⚠The PNB mailbox has used 149% of what Google lets it send in 24 hours (744 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-01255
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needsall in
7 of 7 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Aadhaar cardopen
✓Sanction letteropen
✓Selfie / photoopen
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (11)A label is wrong? Fix it under All documents.
For you to check
- Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it.
- The work is done — our fee of ₹53,330 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹53,330
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹53,304; we wait for the credit itself
Stamp duty 0.3%36,510
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for53,330
Screenshot ₹53,304 — ₹26 under our ask, not below the real calculation ₹53,304. Counts as full. Nothing to ask.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-06-01 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 16:27 — 0 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹53,324. We ask ₹53,330 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 100 h 20 minour time · 4 Sep 14:11
Index II 186 h 16 minour time · 15 Sep 10:08
the NOI team 21 d 20 hthe branch 84 d 11 htotal 106 d 7 h
Complete.
Day by day — every step and who held it
1 Jun 02:12Your branch's mail
21 Aug 17:17Papers from your branch+81 d 15 h · the branch
22 Aug 12:44Papers from your branch+19 h 26 min · the branch
24 Aug 13:51Papers from your branch+2 d 1 h · the branch
4 Sep 14:04Papers read+11 d · the NOI team
4 Sep 14:04Property readat once
4 Sep 14:06Papers read+2 min · the NOI team
4 Sep 14:06Fee quotedat once
4 Sep 14:07Papers read+1 min · the NOI team
4 Sep 14:11Challan made+4 min · the NOI team
15 Sep 10:08Index II sent+10 d 19 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹1,21,68,000
Loan account no.
NHL/GHKP/0526/5087114
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
⚠ 2 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
CHECKThe flat / unit number
| The sanction letter BASE | 10 Flat No. 10, 4th Floor, A Wing, Plot No. 66, RSC – 48, Gorai Saigharkul CHSL,, BORIVALI WEST, Gorai 2, Mumbai, Near Ajar … |
| The Index II DIFFERS | 10E पालिकेचे नाव: Mumbai Ma.na.pa. इतर वर्णन : सदनिका नं: 10 ए विंग, माळा नं: 4, इमारतीचे नाव: गोराई साई घरकुल सीएचएस लीमीटे … |
What to do: The challan and the filing follow the sanction letter, the bank's own paper (flat 10). Read the papers once — if flat 10 is not right, ask the branch before you pay or file.
NOTEThe name of person 1
| The PAN card | ANURAG ANAND MANE |
| The sanction letter DIFFERS | ANURAG A MANE |
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
Compared: the sanction letter, the Index II. Nothing here is typed or changed by itself.
Where this case stands — the whole trailread by EzDocs as one conversation
The NOI filing process is complete, with all necessary documents submitted and the NOI successfully filed. The government's Index II for the NOI has been shared, indicating the case is closed.
the history says the next move is with no one — the case is finished — nothing
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 16 (2026-08-24) “Updated sanction letter.”
✓ fee paid — the branch's words — done, mail 2 (2026-06-01) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 3 (2026-06-01) “PFA CHALLAN FOR A REFERENCE”
✓ challan shared — done, mail 3 (2026-06-01) “PFA CHALLAN FOR A REFERENCE”
✓ Index II / sale deed sent by the branch — done, mail 16 (2026-08-24) “Updated sanction letter.”
✓ filed on the IGR site — done, mail 18 (2026-08-24) “PFA DOWNLOADED COPY OF EFILING”
✓ e-filing copy shared — done, mail 18 (2026-08-24) “PFA DOWNLOADED COPY OF EFILING”
✓ NOI Index II shared — done, mail 20 (2026-09-04) “PFA NOI INDEX 2 FOR CASE CLOSURE.”
read over 20 mail(s), last mail 2026-09-04 · read 30d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it here
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (30d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branch
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
KP
kaushik.patil@phfl.com phfl.com
01 Jun, 02:12 · 136d ago THE APP JOINED HERE — earlier mails are on Gmail
01 Jun, 02:12 · 136d ago THE APP JOINED HERE — earlier mails are on Gmail
Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
📎 ALKA INDEX.pdf↗📎 applicant kyc.pdf↗📎 IMG-20260601-WA0001.jpg↗📎 SKM_22726060101390.pdf↗📎 IMG-20260601-WA0003.jpg↗📎 IMG-20260601-WA0005.jpg↗📎 IMG-20260601-WA0004.jpg↗📎 image003.jpg↗
Dear Team
Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
Thanks, and Regards
Kaushik Patil
Channel Manager-Ghatkopar Branch
PHFL Home Loans And Services Ltd
Mobile - 8451071391
Web Site: www.pnbhousing.com
17 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
01 Jun, 11:40 · 136d ago
01 Jun, 11:40 · 136d ago
Dear Team
We acknowledge the receipt of your mail documents and payment.We will
initiate the challan for the same.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 1 Jun 2026 at 02:14, Kaushik Subhash Patil <kaushik.patil@phfl.com>
wrote:
earlier mails quoted below
Dear Team
Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of
ANURAG A MANE: NHL/GHKP/0526/5087114
**
*Thanks, and Regards*
*Kaushik Patil*
*Channel Manager-Ghatkopar Branch*
*PHFL Home Loans And Services Ltd*
*Mobile - 8451071391*
Web Site: *www.pnbhousing.com <http://www.pnbhousing.com/>*
[image: E-mailer Signeture draft]
OL
The NOI teamTYPED IN GMAIL
01 Jun, 12:17 · 136d ago
01 Jun, 12:17 · 136d ago
TEAM
PFA CHALLAN FOR A REFERENCE
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 1 Jun 2026 at 02:14, Kaushik Subhash Patil <kaushik.patil@phfl.com>
wrote:
earlier mails quoted below
Dear Team
Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of
ANURAG A MANE: NHL/GHKP/0526/5087114
**
*Thanks, and Regards*
*Kaushik Patil*
*Channel Manager-Ghatkopar Branch*
*PHFL Home Loans And Services Ltd*
*Mobile - 8451071391*
Web Site: *www.pnbhousing.com <http://www.pnbhousing.com/>*
[image: E-mailer Signeture draft]
OL
The NOI teamTYPED IN GMAIL
13 Jun, 14:37 · 124d ago
13 Jun, 14:37 · 124d ago
Dear team
please shared clear correct index 2 and confirm property flat no and floor
number for noi filing
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Mon, 1 Jun 2026 at 12:17, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote:
TEAM
PFA CHALLAN FOR A REFERENCE
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 1 Jun 2026 at 02:14, Kaushik Subhash Patil <kaushik.patil@phfl.com>
wrote:
> Dear Team
>
> Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of
> ANURAG A MANE: NHL/GHKP/0526/5087114
>
> **
> *Thanks, and Regards*
>
> *Kaushik Patil*
>
> *Channel Manager-Ghatkopar Branch*
>
> *PHFL Home Loans And Services Ltd*
>
> *Mobile - 8451071391*
>
> Web Site: *www.pnbhousing.com <http://www.pnbhousing.com/>*
>
> [image: E-mailer Signeture draft]
>
>
OL
The NOI teamTYPED IN GMAIL
15 Jun, 11:28 · 122d ago
15 Jun, 11:28 · 122d ago
Dear team
please shared clear correct index 2 and confirm property flat no and floor
number for noi filing
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 13 Jun 2026 at 14:37, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Dear team
please shared clear correct index 2 and confirm property flat no and floor
number for noi filing
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 1 Jun 2026 at 12:17, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
> TEAM
>
> PFA CHALLAN FOR A REFERENCE
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Mon, 1 Jun 2026 at 02:14, Kaushik Subhash Patil <
> kaushik.patil@phfl.com> wrote:
>
>> Dear Team
>>
>> Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of
>> ANURAG A MANE: NHL/GHKP/0526/5087114
>>
>> **
>> *Thanks, and Regards*
>>
>> *Kaushik Patil*
>>
>> *Channel Manager-Ghatkopar Branch*
>>
>> *PHFL Home Loans And Services Ltd*
>>
>> *Mobile - 8451071391*
>>
>> Web Site: *www.pnbhousing.com <http://www.pnbhousing.com/>*
>>
>> [image: E-mailer Signeture draft]
>>
>>
OL
The NOI teamTYPED IN GMAIL
19 Jun, 11:56 · 118d ago
19 Jun, 11:56 · 118d ago
Dear Team,
Pls share clear photo copy of index 2 for noi filing,
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 15 Jun 2026 at 11:28, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Dear team
please shared clear correct index 2 and confirm property flat no and floor
number for noi filing
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 13 Jun 2026 at 14:37, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
> Dear team
>
> please shared clear correct index 2 and confirm property flat no and
> floor number for noi filing
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Mon, 1 Jun 2026 at 12:17, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> TEAM
>>
>> PFA CHALLAN FOR A REFERENCE
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974*
>>
>>
>> On Mon, 1 Jun 2026 at 02:14, Kaushik Subhash Patil <
>> kaushik.patil@phfl.com> wrote:
>>
>>> Dear Team
>>>
>>> Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of
>>> ANURAG A MANE: NHL/GHKP/0526/5087114
>>>
>>> **
>>> *Thanks, and Regards*
>>>
>>> *Kaushik Patil*
>>>
>>> *Channel Manager-Ghatkopar Branch*
>>>
>>> *PHFL Home Loans And Services Ltd*
>>>
>>> *Mobile - 8451071391*
>>>
>>> Web Site: *www.pnbhousing.com <http://www.pnbhousing.com/>*
>>>
>>> [image: E-mailer Signeture draft]
>>>
>>>
OL
The NOI teamTYPED IN GMAIL
25 Jul, 17:38 · 81d ago
25 Jul, 17:38 · 81d ago
Dear Team,
Pls share clear photo copy of index 2 for noi filing,
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Fri, 19 Jun 2026 at 11:56, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Dear Team,
Pls share clear photo copy of index 2 for noi filing,
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 15 Jun 2026 at 11:28, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
> Dear team
>
> please shared clear correct index 2 and confirm property flat no and
> floor number for noi filing
>
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Sat, 13 Jun 2026 at 14:37, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Dear team
>>
>> please shared clear correct index 2 and confirm property flat no and
>> floor number for noi filing
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974*
>>
>>
>> On Mon, 1 Jun 2026 at 12:17, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>> wrote:
>>
>>> TEAM
>>>
>>> PFA CHALLAN FOR A REFERENCE
>>>
>>> *Regards,*
>>>
>>> *NOI Coordinator (PNB)*
>>> *ThinkBigz*
>>> *M:-8097244974*
>>>
>>>
>>> On Mon, 1 Jun 2026 at 02:14, Kaushik Subhash Patil <
>>> kaushik.patil@phfl.com> wrote:
>>>
>>>> Dear Team
>>>>
>>>> Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of
>>>> ANURAG A MANE: NHL/GHKP/0526/5087114
>>>>
>>>> **
>>>> *Thanks, and Regards*
>>>>
>>>> *Kaushik Patil*
>>>>
>>>> *Channel Manager-Ghatkopar Branch*
>>>>
>>>> *PHFL Home Loans And Services Ltd*
>>>>
>>>> *Mobile - 8451071391*
>>>>
>>>> Web Site: *www.pnbhousing.com <http://www.pnbhousing.com/>*
>>>>
>>>> [image: E-mailer Signeture draft]
>>>>
>>>>
🤖 read: asks the branch for documents — “Pls share clear photo copy of index 2 for noi filing”
OL
The NOI teamTYPED IN GMAIL
21 Aug, 16:41 · 54d ago
21 Aug, 16:41 · 54d ago
Dear Team,
Pls share clear photo copy of index 2 for noi filing,
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 25 Jul 2026 at 17:38, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Dear Team,
Pls share clear photo copy of index 2 for noi filing,
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Fri, 19 Jun 2026 at 11:56, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
> Dear Team,
>
> Pls share clear photo copy of index 2 for noi filing,
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Mon, 15 Jun 2026 at 11:28, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Dear team
>>
>> please shared clear correct index 2 and confirm property flat no and
>> floor number for noi filing
>>
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974*
>>
>>
>> On Sat, 13 Jun 2026 at 14:37, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>> wrote:
>>
>>> Dear team
>>>
>>> please shared clear correct index 2 and confirm property flat no and
>>> floor number for noi filing
>>>
>>> *Regards,*
>>>
>>> *NOI Coordinator (PNB)*
>>> *ThinkBigz*
>>> *M:-8097244974*
>>>
>>>
>>> On Mon, 1 Jun 2026 at 12:17, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>> wrote:
>>>
>>>> TEAM
>>>>
>>>> PFA CHALLAN FOR A REFERENCE
>>>>
>>>> *Regards,*
>>>>
>>>> *NOI Coordinator (PNB)*
>>>> *ThinkBigz*
>>>> *M:-8097244974*
>>>>
>>>>
>>>> On Mon, 1 Jun 2026 at 02:14, Kaushik Subhash Patil <
>>>> kaushik.patil@phfl.com> wrote:
>>>>
>>>>> Dear Team
>>>>>
>>>>> Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of
>>>>> ANURAG A MANE: NHL/GHKP/0526/5087114
>>>>>
>>>>> **
>>>>> *Thanks, and Regards*
>>>>>
>>>>> *Kaushik Patil*
>>>>>
>>>>> *Channel Manager-Ghatkopar Branch*
>>>>>
>>>>> *PHFL Home Loans And Services Ltd*
>>>>>
>>>>> *Mobile - 8451071391*
>>>>>
>>>>> Web Site: *www.pnbhousing.com <http://www.pnbhousing.com/>*
>>>>>
>>>>> [image: E-mailer Signeture draft]
>>>>>
>>>>>
🤖 read: asks the branch for documents — “Pls share clear photo copy of index 2 for noi filing”
KP
kaushik.patil@phfl.com phfl.com
21 Aug, 17:17 · 54d ago
21 Aug, 17:17 · 54d ago
Re[2]: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
Dear Team
PFA.
Index 2
Thanks, and Regards
Kaushik Patil
Channel Manager-Ghatkopar Branch
PHFL Home Loans And Services Ltd
Mobile - 8451071391
Web Site: www.pnbhousing.com
earlier mails quoted below
----- Original Message -----
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 08/21/26 16:43
To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Balveer Rajput (balveer.rajput@pnbhousing.com), Suraj Deshpande (suraj.deshpande@pnbhousing.com)
Subject: Re: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
Exercise Secured by Check Point
Dear Team,
Pls share clear photo copy of index 2 for noi filing,
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 25 Jul 2026 at 17:38, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote:
Dear Team,
Pls share clear photo copy of index 2 for noi filing,
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 19 Jun 2026 at 11:56, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote:
Dear Team,
Pls share clear photo copy of index 2 for noi filing,
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Mon, 15 Jun 2026 at 11:28, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote:
Dear team
please shared clear correct index 2 and confirm property flat no and floor number for noi filing
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 13 Jun 2026 at 14:37, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote:
Dear team
please shared clear correct index 2 and confirm property flat no and floor number for noi filing
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Mon, 1 Jun 2026 at 12:17, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote:
TEAM
PFA CHALLAN FOR A REFERENCE
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Mon, 1 Jun 2026 at 02:14, Kaushik Subhash Patil <kaushik.patil@phfl.com> wrote:
Dear Team
Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
Thanks, and Regards
Kaushik Patil
Channel Manager-Ghatkopar Branch
PHFL Home Loans And Services Ltd
Mobile - 8451071391
Web Site: www.pnbhousing.com
🤖 read: documents attached
OL
The NOI teamTYPED IN GMAIL
21 Aug, 18:09 · 54d ago
21 Aug, 18:09 · 54d ago
Dear Team
We will process the noi for the same...
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Fri, 21 Aug 2026 at 17:22, Kaushik Subhash Patil <kaushik.patil@phfl.com>
wrote:
earlier mails quoted below
Dear Team
PFA.
Index 2
**
*Thanks, and Regards*
*Kaushik Patil*
*Channel Manager-Ghatkopar Branch*
*PHFL Home Loans And Services Ltd*
*Mobile - 8451071391*
Web Site: *www.pnbhousing.com <http://www.pnbhousing.com/>*
[image: E-mailer Signeture draft]
----- Original Message -----
------------------------------
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 08/21/26 16:43
To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant Ghorpade
(harshal.ghorpade@phfl.com), Balveer Rajput (balveer.rajput@pnbhousing.com),
Suraj Deshpande (suraj.deshpande@pnbhousing.com)
Subject: Re: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in
case of ANURAG A MANE: NHL/GHKP/0526/5087114
Secured by Check Point
Dear Team,
Pls share clear photo copy of index 2 for noi filing,
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 25 Jul 2026 at 17:38, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
> Dear Team,
>
> Pls share clear photo copy of index 2 for noi filing,
>
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Fri, 19 Jun 2026 at 11:56, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Dear Team,
>>
>> Pls share clear photo copy of index 2 for noi filing,
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974*
>>
>>
>> On Mon, 15 Jun 2026 at 11:28, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>> wrote:
>>
>>> Dear team
>>>
>>> please shared clear correct index 2 and confirm property flat no and
>>> floor number for noi filing
>>>
>>>
>>> *Regards,*
>>>
>>> *NOI Coordinator (PNB)*
>>> *ThinkBigz*
>>> *M:-8097244974*
>>>
>>>
>>> On Sat, 13 Jun 2026 at 14:37, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>> wrote:
>>>
>>>> Dear team
>>>>
>>>> please shared clear correct index 2 and confirm property flat no and
>>>> floor number for noi filing
>>>>
>>>> *Regards,*
>>>>
>>>> *NOI Coordinator (PNB)*
>>>> *ThinkBigz*
>>>> *M:-8097244974*
>>>>
>>>>
>>>> On Mon, 1 Jun 2026 at 12:17, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>>> wrote:
>>>>
>>>>> TEAM
>>>>>
>>>>> PFA CHALLAN FOR A REFERENCE
>>>>>
>>>>> *Regards,*
>>>>>
>>>>> *NOI Coordinator (PNB)*
>>>>> *ThinkBigz*
>>>>> *M:-8097244974*
>>>>>
>>>>>
>>>>> On Mon, 1 Jun 2026 at 02:14, Kaushik Subhash Patil <
>>>>> kaushik.patil@phfl.com> wrote:
>>>>>
>>>>>> Dear Team
>>>>>>
>>>>>> Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of
>>>>>> ANURAG A MANE: NHL/GHKP/0526/5087114
>>>>>>
>>>>>> **
>>>>>> *Thanks, and Regards*
>>>>>>
>>>>>> *Kaushik Patil*
>>>>>>
>>>>>> *Channel Manager-Ghatkopar Branch*
>>>>>>
>>>>>> *PHFL Home Loans And Services Ltd*
>>>>>>
>>>>>> *Mobile - 8451071391*
>>>>>>
>>>>>> Web Site: *www.pnbhousing.com
>>>>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzo3MjY0MjZjOWY3YmI4ZGFmNWE0ZTE1MDg1NWY2MjU2ODo3OmNiNmE6NWYwMjE4NDk0YzNhNzgyYWQxYzEzMmNjYjQyYzc5MGYxNWJlOGZkZDYzNjcyMWZjN2YwNjk3MTBlNDM5OTliZTpoOlQ6Rg>*
>>>>>>
>>>>>> [image: E-mailer Signeture draft]
>>>>>>
>>>>>>
🤖 read: The NOI team confirms they will process the NOI.
OL
The NOI teamTYPED IN GMAIL
22 Aug, 12:40 · 54d ago
22 Aug, 12:40 · 54d ago
*Team,*
*Kindly check and share correct index 2 copy sanction letter address not
matching with index 2 .*
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Fri, 21 Aug 2026 at 17:22, Kaushik Subhash Patil <kaushik.patil@phfl.com>
wrote:
earlier mails quoted below
Dear Team
PFA.
Index 2
**
*Thanks, and Regards*
*Kaushik Patil*
*Channel Manager-Ghatkopar Branch*
*PHFL Home Loans And Services Ltd*
*Mobile - 8451071391*
Web Site: *www.pnbhousing.com <http://www.pnbhousing.com/>*
[image: E-mailer Signeture draft]
----- Original Message -----
------------------------------
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 08/21/26 16:43
To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant Ghorpade
(harshal.ghorpade@phfl.com), Balveer Rajput (balveer.rajput@pnbhousing.com),
Suraj Deshpande (suraj.deshpande@pnbhousing.com)
Subject: Re: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in
case of ANURAG A MANE: NHL/GHKP/0526/5087114
Secured by Check Point
Dear Team,
Pls share clear photo copy of index 2 for noi filing,
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 25 Jul 2026 at 17:38, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
> Dear Team,
>
> Pls share clear photo copy of index 2 for noi filing,
>
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Fri, 19 Jun 2026 at 11:56, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Dear Team,
>>
>> Pls share clear photo copy of index 2 for noi filing,
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974*
>>
>>
>> On Mon, 15 Jun 2026 at 11:28, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>> wrote:
>>
>>> Dear team
>>>
>>> please shared clear correct index 2 and confirm property flat no and
>>> floor number for noi filing
>>>
>>>
>>> *Regards,*
>>>
>>> *NOI Coordinator (PNB)*
>>> *ThinkBigz*
>>> *M:-8097244974*
>>>
>>>
>>> On Sat, 13 Jun 2026 at 14:37, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>> wrote:
>>>
>>>> Dear team
>>>>
>>>> please shared clear correct index 2 and confirm property flat no and
>>>> floor number for noi filing
>>>>
>>>> *Regards,*
>>>>
>>>> *NOI Coordinator (PNB)*
>>>> *ThinkBigz*
>>>> *M:-8097244974*
>>>>
>>>>
>>>> On Mon, 1 Jun 2026 at 12:17, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>>> wrote:
>>>>
>>>>> TEAM
>>>>>
>>>>> PFA CHALLAN FOR A REFERENCE
>>>>>
>>>>> *Regards,*
>>>>>
>>>>> *NOI Coordinator (PNB)*
>>>>> *ThinkBigz*
>>>>> *M:-8097244974*
>>>>>
>>>>>
>>>>> On Mon, 1 Jun 2026 at 02:14, Kaushik Subhash Patil <
>>>>> kaushik.patil@phfl.com> wrote:
>>>>>
>>>>>> Dear Team
>>>>>>
>>>>>> Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of
>>>>>> ANURAG A MANE: NHL/GHKP/0526/5087114
>>>>>>
>>>>>> **
>>>>>> *Thanks, and Regards*
>>>>>>
>>>>>> *Kaushik Patil*
>>>>>>
>>>>>> *Channel Manager-Ghatkopar Branch*
>>>>>>
>>>>>> *PHFL Home Loans And Services Ltd*
>>>>>>
>>>>>> *Mobile - 8451071391*
>>>>>>
>>>>>> Web Site: *www.pnbhousing.com
>>>>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzo3MjY0MjZjOWY3YmI4ZGFmNWE0ZTE1MDg1NWY2MjU2ODo3OmNiNmE6NWYwMjE4NDk0YzNhNzgyYWQxYzEzMmNjYjQyYzc5MGYxNWJlOGZkZDYzNjcyMWZjN2YwNjk3MTBlNDM5OTliZTpoOlQ6Rg>*
>>>>>>
>>>>>> [image: E-mailer Signeture draft]
>>>>>>
>>>>>>
🤖 read: asks the branch for documents — “Kindly check and share correct index 2 copy sanction letter address not matching with index 2 .”
KP
kaushik.patil@phfl.com phfl.com
22 Aug, 12:44 · 54d ago
22 Aug, 12:44 · 54d ago
Re[4]: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
Please find latest copy
Thanks, and Regards
Kaushik Patil
Channel Manager-Ghatkopar Branch
PHFL Home Loans And Services Ltd
Mobile - 8451071391
Web Site: www.pnbhousing.com
earlier mails quoted below
----- Original Message -----
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 08/22/26 12:41
To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Balveer Rajput (balveer.rajput@pnbhousing.com), Suraj Deshpande (suraj.deshpande@pnbhousing.com)
Subject: Re: Re[2]: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
Exercise Secured by Check Point
Team,
Kindly check and share correct index 2 copy sanction letter address not matching with index 2.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 21 Aug 2026 at 17:22, Kaushik Subhash Patil <kaushik.patil@phfl.com> wrote:
Dear Team
PFA.
Index 2
Thanks, and Regards
Kaushik Patil
Channel Manager-Ghatkopar Branch
PHFL Home Loans And Services Ltd
Mobile - 8451071391
Web Site: www.pnbhousing.com
----- Original Message -----
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 08/21/26 16:43
To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Balveer Rajput (balveer.rajput@pnbhousing.com), Suraj Deshpande (suraj.deshpande@pnbhousing.com)
Subject: Re: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
Exercise Secured by Check Point
Dear Team,
Pls share clear photo copy of index 2 for noi filing,
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 25 Jul 2026 at 17:38, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote:
Dear Team,
Pls share clear photo copy of index 2 for noi filing,
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 19 Jun 2026 at 11:56, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote:
Dear Team,
Pls share clear photo copy of index 2 for noi filing,
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Mon, 15 Jun 2026 at 11:28, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote:
Dear team
please shared clear correct index 2 and confirm property flat no and floor number for noi filing
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 13 Jun 2026 at 14:37, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote:
Dear team
please shared clear correct index 2 and confirm property flat no and floor number for noi filing
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Mon, 1 Jun 2026 at 12:17, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote:
TEAM
PFA CHALLAN FOR A REFERENCE
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Mon, 1 Jun 2026 at 02:14, Kaushik Subhash Patil <kaushik.patil@phfl.com> wrote:
Dear Team
Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
Thanks, and Regards
Kaushik Patil
Channel Manager-Ghatkopar Branch
PHFL Home Loans And Services Ltd
Mobile - 8451071391
Web Site: www.pnbhousing.com
🤖 read: documents attached
OL
The NOI teamTYPED IN GMAIL
22 Aug, 14:06 · 54d ago
22 Aug, 14:06 · 54d ago
Dear Team
We will process the noi for the same...
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 22 Aug 2026 at 12:46, Kaushik Subhash Patil <kaushik.patil@phfl.com>
wrote:
earlier mails quoted below
Please find latest copy
**
*Thanks, and Regards*
*Kaushik Patil*
*Channel Manager-Ghatkopar Branch*
*PHFL Home Loans And Services Ltd*
*Mobile - 8451071391*
Web Site: *www.pnbhousing.com <http://www.pnbhousing.com/>*
[image: E-mailer Signeture draft]
----- Original Message -----
------------------------------
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 08/22/26 12:41
To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant Ghorpade
(harshal.ghorpade@phfl.com), Balveer Rajput (balveer.rajput@pnbhousing.com),
Suraj Deshpande (suraj.deshpande@pnbhousing.com)
Subject: Re: Re[2]: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI
charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
Secured by Check Point
*Team,*
*Kindly check and share correct index 2 copy sanction letter address not
matching with index 2.*
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Fri, 21 Aug 2026 at 17:22, Kaushik Subhash Patil <
kaushik.patil@phfl.com> wrote:
> Dear Team
>
> PFA.
>
> Index 2
>
> **
> *Thanks, and Regards*
>
> *Kaushik Patil*
>
> *Channel Manager-Ghatkopar Branch*
>
> *PHFL Home Loans And Services Ltd*
>
> *Mobile - 8451071391*
>
> Web Site: *www.pnbhousing.com
> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzplMGU4NjUyMjZiNzdlNDllZWM5MzAyZDI2ZWRkODBiZTo3OjY0ODE6YWNhOGYyY2I1OWVjY2M1Yzk0NTAzYmIxYWVmODk2NmUyOTJhM2EwYmFjNWI1N2YzZGViM2VjMzI3Nzg4MmUyZTpoOlQ6Rg>*
>
> [image: E-mailer Signeture draft]
>
>
> ----- Original Message -----
> ------------------------------
> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
> Date: 08/21/26 16:43
> To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
> Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant
> Ghorpade (harshal.ghorpade@phfl.com), Balveer Rajput (
> balveer.rajput@pnbhousing.com), Suraj Deshpande (
> suraj.deshpande@pnbhousing.com)
> Subject: Re: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges
> in case of ANURAG A MANE: NHL/GHKP/0526/5087114
>
> > Secured by Check Point
> Dear Team,
>
> Pls share clear photo copy of index 2 for noi filing,
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Sat, 25 Jul 2026 at 17:38, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Dear Team,
>>
>> Pls share clear photo copy of index 2 for noi filing,
>>
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974*
>>
>>
>> On Fri, 19 Jun 2026 at 11:56, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>> wrote:
>>
>>> Dear Team,
>>>
>>> Pls share clear photo copy of index 2 for noi filing,
>>>
>>> *Regards,*
>>>
>>> *NOI Coordinator (PNB)*
>>> *ThinkBigz*
>>> *M:-8097244974*
>>>
>>>
>>> On Mon, 15 Jun 2026 at 11:28, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>> wrote:
>>>
>>>> Dear team
>>>>
>>>> please shared clear correct index 2 and confirm property flat no and
>>>> floor number for noi filing
>>>>
>>>>
>>>> *Regards,*
>>>>
>>>> *NOI Coordinator (PNB)*
>>>> *ThinkBigz*
>>>> *M:-8097244974*
>>>>
>>>>
>>>> On Sat, 13 Jun 2026 at 14:37, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>>> wrote:
>>>>
>>>>> Dear team
>>>>>
>>>>> please shared clear correct index 2 and confirm property flat no and
>>>>> floor number for noi filing
>>>>>
>>>>> *Regards,*
>>>>>
>>>>> *NOI Coordinator (PNB)*
>>>>> *ThinkBigz*
>>>>> *M:-8097244974*
>>>>>
>>>>>
>>>>> On Mon, 1 Jun 2026 at 12:17, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>>>> wrote:
>>>>>
>>>>>> TEAM
>>>>>>
>>>>>> PFA CHALLAN FOR A REFERENCE
>>>>>>
>>>>>> *Regards,*
>>>>>>
>>>>>> *NOI Coordinator (PNB)*
>>>>>> *ThinkBigz*
>>>>>> *M:-8097244974*
>>>>>>
>>>>>>
>>>>>> On Mon, 1 Jun 2026 at 02:14, Kaushik Subhash Patil <
>>>>>> kaushik.patil@phfl.com> wrote:
>>>>>>
>>>>>>> Dear Team
>>>>>>>
>>>>>>> Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case
>>>>>>> of ANURAG A MANE: NHL/GHKP/0526/5087114
>>>>>>>
>>>>>>> **
>>>>>>> *Thanks, and Regards*
>>>>>>>
>>>>>>> *Kaushik Patil*
>>>>>>>
>>>>>>> *Channel Manager-Ghatkopar Branch*
>>>>>>>
>>>>>>> *PHFL Home Loans And Services Ltd*
>>>>>>>
>>>>>>> *Mobile - 8451071391*
>>>>>>>
>>>>>>> Web Site: *www.pnbhousing.com
>>>>>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzo3MjY0MjZjOWY3YmI4ZGFmNWE0ZTE1MDg1NWY2MjU2ODo3OmNiNmE6NWYwMjE4NDk0YzNhNzgyYWQxYzEzMmNjYjQyYzc5MGYxNWJlOGZkZDYzNjcyMWZjN2YwNjk3MTBlNDM5OTliZTpoOlQ6Rg>*
>>>>>>>
>>>>>>> [image: E-mailer Signeture draft]
>>>>>>>
>>>>>>>
🤖 read: The NOI team confirms they will process the NOI.
OL
The NOI teamTYPED IN GMAIL
22 Aug, 15:35 · 54d ago
22 Aug, 15:35 · 54d ago
Dear Team,
Could you please clarify the correct floor for this property? The sanction
letter mentions the 10th floor, whereas the Index II document mentions the
4th floor.
Please confirm the correct details urgently for NOI purposes.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 22 Aug 2026 at 12:46, Kaushik Subhash Patil <kaushik.patil@phfl.com>
wrote:
earlier mails quoted below
Please find latest copy
**
*Thanks, and Regards*
*Kaushik Patil*
*Channel Manager-Ghatkopar Branch*
*PHFL Home Loans And Services Ltd*
*Mobile - 8451071391*
Web Site: *www.pnbhousing.com <http://www.pnbhousing.com/>*
[image: E-mailer Signeture draft]
----- Original Message -----
------------------------------
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 08/22/26 12:41
To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant Ghorpade
(harshal.ghorpade@phfl.com), Balveer Rajput (balveer.rajput@pnbhousing.com),
Suraj Deshpande (suraj.deshpande@pnbhousing.com)
Subject: Re: Re[2]: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI
charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
Secured by Check Point
*Team,*
*Kindly check and share correct index 2 copy sanction letter address not
matching with index 2.*
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Fri, 21 Aug 2026 at 17:22, Kaushik Subhash Patil <
kaushik.patil@phfl.com> wrote:
> Dear Team
>
> PFA.
>
> Index 2
>
> **
> *Thanks, and Regards*
>
> *Kaushik Patil*
>
> *Channel Manager-Ghatkopar Branch*
>
> *PHFL Home Loans And Services Ltd*
>
> *Mobile - 8451071391*
>
> Web Site: *www.pnbhousing.com
> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzplMGU4NjUyMjZiNzdlNDllZWM5MzAyZDI2ZWRkODBiZTo3OjY0ODE6YWNhOGYyY2I1OWVjY2M1Yzk0NTAzYmIxYWVmODk2NmUyOTJhM2EwYmFjNWI1N2YzZGViM2VjMzI3Nzg4MmUyZTpoOlQ6Rg>*
>
> [image: E-mailer Signeture draft]
>
>
> ----- Original Message -----
> ------------------------------
> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
> Date: 08/21/26 16:43
> To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
> Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant
> Ghorpade (harshal.ghorpade@phfl.com), Balveer Rajput (
> balveer.rajput@pnbhousing.com), Suraj Deshpande (
> suraj.deshpande@pnbhousing.com)
> Subject: Re: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges
> in case of ANURAG A MANE: NHL/GHKP/0526/5087114
>
> > Secured by Check Point
> Dear Team,
>
> Pls share clear photo copy of index 2 for noi filing,
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Sat, 25 Jul 2026 at 17:38, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Dear Team,
>>
>> Pls share clear photo copy of index 2 for noi filing,
>>
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974*
>>
>>
>> On Fri, 19 Jun 2026 at 11:56, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>> wrote:
>>
>>> Dear Team,
>>>
>>> Pls share clear photo copy of index 2 for noi filing,
>>>
>>> *Regards,*
>>>
>>> *NOI Coordinator (PNB)*
>>> *ThinkBigz*
>>> *M:-8097244974*
>>>
>>>
>>> On Mon, 15 Jun 2026 at 11:28, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>> wrote:
>>>
>>>> Dear team
>>>>
>>>> please shared clear correct index 2 and confirm property flat no and
>>>> floor number for noi filing
>>>>
>>>>
>>>> *Regards,*
>>>>
>>>> *NOI Coordinator (PNB)*
>>>> *ThinkBigz*
>>>> *M:-8097244974*
>>>>
>>>>
>>>> On Sat, 13 Jun 2026 at 14:37, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>>> wrote:
>>>>
>>>>> Dear team
>>>>>
>>>>> please shared clear correct index 2 and confirm property flat no and
>>>>> floor number for noi filing
>>>>>
>>>>> *Regards,*
>>>>>
>>>>> *NOI Coordinator (PNB)*
>>>>> *ThinkBigz*
>>>>> *M:-8097244974*
>>>>>
>>>>>
>>>>> On Mon, 1 Jun 2026 at 12:17, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>>>> wrote:
>>>>>
>>>>>> TEAM
>>>>>>
>>>>>> PFA CHALLAN FOR A REFERENCE
>>>>>>
>>>>>> *Regards,*
>>>>>>
>>>>>> *NOI Coordinator (PNB)*
>>>>>> *ThinkBigz*
>>>>>> *M:-8097244974*
>>>>>>
>>>>>>
>>>>>> On Mon, 1 Jun 2026 at 02:14, Kaushik Subhash Patil <
>>>>>> kaushik.patil@phfl.com> wrote:
>>>>>>
>>>>>>> Dear Team
>>>>>>>
>>>>>>> Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case
>>>>>>> of ANURAG A MANE: NHL/GHKP/0526/5087114
>>>>>>>
>>>>>>> **
>>>>>>> *Thanks, and Regards*
>>>>>>>
>>>>>>> *Kaushik Patil*
>>>>>>>
>>>>>>> *Channel Manager-Ghatkopar Branch*
>>>>>>>
>>>>>>> *PHFL Home Loans And Services Ltd*
>>>>>>>
>>>>>>> *Mobile - 8451071391*
>>>>>>>
>>>>>>> Web Site: *www.pnbhousing.com
>>>>>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzo3MjY0MjZjOWY3YmI4ZGFmNWE0ZTE1MDg1NWY2MjU2ODo3OmNiNmE6NWYwMjE4NDk0YzNhNzgyYWQxYzEzMmNjYjQyYzc5MGYxNWJlOGZkZDYzNjcyMWZjN2YwNjk3MTBlNDM5OTliZTpoOlQ6Rg>*
>>>>>>>
>>>>>>> [image: E-mailer Signeture draft]
>>>>>>>
>>>>>>>
🤖 read: asks the branch for a clarification — “Could you please clarify the correct floor for this property?”
OL
The NOI teamTYPED IN GMAIL
24 Aug, 12:55 · 52d ago
24 Aug, 12:55 · 52d ago
Dear Team,
Could you please clarify the correct floor for this property? The sanction
letter mentions the 10th floor, whereas the Index II document mentions the
4th floor.
Please confirm the correct details urgently for NOI purposes.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 22 Aug 2026 at 15:35, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Dear Team,
Could you please clarify the correct floor for this property? The sanction
letter mentions the 10th floor, whereas the Index II document mentions the
4th floor.
Please confirm the correct details urgently for NOI purposes.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 22 Aug 2026 at 12:46, Kaushik Subhash Patil <
kaushik.patil@phfl.com> wrote:
>
> Please find latest copy
>
> **
> *Thanks, and Regards*
>
> *Kaushik Patil*
>
> *Channel Manager-Ghatkopar Branch*
>
> *PHFL Home Loans And Services Ltd*
>
> *Mobile - 8451071391*
>
> Web Site: *www.pnbhousing.com <http://www.pnbhousing.com/>*
>
> [image: E-mailer Signeture draft]
>
>
> ----- Original Message -----
> ------------------------------
> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
> Date: 08/22/26 12:41
> To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
> Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant
> Ghorpade (harshal.ghorpade@phfl.com), Balveer Rajput (
> balveer.rajput@pnbhousing.com), Suraj Deshpande (
> suraj.deshpande@pnbhousing.com)
> Subject: Re: Re[2]: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI
> charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
>
> > Secured by Check Point
> *Team,*
>
> *Kindly check and share correct index 2 copy sanction letter address not
> matching with index 2.*
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Fri, 21 Aug 2026 at 17:22, Kaushik Subhash Patil <
> kaushik.patil@phfl.com> wrote:
>
>> Dear Team
>>
>> PFA.
>>
>> Index 2
>>
>> **
>> *Thanks, and Regards*
>>
>> *Kaushik Patil*
>>
>> *Channel Manager-Ghatkopar Branch*
>>
>> *PHFL Home Loans And Services Ltd*
>>
>> *Mobile - 8451071391*
>>
>> Web Site: *www.pnbhousing.com
>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzplMGU4NjUyMjZiNzdlNDllZWM5MzAyZDI2ZWRkODBiZTo3OjY0ODE6YWNhOGYyY2I1OWVjY2M1Yzk0NTAzYmIxYWVmODk2NmUyOTJhM2EwYmFjNWI1N2YzZGViM2VjMzI3Nzg4MmUyZTpoOlQ6Rg>*
>>
>> [image: E-mailer Signeture draft]
>>
>>
>> ----- Original Message -----
>> ------------------------------
>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
>> Date: 08/21/26 16:43
>> To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
>> Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant
>> Ghorpade (harshal.ghorpade@phfl.com), Balveer Rajput (
>> balveer.rajput@pnbhousing.com), Suraj Deshpande (
>> suraj.deshpande@pnbhousing.com)
>> Subject: Re: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges
>> in case of ANURAG A MANE: NHL/GHKP/0526/5087114
>>
>> >> Secured by Check Point
>> Dear Team,
>>
>> Pls share clear photo copy of index 2 for noi filing,
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974*
>>
>>
>> On Sat, 25 Jul 2026 at 17:38, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>> wrote:
>>
>>> Dear Team,
>>>
>>> Pls share clear photo copy of index 2 for noi filing,
>>>
>>>
>>> *Regards,*
>>>
>>> *NOI Coordinator (PNB)*
>>> *ThinkBigz*
>>> *M:-8097244974*
>>>
>>>
>>> On Fri, 19 Jun 2026 at 11:56, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>> wrote:
>>>
>>>> Dear Team,
>>>>
>>>> Pls share clear photo copy of index 2 for noi filing,
>>>>
>>>> *Regards,*
>>>>
>>>> *NOI Coordinator (PNB)*
>>>> *ThinkBigz*
>>>> *M:-8097244974*
>>>>
>>>>
>>>> On Mon, 15 Jun 2026 at 11:28, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>>> wrote:
>>>>
>>>>> Dear team
>>>>>
>>>>> please shared clear correct index 2 and confirm property flat no and
>>>>> floor number for noi filing
>>>>>
>>>>>
>>>>> *Regards,*
>>>>>
>>>>> *NOI Coordinator (PNB)*
>>>>> *ThinkBigz*
>>>>> *M:-8097244974*
>>>>>
>>>>>
>>>>> On Sat, 13 Jun 2026 at 14:37, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>>>> wrote:
>>>>>
>>>>>> Dear team
>>>>>>
>>>>>> please shared clear correct index 2 and confirm property flat no and
>>>>>> floor number for noi filing
>>>>>>
>>>>>> *Regards,*
>>>>>>
>>>>>> *NOI Coordinator (PNB)*
>>>>>> *ThinkBigz*
>>>>>> *M:-8097244974*
>>>>>>
>>>>>>
>>>>>> On Mon, 1 Jun 2026 at 12:17, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>>>>> wrote:
>>>>>>
>>>>>>> TEAM
>>>>>>>
>>>>>>> PFA CHALLAN FOR A REFERENCE
>>>>>>>
>>>>>>> *Regards,*
>>>>>>>
>>>>>>> *NOI Coordinator (PNB)*
>>>>>>> *ThinkBigz*
>>>>>>> *M:-8097244974*
>>>>>>>
>>>>>>>
>>>>>>> On Mon, 1 Jun 2026 at 02:14, Kaushik Subhash Patil <
>>>>>>> kaushik.patil@phfl.com> wrote:
>>>>>>>
>>>>>>>> Dear Team
>>>>>>>>
>>>>>>>> Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case
>>>>>>>> of ANURAG A MANE: NHL/GHKP/0526/5087114
>>>>>>>>
>>>>>>>> **
>>>>>>>> *Thanks, and Regards*
>>>>>>>>
>>>>>>>> *Kaushik Patil*
>>>>>>>>
>>>>>>>> *Channel Manager-Ghatkopar Branch*
>>>>>>>>
>>>>>>>> *PHFL Home Loans And Services Ltd*
>>>>>>>>
>>>>>>>> *Mobile - 8451071391*
>>>>>>>>
>>>>>>>> Web Site: *www.pnbhousing.com
>>>>>>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzo3MjY0MjZjOWY3YmI4ZGFmNWE0ZTE1MDg1NWY2MjU2ODo3OmNiNmE6NWYwMjE4NDk0YzNhNzgyYWQxYzEzMmNjYjQyYzc5MGYxNWJlOGZkZDYzNjcyMWZjN2YwNjk3MTBlNDM5OTliZTpoOlQ6Rg>*
>>>>>>>>
>>>>>>>> [image: E-mailer Signeture draft]
>>>>>>>>
>>>>>>>>
🤖 read: asks the branch for a clarification — “Could you please clarify the correct floor for this property?”
KP
kaushik.patil@phfl.com phfl.com
24 Aug, 13:51 · 52d ago
24 Aug, 13:51 · 52d ago
Re[6]: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
Updated sanction letter.
Thanks, and Regards
Kaushik Patil
Channel Manager-Ghatkopar Branch
PHFL Home Loans And Services Ltd
Mobile - 8451071391
Web Site: www.pnbhousing.com
earlier mails quoted below
----- Original Message -----
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 08/24/26 12:56
To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Balveer Rajput (balveer.rajput@pnbhousing.com), Suraj Deshpande (suraj.deshpande@pnbhousing.com)
Subject: Re: Re[4]: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
Exercise Secured by Check Point
Dear Team,
Could you please clarify the correct floor for this property? The sanction letter mentions the 10th floor, whereas the Index II document mentions the 4th floor.
Please confirm the correct details urgently for NOI purposes.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 22 Aug 2026 at 15:35, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote:
Dear Team,
Could you please clarify the correct floor for this property? The sanction letter mentions the 10th floor, whereas the Index II document mentions the 4th floor.
Please confirm the correct details urgently for NOI purposes.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 22 Aug 2026 at 12:46, Kaushik Subhash Patil <kaushik.patil@phfl.com> wrote:
Please find latest copy
Thanks, and Regards
Kaushik Patil
Channel Manager-Ghatkopar Branch
PHFL Home Loans And Services Ltd
Mobile - 8451071391
Web Site: www.pnbhousing.com
----- Original Message -----
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 08/22/26 12:41
To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Balveer Rajput (balveer.rajput@pnbhousing.com), Suraj Deshpande (suraj.deshpande@pnbhousing.com)
Subject: Re: Re[2]: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
Exercise Secured by Check Point
Team,
Kindly check and share correct index 2 copy sanction letter address not matching with index 2.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 21 Aug 2026 at 17:22, Kaushik Subhash Patil <kaushik.patil@phfl.com> wrote:
Dear Team
PFA.
Index 2
Thanks, and Regards
Kaushik Patil
Channel Manager-Ghatkopar Branch
PHFL Home Loans And Services Ltd
Mobile - 8451071391
Web Site: www.pnbhousing.com
----- Original Message -----
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 08/21/26 16:43
To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Balveer Rajput (balveer.rajput@pnbhousing.com), Suraj Deshpande (suraj.deshpande@pnbhousing.com)
Subject: Re: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
Exercise Secured by Check Point
Dear Team,
Pls share clear photo copy of index 2 for noi filing,
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 25 Jul 2026 at 17:38, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote:
Dear Team,
Pls share clear photo copy of index 2 for noi filing,
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 19 Jun 2026 at 11:56, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote:
Dear Team,
Pls share clear photo copy of index 2 for noi filing,
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Mon, 15 Jun 2026 at 11:28, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote:
Dear team
please shared clear correct index 2 and confirm property flat no and floor number for noi filing
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 13 Jun 2026 at 14:37, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote:
Dear team
please shared clear correct index 2 and confirm property flat no and floor number for noi filing
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Mon, 1 Jun 2026 at 12:17, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote:
TEAM
PFA CHALLAN FOR A REFERENCE
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Mon, 1 Jun 2026 at 02:14, Kaushik Subhash Patil <kaushik.patil@phfl.com> wrote:
Dear Team
Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
Thanks, and Regards
Kaushik Patil
Channel Manager-Ghatkopar Branch
PHFL Home Loans And Services Ltd
Mobile - 8451071391
Web Site: www.pnbhousing.com
🤖 read: documents attached
OL
The NOI teamTYPED IN GMAIL
24 Aug, 14:31 · 52d ago
24 Aug, 14:31 · 52d ago
Thanks a lot.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 24 Aug 2026 at 13:53, Kaushik Subhash Patil <kaushik.patil@phfl.com>
wrote:
earlier mails quoted below
Updated sanction letter.
*Thanks, and Regards*
*Kaushik Patil*
*Channel Manager-Ghatkopar Branch*
*PHFL Home Loans And Services Ltd*
*Mobile - 8451071391*
Web Site: *www.pnbhousing.com <http://www.pnbhousing.com/>*
[image: E-mailer Signeture draft]
----- Original Message -----
------------------------------
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 08/24/26 12:56
To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant Ghorpade
(harshal.ghorpade@phfl.com), Balveer Rajput (balveer.rajput@pnbhousing.com),
Suraj Deshpande (suraj.deshpande@pnbhousing.com)
Subject: Re: Re[4]: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI
charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
Secured by Check Point
Dear Team,
Could you please clarify the correct floor for this property? The sanction
letter mentions the 10th floor, whereas the Index II document mentions the
4th floor.
Please confirm the correct details urgently for NOI purposes.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 22 Aug 2026 at 15:35, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
> Dear Team,
>
> Could you please clarify the correct floor for this property?
> The sanction letter mentions the 10th floor, whereas the Index II document
> mentions the 4th floor.
>
> Please confirm the correct details urgently for NOI purposes.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Sat, 22 Aug 2026 at 12:46, Kaushik Subhash Patil <
> kaushik.patil@phfl.com> wrote:
>
>>
>> Please find latest copy
>>
>> **
>> *Thanks, and Regards*
>>
>> *Kaushik Patil*
>>
>> *Channel Manager-Ghatkopar Branch*
>>
>> *PHFL Home Loans And Services Ltd*
>>
>> *Mobile - 8451071391*
>>
>> Web Site: *www.pnbhousing.com
>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzpjOGIyZWUwNTJkNzYxYzcyYWI1MjFhOGRmZGQ0OTFlYTo3OmYwY2U6NDdjNDIzNWI1YTg0YjM3M2MyNzkyMGM4NGM3ODc1ODZjZjhlZGQwZjI2Nzk5ZGUyMzA2YTFmMzk1NGRlZTg0YzpoOlQ6Rg>*
>>
>> [image: E-mailer Signeture draft]
>>
>>
>> ----- Original Message -----
>> ------------------------------
>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
>> Date: 08/22/26 12:41
>> To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
>> Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant
>> Ghorpade (harshal.ghorpade@phfl.com), Balveer Rajput (
>> balveer.rajput@pnbhousing.com), Suraj Deshpande (
>> suraj.deshpande@pnbhousing.com)
>> Subject: Re: Re[2]: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI
>> charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
>>
>> >> Secured by Check Point
>> *Team,*
>>
>> *Kindly check and share correct index 2 copy sanction letter address not
>> matching with index 2.*
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974*
>>
>>
>> On Fri, 21 Aug 2026 at 17:22, Kaushik Subhash Patil <
>> kaushik.patil@phfl.com> wrote:
>>
>>> Dear Team
>>>
>>> PFA.
>>>
>>> Index 2
>>>
>>> **
>>> *Thanks, and Regards*
>>>
>>> *Kaushik Patil*
>>>
>>> *Channel Manager-Ghatkopar Branch*
>>>
>>> *PHFL Home Loans And Services Ltd*
>>>
>>> *Mobile - 8451071391*
>>>
>>> Web Site: *www.pnbhousing.com
>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzplMGU4NjUyMjZiNzdlNDllZWM5MzAyZDI2ZWRkODBiZTo3OjY0ODE6YWNhOGYyY2I1OWVjY2M1Yzk0NTAzYmIxYWVmODk2NmUyOTJhM2EwYmFjNWI1N2YzZGViM2VjMzI3Nzg4MmUyZTpoOlQ6Rg>*
>>>
>>> [image: E-mailer Signeture draft]
>>>
>>>
>>> ----- Original Message -----
>>> ------------------------------
>>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
>>> Date: 08/21/26 16:43
>>> To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
>>> Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant
>>> Ghorpade (harshal.ghorpade@phfl.com), Balveer Rajput (
>>> balveer.rajput@pnbhousing.com), Suraj Deshpande (
>>> suraj.deshpande@pnbhousing.com)
>>> Subject: Re: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges
>>> in case of ANURAG A MANE: NHL/GHKP/0526/5087114
>>>
>>> >>> Secured by Check Point
>>> Dear Team,
>>>
>>> Pls share clear photo copy of index 2 for noi filing,
>>>
>>> *Regards,*
>>>
>>> *NOI Coordinator (PNB)*
>>> *ThinkBigz*
>>> *M:-8097244974*
>>>
>>>
>>> On Sat, 25 Jul 2026 at 17:38, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>> wrote:
>>>
>>>> Dear Team,
>>>>
>>>> Pls share clear photo copy of index 2 for noi filing,
>>>>
>>>>
>>>> *Regards,*
>>>>
>>>> *NOI Coordinator (PNB)*
>>>> *ThinkBigz*
>>>> *M:-8097244974*
>>>>
>>>>
>>>> On Fri, 19 Jun 2026 at 11:56, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>>> wrote:
>>>>
>>>>> Dear Team,
>>>>>
>>>>> Pls share clear photo copy of index 2 for noi filing,
>>>>>
>>>>> *Regards,*
>>>>>
>>>>> *NOI Coordinator (PNB)*
>>>>> *ThinkBigz*
>>>>> *M:-8097244974*
>>>>>
>>>>>
>>>>> On Mon, 15 Jun 2026 at 11:28, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>>>> wrote:
>>>>>
>>>>>> Dear team
>>>>>>
>>>>>> please shared clear correct index 2 and confirm property flat no and
>>>>>> floor number for noi filing
>>>>>>
>>>>>>
>>>>>> *Regards,*
>>>>>>
>>>>>> *NOI Coordinator (PNB)*
>>>>>> *ThinkBigz*
>>>>>> *M:-8097244974*
>>>>>>
>>>>>>
>>>>>> On Sat, 13 Jun 2026 at 14:37, THINKBIGZ NOI <
>>>>>> pnb.noifilling@gmail.com> wrote:
>>>>>>
>>>>>>> Dear team
>>>>>>>
>>>>>>> please shared clear correct index 2 and confirm property flat no
>>>>>>> and floor number for noi filing
>>>>>>>
>>>>>>> *Regards,*
>>>>>>>
>>>>>>> *NOI Coordinator (PNB)*
>>>>>>> *ThinkBigz*
>>>>>>> *M:-8097244974*
>>>>>>>
>>>>>>>
>>>>>>> On Mon, 1 Jun 2026 at 12:17, THINKBIGZ NOI <
>>>>>>> pnb.noifilling@gmail.com> wrote:
>>>>>>>
>>>>>>>> TEAM
>>>>>>>>
>>>>>>>> PFA CHALLAN FOR A REFERENCE
>>>>>>>>
>>>>>>>> *Regards,*
>>>>>>>>
>>>>>>>> *NOI Coordinator (PNB)*
>>>>>>>> *ThinkBigz*
>>>>>>>> *M:-8097244974*
>>>>>>>>
>>>>>>>>
>>>>>>>> On Mon, 1 Jun 2026 at 02:14, Kaushik Subhash Patil <
>>>>>>>> kaushik.patil@phfl.com> wrote:
>>>>>>>>
🤖 read: The team thanks the branch.
OL
The NOI teamTYPED IN GMAIL
24 Aug, 15:50 · 52d ago
24 Aug, 15:50 · 52d ago
DEAR TEAM,
PFA DOWNLOADED COPY OF EFILING
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 24 Aug 2026 at 14:31, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Thanks a lot.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 24 Aug 2026 at 13:53, Kaushik Subhash Patil <
kaushik.patil@phfl.com> wrote:
>
> Updated sanction letter.
>
>
>
> *Thanks, and Regards*
>
> *Kaushik Patil*
>
> *Channel Manager-Ghatkopar Branch*
>
> *PHFL Home Loans And Services Ltd*
>
> *Mobile - 8451071391*
>
> Web Site: *www.pnbhousing.com <http://www.pnbhousing.com/>*
>
> [image: E-mailer Signeture draft]
>
>
> ----- Original Message -----
> ------------------------------
> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
> Date: 08/24/26 12:56
> To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
> Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant
> Ghorpade (harshal.ghorpade@phfl.com), Balveer Rajput (
> balveer.rajput@pnbhousing.com), Suraj Deshpande (
> suraj.deshpande@pnbhousing.com)
> Subject: Re: Re[4]: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI
> charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
>
> > Secured by Check Point
> Dear Team,
>
> Could you please clarify the correct floor for this property?
> The sanction letter mentions the 10th floor, whereas the Index II document
> mentions the 4th floor.
>
> Please confirm the correct details urgently for NOI purposes.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Sat, 22 Aug 2026 at 15:35, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Dear Team,
>>
>> Could you please clarify the correct floor for this property?
>> The sanction letter mentions the 10th floor, whereas the Index II document
>> mentions the 4th floor.
>>
>> Please confirm the correct details urgently for NOI purposes.
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974*
>>
>>
>> On Sat, 22 Aug 2026 at 12:46, Kaushik Subhash Patil <
>> kaushik.patil@phfl.com> wrote:
>>
>>>
>>> Please find latest copy
>>>
>>> **
>>> *Thanks, and Regards*
>>>
>>> *Kaushik Patil*
>>>
>>> *Channel Manager-Ghatkopar Branch*
>>>
>>> *PHFL Home Loans And Services Ltd*
>>>
>>> *Mobile - 8451071391*
>>>
>>> Web Site: *www.pnbhousing.com
>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzpjOGIyZWUwNTJkNzYxYzcyYWI1MjFhOGRmZGQ0OTFlYTo3OmYwY2U6NDdjNDIzNWI1YTg0YjM3M2MyNzkyMGM4NGM3ODc1ODZjZjhlZGQwZjI2Nzk5ZGUyMzA2YTFmMzk1NGRlZTg0YzpoOlQ6Rg>*
>>>
>>> [image: E-mailer Signeture draft]
>>>
>>>
>>> ----- Original Message -----
>>> ------------------------------
>>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
>>> Date: 08/22/26 12:41
>>> To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
>>> Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant
>>> Ghorpade (harshal.ghorpade@phfl.com), Balveer Rajput (
>>> balveer.rajput@pnbhousing.com), Suraj Deshpande (
>>> suraj.deshpande@pnbhousing.com)
>>> Subject: Re: Re[2]: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI
>>> charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
>>>
>>> >>> Secured by Check Point
>>> *Team,*
>>>
>>> *Kindly check and share correct index 2 copy sanction
>>> letter address not matching with index 2.*
>>>
>>> *Regards,*
>>>
>>> *NOI Coordinator (PNB)*
>>> *ThinkBigz*
>>> *M:-8097244974*
>>>
>>>
>>> On Fri, 21 Aug 2026 at 17:22, Kaushik Subhash Patil <
>>> kaushik.patil@phfl.com> wrote:
>>>
>>>> Dear Team
>>>>
>>>> PFA.
>>>>
>>>> Index 2
>>>>
>>>> **
>>>> *Thanks, and Regards*
>>>>
>>>> *Kaushik Patil*
>>>>
>>>> *Channel Manager-Ghatkopar Branch*
>>>>
>>>> *PHFL Home Loans And Services Ltd*
>>>>
>>>> *Mobile - 8451071391*
>>>>
>>>> Web Site: *www.pnbhousing.com
>>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzplMGU4NjUyMjZiNzdlNDllZWM5MzAyZDI2ZWRkODBiZTo3OjY0ODE6YWNhOGYyY2I1OWVjY2M1Yzk0NTAzYmIxYWVmODk2NmUyOTJhM2EwYmFjNWI1N2YzZGViM2VjMzI3Nzg4MmUyZTpoOlQ6Rg>*
>>>>
>>>> [image: E-mailer Signeture draft]
>>>>
>>>>
>>>> ----- Original Message -----
>>>> ------------------------------
>>>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
>>>> Date: 08/21/26 16:43
>>>> To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
>>>> Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant
>>>> Ghorpade (harshal.ghorpade@phfl.com), Balveer Rajput (
>>>> balveer.rajput@pnbhousing.com), Suraj Deshpande (
>>>> suraj.deshpande@pnbhousing.com)
>>>> Subject: Re: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI
>>>> charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
>>>>
>>>> >>>> Secured by Check Point
>>>> Dear Team,
>>>>
>>>> Pls share clear photo copy of index 2 for noi filing,
>>>>
>>>> *Regards,*
>>>>
>>>> *NOI Coordinator (PNB)*
>>>> *ThinkBigz*
>>>> *M:-8097244974*
>>>>
>>>>
>>>> On Sat, 25 Jul 2026 at 17:38, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>>> wrote:
>>>>
>>>>> Dear Team,
>>>>>
>>>>> Pls share clear photo copy of index 2 for noi filing,
>>>>>
>>>>>
>>>>> *Regards,*
>>>>>
>>>>> *NOI Coordinator (PNB)*
>>>>> *ThinkBigz*
>>>>> *M:-8097244974*
>>>>>
>>>>>
>>>>> On Fri, 19 Jun 2026 at 11:56, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>>>> wrote:
>>>>>
>>>>>> Dear Team,
>>>>>>
>>>>>> Pls share clear photo copy of index 2 for noi filing,
>>>>>>
>>>>>> *Regards,*
>>>>>>
>>>>>> *NOI Coordinator (PNB)*
>>>>>> *ThinkBigz*
>>>>>> *M:-8097244974*
>>>>>>
>>>>>>
>>>>>> On Mon, 15 Jun 2026 at 11:28, THINKBIGZ NOI <
>>>>>> pnb.noifilling@gmail.com> wrote:
>>>>>>
>>>>>>> Dear team
>>>>>>>
>>>>>>> please shared clear correct index 2 and confirm property flat no
>>>>>>> and floor number for noi filing
>>>>>>>
>>>>>>>
>>>>>>> *Regards,*
>>>>>>>
>>>>>>> *NOI Coordinator (PNB)*
>>>>>>> *ThinkBigz*
>>>>>>> *M:-8097244974*
>>>>>>>
>>>>>>>
>>>>>>> On Sat, 13 Jun 2026 at 14:37, THINKBIGZ NOI <
>>>>>>> pnb.noifilling@gmail.com> wrote:
>>>>>>>
>>>>>>>> Dear team
>>>>>>>>
>>>>>>>> please shared clear correct index 2 and confirm property flat no
>>>>>>>> and floor number for noi filing
>>>>>>>>
>>>>>>>> *Regards,*
>>>>>>>>
>>>>>>>> *NOI Coordinator (PNB)*
>>>>>>>> *ThinkBigz*
>>>>>>>> *M:-80972
🤖 read: NOI filed on IGR ✓; e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”
OL
The NOI teamTYPED IN GMAIL
04 Sep, 13:46 · 41d ago
04 Sep, 13:46 · 41d ago
DEAR TEAM,
PFA NOI INDEX 2 FOR CASE CLOSURE.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 24 Aug 2026 at 15:50, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
DEAR TEAM,
PFA DOWNLOADED COPY OF EFILING
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Mon, 24 Aug 2026 at 14:31, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
> Thanks a lot.
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Mon, 24 Aug 2026 at 13:53, Kaushik Subhash Patil <
> kaushik.patil@phfl.com> wrote:
>
>>
>> Updated sanction letter.
>>
>>
>>
>> *Thanks, and Regards*
>>
>> *Kaushik Patil*
>>
>> *Channel Manager-Ghatkopar Branch*
>>
>> *PHFL Home Loans And Services Ltd*
>>
>> *Mobile - 8451071391*
>>
>> Web Site: *www.pnbhousing.com <http://www.pnbhousing.com/>*
>>
>> [image: E-mailer Signeture draft]
>>
>>
>> ----- Original Message -----
>> ------------------------------
>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
>> Date: 08/24/26 12:56
>> To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
>> Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant
>> Ghorpade (harshal.ghorpade@phfl.com), Balveer Rajput (
>> balveer.rajput@pnbhousing.com), Suraj Deshpande (
>> suraj.deshpande@pnbhousing.com)
>> Subject: Re: Re[4]: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI
>> charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
>>
>> >> Secured by Check Point
>> Dear Team,
>>
>> Could you please clarify the correct floor for this property?
>> The sanction letter mentions the 10th floor, whereas the Index II document
>> mentions the 4th floor.
>>
>> Please confirm the correct details urgently for NOI purposes.
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>> On Sat, 22 Aug 2026 at 15:35, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>> wrote:
>>
>>> Dear Team,
>>>
>>> Could you please clarify the correct floor for this property?
>>> The sanction letter mentions the 10th floor, whereas the Index II document
>>> mentions the 4th floor.
>>>
>>> Please confirm the correct details urgently for NOI purposes.
>>>
>>> *Regards,*
>>>
>>> *NOI Coordinator (PNB)*
>>> *ThinkBigz*
>>> *M:-8097244974 <(809)%20724-4974>*
>>>
>>>
>>> On Sat, 22 Aug 2026 at 12:46, Kaushik Subhash Patil <
>>> kaushik.patil@phfl.com> wrote:
>>>
>>>>
>>>> Please find latest copy
>>>>
>>>> **
>>>> *Thanks, and Regards*
>>>>
>>>> *Kaushik Patil*
>>>>
>>>> *Channel Manager-Ghatkopar Branch*
>>>>
>>>> *PHFL Home Loans And Services Ltd*
>>>>
>>>> *Mobile - 8451071391*
>>>>
>>>> Web Site: *www.pnbhousing.com
>>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzpjOGIyZWUwNTJkNzYxYzcyYWI1MjFhOGRmZGQ0OTFlYTo3OmYwY2U6NDdjNDIzNWI1YTg0YjM3M2MyNzkyMGM4NGM3ODc1ODZjZjhlZGQwZjI2Nzk5ZGUyMzA2YTFmMzk1NGRlZTg0YzpoOlQ6Rg>*
>>>>
>>>> [image: E-mailer Signeture draft]
>>>>
>>>>
>>>> ----- Original Message -----
>>>> ------------------------------
>>>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
>>>> Date: 08/22/26 12:41
>>>> To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
>>>> Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant
>>>> Ghorpade (harshal.ghorpade@phfl.com), Balveer Rajput (
>>>> balveer.rajput@pnbhousing.com), Suraj Deshpande (
>>>> suraj.deshpande@pnbhousing.com)
>>>> Subject: Re: Re[2]: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI
>>>> charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
>>>>
>>>> >>>> Secured by Check Point
>>>> *Team,*
>>>>
>>>> *Kindly check and share correct index 2 copy sanction
>>>> letter address not matching with index 2.*
>>>>
>>>> *Regards,*
>>>>
>>>> *NOI Coordinator (PNB)*
>>>> *ThinkBigz*
>>>> *M:-8097244974 <(809)%20724-4974>*
>>>>
>>>>
>>>> On Fri, 21 Aug 2026 at 17:22, Kaushik Subhash Patil <
>>>> kaushik.patil@phfl.com> wrote:
>>>>
>>>>> Dear Team
>>>>>
>>>>> PFA.
>>>>>
>>>>> Index 2
>>>>>
>>>>> **
>>>>> *Thanks, and Regards*
>>>>>
>>>>> *Kaushik Patil*
>>>>>
>>>>> *Channel Manager-Ghatkopar Branch*
>>>>>
>>>>> *PHFL Home Loans And Services Ltd*
>>>>>
>>>>> *Mobile - 8451071391*
>>>>>
>>>>> Web Site: *www.pnbhousing.com
>>>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzplMGU4NjUyMjZiNzdlNDllZWM5MzAyZDI2ZWRkODBiZTo3OjY0ODE6YWNhOGYyY2I1OWVjY2M1Yzk0NTAzYmIxYWVmODk2NmUyOTJhM2EwYmFjNWI1N2YzZGViM2VjMzI3Nzg4MmUyZTpoOlQ6Rg>*
>>>>>
>>>>> [image: E-mailer Signeture draft]
>>>>>
>>>>>
>>>>> ----- Original Message -----
>>>>> ------------------------------
>>>>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
>>>>> Date: 08/21/26 16:43
>>>>> To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
>>>>> Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant
>>>>> Ghorpade (harshal.ghorpade@phfl.com), Balveer Rajput (
>>>>> balveer.rajput@pnbhousing.com), Suraj Deshpande (
>>>>> suraj.deshpande@pnbhousing.com)
>>>>> Subject: Re: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI
>>>>> charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
>>>>>
>>>>> >>>>> Secured by Check Point
>>>>> Dear Team,
>>>>>
>>>>> Pls share clear photo copy of index 2 for noi filing,
>>>>>
>>>>> *Regards,*
>>>>>
>>>>> *NOI Coordinator (PNB)*
>>>>> *ThinkBigz*
>>>>> *M:-8097244974 <(809)%20724-4974>*
>>>>>
>>>>>
>>>>> On Sat, 25 Jul 2026 at 17:38, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>>>> wrote:
>>>>>
>>>>>> Dear Team,
>>>>>>
>>>>>> Pls share clear photo copy of index 2 for noi filing,
>>>>>>
>>>>>>
>>>>>> *Regards,*
>>>>>>
>>>>>> *NOI Coordinator (PNB)*
>>>>>> *ThinkBigz*
>>>>>> *M:-8097244974 <(809)%20724-4974>*
>>>>>>
>>>>>>
>>>>>> On Fri, 19 Jun 2026 at 11:56, THINKBIGZ NOI <
>>>>>> pnb.noifilling@gmail.com> wrote:
>>>>>>
>>>>>>> Dear Team,
>>>>>>>
>>>>>>> Pls share clear photo copy of index 2 for noi filing,
>>>>>>>
>>>>>>> *Regards,*
>>>>>>>
>>>>>>> *NOI Coordinator (PNB)*
>>>>>>> *ThinkBigz*
>>>>>>> *M:-8097244974 <(809)%20724-4974>*
>>>>>>>
>>>>>>>
>>>>>>> On Mon, 15 Jun 2026 at 11:28, THINKBIGZ NOI <
>>>>>>> pnb.noifilling@gmail.com> wrote:
>>>>>>>
>>>>>>>> Dear team
>>>>>>>>
>>>>>>>> please shared
🤖 read: Index II shared ✓ — “PFA NOI INDEX 2 FOR CASE CLOSURE.”
OL
The NOI teamTYPED IN GMAIL
04 Sep, 13:46 · 41d ago
04 Sep, 13:46 · 41d ago
DEAR TEAM,
PFA NOI INDEX 2 FOR CASE CLOSURE.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 24 Aug 2026 at 15:50, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
DEAR TEAM,
PFA DOWNLOADED COPY OF EFILING
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Mon, 24 Aug 2026 at 14:31, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
> Thanks a lot.
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Mon, 24 Aug 2026 at 13:53, Kaushik Subhash Patil <
> kaushik.patil@phfl.com> wrote:
>
>>
>> Updated sanction letter.
>>
>>
>>
>> *Thanks, and Regards*
>>
>> *Kaushik Patil*
>>
>> *Channel Manager-Ghatkopar Branch*
>>
>> *PHFL Home Loans And Services Ltd*
>>
>> *Mobile - 8451071391*
>>
>> Web Site: *www.pnbhousing.com <http://www.pnbhousing.com/>*
>>
>> [image: E-mailer Signeture draft]
>>
>>
>> ----- Original Message -----
>> ------------------------------
>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
>> Date: 08/24/26 12:56
>> To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
>> Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant
>> Ghorpade (harshal.ghorpade@phfl.com), Balveer Rajput (
>> balveer.rajput@pnbhousing.com), Suraj Deshpande (
>> suraj.deshpande@pnbhousing.com)
>> Subject: Re: Re[4]: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI
>> charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
>>
>> >> Secured by Check Point
>> Dear Team,
>>
>> Could you please clarify the correct floor for this property?
>> The sanction letter mentions the 10th floor, whereas the Index II document
>> mentions the 4th floor.
>>
>> Please confirm the correct details urgently for NOI purposes.
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>> On Sat, 22 Aug 2026 at 15:35, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>> wrote:
>>
>>> Dear Team,
>>>
>>> Could you please clarify the correct floor for this property?
>>> The sanction letter mentions the 10th floor, whereas the Index II document
>>> mentions the 4th floor.
>>>
>>> Please confirm the correct details urgently for NOI purposes.
>>>
>>> *Regards,*
>>>
>>> *NOI Coordinator (PNB)*
>>> *ThinkBigz*
>>> *M:-8097244974 <(809)%20724-4974>*
>>>
>>>
>>> On Sat, 22 Aug 2026 at 12:46, Kaushik Subhash Patil <
>>> kaushik.patil@phfl.com> wrote:
>>>
>>>>
>>>> Please find latest copy
>>>>
>>>> **
>>>> *Thanks, and Regards*
>>>>
>>>> *Kaushik Patil*
>>>>
>>>> *Channel Manager-Ghatkopar Branch*
>>>>
>>>> *PHFL Home Loans And Services Ltd*
>>>>
>>>> *Mobile - 8451071391*
>>>>
>>>> Web Site: *www.pnbhousing.com
>>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzpjOGIyZWUwNTJkNzYxYzcyYWI1MjFhOGRmZGQ0OTFlYTo3OmYwY2U6NDdjNDIzNWI1YTg0YjM3M2MyNzkyMGM4NGM3ODc1ODZjZjhlZGQwZjI2Nzk5ZGUyMzA2YTFmMzk1NGRlZTg0YzpoOlQ6Rg>*
>>>>
>>>> [image: E-mailer Signeture draft]
>>>>
>>>>
>>>> ----- Original Message -----
>>>> ------------------------------
>>>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
>>>> Date: 08/22/26 12:41
>>>> To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
>>>> Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant
>>>> Ghorpade (harshal.ghorpade@phfl.com), Balveer Rajput (
>>>> balveer.rajput@pnbhousing.com), Suraj Deshpande (
>>>> suraj.deshpande@pnbhousing.com)
>>>> Subject: Re: Re[2]: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI
>>>> charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
>>>>
>>>> >>>> Secured by Check Point
>>>> *Team,*
>>>>
>>>> *Kindly check and share correct index 2 copy sanction
>>>> letter address not matching with index 2.*
>>>>
>>>> *Regards,*
>>>>
>>>> *NOI Coordinator (PNB)*
>>>> *ThinkBigz*
>>>> *M:-8097244974 <(809)%20724-4974>*
>>>>
>>>>
>>>> On Fri, 21 Aug 2026 at 17:22, Kaushik Subhash Patil <
>>>> kaushik.patil@phfl.com> wrote:
>>>>
>>>>> Dear Team
>>>>>
>>>>> PFA.
>>>>>
>>>>> Index 2
>>>>>
>>>>> **
>>>>> *Thanks, and Regards*
>>>>>
>>>>> *Kaushik Patil*
>>>>>
>>>>> *Channel Manager-Ghatkopar Branch*
>>>>>
>>>>> *PHFL Home Loans And Services Ltd*
>>>>>
>>>>> *Mobile - 8451071391*
>>>>>
>>>>> Web Site: *www.pnbhousing.com
>>>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzplMGU4NjUyMjZiNzdlNDllZWM5MzAyZDI2ZWRkODBiZTo3OjY0ODE6YWNhOGYyY2I1OWVjY2M1Yzk0NTAzYmIxYWVmODk2NmUyOTJhM2EwYmFjNWI1N2YzZGViM2VjMzI3Nzg4MmUyZTpoOlQ6Rg>*
>>>>>
>>>>> [image: E-mailer Signeture draft]
>>>>>
>>>>>
>>>>> ----- Original Message -----
>>>>> ------------------------------
>>>>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
>>>>> Date: 08/21/26 16:43
>>>>> To: Kaushik Subhash Patil (kaushik.patil@phfl.com)
>>>>> Cc: Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant
>>>>> Ghorpade (harshal.ghorpade@phfl.com), Balveer Rajput (
>>>>> balveer.rajput@pnbhousing.com), Suraj Deshpande (
>>>>> suraj.deshpande@pnbhousing.com)
>>>>> Subject: Re: Request for initiate NOI, 0.3 % & 0.5%NOI and MOI
>>>>> charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
>>>>>
>>>>> >>>>> Secured by Check Point
>>>>> Dear Team,
>>>>>
>>>>> Pls share clear photo copy of index 2 for noi filing,
>>>>>
>>>>> *Regards,*
>>>>>
>>>>> *NOI Coordinator (PNB)*
>>>>> *ThinkBigz*
>>>>> *M:-8097244974 <(809)%20724-4974>*
>>>>>
>>>>>
>>>>> On Sat, 25 Jul 2026 at 17:38, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>>>> wrote:
>>>>>
>>>>>> Dear Team,
>>>>>>
>>>>>> Pls share clear photo copy of index 2 for noi filing,
>>>>>>
>>>>>>
>>>>>> *Regards,*
>>>>>>
>>>>>> *NOI Coordinator (PNB)*
>>>>>> *ThinkBigz*
>>>>>> *M:-8097244974 <(809)%20724-4974>*
>>>>>>
>>>>>>
>>>>>> On Fri, 19 Jun 2026 at 11:56, THINKBIGZ NOI <
>>>>>> pnb.noifilling@gmail.com> wrote:
>>>>>>
>>>>>>> Dear Team,
>>>>>>>
>>>>>>> Pls share clear photo copy of index 2 for noi filing,
>>>>>>>
>>>>>>> *Regards,*
>>>>>>>
>>>>>>> *NOI Coordinator (PNB)*
>>>>>>> *ThinkBigz*
>>>>>>> *M:-8097244974 <(809)%20724-4974>*
>>>>>>>
>>>>>>>
>>>>>>> On Mon, 15 Jun 2026 at 11:28, THINKBIGZ NOI <
>>>>>>> pnb.noifilling@gmail.com> wrote:
>>>>>>>
>>>>>>>> Dear team
>>>>>>>>
>>>>>>>> please shared clear correct index
🤖 read: Index II shared ✓ — “PFA NOI INDEX 2 FOR CASE CLOSURE.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Index IIthe branch sent this — an input | ALKA INDEX.pdf | filed | 41d ago |
| Aadhaar card+ PAN card inside | applicant kyc.pdf | filed | 41d ago |
| Payment screenshot | IMG-20260601-WA0001.jpg | filed | 41d ago |
| Sanction letter | SKM_22726060101390.pdf | filed | 41d ago |
| Selfie / photo | IMG-20260601-WA0003.jpg | filed | 41d ago |
| Selfie / photo | IMG-20260601-WA0005.jpg | filed | 41d ago |
| Selfie / photo | IMG-20260601-WA0004.jpg | CANNOT BE READ — clear copy asked | 41d ago |
| Other | image003.jpg | filed | 41d ago |
| Index IIthe branch sent this — an input | Index-II (1).html | filed | 41d ago |
| Index IIthe branch sent this — an input | alka mane index 2.pdf | filed | 41d ago |
| Sanction letter | Sanction letter - 2026.pdf | filed | 41d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹53,330
₹53,330
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
₹53,304 651801932844
₹53,304 651801932844
Screenshot ₹53,304 — ₹26 under our ask, not below the real calculation ₹53,304. Counts as full. Nothing to ask.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-06-01 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹36,510 | ₹15,000 | ₹320 | ₹1,500 | ₹53,330 |
By law ₹53,324. We ask ₹53,330 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
27 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Property type (Open / Building / Open + Building), Title deed held by the bank (Agreement to Sale / Sale Deed …), Floor (person 1), GRN, Paid amount …
3 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Taluka, Second number, Floor (person 1)
✗ EzDocs found boxes that do NOT agree with the document (30d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
Sanction letter - 2026.pdf
as printed
FLAT NO. 10, 4TH FLOOR, A WING, PLOT NO. 66, RSC – 48, GORAI SAIGHARKUL CHSL, BORIVALI WEST, GORAI 2, MUMBAI, NEAR AJARA BANK, MAHARASHTRA, INDIA, 400092
FLAT NO. 10, 4TH FLOOR, A WING, PLOT NO. 66, RSC – 48, GORAI SAIGHARKUL CHSL, BORIVALI WEST, GORAI 2, MUMBAI, NEAR AJARA BANK, MAHARASHTRA, INDIA, 400092
PIN
400092
400092
the sanction letter
SKM_22726060101390.pdf
as printed
FLAT NO. 10, 10TH FLOOR, A WING, PLOT NO. 66, RSC-48, GORAI SAIGHARKUL CHSL, BORIVALI WEST, GORAI 2, MUMBAI, NEAR AJARA BANK, MAHARASHTRA, INDIA, 400092
FLAT NO. 10, 10TH FLOOR, A WING, PLOT NO. 66, RSC-48, GORAI SAIGHARKUL CHSL, BORIVALI WEST, GORAI 2, MUMBAI, NEAR AJARA BANK, MAHARASHTRA, INDIA, 400092
PIN
400092
400092
the Index II
alka mane index 2.pdf
the property
paalikeche naava: MUMBAI MA.NA.PA. itara varnana : sadanikaa nan: 10 e vinga, maalaa nan: 4, imaaratiche naava: goraai saai gharakula siechaesa limiteda, bloka nan: plaata nan. 66, aara.esa.si.48, goraai - 2, roda : borivali pashchima mumbai 400 092( (C.T.S. NUMBER: 1; SURVEY NUMBER: 1; 1) 775 chau. phuta
paalikeche naava: MUMBAI MA.NA.PA. itara varnana : sadanikaa nan: 10 e vinga, maalaa nan: 4, imaaratiche naava: goraai saai gharakula siechaesa limiteda, bloka nan: plaata nan. 66, aara.esa.si.48, goraai - 2, roda : borivali pashchima mumbai 400 092( (C.T.S. NUMBER: 1; SURVEY NUMBER: 1; 1) 775 chau. phuta
PIN
400092
400092
the Index II
Index-II (1).html
the property
1) paalikeche naava:mumbai ma.na.paa.itara varnana :, itara maahiti: sadanikaa, sadanikaa, nan-19/e.4thaa maalaa, saigharakula ko.aॅpa.hau. sosaa.( (PLOT NUMBER : 66;))
1) paalikeche naava:mumbai ma.na.paa.itara varnana :, itara maahiti: sadanikaa, sadanikaa, nan-19/e.4thaa maalaa, saigharakula ko.aॅpa.hau. sosaa.( (PLOT NUMBER : 66;))
the Index II
ALKA INDEX.pdf
the property
paalikeche naava mumbai ma.na.paa. itara varnana itara maahiti sadanikaa, sadanikaa, na-19 e 4thaa maalaa, saigharakula ko. aॅpa ho. sosaa ((PLOT NUMBER TO 11 775 chau phuta
paalikeche naava mumbai ma.na.paa. itara varnana itara maahiti sadanikaa, sadanikaa, na-19 e 4thaa maalaa, saigharakula ko. aॅpa ho. sosaa ((PLOT NUMBER TO 11 775 chau phuta
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 10 4TH FLOOR GORAI SAI GHARKUL CHS LIMITED WING A PLOT NO 66 CTS NO 1 SURVEY NO 1
FLAT NO 10 4TH FLOOR GORAI SAI GHARKUL CHS LIMITED WING A PLOT NO 66 CTS NO 1 SURVEY NO 1
Locality/Road
NEAR AJARA BANK BORIVALI WEST GORAI - 2
NEAR AJARA BANK BORIVALI WEST GORAI - 2
Area/City
MUMBAI
check or correct a box, the papers beside it →MUMBAI
the sanction letter also prints: 10TH
the Index II also prints: 092, 1, 4, 400, 775, AARA, BLOKA, CHAU, ESA, GHARAKULA, GORAAI, IMAARATICHE, ITARA, LIMITEDA, MA
the Index II also prints: 1, 19/E, 4THAA, HAU, ITARA, KO, MA, MAAHITI, MAALAA, NA, NAAVA, NAN, PA
the Index II also prints: 11, 19, 4THAA, 775, CHAU, HO, ITARA, KO, MA, MAAHITI, MAALAA, NA, NAAVA, PA
the Index II also prints: 092, 1, 4, 400, 775, AARA, BLOKA, CHAU, ESA, GHARAKULA, GORAAI, IMAARATICHE, ITARA, LIMITEDA, MA
the Index II also prints: 1, 19/E, 4THAA, HAU, ITARA, KO, MA, MAAHITI, MAALAA, NA, NAAVA, NAN, PA
the Index II also prints: 11, 19, 4THAA, 775, CHAU, HO, ITARA, KO, MA, MAAHITI, MAALAA, NA, NAAVA, PA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | Anurag Anand Mane | DWYPM4071A | …5675 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| documents acknowledged | kaushik.patil@phfl.com | 41d ago |
What EzDocs read from each document — check anything marked in red
Index II ALKA INDEX.pdf needs your check
kind
index2_input
index2_input
extracted
doc_no: 1642; village: गोराई; doc_kind: सूची क्र.2; doc_year: 2000; sro_name: सदुनि बोरीवली; area_text: 775 चौ फूट; filing_fee: 1642.2; mortgagors: []; stamp_duty: 74710; filing_date: 2000-04-18; loan_amount: 0; property
doc_no: 1642; village: गोराई; doc_kind: सूची क्र.2; doc_year: 2000; sro_name: सदुनि बोरीवली; area_text: 775 चौ फूट; filing_fee: 1642.2; mortgagors: []; stamp_duty: 74710; filing_date: 2000-04-18; loan_amount: 0; property
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'doc_no': '1642', 'village': 'गोराई', 'doc_kind': 'सूची क्र.2', 'doc_year': '2000', 'sro_name': 'सदुनि बोरीवली', 'area_text': '775 चौ फूट', 'filing_fee': 1642.2, 'mortgagors': [], 'stamp_duty': 74710, 'filing_date': '2000-04-18', 'loan_amount': 0, 'property_text': 'पालिकेचे नाव मुंबई म.न.पा. इतर वर्णन इतर माहिती सदनिका, सदनिका, न-19 ए 4था माळा, सईघरकुल को. अॅप हो. सोसा ((Plot Number to 11 775 चौ फूट'}}Aadhaar card applicant kyc.pdf needs your check
dob
1998-10-07
1998-10-07
pan
DWYPM4071A
DWYPM4071A
name
Anurag Anand Mane
Anurag Anand Mane
legible
True
True
aadhaar last4
5675
5675
raw reading (for Abhijit)
{'dob': '1998-10-07', 'pan': 'DWYPM4071A', 'name': 'Anurag Anand Mane', 'legible': True, 'aadhaar_last4': '5675', 'quality_issue': None}Aadhaar card applicant kyc.pdf needs your check
dob
1998-10-07
1998-10-07
pan
DWYPM4071A
DWYPM4071A
name
ANURAG A MANE
ANURAG A MANE
legible
True
True
raw reading (for Abhijit)
{'dob': '1998-10-07', 'pan': 'DWYPM4071A', 'name': 'ANURAG A MANE', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}Payment screenshot IMG-20260601-WA0001.jpg needs your check
utr
651801932844
651801932844
date
2026-06-01
2026-06-01
amount
53304
53304
method
UPI
UPI
payee upi
vyapar.169705262080@hdfcbank
vyapar.169705262080@hdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
THINK BIGZ INITIATIVE PVT LTD
payer name
ALKA ANAND MANE
ALKA ANAND MANE
raw reading (for Abhijit)
{'utr': '651801932844', 'date': '2026-06-01', 'amount': 53304, 'method': 'UPI', 'payee_upi': 'vyapar.169705262080@hdfcbank', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'ALKA ANAND MANE', 'debit_notification_text': None}Sanction letter SKM_22726060101390.pdf needs your check
lan
NHL/GHKP/0526/5087114
NHL/GHKP/0526/5087114
legible
True
True
loan type
Non Housing Loan, Personal use
Non Housing Loan, Personal use
confidence
1.0
1.0
loan amount
11700000
11700000
interest rate
9.8
9.8
sanction date
29-May-2026
29-May-2026
letter version
5
5
applicant names
ANURAG A MANE, AKANKSHAA MANE, ALKA ANAND MANE
ANURAG A MANE, AKANKSHAA MANE, ALKA ANAND MANE
applicant mobile
9930047953
9930047953
property address
pin: 400092; road: BORIVALI WEST, Gorai 2; state: MAHARASHTRA; Flat no: 10; district: Mumbai; Floor: 10th Floor; landmark: Near Ajara Bank; Address: Flat No. 10, 10th Floor, A Wing, Plot No. 66, RSC-48, Gorai Sai
pin: 400092; road: BORIVALI WEST, Gorai 2; state: MAHARASHTRA; Flat no: 10; district: Mumbai; Floor: 10th Floor; landmark: Near Ajara Bank; Address: Flat No. 10, 10th Floor, A Wing, Plot No. 66, RSC-48, Gorai Sai
insurance premium
468000
468000
includes insurance
True
True
total with insurance
12168000
12168000
security address verbatim
Flat No. 10, 10th Floor, A Wing, Plot No. 66, RSC-48, Gorai Saigharkul CHSL, BORIVALI WEST, Gorai 2,, Mumbai, Near Ajara Bank,, MAHARASHTRA, India, 400092
Flat No. 10, 10th Floor, A Wing, Plot No. 66, RSC-48, Gorai Saigharkul CHSL, BORIVALI WEST, Gorai 2,, Mumbai, Near Ajara Bank,, MAHARASHTRA, India, 400092
raw reading (for Abhijit)
{'lan': 'NHL/GHKP/0526/5087114', 'legible': True, 'loan_type': 'Non Housing Loan, Personal use', 'confidence': 1.0, 'loan_amount': 11700000, 'interest_rate': 9.8, 'quality_issue': None, 'sanction_date': '29-May-2026', 'letter_version': '5', 'applicant_names': ['ANURAG A MANE', 'AKANKSHAA MANE', 'ALKA ANAND MANE'], 'applicant_mobile': '9930047953', 'property_address': {'pin': '400092', 'road': 'BORIVALI WEST, Gorai 2', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '10', 'district': 'Mumbai', 'floor_no': '10th Floor', 'landmark': 'Near Ajara Bank', 'full_address': 'Flat No. 10, 10th Floor, A Wing, Plot No. 66, RSC-48, Gorai Saigharkul CHSL, BORIVALI WEST, Gorai 2, Mumbai, Near Ajara Bank, MAHARASHTRA, India, 400092', 'village_city': 'Mumbai', 'building_name': 'A Wing, Gorai Saigharkul CHSL', 'survey_or_cts_no': 'Plot No. 66, RSC-48'}, 'insurance_premium': 468000, 'includes_insurance': True, 'total_with_insurance': 12168000, 'security_address_verbatim': 'Flat No. 10, 10th Floor, A Wing, Plot No. 66, RSC-48, Gorai Saigharkul CHSL, BORIVALI WEST, Gorai 2,, Mumbai, Near Ajara Bank,, MAHARASHTRA, India, 400092'}Selfie / photo IMG-20260601-WA0003.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
1.0
1.0
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}Selfie / photo IMG-20260601-WA0005.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.95
0.95
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.95, 'face_visible': True, 'quality_issue': None}Selfie / photo IMG-20260601-WA0004.jpg needs your check
kind
group_or_other
group_or_other
legible
False
False
confidence
0.9
0.9
face visible
True
True
quality issue
This is not a live selfie (applicant not holding the phone)
This is not a live selfie (applicant not holding the phone)
raw reading (for Abhijit)
{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'This is not a live selfie (applicant not holding the phone)'}Index II Index-II (1).html needs your check
kind
index2_input
index2_input
extracted
doc_no: 1642/2000; village: गोराई; doc_kind: सूची क्र.2; doc_year: 2000; sro_name: सह दु.नि. बोरीवली 1 (बदर 2)[BDR2]; area_text: 1) 775 चौ.फूट; mortgagee: 1.अलका आनंद माले. 2. आनंद राजाराम माले; filing_fee: 0; mortgagors
doc_no: 1642/2000; village: गोराई; doc_kind: सूची क्र.2; doc_year: 2000; sro_name: सह दु.नि. बोरीवली 1 (बदर 2)[BDR2]; area_text: 1) 775 चौ.फूट; mortgagee: 1.अलका आनंद माले. 2. आनंद राजाराम माले; filing_fee: 0; mortgagors
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'doc_no': '1642/2000', 'village': 'गोराई', 'doc_kind': 'सूची क्र.2', 'doc_year': '2000', 'sro_name': 'सह दु.नि. बोरीवली 1 (बदर 2)[BDR2]', 'area_text': '1) 775 चौ.फूट', 'mortgagee': '1.अलका आनंद माले. 2. आनंद राजाराम माले', 'filing_fee': 0, 'mortgagors': ['रेणुकाबेन जयंतीलाल गांधी'], 'stamp_duty': 74710, 'filing_date': '2014-11-11', 'loan_amount': 750000, 'property_text': '1) पालिकेचे नाव:मुंबई म.न.पा.इतर वर्णन :, इतर माहिती: सदनिका, सदनिका, नं-19/ए.4था माळा, सईघरकुल को.अ\u200dॅप.हौ. सोसा.( ( Plot Number : 66 ; ) )', 'survey_numbers': ['66']}}Index II alka mane index 2.pdf needs your check
kind
index2_input
index2_input
extracted
pin: 400092; doc_no: 10363; village: गोराई; doc_kind: सूची क्र.2; doc_year: 2015; sro_name: सह दु.नि. बोरीवली 1; area_text: 775 चौ. फूट; mortgagee: एकता को ऑपरेटिव क्रेडिट सोसायटी लीमीटेड; filing_fee: 25000; mortgagors:
pin: 400092; doc_no: 10363; village: गोराई; doc_kind: सूची क्र.2; doc_year: 2015; sro_name: सह दु.नि. बोरीवली 1; area_text: 775 चौ. फूट; mortgagee: एकता को ऑपरेटिव क्रेडिट सोसायटी लीमीटेड; filing_fee: 25000; mortgagors:
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '400092', 'doc_no': '10363', 'village': 'गोराई', 'doc_kind': 'सूची क्र.2', 'doc_year': '2015', 'sro_name': 'सह दु.नि. बोरीवली 1', 'area_text': '775 चौ. फूट', 'mortgagee': 'एकता को ऑपरेटिव क्रेडिट सोसायटी लीमीटेड', 'filing_fee': 25000, 'mortgagors': ['श्रीमती अलका आनंद माने', 'श्री क्रांतीकुमार बापू कांबळे'], 'stamp_duty': 12500, 'filing_date': '2015-10-29', 'loan_amount': 2500000, 'property_text': 'पालिकेचे नाव: Mumbai Ma.na.pa. इतर वर्णन : सदनिका नं: 10 ए विंग, माळा नं: 4, इमारतीचे नाव: गोराई साई घरकुल सीएचएस लीमीटेड, ब्लॉक नं: प्लाट नं. 66, आर.एस.सी.48, गोराई - 2, रोड : बोरीवली पश्चिम मुंबई 400 092( (C.T.S. Number: 1; Survey Number: 1; 1) 775 चौ. फूट', 'survey_numbers': ['1', '1']}}Sanction letter Sanction letter - 2026.pdf needs your check
lan
NHL/GHKP/0526/5087114
NHL/GHKP/0526/5087114
legible
True
True
loan type
Non Housing Loan, Personal use
Non Housing Loan, Personal use
confidence
1
1
loan amount
11700000
11700000
interest rate
9.8
9.8
sanction date
31-May-2026
31-May-2026
letter version
6
6
applicant names
ANURAG A MANE, AKANKSHAA MANE, ALKA ANAND MANE
ANURAG A MANE, AKANKSHAA MANE, ALKA ANAND MANE
applicant mobile
9930047953
9930047953
property address
pin: 400092; state: MAHARASHTRA; Flat no: 10; Floor: 4th Floor; landmark: Near Ajara Bank,; Address: Flat No. 10, 4th Floor, A Wing, Plot No. 66, RSC – 48, Gorai Saigharkul CHSL, BORIVALI WEST, Gorai 2, Mumbai, N
pin: 400092; state: MAHARASHTRA; Flat no: 10; Floor: 4th Floor; landmark: Near Ajara Bank,; Address: Flat No. 10, 4th Floor, A Wing, Plot No. 66, RSC – 48, Gorai Saigharkul CHSL, BORIVALI WEST, Gorai 2, Mumbai, N
insurance premium
468000
468000
includes insurance
True
True
total with insurance
12168000
12168000
security address verbatim
Flat No. 10, 4th Floor, A Wing, Plot No. 66, RSC – 48, Gorai Saigharkul CHSL,, BORIVALI WEST, Gorai 2, Mumbai, Near Ajara Bank,, MAHARASHTRA, India, 400092
Flat No. 10, 4th Floor, A Wing, Plot No. 66, RSC – 48, Gorai Saigharkul CHSL,, BORIVALI WEST, Gorai 2, Mumbai, Near Ajara Bank,, MAHARASHTRA, India, 400092
raw reading (for Abhijit)
{'lan': 'NHL/GHKP/0526/5087114', 'legible': True, 'loan_type': 'Non Housing Loan, Personal use', 'confidence': 1, 'loan_amount': 11700000, 'interest_rate': 9.8, 'quality_issue': None, 'sanction_date': '31-May-2026', 'letter_version': '6', 'applicant_names': ['ANURAG A MANE', 'AKANKSHAA MANE', 'ALKA ANAND MANE'], 'applicant_mobile': '9930047953', 'property_address': {'pin': '400092', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '10', 'district': None, 'floor_no': '4th Floor', 'landmark': 'Near Ajara Bank,', 'full_address': 'Flat No. 10, 4th Floor, A Wing, Plot No. 66, RSC – 48, Gorai Saigharkul CHSL, BORIVALI WEST, Gorai 2, Mumbai, Near Ajara Bank, MAHARASHTRA, India, 400092', 'village_city': 'BORIVALI WEST, Gorai 2, Mumbai', 'building_name': 'A Wing, Plot No. 66, RSC – 48, Gorai Saigharkul CHSL,', 'survey_or_cts_no': 'Plot No. 66, RSC – 48'}, 'insurance_premium': 468000, 'includes_insurance': True, 'total_with_insurance': 12168000, 'security_address_verbatim': 'Flat No. 10, 4th Floor, A Wing, Plot No. 66, RSC – 48, Gorai Saigharkul CHSL,, BORIVALI WEST, Gorai 2, Mumbai, Near Ajara Bank,, MAHARASHTRA, India, 400092'}Other image003.jpg needs your check
payments inside
kind: other; payments: []; rows_read: 0
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}Payment screenshot IMG-20260601-WA0001.jpg needs your check
payments inside
bank: ICICI Bank; kind: payment_screenshot; payments: [{'utr': '651801932844', 'date': '2026-06-01', 'page': None, 'time': '01:15', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 53304.0, 'direction': 'credit', 'nar
bank: ICICI Bank; kind: payment_screenshot; payments: [{'utr': '651801932844', 'date': '2026-06-01', 'page': None, 'time': '01:15', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 53304.0, 'direction': 'credit', 'nar
raw reading (for Abhijit)
{'payments_inside': {'bank': 'ICICI Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '651801932844', 'date': '2026-06-01', 'page': None, 'time': '01:15', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 53304.0, 'direction': 'credit', 'narration': 'To: THINK BIGZ INITIATIVE PVT LTD vyapar.169705262080@hdfcbank From: ALKA ANAND MANE (ICICI Bank) Google Pay maneaa1967@okicici UPI transaction ID 651801932844', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '5441', 'account_holder': 'ALKA ANAND MANE'}}Technical record (for Abhijit — safe to ignore)
| 5h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 04 Sep, 13:46 sent the Index II — case closed — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']} |
| 30d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 30d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'quick sweep', 'docs': ['ALKA INDEX.pdf', 'alka mane index 2.pdf', 'SKM_22726060101390.pdf', 'Sanction letter - 2026.pdf', 'applicant kyc.pdf'], 'after': {'from': 'alka mane index 2.pdf', 'addresses |
| 30d ago | EzDocs | address_compared | {'sig': '9e4e7311a17d4ae4', 'why': 'after gather', 'people': [{'home': 'A/10, Gorai Sai Gharkul C.H.S., Borivali West, Gorai-2, Mumbai, Mumbai, 400092', 'person': 'Anurag Anand Mane', 'against': [], 'home_src': 'aadhaar' |
| 30d ago | EzDocs | challan_boxes_composed | {'fp': 'dfd3a6fd8fb2cc4b', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 10 4TH FLOOR GORAI SAI GHARKUL CHS LI |
| 30d ago | EzDocs | box_disagreement | {'box': 'property.Title deed number', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '10363/2015 SRO सह दु.नि. बोरीवली |
| 30d ago | EzDocs | box_disagreement | {'box': 'property.Area unit', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'SQ.MT', 'page': 1, 'party': None, 'quo |
| 30d ago | EzDocs | box_disagreement | {'box': 'property.Area', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '72.00', 'page': 1, 'party': None, 'qu |
| 30d ago | EzDocs | box_disagreement | {'box': 'property.Flat no', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '10', 'page': 1, 'party': None, 'quote': |
| 30d ago | EzDocs | box_disagreement | {'box': 'property.Floor', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '4th', 'page': 1, 'party': None |
| 30d ago | EzDocs | box_disagreement | {'box': 'property.Hadd name', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Mumbai Municipal Corporation', ' |
| 30d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'box': 'Landmark', 'why': "The typ |
| 30d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'alka mane index 2.pdf', 'changed': {'Number type': {'was': None, 'index2': |
| 30d ago | EzDocs | index2_people_checked | {'doc_id': '9fd1a0cb-8536-46ba-b21d-9fa5ff7c0a58', 'differs': 0, 'matched': [], 'not_on_case': 1} |
| 30d ago | EzDocs | index2_extra_purchaser | {'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': '9fd1a0cb-8536-46ba-b21d-9fa5 |
| 30d ago | EzDocs | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 30d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260601-WA0001.jpg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': 'e000955d-724d-4f58-918e-519531cda478', 'fetched': True} |
| 30d ago | EzDocs | hidden_payment_scan | {'file': 'image003.jpg', 'kind': 'other', 'found': 0, 'doc_id': 'aba41287-e106-49a0-9705-ff6f020d2ab2', 'fetched': True} |
| 30d ago | EzDocs | efiling_found_on_case | {'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': |
| 31d ago | EzDocs | property_attrs_split | {'now': {'Number type': '', 'Second number type': '', 'Number': '48', 'Second number': ''}, 'was': {'Number type': 'R.S.C.', 'Second number type': '', 'Number': '48', 'Second number': ''}, 'why': "the number boxes hold the type word |
| 34d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'alka mane index 2.pdf', 'changed': {'Flat no': {'was': '19A', 'index2': '1 |
| 41d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 41d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"} |
| 41d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 41d ago | EzDocs | payer_mobile_captured | {'last4': '7953', 'source': 'sanction_letter'} |
| 41d ago | EzDocs | property_address_extracted | {'confidence': 1, 'Address': 'Flat No. 10, 4th Floor, A Wing, Plot No. 66, RSC – 48, Gorai Saigharkul CHSL, BORIVALI WEST, Gorai 2, Mumbai, Near Ajara Bank, MAHARASHTRA, India, 400092'} |
| 41d ago | EzDocs | document_received | {'file': 'Sanction letter - 2026.pdf', 'doc_type': 'sanction_letter', 'confidence': 1.0} |
| 41d ago | EzDocs | property_english_extracted | {'note': '', 'village': 'Mumbai', 'building': 'Gorai Sai Gharkul CHS Limited', 'specific_unit_found': True} |
| 41d ago | EzDocs | index2_input_received | {'file': 'alka mane index 2.pdf'} |
| 41d ago | EzDocs | document_received | {'file': 'alka mane index 2.pdf', 'doc_type': 'index2', 'confidence': 1.0} |
Case diary the case’s history — what happened, newest day first
Papers
All 5 in hand
Selfie re-sent — an earlier one was a photo of a print
Money
₹53,304 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
For you to check: Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it. The work is done — our fee of ₹53,330 is still not in our account. Chase the branch for it.
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
15 Sep4 things — 4 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
The challan's address boxes were written from the papers
EzDocs took 12 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
14 Sep1 thing — 1 step
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
4 Sep28 things — 11 documents received · 2 letters written · 1 caution · 14 steps
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
Property address read from the sanction letter
Received: Sanction letter
Sanction letter - 2026.pdf
EzDocs took 5 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Index II (title document) received from the branch
Received: Index II
alka mane index 2.pdf
Index II (title document) received from the branch
Received: Index II
Index-II (1).html
Wrote the documents acknowledged mail — held, silent mode
Request for initiate NOI, 0.3 % & 0.5%NOI and MOI charges in case of ANURAG A MANE: NHL/GHKP/0526/5087114
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
Received: other
image003.jpg
Document could not be read — a clear copy was asked for
This is not a live selfie (applicant not holding the phone)
Received: Selfie — not usable
IMG-20260601-WA0004.jpg — This is not a live selfie (applicant not holding the phone)
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
IMG-20260601-WA0005.jpg
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
IMG-20260601-WA0003.jpg
Property address read from the sanction letter
Received: Sanction letter
SKM_22726060101390.pdf
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
IMG-20260601-WA0001.jpg
PAN found inside the KYC file — no need to ask for it
Received: Aadhaar
applicant kyc.pdf
Property read from the Index II
Index II (title document) received from the branch
Received: Index II
ALKA INDEX.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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