⚠The PNB mailbox has used 155% of what Google lets it send in 24 hours (776 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-00585
PRAFULLA ANANDRAO CHATRESHWAR
LAN HOU/NAG/0726/5161699
Index II shared · done
All documentsMails & papers 6Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs2 still to come
5 of 7 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Aadhaar cardopen
✓PAN cardopen
✓Selfie / photoopen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
All files (9)A label is wrong? Fix it under All documents.
For you to check
- The work is done — our fee of ₹22,830.71 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹22,830.71CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹22,800; we wait for the credit itself
Ask for the exact ₹22,830.71. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%7,880
Registration fee 0.5%13,130
Government handling320
Our service fee1,500.71
Total we ask for22,830.71
Screenshot ₹22,800 — ₹31 under our ask, not below the real calculation ₹22,800. Counts as full. Nothing to ask.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-18 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 14 Oct 19:41 — 20 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹22,820. We ask ₹22,830 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 27 h 36 minour time · 3 Sep 17:05
Index II 323 h 33 minour time · 8 Oct 13:02
the NOI team 37 d 16 hthe branch 13 d 2 htotal 50 d 19 h
Complete.
Day by day — every step and who held it
18 Aug 18:00Your branch's mail
31 Aug 20:47Papers from your branch+13 d 2 h · the branch
31 Aug 20:51Papers read+4 min · the NOI team
31 Aug 20:51Property readat once
31 Aug 20:52Papers read+1 min · the NOI team
3 Sep 17:05Challan made+2 d 20 h · the NOI team
20 Sep 10:57Fee quoted+16 d 17 h · the NOI team
8 Oct 13:02Index II sent+18 d 2 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹26,25,000
Loan account no.
HOU/NAG/0726/5161699
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
Where this case stands — the whole trailread by EzDocs as one conversation
The branch has sent all required documents and the team has created and shared the challan. The team needs to file the NOI on the IGR site.
the history says the next move is with the NOI team — NOI filing
the branch last asked: process for NOI
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 (2026-08-31) “Please find the attached documents and provide paid challan.”
✓ fee paid — the branch's words — done, mail 2 (2026-08-31) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 3 (2026-08-31) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-08-31) “PFA challan for your reference.”
✓ Index II asked for — done, mail 2 (2026-08-31) “For NOI filing, We need a registered sale deed copy..”
✓ Index II / sale deed sent by the branch — done, mail 4 (2026-09-29) “Please find the attached Sale deed and process for NOI.”
read over 4 mail(s), last mail 2026-09-29 · read 15d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it here
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 30d ago — all agree.
2File the NOI on the IGR site, then tell the branch
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
GH
gulshan.harode1@pnbhousing.com pnbhousing.com
31 Aug, 20:47 · 44d ago THE APP JOINED HERE — earlier mails are on Gmail
31 Aug, 20:47 · 44d ago THE APP JOINED HERE — earlier mails are on Gmail
RE: Request for challan and NOI - HOU/NAG/0726/5161699 PRAFULLA A CHATRESHWAR
📎 DocScanner Aug 18, 2026 17-26-1(2577665517↗📎 IMG_20260818_173445.jpg↗📎 IMG_20260818_173513.jpg↗📎 IMG_20260817_153908.jpg↗📎 IMG_20260818_173502.jpg↗📎 IMG-20260818-WA0031.jpg↗📎 IMG-20260714-WA0003.jpg↗📎 IMG_20260818_173427.jpg↗📎 image001.jpg↗
Dear Team,
Please find the attached documents and provide paid challan.
Thanks & Regards,
Gulshan Harode
Area Sales manager
PNB Housing Finance Limited,
1 st Floor,
Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001
Tel : 0712 – 2533460
Mobile: 9423402562
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent: Tuesday, August 18, 2026 6:29 PM
To: Bharati Bhope <bharati.bhope@phfl.com>
Cc: Gulshan Harode 1 <gulshan.harode1@pnbhousing.com>; Sudhir Chandekar <sudhir.chandekar@phfl.com>; Ashish A Ingale <ashish.ingale@phfl.com>; Sunil Mishra <sunil.mishra@pnbhousing.com>; Bhumeshwar Satpute <bhumeshwar.satpute@pnbhousing.com>; Pravin
Waghmare <pravin.waghmare@pnbhousing.
earlier mails quoted below
On Tue, 18 Aug 2026 at 18:00, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website –
www.pnbhousing.com
----- Forwarded Message -----
From: Ashish Ingale (asingale82.sjfil@gmail.com)
Date: 08/18/26 17:41
To:
bharati.bhope@phfl.com
Cc:
sudhir.chandekar@phfl.com
Subject:
NOI PAYMENT DONE IN THE CASE OF PRAFULLA CHATRESHWAR
Exercise Secured by Check Point
PFA
Thanks & Regards
ASHISH INGALE
7020790210/9226512426
E-Mail-asingale82.sjfil@gmail.com
🤖 read: asks for the challan; documents attached — “Please find the attached documents and provide paid challan.”
3 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
31 Aug, 20:53 · 44d ago
31 Aug, 20:53 · 44d ago
Team,We acknowledge the receipt of your mail documents and payment.
We will initiate the challan for the same.
For NOI filing, We need a registered sale deed copy..
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 31 Aug 2026 at 20:51, Gulshan Harode 1 < gulshan.harode1@pnbhousing.com > wrote:
Dear Team,
Please find the attached documents and provide paid challan.
Thanks & Regards,
Gulshan Harode
Area Sales manager
PNB Housing Finance Limited,
1 st Floor,
Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001
Tel : 0712 – 2533460
Mobile: 9423402562
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Tuesday, August 18, 2026 6:29 PM
To: Bharati Bhope < bharati.bhope@phfl.com >
Cc: Gulshan Harode 1 < gulshan.harode1@pnbhousing.com >; Sudhir Chandekar < sudhir.chandekar@phfl.com >; Ashish A Ingale < ashish.ingale@phfl.com >; Sunil Mishra < sunil.mishra@pnbhousing.com >; Bhumeshwar Satpute < bhumeshwar.satpute@pnbhousing.com >; Pravin
Waghmare < pravin.waghmare@pnbhousing.com >; Sharda Gore < sharda.gore@pnbhousing.com >
Subject: Re: Request for challan and NOI - HOU/NAG/0726/5161699 PRAFULLA A CHATRESHWAR
Exercise Secured by Check Point
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered
sale deed copy..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 18 Aug 2026 at 18:00, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website –
www.pnbhousing.com
----- Forwarded Message -----
From: Ashish Ingale (asingale82.sjfil@gmail.com)
Date: 08/18/26 17:41
To:
bharati.bhope@phfl.com
Cc:
sudhir.chandekar@phfl.com
Subject:
NOI PAYMENT DONE IN THE CASE OF PRAFULLA CHATRESHWAR
Exercise Secured by Check Point
PFA
Thanks & Regards
ASHISH INGALE
7020790210/9226512426
E-Mail-asingale82.sjfil@gmail.com
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need a registered
sale deed copy..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 31 Aug 2026 at 20:51, Gulshan Harode 1 <
gulshan.harode1@pnbhousing.com> wrote:
Dear Team,
Please find the attached documents and provide paid challan.
Thanks & Regards,
*Gulshan Harode*
Area Sales manager
PNB Housing Finance Limited,
1st Floor, Achraj tower II, Chindwara road, Chhaoni Square,Sadar,
Nagpur-440001
Tel : 0712 – 2533460 Mobile: 9423402562 <(942)%20340-2562>
Toll Free: 1800 120 8800
Website- www.pnbhousing.com <http://www.pnbhfl.com/>
[image: Email Signature]
Internal
*From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
*Sent:* Tuesday, August 18, 2026 6:29 PM
*To:* Bharati Bhope <bharati.bhope@phfl.com>
*Cc:* Gulshan Harode 1 <gulshan.harode1@pnbhousing.com>; Sudhir Chandekar
<sudhir.chandekar@phfl.com>; Ashish A Ingale <ashish.ingale@phfl.com>;
Sunil Mishra <sunil.mishra@pnbhousing.com>; Bhumeshwar Satpute <
bhumeshwar.satpute@pnbhousing.com>; Pravin Waghmare <
pravin.waghmare@pnbhousing.com>; Sharda Gore <sharda.gore@pnbhousing.com>
*Subject:* Re: Request for challan and NOI - HOU/NAG/0726/5161699
PRAFULLA A CHATRESHWAR
*Secured by Check Point *
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need a registered
sale deed copy..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Tue, 18 Aug 2026 at 18:00, Bharati Bhope <bharati.bhope@phfl.com>
wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
<https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzo5ZTRlM2FiNWQxZDkyZGQ5ZDAzNDBlZmRiOTI3YWYxODo3OmRiMWI6OTJmYjU3YTkwOGQ1MjQwNGY0MmIwYTdiZDU1ZWNmOTg0MjYyOTMyZjUzOWU2MzNkNTc2ZjRmMjEyMWE5YjA0OTpoOlQ6Rg>
----- Forwarded Message -----
------------------------------
From: Ashish Ingale (asingale82.sjfil@gmail.com)
Date: 08/18/26 17:41
To: bharati.bhope@phfl.com
Cc: sudhir.chandekar@phfl.com
Subject: * NOI PAYMENT DONE IN THE CASE OF PRAFULLA CHATRESHWAR*
*Secured by Check Point*
PFA
Thanks & Regards
ASHISH INGALE
7020790210/9226512426
E-Mail-asingale82.sjfil@gmail.com
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
31 Aug, 21:39 · 44d ago
31 Aug, 21:39 · 44d ago
Team,PFA challan for your reference.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 31 Aug 2026 at 20:53, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered sale deed copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 20:51, Gulshan Harode 1 < gulshan.harode1@pnbhousing.com > wrote:
Dear Team,
Please find the attached documents and provide paid challan.
Thanks & Regards,
Gulshan Harode
Area Sales manager
PNB Housing Finance Limited,
1 st Floor,
Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001
Tel : 0712 – 2533460
Mobile: 9423402562
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Tuesday, August 18, 2026 6:29 PM
To: Bharati Bhope < bharati.bhope@phfl.com >
Cc: Gulshan Harode 1 < gulshan.harode1@pnbhousing.com >; Sudhir Chandekar < sudhir.chandekar@phfl.com >; Ashish A Ingale < ashish.ingale@phfl.com >; Sunil Mishra < sunil.mishra@pnbhousing.com >; Bhumeshwar Satpute < bhumeshwar.satpute@pnbhousing.com >; Pravin
Waghmare < pravin.waghmare@pnbhousing.com >; Sharda Gore < sharda.gore@pnbhousing.com >
Subject: Re: Request for challan and NOI - HOU/NAG/0726/5161699 PRAFULLA A CHATRESHWAR
Exercise Secured by Check Point
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered
sale deed copy..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 18 Aug 2026 at 18:00, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website –
www.pnbhousing.com
----- Forwarded Message -----
From: Ashish Ingale (asingale82.sjfil@gmail.com)
Date: 08/18/26 17:41
To:
bharati.bhope@phfl.com
Cc:
sudhir.chandekar@phfl.com
Subject:
NOI PAYMENT DONE IN THE CASE OF PRAFULLA CHATRESHWAR
Exercise Secured by Check Point
PFA
Thanks & Regards
ASHISH INGALE
7020790210/9226512426
E-Mail-asingale82.sjfil@gmail.com
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 31 Aug 2026 at 20:53, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need a registered
sale deed copy..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Mon, 31 Aug 2026 at 20:51, Gulshan Harode 1 <
gulshan.harode1@pnbhousing.com> wrote:
> Dear Team,
>
>
>
> Please find the attached documents and provide paid challan.
>
>
>
>
>
>
>
> Thanks & Regards,
>
> *Gulshan Harode*
>
> Area Sales manager
>
> PNB Housing Finance Limited,
>
> 1st Floor, Achraj tower II, Chindwara road, Chhaoni Square,Sadar,
> Nagpur-440001
>
> Tel : 0712 – 2533460 Mobile: 9423402562 <(942)%20340-2562>
>
> Toll Free: 1800 120 8800
>
> Website- www.pnbhousing.com <http://www.pnbhfl.com/>
>
> [image: Email Signature]
>
>
>
>
>
>
>
>
>
> Internal
>
> *From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
> *Sent:* Tuesday, August 18, 2026 6:29 PM
> *To:* Bharati Bhope <bharati.bhope@phfl.com>
> *Cc:* Gulshan Harode 1 <gulshan.harode1@pnbhousing.com>; Sudhir
> Chandekar <sudhir.chandekar@phfl.com>; Ashish A Ingale <
> ashish.ingale@phfl.com>; Sunil Mishra <sunil.mishra@pnbhousing.com>;
> Bhumeshwar Satpute <bhumeshwar.satpute@pnbhousing.com>; Pravin Waghmare <
> pravin.waghmare@pnbhousing.com>; Sharda Gore <sharda.gore@pnbhousing.com>
> *Subject:* Re: Request for challan and NOI - HOU/NAG/0726/5161699
> PRAFULLA A CHATRESHWAR
>
>
>
> >
> *Secured by Check Point *
>
>
>
> Team,
>
>
>
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same. For NOI filing, We need a registered
> sale deed copy..
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
>
> *ThinkBigz*
>
> *M:-8097244974 <(809)%20724-4974>*
>
>
>
>
>
> On Tue, 18 Aug 2026 at 18:00, Bharati Bhope <bharati.bhope@phfl.com>
> wrote:
>
> Dear Team,
>
>
>
> Please provide challan and NOI.
>
>
>
> Thanks & Regards,
>
> Bharati Sujit Bhope
>
> Sr. Branch Operations Executive
>
> PHFL Home Loans and Services Limited,
>
> Apartment No. 2 B, Second Floor,
>
> Achraj Towers, Rajnagar, Chhaoni,
>
> Katol Road, Chhindwara Road, Rajnagar,
>
> Sadar, Nagpur-440013.
>
> Tel : 0712 – 2533460
>
> Mobile No. : 78758 57917
>
> Toll Free : 1800 120 8800
>
> Website – www.pnbhousing.com
> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzo5ZTRlM2FiNWQxZDkyZGQ5ZDAzNDBlZmRiOTI3YWYxODo3OmRiMWI6OTJmYjU3YTkwOGQ1MjQwNGY0MmIwYTdiZDU1ZWNmOTg0MjYyOTMyZjUzOWU2MzN
🤖 read: challan shared ✓ — “PFA challan for your reference.”
GH
gulshan.harode1@pnbhousing.com pnbhousing.com
29 Sep, 17:51 · 15d ago
29 Sep, 17:51 · 15d ago
Dear Team,
Please find the attached Sale deed and process for NOI.
Thanks & Regards,
Gulshan Harode
Area Sales manager
PNB Housing Finance Limited,
1 st Floor,
Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001
Tel : 0712 – 2533460
Mobile: 9423402562
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent: Monday, August 31, 2026 9:39 PM
To: Gulshan Harode 1 <gulshan.harode1@pnbhousing.com>
Cc: Sudhir Chandekar <sudhir.chandekar@phfl.com>; Ashish A Ingale <ashish.ingale@phfl.com>; Sunil Mishra <sunil.mishra@pnbhousing.com>; Bhumeshwar Satpute <bhumeshwar.satpute@pnbhousing.com>; Pravin Waghmare <pravin.waghmare@pnbhousing.com>; Sharda Gore
<sharda.gore@pnbhousing
earlier mails quoted below
On Mon, 31 Aug 2026 at 20:53, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered
sale deed copy..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 31 Aug 2026 at 20:51, Gulshan Harode 1 < gulshan.harode1@pnbhousing.com > wrote:
Dear Team,
Please find the attached documents and provide paid challan.
Thanks & Regards,
Gulshan Harode
Area Sales manager
PNB Housing Finance Limited,
1 st Floor,
Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001
Tel : 0712 – 2533460
Mobile:
9423402562
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ
NOI < pnb.noifilling@gmail.com >
Sent: Tuesday, August 18, 2026 6:29 PM
To: Bharati Bhope < bharati.bhope@phfl.com >
Cc: Gulshan Harode 1 < gulshan.harode1@pnbhousing.com >; Sudhir Chandekar < sudhir.chandekar@phfl.com >; Ashish A Ingale < ashish.ingale@phfl.com >;
Sunil Mishra < sunil.mishra@pnbhousing.com >; Bhumeshwar Satpute < bhumeshwar.satpute@pnbhousing.com >; Pravin Waghmare < pravin.waghmare@pnbhousing.com >;
Sharda Gore < sharda.gore@pnbhousing.com >
Subject: Re: Request for challan and NOI - HOU/NAG/0726/5161699 PRAFULLA A CHATRESHWAR
Exercise Secured by Check Point
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing,
We need a registered sale deed copy..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 18 Aug 2026 at 18:00, Bharati Bhope < bharati.bhope@phfl.com >
wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website –
www.pnbhousing.com
----- Forwarded Message -----
From: Ashish Ingale (asingale82.sjfil@gmail.com)
Date: 08/18/26 17:41
To:
bharati.bhope@phfl.com
Cc:
sudhir.chandekar@phfl.com
Subject:
NOI PAYMENT DONE IN THE CASE OF PRAFULLA CHATRESHWAR
Exercise Secured by Check Point
PFA
Thanks & Regards
ASHISH INGALE
7020790210/9226512426
E-Mail-asingale82.sjfil@gmail.com
🤖 read: documents attached
OL
The NOI teamTYPED IN GMAIL
07 Oct, 14:37 · 8d ago
07 Oct, 14:37 · 8d ago
Team,
PFA downloaded copy of e filing
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 29 Sept 2026 at 17:53, Gulshan Harode 1 < gulshan.harode1@pnbhousing.com > wrote:
Dear Team,
Please find the attached Sale deed and process for NOI.
Thanks & Regards,
Gulshan Harode
Area Sales manager
PNB Housing Finance Limited,
1 st Floor,
Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001
Tel : 0712 – 2533460
Mobile: 9423402562
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Monday, August 31, 2026 9:39 PM
To: Gulshan Harode 1 < gulshan.harode1@pnbhousing.com >
Cc: Sudhir Chandekar < sudhir.chandekar@phfl.com >; Ashish A Ingale < ashish.ingale@phfl.com >; Sunil Mishra < sunil.mishra@pnbhousing.com >; Bhumeshwar Satpute < bhumeshwar.satpute@pnbhousing.com >; Pravin Waghmare < pravin.waghmare@pnbhousing.com >; Sharda Gore
< sharda.gore@pnbhousing.com >; Bharati Bhope < bharati.bhope@phfl.com >
Subject: Re: Request for challan and NOI - HOU/NAG/0726/5161699 PRAFULLA A CHATRESHWAR
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 31 Aug 2026 at 20:53, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered
sale deed copy..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 31 Aug 2026 at 20:51, Gulshan Harode 1 < gulshan.harode1@pnbhousing.com > wrote:
Dear Team,
Please find the attached documents and provide paid challan.
Thanks & Regards,
Gulshan Harode
Area Sales manager
PNB Housing Finance Limited,
1 st Floor,
Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001
Tel : 0712 – 2533460
Mobile:
9423402562
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ
NOI < pnb.noifilling@gmail.com >
Sent: Tuesday, August 18, 2026 6:29 PM
To: Bharati Bhope < bharati.bhope@phfl.com >
Cc: Gulshan Harode 1 < gulshan.harode1@pnbhousing.com >; Sudhir Chandekar < sudhir.chandekar@phfl.com >; Ashish A Ingale < ashish.ingale@phfl.com >;
Sunil Mishra < sunil.mishra@pnbhousing.com >; Bhumeshwar Satpute < bhumeshwar.satpute@pnbhousing.com >; Pravin Waghmare < pravin.waghmare@pnbhousing.com >;
Sharda Gore < sharda.gore@pnbhousing.com >
Subject: Re: Request for challan and NOI - HOU/NAG/0726/5161699 PRAFULLA A CHATRESHWAR
Exercise Secured by Check Point
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing,
We need a registered sale deed copy..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 18 Aug 2026 at 18:00, Bharati Bhope < bharati.bhope@phfl.com >
wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website –
www.pnbhousing.com
----- Forwarded Message -----
From: Ashish Ingale (asingale82.sjfil@gmail.com)
Date: 08/18/26 17:41
To:
bharati.bhope@phfl.com
Cc:
sudhir.chandekar@phfl.com
Subject:
NOI PAYMENT DONE IN THE CASE OF PRAFULLA CHATRESHWAR
Exercise Secured by Check Point
PFA
Thanks & Regards
ASHISH INGALE
7020790210/9226512426
E-Mail-asingale82.sjfil@gmail.com
🤖 read: e-filing copy shared ✓ — “PFA downloaded copy of e filing”
OL
The NOI teamTYPED IN GMAIL
08 Oct, 12:53 · 7d ago
08 Oct, 12:53 · 7d ago
Dear Team,
PFA index 2 copy for case closure..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 7 Oct 2026 at 14:37, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA downloaded copy of e filing
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 17:53, Gulshan Harode 1 < gulshan.harode1@pnbhousing.com > wrote:
Dear Team,
Please find the attached Sale deed and process for NOI.
Thanks & Regards,
Gulshan Harode
Area Sales manager
PNB Housing Finance Limited,
1 st Floor,
Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001
Tel : 0712 – 2533460
Mobile: 9423402562
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Monday, August 31, 2026 9:39 PM
To: Gulshan Harode 1 < gulshan.harode1@pnbhousing.com >
Cc: Sudhir Chandekar < sudhir.chandekar@phfl.com >; Ashish A Ingale < ashish.ingale@phfl.com >; Sunil Mishra < sunil.mishra@pnbhousing.com >; Bhumeshwar Satpute < bhumeshwar.satpute@pnbhousing.com >; Pravin Waghmare < pravin.waghmare@pnbhousing.com >; Sharda Gore
< sharda.gore@pnbhousing.com >; Bharati Bhope < bharati.bhope@phfl.com >
Subject: Re: Request for challan and NOI - HOU/NAG/0726/5161699 PRAFULLA A CHATRESHWAR
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 31 Aug 2026 at 20:53, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered
sale deed copy..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 31 Aug 2026 at 20:51, Gulshan Harode 1 < gulshan.harode1@pnbhousing.com > wrote:
Dear Team,
Please find the attached documents and provide paid challan.
Thanks & Regards,
Gulshan Harode
Area Sales manager
PNB Housing Finance Limited,
1 st Floor,
Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001
Tel : 0712 – 2533460
Mobile:
9423402562
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
From: THINKBIGZ
NOI < pnb.noifilling@gmail.com >
Sent: Tuesday, August 18, 2026 6:29 PM
To: Bharati Bhope < bharati.bhope@phfl.com >
Cc: Gulshan Harode 1 < gulshan.harode1@pnbhousing.com >; Sudhir Chandekar < sudhir.chandekar@phfl.com >; Ashish A Ingale < ashish.ingale@phfl.com >;
Sunil Mishra < sunil.mishra@pnbhousing.com >; Bhumeshwar Satpute < bhumeshwar.satpute@pnbhousing.com >; Pravin Waghmare < pravin.waghmare@pnbhousing.com >;
Sharda Gore < sharda.gore@pnbhousing.com >
Subject: Re: Request for challan and NOI - HOU/NAG/0726/5161699 PRAFULLA A CHATRESHWAR
Exercise Secured by Check Point
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing,
We need a registered sale deed copy..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 18 Aug 2026 at 18:00, Bharati Bhope < bharati.bhope@phfl.com >
wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website –
www.pnbhousing.com
----- Forwarded Message -----
From: Ashish Ingale (asingale82.sjfil@gmail.com)
Date: 08/18/26 17:41
To:
bharati.bhope@phfl.com
Cc:
sudhir.chandekar@phfl.com
Subject:
NOI PAYMENT DONE IN THE CASE OF PRAFULLA CHATRESHWAR
Exercise Secured by Check Point
PFA
Thanks & Regards
ASHISH INGALE
7020790210/9226512426
E-Mail-asingale82.sjfil@gmail.com
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter | DocScanner Aug 18, 2026 17-26-1(257766551744235).jpg | filed | 44d ago |
| Aadhaar card | IMG_20260818_173445.jpg | filed | 44d ago |
| Aadhaar card | IMG_20260818_173513.jpg | filed | 44d ago |
| Other | IMG_20260817_153908.jpg | filed | 44d ago |
| PAN card | IMG_20260818_173502.jpg | filed | 44d ago |
| Payment screenshot | IMG-20260818-WA0031.jpg | filed | 44d ago |
| Selfie / photo | IMG-20260714-WA0003.jpg | filed | 44d ago |
| PAN card | IMG_20260818_173427.jpg | filed | 44d ago |
| Other | image001.jpg | filed | 44d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹22,830.71
₹22,830.71
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
₹22,800 623086701898
₹22,800 623086701898
Screenshot ₹22,800 — ₹31 under our ask, not below the real calculation ₹22,800. Counts as full. Nothing to ask.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-18 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹7,880 | ₹13,130 | ₹320 | ₹1,500 | ₹22,830 |
By law ₹22,820. We ask ₹22,830 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
36 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO, Floor (person 1) …
17 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✓ EzDocs checked every box against the document’s own words 30d ago — all agree.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
DocScanner Aug 18, 2026 17-26-1(257766551744235).jpg
as printed
APARTMENT/FLAT NO 501 FIFTH FLOOR, PLOT NOS 8 AND 9, SWAYAMBHU APARTMENT-II, MOUZA HUDKESHWAR BU, P H NO 37, NAGPUR, SURVEY/KHASRA NO 40-A, NAGPUR, MAHARASHTRA, INDIA, 440027
APARTMENT/FLAT NO 501 FIFTH FLOOR, PLOT NOS 8 AND 9, SWAYAMBHU APARTMENT-II, MOUZA HUDKESHWAR BU, P H NO 37, NAGPUR, SURVEY/KHASRA NO 40-A, NAGPUR, MAHARASHTRA, INDIA, 440027
PIN
440027
440027
THE CHALLAN, as it will be typed
Flat/Survey Number
APARTMENT/FLAT NO 501 FIFTH FLOOR PLOT NOS 8 AND 9 SWAYAMBHU APARTMENT-II MOUZA HUDKESHWAR BU
APARTMENT/FLAT NO 501 FIFTH FLOOR PLOT NOS 8 AND 9 SWAYAMBHU APARTMENT-II MOUZA HUDKESHWAR BU
Locality/Road
P H NO 37 NAGPUR SURVEY/KHASRA NO 40-A MAHARASHTRA
P H NO 37 NAGPUR SURVEY/KHASRA NO 40-A MAHARASHTRA
Area/City
NAGPUR
check or correct a box, the papers beside it →NAGPUR
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | PRAFULLA ANANDRAO CHATRESHWAR | AJXPC6005H | …1201 |
| co_mortgagor | Kirti Prafulla Chatreshwar | BGZPC0939G | …4036 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | gulshan.harode1@pnbhousing.com | 44d ago |
| document chase | gulshan.harode1@pnbhousing.com | 42d ago |
What EzDocs read from each document — check anything marked in red
Sanction letter DocScanner Aug 18, 2026 17-26-1(257766551744235).jpg needs your check
lan
HOU/NAG/0726/5100
HOU/NAG/0726/5100
legible
True
True
loan type
Housing Loan
Housing Loan
confidence
1
1
loan amount
2500000
2500000
interest rate
8.5
8.5
sanction date
22-Jul-2026
22-Jul-2026
letter version
4
4
applicant names
PRAFULLA ANANDRAO CHATRESHWAR, KIRTI PRAFULLA CHATRESHWAR
PRAFULLA ANANDRAO CHATRESHWAR, KIRTI PRAFULLA CHATRESHWAR
applicant mobile
9552566496
9552566496
property address
pin: 440027; road: MOUZA HUDKESHWAR BU, P H NO 37; state: MAHARASHTRA; Flat no: 501; district: Nagpur; Floor: FIFTH FLOOR; Address: APARTMENT/FLAT NO 501 FIFTH FLOOR, PLOT NOS 8 AND 9, SWAYAMBHU APARTMENT-II, MOU
pin: 440027; road: MOUZA HUDKESHWAR BU, P H NO 37; state: MAHARASHTRA; Flat no: 501; district: Nagpur; Floor: FIFTH FLOOR; Address: APARTMENT/FLAT NO 501 FIFTH FLOOR, PLOT NOS 8 AND 9, SWAYAMBHU APARTMENT-II, MOU
insurance premium
125000
125000
includes insurance
True
True
total with insurance
2625000
2625000
applicant address from462
read again off the letter's pages (page 1, Address row)
read again off the letter's pages (page 1, Address row)
security address verbatim
APARTMENT/FLAT NO 501 FIFTH FLOOR, PLOT NOS 8 AND 9, SWAYAMBHU APARTMENT-II, MOUZA HUDKESHWAR BU, P H NO 37, Nagpur, SURVEY/KHASRA NO 40-A, Nagpur, MAHARASHTRA, India, 440027
APARTMENT/FLAT NO 501 FIFTH FLOOR, PLOT NOS 8 AND 9, SWAYAMBHU APARTMENT-II, MOUZA HUDKESHWAR BU, P H NO 37, Nagpur, SURVEY/KHASRA NO 40-A, Nagpur, MAHARASHTRA, India, 440027
applicant address verbatim
FLAT NO 304 SWAYEMBHU APARTMENT 2, SHIVAJI COLONY HUDKESHWAR, NAGPUR, Nagpur, MAHARASHTRA, 440024, Nagpur, India
FLAT NO 304 SWAYEMBHU APARTMENT 2, SHIVAJI COLONY HUDKESHWAR, NAGPUR, Nagpur, MAHARASHTRA, 440024, Nagpur, India
raw reading (for Abhijit)
{'lan': 'HOU/NAG/0726/5100', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 2500000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '22-Jul-2026', 'letter_version': '4', 'applicant_names': ['PRAFULLA ANANDRAO CHATRESHWAR', 'KIRTI PRAFULLA CHATRESHWAR'], 'applicant_mobile': '9552566496', 'property_address': {'pin': '440027', 'road': 'MOUZA HUDKESHWAR BU, P H NO 37', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '501', 'district': 'Nagpur', 'floor_no': 'FIFTH FLOOR', 'landmark': None, 'full_address': 'APARTMENT/FLAT NO 501 FIFTH FLOOR, PLOT NOS 8 AND 9, SWAYAMBHU APARTMENT-II, MOUZA HUDKESHWAR BU, P H NO 37, Nagpur, SURVEY/KHASRA NO 40-A, Nagpur, MAHARASHTRA, India, 440027', 'village_city': 'Nagpur', 'building_name': 'SWAYAMBHU APARTMENT-II', 'survey_or_cts_no': 'PLOT NOS 8 AND 9, SURVEY/KHASRA NO 40-A'}, 'insurance_premium': 125000, 'includes_insurance': True, 'total_with_insurance': 2625000, 'applicant_address_from462': "read again off the letter's pages (page 1, Address row)", 'security_address_verbatim': 'APARTMENT/FLAT NO 501 FIFTH FLOOR, PLOT NOS 8 AND 9, SWAYAMBHU APARTMENT-II, MOUZA HUDKESHWAR BU, P H NO 37, Nagpur, SURVEY/KHASRA NO 40-A, Nagpur, MAHARASHTRA, India, 440027', 'applicant_address_verbatim': 'FLAT NO 304 SWAYEMBHU APARTMENT 2, SHIVAJI COLONY HUDKESHWAR, NAGPUR, Nagpur, MAHARASHTRA, 440024, Nagpur, India'}Aadhaar card IMG_20260818_173445.jpg needs your check
dob
1981-01-26
1981-01-26
name
Prafulla Anandrao Chatreshwar
Prafulla Anandrao Chatreshwar
legible
True
True
aadhaar last4
1201
1201
raw reading (for Abhijit)
{'dob': '1981-01-26', 'pan': None, 'name': 'Prafulla Anandrao Chatreshwar', 'legible': True, 'aadhaar_last4': '1201', 'quality_issue': None}Aadhaar card IMG_20260818_173513.jpg needs your check
dob
1988-01-30
1988-01-30
name
Kirti Prafulla Chatreshwar
Kirti Prafulla Chatreshwar
legible
True
True
aadhaar last4
4036
4036
raw reading (for Abhijit)
{'dob': '1988-01-30', 'pan': None, 'name': 'Kirti Prafulla Chatreshwar', 'legible': True, 'aadhaar_last4': '4036', 'quality_issue': None}PAN card IMG_20260818_173502.jpg needs your check
dob
1988-01-30
1988-01-30
pan
BGZPC0939G
BGZPC0939G
name
KIRTI PRAFFUL CHATRESHWAR
KIRTI PRAFFUL CHATRESHWAR
legible
True
True
raw reading (for Abhijit)
{'dob': '1988-01-30', 'pan': 'BGZPC0939G', 'name': 'KIRTI PRAFFUL CHATRESHWAR', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}Payment screenshot IMG-20260818-WA0031.jpg needs your check
utr
623086701898
623086701898
date
2026-08-18
2026-08-18
amount
22800
22800
method
Google Pay
Google Pay
payee upi
9892834356-2@okbizaxis
9892834356-2@okbizaxis
payee name
THINKBIGZ INITIATIVE PVT LTD
THINKBIGZ INITIATIVE PVT LTD
payer name
PRAFULLA ANANDRAO CHATRESHWAR
PRAFULLA ANANDRAO CHATRESHWAR
raw reading (for Abhijit)
{'utr': '623086701898', 'date': '2026-08-18', 'amount': 22800, 'method': 'Google Pay', 'payee_upi': '9892834356-2@okbizaxis', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'PRAFULLA ANANDRAO CHATRESHWAR', 'debit_notification_text': None}PAN card IMG_20260818_173427.jpg needs your check
dob
1981-01-26
1981-01-26
pan
AJXPC6005H
AJXPC6005H
name
PRAFULLA A CHATRESHWAR
PRAFULLA A CHATRESHWAR
legible
True
True
raw reading (for Abhijit)
{'dob': '1981-01-26', 'pan': 'AJXPC6005H', 'name': 'PRAFULLA A CHATRESHWAR', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}Other image001.jpg needs your check
payments inside
kind: other; payments: []; rows_read: 0
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}Payment screenshot IMG-20260818-WA0031.jpg needs your check
payments inside
bank: Union Bank of India; kind: payment_screenshot; payments: [{'utr': '623086701898', 'date': '2026-08-18', 'page': 1, 'time': '17:19', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 22800.0, 'direction': 'debit',
bank: Union Bank of India; kind: payment_screenshot; payments: [{'utr': '623086701898', 'date': '2026-08-18', 'page': 1, 'time': '17:19', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 22800.0, 'direction': 'debit',
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Union Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '623086701898', 'date': '2026-08-18', 'page': 1, 'time': '17:19', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 22800.0, 'direction': 'debit', 'narration': 'To: THINKBIGZ INITIATIVE PVT LTD 9892834356-2@okbizaxis From: PRAFULLA ANANDRAO CHATRESHWAR (Union Bank of India) Google Pay chatreshwarprafulla369-1@okicici Google transaction ID CICAgLjzwMilEA', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '0918', 'account_holder': 'PRAFULLA ANANDRAO CHATRESHWAR'}}Other IMG_20260817_153908.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Technical record (for Abhijit — safe to ignore)
| 4h ago | EzDocs | reader_efiling_verdict | {'fp': 'f009d0670aa546fa', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is a required field and is missing.', 'page': 'St |
| 4h ago | EzDocs | reader_mail_addition | {'fp': 'ed67a1856973497e', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True} |
| 1d ago | EzDocs | reader_home_address | {'fp': 'b20752aa6fa3b102', 'from': 'the sanction letter (DocScanner Aug 18, 2026 17-26-1(257766551744235).jpg)', 'home': {'pin': '440024', 'area': 'SHIVAJI COLONY HUDKESHWAR', 'flat': 'FLAT NO 304', 'state': 'MAHARASHTRA |
| 7d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'quick sweep', 'docs': ['DocScanner Aug 18, 2026 17-26-1(257766551744235).jpg', 'IMG_20260818_173445.jpg', 'IMG_20260818_173513.jpg', 'IMG_20260818_173502.jpg', 'IMG_20260818_173427.jpg', 'IMG_20260 |
| 7d ago | EzDocs | address_compared | {'sig': 'e3398db63c2f81d3', 'why': 'after gather', 'people': [{'home': 'Plot No. 12, Renuka Mata Nagar, Behind Nandlal Shahu Sabhagruha, Hudkeshwar Road, Hudkeshwar bk., Nagpur, Nagpur, 440034', 'person': 'PRAFULLA ANAND |
| 7d ago | EzDocs | challan_boxes_by_rules | {'fp': '65edc4c1533c74bb', 'why': 'box 1 lost a number the case holds (301)', 'anew': 'first'} |
| 7d ago | EzDocs | box_taken_over_by_paper | {'box': 'property.Flat no', 'now': '301', 'src': 'sanction_letter', 'was': '501', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. sanction_letter prints this, and the |
| 7d ago | EzDocs | box_taken_over_by_paper | {'box': 'property.Floor', 'now': 'THIRD', 'src': 'sanction_letter', 'was': 'FIFTH FLOOR', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. sanction_letter prints th |
| 7d ago | EzDocs | box_taken_over_by_paper | {'box': 'property.Second number', 'now': '8 AND 9', 'src': 'sanction_letter', 'was': '40-A, NAGPUR, MAHARASHTRA, INDIA, 440027', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a |
| 7d ago | EzDocs | box_taken_over_by_paper | {'box': 'property.Second number type', 'now': 'PLOT', 'src': 'sanction_letter', 'was': 'SURVEY', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. sanction_letter prints this, |
| 7d ago | EzDocs | box_taken_over_by_paper | {'box': 'property.Number', 'now': '301', 'src': 'sanction_letter', 'was': '8 AND 9', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. sanction_letter prints this, |
| 7d ago | EzDocs | box_taken_over_by_paper | {'box': 'property.road', 'now': 'ADARSH COLONY', 'src': 'sanction_letter', 'was': 'MOUZA HUDKESHWAR BU, P H NO 37', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. sa |
| 7d ago | EzDocs | property_numbers_completed | {'now': {'Second number': '40-A, NAGPUR, MAHARASHTRA, INDIA, 440027'}, 'was': {'Second number': '40-A'}, 'why': "the property's own words print more numbers of this kind than the box held; the box takes every one, in the pap |
| 7d ago | EzDocs | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 15d ago | EzDocs | letter_home_read462 | {'fp': 'doc:e42211cc-1ca1-424e-84f5-89ab09c14c94', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'DocScanner Aug 18, 2026 17-26-1(257766551744235).jpg' |
| 15d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 15d ago | EzDocs | old_thread_stored_only | {'why': 'this thread began before go-live — its mails are stored for the history; nothing is read or drafted; the team works it by hand', 'cutoff': '2026-09-01', 'thread_started': '2026-08-18 12:30:26'} |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 25d ago | EzDocs | claim_inside_desk_buffer | {'gap': 30.71, 'why': "the branch paid the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; counted as paid in full — nothing to ask for (th |
| 25d ago | EzDocs | expectation_recorded_silently | {'why': ': the loan amount was read from the letter inside a bundle', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is checked against', 'expected': 22830.71, 'loan_amount': 26 |
| 25d ago | EzDocs | claim_applied_on_quote | {'utr': '623086701898', 'parts': 1, 'claimed_total': 22800.0} |
| 25d ago | EzDocs | receivable_created | {'expected': 22830.71} |
| 25d ago | EzDocs | hidden_payment_scan | {'file': 'IMG_20260817_153908.jpg', 'kind': None, 'found': 0, 'doc_id': 'e5041c9f-b495-4008-9a70-37ad0b2399d2', 'fetched': True} |
| 25d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260818-WA0031.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '28bceb26-c078-4692-94fe-bdb1b52c405c', 'fetched': True} |
| 25d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260818-WA0031 |
| 25d ago | EzDocs | claim_held_until_quote | {'utr': '623086701898', 'why': 'payment proof arrived before the case was quoted; held on the case and applied the moment the receivable exists', 'date': '2026-08-18', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 2 |
| 25d ago | EzDocs | hidden_payment_scan | {'file': 'image001.jpg', 'kind': 'other', 'found': 0, 'doc_id': '16b87f15-9beb-424d-9f22-e07acb72c361', 'fetched': True} |
| 29d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 30d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '440034', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Nagpur', 'doc_id': '49de67bb-4628- |
| 30d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '440034', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Nagpur', 'doc_id': '12320b9e-af01- |
Case diary the case’s history — what happened, newest day first
Papers
Challan papers in; e-filing papers pending
For the visit later: Index II copy / Title document
Money
₹22,800 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
For you to check: The work is done — our fee of ₹22,830.71 is still not in our account. Chase the branch for it.
Today · 15 Oct2 things
EzDocs checked the e-filing boxes against the papers
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
8 Oct7 things — 7 steps
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
29 Sep2 things — 2 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
26 Sep1 thing — 1 step
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
20 Sep5 things — 1 money step · 4 steps
EzDocs took 4 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
The payment proof already on the case was applied
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
Payment proof arrived before the case was quoted — held
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
3 Sep4 things — 1 letter written · 3 steps
An old draft withdrew itself — its asks were already answered
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-00585
An old draft withdrew itself — its asks were already answered
31 Aug15 things — 9 documents received · 2 letters written · 4 steps
Wrote the document chase mail — held, silent mode
RE: Request for challan and NOI - HOU/NAG/0726/5161699 PRAFULLA A CHATRESHWAR
Received: other
image001.jpg
Received: PAN card
IMG_20260818_173427.jpg
Received: Selfie
IMG-20260714-WA0003.jpg
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
IMG-20260818-WA0031.jpg
Received: PAN card
IMG_20260818_173502.jpg
Received: other
IMG_20260817_153908.jpg
Co-applicant added
Received: Aadhaar
IMG_20260818_173513.jpg
Received: Aadhaar
IMG_20260818_173445.jpg
Property address read from the sanction letter
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
Received: Sanction letter
DocScanner Aug 18, 2026 17-26-1(257766551744235).jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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