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Mailboxes — what to do →
Cases / NOI-2026-00751

PRASHANT VIJAYKUMAR KERURKAR

PNB_HFLLAN HOU/SOL/0826/5197924 Challan paid · waiting on the branch Waiting for the Index IIAll documentsMails & papers 5
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs2 still to come
5 of 7 in hand.
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Aadhaar card — inside Prashant Kerurkar NOI .pdfopen
✓PAN card — inside Prashant Kerurkar NOI .pdfopen
✓Selfie / photo — inside Prashant Kerurkar NOI .pdfopen
✓Payment screenshot — shows ₹17,400; money not verified yet — inside Prashant Kerurkar NOI .pdfopen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
All files (3)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • The work is done — our fee of ₹17,440 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹17,440
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹17,400; we wait for the credit itself
Stamp duty 0.3%5,860
Registration fee 0.5%9,760
Government handling320
Our service fee1,500
Total we ask for17,440
Screenshot ₹17,400 — ₹40 under our ask, not below the real calculation ₹17,400. Counts as full. Nothing to ask.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-26 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 16:27 — 0 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹17,420. We ask ₹17,440 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹17,400 — accept as full (₹40 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 70 hour time · 3 Sep 21:39
Index II —not yet
the NOI team 49 d 20 hthe branch 13 mintotal 49 d 21 h so far
Now with the NOI team — e-filing on IGR
since 3 Sep 21:39 — 41 d 19 h of working time
Day by day — every step and who held it
26 Aug 19:45Your branch's mail
26 Aug 19:58Papers from your branch+13 min · the branch
1 Sep 21:03Fee quoted+6 d 1 h · the NOI team
1 Sep 21:03Papers readat once
1 Sep 21:03Property readat once
1 Sep 21:04Papers readat once
3 Sep 21:39Challan made+2 d · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹19,50,000
Loan account no.
HOU/SOL/0826/5197924
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI team has received the initial loan documents and payment details from the branch, and has successfully processed and shared the e-challan. The team is currently waiting for the branch to provide the Index II copy specifically required for the NOI filing process.
the history says the next move is with the branch — the Index II
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 4 (2026-08-26) “We acknowledge the receipt of your mail documents and payment.”
✓ fee paid — the branch's words — done, mail 4 (2026-08-26) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 5 (2026-08-26) “PFA challan for your reference.”
✓ challan shared — done, mail 5 (2026-08-26) “PFA challan for your reference.”
? Index II asked for — asked, mail 4 (2026-08-26) “For NOI filing, We need an index 2 copy..”
read over 5 mail(s), last mail 2026-08-26 · read 29d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 30d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
PK pramod.kabade@phfl.com phfl.com
26 Aug, 19:45 · 49d ago
THE APP JOINED HERE — earlier mails are on Gmail
Kindly process challan in below case MR.PRASHANT VIJAYKUMAR KERURKAR - HOU/SOL/0826/5197924

This email contains attachments that are delivered using IceWarp SmartAttach technology. Click the links below to download the attachment(s). 1/1: Prashant Kerurkar NOI.pdf (2.44 MB)

Customer nameMR.PRASHANT VIJAYKUMAR KERURKAR
Loan account (LAN)HOU/SOL/0826/5197924
Loan amount₹19,50,000
Stamp duty 0.30%₹5,850
Registration fee 0.50%₹9,750
Service / vendor fees₹1,800
Total₹17,400
  • ✓ Sanction Letter — attached
  • ✓ Applicant and Aadhar Card — attached
  • ✓ Applicant and Pan Card — attached
  • ✓ Index II Copy — attached
  • ✓ Soft copy of Photograph — attached
  • ✓ Payment details — attached

Dear Team, Kindly process challan in below case. Note: - Kindly Check PDF all Pages.   /- /- /- /- /- /-

Thanks & Regards, Pramod Basavraj Kabade Team Leader - Loans Mobile: 8080998645 3 rd. floor, SV Prime Building, Opp Hotel Jay Palace,  Hotagi Road, Solapur – 413003 PHFL Home Loans and Services Limited Toll Free: 1800 120 8800 This email contains attachments that are delivered for download using IceWarp SmartAttach technology, more at http://www.icewarp.com/SmartAttach/. Click the links below to download the attachment(s). 1/1: Prashant Kerurkar NOI.pdf (2.44 MB): https://pnbhousing.icewarpcloud.in/collaboration/?ticket=eJw9yjEOgzAMAMDfeKOVoUFh8Np,OGCbKCiEhPwfdel40hnZx5dF5zMjBtAf7116D5cKrPSF9h8HIoMQRDI3sRwetZm9S.W2c76HJLXXxHXIZ3yVTQESbSuqc2OYxgc2xyK0
🤖 read: asks for the challan; documents attached; note: Kindly Check PDF all Pages. — “Kindly process challan in below case.”
2 more mails in between — open
OL The NOI teamTYPED IN GMAIL
26 Aug, 19:48 · 49d ago
Dear Team,

Pls share all required documents in pdf format for challan initiation,

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 26 Aug 2026 at 19:43, Pramod Basavraj Kabade < pramod.kabade@phfl.com > wrote: This email contains attachments that are delivered using IceWarp SmartAttach technology. Click the links below to download the attachment(s). 1/1: Prashant Kerurkar NOI.pdf (2.44 MB) Dear Team, Kindly process challan in below case. Note: - Kindly Check PDF all Pages. Customer Name MR.PRASHANT VIJAYKUMAR KERURKAR Lan No HOU/SOL/0826/5197924 Loan Amount 1950000/- LOAN AMOUNT 1950000/- 0.30% 5850/- 0.50% 9750/- FEES 1800/- TOTAL 17400/- *Sanction Letter attached *Applicant and Aadhar Card attached *Applicant and Pan Card attached *Index II Copy attached *Soft copy of Photograph attached *Payment details attached Thanks & Regards, Pramod Basavraj Kabade Team Leader - Loans Mobile: 8080998645 3 rd. floor, SV Prime Building, Opp Hotel Jay Palace, Hotagi Road, Solapur – 413003 PHFL Home Loans and Services Limited Toll Free: 1800 120 8800 Dear Team, Pls share all required documents in pdf format for challan initiation, *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974* On Wed, 26 Aug 2026 at 19:43, Pramod Basavraj Kabade <pramod.kabade@phfl.com> wrote: This email contains attachments that are delivered using IceWarp SmartAttach technology. <http://www.icewarp.com/SmartAttach/> Click the links below to download the attachment(s). 1/1: Prashant Kerurkar NOI.pdf <https://pnbhousing.icewarpcloud.in/collaboration/?ticket=eJw9yjEOgzAMAMDfeKOVoUFh8Np,OGCbKCiEhPwfdel40hnZx5dF5zMjBtAf7116D5cKrPSF9h8HIoMQRDI3sRwetZm9S.W2c76HJLXXxHXIZ3yVTQESbSuqc2OYxgc2xyK0t&url=https%3A//pnbhousing.icewarpcloud.in/teamchatapi/> (2.44 MB) Dear Team, Kindly process challan in below case. Note: - Kindly Check PDF all Pages. Customer Name MR.PRASHANT VIJAYKUMAR KERURKAR Lan No HOU/SOL/0826/5197924 Loan Amount 1950000/- LOAN AMOUNT 1950000/- 0.30% 5850/- 0.50% 9750/- FEES 1800/- TOTAL 17400/- *Sanction Letter attached *Applicant and Aadhar Card attached *Applicant and Pan Card attached *Index II Copy attached *Soft copy of Photograph attached *Payment details attached Thanks & Regards, Pramod Basavraj KabadeTeam Leader - LoansMobile: 80809986453 rd. floor, SV Prime Building, Opp Hotel Jay Palace, Hotagi Road, Solapur – 413003 *PHFL Home Loans and Services Limited* Toll Free: 1800 120 8800
🤖 read: asks the branch for documents — “Pls share all required documents in pdf format for challan initiation”
PK pramod.kabade@phfl.com phfl.com
26 Aug, 19:58 · 49d ago
Re[2]: Kindly process challan in below case MR.PRASHANT VIJAYKUMAR KERURKAR - HOU/SOL/0826/5197924
Dear Team,

PFA

Thanks & Regards, Pramod Basavraj Kabade Team Leader - Loans Mobile: 8080998645 3 rd. floor, SV Prime Building, Opp Hotel Jay Palace,  Hotagi Road, Solapur – 413003 PHFL Home Loans and Services Limited Toll Free: 1800 120 8800
earlier mails quoted below
----- Original Message ----- From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/26/26 19:49 To: Pramod Basavraj Kabade (pramod.kabade@phfl.com) Cc: rajeshwar.sandhikar (rajeshwar.sandhikar@pnbhousing.com), manojkumar.sunagar@pnbhousing.com, akshaykumar.vangari@phfl.com, Bhagyalakshmi Pillai (bhagyalakshmi.pillai@pnbhousing.com), Gaurav Prakash Kulkarni (gaurav.kulkarni@phfl.com) Subject: Re: Kindly process challan in below case MR.PRASHANT VIJAYKUMAR KERURKAR - HOU/SOL/0826/5197924 Exercise Secured by Check Point Dear Team, Pls share all required documents in pdf format for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Wed, 26 Aug 2026 at 19:43, Pramod Basavraj Kabade < pramod.kabade@phfl.com > wrote: This email contains attachments that are delivered using  IceWarp SmartAttach technology. Click the links below to download the attachment(s). 1/1:  Prashant Kerurkar NOI.pdf (2.44 MB) Dear Team, Kindly process challan in below case. Note: - Kindly Check PDF all Pages.   Customer Name MR.PRASHANT VIJAYKUMAR KERURKAR Lan No HOU/SOL/0826/5197924 Loan Amount 1950000/- LOAN AMOUNT 1950000/- 0.30% 5850/- 0.50% 9750/- FEES 1800/- TOTAL 17400/- *Sanction Letter attached *Applicant and Aadhar Card attached *Applicant and Pan Card attached *Index II Copy attached *Soft copy of Photograph attached *Payment details attached Thanks & Regards, Pramod Basavraj Kabade Team Leader - Loans Mobile: 8080998645 3 rd. floor, SV Prime Building, Opp Hotel Jay Palace,  Hotagi Road, Solapur – 413003 PHFL Home Loans and Services Limited Toll Free: 1800 120 8800 Dear Team, PFA Thanks & Regards, Pramod Basavraj KabadeTeam Leader - LoansMobile: 80809986453 rd. floor, SV Prime Building, Opp Hotel Jay Palace, Hotagi Road, Solapur – 413003 PHFL Home Loans and Services Limited Toll Free: 1800 120 8800 ----- Original Message ----- From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/26/26 19:49 To: Pramod Basavraj Kabade (pramod.kabade@phfl.com) Cc: rajeshwar.sandhikar (rajeshwar.sandhikar@pnbhousing.com), manojkumar.sunagar@pnbhousing.com, akshaykumar.vangari@phfl.com, Bhagyalakshmi Pillai (bhagyalakshmi.pillai@pnbhousing.com), Gaurav Prakash Kulkarni (gaurav.kulkarni@phfl.com) Subject: Re: Kindly process challan in below case MR.PRASHANT VIJAYKUMAR KERURKAR - HOU/SOL/0826/5197924 Exercise Secured by Check Point Dear Team, Pls share all required documents in pdf format for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Wed, 26 Aug 2026 at 19:43, Pramod Basavraj Kabade <pramod.kabade@phfl.com> wrote: This email contains attachments that are delivered using IceWarp SmartAttach technology. Click the links below to download the attachment(s). 1/1: Prashant Kerurkar NOI.pdf (2.44 MB) Dear Team, Kindly process challan in below case. Note: - Kindly Check PDF all Pages. Customer Name MR.PRASHANT VIJAYKUMAR KERURKAR Lan No HOU/SOL/0826/5197924 Loan Amount 1950000/- LOAN AMOUNT 1950000/- 0.30% 5850/- 0.50% 9750/- FEES 1800/- TOTAL 17400/- *Sanction Letter attached *Applicant and Aadhar Card attached *Applicant and Pan Card attached *Index II Copy attached *Soft copy of Photograph attached *Payment details attached Thanks & Regards, Pramod Basavraj KabadeTeam Leader - LoansMobile: 80809986453 rd. floor, SV Prime Building, Opp Hotel Jay Palace, Hotagi Road, Solapur – 413003 PHFL Home Loans and Services Limited Toll Free: 1800 120 8800
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
26 Aug, 20:02 · 49d ago
Team,We acknowledge the receipt of your mail documents and payment.

We will initiate the challan for the same.

For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 26 Aug 2026 at 19:57, Pramod Basavraj Kabade < pramod.kabade@phfl.com > wrote: Dear Team, PFA Thanks & Regards, Pramod Basavraj Kabade Team Leader - Loans Mobile: 8080998645 3 rd. floor, SV Prime Building, Opp Hotel Jay Palace, Hotagi Road, Solapur – 413003 PHFL Home Loans and Services Limited Toll Free: 1800 120 8800 ----- Original Message ----- From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/26/26 19:49 To: Pramod Basavraj Kabade (pramod.kabade@phfl.com) Cc: rajeshwar.sandhikar (rajeshwar.sandhikar@pnbhousing.com), manojkumar.sunagar@pnbhousing.com, akshaykumar.vangari@phfl.com, Bhagyalakshmi Pillai (bhagyalakshmi.pillai@pnbhousing.com), Gaurav Prakash Kulkarni (gaurav.kulkarni@phfl.com) Subject: Re: Kindly process challan in below case MR.PRASHANT VIJAYKUMAR KERURKAR - HOU/SOL/0826/5197924 Exercise Secured by Check Point Dear Team, Pls share all required documents in pdf format for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Wed, 26 Aug 2026 at 19:43, Pramod Basavraj Kabade < pramod.kabade@phfl.com > wrote: This email contains attachments that are delivered using IceWarp SmartAttach technology. Click the links below to download the attachment(s). 1/1: Prashant Kerurkar NOI.pdf (2.44 MB) Dear Team, Kindly process challan in below case. Note: - Kindly Check PDF all Pages. Customer Name MR.PRASHANT VIJAYKUMAR KERURKAR Lan No HOU/SOL/0826/5197924 Loan Amount 1950000/- LOAN AMOUNT 1950000/- 0.30% 5850/- 0.50% 9750/- FEES 1800/- TOTAL 17400/- *Sanction Letter attached *Applicant and Aadhar Card attached *Applicant and Pan Card attached *Index II Copy attached *Soft copy of Photograph attached *Payment details attached Thanks & Regards, Pramod Basavraj Kabade Team Leader - Loans Mobile: 8080998645 3 rd. floor, SV Prime Building, Opp Hotel Jay Palace, Hotagi Road, Solapur – 413003 PHFL Home Loans and Services Limited Toll Free: 1800 120 8800
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
26 Aug, 20:05 · 49d ago
Team,PFA challan for your reference.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 26 Aug 2026 at 19:57, Pramod Basavraj Kabade < pramod.kabade@phfl.com > wrote: Dear Team, PFA Thanks & Regards, Pramod Basavraj Kabade Team Leader - Loans Mobile: 8080998645 3 rd. floor, SV Prime Building, Opp Hotel Jay Palace, Hotagi Road, Solapur – 413003 PHFL Home Loans and Services Limited Toll Free: 1800 120 8800 ----- Original Message ----- From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/26/26 19:49 To: Pramod Basavraj Kabade (pramod.kabade@phfl.com) Cc: rajeshwar.sandhikar (rajeshwar.sandhikar@pnbhousing.com), manojkumar.sunagar@pnbhousing.com, akshaykumar.vangari@phfl.com, Bhagyalakshmi Pillai (bhagyalakshmi.pillai@pnbhousing.com), Gaurav Prakash Kulkarni (gaurav.kulkarni@phfl.com) Subject: Re: Kindly process challan in below case MR.PRASHANT VIJAYKUMAR KERURKAR - HOU/SOL/0826/5197924 Exercise Secured by Check Point Dear Team, Pls share all required documents in pdf format for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Wed, 26 Aug 2026 at 19:43, Pramod Basavraj Kabade < pramod.kabade@phfl.com > wrote: This email contains attachments that are delivered using IceWarp SmartAttach technology. Click the links below to download the attachment(s). 1/1: Prashant Kerurkar NOI.pdf (2.44 MB) Dear Team, Kindly process challan in below case. Note: - Kindly Check PDF all Pages. Customer Name MR.PRASHANT VIJAYKUMAR KERURKAR Lan No HOU/SOL/0826/5197924 Loan Amount 1950000/- LOAN AMOUNT 1950000/- 0.30% 5850/- 0.50% 9750/- FEES 1800/- TOTAL 17400/- *Sanction Letter attached *Applicant and Aadhar Card attached *Applicant and Pan Card attached *Index II Copy attached *Soft copy of Photograph attached *Payment details attached Thanks & Regards, Pramod Basavraj Kabade Team Leader - Loans Mobile: 8080998645 3 rd. floor, SV Prime Building, Opp Hotel Jay Palace, Hotagi Road, Solapur – 413003 PHFL Home Loans and Services Limited Toll Free: 1800 120 8800 Team, PFA challan for your reference. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974* On Wed, 26 Aug 2026 at 19:57, Pramod Basavraj Kabade <pramod.kabade@phfl.com> wrote: Dear Team, PFA Thanks & Regards, Pramod Basavraj KabadeTeam Leader - LoansMobile: 80809986453 rd. floor, SV Prime Building, Opp Hotel Jay Palace, Hotagi Road, Solapur – 413003 *PHFL Home Loans and Services Limited* Toll Free: 1800 120 8800 ----- Original Message ----- ------------------------------ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/26/26 19:49 To: Pramod Basavraj Kabade (pramod.kabade@phfl.com) Cc: rajeshwar.sandhikar (rajeshwar.sandhikar@pnbhousing.com), manojkumar.sunagar@pnbhousing.com, akshaykumar.vangari@phfl.com, Bhagyalakshmi Pillai (bhagyalakshmi.pillai@pnbhousing.com), Gaurav Prakash Kulkarni (gaurav.kulkarni@phfl.com) Subject: Re: Kindly process challan in below case MR.PRASHANT VIJAYKUMAR KERURKAR - HOU/SOL/0826/5197924 Secured by Check Point Dear Team, Pls share all required documents in pdf format for challan initiation, *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974* On Wed, 26 Aug 2026 at 19:43, Pramod Basavraj Kabade < pramod.kabade@phfl.com> wrote: > > This email contains attachments that are delivered using IceWarp > SmartAttach technology. > <https://protect.checkpoint.com/v2/r05/___http://www.icewarp.com/SmartAttach/___.YXBzMTpwbmJob3VzaW5nOmM6bzo2OTk4MmYxZTRmMzdkYWQxYWJiMjRkZjhiMGIxNmI0NDo3OjRmYzc6Y2VlZWZhNDRjYWYwOWU1MTZkMTYxMzhiYzQ3OWIyZTYyNGRkM2JmNmMyOTcwZGQ0MWE0YWQ3ZjEwZTZiZmZjNjpoOlQ6Rg> > > Click the links below to download the attachment(s). > > 1/1: Prashant Kerurkar NOI.pdf > <https://protect.checkpoint.com/v2/r05/___https://pnbhousing.icewarpcloud.in/collaboration/?ticket=eJw9yjEOgzAMAMDfeKOVoUFh8Np,OGCbKCiEhPwfdel40hnZx5dF5zMjBtAf7116D5cKrPSF9h8HIoMQRDI3sRwetZm9S.W2c76HJLXXxHXIZ3yVTQESbSuqc2OYxgc2xyK0t&url=https://pnbhousing.icewarpcloud.in/teamchatapi/___.YXBzMTpwbmJob3VzaW5nOmM6bzo2OTk4MmYxZTRmMzdkYWQxYWJiMjRkZjhiMGIxNmI0NDo3Ojk1ZmY6NGJjN2U3Njg5OWE0NGRhMmUxYjBlYzZhMzgyYjU3YmEwZjQyODc1MWNjYzRhOGIzMWUyZmMyMWE4MmIxNDYzMzpoOlQ6Rg> > (2.44 MB) > > Dear Team, > > Kindly process challan in below case. > Note: - Kindly Check PDF all Pages. > > > Customer Name MR.PRASHANT VIJAYKUMAR KERURKAR > Lan No HOU/SOL/0826/5197924 > Loan Amount 1950000/- > > > LOAN AMOUNT 1950000/- > 0.30% 5850/- > 0.50% 9750/- > FEES 1800/- > TOTAL 17400/- > > > *Sanction Letter attached > *Applicant and Aadhar Card attached > *Applicant and Pan Card attached > *Index II Copy attached > *Soft copy of Photograph attached > *Payment details attached > > Thanks & Regards, > > Pramod Basavraj KabadeTeam Leader - LoansMobile: 80809986453 rd. floor, > SV Prime Building, Opp Hotel Jay Palace, Hotagi Road, Solapur – 413003 > > *PHFL Home Loans and Services Limited* > > Toll Free: 1800 120 8800 > >
🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Sanction letter+ Aadhaar card inside+ PAN card inside+ Selfie / photo inside+ Payment screenshot inside Prashant Kerurkar NOI .pdf
filed 43d ago
Other image001.jpg
filed 43d ago
Other smartattach.txt
filed 43d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹17,440
Where it stands
waiting for the credit
Screenshot claims
₹17,400 666667751960
Screenshot ₹17,400 — ₹40 under our ask, not below the real calculation ₹17,400. Counts as full. Nothing to ask.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-26 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹5,860₹9,760₹320 ₹1,500₹17,440
By law ₹17,420. We ask ₹17,440 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

26 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor, Flat / shop no, Area, Title deed no / year / SRO, GRN …
15 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✓ EzDocs checked every box against the document’s own words 30d ago — all agree.
not verified yetsource: the sanction letter (Prashant Kerurkar NOI.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
empty
Floor
empty
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
empty
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
PLOT NO 43, GAT NO 35/5, CRYSTAL DREAM SPACE 1, SOLAPUR, MOUJE BALE, Solapur, MOUJE BALE, Solapur, MAHARASHTRA, India, 413255
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
Prashant Kerurkar NOI .pdf
as printed
PLOT NO 43, GAT NO 35/5, CRYSTAL DREAM SPACE 1, SOLAPUR, MOUJE BALE, SOLAPUR, MOUJE BALE, SOLAPUR, MAHARASHTRA, INDIA, 413255
PIN
413255
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 43 GAT NO 35/5 CRYSTAL DREAM SPACE 1
Locality/Road
MOUJE BALE TAL NORTH SOLAPUR DIST SOLAPUR
Area/City
SOLAPUR
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorPRASHANT VIJAYKUMAR KERURKARBAMPK5344L

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
none yet
What EzDocs read from each document — check anything marked in red
Sanction letter Prashant Kerurkar NOI .pdf needs your check
lan
HOU/SOL/0826/5197924
legible
True
loan type
Housing Loan
confidence
1
loan amount
1875000
interest rate
8.4
sanction date
17-08-2026
letter version
5
applicant names
PRASHANT VIJAYKUMAR KERURKAR, ASHWINI PRASHANT KERURKAR
applicant mobile
9420331679
property address
pin: 413255; state: MAHARASHTRA; district: Solapur; Address: PLOT NO 43, GAT NO 35/5, CRYSTAL DREAM SPACE 1, SOLAPUR, MOUJE BALE, Solapur, MOUJE BALE, Solapur, MAHARASHTRA, India, 413255; Village: SOLAPUR, MOUJ
insurance premium
75000
includes insurance
True
total with insurance
1950000
security address verbatim
PLOT NO 43, GAT NO 35/5, CRYSTAL DREAM SPACE 1, SOLAPUR, MOUJE BALE, Solapur, MOUJE BALE, Solapur, MAHARASHTRA, India, 413255
raw reading (for Abhijit)
{'lan': 'HOU/SOL/0826/5197924', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 1875000, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '17-08-2026', 'letter_version': '5', 'applicant_names': ['PRASHANT VIJAYKUMAR KERURKAR', 'ASHWINI PRASHANT KERURKAR'], 'applicant_mobile': '9420331679', 'property_address': {'pin': '413255', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Solapur', 'floor_no': None, 'landmark': None, 'full_address': 'PLOT NO 43, GAT NO 35/5, CRYSTAL DREAM SPACE 1, SOLAPUR, MOUJE BALE, Solapur, MOUJE BALE, Solapur, MAHARASHTRA, India, 413255', 'village_city': 'SOLAPUR, MOUJE BALE', 'building_name': 'CRYSTAL DREAM SPACE 1', 'survey_or_cts_no': 'PLOT NO 43, GAT NO 35/5'}, 'insurance_premium': 75000, 'includes_insurance': True, 'total_with_insurance': 1950000, 'security_address_verbatim': 'PLOT NO 43, GAT NO 35/5, CRYSTAL DREAM SPACE 1, SOLAPUR, MOUJE BALE, Solapur, MOUJE BALE, Solapur, MAHARASHTRA, India, 413255'}
Other image001.jpg needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Sanction letter Prashant Kerurkar NOI .pdf needs your check
payments inside
bank: AXIS BANK; kind: bundle; payments: [{'utr': '666667751960', 'date': '2026-08-26', 'page': 5, 'time': '19:27', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 17400.0, 'direction': 'debit', 'narration': 'THINKBIG
applicant address from462
read again off the letter's pages (page 1, the Guarantor Address block)
applicant address verbatim
638, MALLIKARJUN MANDIR JAVAL, NORTH KASBA, SOLAPUR, Solapur, MAHARASHTRA, 413007, Solapur, India
raw reading (for Abhijit)
{'payments_inside': {'bank': 'AXIS BANK', 'kind': 'bundle', 'payments': [{'utr': '666667751960', 'date': '2026-08-26', 'page': 5, 'time': '19:27', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 17400.0, 'direction': 'debit', 'narration': 'THINKBIGZ INITIATIVE PVT LTD', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '4660', 'account_holder': None}, 'applicant_address_from462': "read again off the letter's pages (page 1, the Guarantor Address block)", 'applicant_address_verbatim': '638, MALLIKARJUN MANDIR JAVAL, NORTH KASBA, SOLAPUR, Solapur, MAHARASHTRA, 413007, Solapur, India'}
Technical record (for Abhijit — safe to ignore)
1d agoEzDocsallotment_read{'fp': 'e96b5f1845ac489c', 'file': 'image001.jpg', 'asked': True, 'doc_id': '3374e4e9-8f82-41ce-8701-07b9b9fc7b37', 'is_allotment_letter': False}
1d agoEzDocsreader_home_address{'fp': 'e8125c6aba58acb1', 'from': 'the sanction letter (Prashant Kerurkar NOI.pdf)', 'home': {'pin': '413007', 'area': 'NORTH KASBA', 'flat': '638', 'state': 'MAHARASHTRA', 'building': 'MALLIKARJUN MANDIR', 'district':
15d agoEzDocsletter_home_read462{'fp': 'doc:7e813592-ad6a-4353-bdff-97f0fddbe0ec', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'Prashant Kerurkar NOI.pdf', 'asked': True, 'found':
15d agoEzDocschallan_boxes_gathered{'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road'], 'still_
15d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Prashant Kerurkar NOI.pdf'], 'after': {'challan_boxes': {'box1': 'PLOT NO 43 GAT NO 35/5 CRYSTAL DREAM SPACE 1', 'box2': 'MOUJE BAL
15d agoEzDocschallan_boxes_composed{'fp': '1775910e51a2b1f3', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'PLOT NO 43 GAT NO 35/5 CRYSTAL DREAM SPACE 1', 'b
15d agoEzDocsbox_taken_over_by_paper{'box': 'property.Title deed', 'now': 'Allotment Letter', 'src': 'aadhaar', 'was': 'Index II', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. aadhaar prints thi
18d agoEzDocschallan_boxes_gathered{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
18d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Prashant Kerurkar NOI.pdf'], 'after': {'challan_boxes': {'box1': 'PLOT NO 43 GAT NO 35/5 CRYSTAL DREAM SPACE 1 MOUJE BALE', 'box2':
18d agoEzDocschallan_boxes_composed{'fp': 'e16beb94b0b4607e', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'PLOT NO 43 GAT NO 35/5 CRYSTAL DREAM SPACE 1
19d agoEzDocschallan_boxes_gathered{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
19d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Prashant Kerurkar NOI.pdf'], 'notes': None, 'filled': {}, 'unsure': [], 'differs': 0, 'seconds': 13.3, 'rejected': [], 'confirmed':
20d agoEzDocschallan_boxes_gathered{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
20d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Prashant Kerurkar NOI.pdf'], 'notes': None, 'filled': {}, 'unsure': [], 'differs': 0, 'seconds': 15.4, 'rejected': [], 'confirmed':
21d agoEzDocschallan_boxes_gathered{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
21d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Prashant Kerurkar NOI.pdf'], 'after': {'challan_boxes': {'box1': 'PLOT NO 43 GAT NO 35/5 CRYSTAL DREAM SPACE 1 MOUJE BALE', 'box2':
21d agoEzDocschallan_boxes_composed{'fp': 'e16beb94b0b4607e', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'PLOT NO 43 GAT NO 35/5 CRYSTAL DREAM SPACE 1
22d agoEzDocschallan_boxes_gathered{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
22d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Prashant Kerurkar NOI.pdf'], 'notes': None, 'filled': {}, 'unsure': [], 'differs': 0, 'seconds': 19.5, 'rejected': [], 'confirmed':
22d agoEzDocschallan_boxes_by_rules{'fp': 'e16beb94b0b4607e', 'why': 'box 1 lost a number the case holds (43)'}
22d agoEzDocsproperty_numbers_completed{'now': {'Second number': '35/5, CRYSTAL DREAM SPACE 1'}, 'was': {'Second number': '35/5'}, 'why': "the property's own words print more numbers of this kind than the box held; the box takes every one, in the paper's order —
23d agoEzDocschallan_boxes_gathered{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
23d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Prashant Kerurkar NOI.pdf'], 'notes': None, 'filled': {}, 'unsure': [], 'differs': 0, 'seconds': 15.4, 'rejected': [], 'confirmed':
23d agoEzDocschallan_boxes_by_rules{'fp': 'bbd7536297d25dfb', 'why': 'EzDocs left a box empty'}
24d agoEzDocschallan_boxes_gathered{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
24d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Prashant Kerurkar NOI.pdf'], 'after': {'challan_boxes': {'box1': 'PLOT NO 43 CRYSTAL DREAM SPACE 1 GAT NO 35/5', 'box2': 'MOUJE BAL
24d agoEzDocschallan_boxes_composed{'fp': 'bbd7536297d25dfb', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'PLOT NO 43 CRYSTAL DREAM SPACE 1 GAT NO 35/5'
25d agoEzDocschallan_boxes_gathered{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
25d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Prashant Kerurkar NOI.pdf'], 'notes': None, 'filled': {}, 'unsure': [], 'differs': 0, 'seconds': 14.6, 'rejected': [], 'confirmed':
25d agoEzDocschallan_boxes_by_rules{'fp': 'bbd7536297d25dfb', 'why': 'EzDocs left a box empty'}

Case diary the case’s history — what happened, newest day first

Papers
Challan papers in; e-filing papers pending
For the visit later: Index II copy / Title document
Money
₹17,400 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: The work is done — our fee of ₹17,440 is still not in our account. Chase the branch for it.
29 Sep3 things
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
22:50
The challan's address boxes were written from the papers
22:50
A box the papers had not filled was read off a paper and corrected
22:50
27 Sep2 things — 2 steps
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
11:10
The challan's address boxes were written from the papers
11:10
26 Sep1 thing — 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
10:35
25 Sep1 thing — 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
10:04
24 Sep2 things — 2 steps
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
09:35
The challan's address boxes were written from the papers
09:35
23 Sep1 thing — 1 step
EzDocs took 4 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
09:33
22 Sep1 thing — 1 step
EzDocs took 3 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
09:05
21 Sep2 things — 2 steps
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
08:35
The challan's address boxes were written from the papers
08:35
20 Sep1 thing — 1 step
EzDocs took 3 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
08:05
19 Sep4 things — 4 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
09:33
The branch's payment screenshot was read
09:33
EzDocs took 5 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
07:35
The challan's address boxes were written from the papers
07:35
18 Sep1 thing — 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
07:05
17 Sep1 thing — 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
07:04
16 Sep2 things — 2 steps
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
06:37
The challan's address boxes were written from the papers
06:37
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
21:37
14 Sep1 thing — 1 step
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
23:49
3 Sep1 thing — 1 step
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
21:39
1 Sep6 things — 3 documents received · 1 letter written · 2 steps
Received: other
smartattach.txt
21:04
No fee quote sent — the branch's own figures were right
21:03
Received: other
image001.jpg
21:03
Property address read from the sanction letter
21:03
Received: Sanction letter
Prashant Kerurkar NOI .pdf
21:03
Case opened from the branch's mail
21:03
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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