⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Naval
Waiting for the Index IIMails & papers 7 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
26 Sep, 13:46
Documents
Payment
Challan
done 30 Sep, 10:00 · GRAS ↗
Filing
waiting 13d 12h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The branch has sent all the required documents and the NOI team has shared the challan. The NOI team needs to file the NOI on the IGR site.whole case so far 17d 9h
Needs your eyes1
Challan on file does not agree with the case. Open it before paying or sharing.
CONFIRM THE PROPERTY — then file
The engine read these from the technical report. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Jalgaon
Taluka
Jamner
Village
Jamner Shivar
Number type
GAT
Number
Nph No. 3287/85
Building
Nph No. 3287/85
Floor
Ground
Flat / shop no
Plot No. 85(North Side Part)
Area
61.69
Hadd
Municipal Council
Read from the technical report, not the Index II. IND_APF_REPORT_10323646VAL1 (1).pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (17d ago) — open the verification page; they are marked in red.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• Mortgagor pages: PUNAM NAVAL RATHOD is named on the sanction letter (KFSLetter_77000342856.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 18 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• Loan Amount: 27,37,000 — the figure the paid challan prints (NAVAL RAMCHANDRA RATHOD EchallanMH010904, GRN MH010904135202627E); the case holds 27,36,435. The notice is filed on the challan that was paid.
• check — property Flat No: the portal takes at most 10 characters in this box — this is 28 (PLOT NO. 85(NORTH SIDE PART))
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
The made challan does not match the case: consideration (CA) on the challan Rs.2737000 — the loan amount is Rs.2736435 — open the challan file and check before anything is shared.
Historywhat happened on this case, newest first
10 Oct3 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02523 | 77000342856
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
30 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02523 | 77000342856
28 Sep1 thing — 1 step
case read — by ezdocs:reader
27 Sep1 thing — 1 step
case read — by ezdocs:reader
26 Sep65 things — 7 documents received · 6 letters written · 1 money step · 3 cautions · 48 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
desk documents backfill
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
NAVAL RAMCHANDRA RATHOD EchallanMH010904135202627E.pdf
copilot check issues — by copilot
copilot pick — by copilot
quoted history checked
extra challan scanned
The home address was read off the papers — by ezdocs:reader
property self check
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02523
box disagreement
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02523
acknowledged with advice
An old draft withdrew itself — its asks were already answered
screenshot claim recorded
Received: Payment screenshot
IMG-20260926-WA0010.jpg
Nothing new to ask for — stayed quiet
boxes gathered
address compared
challan boxes composed
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02523
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-02523
The branch's own fee working disagrees with the law
case read — by ezdocs:reader
box disagreement
box disagreement
box disagreement
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
documents read together
PAN found inside the KYC file — no need to ask for it
money settled — by ezdocs:reader
money corrected from papers
money settled — by ezdocs:reader
money not settled
applicant email captured
Property checked by the engine — read from the report, every box that names the flat is there
insurance twin detected
Property read from the legal / technical report (the sanction letter had none)
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Sanction letter
KFSLetter_77000342856.pdf
Received: PAN card
naval Rathod kyc.pdf
Received: Selfie
live photo naval.pdf
Received: Sanction letter
InsKFSLetter_77000342857.pdf
Received: Technical report
IND_APF_REPORT_10323646VAL1 (1).pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
8 of 9 in hand · the challan is done — these are for the filing / KYC
✓Technical reportopen
✓Sanction letteropen
✓Selfie / photoopen
✓PAN cardopen
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 7 files
Moneyall of it is in
₹23,960.18
Reached our account 26 Sep 13:47:13.
How we know
Our own bank told us — 26 Sep 13:47
₹23,950 · UTR 358529252943 · from BP-HDFCBN-S
“Successful! You have received Rs. 23950.00 via HDFC Bank SmartHub Vyapar from PARESH SHA . RRN-358529252943 , Check: https://1.hdfc.bank.in/HDFCBK/s/yoy9JP1g”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%8,220
Registration fee 0.5%13,690
Government handling350
Our service fee1,700
Total we ask for23,960.18
By law ₹23,941.49. We ask ₹23,960 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
Plot No. 85(North Side Part), Ground, Nph No. 3287/85, GAT, Nph No. 3287/85, Jamner Shivar, 424206
read from the technical report · e-filing boxes 32 of 34 ready
Check the property →the boxes beside the paper
People
NAVAL RAMCHANDRA RATHOD · applicantAZBPR5827J
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