⚠The PNB mailbox has used 131% of what Google lets it send in 24 hours (656 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-02898

Sandesh Patil

LAN 77000354100 Challan paid · our move File on IGR Send the draft 2 All documents Mails & papers 5

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needsall in

9 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Technical reportopen

✓Sale deedopen

✓Sanction letteropen

✓Aadhaar cardopen

✓Payment screenshot — money verifiedopen

✓Paid challan (GRAS)open

✓Selfie / photo — inside DOC-20260929-WA0032.pdfopen

✓PAN card — inside DOC-20260929-WA0032.pdfopen

✓Property address — verified by the engine, from the technical report (correct below if anything is off)

All files (6)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹18,070.80CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹18,070 receivedby the amount alone

Stamp duty 0.3%6,010

Registration fee 0.5%10,010

Government handling350

Our service fee1,700.80

Total we ask for18,070.80

the branch’s receipt claims ₹18,070 490792799320

paid 29 Sep 20:27:39 · verified 29 Sep 20:27:46 · 7 s later

How we know

Our own bank told us — 29 Sep 20:27

₹18,070 · UTR 490792799320 · from JM-HDFCBN-S

“Successful! You have received Rs. 18070.00 via HDFC Bank SmartHub Vyapar from SANDESH AN . RRN-490792799320 , Check: https://1.hdfc.bank.in/HDFCBK/s/0kREq6ON”

Matched by: AMOUNT ALONE — equals the figure the NOI team quoted · the payer is the applicant himself — his own fee

By law ₹18,050. We ask ₹18,070 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 2 h 22 minour time · 30 Sep 11:52

Index II —not yet

the NOI team 14 d 10 hthe branch 1 h 31 mintotal 14 d 11 h so far

Now with the NOI team — e-filing on IGR

since 30 Sep 11:52 — 13 d 19 h of working time

Day by day — every step and who held it

29 Sep 20:06Your branch's mail

29 Sep 20:08Fee quoted+2 min · the NOI team

29 Sep 20:08Papers readat once

29 Sep 20:08Property readat once

29 Sep 20:27Payment landed+19 min · the branch

29 Sep 20:27Payment verifiedat once

29 Sep 21:39Papers from your branch+1 h 12 min · the branch

29 Sep 21:42Papers read+2 min · the NOI team

29 Sep 21:42Ready for the challanat once

30 Sep 11:52Challan made+14 h 10 min · the NOI team

Case facts

Bank

ICICI_HFC

Loan amount

₹20,00,000

Loan account no.

77000354100

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

The engine read these from the technical report. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.

District

Pune

Taluka

Haveli

Village

Chikhali

Number type

GAT

Number

1592

Building

Krushna Kunj

Floor

2nd Floor

Flat / shop no

Flat No 206

Area

43.48

Hadd

Pimpri Chinchwad Mahanagar Palika

Read from the technical report, not the Index II. HRQ-26-163810_INDProcessRequest_2500320260929175113051.pdf open it · If an Index II is on file, read the property from it.

✓ EzDocs checked every box against the document’s own words 14d ago — all agree.

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, the engine sees:

• Mortgagor pages: PRANITA SANDESH PATIL is named on the sanction letter (KFSLetter_77000354100.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• 17 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road

• changed — local body name: the case held PIMPRI CHINCHWAD MAHANAGAR PALIKA; filled PIMPRI CHINCHWAD MUNICIPAL CORPORATION — the whole-file reading, from Sale Deed and Technical Report, reads it so

• changed — flat no: the case held FLAT NO 206; filled 206 — the whole-file reading, from Sale Deed and Technical Report, reads it so

• changed — area unit: the case held SQ.MT; filled SQ MTR — the whole-file reading, from Sale Deed and Technical Report, reads it so

• changed — area: the case held 43.48; filled 36.63 — the whole-file reading, from Sale Deed and Technical Report, reads it so

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank has sent the loan documents and paid the fee. The team has generated and shared the challan, and is now waiting for the Index II copy from the branch to proceed with the NOI filing.

the trail says the next move is with the branch — the Index II copy

✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted

✓ fee asked — done, mail 2 (2026-09-29) “PFA calculation sheet and Kindly share payment screenshot for challan processing.”

✓ fee paid — the branch's words — done, mail 3 (2026-09-29) “Payment Done”

✓ challan made — done, mail 4 (2026-09-30) “PFA Challan for your reference.”

✓ challan shared — done, mail 4 (2026-09-30) “PFA Challan for your reference.”

✓ Index II asked for — done, mail 5 (2026-09-30) “Kindly share the index 2 copy for the NOI Process”

read over 5 mail(s), last mail 2026-09-30 · read 13d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 14d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011124794202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

NOI case NOI-2026-02898

Dear Team,

Please check the calculation and account details for the captioned case (LAN: 77000354100).

NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS
  Loan Amount                           : Rs. 20,00,000
  ------------------------------------------------------
  Stamp Duty 0.30%                      : Rs. 6,010
  Registration Fees 0.50%               : Rs. 10,010
  Govt. Document Handling Charges       : Rs. 350
  Service Fees for NOI Filing           : Rs. 1,700.80
  ------------------------------------------------------
  TOTAL AMOUNT PAYABLE                  : Rs. 18,070.80

Please pay the exact amount, paise included - Rs. 18,070.80. The paise identify your case's credit by themselves, so nothing else is needed for us to recognise it.

Pay online (phone or laptop) - the QR carries the exact amount, one tap opens Google Pay / PhonePe / Paytm, and the payment screenshot goes in right there:
  https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-02898/4343aa22bf8bd9e9cd37dd67

Payment options:
    NEFT / IMPS  EZDOCS · Punjab National Bank
                 A/C 0105102100000581 · IFSC PUNB0010510 · Ghodbunder Road
    NEFT / IMPS  EZDOCS · HDFC Bank
                 A/C 99998888706969 · IFSC HDFC0004359 · Hiranandani Estate
    UPI          7715973535@okbizaxis  (GPay 7715973535)

Kindly remit and share the payment screenshot with UTR on this same thread (or on the pay page above). We begin the challan as soon as the credit is confirmed in our account.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

how it will look to the branch

Dear Team,

Please check the calculation and account details for the captioned case (LAN: 77000354100).

NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS
Loan Amount : Rs. 20,00,000

------------------------------------------------------

Stamp Duty 0.30%Rs. 6,010

Registration Fees 0.50%Rs. 10,010

Govt. Document Handling ChargesRs. 350

Service Fees for NOI FilingRs. 1,700.80

------------------------------------------------------
TOTAL AMOUNT PAYABLE : Rs. 18,070.80

Please pay the exact amount, paise included - Rs. 18,070.80. The paise identify your case's credit by themselves, so nothing else is needed for us to recognise it.

Pay online (phone or laptop) - the QR carries the exact amount, one tap opens Google Pay / PhonePe / Paytm, and the payment screenshot goes in right there:
https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-02898/4343aa22bf8bd9e9cd37dd67

Payment options:

NEFT / IMPS EZDOCS · Punjab National Bank
A/C 0105102100000581 · IFSC PUNB0010510 · Ghodbunder Road
NEFT / IMPS EZDOCS · HDFC Bank
A/C 99998888706969 · IFSC HDFC0004359 · Hiranandani Estate
UPI 7715973535@okbizaxis (GPay 7715973535)

Kindly remit and share the payment screenshot with UTR on this same thread (or on the pay page above). We begin the challan as soon as the credit is confirmed in our account.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

DRAFT — written by the engine, not sent

Re: Initiate NOI MOI in case in case of Sandesh Patil // 77000354100//10333630

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantSandesh Patil

LAN77000354100

Loan AmtRs. 20,00,000

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Payment Screenshot with UTR, Sale Deed, Sanction Letter, Technical Report

Payment of Rs. 18,070.00 stands VERIFIED against the credit in our account on 29-Sep-2026 (UTR: 490792799320). Nothing further is due on this case.

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

NH nilesh.hundekari@icicihfc.com icicihfc.com
29 Sep, 20:06 · 14d ago THE FIRST MAIL — how this case began

Initiate NOI MOI in case in case of Sandesh Patil // 77000354100//10333630

📎 HRQ-26-163810_INDProcessRequest_2500320260 ↗📎 Seal Deed -Sandesh Patil.pdf ↗📎 KFSLetter_77000354100.pdf ↗📎 DOC-20260929-WA0032.pdf ↗

Dear Team,

Initiate NOI MOI

loan Amount 20,00,000

Thanks

Regards
Nilesh Hundekari
Senior Relationship Manager

🤖 read: documents attached — “loan Amount 20,00,000”

2 more mails in between — open

OL The NOI teamTYPED IN GMAIL
29 Sep, 20:18 · 14d ago

Team,

Loan account (LAN)processing

Loan amount₹20,00,000

Stamp duty 0.30%₹6,010

Registration fee 0.50%₹10,010

Total₹18,070

PFA calculation sheet and Kindly share payment screenshot for chal .

NOI CALCULATOR

NOI Govt Fees

Govt.Document Handling Charges Fixed 350 350

Service Fees for NOI Filling 1700 1700

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Tue, 29 Sept 2026 at 20:07, Nilesh Hundekari /DIST/ICICIHFC/ <
nilesh.hundekari@icicihfc.com> wrote:

Dear Team,

Initiate NOI MOI

loan Amount 20,00,000

Thanks Regards
Nilesh Hundekari
Senior Relationship Manager

🤖 read: asks the branch for the payment — “Kindly share payment screenshot for challan processing.”

NH nilesh.hundekari@icicihfc.com icicihfc.com
29 Sep, 21:39 · 14d ago

📎 IMG-20260929-WA0035.jpg ↗

Dear Team,

Payment Done

Thanks

Regards
Nilesh Hundekari
Senior Relationship Manager

Get Outlook for Android<https://aka.ms/AAb9ysg>

earlier mails quoted below

________________________________
From: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
Sent: Tuesday, 29 September 2026 20:18:56
To: Nilesh Hundekari /DIST/ICICIHFC/ <nilesh.hundekari@icicihfc.com>; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com>
Cc: Shivaji More /DIST/ICICIHFC/ <shivaji.more@icicihfc.com>; Anup Pinge /DIST/ICICIHFC/PUNE <anup.pinge@icicihfc.com>
Subject: Re: Initiate NOI MOI in case in case of Sandesh Patil // 77000354100//10333630

CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.

Team,

PFA calculation sheet and Kindly share payment screenshot for challan processing.

NOI CALCULATOR
        Loan Amount Including Insurance 2,000,000

NOI Govt Fees   Stamp Duty      0.30%   6010.00

Registration Fees       0.50%   10010.00

Govt.Document Handling Charges Fixed    350     350

        Service Fees for NOI Filling    1700    1700

Total Amount FOR NOI    18070.00

Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

On Tue, 29 Sept 2026 at 20:07, Nilesh Hundekari /DIST/ICICIHFC/ <nilesh.hundekari@icicihfc.com<mailto:nilesh.hundekari@icicihfc.com>> wrote:
Dear Team,

Initiate NOI MOI

loan Amount 20,00,000

Thanks Regards
Nilesh Hundekari
Senior Relationship Manager

🤖 read: says the fee is paid ✓; documents attached — “Payment Done”

OL The NOI teamTYPED IN GMAIL
30 Sep, 11:54 · 13d ago

📎 SANDESH ANANDA PATILEchallanMH011124794202 ↗

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Tue, 29 Sept 2026 at 21:40, Nilesh Hundekari  /DIST/ICICIHFC/ < nilesh.hundekari@icicihfc.com > wrote:

Dear Team,

Payment Done

Thanks Regards

Nilesh Hundekari

Senior Relationship Manager

Get
Outlook for Android

From:  NOI ICICIHFC < icicihfcnoi@ezdocs.co.in >

Sent:  Tuesday, 29 September 2026 20:18:56

To:  Nilesh Hundekari /DIST/ICICIHFC/ < nilesh.hundekari@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC
TOWER < siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com >

Cc:  Shivaji More /DIST/ICICIHFC/ < shivaji.more@icicihfc.com >; Anup Pinge /DIST/ICICIHFC/PUNE < anup.pinge@icicihfc.com >

Subject:  Re: Initiate NOI MOI in case in case of Sandesh Patil // 77000354100//10333630

CAUTION:  External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.

Team,

PFA calculation sheet and Kindly share payment screenshot for challan processing.

NOI CALCULATOR

Loan Amount Including Insurance

2,000,000

NOI Govt Fees

Stamp Duty

0.30%

6010.00

Registration Fees

0.50%

10010.00

Govt.Document Handling Charges Fixed

350

350

Service Fees for NOI Filling

1700

1700

Total Amount FOR NOI

18070.00

Aradhana Rai

NOI Coordinator | One Legal
+91 8888706969

On Tue, 29 Sept 2026 at 20:07, Nilesh Hundekari /DIST/ICICIHFC/ < nilesh.hundekari@icicihfc.com > wrote:

Dear Team,

Initiate NOI MOI

loan Amount 20,00,000

Thanks Regards

Nilesh Hundekari

Senior Relationship Manager

🤖 read: challan shared ✓ — “PFA Challan for your reference.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 11:54 · 13d ago

Team

Kindly share the index 2 copy for the NOI Process

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Wed, 30 Sept 2026 at 11:54, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team

PFA Challan for your reference.

Aradhana Rai
NOI Coordinator | One Legal  +91 8888706969

On Tue, 29 Sept 2026 at 21:40, Nilesh Hundekari  /DIST/ICICIHFC/ < nilesh.hundekari@icicihfc.com > wrote:

Dear Team,

Payment Done

Thanks Regards

Nilesh Hundekari

Senior Relationship Manager

Get
Outlook for Android

From:  NOI ICICIHFC < icicihfcnoi@ezdocs.co.in >

Sent:  Tuesday, 29 September 2026 20:18:56

To:  Nilesh Hundekari /DIST/ICICIHFC/ < nilesh.hundekari@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC
TOWER < siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com >

Cc:  Shivaji More /DIST/ICICIHFC/ < shivaji.more@icicihfc.com >; Anup Pinge /DIST/ICICIHFC/PUNE < anup.pinge@icicihfc.com >

Subject:  Re: Initiate NOI MOI in case in case of Sandesh Patil // 77000354100//10333630

CAUTION:  External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.

Team,

PFA calculation sheet and Kindly share payment screenshot for challan processing.

NOI CALCULATOR

Loan Amount Including Insurance

2,000,000

NOI Govt Fees

Stamp Duty

0.30%

6010.00

Registration Fees

0.50%

10010.00

Govt.Document Handling Charges Fixed

350

350

Service Fees for NOI Filling

1700

1700

Total Amount FOR NOI

18070.00

Aradhana Rai

NOI Coordinator | One Legal
+91 8888706969

On Tue, 29 Sept 2026 at 20:07, Nilesh Hundekari /DIST/ICICIHFC/ < nilesh.hundekari@icicihfc.com > wrote:

Dear Team,

Initiate NOI MOI

loan Amount 20,00,000

Thanks Regards

Nilesh Hundekari

Senior Relationship Manager

🤖 read: The team asks the branch to share the Index 2 copy.

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Technical report	HRQ-26-163810_INDProcessRequest_2500320260929175113051.pdf	filed	14d ago
Sale deed	Seal Deed -Sandesh Patil.pdf	filed	14d ago
Sanction letter	KFSLetter_77000354100.pdf	filed	14d ago
Aadhaar card+ Selfie / photo inside+ PAN card inside	DOC-20260929-WA0032.pdf	filed	14d ago
Payment screenshot	IMG-20260929-WA0035.jpg	filed	14d ago
Paid challan (GRAS)	SANDESH ANANDA PATILEchallanMH011124794202627E.pdf	filed	13d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹18,070.80

Where it stands
VERIFIED — money received

Screenshot claims
₹18,070 490792799320

Paid at
29 Sep 20:27:39

Verified on
29 Sep 20:27:47

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹6,010	₹10,010	₹350	₹1,700	₹18,070

By law ₹18,050. We ask ₹18,070 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

32 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Title deed no / year / SRO

18 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✓ EzDocs checked every box against the document’s own words 14d ago — all agree.

CHECKED by the engine, from the technical report — correct any box that is off; a correction clears thissource: the technical report (HRQ-26-163810_INDProcessRequest_2500320260929175113051.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Flat No 206,2nd Floor, Krushna Kunj, Gat No 1592, Chikhali Tal Haveli Dist Pune

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the technical report BASE — the challan follows this

HRQ-26-163810_INDProcessRequest_2500320260929175113051.pdf

Property Address line
FLAT NO 206,2ND FLOOR, KRUSHNA KUNJ, GAT NO 1592,CHIKHALI TAL HAVELI DIST PUNE

Legal Address line
FLAT NO 206,2ND FLOOR, KRUSHNA KUNJ, GAT NO 1592, CHIKHALI TAL HAVELI DIST PUNE

PIN
411062

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 206 2ND FLOOR KRUSHNA KUNJ GAT NO 1592

Locality/Road
CHIKHALI TAL HAVELI DIST PUNE

Area/City
PUNE

check or correct a box, the papers beside it →

Every paper prints the same words as the base paper.

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	SANDESH ANANDA PATIL	EBMPP4614J	…2234

All mail records (for Abhijit — safe to ignore)

2 mail(s) written and held — read and send them on Draft mails.

Template	To	When
fee quote	nilesh.hundekari@icicihfc.com	14d ago
document chase	nilesh.hundekari@icicihfc.com	14d ago
document chase	nilesh.hundekari@icicihfc.com	14d ago
acknowledgement	nilesh.hundekari@icicihfc.com	14d ago

What the engine read from each document — check anything marked in red

Technical report HRQ-26-163810_INDProcessRequest_2500320260929175113051.pdf needs your check

found
True

found in
PROPERTY ADDRESS

area sq m
43.48

paper for
loan_ref: 77000354100; report_id: HRQ-26-163810; customer_name: Sandesh Ananda Patil

confidence
0.95

address lines
taken: legal; legal_address: Flat No 206,2nd Floor, Krushna Kunj, Gat No 1592, Chikhali Tal Haveli Dist Pune; property_address: Flat No 206,2nd Floor, Krushna Kunj, Gat No 1592, ,Chikhali Tal Haveli Dist Pune

property address
pin: 411062; state: Maharashtra; taluka: Haveli; flat_no: Flat No 206; district: Pune; floor_no: 2nd Floor; landmark: Near Flora Park; full_address: Flat No 206,2nd Floor, Krushna Kunj, Gat No 1592, Chikhali Tal Haveli D

security address verbatim
Flat No 206,2nd Floor, Krushna Kunj, Gat No 1592, Chikhali Tal Haveli Dist Pune

raw reading (for Abhijit)

{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 43.48, 'paper_for': {'loan_ref': '77000354100', 'report_id': 'HRQ-26-163810', 'customer_name': 'Sandesh Ananda Patil'}, 'pin_other': None, 'confidence': 0.95, 'address_lines': {'taken': 'legal', 'legal_address': 'Flat No 206,2nd Floor, Krushna Kunj, Gat No 1592, Chikhali Tal Haveli Dist Pune', 'property_address': 'Flat No 206,2nd Floor, Krushna Kunj, Gat No 1592, ,Chikhali Tal Haveli Dist Pune'}, 'property_address': {'pin': '411062', 'road': None, 'state': 'Maharashtra', 'taluka': 'Haveli', 'flat_no': 'Flat No 206', 'district': 'Pune', 'floor_no': '2nd Floor', 'landmark': 'Near Flora Park', 'full_address': 'Flat No 206,2nd Floor, Krushna Kunj, Gat No 1592, Chikhali Tal Haveli Dist Pune', 'village_city': 'Chikhali', 'building_name': 'Krushna Kunj', 'survey_or_cts_no': 'Gat No 1592'}, 'security_address_verbatim': 'Flat No 206,2nd Floor, Krushna Kunj, Gat No 1592, Chikhali Tal Haveli Dist Pune'}

Sanction letter KFSLetter_77000354100.pdf needs your check

lan
77000354100

legible
True

purpose
Home Loan and Purchase/Improvement of Property

confidence
1

linked refs
77950070200

loan amount
2000000

final amount
2000000

interest rate
9.5

sanction date
10/09/2026

applicant email
sandeshpatil151095@gmail.com

applicant names
SANDESH ANANDA PATIL, PRANITA SANDESH PATIL

printed altered
False

applicant mobile
+91-9168100921

balance transfer
False

property address

final amount label
Sanctioned Loan amount (in Rupees)

includes insurance
False

applicant address verbatim
Flat No 205 Building 5 Sector No 17/19 Parivartan, Housing Society Spin Road, Chikhali, Pune City East, PUNE, MAHARASHTRA, IN, 411062

raw reading (for Abhijit)

{'lan': '77000354100', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': None, 'confidence': 1, 'handwritten': [], 'linked_refs': ['77950070200'], 'loan_amount': 2000000, 'final_amount': 2000000, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '10/09/2026', 'letter_version': None, 'applicant_email': 'sandeshpatil151095@gmail.com', 'applicant_names': ['SANDESH ANANDA PATIL', 'PRANITA SANDESH PATIL'], 'printed_altered': False, 'applicant_mobile': '+91-9168100921', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Flat No 205 Building 5 Sector No 17/19 Parivartan, Housing Society Spin Road, Chikhali, Pune City East, PUNE, MAHARASHTRA, IN, 411062'}

Aadhaar card DOC-20260929-WA0032.pdf needs your check

dob
1995-10-15

name
SANDESH ANANDA PATIL

mobile
9168100921

address
pin: 411062; area: Sector No 17 and 19; flat: B5-205; road: Spine Road; state: Maharashtra; building: Parivartan Housing Society; district: Pune; post_office: Rupeenagar; village_city: Chikhali

legible
True

aadhaar last4
2234

raw reading (for Abhijit)

{'dob': '1995-10-15', 'pan': None, 'name': 'SANDESH ANANDA PATIL', 'mobile': '9168100921', 'address': {'pin': '411062', 'area': 'Sector No 17 and 19', 'flat': 'B5-205', 'road': 'Spine Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Parivartan Housing Society', 'district': 'Pune', 'post_office': 'Rupeenagar', 'village_city': 'Chikhali'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '2234', 'quality_issue': None}

Aadhaar card DOC-20260929-WA0032.pdf needs your check

dob
1995-10-15

pan
EBMPP4614J

name
SANDESH ANANDA PATIL

legible
True

father name
ANANDA KANPTI PATIL

raw reading (for Abhijit)

{'dob': '1995-10-15', 'pan': 'EBMPP4614J', 'name': 'SANDESH ANANDA PATIL', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'ANANDA KANPTI PATIL', 'aadhaar_last4': None, 'quality_issue': None}

Payment screenshot IMG-20260929-WA0035.jpg needs your check

utr
490792799320

date
2026-09-29

time
20:27

amount
18070

method
PhonePe

payee upi
VYAPAR.168072320123@HDFCBANK

payee name
EZDOCS

raw reading (for Abhijit)

{'utr': '490792799320', 'date': '2026-09-29', 'time': '20:27', 'amount': 18070, 'method': 'PhonePe', 'payee_upi': 'VYAPAR.168072320123@HDFCBANK', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}

Paid challan (GRAS) SANDESH ANANDA PATILEchallanMH011124794202627E.pdf needs your check

grn
MH011124794202627E

pin
411062

total
16020.0

article
6(1)

defaced
False

bank cin
03006172026093000504

district
PUNE

area city
PUNE

payer pan
EBMXXXXXXJ

flat block
FLAT NO 206 2ND FLOOR KRUSHNA KUNJ GAT NO 1592

payer name
SANDESH ANANDA PATIL

sro office
HVL22_HAVELI 22 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2000000

scheme rows
{'amount': 6010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX0921

payment date
30/09/2026-11:52:09

road locality
CHIKHALI TAL HAVELI DIST PUNE

second party pan
AAACI6285N

second party name
ICICI HOME FINANCE COMPANY LTD

consideration amount
2000000

raw reading (for Abhijit)

{'grn': 'MH011124794202627E', 'pin': '411062', 'total': 16020.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093000504', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'EBMXXXXXXJ', 'flat_block': 'FLAT NO 206 2ND FLOOR KRUSHNA KUNJ GAT NO 1592', 'payer_name': 'SANDESH ANANDA PATIL', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2000000', 'scheme_rows': [{'amount': 6010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0921', 'payment_date': '30/09/2026-11:52:09', 'road_locality': 'CHIKHALI TAL HAVELI DIST PUNE', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '2000000'}

Paid challan (GRAS) SANDESH ANANDA PATILEchallanMH011124794202627E.pdf needs your check

grn
MH011124794202627E

pin
411062

total
16020.0

article
6(1)

defaced
False

bank cin
03006172026093000504

district
PUNE

area city
PUNE

payer pan
EBMXXXXXXJ

flat block
FLAT NO 206 2ND FLOOR KRUSHNA KUNJ GAT NO 1592

payer name
SANDESH ANANDA PATIL

sro office
HVL22_HAVELI 22 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2000000

scheme rows
{'amount': 6010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX0921

payment date
30/09/2026-11:52:09

road locality
CHIKHALI TAL HAVELI DIST PUNE

second party pan
AAACI6285N

second party name
ICICI HOME FINANCE COMPANY LTD

consideration amount
2000000

raw reading (for Abhijit)

{'grn': 'MH011124794202627E', 'pin': '411062', 'total': 16020.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093000504', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'EBMXXXXXXJ', 'flat_block': 'FLAT NO 206 2ND FLOOR KRUSHNA KUNJ GAT NO 1592', 'payer_name': 'SANDESH ANANDA PATIL', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2000000', 'scheme_rows': [{'amount': 6010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0921', 'payment_date': '30/09/2026-11:52:09', 'road_locality': 'CHIKHALI TAL HAVELI DIST PUNE', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '2000000'}

Technical record (for Abhijit — safe to ignore)

13d ago	system:learn	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed EBxxxxxxXJ — no paper on the
13d ago	system:learn	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '375127', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed HVL22
13d ago	system:extract	document_reread	{'now': ['challan'], 'was': ['challan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'SANDESH ANANDA PATILEchallanMH011124794202627E.pdf', 'doc_id': 'd0355bf5-
13d ago	system:ingest	two_stamp_duty_challans	{'why': 'the IGR banking portal accepts ONE challan carrying both 0.3% and 0.5%, or one 0.3% for the WHOLE amount plus a separate 0.5% — two different 0.3% challans cannot be added. On a BT + top-up the 0.3% must be ONE
13d ago	system:extract	challan_verified_against_case	{'grn': 'MH011124794202627E', 'file': 'SANDESH ANANDA PATILEchallanMH011124794202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
13d ago	system:extract	challan_extracted	{'grn': 'MH011124794202627E', 'file': 'SANDESH ANANDA PATILEchallanMH011124794202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 16020.0}
13d ago	system:learn	reading_error456	{'box': 'Office', 'why': 'the team typed what this paper prints; this desk typed what no paper prints — this desk read the paper wrong; read again', 'file': 'SANDESH ANANDA PATILEchallanMH011124794202627E.pdf', 'ours': '
13d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_asked', 'fee_paid', 'challan', 'challan_sha
13d ago	system:ingest	title_doc_on_case_filing_open	{'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Seal Deed -Sandesh Patil.pdf', 'kind': 'sale_deed'}
13d ago	system:ingest	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SANDESH ANANDA PATILEchallanMH011124794202627E.pdf', 'kind':
13d ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SANDESH ANANDA PATI
13d ago	system:ingest	sro_office_learned	{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'district': 'PUNE'}
13d ago	system:extract	challan_verified_against_case	{'grn': 'MH011124794202627E', 'file': 'SANDESH ANANDA PATILEchallanMH011124794202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
13d ago	system:extract	challan_extracted	{'grn': 'MH011124794202627E', 'file': 'SANDESH ANANDA PATILEchallanMH011124794202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 16020.0}
13d ago	copilot:NIKHIL	copilot_edit	{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours'
13d ago	ezdocs:reader	paper_locate	{'fp': 'b53f128439c0eeb8', 'box': [49, 157, 958, 779], 'why': 'The PAN card with PAN EBMPP4614J is on page 5, showing the full card.', 'page': 5, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': 'ab20e6d0-5415
13d ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': '53f29cc8efea8969', 'docs': ['Seal Deed -Sandesh Patil.pdf', 'HRQ-26-163810_INDProcessRequest_2500320260929175113051.pdf', 'KFSLetter_77000354100.pdf', 'DOC-20260929-WA0032.pdf'], 'loan': {'amount':
13d ago	system:extract	challan_boxes_composed	{'fp': '6bf432c9eba1c42d', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 206 2ND FLOOR KRUSHNA KUNJ GAT NO 1592',
13d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
13d ago	ezdocs:reader	case_read_started	{'tag': '53f29cc8efea8969', 'why': 'fill', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
14d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_asked', 'fee_paid'], 'mails': 3, 'summary':
14d ago	ezdocs:reader	reader_home_address	{'fp': '51c5e2cf96e11269', 'from': 'the sanction letter (KFSLetter_77000354100.pdf)', 'home': {'pin': '411062', 'area': 'SECTOR NO 17/19', 'flat': '205', 'road': 'SPIN ROAD', 'state': 'MAHARASHTRA', 'building': 'BUILDING
14d ago	system:extract	property_self_check	{'ok': True, 'why': "the reader judged every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 19, 'trigger': 'quick sweep'}
14d ago	system:ingest	challan_queue_entered	{'why': 'challan-visit documents complete and payment verified'}
14d ago	system:ingest	case_acknowledged_challan_queued	{'utr': '490792799320', 'fee_total': 18070}
14d ago	system:emails	email_shadowed:ack	{'to': 'nilesh.hundekari@icicihfc.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.\n\n Applicant : Sandesh Patil\n LAN
14d ago	system:emails	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: 77000354100), the
14d ago	system:payments	screenshot_claim_recorded	{'utr': '490792799320', 'date': '2026-09-29', 'parts': 1, 'amount': 18070, 'claimed_total': 18070.0}
14d ago	system:ingest	document_received	{'file': 'IMG-20260929-WA0035.jpg', 'doc_type': 'payment_screenshot', 'confidence': 1.0, 'payment_seen': 'full page, paid to EZDOCS', 'payments_to_us': 1}
14d ago	system:emails	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Payment Screenshot with UTR']}

Case diary the case’s history — what happened, newest day first

Papers

All 6 in hand

Nothing more to ask the branch for

Money

₹18,070 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

30 Sep19 things

A file was read again from the start — everything inside it now counts