silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-03207

Tushar Ashok Kalambe

PNB_HFLLAN NHL/NSK/0926/5214803 Index II pending · with the government Send the draft 2All documentsMails & papers 10
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
A mail on this thread BOUNCED — the branch did NOT receive it. (Undeliverable: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5214803 App) Check the recipient address and re-send from Draft mails or the mailbox.
✓Aadhaar cardopen
✓Sanction letteropen
✓Selfie / photoopen
✓Payment screenshot — money verifiedopen
✓PAN cardopen
✓Paid challan (GRAS)open
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓E-filing copy (token)open
✓LSR (search report) — inside 5214803.pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (15)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
Needs your eyes
  • Mail bounced — the branch did not get it. Re-send.
MoneyAll of it is in
₹9,280.45CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹9,240 receivedmatches the branch's receipt
Stamp duty 0.3%2,800
Registration fee 0.5%4,660
Government handling320
Our service fee1,500.45
Total we ask for9,280.45
the branch’s receipt claims ₹9,240 132313774430
paid 6 Oct 12:31:48 · verified 6 Oct 15:32:06 · 3 h 00 min later
How we know
Our own bank told us — 6 Oct 12:31
₹9,240 · UTR AXNGG27976557787 · from JX-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.9240.00,06-10-2026 12:31:48 thru NEFT from AXNGG27976557787/GOOGLE INDIA DIGITAL . Aval Bal 190013.45 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit
Paid the bank's own ₹9,240. ₹40.45 under our ask = our margin. Accepted as full.
By law ₹9,260. We ask ₹9,280 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹9,240 — accept as full (₹40.45 = our margin).
BANK'S TABLE — INSIDE OUR BUFFER
Bank table ₹9,240. We ask ₹9,280. Difference ₹40 — OK (our margin). Accept ₹9,240 as full. Nothing to collect.
Their own rows add to ₹7,740, their total says ₹9,240 — a ₹1,500 slip in their sheet. Not ours to fix.
why?
Their DHC is ₹300 on the sheet, ours ₹320 (Avinash's policy margin); their rows are rounded. By the Koli ruling (3 Sep) a total inside ₹60 / 0.25% of our ask is paid in full.
the branch's own wordsThe branch's mail said: the bank's own rows sum to Rs.7,740 but its total says Rs.9,240
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 24 minour time · 6 Oct 15:50
Index II —not yet
the NOI team 1 d 4 hthe branch 5 d 20 hthe SRO 10 h 44 mintotal 7 d 10 h so far
Now with the SRO — waiting for the SRO's Index II
since 13 Oct 15:40 — 10 h 44 min of working time
Day by day — every step and who held it
6 Oct 15:25Your branch's mail
6 Oct 15:25Payment landedat once
6 Oct 15:31Fee quoted+6 min · the NOI team
6 Oct 15:31Papers readat once
6 Oct 15:31Property readat once
6 Oct 15:31Papers readat once
6 Oct 15:32Payment verifiedat once
6 Oct 15:32Ready for the challanat once
6 Oct 15:50Challan made+18 min · the NOI team
12 Oct 12:00Papers from your branch+5 d 20 h · the branch
12 Oct 12:01Papers read+1 min · the NOI team
13 Oct 15:40Filed on IGR — e-filing shared+1 d 3 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹9,30,000
Loan account no.
NHL/NSK/0926/5214803
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
✓ The papers agree — compared: the sanction letter, the legal report (TSR). No number of the property and no name differs.

Where this case stands — the whole trailEzDocs has not read this trail yet — the sweep reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 1d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026125314268 · ₹300 · paid 12/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011477113202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5214803 Applicant Name : TUSHAR ASHOK KALAMBE.
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantTushar Ashok Kalambe
LANNHL/NSK/0926/5214803
Loan AmtRs. 9,30,000
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Payment Screenshot with UTR, Sanction Letter

Payment of Rs. 9,240.00 stands VERIFIED against the credit in our account on 06-Oct-2026 (UTR: AXNGG27976557787). Nothing further is due on this case.

Still needed to complete the NOI e-filing (this does NOT hold up the challan or your disbursement):

  • Index II copy / Title document

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.
DRAFT — written by the engine, not sent
Index II pending — NOI NOI-2026-03207 | NHL/NSK/0926/5214803
how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: NHL/NSK/0926/5214803) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

  • Index II copy / title document (Sale Deed or Index II)

It has been 3 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
PA piyush.aher@phfl.com phfl.com
06 Oct, 15:25 · 7d ago THE FIRST MAIL — how this case began
Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5214803 Applicant Name : TUSHAR ASHOK KALAMBE.
Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer nameTUSHAR ASHOK KALAMBE
Loan account (LAN)NHL/NSK/0926/5214803
Loan amount₹9,30,000
Stamp duty 0.30%₹2,790
Registration fee 0.50%₹4,650
DHC₹300
Service / vendor fees₹1,500
Total₹9,240
  • ✓ Sanction Letter — attached
  • ✓ Customer Aadhar Card / co applicant — attached
  • ✓ Customer pan Card / co applicant — attached
  • ✓ Form A2 or Soft copy of photograph — attached
  • ✓ Payment details — attached
*Index II CopyOTC
Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website-www.pnbhousing.com PHFL Home Loans and Services Limited
🤖 read: documents attached
7 more mails in between — open
OL The NOI teamTYPED IN GMAIL
06 Oct, 15:35 · 7d ago

Team,

We

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2

copy.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 6 Oct 2026 at 15:31, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name TUSHAR ASHOK KALAMBE Lan No NHL/NSK/0926/5214803 Loan Amount 930000 LOAN AMOUNT 930000 0.30% 2790 0.50% 4650 FEES 1500 DHC 300 TOTAL 9,240 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
ME microsoftexchange329e71ec88ae4615bbc36ab6ce41109e@pnbhflo365.onmicrosoft.com pnbhflo365.onmicrosoft.com
06 Oct, 15:36 · 7d ago
Undeliverable: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5214803 Applicant Name : TUSHAR ASHOK KAL
ExerciseSecured by Check Point

Team,

We

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2

copy.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 6 Oct 2026 at 15:31, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name TUSHAR ASHOK KALAMBE Lan No NHL/NSK/0926/5214803 Loan Amount 930000 LOAN AMOUNT 930000 0.30% 2790 0.50% 4650 FEES 1500 DHC 300 TOTAL 9,240 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited Your message to vivek.m1@phfl.com couldn't be delivered. A custom mail flow rule created by an admin at pnbhflo365.onmicrosoft.com has blocked your message. Dear Sender, This mail id is deactivated. Regards, Email Administrator. vivek.m1+SRS=cGo+D=H. . . Office 365 phfl.com Sender Action Required Blocked by mail flow rule How to Fix It An email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that blocks messages that meet certain conditions, and it appears that your message has met one or more of those conditions. • Check the text above for a custom message from the email admin that may help explain why your message was blocked and how you might be able to fix it. For example, removing prohibited words from the message or sending the message from a different email account may be sufficient to deliver your message. If you've tried and you're still not able to fix the problem, consider contacting the email admin at pnbhflo365.onmicrosoft.com to discuss what to do. While they're unlikely to remove or relax the rule, if you have a legitimate need to deliver your message they may offer guidance for how to do so. More Info for Email Admins Status code: 550 5.7.1_ETR This error occurs because an email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that has blocked the sender's message. In some cases, the sender can change the message so it no longer violates the rule. However, depending on the rule's conditions, it's possible that the only way to deliver the message is to change the rule itself, and only an email admin at pnbhflo365.onmicrosoft.com can do that. Although it's possible the rule is unintentionally flawed or it's stricter than the admin intended, it may be working exactly as they want it to. Original Message Details Created Date: 10/6/2026 10:05:47 AM Sender Address: vivek.m1+SRS=cGo+D=H4=gmail.com=pnb.noifilling@phfl.com Recipient Address: vivek.m1@phfl.com Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5214803 Applicant Name : TUSHAR ASHOK KALAMBE. Error Details Error: 550 5.7.1 TRANSPORT.RULES.RejectMessage; the message was rejected by organization policy Message rejected by: MA5PR01MB11579.INDPRD01.PROD.OUTLOOK.COM Notification Details Sent by: MA5PR01MB11579.INDPRD01.PROD.OUTLOOK.COM Message Hops HOP TIME (UTC) FROM TO WITH RELAY TIME 1 10/6/2026 10:06:27 AM mail-qv1-f51.google.com SMTP 40 sec 2 10/6/2026 10:06:27 AM mail-qv1-f51.google.com TY2PEPF0000AB85.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 3 10/6/2026 10:06:27 AM TY2PEPF0000AB85.apcprd03.prod.outlook.com TY4P301CA0046.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 4 10/6/2026 10:06:29 AM TY4P301CA0046.JPNP301.PROD.OUTLOOK.COM PNWPR01MB13169.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) 2 sec 5 10/6/2026 10:06:46 AM emails-2601702-4-mt-prod-cp-aps1-1.checkpointcloudsec.com mta-outgoing-945-mt-prod-cp-aps1-1.checkpointcloudsec.com ESMTPS 17 sec 6 10/6/2026 10:06:47 AM aps.cloud-sec-av.com SG1PEPF000082E4.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 1 sec 7 10/6/2026 10:06:47 AM SG1PEPF000082E4.apcprd02.prod.outlook.com SGAP274CA0021.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 8 10/6/2026 10:06:47 AM SGAP274CA0021.SGPP274.PROD.OUTLOOK.COM MA5PR01MB11579.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) * Original Message Headers ARC-Seal: i=5; a=rsa-sha256; s=arcselector10001; d=microsoft.com; cv=pass; b=ZZ/5xnl18vvwxowkSvZV3h2ZOmPuTqCS0LYO8RgdVh4Nar+KOVR36PF/5WxTtwokx0W7/1VLTBUN+K4CdlkybMn82kwdM/bWEL9jGptA8/NM+DWCehW5bGIghEDfyRHAHUGEyd2+JK3PnDz5MSO0RA0CHMTeQbZgoz5WQTYoj8E/XyLU4UC/W7sAHd9pIBipxZ3IqLF41DPuuBwDIEtXZjIm+j8gyWFTt7luHlL8kMzhJnawV2mnC/PjNTMNs+6I5NYD2Oq2LMvM+9YPbZBqUx/RAehJhilxLOfhQMwm7ZIPzcGmKkbCzEg3slIwNwbkUVbzzds9Kjh/3qBCM5DNgg== ARC-Message-Signature: i=5; a=rsa-sha256; c=relaxed/relaxed; d=microsoft.com; s=arcselector10001; h=From:Date:Subject:Message-ID:Content-Type:MIME-Version:X-MS-Exchange-AntiSpam-MessageData-ChunkCount:X-MS-Exchange-AntiSpam-MessageData-0:X-MS-Exchange-AntiSpam-MessageData-1; bh=r+lHKr5L+iEuZmUgs0CZTfnlv9qMg5TYSgDb+DUgWsA=; b=EAlM8zMHuISb8nz18qJAQqVrLJI7DKAiHVPYKoiYZGit42H6zcSwbZIAZrEQkboqT3gx6tBB5MHZIJfk7CF+N7fo/m/01ja5ALWKPhD+XAIuKTbSeKlfSeaIAKnpldvJDn5n+gbLjHLYg3aCtVtnJJu0mbFeAONyV27+S8viYBWVinEIiPj1zuCY3f1v21Re3Gv9Svnyc7s58UBBrsKi6mk8Rb1kHAwi61fezySq+p7Cc5hAK2eBPEDe+gyasuWdYDE2Gty462Ue6fTCi83uJNTkBX0jbfEj1EFE5BzS7uEMDWcYIz1sNipdLt7Kt3dMQjn/JUyrJ+VUIJ/QV8qR3A== ARC-Authentication-Results: i=5; mx.microsoft.com 1; spf=pass (sender ip is 3.109.187.96) smtp.rcpttodomain=phfl.com smtp.mailfrom=phfl.com; dmarc=fail (p=none sp=quarantine pct=100) action=none header.from=gmail.com; dkim=fail (body hash did not verify) header.d=gmail.com; arc=pass (0 oda=1 ltdi=1 spf=[1,3,smtp.mailfrom=gmail.com] dkim=[1,4,header.d=gmail.com] dmarc=[1,3,header.from=gmail.com]) Received: from SGAP274CA0021.SGPP274.PROD.OUTLOOK.COM (2603:1096:4:b6::33) by MA
🤖 read: asks for the Index II; documents attached — “For NOI filing, We need an index 2 copy.”
OL The NOI teamTYPED IN GMAIL
06 Oct, 15:52 · 7d ago
Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5214803 Applicant Name : TUSHAR ASHOK KALAMBE.

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 6 Oct 2026 at 15:35, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 15:31, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name TUSHAR ASHOK KALAMBE Lan No NHL/NSK/0926/5214803 Loan Amount 930000 LOAN AMOUNT 930000 0.30% 2790 0.50% 4650 FEES 1500 DHC 300 TOTAL 9,240 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited
🤖 read: challan shared ✓ — “PFA challan for your reference.”
ME microsoftexchange329e71ec88ae4615bbc36ab6ce41109e@pnbhflo365.onmicrosoft.com pnbhflo365.onmicrosoft.com
06 Oct, 15:53 · 7d ago
Undeliverable: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5214803 Applicant Name : TUSHAR ASHOK KAL
ExerciseSecured by Check Point

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 6 Oct 2026 at 15:35, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 15:31, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name TUSHAR ASHOK KALAMBE Lan No NHL/NSK/0926/5214803 Loan Amount 930000 LOAN AMOUNT 930000 0.30% 2790 0.50% 4650 FEES 1500 DHC 300 TOTAL 9,240 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited Your message to vivek.m1@phfl.com couldn't be delivered. A custom mail flow rule created by an admin at pnbhflo365.onmicrosoft.com has blocked your message. Dear Sender, This mail id is deactivated. Regards, Email Administrator. vivek.m1+SRS=cGo+D=H. . . Office 365 phfl.com Sender Action Required Blocked by mail flow rule How to Fix It An email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that blocks messages that meet certain conditions, and it appears that your message has met one or more of those conditions. • Check the text above for a custom message from the email admin that may help explain why your message was blocked and how you might be able to fix it. For example, removing prohibited words from the message or sending the message from a different email account may be sufficient to deliver your message. If you've tried and you're still not able to fix the problem, consider contacting the email admin at pnbhflo365.onmicrosoft.com to discuss what to do. While they're unlikely to remove or relax the rule, if you have a legitimate need to deliver your message they may offer guidance for how to do so. More Info for Email Admins Status code: 550 5.7.1_ETR This error occurs because an email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that has blocked the sender's message. In some cases, the sender can change the message so it no longer violates the rule. However, depending on the rule's conditions, it's possible that the only way to deliver the message is to change the rule itself, and only an email admin at pnbhflo365.onmicrosoft.com can do that. Although it's possible the rule is unintentionally flawed or it's stricter than the admin intended, it may be working exactly as they want it to. Original Message Details Created Date: 10/6/2026 10:22:16 AM Sender Address: vivek.m1+SRS=cGo+D=H4=gmail.com=pnb.noifilling@phfl.com Recipient Address: vivek.m1@phfl.com Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5214803 Applicant Name : TUSHAR ASHOK KALAMBE. Error Details Error: 550 5.7.1 TRANSPORT.RULES.RejectMessage; the message was rejected by organization policy Message rejected by: PNZPR01MB4304.INDPRD01.PROD.OUTLOOK.COM Notification Details Sent by: PNZPR01MB4304.INDPRD01.PROD.OUTLOOK.COM Message Hops HOP TIME (UTC) FROM TO WITH RELAY TIME 1 10/6/2026 10:22:59 AM mail-qv1-f42.google.com SMTP 43 sec 2 10/6/2026 10:22:59 AM mail-qv1-f42.google.com TY2PEPF0000AB86.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 3 10/6/2026 10:22:59 AM TY2PEPF0000AB86.apcprd03.prod.outlook.com PUVP216CA0023.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 4 10/6/2026 10:23:00 AM PUVP216CA0023.KORP216.PROD.OUTLOOK.COM MA5PR01MB12110.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) 1 sec 5 10/6/2026 10:23:52 AM emails-4892709-4-mt-prod-cp-aps1-1.checkpointcloudsec.com mta-outgoing-370-mt-prod-cp-aps1-1.checkpointcloudsec.com ESMTPS 52 sec 6 10/6/2026 10:23:52 AM aps.cloud-sec-av.com SG2PEPF000B66CF.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 7 10/6/2026 10:23:53 AM SG2PEPF000B66CF.apcprd03.prod.outlook.com SI2PR01CA0051.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 1 sec 8 10/6/2026 10:23:53 AM SI2PR01CA0051.apcprd01.prod.exchangelabs.com PNZPR01MB4304.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) * Original Message Headers ARC-Seal: i=5; a=rsa-sha256; s=arcselector10001; d=microsoft.com; cv=pass; b=Fg2nkcOzJkLsjJ6OSYd5NKZEsyldcupGV5KNasSmybNbXdx2UL6Y5TNY+b2oTr+NDMu5tqKKVGgA/FiN7osuxpuXOoC/Nhle46GHxo3wa3at+TwnMDIvRXMQ232L7EbH1oezhXr/syh5ZJlGEKAWNRIWQuGzA8Wk53GJB/gXtO3hIzh5knViBFG4+oPYa3V3CRHdjuvB4hjo2SGBo5hEd9Ar6P1JyNgImC6J/aVKnBLmplSF4wpY+tb8vgXlm9/UXaKVnbPP0yDFQ4jd3jvGBVLa1SNuZDnfFsNg4YcgaxrKhiVHBexfYO4oal1WnH1R40AWBezrWJ5jYJkMXFkr8Q== ARC-Message-Signature: i=5; a=rsa-sha256; c=relaxed/relaxed; d=microsoft.com; s=arcselector10001; h=From:Date:Subject:Message-ID:Content-Type:MIME-Version:X-MS-Exchange-AntiSpam-MessageData-ChunkCount:X-MS-Exchange-AntiSpam-MessageData-0:X-MS-Exchange-AntiSpam-MessageData-1; bh=HL5hRPkyk3ppAdv44FFOkfE4wlL/eYqeoKmrGr7XzP8=; b=nazzmZFq0XVLaDNbyk6EOefCcRllQ1EK3NtAmObHuxMVYLm2tyHgnakZ0BKxLxpUKLFAXXVYsZBHvMfz8CZV85AM7a/AUW3ArIOT+KGrFhF0ShFDc+0i4X+yJcSxmhzgcwYga52t05i6YthWSF1qhH9WEOsiKtsYDKygyx2fYlFA9UKdJo71i9VztefHyjhl/T3KpToVny/CBvFZjnlRLQiEvzRcmoz2nzlneSlBgqRgn7ucswUZTdWimF+6VTQOAikAn8e1AJpWbPlKFX9bAJM5XInNoRqaZdmI9ARIvoPe6Os/hiNPj+Obj1wnCRcC1uv6X/w+yImSyU+O0ELugQ== ARC-Authentication-Results: i=5; mx.microsoft.com 1; spf=pass (sender ip is 3.109.187.96) smtp.rcpttodomain=phfl.com smtp.mailfrom=phfl.com; dmarc=fail (p=none sp=quarantine pct=100)
🤖 read: documents attached
HB hirachand.b@pnbhousing.com pnbhousing.com
12 Oct, 12:00 · 1d ago
RE: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5214803 Applicant Name : TUSHAR ASHOK KALAMBE.
Dear Team,

Please find attached the copy of index 2 for NOI filing.

Thanks & Regards, Hirachand B. Nipane. Area Operations and Service Manager . 407 & 408, 4th Floor, Padma Vishwa Landmark, Near Tanishq Showroom, Above Axis Bank, Racca Colony,Sharanpur Road, Nashik 422002. Landline Number : 0253-2311671/2311672 Mobile: 8600400491 Toll Free Number: 1800 120 8800 Website- www.pnbhousing.com Internal From: THINKBIGZ NOI <pnb.noifilling@gmail.com> Sent: 06 October 2026 15:52 To: Piyush Santosh Aher <piyush.aher@phfl.com> Cc: Prashant Padhye <prashant.padhye@pnbhousing.com>; nasik.branch <nasik.branch@pnbhousing.com>; M Vivek1 <vivek.m1@phfl.com> Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5214803 Applicant Name
earlier mails quoted below
On Tue, 6 Oct 2026 at 15:35, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 15:31, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name TUSHAR ASHOK KALAMBE Lan No NHL/NSK/0926/5214803 Loan Amount 930000 LOAN AMOUNT 930000 0.30% 2790 0.50% 4650 FEES 1500 DHC 300 TOTAL 9,240 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited
🤖 read: documents attached — “Please find attached the copy of index 2 for NOI filing.”
OL The NOI teamTYPED IN GMAIL
12 Oct, 12:07 · 1d ago

Team

we will process the NOI for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 12:01, Hirachand Nipane < hirachand.b@pnbhousing.com > wrote: Dear Team, Please find attached the copy of index 2 for NOI filing. Thanks & Regards, Hirachand B. Nipane. Area Operations and Service Manager . 407 & 408, 4th Floor, Padma Vishwa Landmark, Near Tanishq Showroom, Above Axis Bank, Racca Colony,Sharanpur Road, Nashik 422002 . Landline Number : 0253-2311671/2311672 Mobile: 8600400491 Toll Free Number: 1800 120 8800 Website- www.pnbhousing.com Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: 06 October 2026 15:52 To: Piyush Santosh Aher < piyush.aher@phfl.com > Cc: Prashant Padhye < prashant.padhye@pnbhousing.com >; nasik.branch < nasik.branch@pnbhousing.com >; M Vivek1 < vivek.m1@phfl.com > Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5214803 Applicant Name : TUSHAR ASHOK KALAMBE. Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 15:35, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 15:31, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name TUSHAR ASHOK KALAMBE Lan No NHL/NSK/0926/5214803 Loan Amount 930000 LOAN AMOUNT 930000 0.30% 2790 0.50% 4650 FEES 1500 DHC 300 TOTAL 9,240 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited
🤖 read: The team will process the NOI.
ME microsoftexchange329e71ec88ae4615bbc36ab6ce41109e@pnbhflo365.onmicrosoft.com pnbhflo365.onmicrosoft.com
12 Oct, 12:08 · 1d ago
Undeliverable: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5214803 Applicant Name : TUSHAR ASHOK KAL
ExerciseSecured by Check Point

Team

we will process the NOI for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 12:01, Hirachand Nipane < hirachand.b@pnbhousing.com > wrote: Dear Team, Please find attached the copy of index 2 for NOI filing. Thanks & Regards, Hirachand B. Nipane. Area Operations and Service Manager . 407 & 408, 4th Floor, Padma Vishwa Landmark, Near Tanishq Showroom, Above Axis Bank, Racca Colony,Sharanpur Road, Nashik 422002 . Landline Number : 0253-2311671/2311672 Mobile: 8600400491 Toll Free Number: 1800 120 8800 Website- www.pnbhousing.com Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: 06 October 2026 15:52 To: Piyush Santosh Aher < piyush.aher@phfl.com > Cc: Prashant Padhye < prashant.padhye@pnbhousing.com >; nasik.branch < nasik.branch@pnbhousing.com >; M Vivek1 < vivek.m1@phfl.com > Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5214803 Applicant Name : TUSHAR ASHOK KALAMBE. Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 15:35, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 15:31, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name TUSHAR ASHOK KALAMBE Lan No NHL/NSK/0926/5214803 Loan Amount 930000 LOAN AMOUNT 930000 0.30% 2790 0.50% 4650 FEES 1500 DHC 300 TOTAL 9,240 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited Your message to vivek.m1@phfl.com couldn't be delivered. A custom mail flow rule created by an admin at pnbhflo365.onmicrosoft.com has blocked your message. Dear Sender, This mail id is deactivated. Regards, Email Administrator. vivek.m1+SRS=EGypo=I. . . Office 365 phfl.com Sender Action Required Blocked by mail flow rule How to Fix It An email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that blocks messages that meet certain conditions, and it appears that your message has met one or more of those conditions. • Check the text above for a custom message from the email admin that may help explain why your message was blocked and how you might be able to fix it. For example, removing prohibited words from the message or sending the message from a different email account may be sufficient to deliver your message. If you've tried and you're still not able to fix the problem, consider contacting the email admin at pnbhflo365.onmicrosoft.com to discuss what to do. While they're unlikely to remove or relax the rule, if you have a legitimate need to deliver your message they may offer guidance for how to do so. More Info for Email Admins Status code: 550 5.7.1_ETR This error occurs because an email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that has blocked the sender's message. In some cases, the sender can change the message so it no longer violates the rule. However, depending on the rule's conditions, it's possible that the only way to deliver the message is to change the rule itself, and only an email admin at pnbhflo365.onmicrosoft.com can do that. Although it's possible the rule is unintentionally flawed or it's stricter than the admin intended, it may be working exactly as they want it to. Original Message Details Created Date: 10/12/2026 6:37:26 AM Sender Address: vivek.m1+SRS=EGypo=IC=gmail.com=pnb.noifilling@phfl.com Recipient Address: vivek.m1@phfl.com Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5214803 Applicant Name : TUSHAR ASHOK KALAMBE. Error Details Error: 550 5.7.1 TRANSPORT.RULES.RejectMessage; the message was rejected by organization policy Message rejected by: PN4PR01MB11681.INDPRD01.PROD.OUTLOOK.COM Notification Details Sent by: PN4PR01MB11681.INDPRD01.PROD.OUTLOOK.COM Message Hops HOP TIME (UTC) FROM TO WITH RELAY TIME 1 10/12/2026 6:38:07 AM mail-qv1-f52.google.com SMTP 41 sec 2 10/12/2026 6:38:07 AM mail-qv1-f52.google.com TY2PEPF0000AB83.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 3 10/12/2026 6:38:08 AM TY2PEPF0000AB83.apcprd03.prod.outlook.com SL2P216CA0202.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 1 sec 4 10/12/2026 6:38:08 AM SL2P216CA0202.KORP216.PROD.OUTLOOK.COM MA0PR01MB8241.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) * 5 10/12/2026 6:38:24 AM emails-1544502-4-mt-prod-cp-aps1-1.checkpointcloudsec.com mta-outgoing-294-mt-prod-cp-aps1-1.checkpointcloudsec.com ESMTPS 16 sec 6 10/12/2026 6:38:25 AM aps.cloud-sec-av.com OSA0EPF000000C7.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 1 sec 7 10/12/2026 6:38:26 AM OSA0EPF000000C7.apcprd02.prod.outlook.com SE2P216CA0063.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 1 sec 8 10/12/2026 6:38:26 AM SE2P216CA0063.KORP216.PROD.OUTLOOK.COM PN4PR01MB11681.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) * Original Message Headers ARC-Seal: i=5; a=rsa-sha256; s=arcselector10001; d=microsoft.com; cv=pass; b=gVLkcH6sElBHQ/80Pps6E0LcJ1dFOE/PN6ixOe+gCdYT+2L29nvW99MsmbSYfkM2MxRmYR5Ag4GnOTU+3EG7lF+kYst8+6qmjqiMLDk2mL9+cd3jZg/C0QZUNT+u66MSLU2Dk3DpzKFeOLX38IKLbTrUyaT
🤖 read: The bank branch states they will process the NOI.
OL The NOI teamTYPED IN GMAIL
13 Oct, 15:40 · 10h ago
Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5214803 Applicant Name : TUSHAR ASHOK KALAMBE.

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 12:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 12:01, Hirachand Nipane < hirachand.b@pnbhousing.com > wrote: Dear Team, Please find attached the copy of index 2 for NOI filing. Thanks & Regards, Hirachand B. Nipane. Area Operations and Service Manager . 407 & 408, 4th Floor, Padma Vishwa Landmark, Near Tanishq Showroom, Above Axis Bank, Racca Colony,Sharanpur Road, Nashik 422002 . Landline Number : 0253-2311671/2311672 Mobile: 8600400491 Toll Free Number: 1800 120 8800 Website- www.pnbhousing.com Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: 06 October 2026 15:52 To: Piyush Santosh Aher < piyush.aher@phfl.com > Cc: Prashant Padhye < prashant.padhye@pnbhousing.com >; nasik.branch < nasik.branch@pnbhousing.com >; M Vivek1 < vivek.m1@phfl.com > Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5214803 Applicant Name : TUSHAR ASHOK KALAMBE. Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 15:35, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 15:31, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name TUSHAR ASHOK KALAMBE Lan No NHL/NSK/0926/5214803 Loan Amount 930000 LOAN AMOUNT 930000 0.30% 2790 0.50% 4650 FEES 1500 DHC 300 TOTAL 9,240 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
ME microsoftexchange329e71ec88ae4615bbc36ab6ce41109e@pnbhflo365.onmicrosoft.com pnbhflo365.onmicrosoft.com
13 Oct, 15:43 · 10h ago
Undeliverable: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5214803 Applicant Name : TUSHAR ASHOK KAL
ExerciseSecured by Check Point

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 12:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 12:01, Hirachand Nipane < hirachand.b@pnbhousing.com > wrote: Dear Team, Please find attached the copy of index 2 for NOI filing. Thanks & Regards, Hirachand B. Nipane. Area Operations and Service Manager . 407 & 408, 4th Floor, Padma Vishwa Landmark, Near Tanishq Showroom, Above Axis Bank, Racca Colony,Sharanpur Road, Nashik 422002 . Landline Number : 0253-2311671/2311672 Mobile: 8600400491 Toll Free Number: 1800 120 8800 Website- www.pnbhousing.com Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: 06 October 2026 15:52 To: Piyush Santosh Aher < piyush.aher@phfl.com > Cc: Prashant Padhye < prashant.padhye@pnbhousing.com >; nasik.branch < nasik.branch@pnbhousing.com >; M Vivek1 < vivek.m1@phfl.com > Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5214803 Applicant Name : TUSHAR ASHOK KALAMBE. Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 15:35, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 15:31, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name TUSHAR ASHOK KALAMBE Lan No NHL/NSK/0926/5214803 Loan Amount 930000 LOAN AMOUNT 930000 0.30% 2790 0.50% 4650 FEES 1500 DHC 300 TOTAL 9,240 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited Your message to vivek.m1@phfl.com couldn't be delivered. A custom mail flow rule created by an admin at pnbhflo365.onmicrosoft.com has blocked your message. Dear Sender, This mail id is deactivated. Regards, Email Administrator. vivek.m1+SRS=U0Brt=I. . . Office 365 phfl.com Sender Action Required Blocked by mail flow rule How to Fix It An email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that blocks messages that meet certain conditions, and it appears that your message has met one or more of those conditions. • Check the text above for a custom message from the email admin that may help explain why your message was blocked and how you might be able to fix it. For example, removing prohibited words from the message or sending the message from a different email account may be sufficient to deliver your message. If you've tried and you're still not able to fix the problem, consider contacting the email admin at pnbhflo365.onmicrosoft.com to discuss what to do. While they're unlikely to remove or relax the rule, if you have a legitimate need to deliver your message they may offer guidance for how to do so. More Info for Email Admins Status code: 550 5.7.1_ETR This error occurs because an email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that has blocked the sender's message. In some cases, the sender can change the message so it no longer violates the rule. However, depending on the rule's conditions, it's possible that the only way to deliver the message is to change the rule itself, and only an email admin at pnbhflo365.onmicrosoft.com can do that. Although it's possible the rule is unintentionally flawed or it's stricter than the admin intended, it may be working exactly as they want it to. Original Message Details Created Date: 10/13/2026 10:10:19 AM Sender Address: vivek.m1+SRS=U0Brt=ID=gmail.com=pnb.noifilling@phfl.com Recipient Address: vivek.m1@phfl.com Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5214803 Applicant Name : TUSHAR ASHOK KALAMBE. Error Details Error: 550 5.7.1 TRANSPORT.RULES.RejectMessage; the message was rejected by organization policy Message rejected by: PN3PR01MB10164.INDPRD01.PROD.OUTLOOK.COM Notification Details Sent by: PN3PR01MB10164.INDPRD01.PROD.OUTLOOK.COM Message Hops HOP TIME (UTC) FROM TO WITH RELAY TIME 1 10/13/2026 10:11:03 AM mail-qv1-f50.google.com SMTP 44 sec 2 10/13/2026 10:11:04 AM mail-qv1-f50.google.com SG2PEPF000B66CA.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 1 sec 3 10/13/2026 10:11:04 AM SG2PEPF000B66CA.apcprd03.prod.outlook.com SI3PR01CA0001.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 4 10/13/2026 10:11:04 AM SI3PR01CA0001.apcprd01.prod.exchangelabs.com MA0PR01MB9434.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) * 5 10/13/2026 10:13:04 AM emails-6008661-4-mt-prod-cp-aps1-1.checkpointcloudsec.com mta-outgoing-774-mt-prod-cp-aps1-1.checkpointcloudsec.com ESMTPS 2 min 6 10/13/2026 10:13:05 AM aps.cloud-sec-av.com SG2PEPF000B66D0.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 1 sec 7 10/13/2026 10:13:05 AM SG2PEPF000B66D0.apcprd03.prod.outlook.com SG2P153CA0044.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 8 10/13/2026 10:13:06 AM SG2P153CA0044.APCP153.PROD.OUTLOOK.COM PN3PR01MB10164.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) 1 sec Original Message Headers ARC-Seal: i=5; a=rsa-sha256; s=ar
🤖 read: The NOI Coordinator is sharing the downloaded e-filing for reference.

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Aadhaar card 1001467134.jpg
filed 7d ago
Aadhaar card 1001467135.jpg
filed 7d ago
Aadhaar card 1001467137.jpg
filed 7d ago
Aadhaar card 1001467133.jpg
filed 7d ago
Sanction letter 1001467127.jpg
filed 7d ago
Selfie / photo 1001467126.jpg
filed 7d ago
Payment screenshot 1001467128.jpg
filed 7d ago
Other image002.jpg
filed 7d ago
PAN card 1001467295.jpg
filed 7d ago
Selfie / photo 1001467125.jpg
CANNOT BE READ — clear copy asked 7d ago
Other image001.jpg
filed 7d ago
Paid challan (GRAS) TUSHAR ASHOK KALAMBE EchallanMH011477113202627E.pdf
filed 7d ago
Index II+ LSR (search report) insidethe branch sent this — an input 5214803.pdf
filed 1d ago
Other image001.jpg
filed 1d ago
E-filing copy (token) eFilingDoc9991210260384.pdf
filed 10h ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹9,280.45
Where it stands
VERIFIED — money received
Screenshot claims
₹9,240 132313774430
Paid at
6 Oct 12:31:48
Verified on
6 Oct 15:32:06

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹2,800₹4,660₹320 ₹1,500₹9,280
By law ₹9,260. We ask ₹9,280 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

40 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Building (with wing), Floor, PAN (person 1), Mobile (person 1), E-mail (person 1)
23 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Hadd name, Road, Second number, Property type (Open / Building / Open + Building), Carpet or built-up, Building (person 1), Floor (person 1), Flat / house no (person 1) …
✓ EzDocs checked every box against the document’s own words 1d ago — all agree.
CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (5214803.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
empty
Flat / shop no
✓ in the document
Floor
empty
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) पालिकेचे नावः नाशिक इतर वर्णन, इतर माहितीः, इतर माहितीः मौजे मिश्रर, ता. मिश्रर येयील नगरपालिका हद्दीतील व सिन्नर 2 शिवारातील मिळकत स. नं. 67 (जुना स. नं. 1343)/1/1 प्लॉट नं. 30 यांसी अकृषिक बिनशेती क्षेत्र 112.06 चौ. मी., आकार रु. 81.00 पै. ((Survey Number: 67/1/1/प्लॉट नं/30:))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this
1001467127.jpg
as printed
PLOT NO 30, S NO 67(OLD S NO 1343)/1/1, PLOT NO 30, RENUKA MATA NAGAR, BARAGAON, SINNAR, NASHIK, PIMPRI ROAD,., MAHARASHTRA, INDIA, 422103
PIN
422103
the legal report (TSR)
5214803.pdf
Property Address line
mauje sinnara,praa.sinnara yethila nagarapaalikaa hadditila va sinnaER 2 shivaaraatila milakata- ma. nan. 67 (junaa ma. nan. 1343)/1/1 plota nan. 30
Legal Address line
SURVEY NUMBER: 67/1/1/plata nan:30
PIN
422103
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 30 S NO 67 OLD S NO 1343 /1/1 RENUKA MATA NAGAR BARAGAON SINNAR NASHIK PIMPRI ROAD
Locality/Road
MAHARASHTRA
Area/City
NASHIK
check or correct a box, the papers beside it →
the legal report (TSR) also prints: 2, 67/1/1/PLATA, HADDITILA, JUNAA, MA, MILAKATA, NAGARAPAALIKAA, NAN, PLOTA, PRAA, SHIVAARAATILA, VA
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorRanjana Ashok Kalambe…2349
mortgagorTushar Ashok KalambeEJWPK5509P…0716
All mail records (for Abhijit — safe to ignore)
2 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
fee quotepiyush.aher@phfl.com 7d ago
acknowledgementpiyush.aher@phfl.com 7d ago
Index II chasepiyush.aher@phfl.com 6d ago
Index II chasepiyush.aher@phfl.com 3d ago
What the engine read from each document — check anything marked in red
Aadhaar card 1001467135.jpg needs your check
dob
1995-08-18
name
Tushar Ashok Kalambe
legible
True
aadhaar last4
0716
raw reading (for Abhijit)
{'dob': '1995-08-18', 'pan': None, 'name': 'Tushar Ashok Kalambe', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '0716', 'quality_issue': None}
Aadhaar card 1001467133.jpg needs your check
dob
1977-05-21
name
Ranjana Ashok Kalambe
legible
True
aadhaar last4
2349
raw reading (for Abhijit)
{'dob': '1977-05-21', 'pan': None, 'name': 'Ranjana Ashok Kalambe', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '2349', 'quality_issue': None}
Aadhaar card 1001467134.jpg needs your check
address
pin: 422103; area: sinnar; state: Maharashtra; district: Nashik; village_city: Deopur
legible
True
aadhaar last4
2349
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': {'pin': '422103', 'area': 'sinnar', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nashik', 'post_office': None, 'village_city': 'Deopur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '2349', 'quality_issue': None}
Aadhaar card 1001467137.jpg needs your check
address
pin: 422103; area: Deopur, Deopur, Deopur, Deopur; state: Maharashtra; district: Nashik; post_office: Devpur
legible
True
aadhaar last4
0716
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': {'pin': '422103', 'area': 'Deopur, Deopur, Deopur, Deopur', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nashik', 'post_office': 'Devpur', 'village_city': None}, 'legible': True, 'father_name': None, 'aadhaar_last4': '0716', 'quality_issue': None}
Sanction letter 1001467127.jpg needs your check
lan
NHL/NSK/0926/5214803
legible
True
purpose
Non Housing Loan, Personal use
borrowers
{'name': 'TUSHAR ASHOK KALAMBE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RANJANA ASHOK KALAMBE', 'role': 'co_applicant', 'label': 'Applicant'}
loan type
Non Housing Loan
confidence
1.0
rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -3.40% = 9.75% per annum as on the date of execution of the loan agreement
loan amount
900000
rate spread
-3.4
final amount
930000
interest rate
9.75
sanction date
16-Sep-2026
letter version
4
reference rate
13.15
applicant email
tusharkalambe29@gmail.com
applicant names
TUSHAR ASHOK KALAMBE, RANJANA ASHOK KALAMBE
printed altered
False
applicant mobile
9673710170
balance transfer
False
property address
pin: 422103; road: PIMPRI ROAD; state: MAHARASHTRA; taluka: SINNAR; flat_no: 30; district: NASHIK; full_address: Plot No 30, S No 67(Old S No 1343)/1/1, Plot No 30, Renuka Mata Nagar, Baragaon, Sinnar, Nashik, Pimpri Roa
insurance premium
30000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
930000
security address verbatim
Plot No 30, S No 67(Old S No 1343)/1/1, Plot No 30, Renuka Mata Nagar, Baragaon, Sinnar, Nashik, Pimpri Road,., MAHARASHTRA, India, 422103
applicant address verbatim
FLAT NO 22 THIRD FLOOR, DESHMUKH PRIDE BUILDING, DESHMUKH MALA,, DEVI ROAD SINNAR, IN FRONT OF BHAGVATI MANDIR, Nashik, MAHARASHTRA, 422103, India
raw reading (for Abhijit)
{'lan': 'NHL/NSK/0926/5214803', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'TUSHAR ASHOK KALAMBE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RANJANA ASHOK KALAMBE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Non Housing Loan', 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -3.40% = 9.75% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 900000, 'rate_spread': -3.4, 'final_amount': 930000, 'interest_rate': 9.75, 'quality_issue': None, 'sanction_date': '16-Sep-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'tusharkalambe29@gmail.com', 'applicant_names': ['TUSHAR ASHOK KALAMBE', 'RANJANA ASHOK KALAMBE'], 'printed_altered': False, 'applicant_mobile': '9673710170', 'balance_transfer': False, 'property_address': {'pin': '422103', 'road': 'PIMPRI ROAD', 'state': 'MAHARASHTRA', 'taluka': 'SINNAR', 'flat_no': '30', 'district': 'NASHIK', 'floor_no': None, 'landmark': None, 'full_address': 'Plot No 30, S No 67(Old S No 1343)/1/1, Plot No 30, Renuka Mata Nagar, Baragaon, Sinnar, Nashik, Pimpri Road, MAHARASHTRA, India', 'village_city': 'BARAGAON', 'building_name': 'RENUKA MATA NAGAR', 'survey_or_cts_no': '67(Old S No 1343)/1/1'}, 'insurance_premium': 30000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 930000, 'security_address_verbatim': 'Plot No 30, S No 67(Old S No 1343)/1/1, Plot No 30, Renuka Mata Nagar, Baragaon, Sinnar, Nashik, Pimpri Road,., MAHARASHTRA, India, 422103', 'applicant_address_verbatim': 'FLAT NO 22 THIRD FLOOR, DESHMUKH PRIDE BUILDING, DESHMUKH MALA,, DEVI ROAD SINNAR, IN FRONT OF BHAGVATI MANDIR, Nashik, MAHARASHTRA, 422103, India'}
Other image002.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Selfie / photo 1001467126.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Other image001.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Payment screenshot 1001467128.jpg needs your check
utr
132313774430
date
2026-10-06
time
12:13
amount
9240
method
PhonePe
payee upi
9892834356-2@okbizaxis
payee name
THINKBIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '132313774430', 'date': '2026-10-06', 'time': '12:13', 'amount': 9240, 'method': 'PhonePe', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
Selfie / photo 1001467125.jpg needs your check
kind
group_or_other
legible
False
confidence
0.9
face visible
True
quality issue
not a live selfie, other people in background
raw reading (for Abhijit)
{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'not a live selfie, other people in background'}
PAN card 1001467295.jpg needs your check
dob
1995-08-18
pan
EJWPK5509P
name
TUSHAR ASHOK KALAMBE
legible
True
father name
ASHOK TRAMBAK KALAMBE
raw reading (for Abhijit)
{'dob': '1995-08-18', 'pan': 'EJWPK5509P', 'name': 'TUSHAR ASHOK KALAMBE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'ASHOK TRAMBAK KALAMBE', 'aadhaar_last4': None, 'quality_issue': None}
Paid challan (GRAS) TUSHAR ASHOK KALAMBE EchallanMH011477113202627E.pdf needs your check
grn
MH011477113202627E
pin
422103
total
7460.0
article
6(1)
defaced
False
bank cin
03006172026100600936
district
NASHIK
area city
NASHIK
payer pan
EJWXXXXXXP
flat block
PLOT NO 30 SURVEY NO 67 OLD S NO 1343 /1/1 RENUKA MATA NAGAR
payer name
TUSHAR ASHOK KALAMBE
sro office
SNR2_SINNAR 2 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=930000
scheme rows
{'amount': 2800.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 4660.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX0170
payment date
06/10/2026-15:50:36
road locality
BARAGAON PIMPRI ROAD SINNAR NASHIK
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
930000
raw reading (for Abhijit)
{'grn': 'MH011477113202627E', 'pin': '422103', 'total': 7460.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100600936', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'EJWXXXXXXP', 'flat_block': 'PLOT NO 30 SURVEY NO 67 OLD S NO 1343 /1/1 RENUKA MATA NAGAR', 'payer_name': 'TUSHAR ASHOK KALAMBE', 'sro_office': 'SNR2_SINNAR 2 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=930000', 'scheme_rows': [{'amount': 2800.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 4660.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0170', 'payment_date': '06/10/2026-15:50:36', 'road_locality': 'BARAGAON PIMPRI ROAD SINNAR NASHIK', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '930000'}
Index II 5214803.pdf needs your check
kind
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'नाशिक इतर', 'r11_serial': '4353/2024', 'r14_remark': 'मुल्यांकनाची आवश्यकता नाही कारण आधी केलेले मुल्यांकन कारणाचा तपशील आधी केलेले मुल्यांकन If relating to Order of High Court W.
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'नाशिक इतर', 'r11_serial': '4353/2024', 'r14_remark': 'मुल्यांकनाची आवश्यकता नाही कारण आधी केलेले मुल्यांकन कारणाचा तपशील आधी केलेले मुल्यांकन If relating to Order of High Court W.R.T. amalgamation or reconstruction of companies under section 394 of Companies Act 1956 or under the order of Reserve Bank of India under section 44A of the Banking Regulation Act 1949.', 'r4_locality': 'मौजे मिश्रर, ता. मिश्रर येयील नगरपालिका हद्दीतील व सिन्नर 2 शिवारातील मिळकत', 'r5_area_text': '1) 1.1206 आर.चौ. मीटर', 'r7_executants': [{'age': '25', 'pan': None, 'name': 'अनिकेत मनोज लहामगे', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः - ब्लॉक नंः, रोड नंः सिन्नर, ता.सिन्नर, जी. नाशिक, महाराष्ट्र, णास्ःईक्र. पिन कोड:-422103'}, {'age': '23', 'pan': None, 'name': 'आयुश नागेश लहामगे', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः, ब्लॉक नंः -, रोड सिन्नर, ता. सिन्नर, जी. नाशिक, महाराष्ट्र, णास्ःईक्र. पिन कोड:-422103'}, {'age': '28', 'pan': None, 'name': 'निखिल दिलीप लहामगे', 'address': 'प्लॉट नंः माळा नंः इमारतीचे नावः ब्लॉक -नंः रोड नंः सिन्नर, ता. सिन्नर, जी. नाशिक, महाराष्ट्र, णास्ःईक्र. पिन कोड:-422103'}, {'age': '54', 'pan': None, 'name': 'नागेश विष्णुपंत लहामगे', 'address': 'प्लॉट :नंः माळा नंः, इमारतीचे नावः, ब्लॉक नंः -. रोड नंः सिन्नर, ता. सिन्नर, जी. नाशिक, महाराष्ट्र, णास्ःईक़, पिन कोड:-422103'}, {'age': '30', 'pan': None, 'name': 'अक्षय वसंत लहामगे', 'address': 'प्लॉट नंः माळा नंः इमारतीचे नावः ब्लॉक नंः, रोड सिन्नर, ता.सिन्नर, जी. नाशिक, महाराष्ट्र, णास्ः ईक्क्र. पिन कोड:-422103'}, {'age': '33', 'pan': None, 'name': 'रोशन वसंत लहामगे', 'address': 'प्लॉट नंः माळा नंः इमारतीचे नावः ब्लॉक नंः, रोड सिन्नर, ता. सिन्नर, जी. नाशिक, महाराष्ट्र, णास्ःईक्र. पिन कोड:-422103'}, {'age': '81', 'pan': None, 'name': 'सुमन विष्णुपंत लहामगे', 'address': 'प्लॉट नंः, माळा नंः इमारतीचे नावः, ब्लॉक नंः, रोड नंः सिन्नर, ता. सिन्नर, जी. नाशिक, महाराष्ट्र, णास्ःईक़, पिन कोड:-422103'}], 'r8_purchasers': [{'age': '29', 'pan': None, 'name': 'तुषार अशोक कळंबे', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः देवपुर, ता. सिन्नर, जी. नाशिक, महाराष्ट्र, णास्ःईक़, पिन कोड:-422103'}], 'r12_stamp_duty': 100, 'r3_market_value': 192880, &
Other image001.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Index II 5214803.pdf needs your check
found
True
found in
सूची क्र. 2 (Index II) - Property Details
area sq m
112.08
paper for
report_id: 4353/2024; customer_name: तुषार अशोक कळंबे
confidence
0.95
reading486
property
address lines
taken: both the same; legal_address: Survey Number: 67/1/1/प्लट नं:30; property_address: मौजे सिन्नर,प्रा.सिन्नर येथील नगरपालिका हद्दीतील व सिन्नer २ शिवारातील मिळकत- म. नं. 67 (जुना म. नं. 1343)/1/1 प्लॉट नं. 30
property address
pin: 422103; state: महाराष्ट्र; taluka: सिन्नर; district: नाशिक; full_address: मौजे सिन्नर, सिन्नर, नाशिक, महाराष्ट्र - 422103; village_city: सिन्नर; survey_or_cts_no: 67/1/1, प्लॉट नं. 30
header doc number
4353/2024
security address verbatim
पान नं. 1/2. इतर माहिती, इतर माहिती: मौजे सिन्नर,प्रा.सिन्नर येथील नगरपालिका हद्दीतील व सिन्नर २ शिवारातील मिळकत- म. नं. 67 (जुना म. नं. 1343)/1/1 प्लॉट नं. 30 सामी संयुक्त विनाशेती क्षेत्र 112.08 चौ.मी., आकार रु. 81.00
raw reading (for Abhijit)
{'found': True, 'found_in': 'सूची क्र. 2 (Index II) - Property Details', 'area_sq_m': 112.08, 'paper_for': {'loan_ref': None, 'report_id': '4353/2024', 'customer_name': 'तुषार अशोक कळंबे'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': {'taken': 'both the same', 'legal_address': 'Survey Number: 67/1/1/प्लट नं:30', 'property_address': 'मौजे सिन्नर,प्रा.सिन्नर येथील नगरपालिका हद्दीतील व सिन्नer २ शिवारातील मिळकत- म. नं. 67 (जुना म. नं. 1343)/1/1 प्लॉट नं. 30'}, 'property_address': {'pin': '422103', 'road': None, 'state': 'महाराष्ट्र', 'taluka': 'सिन्नर', 'flat_no': None, 'district': 'नाशिक', 'floor_no': None, 'landmark': None, 'full_address': 'मौजे सिन्नर, सिन्नर, नाशिक, महाराष्ट्र - 422103', 'village_city': 'सिन्नर', 'building_name': None, 'survey_or_cts_no': '67/1/1, प्लॉट नं. 30'}, 'header_doc_number': '4353/2024', 'security_address_verbatim': 'पान नं. 1/2. इतर माहिती, इतर माहिती: मौजे सिन्नर,प्रा.सिन्नर येथील नगरपालिका हद्दीतील व सिन्नर २ शिवारातील मिळकत- म. नं. 67 (जुना म. नं. 1343)/1/1 प्लॉट नं. 30 सामी संयुक्त विनाशेती क्षेत्र 112.08 चौ.मी., आकार रु. 81.00 पै.((Survey Number: 67/1/1/प्लट नं:30;))'}
E-filing copy (token) eFilingDoc9991210260384.pdf needs your check
sro
SRG
kind
efiling_copy
token
9991210260384
legible
True
property
road: BARAGAON PIMPRI ROAD; unit: PLOT NO 30; floor: G; taluka: Sinnar; numbers: [{'type': 'Survey Number', 'value': '67/1/1'}, {'type': 'OLD S NO', 'value': '1343'}, {'type': 'Plot Number', 'value': '30'}]; village: Sin
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'EJWPK5509P', 'name': 'TUSHAR ASHOK KALAMBE', 'address': 'Flat No:22, Floor No:3RD, Building Name:DESHMUKH PRIDE BUILDING, DESHAMUKH MALA, Road:DEVI ROAD, SINNAR IN FRONT OF BHAGVATI MANDIR, NASHIK, City:NASHIK,
title deed
Sale Deed :4353/2024 SRO SINNAR
filing date
2026-10-13
loan amount
930000
payment lines
{'ref': 'MH011477113202627E', 'head': 'Stamp Duty', 'dated': '06/10/2026', 'amount': 2790, 'ref_kind': 'GRN'}, {'ref': 'MH011477113202627E', 'head': 'Filing Fee', 'dated': '06/10/2026', 'amount': 4650, 'ref_kind': 'GRN'}
date of mortgage
2026-10-12
raw reading (for Abhijit)
{'sro': 'SRG', 'kind': 'efiling_copy', 'token': '9991210260384', 'legible': True, 'property': {'pin': None, 'road': 'BARAGAON PIMPRI ROAD', 'unit': 'PLOT NO 30', 'floor': 'G', 'taluka': 'Sinnar', 'numbers': [{'type': 'Survey Number', 'value': '67/1/1'}, {'type': 'OLD S NO', 'value': '1343'}, {'type': 'Plot Number', 'value': '30'}], 'village': 'Sinnar-2', 'building': 'PLOT NO 30, RENUKA MATA NAGAR', 'district': 'Nashik', 'area_text': '112.06 Sq.mt. Open', 'local_body': None, 'description': None, 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'EJWPK5509P', 'name': 'TUSHAR ASHOK KALAMBE', 'address': 'Flat No:22, Floor No:3RD, Building Name:DESHMUKH PRIDE BUILDING, DESHAMUKH MALA, Road:DEVI ROAD, SINNAR IN FRONT OF BHAGVATI MANDIR, NASHIK, City:NASHIK, State:MAHARASHTRA, District:NASHIK, Pin:422103'}], 'title_deed': 'Sale Deed :4353/2024 SRO SINNAR', 'filing_date': '2026-10-13', 'loan_amount': 930000, 'payment_lines': [{'ref': 'MH011477113202627E', 'head': 'Stamp Duty', 'dated': '06/10/2026', 'amount': 2790, 'ref_kind': 'GRN'}, {'ref': 'MH011477113202627E', 'head': 'Filing Fee', 'dated': '06/10/2026', 'amount': 4650, 'ref_kind': 'GRN'}, {'ref': '1026125314268', 'head': 'Document Handling Charges', 'dated': '12/10/2026', 'amount': 300, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-12'}
Technical record (for Abhijit — safe to ignore)
9h agosystem:reconcilehalf_read_mail_reread{'why': 'this mail named 4 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
9h agosystem:ingestmail_bounced{'why': "the branch did NOT receive the NOI team's mail — check the address and re-send", 'from': 'microsoftexchange329e71ec88ae4615bbc36ab6ce41109e@pnbhflo365.onmicrosoft.com', 'subject': 'Undeliverable: Re: Process 0.3
10h agosystem:reconcilehalf_read_mail_reread{'why': 'this mail named 4 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
10h agosystem:ingestmail_bounced{'why': "the branch did NOT receive the NOI team's mail — check the address and re-send", 'from': 'microsoftexchange329e71ec88ae4615bbc36ab6ce41109e@pnbhflo365.onmicrosoft.com', 'subject': 'Undeliverable: Re: Process 0.3
10h agosystem:ingestmail_bounced{'why': "the branch did NOT receive the NOI team's mail — check the address and re-send", 'from': 'microsoftexchange329e71ec88ae4615bbc36ab6ce41109e@pnbhflo365.onmicrosoft.com', 'subject': 'Undeliverable: Re: Process 0.3
10h agosystem:extractdhc_prn_read{'prn': '1026125314268', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9991210260384.pdf', 'from': "the filed notice's own text", 'gr
10h agosystem:extractefiling_copy_read{'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'eFilingDoc9991210260384.pdf', 'token': '9991210260384', 'doc_id': '882dde7c-6561-4731-b0bb-3906e4b136a7', 'mortgagors': 1}
10h agosystem:ingestefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
10h agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999121026
1d agosystem:reconcilehalf_read_mail_reread{'why': 'this mail named 3 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
1d agosystem:ingestmail_bounced{'why': "the branch did NOT receive the NOI team's mail — check the address and re-send", 'from': 'microsoftexchange329e71ec88ae4615bbc36ab6ce41109e@pnbhflo365.onmicrosoft.com', 'subject': 'Undeliverable: Re: Process 0.3
1d agosystem:reconcilehalf_read_mail_reread{'why': 'this mail named 3 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
1d agosystem:ingestmail_bounced{'why': "the branch did NOT receive the NOI team's mail — check the address and re-send", 'from': 'microsoftexchange329e71ec88ae4615bbc36ab6ce41109e@pnbhflo365.onmicrosoft.com', 'subject': 'Undeliverable: Re: Process 0.3
1d agosystem:ingestmail_bounced{'why': "the branch did NOT receive the NOI team's mail — check the address and re-send", 'from': 'microsoftexchange329e71ec88ae4615bbc36ab6ce41109e@pnbhflo365.onmicrosoft.com', 'subject': 'Undeliverable: Re: Process 0.3
1d agosystem:extractindex2_docno_read{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': '5214803.pdf', 'doc_id': '7a9b2d2d-adde-429f-92c1-714f27cdc3f1', 'header_sro': 'दु
1d agosystem:ingesttitle_doc_on_case_filing_open{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': '5214803.pdf', 'kind': 'index2'}
1d agosystem:extractpaper_read_beside{'why': "this property paper had no reading of its address — read for what it prints, so it sits beside the challan and the e-filing (and fills the case's property when the case has none)", 'done': '1', 'file': '5214803.
1d agosystem:extractpaper_read_beside_case{'why': "this paper is read for what it prints — its words sit beside the challan and the e-filing and are compared paper by paper; the case's property is not written from it: the property came from the registered Index
1d agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-12T06:32:28', 'why': 'mail', 'open': 16, 'mails': [{'at': '2026-10-06 09:55', 'id': '1a110a90f345bbcd', 'from': 'branch', 'gist': 'The branch asks the team to process the challan for loan number
1d agoezdocs:readermail_against_file490{'at': '2026-10-12T06:32:16', 'asks': [], 'gist': 'The branch attached an Index II copy for NOI filing.', 'next': 'Read the attached Index II to update the property and mortgagor details.', 'brought': [{'how': 'paper', '
1d agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-12T06:32:13', 'why': 'paper', 'open': 16, 'mails': [{'at': '2026-10-06 09:55', 'id': '1a110a90f345bbcd', 'from': 'branch', 'gist': 'The branch asks the team to process the challan for loan numbe
1d agoezdocs:readerpaper_against_file490{'at': '2026-10-12T06:32:09', 'why': 'This Index II belongs to the file because it names Tushar Ashok Kalambe as a purchaser, who is the customer for this loan.', 'file': '5214803.pdf', 'kinds': ['index2', 'index2', 'lsr
1d agosystem:extractaddress_compared{'sig': 'efbccc09345f9770', 'why': 'new mail', 'people': [{'home': '', 'person': 'Tushar Ashok Kalambe', 'against': [], 'home_src': '', 'party_id': 'f6bbe6be-853f-4fc4-a50e-afba2e9cf237'}, {'home': '', 'person': 'Ranjana
1d agosystem:ingestdocuments_read_together{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 4, 'seconds': 7.4, 'workers': 4}
1d agosystem:extractproperty_self_check{'ok': True, 'why': "EzDocs judged every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 19, 'trigger': 'after the Index II takeover'}
1d agosystem:extractproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': '5214803.pdf', 'changed': {'taluka': {'was': 'SINNAR', 'index2': 'Mishrar'}
1d agosystem:extractindex2_people_checked{'doc_id': '7a9b2d2d-adde-429f-92c1-714f27cdc3f1', 'differs': 0, 'matched': [{'score': 1.0, 'person': 'Tushar Ashok Kalambe', 'pan_agrees': False}], 'not_on_case': 0}
1d agosystem:extractproperty_english_extracted{'note': '', 'village': 'Mishrar', 'building': None, 'specific_unit_found': True}
1d agosystem:ingestdocument_received{'file': 'image001.jpg', 'doc_type': 'other', 'confidence': 0.5}
1d agosystem:extractindex2_people_checked{'doc_id': '7a9b2d2d-adde-429f-92c1-714f27cdc3f1', 'differs': 0, 'matched': [{'score': 1.0, 'person': 'Tushar Ashok Kalambe', 'pan_agrees': False}], 'not_on_case': 0}

Case diary the case’s history — what happened, newest day first

Papers
All 8 in hand
Selfie re-sent — an earlier one was a photo of a print
Money
₹9,240 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Index II pending
Waiting on the government.
Next — whose move
The government
Index II
Needs your eyes: Mail bounced — the branch did not get it. Re-send.
Yesterday · 13 Oct10 things
half read mail reread
17:00
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
17:00
half read mail reread
16:00
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
16:00
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
15:45
dhc prn read
15:41
efiling copy read
15:41
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
15:40
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
15:40
Received: E-filing copy
eFilingDoc9991210260384.pdf
15:40
12 Oct23 things — 2 documents received · 3 cautions · 18 steps
half read mail reread
14:00
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
14:00
half read mail reread
13:00
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
13:00
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
12:12
index2 docno read
12:05
The branch's title document is on the case — the filing is the NOI team's move
12:03
paper read beside
12:02
paper read beside case
12:02
file note490
12:02
mail against file490 — by ezdocs:reader
12:02
file note490
12:02
paper against file490 — by ezdocs:reader
12:02
address compared
12:02
documents read together
12:02
property self check
12:02
property from index2
12:02
index2 people checked
12:02
property english extracted
12:02
Received: other
image001.jpg
12:01
index2 people checked
12:01
Index II (title document) received from the branch
12:01
Received: Index II
5214803.pdf
12:01
10 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03207 | NHL/NSK/0926/5214803
10:00
An old draft withdrew itself — its asks were already answered
10:00
7 Oct1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03207 | NHL/NSK/0926/5214803
10:00
6 Oct76 things — 12 documents received · 4 letters written · 1 money step · 8 cautions · 51 steps
half read mail reread
17:00
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
17:00
half read mail reread
16:30
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
16:30
half read mail reread
16:30
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
16:30
half read mail reread
16:00
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
16:00
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
15:57
allotment read — by ezdocs:reader
15:55
allotment read — by ezdocs:reader
15:55
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
15:52
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
15:52
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
15:52
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
15:52
Challan re-read against the case — matches exactly
15:52
challan extracted
15:52
Received: Challan
TUSHAR ASHOK KALAMBE EchallanMH011477113202627E.pdf
15:52
copilot edit — by copilot:SANDEEP
15:41
copilot check ok — by copilot
15:36
form checked489
15:36
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
15:36
copilot pick — by copilot
15:36
reading boxes not the papers words — by copilot
15:36
challan numbers from reading — by copilot
15:36
challan boxes by rules
15:36
reader mail addition — by ezdocs:reader
15:36
property self check
15:36
kyc address missing
15:36
kyc address missing
15:36
The home address was read off the papers — by ezdocs:reader
15:35
quoted history checked
15:34
file note490
15:32
case read — by ezdocs:reader
15:32
extra challan scanned
15:32
Everything for the challan is in — queued
Papers and money are in — the challan is next.
15:32
case acknowledged challan queued
15:32
Wrote the acknowledgement mail — held, silent mode
Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5214803 Applicant Name : TUSHAR ASHOK KALAMBE.
15:32
An old draft withdrew itself — its asks were already answered
15:32
Wrote the fee quote mail — held, silent mode
Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0926/5214803 Applicant Name : TUSHAR ASHOK KALAMBE.
15:32
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
15:32
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
15:32
receivable snapshot
15:32
The payment proof already on the case was applied
15:32
The branch's own fee working disagrees with the law
15:32
boxes gathered
15:32
challan boxes by rules
15:32
A box the papers had not filled was read off a paper and corrected
15:31
property numbers completed
15:31
property attrs split
15:31
documents read together
15:31
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
15:31
money settled — by ezdocs:reader
15:31
Document could not be read — a clear copy was asked for
not a live selfie, other people in background
15:31
credit seen before bill
15:31
Payment proof arrived before the case was quoted — held
15:31
Received: other
image001.jpg
15:31
Received: Selfie — not usable
1001467125.jpg — not a live selfie, other people in background
15:31
Selfie checked — a live one
A real selfie — usable for the e-filing.
15:31
Received: PAN card
1001467295.jpg
15:31
Received: other
image002.jpg
15:31
case read started — by ezdocs:reader
15:31
applicant email captured
15:31
Received: Payment screenshot
1001467128.jpg
15:31
Property address read from the sanction letter
15:31
roles from letter
15:31
Received: Selfie
1001467126.jpg
15:31
card name not read454
15:31
card name not read454
15:31
Co-applicant added
15:31
Received: Sanction letter
1001467127.jpg
15:31
Received: Aadhaar
1001467133.jpg
15:31
Received: Aadhaar
1001467137.jpg
15:31
Received: Aadhaar
1001467135.jpg
15:31
Received: Aadhaar
1001467134.jpg
15:31
Case opened from the branch's mail
15:31
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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