⚠The PNB mailbox has used 149% of what Google lets it send in 24 hours (744 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-02521

Kailas Sanjay Chaudhari

LAN HOU/NSK/0926/5226613 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs4 still to come

6 of 10 in hand.
the challan is done — these are for the IGR filing / KYC

Selfie / photo (CANNOT BE READ — clear copy asked — this is not a live selfie)open

✓Sanction letteropen

✓Aadhaar cardopen

✓Payment screenshot — money verifiedopen

✓PAN cardopen

✓MOTDopen

✓Paid challan (GRAS)open

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Applicant's Selfie / Photo — for the e-filing visit later

Index II copy / Title document — for the e-filing visit later

All files (12)A label is wrong? Fix it under All documents.

For you to check

Selfie / photo: copy on file cannot be used. A usable one is being asked for.

MoneyAll of it is in

₹19,840.97CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹19,800 receivedthe receipt's amount and minute agree

Stamp duty 0.3%6,760

Registration fee 0.5%11,260

Government handling320

Our service fee1,500.97

Total we ask for19,840.97

the branch’s receipt claims ₹19,800 531443328599

paid 26 Sep 12:21:52 · verified 26 Sep 13:34:50 · 1 h 12 min later

How we know

Our own bank told us — 26 Sep 12:21

₹19,800 · from HDFC-VYAPAR

“Transaction Successful! You've received ₹19800.00 from KAILAS SANJAY CHAUDHARI.”

Matched by: the screenshot's amount AND its minute agree with this credit

Paid the bank's own ₹19,800. ₹40.97 under our ask = our margin. Accepted as full.

By law ₹19,820. We ask ₹19,840 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹19,800 — accept as full (₹40.97 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 21 minour time · 26 Sep 14:50

Index II —not yet

the NOI team 19 d 2 htotal 19 d 2 h so far

Now with the NOI team — e-filing on IGR

since 26 Sep 14:50 — 19 d 1 h of working time

Day by day — every step and who held it

26 Sep 13:28Your branch's mail

26 Sep 13:28Payment landedat once

26 Sep 13:34Papers read+6 min · the NOI team

26 Sep 13:34Property readat once

26 Sep 13:34Papers readat once

26 Sep 13:34Fee quotedat once

26 Sep 13:34Papers readat once

26 Sep 13:34Payment verifiedat once

26 Sep 14:50Challan made+1 h 15 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹22,50,000

Loan account no.

HOU/NSK/0926/5226613

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Area is empty — the portal will not take a blank.

✗ EzDocs found boxes that do NOT agree with the document (19d ago) — open the verification page; they are marked in red.

Fill it on the verification page first →

See the boxes — read from the sanction letter

District

Nashik

Taluka

Nashik

Village

Nashik

Number type

BLOCK

Number

Building

EKDANT HEIGHTS

Floor

4th Floor

Flat / shop no

406

Area

(empty)

Hadd

(empty)

Read from the sanction letter, not the Index II. PHOTO-2026-09-26-12-27-54.jpg open it · If an Index II is on file, read the property from it.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• a party: PAN missing — no PAN card of this person is read on the file — the PAN cards on it (ASHWINI KAILAS CHAUDHARI, PHOTO-25 Sep 2026-11-51-06.jpg; KAILAS SANJAY CHAUDHARI, PHOTO-25 Sep 2026-11-52-21.jpg) are beside the form; type the PAN off the person's own card

• a party: birth date missing — no PAN card of this person is read on the file — the PAN cards on it (ASHWINI KAILAS CHAUDHARI, PHOTO-25 Sep 2026-11-51-06.jpg; KAILAS SANJAY CHAUDHARI, PHOTO-25 Sep 2026-11-52-21.jpg) are beside the form; type the birth date off the person's own card

• 10 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Number type, Number, Second number

• Build Up Area not on file — read it off the Index II / sale deed

• check — property Number (attribute 2): the portal takes at most 50 characters in this box — this is 101 (234 1 1, NEAR PODDAR INTERNATIONAL SCHOOL, PATHARDI SHIWAR N)

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank branch has sent the loan documents and payment details, and the NOI team has generated and shared the challan. The NOI team is waiting for the branch to send the Index II copy to proceed with the NOI filing.

the history says the next move is with the branch — the Index II

the branch last asked: Kindly process 0.3 & 0.5 Challan in below case.

✓ loan papers sent — done, mail 1 (2026-09-26) “Dear Team, Kindly process 0.3 & 0.5 Challan in below case.”

✓ fee paid — the branch's words — done, mail 1 (2026-09-26) “Payment details attached”

✓ challan made — done, mail 3 (2026-09-26) “PFA challan for your reference.”

✓ challan shared — done, mail 3 (2026-09-26) “PFA challan for your reference.”

? Index II asked for — asked, mail 2 (2026-09-26) “For NOI filing, We need an index 2 copy.”

read over 3 mail(s), last mail 2026-09-26 · read 19d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (19d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010900987202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Index II pending — NOI NOI-2026-02521 | HOU/NSK/0926/5226613

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/NSK/0926/5226613) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 17 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

PA piyush.aher@phfl.com phfl.com
26 Sep, 13:28 · 19d ago THE FIRST MAIL — how this case began

Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0926/5226613 Applicant Name : KAILAS SANJAY CHAUDHARI

📎 PHOTO-2026-09-26-12-28-03.jpg ↗📎 PHOTO-2026-09-26-12-28-03.jpg ↗📎 PHOTO-2026-09-26-12-27-54.jpg ↗📎 PHOTO-2026-09-25-11-52-21.jpg ↗📎 PHOTO-2026-09-26-12-29-06.jpg ↗📎 PHOTO-2026-09-25-11-52-21.jpg ↗📎 PHOTO-2026-09-25-11-52-21.jpg ↗📎 PHOTO-2026-09-25-11-52-21.jpg ↗📎 PHOTO-2026-09-25-11-51-06.jpg ↗📎 image002.jpg ↗📎 image001.jpg ↗

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer nameKAILAS SANJAY CHAUDHARI

Loan account (LAN)HOU/NSK/0926/5226613

Loan amount₹22,50,000

Stamp duty 0.30%₹6,750

Registration fee 0.50%₹11,250

DHC₹300

Service / vendor fees₹1,500

Total₹19,800

✓ Sanction Letter — attached
✓ Customer Aadhar Card / co applicant — attached
✓ Customer pan Card / co applicant — attached
✓ Form A2 or Soft copy of photograph — attached
✓ Payment details — attached

*Index II CopyOTC

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

earlier mails quoted below

From: dilip.patil (dilip.patil@phfl.com)
Date: 26-09-2026 01:04 pm
To: piyush.aher@phfl.com

Sent from OfficeMail

🤖 read: documents attached

OL The NOI teamTYPED IN GMAIL
26 Sep, 14:46 · 19d ago

Team,

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2

copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Sat, 26 Sept 2026 at 13:34, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name KAILAS SANJAY CHAUDHARI

Lan No HOU/NSK/0926/5226613

Loan Amount 2250000

LOAN AMOUNT 2250000
0.30% 6750
0.50% 11250
FEES 1500
DHC 300
TOTAL 19,800

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

From: dilip.patil (dilip.patil@phfl.com)
Date: 26-09-2026 01:04 pm
To: piyush.aher@phfl.com

Sent from OfficeMail

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
26 Sep, 14:52 · 19d ago

📎 KAILAS SANJAY CHAUDHARI EchallanMH01090098 ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Sat, 26 Sept 2026 at 14:46, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Sat, 26 Sept 2026 at 13:34, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:

Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer Name KAILAS SANJAY CHAUDHARI

Lan No HOU/NSK/0926/5226613

Loan Amount 2250000

LOAN AMOUNT 2250000
0.30% 6750
0.50% 11250
FEES 1500
DHC 300
TOTAL 19,800

*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached

SRO No

Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

From: dilip.patil (dilip.patil@phfl.com)
Date: 26-09-2026 01:04 pm
To: piyush.aher@phfl.com

Sent from OfficeMail

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Selfie / photo	PHOTO-2026-09-26-12-28-03.jpg	CANNOT BE READ — clear copy asked	19d ago
Selfie / photo	PHOTO-2026-09-26-12-28-03.jpg	CANNOT BE READ — clear copy asked	19d ago
Sanction letter	PHOTO-2026-09-26-12-27-54.jpg	filed	19d ago
Aadhaar card	PHOTO-2026-09-25-11-52-21.jpg	filed	19d ago
Payment screenshot	PHOTO-2026-09-26-12-29-06.jpg	filed	19d ago
Aadhaar card	PHOTO-2026-09-25-11-52-21.jpg	filed	19d ago
PAN card	PHOTO-2026-09-25-11-52-21.jpg	filed	19d ago
Aadhaar card	PHOTO-2026-09-25-11-52-21.jpg	filed	19d ago
PAN card	PHOTO-2026-09-25-11-51-06.jpg	filed	19d ago
MOTD	image002.jpg	filed	19d ago
Other	image001.jpg	filed	19d ago
Paid challan (GRAS)	KAILAS SANJAY CHAUDHARI EchallanMH010900987202627E.pdf	filed	19d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹19,840.97

Where it stands
VERIFIED — money received

Screenshot claims
₹19,800 531443328599

Paid at
26 Sep 12:21:52

Verified on
26 Sep 13:34:50

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹6,760	₹11,260	₹320	₹1,500	₹19,840

By law ₹19,820. We ask ₹19,840 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

38 of 58 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Area, Area unit (Sq.mt. / Sq.ft.) …

25 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (with wing), Floor …

✗ EzDocs found boxes that do NOT agree with the document (19d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (PHOTO-2026-09-26-12-27-54.jpg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Unit Flat No. 406, Floor 4th Floor, Block Single Building Residential, Project EKDANT HEIGHTS, Plot No 01 S No 234 1 1, Near Poddar International School, Pathardi Shiwar Nashik, Nashik, Nashik, MAHARASHTRA, India, 422010

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

PHOTO-2026-09-26-12-27-54.jpg

as printed
UNIT FLAT NO. 406, FLOOR 4TH FLOOR, BLOCK SINGLE BUILDING RESIDENTIAL, PROJECT EKDANT HEIGHTS, PLOT NO 01 S NO 234 1 1, NEAR PODDAR INTERNATIONAL SCHOOL, PATHARDI SHIWAR NASHIK, NASHIK, NASHIK, MAHARASHTRA, INDIA, 422010

PIN
422010

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 406 4TH FLOOR EKDANT HEIGHTS PLOT NO 01 S NO 234 1 PROJECT EKDANT HEIGHTS

Locality/Road
NEAR PODDAR INTERNATIONAL SCHOOL PATHARDI SHIWAR NASHIK BLOCK SINGLE BUILDING RESIDENTIAL

Area/City
NASHIK

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
co_mortgagor			…6677
mortgagor	Ashwini Kailas Chaudhari	DMRPC5788P	…5497
mortgagor	KAILAS SANJAY CHAUDHARI	CLDPC4821K	…6677

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
document chase	piyush.aher@phfl.com	19d ago
Index II chase	piyush.aher@phfl.com	16d ago
Index II chase	piyush.aher@phfl.com	12d ago
Index II chase	piyush.aher@phfl.com	9d ago
Index II chase	piyush.aher@phfl.com	1d ago

What EzDocs read from each document — check anything marked in red

Selfie / photo PHOTO-2026-09-26-12-28-03.jpg needs your check

kind
group_or_other

legible
False

confidence
0.9

face visible
True

quality issue
this is not a live selfie

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}

Selfie / photo PHOTO-2026-09-26-12-28-03.jpg needs your check

kind
group_or_other

legible
False

confidence
0.9

face visible
True

quality issue
this is not a live selfie

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}

Payment screenshot PHOTO-2026-09-26-12-29-06.jpg needs your check

utr
531443328599

date
2026-09-26

time
12:21

amount
19800

method
UPI

payee upi
Vyapar.169705262080@hdfcbank

payee name
THINK BIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': '531443328599', 'date': '2026-09-26', 'time': '12:21', 'amount': 19800, 'method': 'UPI', 'payee_upi': 'Vyapar.169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Sanction letter PHOTO-2026-09-26-12-27-54.jpg needs your check

lan
HOU/NSK/0926/5226613

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'KAILAS SANJAY CHAUDHARI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ASHWINI KAILAS CHAUDHARI', 'role': 'applicant', 'label': 'Applicant'}

confidence
1.0

loan amount
2150000.0

final amount
2250000.0

interest rate
8.5

sanction date
22-Sep-2026

letter version
3

applicant email
ckailas286@gmail.com

applicant names
KAILAS SANJAY CHAUDHARI, ASHWINI KAILAS CHAUDHARI

printed altered
False

applicant mobile
9561468137

balance transfer
False

property address
pin: 422010; state: MAHARASHTRA; Flat no: 406; district: Nashik; Floor: 4th Floor; landmark: Near Poddar International School, Pathardi Shiwar; Address: Unit Flat No. 406, Floor 4th Floor, Block Single Building R

insurance premium
100000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
2250000.0

security address verbatim
Unit Flat No. 406, Floor 4th Floor, Block Single Building Residential, Project EKDANT HEIGHTS, Plot No 01 S No 234 1 1, Near Poddar International School, Pathardi Shiwar Nashik, Nashik, Nashik, MAHARASHTRA, India, 422010

applicant address verbatim
FLAT NO 9 SARGAM APPT, NEAR SHITAL PETROL PEP, PATHARDI PHATA NASHIK,., Nashik, MAHARASHTRA, 422010, India

raw reading (for Abhijit)

{'lan': 'HOU/NSK/0926/5226613', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'KAILAS SANJAY CHAUDHARI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ASHWINI KAILAS CHAUDHARI', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 2150000.0, 'final_amount': 2250000.0, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '22-Sep-2026', 'letter_version': '3', 'applicant_email': 'ckailas286@gmail.com', 'applicant_names': ['KAILAS SANJAY CHAUDHARI', 'ASHWINI KAILAS CHAUDHARI'], 'printed_altered': False, 'applicant_mobile': '9561468137', 'balance_transfer': False, 'property_address': {'pin': '422010', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '406', 'district': 'Nashik', 'floor_no': '4th Floor', 'landmark': 'Near Poddar International School, Pathardi Shiwar', 'full_address': 'Unit Flat No. 406, Floor 4th Floor, Block Single Building Residential, Project EKDANT HEIGHTS, Plot No 01 S No 234 1 1, Near Poddar International School, Pathardi Shiwar Nashik, Nashik, Nashik, MAHARASHTRA, India, 422010', 'village_city': 'Nashik', 'building_name': 'EKDANT HEIGHTS', 'survey_or_cts_no': '01 S No 234 1 1'}, 'insurance_premium': 100000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2250000.0, 'security_address_verbatim': 'Unit Flat No. 406, Floor 4th Floor, Block Single Building Residential, Project EKDANT HEIGHTS, Plot No 01 S No 234 1 1, Near Poddar International School, Pathardi Shiwar Nashik, Nashik, Nashik, MAHARASHTRA, India, 422010', 'applicant_address_verbatim': 'FLAT NO 9 SARGAM APPT, NEAR SHITAL PETROL PEP, PATHARDI PHATA NASHIK,., Nashik, MAHARASHTRA, 422010, India'}

Aadhaar card PHOTO-2026-09-25-11-52-21.jpg needs your check

dob
2000-10-15

name
Ashwini Kailas Chaudhari

mobile
9699504338

address
pin: 425110; road: CHAUDHARI GALLI; state: Maharashtra; district: Jalgaon; post_office: Farkande; Village: Farkande

legible
True

aadhaar last4
5497

raw reading (for Abhijit)

{'dob': '2000-10-15', 'pan': None, 'name': 'Ashwini Kailas Chaudhari', 'mobile': '9699504338', 'address': {'pin': '425110', 'area': None, 'flat': None, 'road': 'CHAUDHARI GALLI', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Jalgaon', 'post_office': 'Farkande', 'village_city': 'Farkande'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5497', 'quality_issue': None}

PAN card PHOTO-2026-09-25-11-52-21.jpg needs your check

dob
1995-06-20

pan
CLDPC4821K

name
KAILAS SANJAY CHAUDHARI

legible
True

father name
SANJAY SHANTARAM CHAUDHARI

raw reading (for Abhijit)

{'dob': '1995-06-20', 'pan': 'CLDPC4821K', 'name': 'KAILAS SANJAY CHAUDHARI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SANJAY SHANTARAM CHAUDHARI', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card PHOTO-2026-09-25-11-52-21.jpg needs your check

dob
1995-06-20

name
Kailas Sanjay Chaudhari

legible
True

aadhaar last4
6677

raw reading (for Abhijit)

{'dob': '1995-06-20', 'pan': None, 'name': 'Kailas Sanjay Chaudhari', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '6677', 'quality_issue': None}

Aadhaar card PHOTO-2026-09-25-11-52-21.jpg needs your check

address
pin: 425110; area: FARKANDE TAL-ERANDOL, Farkande; road: CHAUDHARI GALLI; state: Maharashtra; district: Jalgaon; Village: Jalgaon

legible
True

aadhaar last4
6677

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': {'pin': '425110', 'area': 'FARKANDE TAL-ERANDOL, Farkande', 'flat': None, 'road': 'CHAUDHARI GALLI', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Jalgaon', 'post_office': None, 'village_city': 'Jalgaon'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '6677', 'quality_issue': None}

PAN card PHOTO-2026-09-25-11-51-06.jpg needs your check

dob
2000-10-15

pan
DMRPC5788P

name
ASHWINI KAILAS CHAUDHARI

legible
True

father name
MOTILAL SHRAVAN CHAUDHARI

raw reading (for Abhijit)

{'dob': '2000-10-15', 'pan': 'DMRPC5788P', 'name': 'ASHWINI KAILAS CHAUDHARI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MOTILAL SHRAVAN CHAUDHARI', 'aadhaar_last4': None, 'quality_issue': None}

Other image001.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Paid challan (GRAS) KAILAS SANJAY CHAUDHARI EchallanMH010900987202627E.pdf needs your check

grn
MH010900987202627E

pin
422010

total
18020.0

article
6(1)

defaced
False

bank cin
03006172026092600674

district
NASHIK

area city
NASHIK

payer pan
CLDXXXXXXK

flat block
FLAT NO 406 4TH FLOOR EKDANT HEIGHTS PLOT NO 1 S NO 234 1 1 BLOCK SINGLE BUILDING RESIDENTIAL

payer name
KAILAS SANJAY CHAUDHARI

sro office
NSK7_NASHIK 7 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2250000

scheme rows
{'amount': 6760.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11260.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX8137

payment date
26/09/2026-14:50:13

road locality
NEAR PODDAR INTERNATIONAL SCHOOL PATHARDI SHIWAR NASHIK

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2250000

raw reading (for Abhijit)

{'grn': 'MH010900987202627E', 'pin': '422010', 'total': 18020.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092600674', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'CLDXXXXXXK', 'flat_block': 'FLAT NO 406 4TH FLOOR EKDANT HEIGHTS PLOT NO 1 S NO 234 1 1 BLOCK SINGLE BUILDING RESIDENTIAL', 'payer_name': 'KAILAS SANJAY CHAUDHARI', 'sro_office': 'NSK7_NASHIK 7 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2250000', 'scheme_rows': [{'amount': 6760.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11260.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8137', 'payment_date': '26/09/2026-14:50:13', 'road_locality': 'NEAR PODDAR INTERNATIONAL SCHOOL PATHARDI SHIWAR NASHIK', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2250000'}

Paid challan (GRAS) KAILAS SANJAY CHAUDHARI EchallanMH010900987202627E.pdf needs your check

grn
MH010900987202627E

pin
422010

total
18020.0

article
6(1)

defaced
False

bank cin
03006172026092600674

district
NASHIK

area city
NASHIK

payer pan
CLDXXXXXXK

flat block
FLAT NO 406 4TH FLOOR EKDANT HEIGHTS PLOT NO 1 S NO 234 1 1 BLOCK SINGLE BUILDING RESIDENTIAL

payer name
KAILAS SANJAY CHAUDHARI

sro office
NSK7 NASHIK 7 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2250000

scheme rows
{'amount': 6760.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11260.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX8137

payment date
26/09/2026-14:50:13

road locality
NEAR PODDAR INTERNATIONAL SCHOOL PATHARDI SHIWAR NASHIK

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2250000

raw reading (for Abhijit)

{'grn': 'MH010900987202627E', 'pin': '422010', 'total': 18020.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092600674', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'CLDXXXXXXK', 'flat_block': 'FLAT NO 406 4TH FLOOR EKDANT HEIGHTS PLOT NO 1 S NO 234 1 1 BLOCK SINGLE BUILDING RESIDENTIAL', 'payer_name': 'KAILAS SANJAY CHAUDHARI', 'sro_office': 'NSK7 NASHIK 7 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2250000', 'scheme_rows': [{'amount': 6760.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11260.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8137', 'payment_date': '26/09/2026-14:50:13', 'road_locality': 'NEAR PODDAR INTERNATIONAL SCHOOL PATHARDI SHIWAR NASHIK', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2250000'}

Technical record (for Abhijit — safe to ignore)

1d ago	EzDocs	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0926/5226613) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
1d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
9d ago	EzDocs	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0926/5226613) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
9d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
12d ago	EzDocs	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0926/5226613) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
12d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
14d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'PHOTO-2026-09-25-11-52-21.jpg', 'cards': 1, 'doc_id': 'b8c92dba-6668-4eab-b0ab-52a6de57ff85', 'applied': 0}
14d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'PHOTO-2026-09-25-11-52-21.jpg', 'cards': 1, 'doc_id': '74c9dae9-02f6-4e91-957a-1e06dfb81939', 'applied': 0}
14d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'PHOTO-2026-09-25-11-52-21.jpg', 'cards': 1, 'doc_id': '68924a92-e345-4356-8b09-4f72dbc45f3f', 'applied': 0}
14d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'PHOTO-2026-09-25-11-52-21.jpg', 'cards': 1, 'doc_id': '93ba412c-6894-40f0-901d-7a27d671daa5', 'applied': 0}
14d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'PHOTO-2026-09-25-11-51-06.jpg', 'cards': 1, 'doc_id': '2c429154-0c60-4520-9f33-f783588a4e52', 'applied': 0}
16d ago	EzDocs	email_shadowed:index2_chase	{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0926/5226613) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed CLxxxxxxXK — no paper on the
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '224689', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed NSK7_
16d ago	EzDocs	document_reread	{'now': ['challan'], 'was': ['challan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'KAILAS SANJAY CHAUDHARI EchallanMH010900987202627E.pdf', 'doc_id': '7db38
16d ago	EzDocs	two_stamp_duty_challans	{'why': 'the IGR banking portal accepts ONE challan carrying both 0.3% and 0.5%, or one 0.3% for the WHOLE amount plus a separate 0.5% — two different 0.3% challans cannot be added. On a BT + top-up the 0.3% must be ONE
16d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'NSK7 NASHIK 7 JOINT SUB REGISTRAR', 'district': 'NASHIK'}
16d ago	EzDocs	challan_verified_against_case	{'grn': 'MH010900987202627E', 'file': 'KAILAS SANJAY CHAUDHARI EchallanMH010900987202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
16d ago	EzDocs	challan_extracted	{'grn': 'MH010900987202627E', 'file': 'KAILAS SANJAY CHAUDHARI EchallanMH010900987202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 18020.0}
16d ago	EzDocs	reading_error456	{'box': 'Office', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'KAILAS SANJAY CHAUDHARI EchallanMH010900987202627E.pdf', 'ours
17d ago	EzDocs	case_read	{'how': 'uri', 'tag': '36c5ca269490954d', 'docs': ['PHOTO-2026-09-26-12-27-54.jpg', 'PHOTO-2026-09-25-11-52-21.jpg', 'PHOTO-2026-09-25-11-52-21.jpg', 'PHOTO-2026-09-25-11-52-21.jpg', 'PHOTO-2026-09-25-11-52-21.jpg', 'PHO
18d ago	EzDocs	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NSK/0926/5226
18d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'c6c633de793d8b3d', 'docs': ['PHOTO-2026-09-26-12-27-54.jpg', 'PHOTO-2026-09-25-11-52-21.jpg', 'PHOTO-2026-09-25-11-52-21.jpg', 'PHOTO-2026-09-25-11-52-21.jpg', 'PHOTO-2026-09-25-11-52-21.jpg', 'PHO
19d ago	EzDocs	kyc_address_missing	{'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'KAILAS SANJAY CHAUDHARI', 'party_id': '89e9ed00-3b5d-44
19d ago	EzDocs	challan_found_on_case	{'was': 'AWAITING_PAYMENT', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'KAILAS SANJAY CHAUDHARI EchallanMH010900987202627E.pdf', 'ki
19d ago	EzDocs	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 22,50,000 from the sanction copy s
19d ago	EzDocs	stuck_after_payment_healed	{'why': 'the fee is verified but the case never left this stage — the regular check that verified it could not ask EzDocs to move it (fixed in); rethinking the case now', 'stage': 'AWAITING_PAYMENT'}
19d ago	EzDocs	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 22,50,000 from the sanction copy s
19d ago	EzDocs	stuck_after_payment_healed	{'why': 'the fee is verified but the case never left this stage — the regular check that verified it could not ask EzDocs to move it (fixed in); rethinking the case now', 'stage': 'AWAITING_PAYMENT'}
19d ago	EzDocs	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 22,50,000 from the sanction copy s

Case diary the case’s history — what happened, newest day first

Papers

A file cannot be used

Selfie / photo — a usable one is being asked for

Money

₹19,800 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for.

Yesterday · 14 Oct2 things

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02521 | HOU/NSK/0926/5226613

10:00

An old draft withdrew itself — its asks were already answered

10:00

6 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02521 | HOU/NSK/0926/5226613

10:00

An old draft withdrew itself — its asks were already answered

10:00

3 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02521 | HOU/NSK/0926/5226613

10:00

An old draft withdrew itself — its asks were already answered

10:00

29 Sep1 thing — 1 letter written

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02521 | HOU/NSK/0926/5226613