⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-02870

SAGAR KONDHLKAR

LAN NHL/KNDW/0626/5122849 Challan paid · our move File on IGR All documents Mails & papers 1

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).

What the e-filing still needsall in

9 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Selfie / photoopen

✓Payment screenshot — shows ₹1,718; money not verified yetopen

✓MOTDopen

✓Aadhaar cardopen

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓Sanction letteropen

✓Paid challan (GRAS)open

✓PAN card — inside APP AND CO-APP KYC WITH OSV.pdfopen

✓Property address — verified by the engine, from the Index II (correct below if anything is off)

All files (8)A label is wrong? Fix it under All documents.

Needs your eyes

The work is done — our fee of ₹1,518.27 is still not in our account. Chase the branch for it.
Payment proof is from 2026-07-08 — an old receipt?

MoneyWaiting for the credit

₹1,518.27CASE MARKTOP-UP

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹1,718; we wait for the credit itself

Ask for the exact ₹1,518.27. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3% — the top-up challan1,418

Top-up challan charge100.27

Total we ask for1,518.27

This payment is from the Vyapar QR (HDFC) at 2026-07-08 — the engine cannot hear this road. Please verify manually. Verify manually ↓

This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 13 Oct 17:28 — 6 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

The money may already be here — 2 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 14 minour time · 8 Jul 18:33

Index II 1 h 14 minour time · 29 Sep 17:39

the NOI team 1 h 15 minthe branch 82 d 23 htotal 83 d

Complete.

Day by day — every step and who held it

8 Jul 17:19Your branch's mail

8 Jul 18:33Challan made+1 h 14 min · the NOI team

29 Sep 17:38Papers from your branch+82 d 23 h · the branch

29 Sep 17:38Papers readat once

29 Sep 17:39Papers from your branchat once

29 Sep 17:39Papers readat once

29 Sep 17:39Papers from your branchat once

29 Sep 17:39Papers readat once

29 Sep 17:39Papers from your branchat once

29 Sep 17:39Papers readat once

29 Sep 17:39Papers from your branchat once

29 Sep 17:39Papers readat once

29 Sep 17:39Index II sentat once

29 Sep 17:39Papers readat once

29 Sep 17:39Property readat once

29 Sep 17:40Papers from your branchat once

29 Sep 17:40Papers readat once

29 Sep 17:41Fee quoted+1 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹4,72,500

Loan account no.

NHL/KNDW/0626/5122849

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

The 0.3% challan is paid — nothing is filed on this kind

This case asked for the 0.3% challan alone (the stamp duty and ₹100) — a top-up, or a stand-alone 0.3% challan. There is no e-filing and no Index II to wait for. Share the challan with the branch (the mail is ready in Draft mails), then close the case. If the branch asks for the NOI filing too, set the kind to NOI under Case facts first.

⚠ 3 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

NOTEThe name of person 2

The PAN card	SAGAR SOPANRAO KONDHALKAR
The sanction letter DIFFERS	SAGAR KONDHLKAR

What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.

NOTEThe name of person 3

The PAN card	ROHINI SAGAR KONDHALKAR
The sanction letter DIFFERS	ROHINI KONDHLKAR

What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.

NOTEThe name of person 4

The PAN card	ROHINI SAGAR KONDHALKAR
The sanction letter DIFFERS	ROHINI KONDHLKAR

What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.

Compared: the sanction letter, the Index II; and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has made the challan. The branch needs to send the Index II and pay the fee.

the trail says the next move is with the branch — the Index II

the branch last asked: PLEASE SHARE NOI INDEX 2

✓ challan made — done, mail 1 (2026-09-29) “PFA challan for your reference”

read over 1 mail(s), last mail 2026-09-29 · read 14d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH006031345202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. The engine writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SP sangram.patil@phfl.com phfl.com
29 Sep, 17:23 · 14d ago THE APP JOINED HERE — earlier mails are on Gmail

NOI MOE Loan No :NHL/KNDW/0626/5122849 Applicant Name : SAGAR KONDHLKAR

PLEASE SHARE NOI INDEX 2

From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )

Date: 07/08/26 18:36

To: Deepak Shelke1 ( deepak.shelke1@phfl.com )

Cc: Shivram Jadhav ( shivram.jadhav@pnbhousing.com ), Sangram Dhanaji Patil ( sangram.patil@phfl.com ), Guruprasad Dandane ( guruprasad.dandane@pnbhousing.com ), kavita.pujari ( kavita.pujari@phfl.com )

Subject:Re: NOI MOE Loan No :NHL/KNDW/0626/5122849 Applicant Name : SAGAR KONDHLKAR

ExerciseSecured by Check Point

Team,

PFA challan for your reference

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Wed, 8 Jul 2026 at 17:29, Deepak Shelke1 < deepak.shelke1@phfl.com > wrote:

Dear Team,
Kindly share CHALAN &NOI
Challan Payment is done
LOAN AMT ---4,72,500/-

Documents required for NOI Filing:
- Loan sanction letter  - ATTACHED
-Index 2 - ATTACHED

- Aadhaar copy of the applicant ATTACHED
- PAN copy of the applicant -  ATTACHED
- Form A2 with Photograph of applicant -  ATTACHED
- Payment details screenshot with Transaction I D & Date of payment mentioned.  – ATTACHED
- CASE TYPE  - Internal Top-Up.

Thanks & Regards,
Deepak Shelke
Team Leader
PNB  Housing Finance Limited
5Th Floor, Marvel Vista, Sr. No-599A, Office No. - 560, Sa

🤖 read: asks for the Index II — “PLEASE SHARE NOI INDEX 2”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Selfie / photo	IMG-20260708-WA0028.jpg	filed	14d ago
Payment screenshot	IMG-20260708-WA0026.jpg	filed	14d ago
MOTD	FORM A2.pdf	filed	14d ago
Aadhaar card+ PAN card inside	APP AND CO-APP KYC WITH OSV.pdf	filed	14d ago
Selfie / photo	IMG-20260708-WA0020.jpg	filed	14d ago
Index IIthe branch sent this — an input	INDEX 2.pdf	filed	14d ago
Sanction letter	SANCTION LETTER.pdf	filed	14d ago
Paid challan (GRAS)	SAGAR SOPANRAO KONDHALKAR EchallanMH006031345202627E.pdf	filed	14d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹1,518.27

Where it stands
waiting for the credit

Screenshot claims
₹1,718 655505035525

This payment is from the Vyapar QR (HDFC) at 2026-07-08 — the engine cannot hear this road. Please verify manually. Verify manually ↓

Paid at
—

Verified on
not yet

stale_claim:2026-07-08:83d

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹1,418	₹0	₹0	₹100	₹1,518

Property (must be perfect)

57 of 70 e-filing boxes readyOpen the verification page →

Empty: Road, Title deed held by the bank (Agreement to Sale / Sale Deed …), Mobile (person 1), E-mail (person 1), Floor (person 1), Mobile (person 2) …

15 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Second number, Floor (person 1), Area / sector (person 1), Building (person 2), Floor (person 2), Flat / house no (person 2), Road (person 2), Area / sector (person 2) …

✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.

CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (INDEX 2.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

पालिकेचे नावःपिंपरी-चिंचवड म.न.पा. इतर वर्णन, इतर माहितीः गाव मौजे रहाटणी येथील सर्व्हे नंबर 99/15ए/8(पी) व सर्व्हे नंबर 100/1/4 या मिळकतीवर बांधण्यात आलेल्या संस्कार पार्क या इमारतीतील दुस-या मजल्यावरील फ्लॅट क्र. 202 यांसी क्षेत्र 36.19 चौ. मी. कारपेट क्षेत्र एक कार पार्किंग नं. 202 सह सदर मिळकत दस्ताचा विषय असे. ((Survey Number: 99; HISSA NUMBER: 15A/8;))

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this

SANCTION LETTER.pdf

as printed
FLAT NO 202, SR NO 99/15A/8P OTHER, 2ND FLOOR, SANSKAR PARK, PUNE, OPPOSITE OF ALPHONSO HIGH SCHOOL, PUNE, RAHATANI, ., MAHARASHTRA, INDIA, 411007

PIN
411007

the Index II

INDEX 2.pdf

the property
paalikeche naavahpimpari-chinchavada ma.na.paa. itara varnana, itara maahitih gaava mauje rahaatani yethila sarvhe nambara 99/15e/8(pi) va sarvhe nambara 100/1/4 yaa milakativara baandhanyaata aalelyaa sanskaara paarka yaa imaaratitila dusa-yaa majalyaavarila phlata kra. 202 yaansi kshetra 36.19 chau. mi. kaarapeta kshetra eka kaara paarkinga nan. 202 saha sadara milakata dastaachaa vishaya ase. ((SURVEY NUMBER: 99; HISSA NUMBER: 15A/8;))

PIN
I CANNOT TELL

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 202 2ND FLOOR SANSKAR PARK SURVEY NO 99/15A/8P OTHER

Locality/Road
OPPOSITE OF ALPHONSO HIGH SCHOOL RAHATANI

Area/City
PUNE

check or correct a box, the papers beside it →

the Index II also prints: 100/1/4, 15A/8, 19, 36, 99, 99/15E/8, AALELYAA, ASE, BAANDHANYAATA, CANNOT, CHAU, CHINCHAVADA, DASTAACHAA, DUSA, EKA, GAAVA

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	SAGAR SOPANRAO KONDHALKAR	CLLPK6856J	…1889
mortgagor	ROHINI SAGAR KONDHALKAR	CLLPK6855M
mortgagor	Sagar Kondhlkar	CLLPK6856J
mortgagor	Rohini Sagar Kondhalkar	CLLPK6855M	…5948

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	sangram.patil@phfl.com	14d ago
document chase	sangram.patil@phfl.com	14d ago

What the engine read from each document — check anything marked in red

Selfie / photo IMG-20260708-WA0028.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Payment screenshot IMG-20260708-WA0026.jpg needs your check

utr
655505035525

date
2026-07-08

time
17:19

amount
1718

method
Google Pay

payee upi
vyapar.169705262080@hdfcbank

payer upi
kondhalkarsagar93-2@okaxis

payee name
THINK BIGZ INITIATIVE PVT LTD

payer name
Mr SAGAR SOPANRAO KONDHALKAR

raw reading (for Abhijit)

{'utr': '655505035525', 'date': '2026-07-08', 'time': '17:19', 'amount': 1718, 'method': 'Google Pay', 'payee_upi': 'vyapar.169705262080@hdfcbank', 'payer_upi': 'kondhalkarsagar93-2@okaxis', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'Mr SAGAR SOPANRAO KONDHALKAR', 'debit_notification_text': None}

MOTD FORM A2.pdf needs your check

amount words
INR 472500/ (Rupees Four Lakh Seventy Two Thousand Five Hundred only)

secured amount
472500.0

raw reading (for Abhijit)

{'amount_words': 'INR 472500/ (Rupees Four Lakh Seventy Two Thousand Five Hundred only)', 'secured_amount': 472500.0}

Aadhaar card APP AND CO-APP KYC WITH OSV.pdf needs your check

dob
1974-02-05

name
SAGAR SOPANRAO KONDHALKAR

mobile
7798987999

address
pin: 411007; flat: flat no-6; road: Jay Maharashira Chowk. Aundh Gaon,; state: Manarashtra,; building: swami samarth Apartment.; district: Pune.; post_office: PO Ganeshkhind,; village_city: Pune City,

legible
True

aadhaar last4
1889

raw reading (for Abhijit)

{'dob': '1974-02-05', 'pan': None, 'name': 'SAGAR SOPANRAO KONDHALKAR', 'mobile': '7798987999', 'address': {'pin': '411007', 'area': None, 'flat': 'flat no-6', 'road': 'Jay Maharashira Chowk. Aundh Gaon,', 'floor': None, 'state': 'Manarashtra,', 'building': 'swami samarth Apartment.', 'district': 'Pune.', 'post_office': 'PO Ganeshkhind,', 'village_city': 'Pune City,'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1889', 'quality_issue': None}

Aadhaar card APP AND CO-APP KYC WITH OSV.pdf needs your check

dob
1974-02-05

pan
CLLPK6856J

name
SAGAR SOPANRAO KONDHALKAR

legible
True

father name
SOPANRAO BABURAO KONDHALKAR

raw reading (for Abhijit)

{'dob': '1974-02-05', 'pan': 'CLLPK6856J', 'name': 'SAGAR SOPANRAO KONDHALKAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SOPANRAO BABURAO KONDHALKAR', 'aadhaar_last4': None, 'quality_issue': None}

Selfie / photo IMG-20260708-WA0020.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Index II INDEX 2.pdf needs your check

kind
index2_input

extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'पिंपरी-चिंचवड म.न.पा.', 'r11_serial': '14723/2022', 'r14_remark': '(i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r4_locality': 'संस्क

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'पिंपरी-चिंचवड म.न.पा.', 'r11_serial': '14723/2022', 'r14_remark': '(i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r4_locality': 'संस्कार पार्क', 'r5_area_text': '36.19 चौ. मीटर', 'r7_executants': [{'age': '35', 'pan': 'BBPPP3150F', 'name': 'श्री. नितुल नंदु पवार', 'address': 'प्लॉट नंः, माळा नंः इमारतीचे नावः ब्लॉक नंः, रोड नंः शांति कॉलोनी बी, विजयनगर, काळेवाड़ी, पिंपरी, पुणे, महाराष्ट्र, पुणे. पिन कोड:- 411017'}], 'r8_purchasers': [{'age': '49', 'pan': 'CLLPK6856J', 'name': 'श्री. सागर सोपानराव कोंढाळकर', 'address': 'प्लॉट नंः माळा नंः इमारतीचे नावः ब्लॉक नंः रोड नंः फ्लॅट न. 6. स्वामी समर्थ अपार्टमेंट, जय महाराष्ट्र चौक, औंध गाव, गणेशखिंड, पुणे, महाराष्ट्र, पुणे. पिन कोड:-411007'}, {'age': '42', 'pan': 'CLLPK6855M', 'name': 'सौ. रोहिणी सागर कोंढाळकर', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः ब्लॉक नंः, रोड नंः फ्लॅट न. 6, स्वामी समर्थ अपार्टमेंट, जय महाराष्ट्र चौक, औंध गाव, गणेशखिंड, पुणे, महाराष्ट्र, पुणे. पिन कोड:-411007'}], 'r12_stamp_duty': 224000, 'r3_market_value': 2398875.84, 'r1_document_type': 'अँग्रीमेंट टू सेल', 'r2_consideration': 3200000, 'r9_execution_date': '04/08/2022', 'r13_registration_fee': 30000, 'r10_registration_date': '04/08/2022'}, 'doc_no': '14723', 'village': 'राहाटणी', 'doc_kind': 'सूची क्र.2', 'doc_year': '2022', 'sro_name': 'हवेली क्र. १८ (वर्ग २) पुणे.', 'area_text': '36.19 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 30000, 'header_sro': 'सह दु.नि. हवेली 18', 'mortgagors': ['श्री. सागर सोपानराव कोंढाळकर', 'सौ. रोहिणी सागर कोंढाळकर'], 'stamp_duty': 224000, 'filing_date': '04/08/2022', 'loan_amount': 0, 'token_number': '14723/2022', 'property_text': 'पालिकेचे नावःपिंपरी-चिंचवड म.न.पा. इतर वर्णन, इतर माहितीः गाव मौजे रहाटणी येथील सर्व्हे नंबर 99/15ए/8(पी) व सर्व्हे नंबर 100/1/4 या मिळकतीवर बांधण्यात आलेल्या संस्कार पार्क या इमारतीतील दुस-या मजल्यावरील फ्लॅट क्र. 202 यांसी क्षेत्र 36.19 चौ. मी. कारपेट क्षेत्र एक कार पार्किंग नं. 202 सह सदर मिळकत दस्ताचा विषय असे. ((Survey Number: 99; HISSA NUMBER: 15A/8;))', 'header_village': 'राहाटणी', 'survey_numbers': [&#x

Sanction letter SANCTION LETTER.pdf needs your check

lan
NHL/KNDW/0626/5122849

legible
True

purpose
Non Housing Loan, Personal use

borrowers
{'name': 'SAGAR KONDHLKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ROHINI KONDHLKAR', 'role': 'applicant', 'label': 'Applicant'}

confidence
1

linked refs
HOU/KNDW/0622/1007333

loan amount
450000

final amount
472500

interest rate
9.5

sanction date
02-Jul-2020

letter version
3

applicant email
sagarnel_1@redimail.com

applicant names
SAGAR KONDHLKAR, ROHINI KONDHLKAR

printed altered
False

applicant mobile
7798987999

balance transfer
False

property address
pin: 411007; state: MAHARASHTRA; flat_no: 202; district: PUNE; floor_no: 2ND FLOOR; landmark: Opposite of Alphonso High School; full_address: FLAT NO 202, 2ND FLOOR, SANSKAR PARK, RAHATANI, PUNE, MAHARASHTRA, 411007; vil

insurance premium
22500

final amount label
Total Loan Amount

includes insurance
True

total with insurance
472500

security address verbatim
FLAT NO 202, SR NO 99/15A/8P OTHER, 2ND FLOOR, SANSKAR PARK, PUNE, Opposite of Alphonso High School, Pune, RAHATANI, ., MAHARASHTRA, India, 411007

applicant address verbatim
S/O SOPANRAO KONDHALKAR, FLAT NO 6 SWAMI SAMARTH, APARTMENT JAY MH CHOWK AUNDH, ., Pune, MAHARASHTRA, 411007, India

raw reading (for Abhijit)

{'lan': 'NHL/KNDW/0626/5122849', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'SAGAR KONDHLKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ROHINI KONDHLKAR', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'handwritten': [], 'linked_refs': ['HOU/KNDW/0622/1007333'], 'loan_amount': 450000, 'final_amount': 472500, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '02-Jul-2020', 'letter_version': '3', 'applicant_email': 'sagarnel_1@redimail.com', 'applicant_names': ['SAGAR KONDHLKAR', 'ROHINI KONDHLKAR'], 'printed_altered': False, 'applicant_mobile': '7798987999', 'balance_transfer': False, 'property_address': {'pin': '411007', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '202', 'district': 'PUNE', 'floor_no': '2ND FLOOR', 'landmark': 'Opposite of Alphonso High School', 'full_address': 'FLAT NO 202, 2ND FLOOR, SANSKAR PARK, RAHATANI, PUNE, MAHARASHTRA, 411007', 'village_city': 'RAHATANI', 'building_name': 'SANSKAR PARK', 'survey_or_cts_no': 'SR NO 99/15A/8P OTHER'}, 'insurance_premium': 22500, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 472500, 'security_address_verbatim': 'FLAT NO 202, SR NO 99/15A/8P OTHER, 2ND FLOOR, SANSKAR PARK, PUNE, Opposite of Alphonso High School, Pune, RAHATANI, ., MAHARASHTRA, India, 411007', 'applicant_address_verbatim': 'S/O SOPANRAO KONDHALKAR, FLAT NO 6 SWAMI SAMARTH, APARTMENT JAY MH CHOWK AUNDH, ., Pune, MAHARASHTRA, 411007, India'}

Paid challan (GRAS) SAGAR SOPANRAO KONDHALKAR EchallanMH006031345202627E.pdf needs your check

grn
MH006031345202627E

pin
411007

total
1423.0

article
6(1)

defaced
False

bank cin
03006172026070801085

district
PUNE

area city
PUNE

payer pan
CLLXXXXXXJ

flat block
FLAT NO 202 SR NO 99/15A/8P OTHER 2ND FLOOR SANSKAR PARK PUNE OPPOSITE OF ALPHONSO HIGH SCHOOL PUNE

payer name
SAGAR SOPANRAO KONDHALKAR

sro office
HVL18_HAVELI 18 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=472500

scheme rows
{'amount': 1423.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}

payer mobile
XXXXXX7999

payment date
08/07/2026-18:33:24

road locality
RAHATANI PUNE

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
472500

raw reading (for Abhijit)

{'grn': 'MH006031345202627E', 'pin': '411007', 'total': 1423.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026070801085', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'CLLXXXXXXJ', 'flat_block': 'FLAT NO 202 SR NO 99/15A/8P OTHER 2ND FLOOR SANSKAR PARK PUNE OPPOSITE OF ALPHONSO HIGH SCHOOL PUNE', 'payer_name': 'SAGAR SOPANRAO KONDHALKAR', 'sro_office': 'HVL18_HAVELI 18 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=472500', 'scheme_rows': [{'amount': 1423.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}], 'payer_mobile': 'XXXXXX7999', 'payment_date': '08/07/2026-18:33:24', 'road_locality': 'RAHATANI PUNE', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '472500'}

Payment screenshot IMG-20260708-WA0026.jpg needs your check

payments inside
bank: Bank Of Maharashtra; kind: payment_screenshot; payments: [{'utr': '655505035525', 'date': '2026-07-08', 'page': 1, 'time': '17:19', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 1718.0, 'direction': 'debit',

raw reading (for Abhijit)

{'payments_inside': {'bank': 'Bank Of Maharashtra', 'kind': 'payment_screenshot', 'payments': [{'utr': '655505035525', 'date': '2026-07-08', 'page': 1, 'time': '17:19', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 1718.0, 'direction': 'debit', 'narration': 'To: THINK BIGZ INITIATIVE PVT LTD vyapar.169705262080@hdfcbank From: Mr SAGAR SOPANRAO KONDHALKAR (Bank Of Maharashtra) Google Pay kondhalkarsagar93-2@okaxis Google transaction ID CICAgNjLpL7uHA', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '0932', 'account_holder': 'Mr SAGAR SOPANRAO KONDHALKAR'}}

Aadhaar card APP AND CO-APP KYC WITH OSV.pdf needs your check

dob
1974-02-05

name
Sagar Sopanrao Kondhalkar

page
1

mobile
7798987999

address
pin: 411007; flat: flat no-6; road: Jay Maharashtra Chowk. Aundh Gaon,; state: Maharashtra; building: swami samarth Apartment.; district: Pune; post_office: Ganeshkhind; village_city: Pune City

legible
True

card kind
aadhaar

card of many
1

aadhaar last4
1889

raw reading (for Abhijit)

{'dob': '1974-02-05', 'pan': None, 'name': 'Sagar Sopanrao Kondhalkar', 'page': 1, 'mobile': '7798987999', 'address': {'pin': '411007', 'area': None, 'flat': 'flat no-6', 'road': 'Jay Maharashtra Chowk. Aundh Gaon,', 'floor': None, 'state': 'Maharashtra', 'building': 'swami samarth Apartment.', 'district': 'Pune', 'post_office': 'Ganeshkhind', 'village_city': 'Pune City'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 1, 'aadhaar_last4': '1889', 'quality_issue': None}

Aadhaar card APP AND CO-APP KYC WITH OSV.pdf needs your check

dob
1974-02-05

pan
CLLPK6856J

name
SAGAR SOPANRAO KONDHALKAR

page
2

legible
True

card kind
pan

father name
SOPANRAO BABURAO KONDHALKAR

card of many
2

raw reading (for Abhijit)

{'dob': '1974-02-05', 'pan': 'CLLPK6856J', 'name': 'SAGAR SOPANRAO KONDHALKAR', 'page': 2, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'SOPANRAO BABURAO KONDHALKAR', 'card_of_many': 2, 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card APP AND CO-APP KYC WITH OSV.pdf needs your check

dob
1980-08-16

name
Rohini Sagar Kondhalkar

page
3

address
pin: 411007; area: Near Shivaji Statue Aundhgaon; flat: Flat No. 6; road: Jay Maharashtra Chowk; state: Maharashtra; building: Swami Samrth Apartment,; district: Pune; post_office: Ganeshkhind; village_city: Pune City

legible
True

card kind
aadhaar

card of many
3

aadhaar last4
5948

raw reading (for Abhijit)

{'dob': '1980-08-16', 'pan': None, 'name': 'Rohini Sagar Kondhalkar', 'page': 3, 'mobile': None, 'address': {'pin': '411007', 'area': 'Near Shivaji Statue Aundhgaon', 'flat': 'Flat No. 6', 'road': 'Jay Maharashtra Chowk', 'floor': None, 'state': 'Maharashtra', 'building': 'Swami Samrth Apartment,', 'district': 'Pune', 'post_office': 'Ganeshkhind', 'village_city': 'Pune City'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 3, 'aadhaar_last4': '5948', 'quality_issue': None}

Aadhaar card APP AND CO-APP KYC WITH OSV.pdf needs your check

dob
1980-08-16

pan
CLLPK6855M

name
ROHINI SAGAR KONDHALKAR

page
4

legible
True

card kind
pan

father name
CHANDRAKANT VISHNU RANJANE

card of many
4

raw reading (for Abhijit)

{'dob': '1980-08-16', 'pan': 'CLLPK6855M', 'name': 'ROHINI SAGAR KONDHALKAR', 'page': 4, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'CHANDRAKANT VISHNU RANJANE', 'card_of_many': 4, 'aadhaar_last4': None, 'quality_issue': None}

Technical record (for Abhijit — safe to ignore)

14d ago	system:ingest	kyc_address_missing	{'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'ROHINI SAGAR KONDHALKAR', 'party_id': '2cf1e054-41c0-43
14d ago	system:extract	boxes_gathered	{'how': 'uri', 'why': 'quick sweep', 'docs': ['INDEX 2.pdf', 'SANCTION LETTER.pdf', 'APP AND CO-APP KYC WITH OSV.pdf', 'FORM A2.pdf'], 'after': {'from': 'INDEX 2.pdf', 'addresses': {'people': [['Sagar Kondhlkar', [['sanc
14d ago	system:extract	address_compared	{'sig': 'a25732225914eeaa', 'why': 'after gather', 'people': [{'home': '6, swami samarth Apartment, Jay Maharashira Chowk. Aundh Gaon,, VTC Pune City, PO Ganeshkhind,, Pune, Pune, 411007', 'person': 'Sagar Kondhlkar', 'a
14d ago	system:extract	challan_boxes_composed	{'fp': 'c02bc5e39f8ac7e4', 'why': "the reader wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 202 2ND FLOOR SANSKAR PARK SURVEY NO
14d ago	system:extract	property_self_check	{'ok': False, 'why': "the reader judged every property box against the document's own words — the boxes named do not agree, or the reader could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Number', '
14d ago	system:extract	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'INDEX 2.pdf', 'changed': {'attr1_value': {'was': '99/15E/8(, 100/1/4, 99,
14d ago	system:extract	index2_people_checked	{'doc_id': 'abf85f35-b73c-49ec-92ec-7aa6481b7675', 'differs': 0, 'matched': [{'score': 0.9, 'person': 'Sagar Kondhlkar', 'pan_agrees': True}, {'score': 0.95, 'person': 'Rohini Sagar Kondhalkar', 'pan_agrees': False}], 'n
14d ago	system:extract	property_numbers_completed	{'now': {'attr1_value': '99/15E/8(, 100/1/4, 99, 99/15A/8(P)'}, 'was': {'attr1_value': '99/15A/8(P)'}, 'why': "the property's own words print more numbers of this kind than the box held; the box takes every one, in the p
14d ago	system:extract	cards_read	{'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'APP AND CO-APP KYC WITH OSV.pdf', 'cards': 4, 'doc_id': 'c681db1a-dfc9-41db-91f3-53ad3e92aef9', 'applied': 2}
14d ago	system:extract	roles_from_letter	{'why': "the sanction letter LABELS who is the applicant and who is the co-applicant — GRAS's first party is the BORROWER, and this is the paper that says which of them that is", 'changed': ['ROHINI SAGAR KONDHALKAR -> m
14d ago	system:extract	id_doc_filed	{'doc': 'pan', 'file': 'APP AND CO-APP KYC WITH OSV.pdf', 'doc_id': 'c681db1a-dfc9-41db-91f3-53ad3e92aef9', 'person': 'ROHINI SAGAR KONDHALKAR', 'party_id': '2cf1e054-41c0-4304-bef7-824725b50ba1', 'name_on_doc': 'ROHINI
14d ago	system:ingest	co_applicant_added	{'doc': 'pan', 'name': 'ROHINI SAGAR KONDHALKAR'}
14d ago	system:ingest	party_by_filename	{'doc': 'pan', 'why': 'the branch named this file for one person and the best name match is another — the filename decides, the way the desk reads it', 'file': 'APP AND CO-APP KYC WITH OSV.pdf', 'score': 1.0, 'file_says'
14d ago	system:extract	roles_from_letter	{'why': "the sanction letter LABELS who is the applicant and who is the co-applicant — GRAS's first party is the BORROWER, and this is the paper that says which of them that is", 'changed': ['Rohini Sagar Kondhalkar -> m
14d ago	system:extract	id_doc_filed	{'doc': 'aadhaar', 'file': 'APP AND CO-APP KYC WITH OSV.pdf', 'doc_id': 'c681db1a-dfc9-41db-91f3-53ad3e92aef9', 'person': 'Rohini Sagar Kondhalkar', 'party_id': '5aeff071-8b80-49c9-85bb-3a93d0f9f933', 'name_on_doc': 'Roh
14d ago	system:ingest	co_applicant_added	{'doc': 'aadhaar', 'name': 'Rohini Sagar Kondhalkar'}
14d ago	system:ingest	kyc_address_read	{'doc': 'aadhaar', 'pin': '411007', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Pune City', 'doc_id': 'c681db1a-df
14d ago	system:ingest	party_not_merged	{'doc': 'aadhaar', 'why': 'these two names share a surname but each carries a word the other does not — two people, so this file gets its own person instead of landing on hers', 'score': 0.95, 'words': ['rohini'], 'file_
14d ago	ezdocs:reader	reader_home_address	{'fp': '3813627a3967552e', 'from': 'the sanction letter (SANCTION LETTER.pdf)', 'home': {'pin': '411007', 'area': 'JAY MH CHOWK AUNDH', 'flat': 'FLAT NO 6', 'state': 'MAHARASHTRA', 'building': 'SWAMI SAMARTH APARTMENT',
14d ago	system:learn	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed CLxxxxxxXJ — no paper on the
14d ago	system:payments	hidden_payment_scan	{'file': 'IMG-20260708-WA0026.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'eaf45dec-10e0-4210-8f9a-8a2273866eab', 'fetched': True}
14d ago	system:payments	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260708-WA0026
14d ago	system:ingest	only03_nothing_to_file	{'was': 'BANK', 'why': 'the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan): nothing is filed on the IGR site, so no title document is waited for — the challan is shared and the case closed'}
14d ago	system:ingest	challan_found_on_case	{'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SAGAR SOPANRAO KONDHALKAR EchallanMH006031345202627E.pdf', 'kin
14d ago	system:emails	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: NHL/KNDW/0626/512
14d ago	system:payments	expectation_recorded_silently	{'why': 'the thread already holds a challan — no quote mail, but the figure is needed to judge the payment', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is judged against', 'exp
14d ago	system:payments	stale_claim_flagged	{'age_days': 83, 'claim_date': '2026-07-08'}
14d ago	system:payments	claim_part_duplicate	{'utr': '655505035525', 'date': '2026-07-08', 'parts': 1, 'amount': 1718.0, 'claimed_total': 1718.0}
14d ago	system:payments	claim_applied_on_quote	{'utr': '655505035525', 'parts': 1, 'claimed_total': 1718.0}
14d ago	system:payments	receivable_created	{'expected': 1518.27}

Case diary the case’s history — what happened, newest day first

Papers

All 7 in hand

Nothing more to ask the branch for

Money

₹1,718 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Needs your eyes: The work is done — our fee of ₹1,518.27 is still not in our account. Chase the branch for it. Payment proof is from 2026-07-08 — an old receipt?

29 Sep77 things

kyc address missing