⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-00734

Outlook Pnb

LAN HOU/PM/0426/5061363 Needs documents · waiting on the branch Send the draft 1 All documents Mails & papers 2

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).

Papers for the challan7 still to come

0 of 7 in hand.
everything the challan needs, and where each one stands

Still needed for the challan: Sanction Letter, Applicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR, the property address — no file carries it; ask the branch for the technical report

For the e-filing visit later (not for the challan): Applicant's Selfie / Photo, Index II copy / Title document

Sanction Letter — still needed

Applicant's Aadhaar Card — still needed

Applicant's PAN Card — still needed

Payment Screenshot with UTR — still needed

Property address — no document on file carries it; ask the branch for the technical report or Index II

Applicant's Selfie / Photo — for the e-filing visit later

Index II copy / Title document — for the e-filing visit later

Aadhaar and PAN come before the challan: the NOI team checks the name is the same on both.

All files (1)A label is wrong? Fix it under All documents.

Moneynot worked out yet

No fee computed yet — it appears the moment the loan amount is known.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan —not made yet

Index II —not yet

the NOI team 5 d 8 hthe branch 130 d 22 htotal 136 d 7 h so far

Now with the branch — waiting for your documents

since 1 Sep 21:00 — 42 d 2 h of working time

Day by day — every step and who held it

30 May 16:49Your branch's mail

27 Aug 12:18Papers from your branch+88 d 19 h · the branch

1 Sep 21:00Papers read+5 d 8 h · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

—

Loan account no.

HOU/PM/0426/5061363

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Waiting on the branch

Outstanding: Sanction Letter, Applicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR. The engine has asked — nothing to do here unless you want to phone the branch.

Where this case stands — the whole trailread by EzDocs as one conversation

The case is in its initial stages, with the team promising to process the NOI. The team is currently waiting for the branch to provide the necessary loan documents, the Index II, and to pay the filing fee.

the trail says the next move is with the branch — the loan papers, the Index II, and the fee

the branch last asked: Kindly Provide NOI

the NOI team last promised: We will process the noi for the same...

⏳ filed on the IGR site — promised, mail 2 (2026-08-27) “We will process the noi for the same...”

read over 2 mail(s), last mail 2026-08-27 · read 28d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

NOI case NOI-2026-00734 — pending documents

how it will look to the branch

Dear Team,

With reference to the captioned case (LAN: HOU/PM/0426/5061363), the following is pending from your end:

Sanction Letter — not received yet
Applicant's Aadhaar Card — not received yet
Applicant's PAN Card — not received yet
Payment Screenshot with UTR — not received yet

These are needed for the GRAS challan; the challan is what your disbursement waits on, so it helps to send them together.

Kindly share the above on this same email thread. The NOI filing timeline (30 days from the date of mortgage) applies, so early documents help us protect it.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

PR pradip.rathod@phfl.com phfl.com
27 Aug, 12:18 · 47d ago THE APP JOINED HERE — earlier mails are on Gmail

Re[2]: kindly process the NOI in case of : HOU/PM/0426/5061363 : KOYENA MISHRA.

📎 Outlook-PNB image.png ↗

Dear Team,

Kindly Provide NOI

Thanks & Regards,
Pradip Rathod
Branch Operation Executive
Pimpri-Chinchwad
Office No 302, Third Floor, Gheewala Complex, Pimpri Chinchwad Pune, 411033
Mobile : 7219181761

earlier mails quoted below

From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 05/30/26 23:10
To: Pankaj Kokate ( pankaj.kokate@pnbhousing.com )
Cc: Pavan Haridas Badgujar ( pavan.badgujar@phfl.com ), Nelvin Varghese ( nelvin.varghese@pnbhousing.com ), Suraj Deshpande ( suraj.deshpande@pnbhousing.com ), pimpri ( pimpri@pnbhousing.com )
Subject:  Re: kindly process the NOI in case of : HOU/PM/0426/5061363 : KOYENA MISHRA.

 Exercise  Secured by Check Point

Dear team

Challan site is not working, once the site restore we will shared the challan

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Sat, 30 May 2026 at 20:55, Pankaj Kokate < pankaj.kokate@pnbhousing.com > wrote:
Hi team,

Pls share The challan

Get  Outlook for iOS

Internal
From:  THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent:  Saturday, May 30, 2026 7:20:41 PM
To:  Pavan Haridas Badgujar < pavan.badgujar@phfl.com >
Cc:  Pankaj Kokate < pankaj.kokate@pnbhousing.com >; Nelvin Varghese < nelvin.varghese@pnbhousing.com >
Subject: Re: kindly process the NOI in case of : HOU/PM/0426/5061363 : KOYENA MISHRA.

 Exercise  Secured by Check Point

Dear Team

We acknowledge the receipt of your mail documents and payment.We will initiate the challan for the same.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Sat, 30 May 2026 at 16:59, Pavan Haridas Badgujar < pavan.badgujar@phfl.com > wrote:
Hi Team,
Kindly provide the NOI challan in captioned case.
Regards,
Pavan Badgujar
TL
8600596763

Internal

🤖 read: asks for the e-filing copy — “Kindly Provide NOI”

OL The NOI teamTYPED IN GMAIL
27 Aug, 13:50 · 47d ago

Dear Team We will process the noi for the same...

Regards,   NOI Coordinator (PNB)     ThinkBigz    M:-8097244974

earlier mails quoted below

On Thu, 27 Aug 2026 at 12:18, Pradip Subhash Rathod < pradip.rathod@phfl.com > wrote:   
  Dear Team,     Kindly Provide NOI       Thanks & Regards,     Pradip Rathod     Branch Operation Executive    Pimpri-Chinchwad    Office No 302, Third Floor, Gheewala Complex, Pimpri Chinchwad Pune, 411033    Mobile : 7219181761              ----- Original Message -----    From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )  Date: 05/30/26 23:10  To: Pankaj Kokate ( pankaj.kokate@pnbhousing.com )  Cc: Pavan Haridas Badgujar ( pavan.badgujar@phfl.com ), Nelvin Varghese ( nelvin.varghese@pnbhousing.com ), Suraj Deshpande ( suraj.deshpande@pnbhousing.com ), pimpri ( pimpri@pnbhousing.com )  Subject:  Re: kindly process the NOI in case of : HOU/PM/0426/5061363 : KOYENA MISHRA.           Exercise  Secured by Check Point        Dear team     Challan site is not working, once the site restore we will shared the challan          Regards,   NOI Coordinator (PNB)     ThinkBigz    M:-8097244974          On Sat, 30 May 2026 at 20:55, Pankaj Kokate < pankaj.kokate@pnbhousing.com > wrote:    Hi team,     Pls share The challan         Get   Outlook for iOS     Internal    From:  THINKBIGZ NOI < pnb.noifilling@gmail.com >  Sent:  Saturday, May 30, 2026 7:20:41 PM  To:  Pavan Haridas Badgujar < pavan.badgujar@phfl.com >  Cc:  Pankaj Kokate < pankaj.kokate@pnbhousing.com >; Nelvin Varghese < nelvin.varghese@pnbhousing.com >  Subject: Re: kindly process the NOI in case of : HOU/PM/0426/5061363 : KOYENA MISHRA.          Exercise  Secured by Check Point         Dear Team     We acknowledge the receipt of your mail documents and payment.We will initiate the challan for the same.           Regards,   NOI Coordinator (PNB)     ThinkBigz    M:-8097244974          On Sat, 30 May 2026 at 16:59, Pavan Haridas Badgujar < pavan.badgujar@phfl.com > wrote:       Hi Team,    Kindly provide the NOI challan in captioned case.      Regards,     Pavan Badgujar  TL  8600596763         Internal            

Dear Team

We will process the noi for the same...

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Thu, 27 Aug 2026 at 12:18, Pradip Subhash Rathod <pradip.rathod@phfl.com>
wrote:

Dear Team,

Kindly Provide NOI

Thanks & Regards,

*Pradip Rathod*

Branch Operation Executive

Pimpri-Chinchwad

Office No 302, Third Floor, Gheewala Complex, Pimpri Chinchwad Pune, 411033

Mobile : 7219181761

[image: cid:image002.jpg@01D4388E.04228670]

----- Original Message -----
------------------------------
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 05/30/26 23:10
To: Pankaj Kokate (pankaj.kokate@pnbhousing.com)
Cc: Pavan Haridas Badgujar (pavan.badgujar@phfl.com), Nelvin Varghese (
nelvin.varghese@pnbhousing.com), Suraj Deshpande (
suraj.deshpande@pnbhousing.com), pimpri (pimpri@pnbhousing.com)
Subject: Re: kindly process the NOI in case of : HOU/PM/0426/5061363 :
KOYENA MISHRA.

 Secured by Check Point
Dear team

Challan site is not working, once the site restore we will shared the
challan

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Sat, 30 May 2026 at 20:55, Pankaj Kokate <pankaj.kokate@pnbhousing.com>
wrote:

> Hi team,
>
> Pls share The challan
>
> GetOutlook for iOS
> <https://protect.checkpoint.com/v2/r05/___https://aka.ms/o0ukef___.YXBzMTpwbmJob3VzaW5nOmM6bzoyYTA4MmMzN2IwNzFkZWJmNzMzMzI3Mzc0NjkyNWM5Nzo3OjZlZGM6YTk3NmFkNTZkMTQ0Y2M0Y2ZmNDlhZDJiYzhhNTAzZDZkM2ZlNTVmYmU1Njk0MDY4NjZkODdlMGI5ZWU2YTg0ODpoOkY6Rg>
>
> Internal
> ------------------------------
> *From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
> *Sent:* Saturday, May 30, 2026 7:20:41 PM
> *To:* Pavan Haridas Badgujar <pavan.badgujar@phfl.com>
> *Cc:* Pankaj Kokate <pankaj.kokate@pnbhousing.com>; Nelvin Varghese <
> nelvin.varghese@pnbhousing.com>
> *Subject:*Re: kindly process the NOI in case of : HOU/PM/0426/5061363 :
> KOYENA MISHRA.
>
>  > Secured by Check Point
>   Dear Team
>
> We acknowledge the receipt of your mail documents and payment.We will
> initiate the challan for the same.
>
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Sat, 30 May 2026 at 16:59, Pavan Haridas Badgujar <
> pavan.badgujar@phfl.com> wrote:
>
> Hi Team,
>
> Kindly provide the NOI challan in captioned case.
>
> *Regards,*
>
> Pavan Badgujar
>
> TL
>
> 8600596763
>
> [image: PNB image]
>
> Internal
>
>

🤖 read: The NOI Team states they will process the NOI.

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

For the e-filing visit later (not for the challan): Applicant's Selfie / Photo, Index II copy / Title document

Document	File — click to open	Status	When
Other	Outlook-PNB image.png	filed	42d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

No payment recorded yet. When money reaches our account (or the branch sends a screenshot), it shows here.

Fee working (ours)

No fee computed yet — it appears the moment the loan amount is known.

Property (must be perfect)

No property read yet — it fills itself from the sanction letter, the legal report, the technical report, the mail, or the Index II.

Parties

Role	Name	PAN	Aadhaar
mortgagor	Outlook Pnb

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
document chase	pradip.rathod@phfl.com	42d ago
document chase	pradip.rathod@phfl.com	39d ago
document chase	pradip.rathod@phfl.com	36d ago
document chase	pradip.rathod@phfl.com	29d ago
document chase	pradip.rathod@phfl.com	26d ago

What the engine read from each document — check anything marked in red

Other Outlook-PNB image.png needs your check

payments inside
kind: other; payments: []

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}

Technical record (for Abhijit — safe to ignore)

17d ago	system:ingest	mail_read_as_shown	{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
24d ago	system:payments	hidden_payment_scan	{'file': 'Outlook-PNB image.png', 'kind': 'other', 'found': 0, 'doc_id': '821e0400-252b-4b79-9d37-2e5c1da38255', 'fetched': True}
26d ago	system:extract	boxes_gathered	{'how': 'uri', 'why': 'quick sweep', 'docs': ['Outlook-PNB image.png'], 'notes': None, 'filled': {}, 'unsure': [], 'differs': 0, 'seconds': 8.3, 'rejected': [], 'confirmed': [], 'unassigned': [], 'still_empty': ['party.e
26d ago	system:extract	party_from_case_name	{'why': 'no KYC read yet — the applicant named on the case holds the boxes gathered from the letter and the mail until the cards land', 'name': 'Outlook Pnb'}
26d ago	system:emails	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Loan amount (with insurance, if any)', 'Payment Screenshot
26d ago	system:emails	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Loan amount (with insurance, if any)', 'Payment Screenshot
26d ago	system:emails	email_shadowed:doc_chase	{'to': 'pradip.rathod@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/PM/0426/5061363), the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n 2. Applicant'
26d ago	system:emails	draft_withdrawn	{'why': 'a fresher chase replaces it — the asks changed', 'count': 1}
28d ago	system:ingest	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': [], 'mails': 2, 'summary': 'The case is in its
29d ago	system:emails	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Loan amount (with insurance, if any)', 'Payment Screenshot
29d ago	system:emails	email_shadowed:doc_chase	{'to': 'pradip.rathod@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/PM/0426/5061363), the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n 2. Applicant'
29d ago	system:emails	draft_withdrawn	{'why': 'a fresher chase replaces it — the asks changed', 'count': 1}
36d ago	system:emails	email_shadowed:doc_chase	{'to': 'pradip.rathod@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/PM/0426/5061363), the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n 2. Applicant'
36d ago	system:emails	draft_withdrawn	{'why': 'a fresher chase replaces it — the asks changed', 'count': 1}
39d ago	system:emails	email_shadowed:doc_chase	{'to': 'pradip.rathod@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/PM/0426/5061363), the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n 2. Applicant'
39d ago	system:emails	draft_withdrawn	{'why': 'a fresher chase replaces it — the asks changed', 'count': 1}
40d ago	system:reconcile	extra_challan_scanned	{'found': 0}
40d ago	system:reconcile	name_healed	{'why': 'the case had no name; its own documents/mails carried one', 'name': 'Outlook Pnb'}
40d ago	system:reconcile	name_from_filename	{'why': "no name in any mail or document reading — taken from an attachment's name; correct it on the case if wrong", 'name': 'Outlook Pnb', 'files': ['Outlook-PNB image.png']}
42d ago	system:emails	email_shadowed:doc_chase	{'to': 'pradip.rathod@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/PM/0426/5061363), the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n 2. Applicant'
42d ago	system:ingest	document_received	{'file': 'Outlook-PNB image.png', 'doc_type': 'other', 'confidence': 1.0}
42d ago	system:ingest	case_created	{'lan': 'HOU/PM/0426/5061363', 'bank': 'PNB_HFL', 'thread_id': '19e78a59a6d1fcf7'}

Case diary the case’s history — what happened, newest day first

Papers

4 still needed for the challan

Sanction Letter, Applicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR

Money

No figure yet

It appears the moment the loan amount is known.

Challan & filing

Not yet

The challan waits on the papers and the money above.

Next — whose move

The branch

papers pending

26 Sep1 thing

mail read as shown