Cases / NOI-2026-03048

Avadhoot Ramesh Gokhale

LAN HOU/PUN/0926/5214193 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 4

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs4 still to come

5 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓PAN cardopen

✓Aadhaar cardopen

✓Sanction letteropen

Selfie / photo (CANNOT BE READ — clear copy asked — this is not a live selfie)open

✓Payment screenshot — money verifiedopen

✓Paid challan (GRAS)open

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Applicant's Selfie / Photo — for the e-filing visit later

Index II copy / Title document — for the e-filing visit later

All files (11)A label is wrong? Fix it under All documents.

For you to check

Selfie / photo: copy on file cannot be used. A usable one is being asked for.

MoneyAll of it is in

₹81,840.40CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹81,810 receivedthe receipt's amount and minute agree

Stamp duty 0.3%65,020

Registration fee 0.5%15,000

Government handling320

Our service fee1,500.40

Total we ask for81,840.40

the branch’s receipt claims ₹81,810 195302152699

paid 30 Sep 19:53:08 · verified 30 Sep 20:11:05 · 17 min later

How we know

Our own bank told us — 30 Sep 19:53

₹81,810 · UTR 195302152699 · from JM-HDFCBN-S

“Successful! You have received Rs. 81810.00 via HDFC Bank SmartHub Vyapar from AVADHOOT R. RRN-195302152699, Check: https://1.hdfc.bank.in/HDFCBK/s/Wl681RVK”

Matched by: the screenshot's amount AND its minute agree with this credit

Paid the bank's own ₹81,810. ₹30.40 under our ask = our margin. Accepted as full.

By law ₹81,830. We ask ₹81,840 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹81,810 — accept as full (₹30.40 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 32 minour time (made after working hours) · 30 Sep 21:40

Index II —not yet

the NOI team 15 d 1 htotal 15 d 1 h so far

Now with the NOI team — e-filing on IGR

since 30 Sep 21:40 — 14 d 23 h of working time

Day by day — every step and who held it

30 Sep 20:08Your branch's mail

30 Sep 20:08Payment landedat once

30 Sep 20:10Fee quoted+2 min · the NOI team

30 Sep 20:10Papers readat once

30 Sep 20:10Property readat once

30 Sep 20:10Papers readat once

30 Sep 20:11Payment verifiedat once

30 Sep 20:11Ready for the challanat once

30 Sep 21:40Challan made+1 h 30 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹2,16,70,000

Loan account no.

HOU/PUN/0926/5214193

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Area is empty — the portal will not take a blank.

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

Fill it on the verification page first →

See the boxes — read from the sanction letter

District

Pune

Taluka

PUNE

Village

Pune

Number type

SURVEY

Number

722/AB/41

Building

LAXMI PARK

Floor

3RD

Flat / shop no

302

Area

(empty)

Hadd

Pune Municipal Corporation

Read from the sanction letter, not the Index II. PHOTO-2026-09-30-20-02-39.jpg open it · If an Index II is on file, read the property from it.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• person 2's mobile: the case's 9665447856 came off a card — not typed; copy it from the sanction letter / KFS or the branch's mail

• 16 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• Build Up Area not on file — read it off the Index II / sale deed

• person 2's mobile: EzDocs (reading the whole file) took 9665447856 off a card — not typed

• check — property numbers: the sanction letter prints more kinds of number than the portal's two boxes take; CTS NO 103/157/32 ride in the second box with their own words so the notice carries them — read the box once

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKMissing title and mortgage papers

This case (the branch's mail)

Index 2/ Draft Attached

Why it matters: The Index II of the purchase, the MOTD, the Technical Report, and the Legal Search Report are missing from the file. Only the sanction letter and KYC cards are present.

What to do: Obtain the missing Index II and MOTD from the branch to confirm the exact property description and date of mortgage.

Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has received the documents and payment, and has shared the challan. The team is waiting for the branch to send the Index II copy for NOI filing.

the history says the next move is with the branch — the Index II

the branch last asked: Kindly provide MOE + NOI Challan in captioned case AVADHOOT RAMESH GOKHALE // HOU/PUN/0926/5214193

✓ loan papers sent — done, mail 1 (2026-09-30) “Loan sanction letter Attached Index 2/ Draft Attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of ap”

✓ fee paid — the branch's words — done, mail 2 (2026-09-30) “We acknowledge the receipt of your mail documents and payment.”

⏳ challan made — promised, mail 2 (2026-09-30) “We will initiate the challan for the same.”

✓ challan shared — done, mail 4 (2026-09-30) “PFA challan for your reference.”

? Index II asked for — asked, mail 2 (2026-09-30) “For NOI filing, We need an index 2 copy..”

read over 4 mail(s), last mail 2026-09-30 · read 14d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011195383202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Index II pending — NOI NOI-2026-03048 | HOU/PUN/0926/5214193

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/PUN/0926/5214193) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 13 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SG shubham.gaikwad@pnbhousing.com pnbhousing.com
30 Sep, 20:08 · 15d ago THE FIRST MAIL — how this case began

Kindly provide MOE + NOI Challan in captioned case AVADHOOT RAMESH GOKHALE // HOU/PUN/0926/5214193

📎 APP _PAN.pdf ↗📎 CO APP PAN.pdf ↗📎 Charuta_Aadhaar.pdf ↗📎 APP ADHAR.pdf ↗📎 PHOTO-2026-09-30-20-02-39.jpg ↗📎 PHOTO-2026-09-30-19-59-19.jpg ↗📎 PHOTO-2026-09-30-19-59-19.jpg ↗📎 image001.png ↗📎 PHOTO-2026-09-30-19-53-33.jpg ↗📎 FLAT NO. 302 GOKHALE.docx ↗

Dear Team,

Kindly provide MOE + NOI Challan in captioned case AVADHOOT RAMESH GOKHALE // HOU/PUN/0926/5214193

NOI Charges & Service Fees Calculator - Nestly.in

Loan amount₹2,16,70,000

Stamp duty 0.30%₹65,010

Registration fee 0.50%₹15,000

DHC₹300

Documents required for NOI Filing

Remark

Loan sanction letter✓ Attached

Index 2/ Draft✓ Attached

Aadhar copy of the applicant/s✓ Attached

PAN copy of the applicant/s✓ Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.✓ Attached

Payment details screenshot with Transaction ID & Date of payment mentioned✓ Attached

Challan Date:- 30/09/2026

NOI Govt Fees300

Nestly.in

Service Fees for NOI Filling1500

1500.00

Total Amount to be Paid to Nestly.in for NOI81810.00

THANKS & REGARDS,
SHUBHAM GAIKWAD
AREA SALES MANAGER
MOB-8237335213
 [cid:image001.png@01DD5116.9AD2A790]




Internal

🤖 read: asks for the challan, the Index II; documents attached — “Kindly provide MOE + NOI Challan in captioned case AVADHOOT RAMESH GOKHALE // HOU/PUN/0926/5214193”

OL The NOI teamTYPED IN GMAIL
30 Sep, 20:32 · 15d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Wed, 30 Sept 2026 at 20:10, Shubham Gaikwad <
shubham.gaikwad@pnbhousing.com> wrote:

Dear Team,

Kindly provide MOE + NOI Challan in captioned case AVADHOOT RAMESH GOKHALE 
// HOU/PUN/0926/5214193

*Documents required for NOI Filing*

Remark

Loan sanction letter

*Attached*

Index 2/ Draft

*Attached*

Aadhar copy of the applicant/s

*Attached*

PAN copy of the applicant/s

*Attached*

Form A2 with Photograph of applicant/s affixed or Passport size 
photographs scan copy.

*Attached*

Payment details screenshot with Transaction ID & Date of payment mentioned

*Attached*

*Challan Date:- 30/09/2026*

*NOI Charges & Service Fees Calculator - Nestly.in*

*Loan Amount Including Insurance*

2,16,70,000

NOI Govt Fees

Stamp Duty

0.30%

65010.00

Registration Fees

0.50%

15000.00

Document Handling Charges

300

300

Nestly.in 

Service Fees for NOI Filling

1500

1500.00

*Total Amount to be Paid to Nestly.in for NOI*

*81810.00*

THANKS & REGARDS,

SHUBHAM GAIKWAD

AREA SALES MANAGER

MOB-8237335213

Internal

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 20:32 · 15d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Wed, 30 Sept 2026 at 20:10, Shubham Gaikwad <
shubham.gaikwad@pnbhousing.com> wrote:

Dear Team,

Kindly provide MOE + NOI Challan in captioned case AVADHOOT RAMESH GOKHALE
// HOU/PUN/0926/5214193

*Documents required for NOI Filing*

Remark

Loan sanction letter

*Attached*

Index 2/ Draft

*Attached*

Aadhar copy of the applicant/s

*Attached*

PAN copy of the applicant/s

*Attached*

Form A2 with Photograph of applicant/s affixed or Passport size
photographs scan copy.

*Attached*

Payment details screenshot with Transaction ID & Date of payment mentioned

*Attached*

*Challan Date:- 30/09/2026*

*NOI Charges & Service Fees Calculator - Nestly.in*

*Loan Amount Including Insurance*

2,16,70,000

NOI Govt Fees

Stamp Duty

0.30%

65010.00

Registration Fees

0.50%

15000.00

Document Handling Charges

300

300

Nestly.in

Service Fees for NOI Filling

1500

1500.00

*Total Amount to be Paid to Nestly.in for NOI*

*81810.00*

THANKS & REGARDS,

SHUBHAM GAIKWAD

AREA SALES MANAGER

MOB-8237335213

Internal

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 21:42 · 14d ago

📎 AVADHOOT RAMESH GOKHALE EchallanMH01119538 ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 20:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 20:10, Shubham Gaikwad < shubham.gaikwad@pnbhousing.com > wrote:

Dear Team,

Kindly provide MOE + NOI Challan in captioned case AVADHOOT RAMESH GOKHALE // HOU/PUN/0926/5214193

Documents required for NOI Filing

Remark

Loan sanction letter

Attached

Index 2/ Draft

Attached

Aadhar copy of the applicant/s

Attached

PAN copy of the applicant/s

Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.

Attached

Payment details screenshot with Transaction ID & Date of payment mentioned

Attached

Challan Date:- 30/09/2026

NOI Charges & Service Fees Calculator - Nestly.in

Loan Amount Including Insurance

2,16,70,000

NOI Govt Fees

Stamp Duty

0.30%

65010.00

Registration Fees

0.50%

15000.00

Document Handling Charges

300

300

Nestly.in

Service Fees for NOI Filling

1500

1500.00

Total Amount to be Paid to Nestly.in for NOI

81810.00

THANKS & REGARDS,

SHUBHAM GAIKWAD

AREA SALES MANAGER

MOB-8237335213

Internal

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
PAN card	APP _PAN.pdf	filed	15d ago
PAN card	CO APP PAN.pdf	filed	15d ago
Aadhaar card	Charuta_Aadhaar.pdf	filed	15d ago
Aadhaar card	APP ADHAR.pdf	filed	15d ago
Sanction letter	PHOTO-2026-09-30-20-02-39.jpg	filed	15d ago
Selfie / photo	PHOTO-2026-09-30-19-59-19.jpg	CANNOT BE READ — clear copy asked	15d ago
Selfie / photo	PHOTO-2026-09-30-19-59-19.jpg	CANNOT BE READ — clear copy asked	15d ago
Other	image001.png	filed	15d ago
Payment screenshot	PHOTO-2026-09-30-19-53-33.jpg	filed	15d ago
Other	FLAT NO. 302 GOKHALE.docx	unread	15d ago
Paid challan (GRAS)	AVADHOOT RAMESH GOKHALE EchallanMH011195383202627E.pdf	filed	14d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹81,840.40

Where it stands
VERIFIED — money received

Screenshot claims
₹81,810 195302152699

Paid at
30 Sep 19:53:08

Verified on
30 Sep 20:11:05

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹65,020	₹15,000	₹320	₹1,500	₹81,840

By law ₹81,830. We ask ₹81,840 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

43 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Area, Title deed no / year / SRO

20 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (PHOTO-2026-09-30-20-02-39.jpg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

FLAT NO. 302, 3RD FLOOR, FINAL PLOT NO 989-990-991/41, SR NO 722/AB/41, CTS NO 103/157/32, PAKHAR, LAXMI PARK, SADASHIV PETH, NEAR SENADATTA POLICE CHOWKI, Pune, NAVI PETH, Pune, MAHARASHTRA, 411030

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

PHOTO-2026-09-30-20-02-39.jpg

as printed
FLAT NO. 302 3RD FLOOR, FINAL PLOT NO 989-990-991/41 SR NO 722/AB/41, CTS NO 103/157/32, PAKHAR, LAXMI PARK, SADASHIV PETH, NEAR SENADATTA POLICE CHOWKI, PUNE, NAVI PETH, PUNE, MAHARASHTRA, INDIA, 411030

PIN
411030

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 302 3RD FLOOR LAXMI PARK FINAL PLOT NO 989-990-991/41 SR NO 722/AB/41 CTS NO 103/157/32

Locality/Road
NAVI PETH SADASHIV PETH PAKHAR NEAR SENADATTA POLICE CHOWKI

Area/City
PUNE

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	AVADHOOT RAMESH GOKHALE	AMYPG4634N	…8060
co_mortgagor	CHARUTA AVADHOOT GOKHALE	BOUPP1675R	…0676

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
acknowledgement	shubham.gaikwad@pnbhousing.com	15d ago
Index II chase	shubham.gaikwad@pnbhousing.com	14d ago
Index II chase	shubham.gaikwad@pnbhousing.com	10d ago
Index II chase	shubham.gaikwad@pnbhousing.com	7d ago
Index II chase	shubham.gaikwad@pnbhousing.com	1d ago

What EzDocs read from each document — check anything marked in red

PAN card CO APP PAN.pdf needs your check

dob
1987-05-04

pan
BOUPP1675R

name
CHARUTA AVADHOOT GOKHALE

legible
True

father name
VINOD VASANT PHADKE

raw reading (for Abhijit)

{'dob': '1987-05-04', 'pan': 'BOUPP1675R', 'name': 'CHARUTA AVADHOOT GOKHALE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'VINOD VASANT PHADKE', 'aadhaar_last4': None, 'quality_issue': None}

PAN card APP _PAN.pdf needs your check

dob
1985-10-18

pan
AMYPG4634N

name
AVADHOOT RAMESH GOKHALE

legible
True

father name
RAMESH TRIMBAK GOKHALE

raw reading (for Abhijit)

{'dob': '1985-10-18', 'pan': 'AMYPG4634N', 'name': 'AVADHOOT RAMESH GOKHALE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAMESH TRIMBAK GOKHALE', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card Charuta_Aadhaar.pdf needs your check

dob
1987-05-04

name
Charuta Avadhoot Gokhale

mobile
9665447856

address
pin: 411030; area: Ganeshmala; flat: D 301; road: Sinhagad Road; state: Maharashtra; building: Suvarnarekha Society; district: Pune; Village: Pune City

legible
True

aadhaar last4
0676

raw reading (for Abhijit)

{'dob': '1987-05-04', 'pan': None, 'name': 'Charuta Avadhoot Gokhale', 'mobile': '9665447856', 'address': {'pin': '411030', 'area': 'Ganeshmala', 'flat': 'D 301', 'road': 'Sinhagad Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Suvarnarekha Society', 'district': 'Pune', 'post_office': None, 'village_city': 'Pune City'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '0676', 'quality_issue': None}

Selfie / photo PHOTO-2026-09-30-19-59-19.jpg needs your check

kind
group_or_other

legible
False

confidence
0.9

face visible
True

quality issue
this is not a live selfie

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}

Aadhaar card APP ADHAR.pdf needs your check

dob
1985-10-18

name
Avadhoot Ramesh Gokhale

mobile
9850406622

address
pin: 411030; area: sadashiv peth; flat: 1623; road: gopal gayan samaj road; state: Maharashtra; district: Pune; post_office: S.p. College; Village: Pune City

legible
True

aadhaar last4
8060

raw reading (for Abhijit)

{'dob': '1985-10-18', 'pan': None, 'name': 'Avadhoot Ramesh Gokhale', 'mobile': '9850406622', 'address': {'pin': '411030', 'area': 'sadashiv peth', 'flat': '1623', 'road': 'gopal gayan samaj road', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': 'S.p. College', 'village_city': 'Pune City'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '8060', 'quality_issue': None}

Selfie / photo PHOTO-2026-09-30-19-59-19.jpg needs your check

kind
group_or_other

legible
False

confidence
0.9

face visible
True

quality issue
this is not a live selfie

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}

Sanction letter PHOTO-2026-09-30-20-02-39.jpg needs your check

lan
HOU/PUN/0926/5214193

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'AVADHOOT RAMESH GOKHALE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'CHARUTA AVADHOOT GOKHALE', 'role': 'co_applicant', 'label': 'Applicant'}

confidence
1.0

rate words
13.15% per annum 13.15%-4.85% 8.30% per annum as on the date of execution of the loan agreement

loan amount
21000000.0

rate spread
-4.85

final amount
21670000.0

interest rate
8.3

sanction date
19-Sep-2026

letter version
7

reference rate
13.15

applicant email
argokhale@zohomail.in

applicant names
AVADHOOT RAMESH GOKHALE, CHARUTA AVADHOOT GOKHALE

printed altered
False

applicant mobile
9850406622

balance transfer
False

property address
pin: 411030; road: NAVI PETH; state: MAHARASHTRA; Flat no: 302; district: Pune; Floor: 3RD; landmark: NEAR SENADATTA POLICE CHOWKI; Address: FLAT NO. 302, 3RD FLOOR, FINAL PLOT NO 989-990-991/41, SR NO 722/AB/41,

insurance premium
670000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
21670000.0

security address verbatim
FLAT NO. 302 3RD FLOOR, FINAL PLOT NO 989-990-991/41 SR NO 722/AB/41, CTS NO 103/157/32, PAKHAR, LAXMI PARK, SADASHIV PETH, NEAR SENADATTA POLICE CHOWKI, Pune, NAVI PETH, Pune, MAHARASHTRA, India, 411030

applicant address verbatim
1623 SADASHIV PETH GOPAL GAYAN SAMAJ ROAD, PUNE CITY, PUNE,., Pune, MAHARASHTRA. 411030, Pune, India

raw reading (for Abhijit)

{'lan': 'HOU/PUN/0926/5214193', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'AVADHOOT RAMESH GOKHALE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'CHARUTA AVADHOOT GOKHALE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'rate_words': '13.15% per annum\n13.15%-4.85% 8.30% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 21000000.0, 'rate_spread': -4.85, 'final_amount': 21670000.0, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '19-Sep-2026', 'letter_version': '7', 'reference_rate': 13.15, 'applicant_email': 'argokhale@zohomail.in', 'applicant_names': ['AVADHOOT RAMESH GOKHALE', 'CHARUTA AVADHOOT GOKHALE'], 'printed_altered': False, 'applicant_mobile': '9850406622', 'balance_transfer': False, 'property_address': {'pin': '411030', 'road': 'NAVI PETH', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '302', 'district': 'Pune', 'floor_no': '3RD', 'landmark': 'NEAR SENADATTA POLICE CHOWKI', 'full_address': 'FLAT NO. 302, 3RD FLOOR, FINAL PLOT NO 989-990-991/41, SR NO 722/AB/41, CTS NO 103/157/32, PAKHAR, LAXMI PARK, SADASHIV PETH, NEAR SENADATTA POLICE CHOWKI, Pune, NAVI PETH, Pune, MAHARASHTRA, 411030', 'village_city': 'Pune', 'building_name': 'LAXMI PARK', 'survey_or_cts_no': 'SR NO 722/AB/41, CTS NO 103/157/32'}, 'insurance_premium': 670000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 21670000.0, 'security_address_verbatim': 'FLAT NO. 302 3RD FLOOR, FINAL PLOT NO 989-990-991/41 SR NO 722/AB/41, CTS NO 103/157/32, PAKHAR, LAXMI PARK, SADASHIV PETH, NEAR SENADATTA POLICE CHOWKI, Pune, NAVI PETH, Pune, MAHARASHTRA, India, 411030', 'applicant_address_verbatim': '1623 SADASHIV PETH GOPAL GAYAN SAMAJ ROAD, PUNE CITY, PUNE,., Pune, MAHARASHTRA. 411030, Pune, India'}

Other image001.png needs your check

payments inside
payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Payment screenshot PHOTO-2026-09-30-19-53-33.jpg needs your check

utr
195302152699

date
2026-09-30

time
19:53

amount
81810

method
Bank account

payee upi
vyapar.169705262080@hdfcbank

payer upi
******6622@upi

payee name
THINK BIGZ INITIATIVE PVT LTD

payer name
AVADHOOT RAMESH GOKHALE

raw reading (for Abhijit)

{'utr': '195302152699', 'date': '2026-09-30', 'time': '19:53', 'amount': 81810, 'method': 'Bank account', 'payee_upi': 'vyapar.169705262080@hdfcbank', 'payer_upi': '******6622@upi', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'AVADHOOT RAMESH GOKHALE', 'debit_notification_text': None}

Paid challan (GRAS) AVADHOOT RAMESH GOKHALE EchallanMH011195383202627E.pdf needs your check

grn
MH011195383202627E

pin
411030

total
80020.0

article
6(1)

defaced
False

bank cin
03006172026100100273

district
PUNE

area city
PUNE

payer pan
AMYXXXXXXN

flat block
FLAT NO 302 3RD FLOOR PAKHAR LAXMI PARK FINAL PLOT NO 989 990 991/41 SR NO 722/AB/41 CTS 103/157/32

payer name
AVADHOOT RAMESH GOKHALE

sro office
HVL1_HAVELI NO1 SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=21670000

scheme rows
{'amount': 65020.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX6622

payment date
30/09/2026-21:40:54

road locality
SADASHIV PETH NEAR SENADATTA POLICE CHOWKI NAVI PETH PUNE MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
21670000

raw reading (for Abhijit)

{'grn': 'MH011195383202627E', 'pin': '411030', 'total': 80020.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100100273', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'AMYXXXXXXN', 'flat_block': 'FLAT NO 302 3RD FLOOR PAKHAR LAXMI PARK FINAL PLOT NO 989 990 991/41 SR NO 722/AB/41 CTS 103/157/32', 'payer_name': 'AVADHOOT RAMESH GOKHALE', 'sro_office': 'HVL1_HAVELI NO1 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=21670000', 'scheme_rows': [{'amount': 65020.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX6622', 'payment_date': '30/09/2026-21:40:54', 'road_locality': 'SADASHIV PETH NEAR SENADATTA POLICE CHOWKI NAVI PETH PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '21670000'}

Technical record (for Abhijit — safe to ignore)

54m ago	EzDocs	reader_efiling_verdict	{'fp': '388b6cf19e88b4e2', 'asked': True, 'findings': [{'do': 'Ask branch for the MOTD or the date.', 'box': 'Date of Mortgage', 'why': 'Date of mortgage is required but missing.', 'page': 'Start page', 'level': 'STOP',
6h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 30 Sep, 20:32 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
1d ago	EzDocs	email_shadowed:index2_chase	{'to': 'shubham.gaikwad@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/PUN/0926/5214193) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:
1d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
7d ago	EzDocs	email_shadowed:index2_chase	{'to': 'shubham.gaikwad@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/PUN/0926/5214193) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:
7d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
10d ago	EzDocs	email_shadowed:index2_chase	{'to': 'shubham.gaikwad@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/PUN/0926/5214193) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:
10d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
14d ago	EzDocs	email_shadowed:index2_chase	{'to': 'shubham.gaikwad@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/PUN/0926/5214193) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:
14d ago	EzDocs	case_read	{'how': 'uri', 'tag': '392a0e3ee5fbd323', 'docs': ['PHOTO-2026-09-30-20-02-39.jpg', 'Charuta_Aadhaar.pdf', 'APP ADHAR.pdf', 'APP _PAN.pdf', 'CO APP PAN.pdf'], 'loan': {'amount': 21670000, 'made_of': [{'what': 'sanctioned
14d ago	EzDocs	case_read_started	{'tag': '392a0e3ee5fbd323', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
14d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AMxxxxxxXN — no paper on the
14d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan_shared'], 'mai
14d ago	EzDocs	filing_waits_on_title_doc	{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
14d ago	EzDocs	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'AVADHOOT RAMESH GOKHALE EchallanMH011195383202627E.pdf', 'kin
14d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'AVADHOOT RAMESH GOK
14d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL1_HAVELI NO1 SUB REGISTRAR', 'district': 'PUNE'}
14d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011195383202627E', 'file': 'AVADHOOT RAMESH GOKHALE EchallanMH011195383202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
14d ago	EzDocs	challan_extracted	{'grn': 'MH011195383202627E', 'file': 'AVADHOOT RAMESH GOKHALE EchallanMH011195383202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 80020.0}
14d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '394326', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed HVL1_
14d ago	SANDEEP	copilot_edit	{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
14d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
15d ago	EzDocs	quoted_history_checked	{}
15d ago	EzDocs	extra_challan_scanned	{'found': 0}
15d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_asked', 'fee_paid', 'index2_as
15d ago	EzDocs	reader_home_address	{'fp': 'd9ea255211c07360', 'from': 'the sanction letter (PHOTO-2026-09-30-20-02-39.jpg)', 'home': {'pin': '411030', 'flat': '1623', 'road': 'GOPAL GAYAN SAMAJ ROAD', 'state': 'MAHARASHTRA', 'building': 'SADASHIV PETH', '
15d ago	EzDocs	case_read	{'how': 'uri', 'tag': '90cd95f81017d78e', 'docs': ['PHOTO-2026-09-30-20-02-39.jpg', 'Charuta_Aadhaar.pdf', 'APP ADHAR.pdf', 'APP _PAN.pdf', 'CO APP PAN.pdf'], 'loan': {'amount': 21670000, 'made_of': [{'what': 'sanctioned
15d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'index2_sent'], 'mails': 1, 'summar
15d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Second number', 'w
15d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'quick sweep', 'docs': ['PHOTO-2026-09-30-20-02-39.jpg', 'Charuta_Aadhaar.pdf', 'APP ADHAR.pdf', 'APP _PAN.pdf', 'CO APP PAN.pdf'], 'kept': ['Second number type', 'Second number'], 'after': {'addresses': {'pe

Case diary the case’s history — what happened, newest day first

Papers

A file cannot be used

Selfie / photo — a usable one is being asked for

Money

₹81,810 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for.

Today · 15 Oct2 things

EzDocs checked the e-filing boxes against the papers

20:16

An old draft withdrew itself — its asks were already answered

14:20

Yesterday · 14 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03048 | HOU/PUN/0926/5214193

10:00

An old draft withdrew itself — its asks were already answered

10:00

8 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03048 | HOU/PUN/0926/5214193

10:00

An old draft withdrew itself — its asks were already answered

10:00

5 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03048 | HOU/PUN/0926/5214193

10:00

An old draft withdrew itself — its asks were already answered

10:00

1 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03048 | HOU/PUN/0926/5214193