Cases / NOI-2026-03695
Dattatray Sawant
LAN HOU/PNVL/0926/5227061
Challan paid · our move
File on IGRAll documentsMails & papers 3Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs1 still to come
9 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓A mail's picture (a signature logo, a banner) — not a paperopen
✓Sanction letteropen
✓PAN cardopen
✓Paid challan (GRAS)open
Applicant's Aadhaar Card — still needed
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (8)A label is wrong? Fix it under All documents.
MoneyAll of it is in
₹11,440.25CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹11,410 receivedthe receipt's amount and minute agree
Stamp duty 0.3%3,610
Registration fee 0.5%6,010
Government handling320
Our service fee1,500.25
Total we ask for11,440.25
the branch’s receipt claims ₹11,410 665561312324
paid 16 Oct 19:34:00 · verified 10:14:05 · 14 h 40 min later
How we know
Our own bank told us — 16 Oct 19:34
₹11,410 · UTR 665561312324 · from CP-HDFCBN-S
“Successful! You have received Rs. 11410.00 via HDFC Bank SmartHub Vyapar from Shrikant R. RRN-665561312324, Check: https://1.hdfc.bank.in/HDFCBK/s/RMOaX5WA”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
By law ₹11,421.52. We ask ₹11,440 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 49 minour time · 12:01
Index II —not yet
the NOI team 12 h 34 mintotal 12 h 34 min so far
Now with the NOI team — e-filing on IGR
since 12:01 — 10 h 45 min of working time
Day by day — every step and who held it
10:12Your branch's mail
10:12Payment landedat once
10:13Papers read+2 min · the NOI team
10:13Property readat once
10:14Papers readat once
10:14Fee quotedat once
10:14Payment verifiedat once
10:14Ready for the challanat once
12:01Challan made+1 h 47 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹12,00,189
Loan account no.
HOU/PNVL/0926/5227061
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
EzDocs read these from the Index II. If they are right, press Confirm.
See the boxes — read from the Index II
District
Raigad
Taluka
Khalapur
Village
Katrang
Number type
SURVEY
Number
20
Building
Sudarshan Residency
Floor
3rd
Flat / shop no
21
Area
625.00
Hadd
Khopoli Nagar Parishad
Read from the Index II on file — the government's own words for this property. iNDEX iI.jpg open it
✓ EzDocs checked every box against the document’s own words 12h ago — all agree.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
Before opening the portal, EzDocs sees:
• 2 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: Second number, Flat no
• changed — flat no: the case held UNIT NO 21; filled 21 — EzDocs (reading the whole file), from Index II, reads it so
• changed — area unit: the case held Sq.ft.; filled SQ MT — EzDocs (reading the whole file), from Index II, reads it so
• changed — building name: the case held SUDARSHAN RESIDENCY; filled SUDARSHAN RESIDANCY — EzDocs (reading the whole file), from Index II, reads it so
• changed — area: the case held 625.0; filled 58.08 — EzDocs (reading the whole file), from Index II, reads it so
• changed — Survey No / Attribute 1 & 2: the case held 20 · 2; filled 20 / 2 · 5601 — Index II prints these numbers for this property — every one, each with its own word; the portal's two boxes carry them all
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
✓ The papers agree — compared: the sanction letter, the Index II, the branch's mail. No number of the property and no name differs.
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 12h ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH012230938202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
VP
vikas.patil1@pnbhousing.com pnbhousing.com
17 Oct, 10:12 · 12h ago THE FIRST MAIL — how this case began
17 Oct, 10:12 · 12h ago THE FIRST MAIL — how this case began
Urgent !! Kindly Initiate 0.3% and NOI Challan for the said case of DATTATRAY SAWANT HOU/PNVL/0926/5227061.
📎 IMG-20261016-WA0033.jpg↗📎 DocScanner Oct 16, 2026 6-31 PM_1(1).jpg↗📎 image001.png↗📎 iNDEX iI.jpg↗📎 Sanction letter - 2026-10-16T191621.725.pd↗📎 DocScanner Oct 16, 2026 6-31 PM_1.jpg↗📎 SKM_226i26101619140.pdf↗
Dear Team,
Kindly Initiate 0.3% & NOI Challan in case of DATTATRAY SAWANT HOU/PNVL/0926/5227061.
Document and Receipt attached for your reference.
Loan amount including insurance₹12,00,189
Property Address: FLAT NO 21, 3RD FLOOR, SUDARSHAN RESIDANCY, SURVEY NO 20 HISSA NO 2, CTS NO 5601, KATRANG, KHALAPUR, KHOPOLI, Khopoli,., MAHARASHTRA, India, 410203
Thanks & Regards,
Vikas Patil
Area Sales Manager - Panvel
Mobile: +919307410476
Toll Free: 1800 120 8800
Email : vikas.patil1@pnbhousing.com<mailto:vikas.patil1@pnbhousing.com>
Website- www.pnbhousing.com<http://www.pnbhousing.com/>
[cid:image001.png@01DD5A41.4771FE50]
Internal
🤖 read: asks for the challan; documents attached — “Loan amount including insurance - 12,00,189/-”
OL
The NOI teamTYPED IN GMAIL
17 Oct, 11:23 · 11h ago
17 Oct, 11:23 · 11h ago
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Sat, 17 Oct 2026 at 10:13, Vikas Patil 1 < vikas.patil1@pnbhousing.com > wrote:
Dear Team,
Kindly Initiate 0.3% & NOI Challan in case of DATTATRAY SAWANT HOU/PNVL/0926/5227061.
Document and Receipt attached for your reference.
Loan amount including insurance –
12,00,189/-
Property Address :
FLAT NO 21, 3RD FLOOR, SUDARSHAN RESIDANCY, SURVEY NO 20 HISSA NO 2, CTS NO 5601, KATRANG, KHALAPUR, KHOPOLI, Khopoli,., MAHARASHTRA, India, 410203
Thanks & Regards,
Vikas Patil
Area Sales Manager – Panvel
Mobile: +919307410476
Toll Free: 1800 120 8800
Email :
vikas.patil1@pnbhousing.com
Website-
www.pnbhousing.com
Internal
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
17 Oct, 12:03 · 10h ago
17 Oct, 12:03 · 10h ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Sat, 17 Oct 2026 at 11:23, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 17 Oct 2026 at 10:13, Vikas Patil 1 < vikas.patil1@pnbhousing.com > wrote:
Dear Team,
Kindly Initiate 0.3% & NOI Challan in case of DATTATRAY SAWANT HOU/PNVL/0926/5227061.
Document and Receipt attached for your reference.
Loan amount including insurance –
12,00,189/-
Property Address :
FLAT NO 21, 3RD FLOOR, SUDARSHAN RESIDANCY, SURVEY NO 20 HISSA NO 2, CTS NO 5601, KATRANG, KHALAPUR, KHOPOLI, Khopoli,., MAHARASHTRA, India, 410203
Thanks & Regards,
Vikas Patil
Area Sales Manager – Panvel
Mobile: +919307410476
Toll Free: 1800 120 8800
Email :
vikas.patil1@pnbhousing.com
Website-
www.pnbhousing.com
Internal
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | IMG-20261016-WA0033.jpg | filed | 12h ago |
| Selfie / photo | DocScanner Oct 16, 2026 6-31 PM_1(1).jpg | CANNOT BE READ — clear copy asked | 12h ago |
| A mail's picture (a signature logo, a banner) — not a paper | image001.png | filed | 12h ago |
| Index IIthe branch sent this — an input | iNDEX iI.jpg | filed | 12h ago |
| Sanction letter | Sanction letter - 2026-10-16T191621.725.pdf | filed | 12h ago |
| Selfie / photo | DocScanner Oct 16, 2026 6-31 PM_1.jpg | filed | 12h ago |
| PAN card+ Aadhaar card inside | SKM_226i26101619140.pdf | filed | 12h ago |
| Paid challan (GRAS) | DATTATRAY MOTIRAM SAWANT EchallanMH012230938202627E.pdf | filed | 10h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹11,440.25
₹11,440.25
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹11,410 665561312324
₹11,410 665561312324
Paid at
16 Oct 19:34:00
16 Oct 19:34:00
Verified on
10:14:05
10:14:05
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹3,610 | ₹6,010 | ₹320 | ₹1,500 | ₹11,440 |
By law ₹11,421.52. We ask ₹11,440 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
45 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage
3 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number, Floor (person 1), Floor (person 2)
✓ EzDocs checked every box against the document’s own words 12h ago — all agree.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
Sanction letter - 2026-10-16T191621.725.pdf
as printed
FLAT NO 21, 3RD FLOOR, SUDARSHAN RESIDANCY, SURVEY NO 20 HISSA NO 2, CTS NO 5601, KATRANG, KHALAPUR, KHOPOLI, KHOPOLI, ., MAHARASHTRA, INDIA, 410203
FLAT NO 21, 3RD FLOOR, SUDARSHAN RESIDANCY, SURVEY NO 20 HISSA NO 2, CTS NO 5601, KATRANG, KHALAPUR, KHOPOLI, KHOPOLI, ., MAHARASHTRA, INDIA, 410203
PIN
410203
410203
the Index II
iNDEX iI.jpg
the property
1) paalikeche naavah khopoliitara varnana , itara maahitih mauje kaataranga, taalukaa khaalaapura, jilhaa va tukadi raayagada pota tukadi khaalaapura, saba rajistraara saaheba khaalaapura yaanche sthala simentila,khopoli nagara parishadeche hadadintila sarve nambara 20 hissaa nambara 2 siti savhe kramaanka 5601 yaa milakati vara baandhaneta aalelyaa sudarshana residensi yaa naavaache imaarati madhila tisa-yaa majalyaa varila sumaare 625.00 chaurasa phuta mhanajecha sumaare 58.08 chaurasa mitara baandhiva kshetraphalaachi nivaasi sadanikaa kramaanka 21 (ekavisa) chi milakata. (SURVEY NUMBER : 20 / 2; C.T.S. NUMBER : 5601;))
1) paalikeche naavah khopoliitara varnana , itara maahitih mauje kaataranga, taalukaa khaalaapura, jilhaa va tukadi raayagada pota tukadi khaalaapura, saba rajistraara saaheba khaalaapura yaanche sthala simentila,khopoli nagara parishadeche hadadintila sarve nambara 20 hissaa nambara 2 siti savhe kramaanka 5601 yaa milakati vara baandhaneta aalelyaa sudarshana residensi yaa naavaache imaarati madhila tisa-yaa majalyaa varila sumaare 625.00 chaurasa phuta mhanajecha sumaare 58.08 chaurasa mitara baandhiva kshetraphalaachi nivaasi sadanikaa kramaanka 21 (ekavisa) chi milakata. (SURVEY NUMBER : 20 / 2; C.T.S. NUMBER : 5601;))
PIN
I CANNOT TELL
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 21 3RD FLOOR SUDARSHAN RESIDANCY SURVEY NO 20 HISSA NO 2 CTS NO 5601
FLAT NO 21 3RD FLOOR SUDARSHAN RESIDANCY SURVEY NO 20 HISSA NO 2 CTS NO 5601
Locality/Road
KATRANG KHOPOLI TAL KHALAPUR
KATRANG KHOPOLI TAL KHALAPUR
Area/City
RAIGAD
check or correct a box, the papers beside it →RAIGAD
the Index II also prints: 00, 08, 1, 58, 625, AALELYAA, BAANDHANETA, BAANDHIVA, CANNOT, CHAURASA, CHI, EKAVISA, HADADINTILA, HISSAA, IMAARATI
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | Nayana Dattatray Sawant | GEZPS4024B | …4197 |
| mortgagor | DATTATRAY SAWANT | BXAPS5171C |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| acknowledgement | vikas.patil1@pnbhousing.com | 12h ago |
What EzDocs read from each document — check anything marked in red
Payment screenshot IMG-20261016-WA0033.jpg needs your check
utr
665561312324
665561312324
date
2026-10-16
2026-10-16
time
19:33
19:33
amount
11410
11410
method
UPI
UPI
payee upi
....2080@hdfcbank
....2080@hdfcbank
payer upi
....11-2@okaxis
....11-2@okaxis
payee name
THINK BIGZ INITIATIVE PVT LTD
THINK BIGZ INITIATIVE PVT LTD
payer name
Shrikant Ramesh Nimbalkar
Shrikant Ramesh Nimbalkar
debit notification text
Payment of ‘11,410 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account
Payment of ‘11,410 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account
raw reading (for Abhijit)
{'utr': '665561312324', 'date': '2026-10-16', 'time': '19:33', 'amount': 11410, 'method': 'UPI', 'payee_upi': '....2080@hdfcbank', 'payer_upi': '....11-2@okaxis', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'Shrikant Ramesh Nimbalkar', 'debit_notification_text': "Payment of ‘11,410 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account"}Selfie / photo DocScanner Oct 16, 2026 6-31 PM_1(1).jpg needs your check
kind
photo_of_printed_photo
photo_of_printed_photo
legible
False
False
confidence
0.9
0.9
quality issue
this is a photograph of a passport-size print, not a live selfie
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}Sanction letter Sanction letter - 2026-10-16T191621.725.pdf needs your check
lan
HOU/PNVL/0926/5227061
HOU/PNVL/0926/5227061
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
loan type
Housing Loan, Housing
Housing Loan, Housing
confidence
1.0
1.0
print rule
how: read by a rule from the paper's own print; no reader asked; bank: PNB_HFL; form: PNB Housing sanction letter; checks: ["the loan amount's digits and words agree (1170689)", "the insurance premium's digits and words
how: read by a rule from the paper's own print; no reader asked; bank: PNB_HFL; form: PNB Housing sanction letter; checks: ["the loan amount's digits and words agree (1170689)", "the insurance premium's digits and words
rate words
PNBRRR 13.15% per annum; 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement
PNBRRR 13.15% per annum; 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement
bank branch
PANVEL
PANVEL
loan amount
1170689.0
1170689.0
rate spread
-4.75
-4.75
final amount
1200189.0
1200189.0
interest rate
8.4
8.4
sanction date
09-Oct-2026
09-Oct-2026
letter version
5
5
reference rate
13.15
13.15
applicant email
sawantdattatray199@gmail.com
sawantdattatray199@gmail.com
applicant names
DATTATRAY SAWANT, NAYANA DATTATRAY SAWANT
DATTATRAY SAWANT, NAYANA DATTATRAY SAWANT
printed altered
False
False
applicant mobile
8237331508
8237331508
balance transfer
False
False
property address
pin: 410203; state: MAHARASHTRA; Address: FLAT NO 21, 3RD FLOOR, SUDARSHAN RESIDANCY, SURVEY NO 20 HISSA NO 2, CTS NO 5601, KATRANG, KHALAPUR, KHOPOLI, Khopoli,., MAHARASHTRA, India, 410203
pin: 410203; state: MAHARASHTRA; Address: FLAT NO 21, 3RD FLOOR, SUDARSHAN RESIDANCY, SURVEY NO 20 HISSA NO 2, CTS NO 5601, KATRANG, KHALAPUR, KHOPOLI, Khopoli,., MAHARASHTRA, India, 410203
insurance premium
29500.0
29500.0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
1200189.0
1200189.0
security address verbatim
FLAT NO 21, 3RD FLOOR, SUDARSHAN RESIDANCY, SURVEY NO 20 HISSA NO 2, CTS NO 5601, KATRANG, KHALAPUR, KHOPOLI, Khopoli, ., MAHARASHTRA, India, 410203
FLAT NO 21, 3RD FLOOR, SUDARSHAN RESIDANCY, SURVEY NO 20 HISSA NO 2, CTS NO 5601, KATRANG, KHALAPUR, KHOPOLI, Khopoli, ., MAHARASHTRA, India, 410203
applicant address verbatim
FLAT NO 21 3RD FLOOR, SUDARSHAN DEVELOPERS, MOGALWADI KHOPOLI, ., Khalapur, MAHARASHTRA, 410203, Raigad, India
FLAT NO 21 3RD FLOOR, SUDARSHAN DEVELOPERS, MOGALWADI KHOPOLI, ., Khalapur, MAHARASHTRA, 410203, Raigad, India
raw reading (for Abhijit)
{'lan': 'HOU/PNVL/0926/5227061', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [], 'loan_type': 'Housing Loan, Housing', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'PNB_HFL', 'form': 'PNB Housing sanction letter', 'checks': ["the loan amount's digits and words agree (1170689)", "the insurance premium's digits and words agree (29500)", 'loan + insurance = total (1170689 + 29500 = 1200189)', 'the rate arithmetic holds (13.15 - 4.75 = 8.40)'], 'case_bank': 'PNB_HFL'}, 'rate_words': 'PNBRRR 13.15% per annum; 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement', 'bank_branch': 'PANVEL', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1170689.0, 'rate_spread': -4.75, 'final_amount': 1200189.0, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '09-Oct-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'sawantdattatray199@gmail.com', 'applicant_names': ['DATTATRAY SAWANT', 'NAYANA DATTATRAY SAWANT'], 'printed_altered': False, 'applicant_mobile': '8237331508', 'balance_transfer': False, 'property_address': {'pin': '410203', 'state': 'MAHARASHTRA', 'full_address': 'FLAT NO 21, 3RD FLOOR, SUDARSHAN RESIDANCY, SURVEY NO 20 HISSA NO 2, CTS NO 5601, KATRANG, KHALAPUR, KHOPOLI, Khopoli, ., MAHARASHTRA, India, 410203'}, 'insurance_premium': 29500.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1200189.0, 'security_address_verbatim': 'FLAT NO 21, 3RD FLOOR, SUDARSHAN RESIDANCY, SURVEY NO 20 HISSA NO 2, CTS NO 5601, KATRANG, KHALAPUR, KHOPOLI, Khopoli, ., MAHARASHTRA, India, 410203', 'applicant_address_verbatim': 'FLAT NO 21 3RD FLOOR, SUDARSHAN DEVELOPERS, MOGALWADI KHOPOLI, ., Khalapur, MAHARASHTRA, 410203, Raigad, India'}Selfie / photo DocScanner Oct 16, 2026 6-31 PM_1.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.9
0.9
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}Index II iNDEX iI.jpg needs your check
kind
index2_input
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'खोपोलीइतर', 'r11_serial': '4307/2015', 'r14_remark': '(ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area within th
pin: I CANNOT TELL; rows: {'r4_palika': 'खोपोलीइतर', 'r11_serial': '4307/2015', 'r14_remark': '(ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area within th
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'खोपोलीइतर', 'r11_serial': '4307/2015', 'r14_remark': '(ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area within the limits of the Mumbai Metropolitan Region Development Authority or any other Urban area not mentioned in sub clause (i), or the Influence Areas as per the Annual Statement of Rates published under the Maharashtra Stamp (Determination of True Market Value of Property) Rules, 1995.', 'r4_locality': 'मौजे काटरंग, तालुका खालापुर, जिल्हा व तुकडी रायगड पोट तुकडी खालापुर, सब रजिस्ट्रार साहेब खालापुर यांचे स्थळ सिमेंतील,खोपोली नगर परिषदेचे हददींतील सर्वे नंबर 20 हिस्सा नंबर 2 सिटी सव्हे क्रमांक 5601 या मिळकती वर बांधणेत आलेल्या सुदर्शन रेसिडेंसी या नावाचे इमारती मधील तिस-या मजल्या वरील सुमारे 625.00 चौरस फुट म्हणजेच सुमारे 58.08 चौरस मिटर बांधीव क्षेत्रफळाची निवासी सदनिका क्रमांक 21 (एकवीस) ची मिळकत. ( Survey Number : 20 / 2 ; C.T.S. Number : 5601 ; ) )', 'r5_area_text': '1) 58.08 चौ.मीटर', 'r7_executants': [{'age': '31', 'pan': 'ANYPM8165D', 'name': 'मेसर्स सुदर्शन डेव्हलपर्स वतीने प्रोप्रायटर श्री समिर दत्तात्रेय मसुरकर', 'address': 'प्लॉट नंः , माळा नंः , इमारतीचे नावः, ब्लॉक नंः सुदर्शन, महात्मा गांधी रोड, वरची खोपोली, पो. खोपोली, तालुका खालापुर, जिल्हा रायगड, महाराष्ट्र राज्य पिन 410 203, रोड नंः , महाराष्ट्र, रायगड. पिन कोड: 410203'}], 'r8_purchasers': [{'age': '43', 'pan': 'BXAPS4024B', 'name': 'श्री दत्तात्रेय मोतीराम सावंत', 'address': 'प्लॉट नंः माळा नं:., इमारतीचे नावः, ब्लॉक नंः जांबरूंग, पो. जांबरूंग, तालुका खालापुर, जिल्हा रायगड, महाराष्ट्र राज्य, पिन 410 202, रोड नंः, महाराष्ट्र, राईगाः ( ं). पिन कोड:-410202'}, {'age': '31', 'pan': 'GEZPS4024B', 'name': 'सौ. नयना दत्तात्रेय सावंत', 'address': 'प्लॉट नंः , माळा नंः, इमारतीचे नावः, ब्लॉक नंः जांबरूंग, पो. जांबरूंग, तालुका खालापुर, जिल्हा रायगड, महाराष्ट्र राज्य, पिन 410 202, रोड नंः, महाराष्ट्र, राईगार्ः ( ं). पिन कोड:-410202'}], 'r12_stamp_duty': 100200, 'r3_market_value': 2004000, 'r1_document_type': 'विक्री करारनामा', 'r2_consideration': 2004000, 'r9_execution_date': '27/11/2015', 'r13_registration_fee': 20040, 'r10_registration_date': '27/11/2015'}, 'doc_no': '4307', 'village': 'खालापूर', 'doc_kind': 'सूची क्र.2', 'doc_year': '2015', 'sro_name': 'दुय्यम निबंधक : दु.नि. खालापूर', 'area_text': '1) 58.08 चौPAN card SKM_226i26101619140.pdf needs your check
dob
1972-07-04
1972-07-04
pan
BXAPS5171C
BXAPS5171C
name
DATTATRAY MOTIRAM SAWANT
DATTATRAY MOTIRAM SAWANT
legible
True
True
father name
MOTIRAM BALAJI SAWANT
MOTIRAM BALAJI SAWANT
raw reading (for Abhijit)
{'dob': '1972-07-04', 'pan': 'BXAPS5171C', 'name': 'DATTATRAY MOTIRAM SAWANT', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MOTIRAM BALAJI SAWANT', 'aadhaar_last4': None, 'quality_issue': None}PAN card SKM_226i26101619140.pdf needs your check
dob
1984-07-02
1984-07-02
name
Nayana Dattatray Sawant
Nayana Dattatray Sawant
mobile
8237331508
8237331508
address
pin: 410201; state: Maharashtra; district: Raigad; post_office: Jambrung; Village: Jambrung
pin: 410201; state: Maharashtra; district: Raigad; post_office: Jambrung; Village: Jambrung
legible
True
True
aadhaar last4
4197
4197
raw reading (for Abhijit)
{'dob': '1984-07-02', 'pan': None, 'name': 'Nayana Dattatray Sawant', 'mobile': '8237331508', 'address': {'pin': '410201', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Raigad', 'post_office': 'Jambrung', 'village_city': 'Jambrung'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4197', 'quality_issue': None}Paid challan (GRAS) DATTATRAY MOTIRAM SAWANT EchallanMH012230938202627E.pdf needs your check
grn
MH012230938202627E
MH012230938202627E
pin
410203
410203
total
9620.0
9620.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026101700264
03006172026101700264
district
RAIGAD
RAIGAD
area city
RAIGAD
RAIGAD
payer pan
BXAXXXXXXC
BXAXXXXXXC
flat block
FLAT NO 21 3RD FLOOR SUDARSHAN RESIDANCY SURVEY NO 20 HISSA NO 2 CTS NO 5601
FLAT NO 21 3RD FLOOR SUDARSHAN RESIDANCY SURVEY NO 20 HISSA NO 2 CTS NO 5601
payer name
DATTATRAY MOTIRAM SAWANT
DATTATRAY MOTIRAM SAWANT
sro office
KLR_KHALAPUR SUB REGISTRAR
KLR_KHALAPUR SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1200189
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1200189
scheme rows
{'amount': 3610.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 6010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 3610.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 6010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX1508
XXXXXX1508
payment date
17/10/2026-12:01:29
17/10/2026-12:01:29
road locality
KATRANG KHALAPUR KHOPOLI MAHARASHTRA
KATRANG KHALAPUR KHOPOLI MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
1200189
1200189
raw reading (for Abhijit)
{'grn': 'MH012230938202627E', 'pin': '410203', 'total': 9620.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101700264', 'district': 'RAIGAD', 'area_city': 'RAIGAD', 'payer_pan': 'BXAXXXXXXC', 'flat_block': 'FLAT NO 21 3RD FLOOR SUDARSHAN RESIDANCY SURVEY NO 20 HISSA NO 2 CTS NO 5601', 'payer_name': 'DATTATRAY MOTIRAM SAWANT', 'sro_office': 'KLR_KHALAPUR SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1200189', 'scheme_rows': [{'amount': 3610.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 6010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1508', 'payment_date': '17/10/2026-12:01:29', 'road_locality': 'KATRANG KHALAPUR KHOPOLI MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1200189'}Technical record (for Abhijit — safe to ignore)
| 2h ago | EzDocs | reader_efiling_verdict | {'fp': '6bcc4cc4b477f6a8', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is a required field and is missing.', 'page' |
| 10h ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer', 'words': 'Payer: the team typed DATTATRAY MOTIRAM SAWANT — no paper |
| 10h ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '547493', 'lessons': [{'box': 'Property box 2', 'words': 'Property box 2: the |
| 10h ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []} |
| 10h ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03695'} |
| 10h ago | EzDocs | title_doc_on_case_filing_open | {'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'iNDEX iI.jpg', 'kind': 'index2'} |
| 10h ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'DATTATRAY MOTIRAM SAWANT EchallanMH012230938202627E.pdf', 'ki |
| 10h ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'DATTATRAY MOTIRAM S |
| 10h ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'KLR_KHALAPUR SUB REGISTRAR', 'district': 'RAIGAD'} |
| 10h ago | EzDocs | challan_verified_against_case | {'grn': 'MH012230938202627E', 'file': 'DATTATRAY MOTIRAM SAWANT EchallanMH012230938202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 10h ago | EzDocs | challan_extracted | {'grn': 'MH012230938202627E', 'file': 'DATTATRAY MOTIRAM SAWANT EchallanMH012230938202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 9620.0} |
| 10h ago | SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 10h ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []} |
| 10h ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03695'} |
| 10h ago | EzDocs | challan_boxes_composed | {'fp': '181c1c2345e2a940', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'FLAT NO 21 3RD FLOOR SUDARSHAN |
| 11h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 17 Oct, 11:23 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 11h ago | EzDocs | quoted_history_checked | {} |
| 11h ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 12h ago | EzDocs | reader_home_address | {'fp': 'bbe076e67cf4a06d', 'from': 'the sanction letter (Sanction letter - 2026-10-16T191621.725.pdf)', 'home': {'pin': '410203', 'area': 'MOGALWADI KHOPOLI', 'flat': 'FLAT NO 21', 'floor': '3RD FLOOR', 'state': 'MAHARAS |
| 12h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-17T04:45:00', 'why': 'reading', 'open': 2, 'mails': [{'at': '2026-10-17 04:42', 'id': '1a1482c2d02dd869', 'from': 'branch', 'gist': 'The branch asks the team to initiate the challan for the case |
| 12h ago | EzDocs | branch_from_reading501 | {'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'PANVEL'} |
| 12h ago | EzDocs | case_read | {'how': 'uri', 'tag': 'dd67cc09c80cb365', 'docs': ['iNDEX iI.jpg', 'Sanction letter - 2026-10-16T191621.725.pdf', 'SKM_226i26101619140.pdf'], 'loan': {'amount': 1200189, 'made_of': [{'what': 'sanctioned amount', 'paper': |
| 12h ago | EzDocs | pan_by_reading443 | {'now': 'GEZPS4024B', 'was': None, 'why': 'EzDocs (reading the whole file) — which knows whose card a PAN is — puts this PAN on co-applicant 1; the row follows the reading', 'card': None, 'person': 'Nayana Dattatray Sawant |
| 12h ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['iNDEX iI.jpg', 'Sanction letter - 2026-10-16T191621.725.pdf', 'SKM_226i26101619140.pdf'], 'after': {'addresses': {'people': [['DATTATRAY SAWANT', [['sanction_letter', 'is_prope |
| 12h ago | EzDocs | address_compared | {'sig': '93aec286d87f2625', 'why': 'after gather', 'people': [{'home': 'At-jambrung, near gaodevi mandir, vaya karjat, Karjat Jambrung, Jambrung, Raigarh, 410201', 'person': 'DATTATRAY SAWANT', 'against': [{'src': 'sanct |
| 12h ago | EzDocs | challan_boxes_composed | {'fp': '181c1c2345e2a940', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO 21 3RD FLOOR SUDARSHAN R |
| 12h ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 18, 'trigger': 'after the Index II takeover'} |
| 12h ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'iNDEX iI.jpg', 'changed': {'Number': {'was': '20, 5601', 'index2': '2 |
| 12h ago | EzDocs | index2_people_checked | {'doc_id': '672a947f-b94c-4d30-a531-9f8fd8e621a0', 'differs': 0, 'matched': [{'score': 0.82, 'person': 'Nayana Dattatray Sawant', 'pan_agrees': False}], 'not_on_case': 1} |
| 12h ago | EzDocs | index2_extra_purchaser | {'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': '672a947f-b94c-4d30-a531-9f8f |
Case diary the case’s history — what happened, newest day first
Papers
1 still needed for the challan
Applicant's Aadhaar Card
Money
₹11,410 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Today · 17 Oct34 things
EzDocs checked the e-filing boxes against the papers
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
DATTATRAY MOTIRAM SAWANT EchallanMH012230938202627E.pdf
SANDEEP pressed Proceed on the challan — what was changed is kept
The challan's address boxes were written from the papers
An old draft withdrew itself — its asks were already answered
EzDocs read the whole file
The challan's address boxes were written from the papers
EzDocs took 43 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Co-applicant added
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
Re: Urgent !! Kindly Initiate 0.3% and NOI Challan for the said case of DATTATRAY SAWANT HOU/PNVL/0926/5227061
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
Index II (title document) received from the branch
The loan amount was worked out from the papers
Received: PAN card
SKM_226i26101619140.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Property address read from the sanction letter
Received: Selfie
DocScanner Oct 16, 2026 6-31 PM_1.jpg
Received: Sanction letter
Sanction letter - 2026-10-16T191621.725.pdf
Received: Index II
iNDEX iI.jpg
Received: logo
image001.png
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Payment proof arrived before the case was quoted — held
Received: Selfie — not usable
DocScanner Oct 16, 2026 6-31 PM_1(1).jpg — this is a photograph of a passport-size print, not a live selfie
Received: Payment screenshot
IMG-20261016-WA0033.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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