Tushar Dnyandev Avchare
everything the challan needs, and where each one stands
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Day by day — every step and who held it
Next step
Waiting on the branch
Outstanding: Applicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR. EzDocs has asked — nothing to do here unless you want to phone the branch.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| The PAN card | TUSHAR DNYANDEV AVCHARE |
| The sanction letter DIFFERS | MR. TUSHAR DNYANDEV AVACHARE |
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper17 Oct, 12:06 · 9h ago THE FIRST MAIL — how this case began
Please Provide NOI Calculation in the case of Mr.
17 Oct, 12:24 · 9h ago
pfa calculation
NOI
CALCULATOR
NOI Govt Fees
320
Service Fees for NOI
1600
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| A mail's picture (a signature logo, a banner) — not a paper | 1762758904951000_740789778.png | filed | 9h ago |
| Sanction letter | SANCTION_202033MHPNEBRMTA0000009526132026104942Sanction.PDF | filed | 9h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹17,300.89
waiting for the credit
—
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹5,770 | ₹9,610 | ₹320 | ₹1,600 | ₹17,300 |
Property (must be perfect)
The property, paper by paper side by side, the main paper first
NO :FLAT NO 104, FIRST FLOOR, NA, STREET NAME:JALOCHI PIMPALI ROAD,FLOORNO:1 GAJAKAS INFRA,GAJAKAS ESTATE, GUNAWADI,NEAR VIDYA PRATISHTHAN SCHOOL PIMPALI,BARAMATI,MAHARASHTRA,413102
413102
FLAT NO 104 FIRST FLOOR NA JALOCHI PIMPALI ROAD 1 GAJAKAS INFRA GAJAKAS ESTATE GUNAWADI
NEAR VIDYA PRATISHTHAN SCHOOL PIMPALI BARAMATI MAHARASHTRA
MAHARASHTRA
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | Tushar Dnyandev Avchare |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | asifyunus.shaikh@hindujahousingfinance.com | 9h ago |
| document chase | asifyunus.shaikh@hindujahousingfinance.com | 9h ago |
What EzDocs read from each document — check anything marked in red
MH/PNE/BRMT/A000000952
True
Purchase New
{'name': 'MR. TUSHAR DNYANDEV AVACHARE', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'MRS. PRIYANKA KAMLAKAR POL', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant (s)'}
Housing / Purchase New
1.0
how: read by a rule from the paper's own print; no reader asked; bank: HINDUJA_HFL; form: Hinduja Housing offer cum sanction letter; checks: ['the page foot names the same borrower', 'the sanctioned amount is printed as
HHF-PLR ( HHF - PLR ) 13.3%; ROI in % p.a. 13.50% Per Annum
1920000.0
1920000.0
13.5
12 Jun 2026
13.3
MR. TUSHAR DNYANDEV AVACHARE, MRS. PRIYANKA KAMLAKAR POL
Health Insurance Premium 28800, Life Insurance Premium 48000, Property Insurance Premium 38400
False
False
pin: 413102; state: MAHARASHTRA; Address: NO :Flat No 104, First Floor, NA, Street Name:Jalochi Pimpali Road,FloorNo:1 Gajakas Infra,Gajakas Estate, Gunawadi,Near Vidya Pratishthan School Pimpali,Baramati,Maharas
Sanctioned Amount
NO :Flat No 104, First Floor, NA, Street Name:Jalochi Pimpali Road,FloorNo:1 Gajakas Infra,Gajakas Estate, Gunawadi,Near Vidya Pratishthan School Pimpali,Baramati,Maharashtra,413102
MILINDNAGAR , NA , SANGAVI PUNE SANGAVI MAHARASHTRA , , Rural , Baramati , Maharashtra , India - 413102
raw reading (for Abhijit)
{'lan': 'MH/PNE/BRMT/A000000952', 'legible': True, 'purpose': 'Purchase New', 'borrowers': [{'name': 'MR. TUSHAR DNYANDEV AVACHARE', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'MRS. PRIYANKA KAMLAKAR POL', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant (s)'}], 'loan_type': 'Housing / Purchase New', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'HINDUJA_HFL', 'form': 'Hinduja Housing offer cum sanction letter', 'checks': ['the page foot names the same borrower', 'the sanctioned amount is printed as a figure (1920000)'], 'case_bank': 'HINDUJA_HFL'}, 'rate_words': 'HHF-PLR ( HHF - PLR ) 13.3%; ROI in % p.a. 13.50% Per Annum', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1920000.0, 'rate_spread': None, 'final_amount': 1920000.0, 'interest_rate': 13.5, 'quality_issue': None, 'sanction_date': '12 Jun 2026', 'letter_version': None, 'reference_rate': 13.3, 'applicant_email': None, 'applicant_names': ['MR. TUSHAR DNYANDEV AVACHARE', 'MRS. PRIYANKA KAMLAKAR POL'], 'insurance_lines': ['Health Insurance Premium 28800', 'Life Insurance Premium 48000', 'Property Insurance Premium 38400'], 'printed_altered': False, 'applicant_mobile': None, 'balance_transfer': False, 'property_address': {'pin': '413102', 'state': 'MAHARASHTRA', 'full_address': 'NO :Flat No 104, First Floor , NA , Street Name:Jalochi Pimpali Road ,FloorNo:1 Gajakas Infra,Gajakas Estate, Gunawadi,Near Vidya Pratishthan School Pimpali,Baramati,Maharashtra,413102'}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Amount', 'includes_insurance': None, 'total_with_insurance': None, 'security_address_verbatim': 'NO :Flat No 104, First Floor , NA , Street Name:Jalochi Pimpali Road ,FloorNo:1 Gajakas Infra,Gajakas Estate, Gunawadi,Near Vidya Pratishthan School Pimpali,Baramati,Maharashtra,413102', 'applicant_address_verbatim': 'MILINDNAGAR , NA , SANGAVI PUNE SANGAVI MAHARASHTRA , , Rural , Baramati , Maharashtra , India - 413102'}Technical record (for Abhijit — safe to ignore)
| 2h ago | EzDocs | reader_mail_addition | {'fp': '1618672f6df53009', 'add': {}, 'why': "The paper's address is FLAT NO 104 FIRST FLOOR NA JALOCHI PIMPALI ROAD 1 GAJAKAS INFRA GAJAKAS ESTATE GUNAWADI NEAR VIDYA PRATISHTHAN SCHOOL PIMPALI BARAMATI MAHARASHTRA. The |
| 2h ago | EzDocs | reader_home_address | {'fp': '84cc9fea1c24a41e', 'from': 'the sanction letter (SANCTION_202033MHPNEBRMTA0000009526132026104942Sanction.PDF)', 'home': {'pin': '413102', 'area': 'MILINDNAGAR', 'state': 'Maharashtra', 'district': 'Baramati', 'vi |
| 8h ago | EzDocs | quoted_history_checked | {} |
| 8h ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 9h ago | EzDocs | chase_held_back | {'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Payment Screenshot with UTR', 'Payment of Rs. 17,300.89 — |
| 9h ago | EzDocs | desk_quote_read | {'ff': 9610.0, 'sd': 5770.0, 'msg': '1a148a3d0de04394', 'why': "the team's own calculator mail — read so its base is checked against the sanction letter (never proof of money)", 'base': 1920000.0, 'total': 17300.0} |
| 9h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 17 Oct, 12:24 sent the calculation — the draft it answers is taken off", 'count': 1, 'kinds': ['fee_quote']} |
| 9h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-17T06:37:47', 'why': 'reading', 'open': 19, 'mails': [{'at': '2026-10-17 06:36', 'id': '1a1489398f1ec05e', 'from': 'branch', 'gist': 'The branch is asking for the NOI calculation for a specific |
| 9h ago | EzDocs | branch_from_reading501 | {'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'BARAMATI'} |
| 9h ago | EzDocs | case_read | {'how': 'uri', 'tag': '4382ed0db1f27227', 'docs': ['SANCTION_202033MHPNEBRMTA0000009526132026104942Sanction.PDF'], 'loan': {'amount': 1920000.0, 'made_of': [{'what': 'Sanctioned Amount', 'paper': 'sanction letter', 'quot |
| 9h ago | EzDocs | email_shadowed:doc_chase | {'to': 'asifyunus.shaikh@hindujahousingfinance.com', 'body': "Team,\n\nKindly share the following to process the challan:\n\n 1. Applicant's Aadhaar Card — not received yet\n 2. Applicant's PAN Card — not received yet\ |
| 9h ago | EzDocs | email_shadowed:fee_quote | {'to': 'asifyunus.shaikh@hindujahousingfinance.com', 'body': "Team,\n\nKindly check the calculation and account details (LAN: MH/PNE/BRMT/A000000952).\n\n NOI Charges & Service Fees Calculator - EZDOCS\n Loan Amount |
| 9h ago | EzDocs | receivable_created | {'expected': 17300.89} |
| 9h ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['SANCTION_202033MHPNEBRMTA0000009526132026104942Sanction.PDF'], 'after': {'addresses': {'people': [['Tushar Dnyandev Avchare', [['sanction_letter', 'same_spelling']]]], 'propert |
| 9h ago | EzDocs | address_compared | {'sig': 'ca7a4bade39baba0', 'why': 'after gather', 'people': [{'home': 'MILINDNAGAR, NA, SANGAVI PUNE SANGAVI, BARAMATI, MAHARASHTRA, 413102', 'person': 'Tushar Dnyandev Avchare', 'against': [{'src': 'sanction_letter', ' |
| 9h ago | EzDocs | challan_boxes_by_rules | {'fp': '4102cc8d5add66f1', 'why': "EzDocs' city is not the case's district (PUNE)", 'anew': 'first'} |
| 9h ago | EzDocs | money_settled | {'fp': '3d503ba5105e7e6e', 'held': 1920000.0, 'asked': True, 'action': 'agrees', 'agrees': True, 'amount': 1920000.0, 'papers': [{'lan': 'MH/PNE/BRMT/A000000952', 'file': 'SANCTION_202033MHPNEBRMTA0000009526132026104942S |
| 9h ago | EzDocs | pages_trimmed480 | {'of': 23, 'why': "a long paper's pages that carry the facts go to EzDocs; the rest (photos, annexures) do not", 'file': 'SANCTION_202033MHPNEBRMTA0000009526132026104942Sanction.PDF', 'kept': [1, 2, 3, 4, 5, 6, 7, 8, |
| 9h ago | EzDocs | party_from_case_name | {'why': 'no KYC read yet — the applicant named on the case holds the boxes gathered from the letter and the mail until the cards land', 'name': 'Tushar Dnyandev Avchare'} |
| 9h ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 2, 'seconds': 5.7, 'workers': 2} |
| 9h ago | EzDocs | case_read_started | {'tag': '4382ed0db1f27227', 'why': 'arrival', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'} |
| 9h ago | EzDocs | property_address_extracted | {'confidence': 1.0, 'Address': 'NO :Flat No 104, First Floor, NA, Street Name:Jalochi Pimpali Road,FloorNo:1 Gajakas Infra,Gajakas Estate, Gunawadi,Near Vidya Pratishthan School Pimpali,Baramati,Maharashtra,41310 |
| 9h ago | EzDocs | letter_read_from_print512 | {'lan': 'MH/PNE/BRMT/A000000952', 'why': "the letter is a form the playbook knows and the bank's own system wrote it: its print is read by a rule, every figure checked against its own words, and no reader is asked", 'for |
| 9h ago | EzDocs | document_received | {'file': 'SANCTION_202033MHPNEBRMTA0000009526132026104942Sanction.PDF', 'doc_type': 'sanction_letter', 'confidence': 0.99} |
| 9h ago | EzDocs | document_received | {'why': "a mail's picture — a signature logo, a banner, an icon (an image of 184 x 39 pixels, 11 KB) — kept with the mail, never sent to a reading", 'file': '1762758904951000_740789778.png', 'doc_id': 'b2e01424-9a88-483b |
| 9h ago | EzDocs | case_created | {'lan': 'MH/PNE/BRMT/A000000952', 'bank': 'HINDUJA_HFL', 'name': 'Tushar Dnyandev Avchare', 'named_by': 'the reading of the mail', 'thread_id': '1a1489398f1ec05e'} |