fix it under All documents.
For you to check
- Payment SHORT by ₹490.08 (₹25,750 of ₹26,240.08).
- Challan on file does not agree with the case. Open it before paying or sharing.
- Selfie / photo: copy on file cannot be used. A usable one is being asked for.
- GPay ₹25,750 announced at 13:52 has not settled into the PNB account (due 17:52). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
- Team quoted ₹25,750 on ₹29,60,000. Sanction letter gives ₹30,60,000 → ₹26,240. Open the letter; one figure is wrong.
MoneyAll of it is in
₹26,240.08CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹26,240.08 receivedpart of one Google settlement
Stamp duty 0.3%9,190
Registration fee 0.5%15,000
Government handling350
Our service fee1,700.08
Total we ask for26,240.08
the branch’s receipt claims ₹25,750 458243109115
paid 21 Sep 12:02:08 · verified 22 Sep 17:01:10 · 1 d 4 h later
How we know
Our own bank told us — 21 Sep 12:02
₹23,650 · UTR AXNGG26458971350 · from VM-PNBSMS-S · a/c …0581
“Ac XX0581 Credited with Rs.23650.00,21-09-2026 12:02:08 thru NEFT from AXNGG26458971350/GOOGLE INDIA DIGITAL. Aval Bal 142938.74 CR Helpline 18001800/18002021-PNB”
Matched by: part of one Google settlement split over several cases · one of several parts
By law ₹26,230. We ask ₹26,240 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 2 minour time · 21 Sep 19:40
Index II —not yet
the NOI team 23 d 21 hthe branch 2 d 4 htotal 26 d 1 h so far
Now with the NOI team — e-filing on IGR
since 22 Sep 17:01 — 22 d 23 h of working time
Day by day — every step and who held it
19 Sep 15:26Your branch's mail
19 Sep 15:27Fee quoted+1 min · the NOI team
19 Sep 15:28Papers readat once
19 Sep 15:28Property readat once
21 Sep 12:02Payment landed+1 d 20 h · the branch
21 Sep 19:28Papers from your branch+7 h 26 min · the branch
21 Sep 19:28Papers readat once
21 Sep 19:40Challan made+12 min · the NOI team
22 Sep 17:01Payment verified+21 h 21 min · the NOI team
Case facts
Bank
ICICI_HFC
Loan amount
₹30,60,000
Loan account no.
77000347256
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
EzDocs read these from the technical report. If they are right, press Confirm.
✗ EzDocs found boxes that do NOT agree with the document (23d ago) — open the verification page; they are marked in red.
See the boxes — read from the technical report
District
Chh. Sambhajinagar
Taluka
Chh. Sambhajinagar
Village
Jaysinghpura
Number type
PLOT
Number
01
Building
New Gulmohar Colony
Floor
Ground
Flat / shop no
01
Area
38.55
Hadd
Municipal Corporation
Read from the technical report, not the Index II. HRQ-26-151678_INDProcessRequest_2500320260919152543025.pdf open it · If an Index II is on file, read the property from it.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, EzDocs sees:
• Mortgagor pages: KOMAL DEVIDAS GYLAE is named on the sanction letter (KFSLetter_77000347256.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 19 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road
• Payment page: NO paid challan on this case fits its loan of 30,60,000 — GRN MH010577243202627E pays 8,890 + 14,810 (that is a loan of about 29,63,000): another customer's challan, or the loan on the file is wrong. The GRN, the amount and the date are left for a person.
• challan paid-date not on file — it is printed on the challan
• Loan Amount: 29,60,000 — the figure the paid challan prints (DEVIDAS MALLAYA GYALE EchallanMH01057724, GRN MH010577243202627E); the case holds 30,60,000. The notice is filed on the challan that was paid.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
The bank branch has sent the loan documents and paid the fee. The NOI team has shared the challan. The NOI team needs to ask for the Index II / sale deed to proceed with filing.
the history says the next move is with the NOI team — the Index II / sale deed
the branch last asked: Provide Challan
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ fee asked — done, mail 6 (2026-09-19) “Total Amount to be Paid to EZDOCS for NOI 25750.00”
✓ fee paid — the branch's words — done, mail 11 (2026-09-21) “Pfa payment receipt and sanction latter”
✓ challan made — done, mail 12 (2026-09-21) “PFA Challan for your reference.”
✓ challan shared — done, mail 12 (2026-09-21) “PFA Challan for your reference.”
read over 12 mail(s), last mail 2026-09-21 · read 23d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (23d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH010577243202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by EzDocs, not sent
Index II pending — NOI NOI-2026-02041 | 77000347256
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
KS
kishor.shinde@icicihfc.com icicihfc.com
19 Sep, 15:26 · 26d ago THE FIRST MAIL — how this case began
19 Sep, 15:26 · 26d ago THE FIRST MAIL — how this case began
Request to provide NOI CALCULATION case of Mr. DEVIDAS MALLAYA GYALE-- 10327731 ( 77000347256, 77000347257)
📎 1002960100.jpg↗📎 HRQ-26-151678_INDProcessRequest_2500320260↗📎 Gyale KYC.pdf↗📎 1002960095.jpg↗📎 image.png↗📎 ईसार पावती देविदास गायके.docx↗
Dear Team,
Request to provide NOI CALCULATION case of Mr. DEVIDAS MALLAYA GYALE-- 10327731 ( 77000347256, 77000347257)
LOAN AMT₹30,60,000
Thanks & Regards,
Kishor Shinde
Territory Business Manager
Chh Sambhaji Nagar
Mob - 9921470195
[cid:image001.jpg@01D43E15.F6F69EE0]
🤖 read: asks for the fee / a quote; documents attached — “Request to provide NOI CALCULATION case of Mr. DEVIDAS MALLAYA GYALE”
10 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
19 Sep, 15:29 · 26d ago
19 Sep, 15:29 · 26d ago
Team,
Kindly share sanction letter and payment screenshot for challan processing.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
On Sat, 19 Sept 2026 at 15:27, Kishor Shinde /DIST/ICICIHFC/ARBD <
kishor.shinde@icicihfc.com> wrote:
Dear Team,
Request to provide NOI CALCULATION case of Mr. DEVIDAS MALLAYA GYALE-- 10327731
(77000347256, 77000347257)
LOAN AMT 30,60,000
Thanks & Regards,
*Kishor Shinde*
*Territory Business Manager *
Chh Sambhaji Nagar
Mob - 9921470195
*[image: cid:image001.jpg@01D43E15.F6F69EE0]*
🤖 read: asks the branch for documents, the payment — “and payment screenshot for challan processing.”
OL
The NOI teamTYPED IN GMAIL
19 Sep, 15:30 · 26d ago
19 Sep, 15:30 · 26d ago
Team,
Loan account (LAN)processing
Loan amount₹30,60,000
Stamp duty 0.30%₹9,190
Registration fee 0.50%₹15,000
Total₹26,240
Kindly share the sanction letter and payment screenshot for chal .
NOI CALCULATOR
NOI Govt Fees
Govt.Document Handling Charges Fixed 350 350
Service Fees for NOI Filling 1700 1700
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
On Sat, 19 Sept 2026 at 15:27, Kishor Shinde /DIST/ICICIHFC/ARBD <
kishor.shinde@icicihfc.com> wrote:
Dear Team,
Request to provide NOI CALCULATION case of Mr. DEVIDAS MALLAYA GYALE-- 10327731
(77000347256, 77000347257)
LOAN AMT 30,60,000
Thanks & Regards,
*Kishor Shinde*
*Territory Business Manager *
Chh Sambhaji Nagar
Mob - 9921470195
*[image: cid:image001.jpg@01D43E15.F6F69EE0]*
🤖 read: asks the branch for documents, the payment — “Kindly share the sanction letter”
OL
The NOI teamTYPED IN GMAIL
19 Sep, 15:30 · 26d ago
19 Sep, 15:30 · 26d ago
Team,
Loan account (LAN)processing
Loan amount₹30,60,000
Stamp duty 0.30%₹9,190
Registration fee 0.50%₹15,000
Total₹26,240
Kindly share the sanction letter and payment screenshot for chal .
NOI CALCULATOR
NOI Govt Fees
Govt.Document Handling Charges Fixed 350 350
Service Fees for NOI Filling 1700 1700
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
On Sat, 19 Sept 2026 at 15:27, Kishor Shinde /DIST/ICICIHFC/ARBD <
kishor.shinde@icicihfc.com> wrote:
Dear Team,
Request to provide NOI CALCULATION case of Mr. DEVIDAS MALLAYA GYALE-- 10327731
(77000347256, 77000347257)
LOAN AMT 30,60,000
Thanks & Regards,
*Kishor Shinde*
*Territory Business Manager *
Chh Sambhaji Nagar
Mob - 9921470195
*[image: cid:image001.jpg@01D43E15.F6F69EE0]*
🤖 read: asks the branch for documents, the payment — “Kindly share the sanction letter and payment screenshot for challan processing.”
KJ
kamlesh.jadhav@icicihfc.com icicihfc.com
19 Sep, 17:52 · 25d ago
19 Sep, 17:52 · 25d ago
Dear Team,
Please revised NOI calculation
Loan amt₹29,60,000
Sent from Outlook for Android<https://aka.ms/AAb9ysg>
earlier mails quoted below
________________________________
From: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
Sent: Saturday, 19 September 2026 15:30:33
To: Kishor Shinde /DIST/ICICIHFC/ARBD <kishor.shinde@icicihfc.com>; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com>
Cc: Kamlesh Jadhav / /ICICIHFC/ARBD <kamlesh.jadhav@icicihfc.com>; Shubham Ingole /DISTP/ICICIHFC/ARBD <shubham.ingole@icicihfc.com>; Omkar Deshmukh /DISTP/ICICIHFC/ARBD <omkar.deshmukh@icicihfc.com>
Subject: Re: Request to provide NOI CALCULATION case of Mr. DEVIDAS MALLAYA GYALE-- 10327731 (77000347256, 77000347257)
CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.
Team,
Kindly share the sanction letter and payment screenshot for challan processing.
NOI CALCULATOR
Loan Amount Including Insurance 3,060,000
NOI Govt Fees Stamp Duty 0.30% 9190.00
Registration Fees 0.50% 15000.00
Govt.Document Handling Charges Fixed 350 350
Service Fees for NOI Filling 1700 1700
Total Amount FOR NOI 26240.00
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
On Sat, 19 Sept 2026 at 15:27, Kishor Shinde /DIST/ICICIHFC/ARBD <kishor.shinde@icicihfc.com<mailto:kishor.shinde@icicihfc.com>> wrote:
Dear Team,
Request to provide NOI CALCULATION case of Mr. DEVIDAS MALLAYA GYALE-- 10327731 (77000347256, 77000347257)
LOAN AMT 30,60,000
Thanks & Regards,
Kishor Shinde
Territory Business Manager
Chh Sambhaji Nagar
Mob - 9921470195
[cid:image001.jpg@01D43E15.F6F69EE0]
🤖 read: asks for the fee / a quote — “Please revised NOI calculation”
OL
The NOI teamTYPED IN GMAIL
19 Sep, 18:00 · 25d ago
19 Sep, 18:00 · 25d ago
Team
NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS
Loan amount₹29,60,000
Stamp duty 0.30%₹8,890
Registration fee 0.50%₹14,810
*Kindly check the calculation and account details to process the challan.*
NOI Govt Fees
Govt.Document Handling Charges Fixed 350 350
Service Fees for NOI Filling 1700 1700
Total Amount to be Paid to EZDOCS for NOI 25750.00
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
On Sat, 19 Sept 2026 at 17:52, Kamlesh Jadhav / /ICICIHFC/ARBD <
kamlesh.jadhav@icicihfc.com> wrote:
Dear Team,
Please revised NOI calculation
Loan amt
29,60,000
Sent from Outlook for Android <https://aka.ms/AAb9ysg>
------------------------------
*From:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
*Sent:* Saturday, 19 September 2026 15:30:33
*To:* Kishor Shinde /DIST/ICICIHFC/ARBD <kishor.shinde@icicihfc.com>;
Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Akshay
Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>;
Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <siddesh.ajvilkar@icicihfc.com>;
Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER <
parshuram.kandurakar@ext.icicihfc.com>
*Cc:* Kamlesh Jadhav / /ICICIHFC/ARBD <kamlesh.jadhav@icicihfc.com>;
Shubham Ingole /DISTP/ICICIHFC/ARBD <shubham.ingole@icicihfc.com>; Omkar
Deshmukh /DISTP/ICICIHFC/ARBD <omkar.deshmukh@icicihfc.com>
*Subject:* Re: Request to provide NOI CALCULATION case of Mr. DEVIDAS
MALLAYA GYALE-- 10327731 (77000347256, 77000347257)
CAUTION: External Email Warning - Do not click on any attachment or
links/URL in this email unless sender is reliable.
Team,
Kindly share the sanction letter and payment screenshot for challan
processing.
NOI CALCULATOR
Loan Amount Including Insurance 3,060,000
NOI Govt Fees Stamp Duty 0.30% 9190.00
Registration Fees 0.50% 15000.00
Govt.Document Handling Charges Fixed 350 350
Service Fees for NOI Filling 1700 1700
Total Amount FOR NOI 26240.00
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969 <+91%2088887%2006969>
On Sat, 19 Sept 2026 at 15:27, Kishor Shinde /DIST/ICICIHFC/ARBD <
kishor.shinde@icicihfc.com> wrote:
Dear Team,
Request to provide NOI CALCULATION case of Mr. DEVIDAS MALLAYA GYALE-- 10327731
(77000347256, 77000347257)
LOAN AMT 30,60,000
Thanks & Regards,
*Kishor Shinde*
*Territory Business Manager *
Chh Sambhaji Nagar
Mob - 9921470195
*[image: cid:image001.jpg@01D43E15.F6F69EE0]*
🤖 read: asks the branch for a clarification — “Kindly check the calculation and account details to process the challan.”
OL
The NOI teamTYPED IN GMAIL
21 Sep, 11:29 · 24d ago
21 Sep, 11:29 · 24d ago
Team,
Kindly share the *payment screenshot and sanction letter* for challan
processing.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
On Sat, 19 Sept 2026 at 18:00, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
wrote:
earlier mails quoted below
Team
*Kindly check the calculation and account details to process the challan.*
NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS
Loan Amount Including Insurance
2,960,000
NOI Govt Fees Stamp Duty 0.30% 8890.00
Registration Fees 0.50% 14810.00
Govt.Document Handling Charges Fixed 350 350
Service Fees for NOI Filling 1700 1700
Total Amount to be Paid to EZDOCS for NOI 25750.00
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969 <+91%2088887%2006969>
On Sat, 19 Sept 2026 at 17:52, Kamlesh Jadhav / /ICICIHFC/ARBD <
kamlesh.jadhav@icicihfc.com> wrote:
> Dear Team,
>
> Please revised NOI calculation
>
> Loan amt
> 29,60,000
>
> Sent from Outlook for Android <https://aka.ms/AAb9ysg>
> ------------------------------
> *From:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
> *Sent:* Saturday, 19 September 2026 15:30:33
> *To:* Kishor Shinde /DIST/ICICIHFC/ARBD <kishor.shinde@icicihfc.com>;
> Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>;
> Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>;
> Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <
> siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar
> /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com>
> *Cc:* Kamlesh Jadhav / /ICICIHFC/ARBD <kamlesh.jadhav@icicihfc.com>;
> Shubham Ingole /DISTP/ICICIHFC/ARBD <shubham.ingole@icicihfc.com>; Omkar
> Deshmukh /DISTP/ICICIHFC/ARBD <omkar.deshmukh@icicihfc.com>
> *Subject:* Re: Request to provide NOI CALCULATION case of Mr. DEVIDAS
> MALLAYA GYALE-- 10327731 (77000347256, 77000347257)
>
>
> CAUTION: External Email Warning - Do not click on any attachment or
> links/URL in this email unless sender is reliable.
>
> Team,
>
> Kindly share the sanction letter and payment screenshot for challan
> processing.
>
> NOI CALCULATOR
> Loan Amount Including Insurance 3,060,000
>
> NOI Govt Fees Stamp Duty 0.30% 9190.00
>
> Registration Fees 0.50% 15000.00
>
> Govt.Document Handling Charges Fixed 350 350
>
> Service Fees for NOI Filling 1700 1700
>
>
> Total Amount FOR NOI 26240.00
> Aradhana Rai
> NOI Coordinator | One Legal
> +91 8888706969 <+91%2088887%2006969>
>
>
> On Sat, 19 Sept 2026 at 15:27, Kishor Shinde /DIST/ICICIHFC/ARBD <
> kishor.shinde@icicihfc.com> wrote:
>
>
>
> Dear Team,
>
> Request to provide NOI CALCULATION case of Mr. DEVIDAS MALLAYA GYALE-- 10327731
> (77000347256, 77000347257)
>
> LOAN AMT 30,60,000
>
>
> Thanks & Regards,
>
> *Kishor Shinde*
> *Territory Business Manager *
> Chh Sambhaji Nagar
> Mob - 9921470195
>
> *[image: cid:image001.jpg@01D43E15.F6F69EE0]*
>
>
🤖 read: asks the branch for documents — “Kindly share the *payment screenshot and sanction letter* for challan processing.”
OL
The NOI teamTYPED IN GMAIL
21 Sep, 11:29 · 24d ago
21 Sep, 11:29 · 24d ago
Team
Kindly share the payment screenshot and sanction lett
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
On Sat, 19 Sept 2026 at 18:00, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
wrote:
earlier mails quoted below
Team
*Kindly check the calculation and account details to process the challan.*
NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS
Loan Amount Including Insurance
2,960,000
NOI Govt Fees Stamp Duty 0.30% 8890.00
Registration Fees 0.50% 14810.00
Govt.Document Handling Charges Fixed 350 350
Service Fees for NOI Filling 1700 1700
Total Amount to be Paid to EZDOCS for NOI 25750.00
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969 <+91%2088887%2006969>
On Sat, 19 Sept 2026 at 17:52, Kamlesh Jadhav / /ICICIHFC/ARBD <
kamlesh.jadhav@icicihfc.com> wrote:
> Dear Team,
>
> Please revised NOI calculation
>
> Loan amt
> 29,60,000
>
> Sent from Outlook for Android <https://aka.ms/AAb9ysg>
> ------------------------------
> *From:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
> *Sent:* Saturday, 19 September 2026 15:30:33
> *To:* Kishor Shinde /DIST/ICICIHFC/ARBD <kishor.shinde@icicihfc.com>;
> Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>;
> Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>;
> Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <
> siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar
> /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com>
> *Cc:* Kamlesh Jadhav / /ICICIHFC/ARBD <kamlesh.jadhav@icicihfc.com>;
> Shubham Ingole /DISTP/ICICIHFC/ARBD <shubham.ingole@icicihfc.com>; Omkar
> Deshmukh /DISTP/ICICIHFC/ARBD <omkar.deshmukh@icicihfc.com>
> *Subject:* Re: Request to provide NOI CALCULATION case of Mr. DEVIDAS
> MALLAYA GYALE-- 10327731 (77000347256, 77000347257)
>
>
> CAUTION: External Email Warning - Do not click on any attachment or
> links/URL in this email unless sender is reliable.
>
> Team,
>
> Kindly share the sanction letter and payment screenshot for challan
> processing.
>
> NOI CALCULATOR
> Loan Amount Including Insurance 3,060,000
>
> NOI Govt Fees Stamp Duty 0.30% 9190.00
>
> Registration Fees 0.50% 15000.00
>
> Govt.Document Handling Charges Fixed 350 350
>
> Service Fees for NOI Filling 1700 1700
>
>
> Total Amount FOR NOI 26240.00
> Aradhana Rai
> NOI Coordinator | One Legal
> +91 8888706969 <+91%2088887%2006969>
>
>
> On Sat, 19 Sept 2026 at 15:27, Kishor Shinde /DIST/ICICIHFC/ARBD <
> kishor.shinde@icicihfc.com> wrote:
>
>
>
> Dear Team,
>
> Request to provide NOI CALCULATION case of Mr. DEVIDAS MALLAYA GYALE-- 10327731
> (77000347256, 77000347257)
>
> LOAN AMT 30,60,000
>
>
> Thanks & Regards,
>
> *Kishor Shinde*
> *Territory Business Manager *
> Chh Sambhaji Nagar
> Mob - 9921470195
>
> *[image: cid:image001.jpg@01D43E15.F6F69EE0]*
>
>
🤖 read: asks the branch for the payment, documents — “Kindly share the payment screenshot”
OL
The NOI teamTYPED IN GMAIL
21 Sep, 11:30 · 24d ago
21 Sep, 11:30 · 24d ago
Team
- ✗ Aradha — na
*Kindly share the payment screenshot and sanction letter to process
the challan.Rai
NOI Coordinator | One Legal
+91 8888706969
On Sat, 19 Sept 2026 at 18:00, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
wrote:
earlier mails quoted below
Team
*Kindly check the calculation and account details to process the challan.*
NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS
Loan Amount Including Insurance
2,960,000
NOI Govt Fees Stamp Duty 0.30% 8890.00
Registration Fees 0.50% 14810.00
Govt.Document Handling Charges Fixed 350 350
Service Fees for NOI Filling 1700 1700
Total Amount to be Paid to EZDOCS for NOI 25750.00
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969 <+91%2088887%2006969>
On Sat, 19 Sept 2026 at 17:52, Kamlesh Jadhav / /ICICIHFC/ARBD <
kamlesh.jadhav@icicihfc.com> wrote:
> Dear Team,
>
> Please revised NOI calculation
>
> Loan amt
> 29,60,000
>
> Sent from Outlook for Android <https://aka.ms/AAb9ysg>
> ------------------------------
> *From:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
> *Sent:* Saturday, 19 September 2026 15:30:33
> *To:* Kishor Shinde /DIST/ICICIHFC/ARBD <kishor.shinde@icicihfc.com>;
> Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>;
> Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>;
> Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <
> siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar
> /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com>
> *Cc:* Kamlesh Jadhav / /ICICIHFC/ARBD <kamlesh.jadhav@icicihfc.com>;
> Shubham Ingole /DISTP/ICICIHFC/ARBD <shubham.ingole@icicihfc.com>; Omkar
> Deshmukh /DISTP/ICICIHFC/ARBD <omkar.deshmukh@icicihfc.com>
> *Subject:* Re: Request to provide NOI CALCULATION case of Mr. DEVIDAS
> MALLAYA GYALE-- 10327731 (77000347256, 77000347257)
>
>
> CAUTION: External Email Warning - Do not click on any attachment or
> links/URL in this email unless sender is reliable.
>
> Team,
>
> Kindly share the sanction letter and payment screenshot for challan
> processing.
>
> NOI CALCULATOR
> Loan Amount Including Insurance 3,060,000
>
> NOI Govt Fees Stamp Duty 0.30% 9190.00
>
> Registration Fees 0.50% 15000.00
>
> Govt.Document Handling Charges Fixed 350 350
>
> Service Fees for NOI Filling 1700 1700
>
>
> Total Amount FOR NOI 26240.00
> Aradhana Rai
> NOI Coordinator | One Legal
> +91 8888706969 <+91%2088887%2006969>
>
>
> On Sat, 19 Sept 2026 at 15:27, Kishor Shinde /DIST/ICICIHFC/ARBD <
> kishor.shinde@icicihfc.com> wrote:
>
>
>
> Dear Team,
>
> Request to provide NOI CALCULATION case of Mr. DEVIDAS MALLAYA GYALE-- 10327731
> (77000347256, 77000347257)
>
> LOAN AMT 30,60,000
>
>
> Thanks & Regards,
>
> *Kishor Shinde*
> *Territory Business Manager *
> Chh Sambhaji Nagar
> Mob - 9921470195
>
> *[image: cid:image001.jpg@01D43E15.F6F69EE0]*
>
>
🤖 read: asks the branch for the payment, documents
KS
kishor.shinde@icicihfc.com icicihfc.com
21 Sep, 19:28 · 23d ago
21 Sep, 19:28 · 23d ago
Dear Team,
Provide Challan
Thanks & Regards,
Kishor Shinde
Territory Business Manager
Chh Sambhaji Nagar
Mob - 9921470195
From: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
Sent: Monday, September 21, 2026 11:30 AM
To: Kamlesh Jadhav / /ICICIHFC/ARBD <kamlesh.jadhav@icicihfc.com>
Cc: Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC
TOWER <parshuram.kandurakar@ext.icicihfc.com>; Shubham Ingole /DISTP/ICICIHFC/ARBD <shubham.ingole@icicihfc.com>; Omkar Deshmukh /DISTP/ICICIHFC/ARBD <omkar.deshmukh@i
earlier mails quoted below
On Sat, 19 Sept 2026 at 18:00, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:
Team
Kindly check the calculation and account details to process the challan.
NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS
Loan Amount Including Insurance
2,960,000
NOI Govt Fees
Stamp Duty
0.30%
8890.00
Registration Fees
0.50%
14810.00
Govt.Document Handling Charges Fixed
350
350
Service Fees for NOI Filling
1700
1700
Total Amount to be Paid to EZDOCS for NOI
25750.00
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
On Sat, 19 Sept 2026 at 17:52, Kamlesh Jadhav / /ICICIHFC/ARBD < kamlesh.jadhav@icicihfc.com > wrote:
Dear Team,
Please revised NOI calculation
Loan amt
29,60,000
Sent from
Outlook for Android
From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in >
Sent: Saturday, 19 September 2026 15:30:33
To: Kishor Shinde /DIST/ICICIHFC/ARBD < kishor.shinde@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >;
Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER < siddesh.ajvilkar@icicihfc.com >;
Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com >
Cc: Kamlesh Jadhav / /ICICIHFC/ARBD < kamlesh.jadhav@icicihfc.com >; Shubham Ingole /DISTP/ICICIHFC/ARBD < shubham.ingole@icicihfc.com >;
Omkar Deshmukh /DISTP/ICICIHFC/ARBD < omkar.deshmukh@icicihfc.com >
Subject: Re: Request to provide NOI CALCULATION case of Mr. DEVIDAS MALLAYA GYALE-- 10327731 (77000347256, 77000347257)
CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.
Team,
Kindly share the sanction letter and payment screenshot for challan processing.
NOI CALCULATOR
Loan Amount Including Insurance
3,060,000
NOI Govt Fees
Stamp Duty
0.30%
9190.00
Registration Fees
0.50%
15000.00
Govt.Document Handling Charges Fixed
350
350
Service Fees for NOI Filling
1700
1700
Total Amount FOR NOI
26240.00
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
On Sat, 19 Sept 2026 at 15:27, Kishor Shinde /DIST/ICICIHFC/ARBD < kishor.shinde@icicihfc.com > wrote:
Dear Team,
Request to provide NOI CALCULATION case of Mr.
DEVIDAS MALLAYA GYALE --
10327731 (77000347256, 77000347257)
LOAN AMT 30,60,000
Thanks & Regards,
Kishor Shinde
Territory Business Manager
Chh Sambhaji Nagar
Mob - 9921470195
🤖 read: asks for the challan; documents attached — “Provide Challan”
KS
kishor.shinde@icicihfc.com icicihfc.com
21 Sep, 19:36 · 23d ago
21 Sep, 19:36 · 23d ago
Dear Team,
Pfa payment receipt and sanction latter
Thanks & Regards,
Kishor Shinde
Territory Business Manager
Chh Sambhaji Nagar
Mob - 9921470195
From: Kishor Shinde /DIST/ICICIHFC/ARBD <kishor.shinde@icicihfc.com>
Sent: Monday, September 21, 2026 7:28 PM
To: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>; Kamlesh Jadhav / /ICICIHFC/ARBD <kamlesh.jadhav@icicihfc.com>
Cc: Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC
TOWER <parshuram.kandurakar@ext.icicihfc.com>; Shubham Ingole /DISTP/ICICIHFC/ARBD <shubham.ingole@icici
earlier mails quoted below
On Sat, 19 Sept 2026 at 18:00, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:
Team
Kindly check the calculation and account details to process the challan.
NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS
Loan Amount Including Insurance
2,960,000
NOI Govt Fees
Stamp Duty
0.30%
8890.00
Registration Fees
0.50%
14810.00
Govt.Document Handling Charges Fixed
350
350
Service Fees for NOI Filling
1700
1700
Total Amount to be Paid to EZDOCS for NOI
25750.00
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
On Sat, 19 Sept 2026 at 17:52, Kamlesh Jadhav / /ICICIHFC/ARBD < kamlesh.jadhav@icicihfc.com > wrote:
Dear Team,
Please revised NOI calculation
Loan amt
29,60,000
Sent from
Outlook for Android
From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in >
Sent: Saturday, 19 September 2026 15:30:33
To: Kishor Shinde /DIST/ICICIHFC/ARBD < kishor.shinde@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >;
Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER < siddesh.ajvilkar@icicihfc.com >;
Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com >
Cc: Kamlesh Jadhav / /ICICIHFC/ARBD < kamlesh.jadhav@icicihfc.com >; Shubham Ingole /DISTP/ICICIHFC/ARBD < shubham.ingole@icicihfc.com >;
Omkar Deshmukh /DISTP/ICICIHFC/ARBD < omkar.deshmukh@icicihfc.com >
Subject: Re: Request to provide NOI CALCULATION case of Mr. DEVIDAS MALLAYA GYALE-- 10327731 (77000347256, 77000347257)
CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.
Team,
Kindly share the sanction letter and payment screenshot for challan processing.
NOI CALCULATOR
Loan Amount Including Insurance
3,060,000
NOI Govt Fees
Stamp Duty
0.30%
9190.00
Registration Fees
0.50%
15000.00
Govt.Document Handling Charges Fixed
350
350
Service Fees for NOI Filling
1700
1700
Total Amount FOR NOI
26240.00
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
On Sat, 19 Sept 2026 at 15:27, Kishor Shinde /DIST/ICICIHFC/ARBD < kishor.shinde@icicihfc.com > wrote:
Dear Team,
Request to provide NOI CALCULATION case of Mr.
DEVIDAS MALLAYA GYALE --
10327731 (77000347256, 77000347257)
LOAN AMT 30,60,000
Thanks & Regards,
Kishor Shinde
Territory Business Manager
Chh Sambhaji Nagar
Mob - 9921470195
🤖 read: documents attached
OL
The NOI teamTYPED IN GMAIL
21 Sep, 19:43 · 23d ago
21 Sep, 19:43 · 23d ago
Team
PFA Challan for your reference.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
On Mon, 21 Sept 2026 at 19:28, Kishor Shinde /DIST/ICICIHFC/ARBD <
kishor.shinde@icicihfc.com> wrote:
Dear Team,
Provide Challan
Thanks & Regards,
*Kishor Shinde*
*Territory Business Manager *
Chh Sambhaji Nagar
Mob - 9921470195
*[image: cid:image001.jpg@01D43E15.F6F69EE0]*
------------------------------
*From:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
*Sent:* Monday, September 21, 2026 11:30 AM
*To:* Kamlesh Jadhav / /ICICIHFC/ARBD <kamlesh.jadhav@icicihfc.com>
*Cc:* Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>;
Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>;
Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <siddesh.ajvilkar@icicihfc.com>;
Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER <
parshuram.kandurakar@ext.icicihfc.com>; Shubham Ingole
/DISTP/ICICIHFC/ARBD <shubham.ingole@icicihfc.com>; Omkar Deshmukh
/DISTP/ICICIHFC/ARBD <omkar.deshmukh@icicihfc.com>; Kishor Shinde
/DIST/ICICIHFC/ARBD <kishor.shinde@icicihfc.com>
*Subject:* Re: Request to provide NOI CALCULATION case of Mr. DEVIDAS
MALLAYA GYALE-- 10327731 (77000347256, 77000347257)
CAUTION: External Email Warning - Do not click on any attachment or
links/URL in this email unless sender is reliable.
Team
*Kindly share the payment screenshot and sanction letter to process
the challan.*
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969 <+91%2088887%2006969>
On Sat, 19 Sept 2026 at 18:00, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
wrote:
Team
*Kindly check the calculation and account details to process the challan.*
NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS
Loan Amount Including Insurance
2,960,000
NOI Govt Fees Stamp Duty 0.30% 8890.00
Registration Fees 0.50% 14810.00
Govt.Document Handling Charges Fixed 350 350
Service Fees for NOI Filling 1700 1700
Total Amount to be Paid to EZDOCS for NOI 25750.00
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969 <+91%2088887%2006969>
On Sat, 19 Sept 2026 at 17:52, Kamlesh Jadhav / /ICICIHFC/ARBD <
kamlesh.jadhav@icicihfc.com> wrote:
Dear Team,
Please revised NOI calculation
Loan amt
29,60,000
Sent from Outlook for Android <https://aka.ms/AAb9ysg>
------------------------------
*From:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
*Sent:* Saturday, 19 September 2026 15:30:33
*To:* Kishor Shinde /DIST/ICICIHFC/ARBD <kishor.shinde@icicihfc.com>;
Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Akshay
Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>;
Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <siddesh.ajvilkar@icicihfc.com>;
Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER <
parshuram.kandurakar@ext.icicihfc.com>
*Cc:* Kamlesh Jadhav / /ICICIHFC/ARBD <kamlesh.jadhav@icicihfc.com>;
Shubham Ingole /DISTP/ICICIHFC/ARBD <shubham.ingole@icicihfc.com>; Omkar
Deshmukh /DISTP/ICICIHFC/ARBD <omkar.deshmukh@icicihfc.com>
*Subject:* Re: Request to provide NOI CALCULATION case of Mr. DEVIDAS
MALLAYA GYALE-- 10327731 (77000347256, 77000347257)
CAUTION: External Email Warning - Do not click on any attachment or
links/URL in this email unless sender is reliable.
Team,
Kindly share the sanction letter and payment screenshot for challan
processing.
NOI CALCULATOR
Loan Amount Including Insurance 3,060,000
NOI Govt Fees Stamp Duty 0.30% 9190.00
Registration Fees 0.50% 15000.00
Govt.Document Handling Charges Fixed 350 350
Service Fees for NOI Filling 1700 1700
Total Amount FOR NOI 26240.00
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969 <+91%2088887%2006969>
On Sat, 19 Sept 2026 at 15:27, Kishor Shinde /DIST/ICICIHFC/ARBD <
kishor.shinde@icicihfc.com> wrote:
Dear Team,
Request to provide NOI CALCULATION case of Mr. DEVIDAS MALLAYA GYALE-- 10327731
(77000347256, 77000347257)
LOAN AMT 30,60,000
Thanks & Regards,
*Kishor Shinde*
*Territory Business Manager *
Chh Sambhaji Nagar
Mob - 9921470195
*[image: cid:image001.jpg@01D43E15.F6F69EE0]*
🤖 read: challan shared ✓ — “PFA Challan for your reference.”
OL
The NOI teamTYPED IN GMAIL
21 Sep, 19:43 · 23d ago
21 Sep, 19:43 · 23d ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
On Mon, 21 Sept 2026 at 19:43, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
wrote:
earlier mails quoted below
Team
PFA Challan for your reference.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969 <+91%2088887%2006969>
On Mon, 21 Sept 2026 at 19:28, Kishor Shinde /DIST/ICICIHFC/ARBD <
kishor.shinde@icicihfc.com> wrote:
> Dear Team,
>
>
>
> Provide Challan
>
>
>
>
> Thanks & Regards,
>
> *Kishor Shinde*
> *Territory Business Manager *
> Chh Sambhaji Nagar
> Mob - 9921470195
>
> *[image: cid:image001.jpg@01D43E15.F6F69EE0]*
>
> ------------------------------
> *From:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
> *Sent:* Monday, September 21, 2026 11:30 AM
> *To:* Kamlesh Jadhav / /ICICIHFC/ARBD <kamlesh.jadhav@icicihfc.com>
> *Cc:* Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>;
> Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>;
> Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <
> siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar
> /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com>;
> Shubham Ingole /DISTP/ICICIHFC/ARBD <shubham.ingole@icicihfc.com>; Omkar
> Deshmukh /DISTP/ICICIHFC/ARBD <omkar.deshmukh@icicihfc.com>; Kishor
> Shinde /DIST/ICICIHFC/ARBD <kishor.shinde@icicihfc.com>
> *Subject:* Re: Request to provide NOI CALCULATION case of Mr. DEVIDAS
> MALLAYA GYALE-- 10327731 (77000347256, 77000347257)
>
>
> CAUTION: External Email Warning - Do not click on any attachment or
> links/URL in this email unless sender is reliable.
>
> Team
>
> *Kindly share the payment screenshot and sanction letter to process
> the challan.*
>
> Aradhana Rai
> NOI Coordinator | One Legal
> +91 8888706969 <+91%2088887%2006969>
>
>
> On Sat, 19 Sept 2026 at 18:00, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
> wrote:
>
> Team
>
> *Kindly check the calculation and account details to process the challan.*
> NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS
> Loan Amount Including Insurance
> 2,960,000
> NOI Govt Fees Stamp Duty 0.30% 8890.00
>
> Registration Fees 0.50% 14810.00
>
> Govt.Document Handling Charges Fixed 350 350
>
> Service Fees for NOI Filling 1700 1700
>
>
> Total Amount to be Paid to EZDOCS for NOI 25750.00
>
> Aradhana Rai
> NOI Coordinator | One Legal
> +91 8888706969 <+91%2088887%2006969>
>
>
> On Sat, 19 Sept 2026 at 17:52, Kamlesh Jadhav / /ICICIHFC/ARBD <
> kamlesh.jadhav@icicihfc.com> wrote:
>
> Dear Team,
>
> Please revised NOI calculation
>
> Loan amt
> 29,60,000
>
> Sent from Outlook for Android <https://aka.ms/AAb9ysg>
> ------------------------------
> *From:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
> *Sent:* Saturday, 19 September 2026 15:30:33
> *To:* Kishor Shinde /DIST/ICICIHFC/ARBD <kishor.shinde@icicihfc.com>;
> Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>;
> Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>;
> Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <
> siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar
> /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com>
> *Cc:* Kamlesh Jadhav / /ICICIHFC/ARBD <kamlesh.jadhav@icicihfc.com>;
> Shubham Ingole /DISTP/ICICIHFC/ARBD <shubham.ingole@icicihfc.com>; Omkar
> Deshmukh /DISTP/ICICIHFC/ARBD <omkar.deshmukh@icicihfc.com>
> *Subject:* Re: Request to provide NOI CALCULATION case of Mr. DEVIDAS
> MALLAYA GYALE-- 10327731 (77000347256, 77000347257)
>
>
> CAUTION: External Email Warning - Do not click on any attachment or
> links/URL in this email unless sender is reliable.
>
> Team,
>
> Kindly share the sanction letter and payment screenshot for challan
> processing.
>
> NOI CALCULATOR
> Loan Amount Including Insurance 3,060,000
>
> NOI Govt Fees Stamp Duty 0.30% 9190.00
>
> Registration Fees 0.50% 15000.00
>
> Govt.Document Handling Charges Fixed 350 350
>
> Service Fees for NOI Filling 1700 1700
>
>
> Total Amount FOR NOI 26240.00
> Aradhana Rai
> NOI Coordinator | One Legal
> +91 8888706969 <+91%2088887%2006969>
>
>
> On Sat, 19 Sept 2026 at 15:27, Kishor Shinde /DIST/ICICIHFC/ARBD <
> kishor.shinde@icicihfc.com> wrote:
>
>
>
> Dear Team,
>
> Request to provide NOI CALCULATION case of Mr. DEVIDAS MALLAYA GYALE-- 10327731
> (77000347256, 77000347257)
>
> LOAN AMT 30,60,000
>
>
> Thanks & Regards,
>
> *Kishor Shinde*
> *Territory Business Manager *
> Chh Sambhaji Nagar
> Mob - 9921470195
>
> *[image: cid:image001.jpg@01D43E15.F6F69EE0]*
>
>
🤖 read: The team asks the branch to share the Index 2 copy.
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Selfie / photo | 1002960100.jpg | CANNOT BE READ — clear copy asked | 26d ago |
| Technical report | HRQ-26-151678_INDProcessRequest_2500320260919152543025.pdf | filed | 26d ago |
| Aadhaar card+ PAN card inside+ PAN card inside | Gyale KYC.pdf | filed | 26d ago |
| Selfie / photo | 1002960095.jpg | CANNOT BE READ — clear copy asked | 26d ago |
| Other | image.png | filed | 26d ago |
| Other | ईसार पावती देविदास गायके.docx | unread | 26d ago |
| Payment screenshot | IMG-20260921-WA0041.jpg | filed | 23d ago |
| Sanction letter | KFSLetter_77000347256.pdf | filed | 23d ago |
| Paid challan (GRAS) | DEVIDAS MALLAYA GYALE EchallanMH010577243202627E.pdf | filed | 23d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹26,240.08
₹26,240.08
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹25,750 458243109115
₹25,750 458243109115
Paid at
21 Sep 12:02:08
21 Sep 12:02:08
Verified on
22 Sep 17:01:10
22 Sep 17:01:10
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹9,190 | ₹15,000 | ₹350 | ₹1,700 | ₹26,240 |
By law ₹26,230. We ask ₹26,240 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
31 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor (person 1), Road (person 1)
21 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (23d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the main paper first
the technical report BASE — the challan follows this
HRQ-26-151678_INDProcessRequest_2500320260919152543025.pdf
as printed
PLOT NO.01, GAT NO. 09, NEAR RAJYOG MANGALKARYALAY, NEW GULMOHAR COLONY, AT JAYSINGHPURA, TAL AND DIST. CHH. SAMBHAJINAGAR (AURANGABAD)
PLOT NO.01, GAT NO. 09, NEAR RAJYOG MANGALKARYALAY, NEW GULMOHAR COLONY, AT JAYSINGHPURA, TAL AND DIST. CHH. SAMBHAJINAGAR (AURANGABAD)
PIN
431001
431001
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 01 GAT NO 09
PLOT NO 01 GAT NO 09
Locality/Road
NEAR RAJYOG MANGALKARYALAY NEW GULMOHAR COLONY MOUJE JAYSINGHPURA TAL CHH SAMBHAJINAGAR
NEAR RAJYOG MANGALKARYALAY NEW GULMOHAR COLONY MOUJE JAYSINGHPURA TAL CHH SAMBHAJINAGAR
Area/City
CHH SAMBHAJINAGAR
check or correct a box, the papers beside it →CHH SAMBHAJINAGAR
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | DEVIDAS MALLAYA GYALE | CNYPG3294H | …5568 |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| fee quote | kishor.shinde@icicihfc.com | 26d ago |
| document chase | kishor.shinde@icicihfc.com | 23d ago |
| Index II chase | kishor.shinde@icicihfc.com | 20d ago |
| Index II chase | kishor.shinde@icicihfc.com | 17d ago |
| Index II chase | kishor.shinde@icicihfc.com | 14d ago |
| Index II chase | kishor.shinde@icicihfc.com | 8d ago |
| Index II chase | kishor.shinde@icicihfc.com | 5d ago |
| Index II chase | kishor.shinde@icicihfc.com | 2d ago |
What EzDocs read from each document — check anything marked in red
Selfie / photo 1002960100.jpg needs your check
kind
group_or_other
group_or_other
legible
False
False
confidence
1.0
1.0
face visible
True
True
quality issue
applicant is not holding the phone
applicant is not holding the phone
raw reading (for Abhijit)
{'kind': 'group_or_other', 'legible': False, 'confidence': 1.0, 'face_visible': True, 'quality_issue': 'applicant is not holding the phone'}Selfie / photo 1002960095.jpg needs your check
kind
photo_of_screen
photo_of_screen
legible
False
False
confidence
0.95
0.95
face visible
True
True
quality issue
this is a screenshot of a photo on a phone, not a live selfie
this is a screenshot of a photo on a phone, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_screen', 'legible': False, 'confidence': 0.95, 'face_visible': True, 'quality_issue': 'this is a screenshot of a photo on a phone, not a live selfie'}Aadhaar card Gyale KYC.pdf needs your check
dob
1973-02-04
1973-02-04
pan
CNYPG3294H
CNYPG3294H
name
DEVIDAS MALLAYA GYALE
DEVIDAS MALLAYA GYALE
mobile
7447388246
7447388246
address
pin: 431001; flat: H No. 8/A S No 1; state: Maharashtra; building: Laxmi Colony; district: Chhatrapati Sambhajinagar; post_office: Aurangabad (mh); Village: Aurangabad
pin: 431001; flat: H No. 8/A S No 1; state: Maharashtra; building: Laxmi Colony; district: Chhatrapati Sambhajinagar; post_office: Aurangabad (mh); Village: Aurangabad
legible
True
True
aadhaar last4
5568
5568
raw reading (for Abhijit)
{'dob': '1973-02-04', 'pan': 'CNYPG3294H', 'name': 'DEVIDAS MALLAYA GYALE', 'mobile': '7447388246', 'address': {'pin': '431001', 'area': None, 'flat': 'H No. 8/A S No 1', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Laxmi Colony', 'district': 'Chhatrapati Sambhajinagar', 'post_office': 'Aurangabad (mh)', 'village_city': 'Aurangabad'}, 'legible': True, 'aadhaar_last4': '5568', 'quality_issue': None}Aadhaar card Gyale KYC.pdf needs your check
dob
1973-02-04
1973-02-04
pan
CNYPG3294H
CNYPG3294H
name
DEVIDAS MALLAYA GYALE
DEVIDAS MALLAYA GYALE
legible
True
True
raw reading (for Abhijit)
{'dob': '1973-02-04', 'pan': 'CNYPG3294H', 'name': 'DEVIDAS MALLAYA GYALE', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}Technical report HRQ-26-151678_INDProcessRequest_2500320260919152543025.pdf needs your check
found
True
True
found in
PROPERTY ADDRESS block, Legal Address line
PROPERTY ADDRESS block, Legal Address line
area sq m
38.55
38.55
confidence
1.0
1.0
property address
pin: 431001; state: Maharashtra; taluka: Chh. Sambhajinagar; district: Chh. Sambhajinagar; landmark: Near Rajyog Mangalkaryalay, New Gulmohar Colony, Aurangabad H.O; Village: Jaysinghpura; survey_or_cts_no: Plot No.
pin: 431001; state: Maharashtra; taluka: Chh. Sambhajinagar; district: Chh. Sambhajinagar; landmark: Near Rajyog Mangalkaryalay, New Gulmohar Colony, Aurangabad H.O; Village: Jaysinghpura; survey_or_cts_no: Plot No.
security address verbatim
Plot No.01, Gat No. 09, Near Rajyog Mangalkaryalay, New Gulmohar Colony, At Jaysinghpura, Tal And Dist. Chh. Sambhajinagar (Aurangabad)
Plot No.01, Gat No. 09, Near Rajyog Mangalkaryalay, New Gulmohar Colony, At Jaysinghpura, Tal And Dist. Chh. Sambhajinagar (Aurangabad)
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS block, Legal Address line', 'area_sq_m': 38.55, 'confidence': 1.0, 'property_address': {'pin': '431001', 'road': None, 'state': 'Maharashtra', 'taluka': 'Chh. Sambhajinagar', 'flat_no': None, 'district': 'Chh. Sambhajinagar', 'floor_no': None, 'landmark': 'Near Rajyog Mangalkaryalay, New Gulmohar Colony, Aurangabad H.O', 'full_address': None, 'village_city': 'Jaysinghpura', 'building_name': None, 'survey_or_cts_no': 'Plot No.01, Gat No. 09'}, 'security_address_verbatim': 'Plot No.01, Gat No. 09, Near Rajyog Mangalkaryalay, New Gulmohar Colony, At Jaysinghpura, Tal And Dist. Chh. Sambhajinagar (Aurangabad)'}Other image.png needs your check
payments inside
bank: ICICI Home Finance; kind: other; payments: []; rows_read: 0
bank: ICICI Home Finance; kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': 'ICICI Home Finance', 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}Other image.png needs your check
payments inside
bank: ICICI Home Finance; kind: other; payments: []; rows_read: 0
bank: ICICI Home Finance; kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': 'ICICI Home Finance', 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}Payment screenshot IMG-20260921-WA0041.jpg needs your check
utr
458243109115
458243109115
date
2026-09-21
2026-09-21
time
19:22
19:22
amount
25750
25750
method
UPI
UPI
payee upi
7715973535@okbizaxis
7715973535@okbizaxis
payee name
EZDOCS
EZDOCS
raw reading (for Abhijit)
{'utr': '458243109115', 'date': '2026-09-21', 'time': '19:22', 'amount': 25750, 'method': 'UPI', 'payee_upi': '7715973535@okbizaxis', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}Sanction letter KFSLetter_77000347256.pdf needs your check
lan
77000347256
77000347256
legible
True
True
loan type
Home Loan and Purchase/Improvement of Property
Home Loan and Purchase/Improvement of Property
confidence
1
1
loan amount
2960000
2960000
final amount
2960000
2960000
interest rate
9.6
9.6
sanction date
19/09/2026
19/09/2026
applicant email
kartikigyale1130@gmail.com
kartikigyale1130@gmail.com
applicant names
DEVIDAS MALLAYA GYALE, KOMAL DEVIDAS GYLAE
DEVIDAS MALLAYA GYALE, KOMAL DEVIDAS GYLAE
printed altered
False
False
applicant mobile
+91-7447388246
+91-7447388246
property address
final amount label
Sanctioned Loan amount (in Rupees)
Sanctioned Loan amount (in Rupees)
includes insurance
False
False
applicant address verbatim
Η No. 8/A, S No 1, Laxmi Colony, Aurangabad City, Aurangabad, AURANGABAD, MAHARASHTRA, IN, 431001
Η No. 8/A, S No 1, Laxmi Colony, Aurangabad City, Aurangabad, AURANGABAD, MAHARASHTRA, IN, 431001
raw reading (for Abhijit)
{'lan': '77000347256', 'legible': True, 'borrowers': [], 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1, 'handwritten': [], 'loan_amount': 2960000, 'final_amount': 2960000, 'interest_rate': 9.6, 'quality_issue': None, 'sanction_date': '19/09/2026', 'letter_version': None, 'applicant_email': 'kartikigyale1130@gmail.com', 'applicant_names': ['DEVIDAS MALLAYA GYALE', 'KOMAL DEVIDAS GYLAE'], 'printed_altered': False, 'applicant_mobile': '+91-7447388246', 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Η No. 8/A, S No 1, Laxmi Colony, Aurangabad City, Aurangabad, AURANGABAD, MAHARASHTRA, IN, 431001'}Payment screenshot IMG-20260921-WA0041.jpg needs your check
payments inside
payments: [{'utr': '458243109115', 'date': '2026-09-21', 'page': 1, 'time': '19:22', 'payee': 'EZDOCS', 'amount': 25750.0, 'direction': 'credit', 'narration': 'PhonePe Transaction ID T2609211921550830367063', 'proof_kind
payments: [{'utr': '458243109115', 'date': '2026-09-21', 'page': 1, 'time': '19:22', 'payee': 'EZDOCS', 'amount': 25750.0, 'direction': 'credit', 'narration': 'PhonePe Transaction ID T2609211921550830367063', 'proof_kind
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '458243109115', 'date': '2026-09-21', 'page': 1, 'time': '19:22', 'payee': 'EZDOCS', 'amount': 25750.0, 'direction': 'credit', 'narration': 'PhonePe Transaction ID T2609211921550830367063', 'proof_kind': 'success_screen'}]}}Paid challan (GRAS) DEVIDAS MALLAYA GYALE EchallanMH010577243202627E.pdf needs your check
grn
MH010577243202627E
MH010577243202627E
pin
431001
431001
total
23700.0
23700.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026092101528
03006172026092101528
district
CHHATRAPATI SAMBHAJINAGAR
CHHATRAPATI SAMBHAJINAGAR
area city
CHH SAMBHAJINAGAR
CHH SAMBHAJINAGAR
payer pan
CNYXXXXXXH
CNYXXXXXXH
flat block
PLOT NO 01 GAT NO 09 NEAR RAJYOG MANGALKARYALAY
PLOT NO 01 GAT NO 09 NEAR RAJYOG MANGALKARYALAY
payer name
DEVIDAS MALLAYA GYALE
DEVIDAS MALLAYA GYALE
sro office
CSN2_JT SUB REGI CH_SAMBHAJINAGAR
CSN2_JT SUB REGI CH_SAMBHAJINAGAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2960000
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2960000
scheme rows
{'amount': 8890.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14810.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 8890.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14810.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX8246
XXXXXX8246
payment date
21/09/2026-19:40:18
21/09/2026-19:40:18
road locality
NEW GULMOHAR COLONY AT JAYSINGHPURA TAL AND DIST CHH SAMBHAJINAGAR
NEW GULMOHAR COLONY AT JAYSINGHPURA TAL AND DIST CHH SAMBHAJINAGAR
second party pan
AAACI6285N
AAACI6285N
second party name
ICICI HOME FINANCE COMPANY LTD
ICICI HOME FINANCE COMPANY LTD
consideration amount
2960000
2960000
raw reading (for Abhijit)
{'grn': 'MH010577243202627E', 'pin': '431001', 'total': 23700.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092101528', 'district': 'CHHATRAPATI SAMBHAJINAGAR', 'area_city': 'CHH SAMBHAJINAGAR', 'payer_pan': 'CNYXXXXXXH', 'flat_block': 'PLOT NO 01 GAT NO 09 NEAR RAJYOG MANGALKARYALAY', 'payer_name': 'DEVIDAS MALLAYA GYALE', 'sro_office': 'CSN2_JT SUB REGI CH_SAMBHAJINAGAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2960000', 'scheme_rows': [{'amount': 8890.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14810.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8246', 'payment_date': '21/09/2026-19:40:18', 'road_locality': 'NEW GULMOHAR COLONY AT JAYSINGHPURA TAL AND DIST CHH SAMBHAJINAGAR', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '2960000'}Technical record (for Abhijit — safe to ignore)
| 2d ago | EzDocs | email_shadowed:index2_chase | {'to': 'kishor.shinde@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000347256) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index |
| 2d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 5d ago | EzDocs | email_shadowed:index2_chase | {'to': 'kishor.shinde@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000347256) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index |
| 5d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 8d ago | EzDocs | email_shadowed:index2_chase | {'to': 'kishor.shinde@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000347256) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index |
| 8d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 14d ago | EzDocs | email_shadowed:index2_chase | {'to': 'kishor.shinde@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000347256) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index |
| 14d ago | EzDocs | draft_withdrawn | {'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 2, 'kinds': ['doc_chase', 'fee_quote']} |
| 14d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 2, 'kinds': ['index2_chase']} |
| 16d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': "Loan Amount: the team took 2960000 from the sanction |
| 17d ago | EzDocs | email_shadowed:index2_chase | {'to': 'kishor.shinde@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000347256) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index |
| 18d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 18d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 20d ago | EzDocs | reader_home_address | {'fp': '1101896488e24688', 'from': 'the sanction letter (KFSLetter_77000347256.pdf)', 'home': {'pin': '431001', 'area': 'Laxmi Colony', 'flat': 'H No. 8/A', 'state': 'MAHARASHTRA', 'district': 'Aurangabad', 'Village |
| 20d ago | EzDocs | email_shadowed:index2_chase | {'to': 'kishor.shinde@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000347256) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index |
| 20d ago | EzDocs | challan_other_case_checked | {'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '37559855-8832-41f8-a5ce-03ff65b52113'} |
| 22d ago | EzDocs | case_reevaluated | {'stage_after': 'CHALLAN_PAID'} |
| 22d ago | EzDocs | gpay_lump_split | {'utr': 'AXNGG26458971350', 'why': "Google's daily settlement landed as ONE NEFT for several GPay payments; the branches' own screenshot amounts add up to it in exactly one way — this case's share is its screenshot amoun |
| 22d ago | EzDocs | payment_verified | {'utr': 'AXNGG26458971350', 'delta': 0.0, 'method': 'gpay_lump_split+part', 'paid_at': '2026-09-21T06:32:08+00:00', 'expected': 26240.08, 'received': 26240.08, 'confidence': 'medium'} |
| 22d ago | EzDocs | payment_part_added | {'why': 'the branch paid short and then paid the balance — the parts are added up and the sum is checked', 'earlier': 25750.0, 'expected': 26240.08, 'this_credit': 490.08, 'now_received': 26240.08} |
| 22d ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'short', 'paid_at': None, 'received': 25750.0, 'risk_flags': None, 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, |
| 23d ago | EzDocs | match_reverted_done_case | {'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'CHALLAN_PAID', 'method': 'gpay_lump_s |
| 23d ago | EzDocs | match_undone | {'ref': 'AXNGG26459776645', 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 19852.0, 'reason': 'amount-only match |
| 23d ago | EzDocs | case_reevaluated | {'stage_after': 'CHALLAN_PAID'} |
| 23d ago | EzDocs | gpay_lump_split | {'utr': 'AXNGG26459776645', 'why': "Google's daily settlement landed as ONE NEFT for several GPay payments; the branches' own screenshot amounts add up to it in exactly one way — this case's share is its screenshot amoun |
| 23d ago | EzDocs | payment_verified | {'utr': 'AXNGG26459776645', 'delta': 0.0, 'method': 'gpay_lump_split+part', 'paid_at': '2026-09-21T13:25:14+00:00', 'expected': 26240.08, 'received': 26240.08, 'confidence': 'medium'} |
| 23d ago | EzDocs | payment_part_added | {'why': 'the branch paid short and then paid the balance — the parts are added up and the sum is checked', 'earlier': 25750.0, 'expected': 26240.08, 'this_credit': 490.08, 'now_received': 26240.08} |
| 23d ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'short', 'paid_at': None, 'received': 25750.0, 'risk_flags': None, 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, |
| 23d ago | EzDocs | match_reverted_done_case | {'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'CHALLAN_PAID', 'method': 'gpay_lump_s |
| 23d ago | EzDocs | match_undone | {'ref': 'AXNGG26459776645', 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 19852.0, 'reason': 'amount-only match |
Case diary the case’s history — what happened, newest day first
Papers
A file cannot be used
Selfie / photo — a usable one is being asked for
Money
₹26,240.08 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Payment SHORT by ₹490.08 (₹25,750 of ₹26,240.08). Challan on file does not agree with the case. Open it before paying or sharing. Selfie / photo: copy on file cannot be used. A usable one is being asked for. GPay ₹25,750 announced at 13:52 has not settled into the PNB account (due 17:52). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
13 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02041 | 77000347256
An old draft withdrew itself — its asks were already answered
10 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02041 | 77000347256
An old draft withdrew itself — its asks were already answered
7 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02041 | 77000347256
An old draft withdrew itself — its asks were already answered
1 Oct3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02041 | 77000347256
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
28 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02041 | 77000347256
27 Sep1 thing — 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
25 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02041 | 77000347256
24 Sep1 thing — 1 step
Checked: this challan is not another case's
22 Sep17 things — 8 money steps · 9 steps
EzDocs took 32 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is checked.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is checked.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is checked.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is checked.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is checked.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is checked.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is checked.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is checked.
21 Sep66 things — 3 documents received · 2 letters written · 1 money step · 4 cautions · 56 steps
EzDocs took 68 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs found something to check before the form is saved
Judged again with today's rules, the challan still does not match the case — a person opens it
EzDocs read the whole file
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
Nothing new to ask for — stayed quiet
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
Received: Challan
DEVIDAS MALLAYA GYALE EchallanMH010577243202627E.pdf
Nothing new to ask for — stayed quiet
EzDocs read the whole file
Nothing new to ask for — stayed quiet
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole file
Wrote the document chase mail — held, silent mode
Re: Request to provide NOI CALCULATION case of Mr. DEVIDAS MALLAYA GYALE-- 10327731 (77000347256, 7700034725
The challan's address boxes were written from the papers
Nothing new to ask for — stayed quiet
The loan amount was worked out from the papers
Received: Sanction letter
KFSLetter_77000347256.pdf
The branch's payment screenshot was read
Received: Payment screenshot
IMG-20260921-WA0041.jpg
Nothing new to ask for — stayed quiet
Payment short of what the case needs
The balance must come before the challan.
Nothing new to ask for — stayed quiet
A credit moved AWAY — it had verified this case on the amount alone; another case's screenshot names it
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
EzDocs read the whole trail as one conversation — where the case stands is on the page
19 Sep29 things — 6 documents received · 2 letters written · 2 cautions · 19 steps
EzDocs read the whole file
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
EzDocs took 22 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
The challan's address boxes were written from the papers
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
The challan's address boxes were written from the papers
Nothing new to ask for — stayed quiet
Property checked by EzDocs — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
Received: other
ईसार पावती देविदास गायके.docx
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: other
image.png
PAN found inside the KYC file — no need to ask for it
Document could not be read — a clear copy was asked for
this is a screenshot of a photo on a phone, not a live selfie
Nothing new to ask for — stayed quiet
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-02041
Document could not be read — a clear copy was asked for
applicant is not holding the phone
Received: Selfie — not usable
1002960095.jpg — this is a screenshot of a photo on a phone, not a live selfie
Received: Aadhaar
Gyale KYC.pdf
Received: Technical report
HRQ-26-151678_INDProcessRequest_2500320260919152543025.pdf
Received: Selfie — not usable
1002960100.jpg — applicant is not holding the phone
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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