⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-02781
KALPANA RAMESH TALEKAR
LAN NHL/NAG/0726/5160837
Challan paid · our move
File on IGRAll documentsMails & papers 7Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs1 still to come
9 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓PAN cardopen
✓Aadhaar cardopen
✓Selfie / photoopen
✓Sale deedopen
✓Sanction letteropen
✓Paid challan (GRAS)open
A challan whose owner could not be read — not counted until a person says — inside DOC-20260803-WA0013. (1).pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (9)A label is wrong? Fix it under All documents.
Moneynot yet recorded
₹26,190
This is our working from the loan amount — the amount to ask the branch for.
₹0 of ₹26,190 — we only count a credit our bank shows us.
Stamp duty 0.3%9,370
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for26,190
Screenshot ₹26,160 — ₹30 under our ask, not below the real calculation ₹26,160. Counts as full. Nothing to ask.
Screenshot ₹26,160 — verified by itself the moment the bank credit is heard.
Screenshot ₹26,160 — verified by itself the moment the bank credit is heard.
why?
The branch paid a figure at or above the real calculation of ₹26,160 (government + DHC + our fee) — the rest is the NOI team's buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Figure worked from the loan amount. The engine records it on its next run.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 2 h 16 minour time · 4 Aug 13:44
Index II —not yet
the NOI team 15 d 6 hthe branch 55 d 6 htotal 70 d 12 h so far
Now with the NOI team — e-filing on IGR
since 28 Sep 20:04 — 15 d 3 h of working time
Day by day — every step and who held it
4 Aug 11:28Your branch's mail
4 Aug 13:44Challan made+2 h 16 min · the NOI team
28 Sep 19:43Papers from your branch+55 d 5 h · the branch
28 Sep 20:03Papers from your branch+20 min · the branch
28 Sep 20:03Papers readat once
28 Sep 20:03Papers from your branchat once
28 Sep 20:03Papers readat once
28 Sep 20:03Papers from your branchat once
28 Sep 20:03Papers readat once
28 Sep 20:03Papers from your branchat once
28 Sep 20:03Papers readat once
28 Sep 20:03Papers from your branchat once
28 Sep 20:03Papers readat once
28 Sep 20:03Papers from your branchat once
28 Sep 20:03Papers readat once
28 Sep 20:03Property readat once
28 Sep 20:03Papers from your branchat once
28 Sep 20:04Papers readat once
Case facts
Bank
PNB_HFL
Loan amount
₹31,20,000
Loan account no.
NHL/NAG/0726/5160837
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
Before opening the portal, the engine sees:
• DO NOT SAVE — Two customers on one file: this case (the branch's mail) says Applicant: KALPANA RAMESH TALEKAR, Loan NHL/NAG/0726/5160837, Property Plot 116 SSD Greens-5; the sale deed (Document 1) says Purchaser: SUNIL BENIWAL, Property: Plot 116, SSD Greens - 5, Yerla; the sanction letter (Document 2) says Applicant: KALPANA RAMESH TALEKAR, Property: Plot N7 (B), Pipla. The branch sent Sunil Beniwal's sale deed and registration receipt on Kalpana Ramesh Talekar's file. The internal case properties were set up with Sunil's Plot 116, while Kalpana's actual security is Plot N7(B). Writing a notice with the wrong flat number or wrong customer name makes the security invisible. Ask the branch to send KALPANA TALEKAR's correct title deeds and set aside SUNIL BENIWAL's papers.
• DO NOT SAVE — Payer PAN card missing: the sanction letter says Applicant: KALPANA RAMESH TALEKAR; the file's attachments says No PAN card or Aadhaar card for KALPANA is attached. KALPANA TALEKAR is the primary borrower and payer, but we have no KYC documents for her to verify her PAN and exact spelling. Ask the branch to send KALPANA TALEKAR's PAN card.
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• KALPANA RAMESH TALEKAR: PAN missing — no PAN card of KALPANA RAMESH TALEKAR is read on the file — the PAN cards on it (RAMESH GAJANAN TALEKAR, Sir - Pancard.pdf) are beside the form; type the PAN off the person's own card
• KALPANA RAMESH TALEKAR: birth date missing — no PAN card of KALPANA RAMESH TALEKAR is read on the file — the PAN cards on it (RAMESH GAJANAN TALEKAR, Sir - Pancard.pdf) are beside the form; type the birth date off the person's own card
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 2 differences between the papers — 2 stop the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
STOPTwo customers on one file
| This case (the branch's mail) | Applicant: KALPANA RAMESH TALEKAR, Loan NHL/NAG/0726/5160837, Property Plot 116 SSD Greens-5 |
| The sale deed (Document 1) | Purchaser: SUNIL BENIWAL, Property: Plot 116, SSD Greens - 5, Yerla |
| The sanction letter (Document 2) | Applicant: KALPANA RAMESH TALEKAR, Property: Plot N7 (B), Pipla |
Why it matters: The branch sent Sunil Beniwal's sale deed and registration receipt on Kalpana Ramesh Talekar's file. The internal case properties were set up with Sunil's Plot 116, while Kalpana's actual security is Plot N7(B). Writing a notice with the wrong flat number or wrong customer name makes the security invisible.
What to do: Ask the branch to send KALPANA TALEKAR's correct title deeds and set aside SUNIL BENIWAL's papers.
STOPPayer PAN card missing
| The sanction letter | Applicant: KALPANA RAMESH TALEKAR |
| The file's attachments | No PAN card or Aadhaar card for KALPANA is attached |
Why it matters: KALPANA TALEKAR is the primary borrower and payer, but we have no KYC documents for her to verify her PAN and exact spelling.
What to do: Ask the branch to send KALPANA TALEKAR's PAN card.
Compared: the sanction letter; and the whole-file reading. Nothing here is typed or changed by itself.
Where this case stands — the whole trailread by EzDocs as one conversation
The branch has provided the sale deed and other property documents. The NOI team has acknowledged receipt and stated they will process the NOI.
the trail says the next move is with the NOI team — the NOI to be filed
the branch last asked: Please provide NOI.
the NOI team last promised: we will process the NOI for the same.
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 (2026-09-28) “Registered Sale Deed is already enclosed”
✓ fee paid — the branch's words — done, mail 1 (2026-09-28) “PFA Challan for your reference.”
✓ challan made — done, mail 1 (2026-09-28) “PFA Challan for your reference.”
✓ challan shared — done, mail 1 (2026-09-28) “PFA Challan for your reference.”
✓ Index II asked for — done, mail 3 (2026-09-30) “PLEASE PROVIDE CORRECT INDEX 2 FOR NOI FILING”
✓ Index II / sale deed sent by the branch — done, mail 6 (2026-10-13) “Please find attached documents”
read over 7 mail(s), last mail 2026-10-13 · read 6h ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH007679088202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. The engine writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
BB
bharati.bhope@phfl.com phfl.com
28 Sep, 19:43 · 15d ago THE APP JOINED HERE — earlier mails are on Gmail
28 Sep, 19:43 · 15d ago THE APP JOINED HERE — earlier mails are on Gmail
Fw: Re: Request for Paid Challan in the case of Loan No NHL/NAG/0726/5160837 Applicant Name : KALPANA RAMESH TALEKAR
Dear Team,
Please provide NOI; Registered Sale Deed is already enclosed; kindly refer the attached mail; it's a mortgaged case.
Kindly provide NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 08/04/26 13:47
To: Rajnikant Chichkhede ( rajnikant.chichkhede@phfl.com )
Cc: Sunil Mishra ( sunil.mishra@pnbhousing.com ), Pravin Waghmare ( pravin.waghmare@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Bharati Bhope ( bharati.bhope@phfl.com )
Subject: Re: Request for Paid Challan in the case of Loan No NHL/NAG/0726/5160837 Applicant Name : KALPANA RAMESH TALEKAR
Exercise Secured by Check Point
Team,
PFA Challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Tue, 4 Aug 2026 at 13:15, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered sale deed copy..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Tue, 4 Aug 2026 at 11:28, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote:
Dear Team,
Request for Paid Challan and NOI in the case of MR. KALPANA RAMESH TALEKAR
Case Type :- NHL
Customer Type :- New Customer
Property Owner : - MR. RAMESH TALEKAR
A mt paid :- .30 ( 9360+15000+1800 ) = 26160/-
SRO NO. :-
Thanks & Regards
Rajnikant Chichkhede
Sr. Channel Manager
PNB Housing Finance Limited,
1st Floor ,Achraj tower II, Chindwara road,
Chhaoni Square ,Sadar, Nagpur-440001
Mobile: +91 9552282227
Email: rajnikant.chichkhede@phfl.com
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
🤖 read: asks for the e-filing copy; documents attached; note: Registered Sale Deed is already enclosed; kindly refer the attached mail; it's a mortgaged case. — “Please provide NOI”
4 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
30 Sep, 16:56 · 13d ago
30 Sep, 16:56 · 13d ago
Re: Fw: Re: Request for Paid Challan in the case of Loan No NHL/NAG/0726/5160837 Applicant Name : KALPANA RAMESH TALEKAR
DEAR TEAM
PLEASE PROVIDE
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Mon, 28 Sept 2026 at 19:41, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide NOI; Registered Sale Deed is already enclosed; kindly refer the attached mail; it's a mortgaged case. Kindly provide NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 08/04/26 13:47
To: Rajnikant Chichkhede ( rajnikant.chichkhede@phfl.com )
Cc: Sunil Mishra ( sunil.mishra@pnbhousing.com ), Pravin Waghmare ( pravin.waghmare@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Bharati Bhope ( bharati.bhope@phfl.com )
Subject: Re: Request for Paid Challan in the case of Loan No NHL/NAG/0726/5160837 Applicant Name : KALPANA RAMESH TALEKAR
Exercise Secured by Check Point
Team,
PFA Challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 4 Aug 2026 at 13:15, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered sale deed copy..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 4 Aug 2026 at 11:28, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote:
Dear Team,
Request for Paid Challan and NOI in the case of MR. KALPANA RAMESH TALEKAR
Case Type :- NHL
Customer Type :- New Customer
Property Owner : - MR. RAMESH TALEKAR
A mt paid :- .30 ( 9360+15000+1800 ) = 26160/-
SRO NO. :-
Thanks & Regards
Rajnikant Chichkhede
Sr. Channel Manager
PNB Housing Finance Limited,
1st Floor ,Achraj tower II, Chindwara road,
Chhaoni Square ,Sadar, Nagpur-440001
Mobile: +91 9552282227
Email: rajnikant.chichkhede@phfl.com
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
🤖 read: asks the branch for documents — “PLEASE PROVIDE”
OL
The NOI teamTYPED IN GMAIL
30 Sep, 16:56 · 13d ago
30 Sep, 16:56 · 13d ago
DEAR TEAM
PLEASE PROVIDE CORRECT INDEX 2 FOR NOI FILING
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Mon, 28 Sept 2026 at 19:41, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide NOI; Registered Sale Deed is already enclosed; kindly refer the attached mail; it's a mortgaged case. Kindly provide NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 08/04/26 13:47
To: Rajnikant Chichkhede ( rajnikant.chichkhede@phfl.com )
Cc: Sunil Mishra ( sunil.mishra@pnbhousing.com ), Pravin Waghmare ( pravin.waghmare@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Bharati Bhope ( bharati.bhope@phfl.com )
Subject: Re: Request for Paid Challan in the case of Loan No NHL/NAG/0726/5160837 Applicant Name : KALPANA RAMESH TALEKAR
Exercise Secured by Check Point
Team,
PFA Challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 4 Aug 2026 at 13:15, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered sale deed copy..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 4 Aug 2026 at 11:28, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote:
Dear Team,
Request for Paid Challan and NOI in the case of MR. KALPANA RAMESH TALEKAR
Case Type :- NHL
Customer Type :- New Customer
Property Owner : - MR. RAMESH TALEKAR
A mt paid :- .30 ( 9360+15000+1800 ) = 26160/-
SRO NO. :-
Thanks & Regards
Rajnikant Chichkhede
Sr. Channel Manager
PNB Housing Finance Limited,
1st Floor ,Achraj tower II, Chindwara road,
Chhaoni Square ,Sadar, Nagpur-440001
Mobile: +91 9552282227
Email: rajnikant.chichkhede@phfl.com
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
🤖 read: asks the branch for documents — “PLEASE PROVIDE CORRECT INDEX 2 FOR NOI FILING”
OL
The NOI teamTYPED IN GMAIL
06 Oct, 13:34 · 7d ago
06 Oct, 13:34 · 7d ago
DEAR TEAM
PLEASE PROVIDE CORRECT INDEX 2 FOR NOI FILING
Regards,
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 16:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
DEAR TEAM
PLEASE PROVIDE CORRECT INDEX 2 FOR NOI FILING
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 28 Sept 2026 at 19:41, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide NOI; Registered Sale Deed is already enclosed; kindly refer the attached mail; it's a mortgaged case. Kindly provide NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 08/04/26 13:47
To: Rajnikant Chichkhede ( rajnikant.chichkhede@phfl.com )
Cc: Sunil Mishra ( sunil.mishra@pnbhousing.com ), Pravin Waghmare ( pravin.waghmare@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Bharati Bhope ( bharati.bhope@phfl.com )
Subject: Re: Request for Paid Challan in the case of Loan No NHL/NAG/0726/5160837 Applicant Name : KALPANA RAMESH TALEKAR
Exercise Secured by Check Point
Team,
PFA Challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 4 Aug 2026 at 13:15, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered sale deed copy..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 4 Aug 2026 at 11:28, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote:
Dear Team,
Request for Paid Challan and NOI in the case of MR. KALPANA RAMESH TALEKAR
Case Type :- NHL
Customer Type :- New Customer
Property Owner : - MR. RAMESH TALEKAR
A mt paid :- .30 ( 9360+15000+1800 ) = 26160/-
SRO NO. :-
Thanks & Regards
Rajnikant Chichkhede
Sr. Channel Manager
PNB Housing Finance Limited,
1st Floor ,Achraj tower II, Chindwara road,
Chhaoni Square ,Sadar, Nagpur-440001
Mobile: +91 9552282227
Email: rajnikant.chichkhede@phfl.com
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
🤖 read: asks the branch for a clarification — “PLEASE PROVIDE CORRECT INDEX 2 FOR NOI FILING”
OL
The NOI teamTYPED IN GMAIL
10 Oct, 13:23 · 3d ago
10 Oct, 13:23 · 3d ago
DEAR TEAM
PLEASE PROVIDE CORRECT INDEX 2 FOR NOI FILING
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 6 Oct 2026 at 13:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
DEAR TEAM
PLEASE PROVIDE CORRECT INDEX 2 FOR NOI FILING
Regards,
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 30 Sept 2026 at 16:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
DEAR TEAM
PLEASE PROVIDE CORRECT INDEX 2 FOR NOI FILING
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 28 Sept 2026 at 19:41, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide NOI; Registered Sale Deed is already enclosed; kindly refer the attached mail; it's a mortgaged case. Kindly provide NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 08/04/26 13:47
To: Rajnikant Chichkhede ( rajnikant.chichkhede@phfl.com )
Cc: Sunil Mishra ( sunil.mishra@pnbhousing.com ), Pravin Waghmare ( pravin.waghmare@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Bharati Bhope ( bharati.bhope@phfl.com )
Subject: Re: Request for Paid Challan in the case of Loan No NHL/NAG/0726/5160837 Applicant Name : KALPANA RAMESH TALEKAR
Exercise Secured by Check Point
Team,
PFA Challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 4 Aug 2026 at 13:15, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered sale deed copy..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 4 Aug 2026 at 11:28, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote:
Dear Team,
Request for Paid Challan and NOI in the case of MR. KALPANA RAMESH TALEKAR
Case Type :- NHL
Customer Type :- New Customer
Property Owner : - MR. RAMESH TALEKAR
A mt paid :- .30 ( 9360+15000+1800 ) = 26160/-
SRO NO. :-
Thanks & Regards
Rajnikant Chichkhede
Sr. Channel Manager
PNB Housing Finance Limited,
1st Floor ,Achraj tower II, Chindwara road,
Chhaoni Square ,Sadar, Nagpur-440001
Mobile: +91 9552282227
Email: rajnikant.chichkhede@phfl.com
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
🤖 read: asks the branch for documents — “PLEASE PROVIDE CORRECT INDEX 2 FOR NOI FILING”
BB
bharati.bhope@phfl.com phfl.com
13 Oct, 17:17 · 6h ago
13 Oct, 17:17 · 6h ago
Re[2]: Fw: Re: Request for Paid Challan in the case of Loan No NHL/NAG/0726/5160837 Applicant Name : KALPANA RAMESH TALE
Dear Team,
Please find attached documents; kindly provide NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 10/06/26 13:36
To: Bharati Bhope ( bharati.bhope@phfl.com )
Cc: Rajnikant Chichkhede ( rajnikant.chichkhede@phfl.com ), Sunil Mishra ( sunil.mishra@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Pravin Waghmare ( pravin.waghmare@pnbhousing.com ), Sharda Gore ( sharda.gore@pnbhousing.com )
Subject: Re: Fw: Re: Request for Paid Challan in the case of Loan No NHL/NAG/0726/5160837 Applicant Name : KALPANA RAMESH TALEKAR
Exercise Secured by Check Point
DEAR TEAM
PLEASE PROVIDE CORRECT INDEX 2 FOR NOI FILING
Regards,
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Wed, 30 Sept 2026 at 16:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
DEAR TEAM
PLEASE PROVIDE CORRECT INDEX 2 FOR NOI FILING
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 28 Sept 2026 at 19:41, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide NOI; Registered Sale Deed is already enclosed; kindly refer the attached mail; it's a mortgaged case. Kindly provide NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 08/04/26 13:47
To: Rajnikant Chichkhede ( rajnikant.chichkhede@phfl.com )
Cc: Sunil Mishra ( sunil.mishra@pnbhousing.com ), Pravin Waghmare ( pravin.waghmare@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Bharati Bhope ( bharati.bhope@phfl.com )
Subject: Re: Request for Paid Challan in the case of Loan No NHL/NAG/0726/5160837 Applicant Name : KALPANA RAMESH TALEKAR
Exercise Secured by Check Point
Team,
PFA Challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 4 Aug 2026 at 13:15, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered sale deed copy..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 4 Aug 2026 at 11:28, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote:
Dear Team,
Request for Paid Challan and NOI in the case of MR. KALPANA RAMESH TALEKAR
Case Type :- NHL
Customer Type :- New Customer
Property Owner : - MR. RAMESH TALEKAR
A mt paid :- .30 ( 9360+15000+1800 ) = 26160/-
SRO NO. :-
Thanks & Regards
Rajnikant Chichkhede
Sr. Channel Manager
PNB Housing Finance Limited,
1st Floor ,Achraj tower II, Chindwara road,
Chhaoni Square ,Sadar, Nagpur-440001
Mobile: +91 9552282227
Email: rajnikant.chichkhede@phfl.com
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
🤖 read: asks for the Index II; documents attached — “PLEASE PROVIDE CORRECT INDEX 2 FOR NOI FILING”
OL
The NOI teamTYPED IN GMAIL
13 Oct, 17:18 · 6h ago
13 Oct, 17:18 · 6h ago
Team
we will process the NOI for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 13 Oct 2026 at 17:15, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please find attached documents; kindly provide NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 10/06/26 13:36
To: Bharati Bhope ( bharati.bhope@phfl.com )
Cc: Rajnikant Chichkhede ( rajnikant.chichkhede@phfl.com ), Sunil Mishra ( sunil.mishra@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Pravin Waghmare ( pravin.waghmare@pnbhousing.com ), Sharda Gore ( sharda.gore@pnbhousing.com )
Subject: Re: Fw: Re: Request for Paid Challan in the case of Loan No NHL/NAG/0726/5160837 Applicant Name : KALPANA RAMESH TALEKAR
Exercise Secured by Check Point
DEAR TEAM
PLEASE PROVIDE CORRECT INDEX 2 FOR NOI FILING
Regards,
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 30 Sept 2026 at 16:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
DEAR TEAM
PLEASE PROVIDE CORRECT INDEX 2 FOR NOI FILING
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 28 Sept 2026 at 19:41, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide NOI; Registered Sale Deed is already enclosed; kindly refer the attached mail; it's a mortgaged case. Kindly provide NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 08/04/26 13:47
To: Rajnikant Chichkhede ( rajnikant.chichkhede@phfl.com )
Cc: Sunil Mishra ( sunil.mishra@pnbhousing.com ), Pravin Waghmare ( pravin.waghmare@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Bharati Bhope ( bharati.bhope@phfl.com )
Subject: Re: Request for Paid Challan in the case of Loan No NHL/NAG/0726/5160837 Applicant Name : KALPANA RAMESH TALEKAR
Exercise Secured by Check Point
Team,
PFA Challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 4 Aug 2026 at 13:15, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered sale deed copy..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 4 Aug 2026 at 11:28, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote:
Dear Team,
Request for Paid Challan and NOI in the case of MR. KALPANA RAMESH TALEKAR
Case Type :- NHL
Customer Type :- New Customer
Property Owner : - MR. RAMESH TALEKAR
A mt paid :- .30 ( 9360+15000+1800 ) = 26160/-
SRO NO. :-
Thanks & Regards
Rajnikant Chichkhede
Sr. Channel Manager
PNB Housing Finance Limited,
1st Floor ,Achraj tower II, Chindwara road,
Chhaoni Square ,Sadar, Nagpur-440001
Mobile: +91 9552282227
Email: rajnikant.chichkhede@phfl.com
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
🤖 read: The team will process the NOI.
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| PAN card | Sir - Pancard.pdf | filed | 15d ago |
| Aadhaar card | Sir - Aadhaar.pdf | filed | 15d ago |
| Selfie / photo | IMG-20260713-WA0007.jpg | CANNOT BE READ — clear copy asked | 15d ago |
| Sale deed+ Index II inside+ A challan whose owner could not be read — not counted until a person says inside | DOC-20260803-WA0013. (1).pdf | filed | 15d ago |
| Selfie / photo | IMG_20260804_105021.jpg | filed | 15d ago |
| Sanction letter | CustomerDocument068S300000bqONiIAM.pdf | filed | 15d ago |
| Payment screenshot | payment_confirmation_202608216-105205.png | filed | 15d ago |
| Paid challan (GRAS) | RAMESH GAJANAN TALEKAR EchallanMH007679088202627E.pdf | filed | 15d ago |
| Paid challan (GRAS) | Request for Paid Challan in the case of Loan No NHLNAG07265160837 Applicant Name KALPANA RAMESH TALEKAR.msg | filed | 15d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need (our working)
₹26,190
₹26,190
Screenshot claims
₹26,160
₹26,160
Where it stands
not verified — no credit seen
not verified — no credit seen
Screenshot ₹26,160 — ₹30 under our ask, not below the real calculation ₹26,160. Counts as full. Nothing to ask.
Screenshot ₹26,160 — verified by itself the moment the bank credit is heard.
Screenshot ₹26,160 — verified by itself the moment the bank credit is heard.
why?
The branch paid a figure at or above the real calculation of ₹26,160 (government + DHC + our fee) — the rest is the NOI team's buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹9,370 | ₹15,000 | ₹320 | ₹1,500 | ₹26,190 |
Worked from the loan amount on this page; the engine records it as the amount to expect on its next housekeeping run (every 30 minutes).
Property (must be perfect)
36 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Road, Mobile (person 1), E-mail (person 1), Floor (person 1), PAN (person 2) …
Not found in the document: Property type (Open / Building / Open + Building)
15 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Second number, Floor, Floor (person 1), First name (person 2), Middle name (person 2), Last name (person 2), Building (person 2), Floor (person 2) …
✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the base paper first
the sanction letter BASE — the challan follows this
CustomerDocument068S300000bqONiIAM.pdf
as printed
PLOT NO N7 (B), MOUZA PIPLA, KHASRA NO 218/1/2, TAHSIL NAGPUR RURAL, NAGPUR, NAGPUR, P H NO 38, NAGPUR, MAHARASHTRA, INDIA, 440034
PLOT NO N7 (B), MOUZA PIPLA, KHASRA NO 218/1/2, TAHSIL NAGPUR RURAL, NAGPUR, NAGPUR, P H NO 38, NAGPUR, MAHARASHTRA, INDIA, 440034
PIN
440034
440034
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO N7 B MOUZA PIPLA KHASRA NO 218/1/2 TAHSIL NAGPUR RURAL NAGPUR P H NO 38 MAHARASHTRA
PLOT NO N7 B MOUZA PIPLA KHASRA NO 218/1/2 TAHSIL NAGPUR RURAL NAGPUR P H NO 38 MAHARASHTRA
Locality/Road
Area/City
NAGPUR
check or correct a box, the papers beside it →NAGPUR
Every paper prints the same words as the base paper.
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | RAMESH GAJANAN TALEKAR | AARPT0803D | …8690 |
| mortgagor | KALPANA RAMESH TALEKAR |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| questions for the branch — what the papers leave open | bharati.bhope@phfl.com | 15d ago |
| questions for the branch — what the papers leave open | bharati.bhope@phfl.com | 15d ago |
What the engine read from each document — check anything marked in red
PAN card Sir - Pancard.pdf needs your check
dob
1966-08-01
1966-08-01
pan
AARPT0803D
AARPT0803D
name
RAMESH GAJANAN TALEKAR
RAMESH GAJANAN TALEKAR
legible
True
True
father name
GAJANAN TALEKAR
GAJANAN TALEKAR
raw reading (for Abhijit)
{'dob': '1966-08-01', 'pan': 'AARPT0803D', 'name': 'RAMESH GAJANAN TALEKAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'GAJANAN TALEKAR', 'aadhaar_last4': None, 'quality_issue': None}Aadhaar card Sir - Aadhaar.pdf needs your check
dob
1966-01-01
1966-01-01
name
Ramesh Gajanan Talekar
Ramesh Gajanan Talekar
address
pin: 440024; area: NEAR SAI MANDIR, AYODHYA NAGAR; flat: PLOT NO 15; state: Maharashtra; district: Nagpur; post_office: Ayodhya Nagar S.O; village_city: Nagpur
pin: 440024; area: NEAR SAI MANDIR, AYODHYA NAGAR; flat: PLOT NO 15; state: Maharashtra; district: Nagpur; post_office: Ayodhya Nagar S.O; village_city: Nagpur
legible
True
True
aadhaar last4
8690
8690
raw reading (for Abhijit)
{'dob': '1966-01-01', 'pan': None, 'name': 'Ramesh Gajanan Talekar', 'mobile': None, 'address': {'pin': '440024', 'area': 'NEAR SAI MANDIR, AYODHYA NAGAR', 'flat': 'PLOT NO 15', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nagpur', 'post_office': 'Ayodhya Nagar S.O', 'village_city': 'Nagpur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '8690', 'quality_issue': None}Selfie / photo IMG-20260713-WA0007.jpg needs your check
kind
group_or_other
group_or_other
legible
False
False
confidence
0.9
0.9
face visible
True
True
quality issue
this is not a live selfie
this is not a live selfie
raw reading (for Abhijit)
{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}Sale deed DOC-20260803-WA0013. (1).pdf needs your check
grn
MH007265779202627E
MH007265779202627E
total
31680.0
31680.0
defaced
False
False
district
NAGPUR
NAGPUR
payer name
SUNIL BENIWAL
SUNIL BENIWAL
sro office
NAGPUR NO. 7
NAGPUR NO. 7
scheme rows
{'amount': 30000.0, 'head_code': None, 'description': 'नोंदणी फी'}, {'amount': 1680.0, 'head_code': None, 'description': 'दस्त हाताळणी फी'}
{'amount': 30000.0, 'head_code': None, 'description': 'नोंदणी फी'}, {'amount': 1680.0, 'head_code': None, 'description': 'दस्त हाताळणी फी'}
payment date
30/07/2026
30/07/2026
inner challan
True
True
header doc number
नगन7-14555/2026
नगन7-14555/2026
raw reading (for Abhijit)
{'grn': 'MH007265779202627E', 'pin': None, 'total': 31680.0, 'article': None, 'defaced': False, 'bank_cin': None, 'district': 'NAGPUR', 'area_city': None, 'payer_pan': None, 'flat_block': None, 'payer_name': 'SUNIL BENIWAL', 'sro_office': 'NAGPUR NO. 7', 'paying_bank': None, 'remarks_raw': None, 'scheme_rows': [{'amount': 30000.0, 'head_code': None, 'description': 'नोंदणी फी'}, {'amount': 1680.0, 'head_code': None, 'description': 'दस्त हाताळणी फी'}], 'payer_mobile': None, 'payment_date': '30/07/2026', 'inner_challan': True, 'road_locality': None, 'second_party_pan': None, 'header_doc_number': 'नगन7-14555/2026', 'second_party_name': None, 'consideration_amount': None}Selfie / photo IMG_20260804_105021.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.9
0.9
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}Sanction letter CustomerDocument068S300000bqONiIAM.pdf needs your check
lan
NHL/NAG/0726/5160837
NHL/NAG/0726/5160837
legible
True
True
purpose
Non Housing Loan, Personal use
Non Housing Loan, Personal use
borrowers
{'name': 'KALPANA RAMESH TALEKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RAMESH GAJANAN TALEKAR', 'role': 'co_applicant', 'label': None}
{'name': 'KALPANA RAMESH TALEKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RAMESH GAJANAN TALEKAR', 'role': 'co_applicant', 'label': None}
confidence
1.0
1.0
loan amount
3000000.0
3000000.0
final amount
3120000.0
3120000.0
interest rate
9.5
9.5
sanction date
24-Jul-2026
24-Jul-2026
letter version
3
3
applicant email
kalpanat1970@gmail.com
kalpanat1970@gmail.com
applicant names
KALPANA RAMESH TALEKAR, RAMESH GAJANAN TALEKAR
KALPANA RAMESH TALEKAR, RAMESH GAJANAN TALEKAR
printed altered
False
False
applicant mobile
9226795878
9226795878
balance transfer
False
False
property address
pin: 440034; state: MAHARASHTRA; taluka: NAGPUR RURAL; flat_no: N7 (B); district: NAGPUR; landmark: P H NO 38; full_address: PLOT NO N7 (B), MOUZA PIPLA, KHASRA NO 218/1/2, TAHSIL NAGPUR RURAL, NAGPUR, Nagpur, P H NO 38,
pin: 440034; state: MAHARASHTRA; taluka: NAGPUR RURAL; flat_no: N7 (B); district: NAGPUR; landmark: P H NO 38; full_address: PLOT NO N7 (B), MOUZA PIPLA, KHASRA NO 218/1/2, TAHSIL NAGPUR RURAL, NAGPUR, Nagpur, P H NO 38,
insurance premium
120000.0
120000.0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
3120000.0
3120000.0
security address verbatim
PLOT NO N7 (B), MOUZA PIPLA, KHASRA NO 218/1/2, TAHSIL NAGPUR RURAL, NAGPUR, Nagpur, P H NO 38, Nagpur, MAHARASHTRA, India, 440034
PLOT NO N7 (B), MOUZA PIPLA, KHASRA NO 218/1/2, TAHSIL NAGPUR RURAL, NAGPUR, Nagpur, P H NO 38, Nagpur, MAHARASHTRA, India, 440034
applicant address verbatim
NEAR SAI MANDIR,, PLOT NO. 15, AYODHYA NAGAR,, NAGPUR 440024,., Nagpur, MAHARASHTRA, 440024, India
NEAR SAI MANDIR,, PLOT NO. 15, AYODHYA NAGAR,, NAGPUR 440024,., Nagpur, MAHARASHTRA, 440024, India
raw reading (for Abhijit)
{'lan': 'NHL/NAG/0726/5160837', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'KALPANA RAMESH TALEKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RAMESH GAJANAN TALEKAR', 'role': 'co_applicant', 'label': None}], 'loan_type': None, 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 3000000.0, 'final_amount': 3120000.0, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '24-Jul-2026', 'letter_version': '3', 'applicant_email': 'kalpanat1970@gmail.com', 'applicant_names': ['KALPANA RAMESH TALEKAR', 'RAMESH GAJANAN TALEKAR'], 'printed_altered': False, 'applicant_mobile': '9226795878', 'balance_transfer': False, 'property_address': {'pin': '440034', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'NAGPUR RURAL', 'flat_no': 'N7 (B)', 'district': 'NAGPUR', 'floor_no': None, 'landmark': 'P H NO 38', 'full_address': 'PLOT NO N7 (B), MOUZA PIPLA, KHASRA NO 218/1/2, TAHSIL NAGPUR RURAL, NAGPUR, Nagpur, P H NO 38, Nagpur, MAHARASHTRA, India, 440034', 'village_city': 'PIPLA', 'building_name': None, 'survey_or_cts_no': 'KHASRA NO 218/1/2'}, 'insurance_premium': 120000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3120000.0, 'security_address_verbatim': 'PLOT NO N7 (B), MOUZA PIPLA, KHASRA NO 218/1/2, TAHSIL NAGPUR RURAL, NAGPUR, Nagpur, P H NO 38, Nagpur, MAHARASHTRA, India, 440034', 'applicant_address_verbatim': 'NEAR SAI MANDIR,, PLOT NO. 15, AYODHYA NAGAR,, NAGPUR 440024,., Nagpur, MAHARASHTRA, 440024, India'}Payment screenshot payment_confirmation_202608216-105205.png needs your check
date
2026-08-04
2026-08-04
time
10:52
10:52
amount
26160.0
26160.0
payee name
THINKBIGZ INITIATIVE PVT LTD
THINKBIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': None, 'date': '2026-08-04', 'time': '10:52', 'amount': 26160.0, 'method': None, 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}Paid challan (GRAS) RAMESH GAJANAN TALEKAR EchallanMH007679088202627E.pdf needs your check
grn
MH007679088202627E
MH007679088202627E
pin
440034
440034
total
24370.0
24370.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026080400560
03006172026080400560
district
NAGPUR
NAGPUR
area city
NAGPUR
NAGPUR
payer pan
AARXXXXXXD
AARXXXXXXD
flat block
PLOT NO N7 (B), MOUZA PIPLA, KHASRA NO 218/1/2, TAHSIL NAGPUR RURAL, NAGPUR,
PLOT NO N7 (B), MOUZA PIPLA, KHASRA NO 218/1/2, TAHSIL NAGPUR RURAL, NAGPUR,
payer name
RAMESH GAJANAN TALEKAR
RAMESH GAJANAN TALEKAR
sro office
NGP7 JT NAGPUR NO 7 SUB REGISTRAR
NGP7 JT NAGPUR NO 7 SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3120000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3120000
scheme rows
{'amount': 9370.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 9370.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX5878
XXXXXX5878
payment date
04/08/2026-13:44:12
04/08/2026-13:44:12
road locality
NAGPUR, P H NO 38, NAGPUR
NAGPUR, P H NO 38, NAGPUR
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
3120000
3120000
raw reading (for Abhijit)
{'grn': 'MH007679088202627E', 'pin': '440034', 'total': 24370.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026080400560', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'AARXXXXXXD', 'flat_block': 'PLOT NO N7 (B), MOUZA PIPLA, KHASRA NO 218/1/2, TAHSIL NAGPUR RURAL, NAGPUR,', 'payer_name': 'RAMESH GAJANAN TALEKAR', 'sro_office': 'NGP7 JT NAGPUR NO 7 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3120000', 'scheme_rows': [{'amount': 9370.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5878', 'payment_date': '04/08/2026-13:44:12', 'road_locality': 'NAGPUR, P H NO 38, NAGPUR', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3120000'}Payment screenshot payment_confirmation_202608216-105205.png needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-08-04', 'page': 1, 'time': '10:52', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 26160.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'su
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-08-04', 'page': 1, 'time': '10:52', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 26160.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'su
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-08-04', 'page': 1, 'time': '10:52', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 26160.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}Technical record (for Abhijit — safe to ignore)
| 6h ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 6h ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 12d ago | system:emails | draft_withdrawn | {'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']} |
| 13d ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['challan', 'challan_shared', 'index2_asked'], 'm |
| 14d ago | system:extract | cards_read | {'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'Sir - Pancard.pdf', 'cards': 1, 'doc_id': 'f12452b4-2c9a-4ff7-a1c6-ee6304d7a1b1', 'applied': 0} |
| 14d ago | system:extract | cards_read | {'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'Sir - Aadhaar.pdf', 'cards': 1, 'doc_id': '958bdb56-ae60-412e-a5a8-a3814d9c6bd5', 'applied': 0} |
| 14d ago | ezdocs:reader | case_read | {'how': 'uri', 'tag': 'a09cd11fecbd7fd9', 'docs': ['DOC-20260803-WA0013. (1).pdf', 'CustomerDocument068S300000bqONiIAM.pdf', 'Sir - Aadhaar.pdf', 'Sir - Pancard.pdf'], 'loan': {'amount': 3120000, 'made_of': [{'what': 'sa |
| 14d ago | ezdocs:reader | case_read | {'how': 'uri', 'tag': 'ae6d420e3bee40da', 'docs': ['DOC-20260803-WA0013. (1).pdf', 'CustomerDocument068S300000bqONiIAM.pdf', 'Sir - Aadhaar.pdf', 'Sir - Pancard.pdf'], 'loan': {'amount': 3120000, 'made_of': [{'what': 'sa |
| 14d ago | ezdocs:reader | case_read | {'how': 'uri', 'tag': 'ae6d420e3bee40da', 'docs': ['DOC-20260803-WA0013. (1).pdf', 'CustomerDocument068S300000bqONiIAM.pdf', 'Sir - Aadhaar.pdf', 'Sir - Pancard.pdf'], 'loan': {'amount': 3120000, 'made_of': [{'what': 'sa |
| 14d ago | ezdocs:reader | case_read | {'how': 'uri', 'tag': 'c51d26d2f4a307ae', 'docs': ['DOC-20260803-WA0013. (1).pdf', 'CustomerDocument068S300000bqONiIAM.pdf', 'Sir - Aadhaar.pdf', 'Sir - Pancard.pdf'], 'loan': {'amount': 3120000, 'made_of': [{'what': 'Lo |
| 14d ago | ezdocs:reader | case_read | {'how': 'uri', 'tag': '3e64beffab4a43ee', 'docs': ['DOC-20260803-WA0013. (1).pdf', 'CustomerDocument068S300000bqONiIAM.pdf', 'Sir - Aadhaar.pdf', 'Sir - Pancard.pdf'], 'loan': {'amount': 3120000, 'made_of': [{'what': 'sa |
| 14d ago | ezdocs:reader | case_read | {'how': 'uri', 'tag': '3e64beffab4a43ee', 'docs': ['DOC-20260803-WA0013. (1).pdf', 'CustomerDocument068S300000bqONiIAM.pdf', 'Sir - Aadhaar.pdf', 'Sir - Pancard.pdf'], 'loan': {'amount': 3120000, 'made_of': [{'what': 'sa |
| 14d ago | ezdocs:reader | case_read | {'how': 'uri', 'tag': '5d6efd91ce0e344c', 'docs': ['DOC-20260803-WA0013. (1).pdf', 'CustomerDocument068S300000bqONiIAM.pdf', 'Sir - Aadhaar.pdf', 'Sir - Pancard.pdf'], 'loan': {'amount': 3120000, 'made_of': [{'what': 'sa |
| 15d ago | ezdocs:reader | case_read | {'how': 'uri', 'tag': '0c6f0060c2589b05', 'docs': ['DOC-20260803-WA0013. (1).pdf', 'CustomerDocument068S300000bqONiIAM.pdf', 'Sir - Aadhaar.pdf', 'Sir - Pancard.pdf'], 'loan': {'amount': 3120000, 'made_of': [{'what': 'sa |
| 15d ago | ezdocs:reader | case_read | {'how': 'uri', 'tag': 'c3ed8d5e843a6f49', 'docs': ['DOC-20260803-WA0013. (1).pdf', 'CustomerDocument068S300000bqONiIAM.pdf', 'Sir - Aadhaar.pdf', 'Sir - Pancard.pdf'], 'loan': {'amount': 3120000, 'made_of': [{'what': 'sa |
| 15d ago | ezdocs:reader | case_read | {'how': 'uri', 'tag': '2fe34a5ea8751de0', 'docs': ['DOC-20260803-WA0013. (1).pdf', 'CustomerDocument068S300000bqONiIAM.pdf', 'Sir - Aadhaar.pdf', 'Sir - Pancard.pdf'], 'loan': {'amount': 3120000, 'made_of': [{'what': 'sa |
| 15d ago | ezdocs:reader | case_read | {'how': 'uri', 'tag': 'ff0a679908e2624f', 'docs': ['DOC-20260803-WA0013. (1).pdf', 'CustomerDocument068S300000bqONiIAM.pdf', 'Sir - Aadhaar.pdf', 'Sir - Pancard.pdf'], 'loan': {'amount': 3120000, 'made_of': [{'what': 'sa |
| 15d ago | ezdocs:reader | case_read | {'how': 'uri', 'tag': '9ec0650ed2d3b134', 'docs': ['DOC-20260803-WA0013. (1).pdf', 'CustomerDocument068S300000bqONiIAM.pdf', 'Sir - Aadhaar.pdf', 'Sir - Pancard.pdf'], 'loan': {}, 'asked': True, 'checks': [], 'read_v': ' |
| 15d ago | system:learn | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AAxxxxxxXD — no paper on the |
| 15d ago | system:extract | document_read_again | {'why': 'this file was stored but its reading never finished (a busy reader, a timeout) — read again by the quick job, the same way it arrived', 'file': 'Request for Paid Challan in the case of Loan No NHLNAG07265160837 |
| 15d ago | system:reconcile | extra_challan_scanned | {'found': 0} |
| 15d ago | system:payments | hidden_payment_scan | {'file': 'Request for Paid Challan in the case of Loan No NHLNAG07265160837 Applicant Nam', 'kind': None, 'found': 0, 'doc_id': '1fce8a56-64dd-4b12-ba5a-8daeb6e3d122', 'fetched': True} |
| 15d ago | system:extract | payments_inside_failed | {'file': 'Request for Paid Challan in the case of Loan No NHLNAG07265160837 Applicant Nam', 'doc_id': '1fce8a56-64dd-4b12-ba5a-8daeb6e3d122'} |
| 15d ago | system:payments | hidden_payment_scan | {'file': 'payment_confirmation_202608216-105205.png', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': '54fcbea3-efab-48ee-8586-a787df8d7a27', 'fetched': True} |
| 15d ago | system:extract | boxes_gathered | {'how': 'uri', 'why': 'quick sweep', 'docs': ['DOC-20260803-WA0013. (1).pdf', 'CustomerDocument068S300000bqONiIAM.pdf', 'Sir - Aadhaar.pdf', 'Sir - Pancard.pdf'], 'after': {'addresses': {'people': [['KALPANA RAMESH TALEK |
| 15d ago | system:extract | challan_boxes_by_rules | {'fp': 'a5fe1d0e20f994ce', 'why': 'box 1 lost a number the case holds (116)'} |
| 15d ago | system:extract | box_disagreement | {'box': 'property.area_value', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '183.51', 'page': 3, 'party': None, 'q |
| 15d ago | system:extract | box_disagreement | {'box': 'property.attr2_value', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '5/1/116', 'page': 1, 'party |
| 15d ago | system:extract | property_self_check | {'ok': False, 'why': "the reader judged every property box against the document's own words — the boxes named do not agree, or the reader could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Landmark', |
| 15d ago | system:extract | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'DOC-20260803-WA0013. (1).pdf', 'changed': {'floor_no': {'was': '1st', 'ind |
Case diary the case’s history — what happened, newest day first
Papers
All 7 in hand
Selfie re-sent — an earlier one was a photo of a print
Money
₹26,160 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Today · 13 Oct3 things
reader mail addition — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
30 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
29 Sep9 things — 9 steps
cards read
cards read
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
28 Sep64 things — 9 documents received · 3 letters written · 1 caution · 51 steps
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
document read again
extra challan scanned
boxes gathered
challan boxes by rules
box disagreement
box disagreement
property self check
property from index2
index2 people checked
index2 extra purchaser
boxes gathered
address compared
challan boxes by rules
property numbers completed
property self check
property from index2
index2 people checked
index2 extra purchaser
index2 docno read
The home address was read off the papers — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Fw: Re: Request for Paid Challan in the case of Loan No NHL/NAG/0726/5160837 Applicant Name : KALPANA RAMESH T
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
thread docs swept
Documents the branch had sent were fetched from the mail thread
Received: Challan
Request for Paid Challan in the case of Loan No NHLNAG07265160837 Applicant Nam
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
Received: Challan
RAMESH GAJANAN TALEKAR EchallanMH007679088202627E.pdf
money settled — by ezdocs:reader
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
payment_confirmation_202608216-105205.png
applicant email captured
roles from letter
applicant row from letter
Property address read from the sanction letter
roles from letter
Received: Sanction letter
CustomerDocument068S300000bqONiIAM.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
IMG_20260804_105021.jpg
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
Received: Sale deed
DOC-20260803-WA0013. (1).pdf
Document could not be read — a clear copy was asked for
this is not a live selfie
Received: Selfie — not usable
IMG-20260713-WA0007.jpg — this is not a live selfie
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Fw: Re: Request for Paid Challan in the case of Loan No NHL/NAG/0726/5160837 Applicant Name : KALPANA RAMESH T
case read — by ezdocs:reader
Received: Aadhaar
Sir - Aadhaar.pdf
Received: PAN card
Sir - Pancard.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
old thread stored only
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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