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Cases / NOI-2026-02921

Kumar Patil

ICICI_HFCLAN 77000301537 Index II pending · with the government All documentsMails & papers 3
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
✓Technical reportopen
✓PAN cardopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Sanction letteropen
✓Payment screenshot — money verifiedopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Aadhaar card — inside kumar patil kyc.pdfopen
✓Selfie / photo — inside kumar patil kyc.pdfopen
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (7)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹32,960.10CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹33,000 receivedmatches the branch's receipt
Stamp duty 0.3%15,910
Registration fee 0.5%15,000
Government handling350
Our service fee1,700.10
Total we ask for32,960.10
the branch’s receipt claims ₹33,000 627332080931
paid 30 Sep 11:01:40 · verified 30 Sep 11:08:10 · 6 min 30 s later
How we know
Our own bank told us — 30 Sep 11:01
₹33,000 · UTR AXNGG27328702610 · from JD-PNBSMS-S · a/c …0581
“Ac XX0581 Credited with Rs.33000.00,30-09-2026 11:01:40 thru NEFT from AXNGG27328702610/GOOGLE INDIA DIGITAL. Aval Bal 601298.34 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit
By law ₹32,950. We ask ₹32,960 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹32,950 — accept as full (₹10.10 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 24 minour time · 30 Sep 12:24
Index II —not yet
the NOI team 1 d 6 hthe branch 6 minthe SRO 13 d 22 htotal 15 d 4 h so far
Now with the SRO — waiting for the SRO's Index II
since 1 Oct 17:16 — 13 d 22 h of working time
Day by day — every step and who held it
30 Sep 10:54Your branch's mail
30 Sep 10:55Fee quoted+1 min · the NOI team
30 Sep 10:55Papers readat once
30 Sep 10:55Property readat once
30 Sep 11:01Payment landed+6 min · the branch
30 Sep 11:08Payment verified+7 min · the NOI team
30 Sep 11:08Ready for the challanat once
30 Sep 12:24Challan made+1 h 16 min · the NOI team
1 Oct 17:16Filed on IGR — e-filing shared+1 d 4 h · the NOI team
Case facts
Bank
ICICI_HFC
Loan amount
₹53,00,000
Loan account no.
77000301537
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 2 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKProperty: numbers in Index II vs report
The Index II of purchaseMauje Palghar Survey No. 190/A/1/A/1/1 (Plots 4, 5, 6) and Mauje Tembhode Survey No. 83/5 (Plots 4, 6)
The technical reportS. No. 83/5 of Village Tembhode
Why it matters: The purchase Index II lists multiple survey and plot numbers under both Mauje Palghar and Mauje Tembhode, whereas the Technical Report lists only Survey No. 83/5 of Tembhode village. This is common for buildings constructed across multiple layout plots, but the notice will include all numbers from the registered title deed to ensure the bank's security is fully visible.
What to do: Verify with the legal title report that the flat is built on this combined layout, and proceed with filing.
CHECKBorrower PAN masked in Index II
The Index II of purchaseBZKXXXXXX0Q and DFRXXXXXX6R
The PAN cardsBZKPP1920Q and DFRPP3156R
Why it matters: The Index II of purchase masks the borrowers' PANs. The original PAN cards are on file, and their characters match the unmasked first and last letters of the Index II records.
What to do: Proceed using the full PANs from the borrowers' actual PAN cards.
Compared: the technical report, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The challan has been generated and shared, and the branch has provided the necessary documents. The filing is on hold due to a technical glitch with SRO Palghar 2, and the team is waiting for the services to be restored before proceeding.
the history says the next move is with the government — SRO Palghar 2 services to be restored
the branch last asked: Provide challan & process for NOI.
the NOI team last promised: Once they restore their services we will share the index 2 copy with you.
✓ loan papers sent — done, mail 1 (2026-09-30) “All required documents are attached.”
✓ fee asked — done, mail 1 (2026-09-30) “NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS”
✓ challan made — done, mail 2 (2026-09-30) “PFA Challan for your reference.”
✓ challan shared — done, mail 2 (2026-09-30) “PFA Challan for your reference.”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-30) “All required documents are attached.”
read over 3 mail(s), last mail 2026-10-01 · read 13d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011129951202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
AV anupkumar.verma@icicihfc.com icicihfc.com
30 Sep, 10:54 · 15d ago
THE FIRST MAIL — how this case began
Provide challan & do NOI in case of Kumar Patil - 77000301537
Dear Team,

Please provide challan & process for NOI.

NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS
Stamp duty 0.30%₹15,900
Registration fee 0.50%₹15,000

All required documents are attached.

[cid:be9aa1a7-ff05-41be-bc61-bc85f9233cbd]

KUMAR PATIL5300000

NOI Govt Fees

Govt.Document Handling Charges Fixed350

350

EZDOCS

Service Fees for NOI Filling1700

1700

Total Amount to be Paid to EZDOCS for NOI32950.00
🤖 read: asks for the challan; documents attached — “Please provide challan & process for NOI.”
OL The NOI teamTYPED IN GMAIL
30 Sep, 12:27 · 15d ago

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 10:55, Anupkumar Verma /DIST/ICICIHFC/BOI < anupkumar.verma@icicihfc.com> wrote: Dear Team, Please provide challan & process for NOI. All required documents are attached. *NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS* *KUMAR PATIL* 5300000 NOI Govt Fees Stamp Duty 0.30% 15900.00 Registration Fees 0.50% 15000.00 Govt.Document Handling Charges Fixed 350 350 EZDOCS Service Fees for NOI Filling 1700 1700 *Total Amount to be Paid to EZDOCS for NOI* *32950.00*
🤖 read: challan shared ✓ — “PFA Challan for your reference.”
OL The NOI teamTYPED IN GMAIL
01 Oct, 17:16 · 13d ago
Dear Team,

The case is due to a technical glitch; SRO Palghar 2 has not been working since IGR made some changes. Once they restore their services we will share the index 2 copy with you.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 30 Sept 2026 at 12:27, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team PFA Challan for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 30 Sept 2026 at 10:55, Anupkumar Verma /DIST/ICICIHFC/BOI < anupkumar.verma@icicihfc.com > wrote: Dear Team, Please provide challan & process for NOI. All required documents are attached. NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS KUMAR PATIL 5300000 NOI Govt Fees Stamp Duty 0.30% 15900.00 Registration Fees 0.50% 15000.00 Govt.Document Handling Charges Fixed 350 350 EZDOCS Service Fees for NOI Filling 1700 1700 Total Amount to be Paid to EZDOCS for NOI 32950.00
🤖 read: Index II shared — promised for later — “Once they restore their services we will share the index 2 copy with you.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Technical report image.png
filed 15d ago
PAN card+ Aadhaar card inside+ Selfie / photo inside kumar patil kyc.pdf
filed 15d ago
Index IIthe branch sent this — an input kumar patil index 2.jpg
filed 15d ago
Sanction letter kumar patil sanction.pdf
filed 15d ago
Payment screenshot IMG-20260930-WA0007.jpg
filed 15d ago
Paid challan (GRAS) KUMAR ASHOK PATIL EchallanMH011129951202627E.pdf
filed 15d ago
E-filing copy (token)+ Selfie / photo inside KUMAR Screenshot 2026-10-01 171508.png
filed 13d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹32,960.10
Where it stands
VERIFIED — money received
Screenshot claims
₹33,000 627332080931
Paid at
30 Sep 11:01:40
Verified on
30 Sep 11:08:10

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹15,910₹15,000₹350 ₹1,700₹32,960
By law ₹32,950. We ask ₹32,960 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

31 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor (person 1), Flat / house no (person 1)
12 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), Area / sector (person 1) …
✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (kumar patil index 2.jpg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
⚠ not in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
इतर वर्णनः, इतर माहितीः मौजे-पालघर, ता. पालघर येथील स.नं. 190/अ/1/अ/1/1 मधील प्लॉट नं. 4,5 व 6 (नवीन स.नं. 190/ प्लॉट नं. 4,5 व 6) व मौजे टेंभोडे, ता. पालघर येथील स.नं. 83/5 मधील प्लॉट नं. 4,6 या बिनशेती जमिनी वरील इमारत नं. 1, "महावीर कल्प बी", टाईप-ए इमारती मधील सदनिका क्र. 1302, तेराव्या मजल्याचे रेरा चटई क्षेत्र 651.41 चौ. फुट म्हणजेच 60.54 चौ.मी. व बाल्कनीचे क्षेत्र 112.12 चौ. फुट म्हणजेच 10.42 चौ.मी. व पहिल्या मजल्यावरील पोडीअम पार्किंग नं. 21 हा या कराराचा विषय आहे. ((Survey Number : स.नं. 190/3/1/3/1/1 मधील प्लॉट नं. 4,5 व 6 (नवीन स.नं. 190/ प्लॉट नं. 4,5 व 6) व मौजे टेंभोडे, ता. पालघर येथील स.नं. 83/5 मधील प्लॉट नं. 4,6;)) - स्थानिक स्वराज्य संस्थाः पालघर
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the technical report BASE — the challan follows this
image.png
Property Address line
FLAT NO. 1302, 13TH FLOOR, MAHAVIR KALP B,BUILDING NO. 1,TYPE A, MAHIM ROAD,PALGHAR (WEST), PALGHAR 401404.
Legal Address line
FLAT NO. 1302, 13TH FLOOR, MAHAVIR KALP B, BUILDING NO. 1,TYPE A, S. NO. 83/5, OF VILLAGE TEMBHODE, TALUKA AND DISTRICT, PALGHAR WEST 401404
PIN
401404 / 401404
the Index II
kumar patil index 2.jpg
the property
1) itara varnanah, itara maahitih mauje-paalaghara, taa. paalaghara yethila sa.nan. 190/a/1/a/1/1 madhila plota nan. 4,5 6 (navina sa.nan. 190/ plota nan. 4,5 va 6) va mauje tembhode, taa. paalaghara yethila sa.nan. 83/5 madhila plota nan. 4,6 yaa binasheti jamini varila imaarata nan. 1, "mahaavira kalpa bi", taaipa-e imaarati madhila sadanikaa kra. 1302, teraavyaa majalyaache reraa chatai kshetra 651.41 chau. phuta mhanajecha 60.54 chau.mi. va baalkaniche kshetra 112.12 chau. phuta mhanajecha 10.42 chau.mi. va pahilyaa majalyaavarila podiama paarkinga nan. 21 haa yaa karaaraachaa vishaya aahe. ((SURVEY NUMBER : sa.nan. 190/3/1/3/1/1 madhila plota nan. 4,5 va 6 (navina sa.nan. 190/ plota nan. 4,5 va 6) va mauje tembhode, taa. paalaghara yethila sa.nan. 83/5 madhila plota nan. 4,6;)) - sthaanika svaraajya sansthaah paalaghara
PIN
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 1302 13TH FLOOR MAHAVIR KALP B BUILDING NO 1 TYPE A S NO 83/5 OF VILLAGE TEMBHODE
Locality/Road
TALUKA AND DISTRICT PALGHAR WEST
Area/City
PALGHAR
check or correct a box, the papers beside it →
the Index II also prints: 10, 112, 12, 190/, 190/3/1/3/1/1, 190/A/1/A/1/1, 21, 4, AAHE, BAALKANICHE, BI, BINASHETI, CANNOT, CHATAI, CHAU, HAA, IMAARATA, IMAARATI
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorKUMAR ASHOK PATILBZKPP1920Q

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
documents acknowledgedanupkumar.verma@icicihfc.com 15d ago
acknowledgementanupkumar.verma@icicihfc.com 15d ago
What EzDocs read from each document — check anything marked in red
Technical report image.png needs your check
found
True
found in
INDIVIDUAL TECHNICAL REPORT
paper for
loan_ref: 77000301537; report_id: HRQ-26-161271; customer_name: Kumar Ashok Patil
pin other
401404
confidence
0.95
address lines
taken: legal; legal_address: Flat No. 1302, 13th Floor, Mahavir Kalp B, Building No. 1,Type A, S. No. 83/5, Of Village Tembhode, Taluka And District, Palghar West 401404; property_address: Flat No. 1302, 13th Floor, Maha
property address
pin: 401404; road: Mahim Road; state: Maharashtra; taluka: Palghar; Flat no: Flat No. 1302; district: Palghar; Floor: 13th Floor; landmark: Near Zudio Palghar; Address: Flat No. 1302, 13th Floor, Mahavir Kalp B,
security address verbatim
Flat No. 1302, 13th Floor, Mahavir Kalp B, Building No. 1,Type A, S. No. 83/5, Of Village Tembhode, Taluka And District, Palghar West 401404
raw reading (for Abhijit)
{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': None, 'paper_for': {'loan_ref': '77000301537', 'report_id': 'HRQ-26-161271', 'customer_name': 'Kumar Ashok Patil'}, 'pin_other': '401404', 'confidence': 0.95, 'address_lines': {'taken': 'legal', 'legal_address': 'Flat No. 1302, 13th Floor, Mahavir Kalp B, Building No. 1,Type A, S. No. 83/5, Of Village Tembhode, Taluka And District, Palghar West 401404', 'property_address': 'Flat No. 1302, 13th Floor, Mahavir Kalp B, ,Building No. 1,Type A, Mahim Road, ,Palghar (West), Palghar 401404.'}, 'property_address': {'pin': '401404', 'road': 'Mahim Road', 'state': 'Maharashtra', 'taluka': 'Palghar', 'flat_no': 'Flat No. 1302', 'district': 'Palghar', 'floor_no': '13th Floor', 'landmark': 'Near Zudio Palghar', 'full_address': 'Flat No. 1302, 13th Floor, Mahavir Kalp B, Building No. 1,Type A, S. No. 83/5, Of Village Tembhode, Taluka And District, Palghar West 401404', 'village_city': 'Tembhode', 'building_name': 'Mahavir Kalp B, Building No. 1, Type A', 'survey_or_cts_no': 'S. No. 83/5'}, 'security_address_verbatim': 'Flat No. 1302, 13th Floor, Mahavir Kalp B, Building No. 1,Type A, S. No. 83/5, Of Village Tembhode, Taluka And District, Palghar West 401404'}
Payment screenshot IMG-20260930-WA0007.jpg needs your check
utr
627332080931
date
2026-09-30
time
10:35
amount
33000
method
UPI
payee upi
******3535@okbizaxis
payer upi
****34-1@oksbi
payee name
EZDOCS
payer name
VIRENDRA PRATAP CHANDRIKAPRASAD SINGH
debit notification text
Payment of ‘33,000 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account
raw reading (for Abhijit)
{'utr': '627332080931', 'date': '2026-09-30', 'time': '10:35', 'amount': 33000, 'method': 'UPI', 'payee_upi': '******3535@okbizaxis', 'payer_upi': '****34-1@oksbi', 'payee_name': 'EZDOCS', 'payer_name': 'VIRENDRA PRATAP CHANDRIKAPRASAD SINGH', 'debit_notification_text': "Payment of ‘33,000 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account"}
Sanction letter kumar patil sanction.pdf needs your check
lan
77000301537
legible
True
purpose
Home Loan and Purchase/Improvement of Property
borrowers
{'name': 'KUMAR ASHOK PATIL', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'ANKITA KUMAR PATIL', 'role': 'co_applicant', 'label': 'Customer Name'}
loan type
Home Loan
confidence
1
linked refs
77000301537 App Number to be linked with 7700030158, 77000301538
loan amount
5300000
final amount
5300000
interest rate
9.05
sanction date
29/09/2026
applicant email
ankitakpatil23@gmail.com
applicant names
KUMAR ASHOK PATIL, ANKITA KUMAR PATIL
printed altered
False
applicant mobile
9975620589
balance transfer
False
property address
final amount label
Sanctioned Loan amount (in Rupees)
includes insurance
False
applicant address verbatim
MU-TAKALI PADA POST-KHARIWALI, KHARIVALI, Khariwali, Palghar, PALGHAR, MAHARASHTRA, IN, 421303
raw reading (for Abhijit)
{'lan': '77000301537', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [{'name': 'KUMAR ASHOK PATIL', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'ANKITA KUMAR PATIL', 'role': 'co_applicant', 'label': 'Customer Name'}], 'loan_type': 'Home Loan', 'confidence': 1, 'handwritten': [], 'linked_refs': ['77000301537 App Number to be linked with 7700030158', '77000301538'], 'loan_amount': 5300000, 'final_amount': 5300000, 'interest_rate': 9.05, 'quality_issue': None, 'sanction_date': '29/09/2026', 'letter_version': None, 'applicant_email': 'ankitakpatil23@gmail.com', 'applicant_names': ['KUMAR ASHOK PATIL', 'ANKITA KUMAR PATIL'], 'printed_altered': False, 'applicant_mobile': '9975620589', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'MU-TAKALI PADA POST-KHARIWALI, KHARIVALI, Khariwali, Palghar, PALGHAR, MAHARASHTRA, IN, 421303'}
Index II kumar patil index 2.jpg needs your check
kind
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'पालघर (जिल्हा परिषद)', 'r11_serial': 'पलर-10776-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (ii) within the limits of any Muni
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'पालघर (जिल्हा परिषद )', 'r11_serial': 'पलर-10776-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area within the limits of the Mumbai Metropolitan Region Development Authority or any other Urban area not mentioned in sub clause (i), or the Influence Areas as per the Annual Statement of Rates published under the Maharashtra Stamp (Determination of True Market Value of Property) Rules, 1995.', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '1) 651.41 चौ. फूट', 'r7_executants': [{'age': '40', 'pan': 'AAZXXXXX5R', 'name': 'मे. राजेश बिल्डर्सचे भागीदार पराग दिलीप शाह यांचे तर्फे कबुलीजबाबा करिता कुलमुखत्यार धारक सुरेंद्र जे. पाटील', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः रा. डी-38- एम.ए.पी.एम.सी.मार्केट नं.1 फेस-2 सेक्टर 19 वाशी नवी मुंबई-400705, ब्लॉक नंः, रोड नंः, महाराष्ट्र, ठाणे. पिनः- 400705'}], 'r8_purchasers': [{'age': '42', 'pan': 'BZKXXXXX0Q', 'name': 'कुमार अशोक पाटील', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः रा. मु. टाकळी पाडा, पो. खरीवली, खरीवली तर्फे कोहोज, ठाणे ४२१३०३, ब्लॉक नंः, रोड नंः, महाराष्ट्र, ठाणे. पिन:- 421303'}, {'age': '34', 'pan': 'DFRXXXXX6R', 'name': 'अंकिता कुमार पाटील', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः रा. मु. टाकळी पाडा, पो. खरीवली, खरीवली तर्फे कोहोज, ठाणे ४२१३०३, ब्लॉक नंः -, रोड नंः -, महाराष्ट्र, ठाणे. पिन:- 421303'}], 'r12_stamp_duty': 348000, 'r3_market_value': 2964500, 'r1_document_type': 'अनुच्छेद – अभिहस्तातंरणपत्र प्रकार - करारनामा', 'r2_consideration': 5800000, 'r9_execution_date': '21-09-2026', 'r13_registration_fee': 2964500, 'r10_registration_date': '21-09-2026'}, 'doc_no': '10776', 'village': 'पालघर', 'doc_kind': 'Index II', 'doc_year': '2026', 'sro_name': 'सह दु.नि.पालघर', 'area_text': '1) 651.41 चौ. फूट', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 2964500, 'header_sro': 'सह दु.नि.पालघर', 'mortgagors': ['मे. राजेश बिल्डर्सचे भागीदार पराग दिलीप शाह यांचे तर्फे कबुलीजबाबा करिता कुलमुखत्यार धारक सुरेंद्र जे. पाटील'], 'stamp_duty': 348000, 'filing_date': '2026-09-21', 'loan_amount': 58000
PAN card kumar patil kyc.pdf needs your check
dob
1984-08-03
pan
BZKPP1920Q
name
KUMAR ASHOK PATIL
legible
True
father name
ASHOK SADASIV PATIL
raw reading (for Abhijit)
{'dob': '1984-08-03', 'pan': 'BZKPP1920Q', 'name': 'KUMAR ASHOK PATIL', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'ASHOK SADASIV PATIL', 'aadhaar_last4': None, 'quality_issue': None}
PAN card kumar patil kyc.pdf needs your check
dob
1984-08-03
pan
BZKPP1920Q
legible
True
raw reading (for Abhijit)
{'dob': '1984-08-03', 'pan': 'BZKPP1920Q', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Payment screenshot IMG-20260930-WA0007.jpg needs your check
payments inside
payments: [{'utr': '627332080931', 'date': '2026-09-30', 'page': 1, 'time': '10:35', 'payee': 'EZDOCS', 'amount': 33000.0, 'direction': 'credit', 'narration': 'To EZDOCS', 'proof_kind': 'success_screen'}]
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '627332080931', 'date': '2026-09-30', 'page': 1, 'time': '10:35', 'payee': 'EZDOCS', 'amount': 33000.0, 'direction': 'credit', 'narration': 'To EZDOCS', 'proof_kind': 'success_screen'}]}}
Paid challan (GRAS) KUMAR ASHOK PATIL EchallanMH011129951202627E.pdf needs your check
grn
MH011129951202627E
pin
401404
total
30910.0
article
6(1)
defaced
False
bank cin
03006172026093000607
district
PALGHAR
area city
PALGHAR
payer pan
BZKXXXXXXQ
flat block
FLAT NO 1302 13TH FLOOR MAHAVIR KALP B BUILDING NO 1 TYPE A SURVEY NO 83/5
payer name
KUMAR ASHOK PATIL
sro office
PLG PALGHAR SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=5300000
scheme rows
{'amount': 15910.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX0589
payment date
30/09/2026-12:24:44
road locality
MAHIM ROAD OF VILLAGE TEMBHODE TALUKA AND DISTRICT PALGHAR
second party pan
AAACI6285N
second party name
ICICI HOME FINANCE COMPANY LTD
consideration amount
5300000
raw reading (for Abhijit)
{'grn': 'MH011129951202627E', 'pin': '401404', 'total': 30910.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093000607', 'district': 'PALGHAR', 'area_city': 'PALGHAR', 'payer_pan': 'BZKXXXXXXQ', 'flat_block': 'FLAT NO 1302 13TH FLOOR MAHAVIR KALP B BUILDING NO 1 TYPE A SURVEY NO 83/5', 'payer_name': 'KUMAR ASHOK PATIL', 'sro_office': 'PLG PALGHAR SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=5300000', 'scheme_rows': [{'amount': 15910.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0589', 'payment_date': '30/09/2026-12:24:44', 'road_locality': 'MAHIM ROAD OF VILLAGE TEMBHODE TALUKA AND DISTRICT PALGHAR', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '5300000'}
E-filing copy (token) KUMAR Screenshot 2026-10-01 171508.png needs your check
sro
PLG2
kind
efiling_copy
token
9990110260400 / 2026
legible
True
property
road: MAHIM ROAD; unit: 1302; floor: 13; taluka: Palaghar; numbers: [{'type': 'Survey Number', 'value': '190,83/5,190/A/1/A/1/1 OLD'}, {'type': 'Plot Number', 'value': '4,5,6,4,6'}]; village: Palaghar (surya Prakalp Kshe
mortgagee
ICICI HOME FINANCE COMPANY LTD (163)
mortgagors
{'pan': 'BZKPP1920Q', 'name': 'KUMAR ASHOK PATIL', 'address': 'Flat No:G, Floor No: G, Building Name: MU-TAKALI PADA, Block Sector: KHARIWALI, Road: THANE, City: PALGHAR, State: MAHARASHTRA, District: THANE, Pin:421303'}
title deed
Agreement to Sale : 10776/2026 SRO PALGHAR
filing date
2026-10-01
loan amount
5300000
payment lines
{'ref': None, 'head': 'Stamp Duty', 'dated': None, 'amount': 15900, 'ref_kind': None}
date of mortgage
2026-10-01
raw reading (for Abhijit)
{'sro': 'PLG2', 'kind': 'efiling_copy', 'token': '9990110260400 / 2026', 'legible': True, 'property': {'pin': None, 'road': 'MAHIM ROAD', 'unit': '1302', 'floor': '13', 'taluka': 'Palaghar', 'numbers': [{'type': 'Survey Number', 'value': '190,83/5,190/A/1/A/1/1 OLD'}, {'type': 'Plot Number', 'value': '4,5,6,4,6'}], 'village': 'Palaghar (surya Prakalp Kshetra)', 'building': 'BUILDING NO 1, TYPE A, MAHAVIR KALP B BUILDING', 'district': 'Palghar', 'area_text': '60.54 Sq.mt. Carpet', 'local_body': None, 'description': 'Block Sector: MOUJE PALGHAR, Landmark: NEAR ZUDIO PALGHAR', 'property_type': None}, 'mortgagee': 'ICICI HOME FINANCE COMPANY LTD (163)', 'mortgagors': [{'pan': 'BZKPP1920Q', 'name': 'KUMAR ASHOK PATIL', 'address': 'Flat No:G, Floor No: G, Building Name: MU-TAKALI PADA, Block Sector: KHARIWALI, Road: THANE, City: PALGHAR, State: MAHARASHTRA, District: THANE, Pin:421303'}, {'pan': 'DFRPP3156R', 'name': 'ANKITA KUMAR PATIL', 'address': 'Flat No:G, Floor No: G, Building Name: MU-TAKALI PADA, Block Sector: KHARIWALI, Road: THANE, City: PALGHAR, State: MAHARASHTRA, District: THANE, Pin:421303'}], 'title_deed': 'Agreement to Sale : 10776/2026 SRO PALGHAR', 'filing_date': '2026-10-01', 'loan_amount': 5300000, 'payment_lines': [{'ref': None, 'head': 'Stamp Duty', 'dated': None, 'amount': 15900, 'ref_kind': None}], 'date_of_mortgage': '2026-10-01'}
Technical record (for Abhijit — safe to ignore)
1h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 30 Sep, 12:27 shared the paid challan — the drafts it answers are taken off", 'count': 2, 'kinds': ['ack', 'ack_docs']}
13d agoEzDocsdhc_prn_looked{'file': 'KUMAR Screenshot 2026-10-01 171508.png', 'found': False, 'doc_id': 'e35001f7-9f31-425f-97af-20d9e878d4dc'}
13d agoEzDocsefiling_copy_read{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'KUMAR Screenshot 2026-10-01 171508.png', 'token': '9990110260400 / ', 'doc_id': 'e35001f7-9f31-425f-97af-20d9e878d4dc', 'mor
13d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_asked', 'challan', 'challan_sh
13d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
13d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'KUMAR Screenshot 20
15d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BZxxxxxxXQ — no paper on the
15d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared', 'index
15d agoEzDocstitle_doc_on_case_filing_open{'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'kumar patil index 2.jpg', 'kind': 'index2'}
15d agoEzDocschallan_found_on_case{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'KUMAR ASHOK PATIL EchallanMH011129951202627E.pdf', 'kind': 'p
15d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'KUMAR ASHOK PATIL E
15d agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'PLG PALGHAR SUB REGISTRAR', 'district': 'PALGHAR'}
15d agoEzDocschallan_verified_against_case{'grn': 'MH011129951202627E', 'file': 'KUMAR ASHOK PATIL EchallanMH011129951202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
15d agoEzDocschallan_extracted{'grn': 'MH011129951202627E', 'file': 'KUMAR ASHOK PATIL EchallanMH011129951202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 30910.0}
15d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '376416', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed PLG_P
15d agoNIKHILcopilot_edit{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours'
15d agoEzDocspaper_locate{'fp': 'f932bb481c52bdb9', 'box': [320, 175, 599, 800], 'why': "The property address is found under the 'PROPERTY ADDRESS' section, including 'Property Address' and 'Legal Address' lines, and the 'Location', 'City', 'Sta
15d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 2', 'why': 'the main paper does not pr
15d agoEzDocspaper_locate{'fp': 'dac42cd230d01662', 'box': [263, 37, 669, 962], 'why': 'The PAN card with number BZKPP1920Q is on page 1.', 'page': 1, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': 'ae09fcf9-b488-4881-a4ab-70ac75ee7
15d agothe co-pilotreading_boxes_not_the_papers_words{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'image.png', 'paper': 'the technical report', 'not_on_paper': ['SURVEY', 'MAHIM', 'ROAD'], '
15d agoEzDocschallan_boxes_by_rules{'fp': '9e637a6c23ef3fdd', 'why': 'box 1 lost a number the case holds (190)'}
15d agoEzDocsreader_mail_addition{'fp': '468fb2229e29c7b1', 'add': {}, 'why': 'The mail does not add any missing address details for the property.', 'asked': True, 'quote': '', 'same_property': True}
15d agoEzDocsreader_mail_addition{'fp': '468fb2229e29c7b1', 'add': {}, 'why': 'The mail does not add any missing address details for the property.', 'asked': True, 'quote': '', 'same_property': True}
15d agoEzDocsquoted_history_checked{}
15d agoEzDocschallan_queue_entered{'why': 'challan-visit documents complete and payment verified'}
15d agoEzDocscase_acknowledged_challan_queued{'utr': 'AXNGG27328702610', 'fee_total': 32960}
15d agoEzDocsemail_shadowed:ack{'to': 'anupkumar.verma@icicihfc.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.\n\n Applicant : Kumar Patil\n LAN
15d agoEzDocsstuck_after_payment_healed{'why': 'the fee is verified but the case never left this stage — the regular check that verified it could not ask EzDocs to move it (fixed in); rethinking the case now', 'stage': 'ACKNOWLEDGED'}
15d agoEzDocssms_matched_late{'ref': 'AXNGG27328702610', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 33000.0, 'method': 'sc
15d agoEzDocspayment_verified{'utr': 'AXNGG27328702610', 'why': "paid ₹33,000, ₹40 MORE than our ask of ₹32,960 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 39.9, 'method': 'screenshot_sms_amount

Case diary the case’s history — what happened, newest day first

Papers
All 7 in hand
Nothing more to ask the branch for
Money
₹33,000 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Index II pending
Waiting on the government.
Next — whose move
The government
Index II
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
14:00
1 Oct5 things — 1 document received · 1 letter written · 3 steps
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
17:20
EzDocs read the whole trail as one conversation — where the case stands is on the page
17:18
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
17:16
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
17:16
Received: E-filing copy
KUMAR Screenshot 2026-10-01 171508.png
17:16
30 Sep31 things — 6 documents received · 4 letters written · 2 money steps · 1 caution · 18 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:31
The branch's title document is on the case — the filing is the NOI team's move
12:30
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
12:30
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
12:30
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
12:30
Challan re-read against the case — matches exactly
12:30
Received: Challan
KUMAR ASHOK PATIL EchallanMH011129951202627E.pdf
12:30
NIKHIL pressed Proceed on the challan — what was changed is kept
12:23
EzDocs found something to check before the form is saved
12:20
EzDocs took 35 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
12:19
Everything for the challan is in — queued
Papers and money are in — the challan is next.
11:08
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02921
11:08
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
11:08
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
11:08
EzDocs read the whole trail as one conversation — where the case stands is on the page
10:57
EzDocs read the whole file
10:57
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02921
10:56
No fee quote sent — the branch's own figures were right
10:56
PAN found inside the KYC file — no need to ask for it
10:56
The payment proof already on the case was applied
10:56
The loan amount was worked out from the papers
10:56
Index II (title document) received from the branch
10:55
Payment proof arrived before the case was quoted — held
10:55
Property checked by EzDocs — read from the report, every box that names the flat is there
10:55
Property read from the legal / technical report (the sanction letter had none)
10:55
Received: Payment screenshot
IMG-20260930-WA0007.jpg
10:55
Received: Sanction letter
kumar patil sanction.pdf
10:55
Received: Index II
kumar patil index 2.jpg
10:55
Received: PAN card
kumar patil kyc.pdf
10:55
Received: Technical report
image.png
10:55
Case opened from the branch's mail
10:55
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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