SAYALI KARAN THAKUR
the challan is done — these are for the IGR filing / KYC
- Challan on file does not agree with the case. Open it before paying or sharing.
why?
Day by day — every step and who held it
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH010443322202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper18 Sep, 19:06 · 25d ago THE FIRST MAIL — how this case began
Kindly process for NOI Challan 0.3 & 0.5 in below case SAYALI KARAN THAKUR HOU/AHMD/0826/5187941
- ✓ Sanction Letter — attached
- ✓ Customer Aadhar Card / co applicant — attached
- ✓ Customer pan Card / co applicant — attached
- ✓ Form A2 or Soft copy of photograph — attached
- ✓ Payment details — attached
SRO OFFICE NO 2
*Index II Copy
ATTCHED
Tejas Deshmukh
Customer Service Manager Loans
203 Second Floor, Sai Midas Touch
Nagar Manmad Road
Savedi Ahmednagar
0241-2414455
[cid:image001.png@01DD47A0.97CA2610]
Internal
earlier mails quoted below
18 Sep, 19:23 · 25d ago
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy
and a colour live selfie photo of the applicant.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Fri, 18 Sept 2026 at 19:08, Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>
wrote:
earlier mails quoted below
18 Sep, 19:26 · 25d ago
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Fri, 18 Sept 2026 at 19:23, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | IMG-20260918-WA0121.jpg | filed | 25d ago |
| Other | image001.png | filed | 25d ago |
| Sanction letter | SANCTION LETTER THAKUR.pdf | filed | 25d ago |
| Aadhaar card+ PAN card inside | KYC THAUR.pdf | filed | 25d ago |
| Paid challan (GRAS) | SAYALI KARAN THAKUR EchallanMH010443322202627E.pdf | filed | 25d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹8,560.11
VERIFIED — money received
₹8,520
18 Sep 19:02:29
18 Sep 19:09:07
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹2,530 | ₹4,210 | ₹320 | ₹1,500 | ₹8,560 |
why?
Property (must be perfect)
The property, paper by paper side by side, the base paper first
PLOT NO-13, S.NO-809/810/188/B2, WADGAONGUPTA, AHMED NAGAR, BACKSIDE OF ATHARE PATIL SCHOOL, AHMED NAGAR, MAHARASHTRA, INDIA, 414111
414111
PLOT NO-13 S NO-809/810/188/B2 WADGAONGUPTA AHMED NAGAR BACKSIDE OF ATHARE PATIL SCHOOL MAHARASHTRA
AHMED NAGAR
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SAYALI KARAN THAKUR | DLZPP0701G | …1564 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| acknowledgement | tejas.deshmukh@pnbhousing.com | 25d ago |
| Index II chase | tejas.deshmukh@pnbhousing.com | 24d ago |
| Index II chase | tejas.deshmukh@pnbhousing.com | 21d ago |
| Index II chase | tejas.deshmukh@pnbhousing.com | 18d ago |
| Index II chase | tejas.deshmukh@pnbhousing.com | 14d ago |
| Index II chase | tejas.deshmukh@pnbhousing.com | 11d ago |
| Index II chase | tejas.deshmukh@pnbhousing.com | 7d ago |
| Index II chase | tejas.deshmukh@pnbhousing.com | 4d ago |
What the engine read from each document — check anything marked in red
2026-09-18
18:45
8520
THINKBIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': None, 'date': '2026-09-18', 'time': '18:45', 'amount': 8520, 'method': None, 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}1991-04-23
DLZPP0701G
SAYALI KARAN THAKUR
7057355013
pin: 414003; flat: sn no. 179/13; road: manmad road; state: Maharashtra; building: adich ghumat back side of zopadicanteen, swami samarth nagar; district: Ahmadnagar; post_office: Savedi Road; village_city: Sawedi
True
1564
raw reading (for Abhijit)
{'dob': '1991-04-23', 'pan': 'DLZPP0701G', 'name': 'SAYALI KARAN THAKUR', 'mobile': '7057355013', 'address': {'pin': '414003', 'area': None, 'flat': 'sn no. 179/13', 'road': 'manmad road', 'floor': None, 'state': 'Maharashtra', 'building': 'adich ghumat back side of zopadicanteen, swami samarth nagar', 'district': 'Ahmadnagar', 'post_office': 'Savedi Road', 'village_city': 'Sawedi'}, 'legible': True, 'aadhaar_last4': '1564', 'quality_issue': None}HOU/AHMD/0826/5187941
True
Housing Loan
1.0
800000
840000
8.25
05-Aug-2026
5
sayali.paredeshi7@gmail.com
SAYALI KARAN THAKUR, KARAN PRATAP THAKUR
7057355013
pin: 414111; state: MAHARASHTRA; district: Ahmed Nagar; landmark: BACKSIDE OF ATHARE PATIL SCHOOL; full_address: PLOT NO-13, S.NO-809/810/188/B2, WADGAONGUPTA, Ahmed Nagar, BACKSIDE OF ATHARE PATIL SCHOOL, Ahmed Nagar, M
40000
Total Loan Amount
True
840000
PLOT NO-13, S.NO-809/810/188/B2, WADGAONGUPTA, Ahmed Nagar, BACKSIDE OF ATHARE PATIL SCHOOL, Ahmed Nagar, MAHARASHTRA, India, 414111
S.NO-179/13,MANMAD ROAD,, ADICH GHUMAT BACK SIDE OF ZOPADICANTEEN,, SWAMI SAMRTH NAGAR,., Ahmed Nagar, MAHARASHTRA, 414003, India
raw reading (for Abhijit)
{'lan': 'HOU/AHMD/0826/5187941', 'legible': True, 'borrowers': [], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 800000, 'final_amount': 840000, 'interest_rate': 8.25, 'quality_issue': None, 'sanction_date': '05-Aug-2026', 'letter_version': '5', 'applicant_email': 'sayali.paredeshi7@gmail.com', 'applicant_names': ['SAYALI KARAN THAKUR', 'KARAN PRATAP THAKUR'], 'applicant_mobile': '7057355013', 'property_address': {'pin': '414111', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Ahmed Nagar', 'floor_no': None, 'landmark': 'BACKSIDE OF ATHARE PATIL SCHOOL', 'full_address': 'PLOT NO-13, S.NO-809/810/188/B2, WADGAONGUPTA, Ahmed Nagar, BACKSIDE OF ATHARE PATIL SCHOOL, Ahmed Nagar, MAHARASHTRA, India, 414111', 'village_city': 'WADGAONGUPTA', 'building_name': None, 'survey_or_cts_no': 'S.NO-809/810/188/B2'}, 'insurance_premium': 40000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 840000, 'security_address_verbatim': 'PLOT NO-13, S.NO-809/810/188/B2, WADGAONGUPTA, Ahmed Nagar, BACKSIDE OF ATHARE PATIL SCHOOL, Ahmed Nagar, MAHARASHTRA, India, 414111', 'applicant_address_verbatim': 'S.NO-179/13,MANMAD ROAD,, ADICH GHUMAT BACK SIDE OF ZOPADICANTEEN,, SWAMI SAMRTH NAGAR,., Ahmed Nagar, MAHARASHTRA, 414003, India'}1991-04-23
DLZPP0701G
7057355013
pin: 414003; flat: s n no. 179/13; road: manmad road; state: Maharashtra; building: adich ghumat back side of zopadicanteen, swami samarth nagar; district: Ahmadnagar; post_office: Savedi Road; village_city: Sawedi
True
1564
raw reading (for Abhijit)
{'dob': '1991-04-23', 'pan': 'DLZPP0701G', 'mobile': '7057355013', 'address': {'pin': '414003', 'area': None, 'flat': 's n no. 179/13', 'road': 'manmad road', 'floor': None, 'state': 'Maharashtra', 'building': 'adich ghumat back side of zopadicanteen, swami samarth nagar', 'district': 'Ahmadnagar', 'post_office': 'Savedi Road', 'village_city': 'Sawedi'}, 'legible': True, 'aadhaar_last4': '1564', 'quality_issue': None}MH010443322202627E
414111
6740.0
6(1)
03006172026091801177
AHMEDNAGAR
AHMED NAGAR
DLZXXXXXXG
PLOT NO-13, S NO 809/810/188/B2, BACKSIDE OF ATHARE PATIL SCHOOL, WADGAONGUPTA
SAYALI KARAN THAKUR
ALR2_AHILYANAGAR 2 JT SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=840000
{'amount': 2530.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 4210.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX5013
18/09/2026-19:24:14
AHMED NAGAR, MAHARASHTRA
AAACP3682N
PNB HOUSING FINANCE LTD
840000
raw reading (for Abhijit)
{'grn': 'MH010443322202627E', 'pin': '414111', 'total': 6740.0, 'article': '6(1)', 'defaced': None, 'bank_cin': '03006172026091801177', 'district': 'AHMEDNAGAR', 'area_city': 'AHMED NAGAR', 'payer_pan': 'DLZXXXXXXG', 'flat_block': 'PLOT NO-13, S NO 809/810/188/B2, BACKSIDE OF ATHARE PATIL SCHOOL, WADGAONGUPTA', 'payer_name': 'SAYALI KARAN THAKUR', 'sro_office': 'ALR2_AHILYANAGAR 2 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=840000', 'scheme_rows': [{'amount': 2530.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 4210.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5013', 'payment_date': '18/09/2026-19:24:14', 'road_locality': 'AHMED NAGAR, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '840000'}Technical record (for Abhijit — safe to ignore)
| 4d ago | system:emails | email_shadowed:index2_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AHMD/0826/5187941) is paid and the case is ready for NOI e-filing. The only thing pending from your end is: |
| 4d ago | system:emails | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 7d ago | system:emails | email_shadowed:index2_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AHMD/0826/5187941) is paid and the case is ready for NOI e-filing. The only thing pending from your end is: |
| 7d ago | system:emails | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 11d ago | system:emails | email_shadowed:index2_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AHMD/0826/5187941) is paid and the case is ready for NOI e-filing. The only thing pending from your end is: |
| 11d ago | system:emails | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 4, 'kinds': ['index2_chase']} |
| 14d ago | ezdocs:reader | reader_home_address | {'fp': 'c8ef9ea60edd3306', 'from': 'the sanction letter (SANCTION LETTER THAKUR.pdf)', 'home': {'pin': '414003', 'area': 'ADICH GHUMAT BACK SIDE OF ZOPADICANTEEN', 'flat': 'S.NO-179/13', 'road': 'MANMAD ROAD', 'state': ' |
| 14d ago | system:emails | email_shadowed:index2_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AHMD/0826/5187941) is paid and the case is ready for NOI e-filing. The only thing pending from your end is: |
| 15d ago | system:learn | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed DLxxxxxxXG — no paper on the |
| 18d ago | system:emails | email_shadowed:index2_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AHMD/0826/5187941) is paid and the case is ready for NOI e-filing. The only thing pending from your end is: |
| 19d ago | system:reconcile | challan_other_case_checked | {'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': 'd5a8f749-0609-401a-8c93-22308aa765a2'} |
| 21d ago | system:emails | email_shadowed:index2_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AHMD/0826/5187941) is paid and the case is ready for NOI e-filing. The only thing pending from your end is: |
| 24d ago | system:emails | email_shadowed:index2_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AHMD/0826/5187941) is paid and the case is ready for NOI e-filing. The only thing pending from your end is: |
| 25d ago | system:reconcile | challan_mismatch_kept | {'why': "judged again with today's rules — the difference is real; a person opens the challan", 'problems': ["district on the challan 'AHMEDNAGAR' — the case says 'Ahmed Nagar'"]} |
| 25d ago | system:reconcile | extra_challan_scanned | {'found': 0} |
| 25d ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 25d ago | system:ingest | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 25d ago | system:ingest | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SAYALI KARAN THAKUR EchallanMH010443322202627E.pdf', 'kind': |
| 25d ago | system:ingest | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SAYALI KARAN THAKUR |
| 25d ago | system:extract | challan_mismatch | {'file': 'SAYALI KARAN THAKUR EchallanMH010443322202627E.pdf', 'problems': ["district on the challan 'AHMEDNAGAR' — the case says 'Ahmed Nagar'"]} |
| 25d ago | system:extract | challan_extracted | {'grn': 'MH010443322202627E', 'file': 'SAYALI KARAN THAKUR EchallanMH010443322202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 6740.0} |
| 25d ago | system:extract | property_self_check | {'ok': True, 'why': "the reader judged every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 8, 'trigger': 'quick sweep'} |
| 25d ago | system:reconcile | quoted_history_checked | {} |
| 25d ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['index2_sent'], 'mails': 1, 'summary': 'The bank |
| 25d ago | system:extract | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['SANCTION LETTER THAKUR.pdf', 'KYC THAUR.pdf'], 'after': {'addresses': {'people': [['SAYALI KARAN THAKUR', [['sanction_letter', 'same_spelling']]]], 'property': []}}, 'notes': N |
| 25d ago | system:extract | address_compared | {'sig': 'b16066e1e2224126', 'why': 'after gather', 'people': [{'home': 'sn no. 179/13, adich ghumat back side of zopadicanteen, swami samarth nagar, manmad road, Sawedi, Ahmadnagar, 414003', 'person': 'SAYALI KARAN THAKU |
| 25d ago | system:extract | challan_boxes_by_rules | {'fp': 'be528d98d93d0f71', 'why': "the reader's city is not the case's village / city (AHMEDNAGAR)"} |
| 25d ago | system:extract | box_disagreement | {'box': 'home.district', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Ahmadnagar', 'page': 1, 'party': ' |
| 25d ago | system:ingest | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 4, 'seconds': 23.2, 'workers': 4} |
| 25d ago | system:ingest | kyc_address_read | {'doc': 'pan', 'pin': '414003', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Sawedi', 'doc_id': 'ce10cce2-975a-4a30 |