Mukund Sudhakar Nikam
everything the challan needs, and where each one stands
- Payment needs a person to check (see Money).
- GPay ₹24,850 announced at 10:48 has not settled into the PNB account (due 14:48). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
- Same screenshot image sits on case NOI-2026-01709.
Screenshot ₹24,812 — verified by itself the moment the bank credit is heard.
why?
why?
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Day by day — every step and who held it
Next step
Waiting on us
Outstanding: the payment to reach our account. The engine has asked — nothing to do here unless you want to phone the branch.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| The technical report BASE | 303 Flat No 303, 3rd Floor, Jyoti Heights Apartment, P No 7, S No 163/3/18, Near Akshata Lawns, Thakare Mala, Meri Rasbihari … |
| The legal report (TSR) DIFFERS | 301 / 302 … rty described above which is bounded as under East Flat No. 301 West Building Open Space South Flat No. 302 North Buildi … |
| The branch's mail | 303 |
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper11 Sep, 15:58 · 32d ago THE FIRST MAIL — how this case began
Kindly Process Challan of 0.3 % 0.5% and NOI filing for caption case.
- ✓ SANCTION LETTER — attached
- ✓ APPLICANT/S AADHAR CARD — attached
- ✓ APPLICANT/S PAN CARD — attached
- ✓ IINDEX II COPY | LSR | SALE DEED — attached
- ✓ APPLICANT SELFIE — attached
- ✓ PAYMENT SCREENSHOT WITH UTR — attached
Case Type -Builder Purchase
Payment Done - Rs 24812 /- Payment Screenshot attached.
Property Address -
Flat No 303,3rdfloor, Jyoti Heights Apartment ,Plot no 07,sno-163/3/18,Rajbihari meri link road,Nashik-422003
CASE INITIATION
CASE INITIATION BRANCH NAME
Nashik Road – Nashik
CASE TYPE (PLS MENTION IT )
NOI – Builder Purchase
SRO No
Nashik
11 Sep, 16:05 · 32d ago
Team,
Kindly share the sanction letter for challan processing.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | 016c5c21-9630-4964-9dc8-dd058e8891a0.jpeg | filed | 32d ago |
| Selfie / photo | 23654264-a565-41ee-bbf9-e65bcf0cac8d.jpeg | filed | 32d ago |
| Selfie / photo | 4d58130c-8d31-434c-928e-30d2659803a9.jpeg | filed | 32d ago |
| Aadhaar card+ PAN card inside | kyc (4).pdf | filed | 32d ago |
| Sale deed | JYOTI HEIGHTS - 303 (1).pdf | filed | 32d ago |
| Technical report | HRQ-26-143082_INDProcessRequest_2500320260825113313033.pdf | filed | 32d ago |
| LSR (search report) | Nashik S No 163-3-18-Plot No. 07- Flat No. 303- JYOTI HEIGHTS APARTMENT - Mr. Mukund Sudhakar Nikam and Swapnita Mukund Nikam Builder Purchase Case - (3).pdf | filed | 32d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹24,840.50
needs a person to check
₹24,812
Screenshot ₹24,812 — verified by itself the moment the bank credit is heard.
why?
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹8,550 | ₹14,240 | ₹350 | ₹1,700 | ₹24,840 |
why?
Property (must be perfect)
The property, paper by paper side by side, the base paper first
FLAT NO 303, 3RD FLOOR, JYOTI HEIGHTS APARTMENT, P NO 7, S NO 163/3/18, NEAR AKSHATA LAWNS, THAKARE MALA, MERI RASBIHARI LINK ROAD, AYODHYA NAGARI, NASHIK SHAHAR 1, NASHIK
422003
ALL THAT PIECE AND PARCEL OF N.A. LAND BEARING PLOT NO. 07 TOTAL ADMEASURING AREA 377.64 SQ. MTRS., OUT OF IT AREA 20.60 SQ. MTRS. TRANSFER TO NASHIK MUNICIPAL CORPORATION NASHIK FOR ROAD WINDING AND REMAINING AREA ADM. 357.04 SQ. MTRS., OUT OF S. NO. 163/3/18 SITUATED AT NASHIK CITY-1, TAL & DIST. NASHIK WITHIN THE LIMITS OF NASHIK MUNICIPAL CORPORATION NASHIK BOUNDED AS UNDER EAST - S. NO. 164P WEST - 9 MTRS. COLONY ROAD SOUTH- 7.5 MTRS. DP ROAD (PROPOSED 9 MTRS. ROAD) NORTH - PLOT NO. 06 ALL THAT PIECE AND PARCEL OF CONSTRUCTED PREMISES BEARING FLAT NO. AND 303 ON THIRD FLOOR ADMEASURING AREA 48.00 SQ. MTRS. IN THE BUILDING KNOWN AS JYOTI HEIGHTS APARTMENT UNDER CONSTRUCTION UPON THE PROPERTY DESCRIBED ABOVE WHICH IS BOUNDED AS UNDER EAST FLAT NO. 301 WEST BUILDING OPEN SPACE SOUTH FLAT NO. 302 NORTH BUILDING OPEN SPACES
FLAT NO 303 3RD FLOOR JYOTI HEIGHTS APARTMENT P NO 7 S NO 163/3/18 NEAR AKSHATA LAWNS THAKARE MALA
MERI RASBIHARI LINK ROAD AYODHYA NAGARI NASHIK SHAHAR 1 NASHIK
NASHIK
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | Mukund Sudhakar Nikam | AVFPN3101K | …9105 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| documents acknowledged | harshalkumar.more@icicihfc.com | 32d ago |
What the engine read from each document — check anything marked in red
live_selfie
True
0.95
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.95, 'face_visible': True, 'quality_issue': None}live_selfie
True
1.0
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}2026-09-11
15:25
24812
UPI
7715973535@okbizaxis
EZDOCS
raw reading (for Abhijit)
{'utr': None, 'date': '2026-09-11', 'time': '15:25', 'amount': 24812, 'method': 'UPI', 'payee_upi': '7715973535@okbizaxis', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}1995-04-01
Mukund Sudhakar Nikam
True
9105
raw reading (for Abhijit)
{'dob': '1995-04-01', 'pan': None, 'name': 'Mukund Sudhakar Nikam', 'legible': True, 'aadhaar_last4': '9105', 'quality_issue': None}True
Legal Address
45.8
1
pin: 422003; road: Meri Rasbihari Link Road; state: Maharashtra; taluka: Panchavati; flat_no: 303; district: Nashik; floor_no: 3rd Floor; landmark: Near Akshata Lawns, Thakare Mala, Meri, Ayodhya Nagari, Nasik Panchavati
Flat No 303, 3rd Floor, Jyoti Heights Apartment, P No 7, S No 163/3/18, Near Akshata Lawns, Thakare Mala, Meri Rasbihari Link Road, Ayodhya Nagari, Nashik Shahar 1, Nashik
raw reading (for Abhijit)
{'found': True, 'found_in': 'Legal Address', 'area_sq_m': 45.8, 'confidence': 1, 'property_address': {'pin': '422003', 'road': 'Meri Rasbihari Link Road', 'state': 'Maharashtra', 'taluka': 'Panchavati', 'flat_no': '303', 'district': 'Nashik', 'floor_no': '3rd Floor', 'landmark': 'Near Akshata Lawns, Thakare Mala, Meri, Ayodhya Nagari, Nasik Panchavati', 'full_address': 'Flat No 303, 3rd Floor, Jyoti Heights Apartment, P No 7, S No 163/3/18, Meri Rasbihari Link Road, Near Akshata Lawns, Thakare Mala, Meri, Ayodhya Nagari, Nasik Panchavati, Nashik, Nashik, Maharashtra, 422003', 'village_city': 'Nashik', 'building_name': 'Jyoti Heights Apartment', 'survey_or_cts_no': 'S No 163/3/18'}, 'security_address_verbatim': 'Flat No 303, 3rd Floor, Jyoti Heights Apartment, P No 7, S No 163/3/18, Near Akshata Lawns, Thakare Mala, Meri Rasbihari Link Road, Ayodhya Nagari, Nashik Shahar 1, Nashik'}1995-04-01
AVFPN3101K
Mukund Sudhakar Nikam
True
9105
raw reading (for Abhijit)
{'dob': '1995-04-01', 'pan': 'AVFPN3101K', 'name': 'Mukund Sudhakar Nikam', 'legible': True, 'aadhaar_last4': '9105', 'quality_issue': None}True
Description of the Property
48.0
1.0
state: Maharashtra; taluka: Nashik; flat_no: 303; district: Nashik; floor_no: Third Floor; full_address: Flat No. 303, Third Floor, Jyoti Heights Apartment, Nashik City-1, Taluka Nashik, District Nashik, Maharashtra, S.
All that piece and parcel of N.A. land bearing Plot No. 07 total admeasuring area 377.64 Sq. Mtrs., out of it area 20.60 Sq. Mtrs. transfer to Nashik Municipal Corporation Nashik for road winding and remaining area adm.
raw reading (for Abhijit)
{'found': True, 'found_in': 'Description of the Property', 'area_sq_m': 48.0, 'confidence': 1.0, 'property_address': {'pin': None, 'road': None, 'state': 'Maharashtra', 'taluka': 'Nashik', 'flat_no': '303', 'district': 'Nashik', 'floor_no': 'Third Floor', 'landmark': None, 'full_address': 'Flat No. 303, Third Floor, Jyoti Heights Apartment, Nashik City-1, Taluka Nashik, District Nashik, Maharashtra, S. No. 163/3/18, Plot No. 07', 'village_city': 'Nashik City-1', 'building_name': 'Jyoti Heights Apartment', 'survey_or_cts_no': 'S. No. 163/3/18, Plot No. 07'}, 'security_address_verbatim': 'All that piece and parcel of N.A. land bearing Plot No. 07 total admeasuring area 377.64 Sq. Mtrs., out of it area 20.60 Sq. Mtrs. transfer to Nashik Municipal Corporation Nashik for road winding and remaining area adm. 357.04 Sq. Mtrs., out of S. No. 163/3/18 situated at Nashik City-1, Tal & Dist. Nashik within the limits of Nashik Municipal Corporation Nashik bounded as under East - S. No. 164p West - 9 Mtrs. Colony Road South- 7.5 Mtrs. DP Road (Proposed 9 Mtrs. Road) North - Plot No. 06\nAll that piece and parcel of constructed premises bearing Flat No. and 303 on Third Floor admeasuring area 48.00 Sq. Mtrs. in the building known as Jyoti Heights Apartment under construction upon the property described above which is bounded as under East Flat No. 301 West Building Open Space South Flat No. 302 North Building Open Spaces'}kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-09-11', 'page': None, 'time': '15:25', 'payee': 'EZDOCS', 'amount': 24812.0, 'direction': 'debit', 'narration': 'EZDOCS 7715973535@okbizaxis', 'proof_kind'
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-09-11', 'page': None, 'time': '15:25', 'payee': 'EZDOCS', 'amount': 24812.0, 'direction': 'debit', 'narration': 'EZDOCS 7715973535@okbizaxis', 'proof_kind': 'success_screen'}], 'rows_read': None, 'account_last4': None, 'account_holder': None}}Technical record (for Abhijit — safe to ignore)
| 2h ago | ezdocs:reader | reader_mail_addition | {'fp': '14e5c0d0bdc5fd7a', 'add': {}, 'why': 'The paper prints "THAKARE MALA MERI RASBIHARI LINK ROAD" while the mail prints "Rajbihari meri link road".', 'asked': True, 'quote': '', 'same_property': True} |
| 20d ago | system:reconcile | gpay_not_settled_yet | {'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t |
| 20d ago | system:extract | boxes_gathered | {'how': 'uri', 'why': 'quick sweep', 'docs': ['JYOTI HEIGHTS - 303 (1).pdf', 'Nashik S No 163-3-18-Plot No. 07- Flat No. 303- JYOTI HEIGHT', 'HRQ-26-143082_INDProcessRequest_2500320260825113313033.pdf', 'kyc (4).pdf'], ' |
| 20d ago | system:extract | address_compared | {'sig': 'edca29ed793cbe92', 'why': 'after gather', 'people': [{'home': 'B 3, Rajyog Pride, Mumbai agra Road, Shri Swami Samarth Nagar, Nashik, Nashik, 422003', 'person': 'Mukund Sudhakar Nikam', 'against': [], 'home_src' |
| 20d ago | system:extract | challan_boxes_by_rules | {'fp': 'b7ab41fe80459de4', 'why': 'box 1 lost a number the case holds (1)'} |
| 20d ago | system:extract | box_taken_over_by_paper | {'box': 'property.area_unit', 'now': 'Sq.ft.', 'src': 'technical_report', 'was': 'SQ.MT', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. technical_report prints this |
| 20d ago | system:extract | box_taken_over_by_paper | {'box': 'property.area_value', 'now': 493.0, 'src': 'technical_report', 'was': '45.80', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. technical_report prints this, |
| 20d ago | system:extract | box_taken_over_by_paper | {'box': 'property.area_value', 'now': 48.0, 'src': 'lsr', 'was': '45.80', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. lsr prints this, and the printed words are q |
| 20d ago | system:extract | box_taken_over_by_paper | {'box': 'property.floor_no', 'now': 'Third Floor', 'src': 'lsr', 'was': '3rd Floor', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. lsr prints this, and the printed |
| 20d ago | system:extract | box_taken_over_by_paper | {'box': 'property.taluka', 'now': 'Nashik', 'src': 'technical_report', 'was': 'Panchavati', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. technical_report prints th |
| 20d ago | system:extract | box_taken_over_by_paper | {'box': 'property.taluka', 'now': 'Nashik', 'src': 'lsr', 'was': 'Panchavati', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. lsr prints this, and the printed words |
| 20d ago | system:extract | box_taken_over_by_paper | {'box': 'property.taluka', 'now': 'Nashik', 'src': 'sale_deed', 'was': 'Panchavati', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. sale_deed prints this, and the pr |
| 20d ago | system:extract | property_numbers_completed | {'now': {'attr1_value': '163/3/18, NEAR AKSHATA LAWNS, THAKARE MALA, MERI RASBIHARI LINK ROAD, AYODHYA NAGARI, NASHIK SHAHAR 1'}, 'was': {'attr1_value': '163/3/18'}, 'why': "the property's own words print more numbers of |
| 20d ago | system:sms | case_reevaluated | {'stage_after': 'ACKNOWLEDGED'} |
| 20d ago | system:payments | payment_needs_review | {'flags': ['duplicate_screenshot:NOI-2026-01709'], 'method': 'amount_match+payee_road+gpay_alert', 'received': 24850.0} |
| 20d ago | system:payments | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's |
| 28d ago | system:ingest | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'index2_sent'], 'mai |
| 29d ago | system:extract | property_self_check | {'ok': False, 'why': "the reader judged every property box against the document's own words — the boxes named do not agree, or the reader could not be reached", 'notes': '', 'issues': [{'box': 'Taluka', 'why': "The typed |
| 30d ago | system:extract | property_attrs_split | {'now': {'attr1_type': 'SURVEY', 'attr1_value': '163/3/18'}, 'was': {'attr1_type': 'SURVEY/CTS', 'attr2_type': '', 'attr1_value': 'S No 163/3/18', 'attr2_value': ''}, 'why': "the number boxes hold the type word once and |
| 32d ago | system:payments | hidden_payment_scan | {'file': '016c5c21-9630-4964-9dc8-dd058e8891a0.jpeg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '127d8039-d8f6-455f-8fcb-eccbb7781eb7', 'fetched': True} |
| 32d ago | system:payments | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': '016c5c21-9630-4964- |
| 32d ago | system:payments | claim_part_duplicate | {'utr': None, 'date': '2026-09-11', 'parts': 1, 'amount': 24812.0, 'claimed_total': 24812.0} |
| 32d ago | system:reconcile | quoted_history_checked | {} |
| 32d ago | system:reconcile | extra_challan_scanned | {'found': 0} |
| 32d ago | system:emails | email_shadowed:ack_docs | {'to': 'harshalkumar.more@icicihfc.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: 77000335913).\n\n Applicant : Mukund Sudhakar Nikam\n LAN : 77000335913\n Loa |
| 32d ago | system:payments | claim_inside_desk_buffer | {'gap': 28.5, 'why': "the branch paid the bank's own written total — the gap to our rounded-up ask is the NOI team's buffer; counted as paid in full — nothing to ask for (the credit itself is still awaited)", 'claimed': |
| 32d ago | system:payments | claim_matches_law_exact | {'why': 'the branch paid the statutory-exact total — the gap is our own Rs.10 round-up, absorbed by desk practice', 'claimed': 24812.0, 'our_ask': 24840.5, 'law_exact': 24811.86} |
| 32d ago | system:payments | claim_matches_bank_sheet | {'why': "the branch paid its own sheet's total — accepted desk practice; the few rupees of rounding are not a shortfall", 'claimed': 24812.0, 'our_ask': 24840.5, 'bank_total': 24812.0} |
| 32d ago | system:ingest | acknowledged_with_advice | {'why': "documents complete and the branch's payment advice is in hand — the credit is being confirmed on our side; the branch owes nothing meanwhile", 'claimed': 24812.0} |
| 32d ago | system:emails | fee_quote_suppressed | {'how': 'claim', 'utr': None, 'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 24812.0} |