⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Swapnil Mohanlal Kharade
LAN 77000355200Loan ₹22,00,000Property loanWaiting for the Index IIMails & papers 7 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 15:21
Documents
Payment
Challan
done 30 Sep, 16:53 · GRAS ↗
Filing
waiting 13d 5h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The team has received the loan documents and payment, and has generated and shared the challan. The team is now waiting for the branch to provide the Index II…whole case so far 13d 6h
Needs your eyes2
GPay ₹19,650 announced at 07:55 has not settled into the PNB account (due 11:55). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
1 difference(s) between the papers to look at once — none stops the challan. See them →
CONFIRM THE PROPERTY — then file
The engine read these from the technical report. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
NASHIK
Taluka
NASHIK
Village
ANANDWALI SHIVAR
Number type
SURVEY
Number
34/4/2
Building
SHREE GANESH FOURTUNE
Floor
SIXTH FLOOR
Flat / shop no
SHOP PLUS STORE NO 604
Area
34.37
Hadd
Nashik Municipal Corporation
Read from the technical report, not the Index II. HRQ-26-169843_INDProcessRequest_2500320260929173001030 (1).pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• person 2's mobile: the case's 8605882667 came off a card — not typed; copy it from the sanction letter / KFS or the branch's mail
• 19 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• check — property numbers: the technical report's Legal Address line prints more kinds of number than the portal's two boxes take; CTS NO 2166 ride in the second box with their own words so the notice carries them — read the box once
• changed — floor no: the case held SIX; filled 6 — the whole-file reading, from the technical report's Legal Address line, reads it so
• changed — area unit: the case held SQ.MT; filled SQ FT — the whole-file reading, from the technical report's Legal Address line, reads it so
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 13 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02971 | 77000355200
An old draft withdrew itself — its asks were already answered
10 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02971 | 77000355200
An old draft withdrew itself — its asks were already answered
7 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02971 | 77000355200
An old draft withdrew itself — its asks were already answered
3 Oct5 things — 1 letter written · 4 steps
gpay not settled yet
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02971 | 77000355200
An old draft withdrew itself — its asks were already answered
1 Oct3 things — 3 steps
half read mail reread
boxes gathered
documents read together
30 Sep79 things — 11 documents received · 4 letters written · 1 caution · 63 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
half read mail reread
boxes gathered
documents read together
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
SWAPNIL M KHARADE EchallanMH011170772202627E.pdf
copilot edit — by copilot:KUNAL
copilot check ok — by copilot
case read — by ezdocs:reader
case read started — by ezdocs:reader
boxes gathered
challan boxes composed
documents read together
quoted history checked
property self check
boxes gathered
challan boxes composed
boxes gathered
address compared
challan boxes composed
The home address was read off the papers — by ezdocs:reader
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
money settled — by ezdocs:reader
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02971
claim inside desk buffer
acknowledged with advice
An old draft withdrew itself — its asks were already answered
documents read together
case read started — by ezdocs:reader
applicant email captured
roles from letter
Received: Sanction letter
KFSLetter_77000355200.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
extra challan scanned
template name checked
case read — by ezdocs:reader
case read started — by ezdocs:reader
boxes gathered
box disagreement
documents read together
Property read, but a box is missing — a person fills and checks
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
challan boxes composed
Nothing new to ask for — stayed quiet
box disagreement
box disagreement
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02971
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
Property read from the legal / technical report (the sanction letter had none)
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Co-applicant added
card mobile not taken
kyc address read
Received: other
image.png
Received: Technical report
HRQ-26-169843_INDProcessRequest_2500320260929173001030 (1).pdf
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Received: PAN card
Co aap pan (1).pdf
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Received: Aadhaar
Swapnil adhar.pdf
Received: Aadhaar
Co app adhar (2).pdf
Received: Selfie — not usable
DocScanner Sep 29, 2026 7-34 PM.jpg — this is a photograph of a passport-size print, not a live selfie
Selfie checked — a live one
A real selfie — usable for the e-filing.
Payment proof arrived before the case was quoted — held
Received: PAN card
Swap pan.pdf
Received: Selfie
app photo (1).jpg
Received: Payment screenshot
IMG-20260929-WA0010.jpg
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
7 of 9 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓PAN cardopen
✓Aadhaar cardopen
✓Technical reportopen
✓Sanction letteropen
✓Paid challan (GRAS)open
Property address — READ from the technical report, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 11 files
Moneyall of it is in
₹19,670.82
Reached our account 2 Oct 19:47:00.
How we know
Our own bank told us — 2 Oct 19:47
₹19,650 · from GPAY-BIZ
“₹19,650.00 received from CMA S K at 7:47 PM The amount will settle in your bank account via NEFT.”
Matched by: equals the figure the branch wrote in its own mail · Google's alert; the NEFT is awaited; BUT the screenshot on this case shows another time / transaction id than this credit — an earlier try, or another payment: open the case, compare the screenshot with this SMS, then press Yes or release it
The working
Stamp duty 0.3%6,610
Registration fee 0.5%11,010
Government handling350
Our service fee1,700
Total we ask for19,670.82
By law ₹19,650. We ask ₹19,670 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
SHOP PLUS STORE NO 604, SIXTH FLOOR, SHREE GANESH FOURTUNE, SURVEY, 34/4/2, ANANDWALI SHIVAR, 422013
read from the technical report · e-filing boxes 44 of 46 ready
Check the property →the boxes beside the paper
People
Prajakta Swapnil Kharade · co-applicantBHNPG2864FSWAPNIL M KHARADE · applicantAYWPK2122M
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