Jaygovind Radheshyam Gupta
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- The work is done — our fee of ₹38,060 is still not in our account. Chase the branch for it.
why?
why?
the branch's own words
The branch's mail said: the bank's own rows sum to Rs.23,050 but its total says Rs.38,050Day by day — every step and who held it
The branch asked for the 0.3% challan alone
Its mail: “DEAR TEAM, REQUEST YOU TO PROVIDE NOI AND 0.3 CHALLAN, CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT N”. No mail of the branch names the 0.5% or the registration fee in its own words. This case is marked a full NOI, so it asks for both heads, the handling charge and our fee. As a full NOI this case asks ₹38,060; as the 0.3% challan alone it asks ₹21,100 — the stamp duty ₹21,000 and ₹100.
The team’s rule (Avinash): a 0.3% stand-alone challan is one of the extra challans we make — the stamp duty and ₹100, nothing filed on the IGR site, counted under Other on ICICI’s dashboard. The kind decides what goes on the government’s challan, so a person sets it.
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper31 Aug, 17:45 · 43d ago THE APP JOINED HERE — earlier mails are on Gmail
Kindly find attached technical report for correct PIN Code
earlier mails quoted below
5 more mails in between — open
31 Aug, 17:53 · 43d ago
Request you to provide NOI and 0.3 challan,
- ✓ SANCTION LETTER — attached
- ✓ APPLICANT/S AADHAR CARD — attached
- ✓ APPLICANT/S PAN CARD — attached
- ✓ IINDEX II COPY | LSR | SALE DEED — attached
- ✓ APPLICANT SELFIE — attached
- ✓ PAYMENT SCREENSHOT WITH UTR — attached
CASE INITIATION (COPY AND PASTE IN EMAIL BODY)
CASE INITIATION BRANCH NAME
THANE
CASE TYPE (PLS MENTION IT )
31 Aug, 18:30 · 43d ago
Aradhana Rai NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
31 Aug, 18:31 · 43d ago
Aradhana Rai NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
31 Aug, 18:31 · 43d ago
Aradhana Rai NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
12 Sep, 13:52 · 31d ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
10 Oct, 15:08 · 3d ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
12 Oct, 16:24 · 1d ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Technical report | HRQ-26-150029_INDProcessRequest_2500320260831155716057.pdf | filed | 43d ago |
| Selfie / photo | DocScanner 31-Aug-2026 05-47 PM_1.jpeg | filed | 43d ago |
| Selfie / photo | DocScanner 31-Aug-2026 05-47 PM_1(1).jpeg | filed | 43d ago |
| Payment screenshot | IMG-20260831-WA0011.jpg | filed | 43d ago |
| Sale deed | Sale Agreement Draft.pdf | filed | 43d ago |
| PAN card | Signature_Signature_POOJADEVI JAYGOVIND GUPTA_M_15072026_085039AM.jpg | filed | 43d ago |
| PAN card | Signature_Signature_JAYGOVIND RADHESHYAM GUPTA_M_15072026_084406AM.jpg | filed | 43d ago |
| Sanction letter | KFSLetter_7792147235.pdf | filed | 43d ago |
| Aadhaar card | POOJA DEVI AADHAR.jpg | filed | 43d ago |
| Aadhaar card | JAYGOVIND ADDHAR.jpg | filed | 43d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹38,060
waiting for the credit
₹38,050 660911204717
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹21,010 | ₹15,000 | ₹350 | ₹1,700 | ₹38,060 |
why?
Property (must be perfect)
The property, paper by paper side by side, the base paper first
SHOP NO 7 GROUND FLOOR,RAUNAK 108 OLD S NO 108/1 2 3 AND OTHERS, NEW S NO 73/1 2 3 4 AND OTHERS VILLAGE OWALE, THANE WEST-400615.
SHOP NO.07, GROUND FLOOR, RAUNAK 108 OLD S NO 108/1 2 3 AND OTHERS NEW S NO 73/1 2 3 4 AND OTHERS VILLAGE OWALE THANE WEST-400615.
400615
SHOP NO 07 GROUND FLOOR
RAUNAK 108 OLD S NO 108/1 2 3 AND OTHERS NEW S NO 73/1 2 3 4 AND OTHERS VILLAGE OWALE THANE WEST
THANE
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | POOJADEVI JAYGOVIND GUPTA | BFNPG9784C | …7483 |
| co_mortgagor | JAYGOVIND RADHESHYAM GUPTA | ANVPG5599A | …9232 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | mitali.ghadigaonkar@icicihfc.com | 43d ago |
| document chase | mitali.ghadigaonkar@icicihfc.com | 43d ago |
| documents acknowledged | mitali.ghadigaonkar@icicihfc.com | 43d ago |
What the engine read from each document — check anything marked in red
660911204717
2026-08-31
38050
UPI
7715973535@okbizaxis
EZDOCS
JAYGOVIND RADHESHYAM GUPTA
raw reading (for Abhijit)
{'utr': '660911204717', 'date': '2026-08-31', 'amount': 38050, 'method': 'UPI', 'payee_upi': '7715973535@okbizaxis', 'payee_name': 'EZDOCS', 'payer_name': 'JAYGOVIND RADHESHYAM GUPTA', 'debit_notification_text': None}1994-07-26
BFNPG9784C
POOJADEVI JAYGOVIND GUPTA
True
raw reading (for Abhijit)
{'dob': '1994-07-26', 'pan': 'BFNPG9784C', 'name': 'POOJADEVI JAYGOVIND GUPTA', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}1989-05-16
ANVPG5599A
JAYGOVIND RADHESHYAM GUPTA
True
raw reading (for Abhijit)
{'dob': '1989-05-16', 'pan': 'ANVPG5599A', 'name': 'JAYGOVIND RADHESHYAM GUPTA', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}7792147235
True
1.0
6487150.0
10.5
30/08/2026
HF-38-VER-14-01072026/KFS
JAYGOVIND RADHESHYAM GUPTA, POOJADEVI JAYGOVIND GUPTA
8652878982
False
read again off the letter's pages (page 1, Communication Address row)
D/Poppy/204, Sai Baba Vihar Complex, G.B.Road, Near Muchhala College,, Thane West, Thane, PO Kasarvadavali, DIST:Thane, Maharashtra, 400615, Kasarvadavali, Thane, THANE, MAHARASHTRA, IN, 400615
raw reading (for Abhijit)
{'lan': '7792147235', 'legible': True, 'loan_type': None, 'confidence': 1.0, 'loan_amount': 6487150.0, 'interest_rate': 10.5, 'quality_issue': None, 'sanction_date': '30/08/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'applicant_names': ['JAYGOVIND RADHESHYAM GUPTA', 'POOJADEVI JAYGOVIND GUPTA'], 'applicant_mobile': '8652878982', 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'includes_insurance': False, 'total_with_insurance': None, 'applicant_address_from462': "read again off the letter's pages (page 1, Communication Address row)", 'security_address_verbatim': None, 'applicant_address_verbatim': 'D/Poppy/204, Sai Baba Vihar Complex, G.B.Road, Near Muchhala College,, Thane West, Thane, PO Kasarvadavali, DIST:Thane, Maharashtra, 400615, Kasarvadavali, Thane, THANE, MAHARASHTRA, IN, 400615'}1994-07-26
Poojadevi Jaygovind Gupta
True
7483
raw reading (for Abhijit)
{'dob': '1994-07-26', 'pan': None, 'name': 'Poojadevi Jaygovind Gupta', 'legible': True, 'aadhaar_last4': '7483', 'quality_issue': None}1989-05-16
Jaygovind Radheshyam Gupta
True
9232
raw reading (for Abhijit)
{'dob': '1989-05-16', 'pan': None, 'name': 'Jaygovind Radheshyam Gupta', 'legible': True, 'aadhaar_last4': '9232', 'quality_issue': None}bank: ICICI Bank; kind: payment_screenshot; payments: [{'utr': '660911204717', 'date': '2026-08-31', 'page': 1, 'time': '13:55', 'payee': 'EZDOCS', 'amount': 38050.0, 'direction': 'credit', 'narration': 'To: EZDOCS 77159
raw reading (for Abhijit)
{'payments_inside': {'bank': 'ICICI Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '660911204717', 'date': '2026-08-31', 'page': 1, 'time': '13:55', 'payee': 'EZDOCS', 'amount': 38050.0, 'direction': 'credit', 'narration': 'To: EZDOCS 7715973535@okbizaxis From: JAYGOVIND RADHESHYAM GUPTA (ICICI Bank) Google Pay jayg.gupta-1@okaxis Google transaction ID CICAgLj_gcuCOA', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '0430', 'account_holder': 'JAYGOVIND RADHESHYAM GUPTA'}}True
INDIVIDUAL TECHNICAL REPORT
14.586584912669998
loan_ref: 7792147235; report_id: HRQ-26-150029; customer_name: Jaygovind Radheshyam Gupta
1
taken: both the same; legal_address: Shop No.07, Ground Floor, Raunak 108 Old S No 108/1 2 3 And Others New S No 73/1 2 3 4 And Others Village Owale Thane West-400615.; property_address: Shop No 7 Ground Floor,Raunak 108
pin: 400615; state: Maharashtra; flat_no: Shop No 7; district: Thane; floor_no: Ground; landmark: Near Gyanganga College; full_address: Shop No 7, Ground Floor, Raunak 108, Old S No 108/1 2 3 And Others, New S No 73/1 2
Shop No.07, Ground Floor, Raunak 108 Old S No 108/1 2 3 And Others New S No 73/1 2 3 4 And Others Village Owale Thane West-400615.
raw reading (for Abhijit)
{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': 14.586584912669998, 'paper_for': {'loan_ref': '7792147235', 'report_id': 'HRQ-26-150029', 'customer_name': 'Jaygovind Radheshyam Gupta'}, 'pin_other': None, 'confidence': 1, 'address_lines': {'taken': 'both the same', 'legal_address': 'Shop No.07, Ground Floor, Raunak 108 Old S No 108/1 2 3 And Others New S No 73/1 2 3 4 And Others Village Owale Thane West-400615.', 'property_address': 'Shop No 7 Ground Floor,Raunak 108 Old S No 108/1 2 3 And Others, New S No 73/1 2 3 4 And Others Village Owale, Thane West-400615.'}, 'property_address': {'pin': '400615', 'road': None, 'state': 'Maharashtra', 'taluka': None, 'flat_no': 'Shop No 7', 'district': 'Thane', 'floor_no': 'Ground', 'landmark': 'Near Gyanganga College', 'full_address': 'Shop No 7, Ground Floor, Raunak 108, Old S No 108/1 2 3 And Others, New S No 73/1 2 3 4 And Others, Village Owale, Thane West', 'village_city': 'Owale', 'building_name': 'Raunak 108', 'survey_or_cts_no': 'Old S No 108/1 2 3 And Others, New S No 73/1 2 3 4 And Others'}, 'security_address_verbatim': 'Shop No.07, Ground Floor, Raunak 108 Old S No 108/1 2 3 And Others New S No 73/1 2 3 4 And Others Village Owale Thane West-400615.'}Technical record (for Abhijit — safe to ignore)
| 1h ago | ezdocs:reader | reader_home_address | {'fp': '236ae49d725929fc', 'from': 'the sanction letter (KFSLetter_7792147235.pdf)', 'home': {'pin': '400615', 'area': 'Near Muchhala College, Kasarvadavali', 'flat': 'D/Poppy/204', 'road': 'G.B.Road', 'state': 'Maharash |
| 13d ago | ezdocs:reader | letter_home_read462 | {'fp': 'doc:f5deb974-e7e5-41aa-bd15-f758b7088812', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'KFSLetter_7792147235.pdf', 'asked': True, 'found': Tr |
| 16d ago | system:extract | property_self_check | {'ok': False, 'why': "the reader judged every property box against the document's own words — the boxes named do not agree, or the reader could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Number', ' |
| 16d ago | system:extract | property_auto_verified | {'pin': '400615', 'why': 'read from the technical report; flat / building / number, the village and the English description are all there — checked by the engine, nothing waits for a person. Correct any box below if it i |
| 16d ago | system:extract | property_from_report | {'why': 'the sanction letter gave no property; the technical report carries the schedule of the property — read from there; a person verifies box by box before anything files', 'file': 'HRQ-26-150029_INDProcessRequest_25 |
| 16d ago | system:extract | paper_read_beside | {'why': "this property paper had no reading of its own (it arrived after the case's property was settled) — read once for what it prints, so it sits beside the challan and the e-filing", 'file': 'HRQ-26-150029_INDProcess |
| 22d ago | system:payments | hidden_payment_scan | {'file': 'IMG-20260831-WA0011.jpg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': '6729aa07-09f2-4763-aa22-7222da76203f', 'fetched': True} |
| 28d ago | system:ingest | kyc_address_read | {'doc': 'aadhaar', 'pin': '400615', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Thane', 'doc_id': 'f23a255c-fdc3-4 |
| 28d ago | system:ingest | kyc_address_read | {'doc': 'aadhaar', 'pin': '400615', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Thane', 'doc_id': 'd2ca45ae-6331-4 |
| 28d ago | system:ingest | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 28d ago | system:ingest | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the sweep — the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Sale Agreement Draft.pdf', 'kind': 'sale_deed'} |
| 40d ago | system:ingest | challan_found_on_case | {'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing'} |
| 40d ago | system:ingest | challan_inferred_from_desk_mail | {'why': "the desk's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread"} |
| 42d ago | system:emails | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: 7792147235), the |
| 43d ago | system:ingest | mail_instruction_understood | {'amount': 7000000.0, 'phrase': 'LOAN AMOUNT WITH INSURANCE 7000000', 'reason': 'with insurance', 'instructions': ['two_challans'], 'urgent_disbursement': False} |
| 43d ago | system:ingest | branch_manifest_read | {'declared': {'pan': True, 'selfie': True, 'aadhaar': True, 'title_doc': True, 'sanction_letter': True, 'payment_screenshot': True}} |
| 43d ago | system:emails | email_shadowed:ack_docs | {'to': 'mitali.ghadigaonkar@icicihfc.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: 7792147235).\n\n Applicant : Jaygovind Radheshyam Gupta\n LAN : 7792147235\n |
| 43d ago | system:ingest | document_received | {'file': 'JAYGOVIND ADDHAR.jpg', 'doc_type': 'aadhaar', 'confidence': 1.0} |
| 43d ago | system:ingest | document_received | {'file': 'POOJA DEVI AADHAR.jpg', 'doc_type': 'aadhaar', 'confidence': 0.9} |
| 43d ago | system:extract | payer_mobile_captured | {'last4': '8982', 'source': 'sanction_letter'} |
| 43d ago | system:ingest | document_received | {'file': 'KFSLetter_7792147235.pdf', 'doc_type': 'sanction_letter', 'confidence': 1.0} |
| 43d ago | system:ingest | co_applicant_added | {'doc': 'pan', 'name': 'JAYGOVIND RADHESHYAM GUPTA'} |
| 43d ago | system:ingest | document_received | {'file': 'Signature_Signature_JAYGOVIND RADHESHYAM GUPTA_M_15072026_084406AM.jpg', 'doc_type': 'pan', 'confidence': 1.0} |
| 43d ago | system:ingest | document_received | {'file': 'Signature_Signature_POOJADEVI JAYGOVIND GUPTA_M_15072026_085039AM.jpg', 'doc_type': 'pan', 'confidence': 1.0} |
| 43d ago | system:ingest | document_received | {'file': 'Sale Agreement Draft.pdf', 'doc_type': 'sale_deed', 'confidence': 0.9} |
| 43d ago | system:payments | screenshot_claim_recorded | {'utr': '660911204717', 'date': '2026-08-31', 'parts': None, 'amount': 38050, 'claimed_total': None} |
| 43d ago | system:ingest | document_received | {'file': 'IMG-20260831-WA0011.jpg', 'doc_type': 'payment_screenshot', 'confidence': 1.0} |
| 43d ago | system:ingest | document_received | {'file': 'DocScanner 31-Aug-2026 05-47 PM_1(1).jpeg', 'doc_type': 'selfie', 'confidence': 1.0} |
| 43d ago | system:ingest | document_received | {'file': 'DocScanner 31-Aug-2026 05-47 PM_1.jpeg', 'doc_type': 'selfie', 'confidence': 1.0} |
| 43d ago | system:ingest | mail_instruction_understood | {'amount': 7000000.0, 'phrase': 'LOAN AMOUNT WITH INSURANCE 7000000', 'reason': 'with insurance', 'instructions': [], 'urgent_disbursement': False} |