⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Chavan Prashant Kewal
Mails & papers 6 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 15:08
Documents
Payment
Challan
done 1 Oct, 10:00 · GRAS ↗
Filing
took 8d 5h · IGR e-filing ↗
E-filing copy
done 9 Oct, 16:00
Index II
waiting 4d 6h
their moveIndex II pending · the trail says: The bank branch has sent the loan documents and payment details, and the NOI team has created and shared the challan. The NOI team is now waiting for the…whole case so far 13d 7h
Needs your eyes2
₹14,280 is counted on NOI-2026-02581, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page.
2 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
9 Oct5 things
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990810260486.pdf
6 Oct17 things — 1 document received · 16 steps
The branch's title document is on the case — the filing is the NOI team's move
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
address compared
documents read together
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
index2 pan differs
index2 pan differs
Index II (title document) received from the branch
Received: Index II
Chavan Prashant Index 2.pdf
1 Oct2 things — 1 letter written · 1 step
An old draft withdrew itself — its asks were already answered
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02967 | HOU/NSK/0926/5228667
30 Sep72 things — 11 documents received · 5 letters written · 1 money step · 55 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
CHAVAN PRASHANT KEWAL EchallanMH011167087202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
whole file hold — by copilot
reading boxes not the papers words — by copilot
challan boxes by rules
reader mail addition — by ezdocs:reader
reader mail addition — by ezdocs:reader
quoted history checked
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case
An old draft withdrew itself — its asks were already answered
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
EzDocs read the whole trail as one conversation — where the case stands is on the page
extra challan scanned
property self check
The home address was read off the papers — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0926/5228667 Applicant Name : CHAVAN PRASHANT KEWAL
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes by rules
money settled — by ezdocs:reader
money settled — by ezdocs:reader
document read again
kyc address read
property numbers completed
property attrs split
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
document read again
Wrote the documents acknowledged mail — held, silent mode
NOI case
claim inside desk buffer
acknowledged with advice
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
applicant email captured
Property address read from the sanction letter
Received: other
image001.jpg
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
roles from letter
Co-applicant added
document read again
Received: other
image002.jpg
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Received: Sanction letter
DocScanner 30-Sep-2026 11-05 AM.pdf
Received: Aadhaar
DocScanner 22-Sep-2026 12-33 PM (1).pdf
Received: PAN card
DocScanner 22-Sep-2026 12-33 PM.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Payment proof arrived before the case was quoted — held
This payment is counted on another case too — a person must say whose it is
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
DocScanner 30-Sep-2026 12-22 PM (1).pdf
Received: PAN card
DocScanner 22-Sep-2026 12-33 PM (2).pdf
Received: Selfie
DocScanner 30-Sep-2026 12-22 PM.pdf
Received: Aadhaar
DocScanner 22-Sep-2026 12-32 PM.pdf
Received: Payment screenshot
DocScanner 30-Sep-2026 12-21 PM.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
9 of 9 in hand · the challan is done — these are for the filing / KYC
✓Aadhaar cardopen
✓Selfie / photoopen
✓PAN cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 13 files
The file, as the engine remembers it9 open
We prepared the challan and e-filing details using the sanction letter, which is the only property paper on this file. The loan amount is 15,60,000, which includes 15,00,000 sanctioned loan plus 60,000 financed insurance. The property is Plot No. 08, Survey No. 35/2/A in Mouje Pimpalgaon Khamb, Nash
○CHAVAN PRASHANT KEWAL — home building — the branch
○CHAVAN PRASHANT KEWAL — home flat — the branch
○CHAVAN VAISHALI PRASHANT — mobile — the branch
○CHAVAN VAISHALI PRASHANT — e-mail — the branch
○CHAVAN VAISHALI PRASHANT — home building — the branch
○CHAVAN VAISHALI PRASHANT — home flat — the branch
○property — building — the branch
○property — floor — the branch
✗the papers disagree on Missing registered title papers (the sanction letter: loan of 15,60,000 on Plot No 08, S No 35/2/A, Pimpalgaon Kha) — a person — Ask the branch to provide the registered Index II / Sale Deed and the Technical and Legal reports for this property.
?unsure of Area — The sanction letter does not print the area of the plot.
?unsure of Local Body Name — No title papers are on the file to show the local body limits clause.
?unsure of Date of Mortgage — The Memorandum of Deposit of Title Deeds (MOTD) is missing from the file.
the branch's last mail (2026-10-06): The branch has attached the Index 2 copy for the loan. · brought: Index II copy · settled: disagree:9569d795
read once, kept; every new mail and paper is read against this note · kept 2026-10-06T05:01 UTC
Moneyall of it is in
₹14,320.76
Reached our account 30 Sep 12:21:09.
How we know
Our own bank told us — 30 Sep 12:21
₹14,280 · UTR 810568211582 · from AD-HDFCBK-S · a/c …6969
“Credit Alert!
Rs.14280.00 credited to HDFC Bank A/c XX6969 on 30-09-26 from VPA 7219265830-4@axl (UPI 810568211582)”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%4,690
Registration fee 0.5%7,810
Government handling320
Our service fee1,500
Total we ask for14,320.76
By law ₹14,300. We ask ₹14,320 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
8, GAT, 35/2/A, Pimpalgaon Khamb, 422010
read from the Index II · e-filing boxes 36 of 46 ready
Check the property →the boxes beside the paper
People
CHAVAN PRASHANT KEWAL · applicantAGLPC2425NCHAVAN VAISHALI PRASHANT · co-applicantBEZPC9680Q
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