silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-01697

Mukund Sudhakar Nikam

ICICI_HFCLAN 77000335913 Acknowledged · waiting on the branch Send the draft 1All documentsMails & papers 2
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
Papers for the challan1 still to come
8 of 9 in hand.
everything the challan needs, and where each one stands
Papers complete. Waiting only for the money to be verified.
For the e-filing visit later (not for the challan): Sanction Letter
✓Payment screenshot — shows ₹24,812; money not verified yetopen
✓Selfie / photoopen
✓Aadhaar cardopen
✓Sale deedopen
✓Technical reportopen
✓LSR (search report)open
✓PAN card — inside kyc (4).pdfopen
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Sanction Letter — for our file — the challan does not wait for it
✓ PAN and Aadhaar name the same person — checked by the engine: Mukund Sudhakar Nikam
All files (7)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
Needs your eyes
  • Payment needs a person to check (see Money).
  • GPay ₹24,850 announced at 10:48 has not settled into the PNB account (due 14:48). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
  • Same screenshot image sits on case NOI-2026-01709.
MoneySomeone must look
₹24,840.50CASE MARK
A credit came that nobody can place with certainty — a person must look.
₹24,850 receivedby the amount alone
Stamp duty 0.3%8,550
Registration fee 0.5%14,240
Government handling350
Our service fee1,700.50
Total we ask for24,840.50
Screenshot ₹24,812 — ₹28 under our ask, not below the real calculation ₹24,762. Counts as full. Nothing to ask.
Screenshot ₹24,812 — verified by itself the moment the bank credit is heard.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-09-11 — verified when Google's NEFT lands in the PNB account (within hours).
By law ₹24,811.86. We ask ₹24,840 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹24,812 — accept as full (₹28.50 = our margin).
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
₹24,920 · 12 Oct 12:06 · CHAKRAPANICATERERS DECORATOR — ₹79.50 more than our ask
See the full workingevery row, and the property
Time takennot shown to the bank
Challan —not made yet
Index II —not yet
the NOI team 32 d 9 htotal 32 d 9 h so far
Now with the NOI team — working on it
since 11 Sep 16:00 — 32 d 9 h of working time
Day by day — every step and who held it
11 Sep 15:58Your branch's mail
11 Sep 15:59Papers read+1 min · the NOI team
11 Sep 15:59Property readat once
11 Sep 16:00Fee quotedat once
Case facts
Bank
ICICI_HFC
Loan amount
₹28,45,232
Loan account no.
77000335913
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe flat / unit number
The technical report BASE303
Flat No 303, 3rd Floor, Jyoti Heights Apartment, P No 7, S No 163/3/18, Near Akshata Lawns, Thakare Mala, Meri Rasbihari …
The legal report (TSR) DIFFERS301 / 302
… rty described above which is bounded as under East Flat No. 301 West Building Open Space South Flat No. 302 North Buildi …
The branch's mail303
What to do: The challan and the filing follow the technical report, the bank's own paper (flat 303). Read the papers once — if flat 303 is not right, ask the branch before you pay or file.
Compared: the technical report, the legal report (TSR), the branch's mail. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent the initial documents and paid the fee, requesting challan processing and NOI filing. The NOI team is currently waiting for the branch to resend the sanction letter to proceed with challan processing.
the trail says the next move is with the branch — the sanction letter
the branch last asked: Process Challan of 0.3 % 0.5% and NOI filing for caption case.
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 (2026-09-11) “SANCTION LETTER ATTACHED”
✓ fee paid — the branch's words — done, mail 1 (2026-09-11) “Payment Done - Rs 24812 /-”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-11) “IINDEX II COPY | LSR | SALE DEED ATTACHED”
read over 2 mail(s), last mail 2026-09-11 · read 28d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (29d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
APP No77000335913, APP Name –MUKUND SUDHAKAR NIKAM, PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents for the captioned case (LAN: 77000335913).

ApplicantMukund Sudhakar Nikam
LAN77000335913
Loan AmtRs. 28,45,232
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, LSR (Legal Search Report), Payment Screenshot with UTR, Sale Deed, Technical Report

Your payment advice for Rs. 24,812 is noted. We are confirming the credit in our account and will begin the challan the moment it reflects — usually the same working day.
You can follow it here - the page says 'received' the moment the credit lands, and the UTR or a second screenshot can be added there:
https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-01697/ad2fd267c52fc4e829974182 We note the advice is for less than the total of Rs. 24,840 for this case — kindly confirm the amount transferred.

Once the credit is confirmed nothing further is required from your end, and we will share the paid challan on this same thread.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
HM harshalkumar.more@icicihfc.com icicihfc.com
11 Sep, 15:58 · 32d ago
THE FIRST MAIL — how this case began
APP No77000335913, APP Name –MUKUND SUDHAKAR NIKAM, PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
Dear Team,

Kindly Process Challan of 0.3 % 0.5% and NOI filing for caption case.

Customer nameMUKUND SUDHAKAR NIKAM
Loan account (LAN)77000335913
Loan amount₹27,70,000
Stamp duty 0.30%₹8,535.70
Registration fee 0.50%₹14,226.16
DHC₹350
Total₹24,812
  • ✓ SANCTION LETTER — attached
  • ✓ APPLICANT/S AADHAR CARD — attached
  • ✓ APPLICANT/S PAN CARD — attached
  • ✓ IINDEX II COPY | LSR | SALE DEED — attached
  • ✓ APPLICANT SELFIE — attached
  • ✓ PAYMENT SCREENSHOT WITH UTR — attached

Case Type -Builder Purchase

Insurance75232/-
Total Loan Amount₹28,45,232

Payment Done - Rs 24812 /- Payment Screenshot attached.

Property Address -

Flat No 303,3rdfloor, Jyoti Heights Apartment ,Plot no 07,sno-163/3/18,Rajbihari meri link road,Nashik-422003

CASE INITIATION

CASE INITIATION BRANCH NAME

Nashik Road – Nashik

CASE TYPE (PLS MENTION IT )

NOI – Builder Purchase

LOAN AMOUNT WITH INSURANCE2845232
NOI SERIVCE FEE1700

SRO No

Nashik

Thanks & regards, Harshal More ICICI Home Finance Branch - Nashik Road Mob No-9011044676
🤖 read: asks for the challan, the e-filing copy; says the fee is paid ₹24,812 ✓; documents attached; note: Process Challan of 0.3 % 0.5%. — “Kindly Process Challan of 0.3 % 0.5% and NOI filing for caption case.”
OL The NOI teamTYPED IN GMAIL
11 Sep, 16:05 · 32d ago

Team,

Kindly share the sanction letter for challan processing.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Fri, 11 Sept 2026 at 15:59, Harshalkumar More /DIST/ICICIHFC/NAS < harshalkumar.more@icicihfc.com> wrote: Dear Team, Kindly Process Challan of 0.3 % 0.5% and NOI filing for caption case. Case Type -Builder Purchase Loan Amount - 2770000/- Insurance - 75232/- Total Loan Amount -28,,45,232/- Payment Done - Rs 24812* /- *Payment Screenshot attached. Property Address - Flat No 303,3rdfloor, Jyoti Heights Apartment ,Plot no 07,sno-163/3/18,Rajbihari meri link road,Nashik-422003 <https://www.google.com/maps/search/meri+link+road,Nashik-422003?entry=gmail&source=g> *CASE INITIATION* *APPLICANT NAME* *MUKUND SUDHAKAR NIKAM* *LAN NO* *77000335913* *CASE INITIATION BRANCH NAME* *Nashik Road – Nashik* *CASE TYPE (PLS MENTION IT )* *NOI – Builder Purchase* *LOAN AMOUNT WITH INSURANCE* *2845232* *0.30%* *8535.696* *0.50%* *14226.16* *NOI SERIVCE FEE* *1700* *DHC* *350* *TOTAL AMOUNT PAYABLE* *24,812* **SANCTION LETTER* *ATTACHED* **APPLICANT/S AADHAR CARD* *ATTACHED* **APPLICANT/S PAN CARD* *ATTACHED* **IINDEX II COPY | LSR | SALE DEED* *ATTACHED* **APPLICANT SELFIE* *ATTACHED* **PAYMENT SCREENSHOT WITH UTR* *ATTACHED* *SRO No* *Nashik* *Thanks & regards,* *Harshal More* *ICICI Home Finance* *Branch - Nashik Road* *Mob No-9011044676*
🤖 read: asks the branch for documents

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Papers complete. Waiting only for the money to be verified.
For the e-filing visit later (not for the challan): Sanction Letter
DocumentFile — click to openStatusWhen
Payment screenshot 016c5c21-9630-4964-9dc8-dd058e8891a0.jpeg
filed 32d ago
Selfie / photo 23654264-a565-41ee-bbf9-e65bcf0cac8d.jpeg
filed 32d ago
Selfie / photo 4d58130c-8d31-434c-928e-30d2659803a9.jpeg
filed 32d ago
Aadhaar card+ PAN card inside kyc (4).pdf
filed 32d ago
Sale deed JYOTI HEIGHTS - 303 (1).pdf
filed 32d ago
Technical report HRQ-26-143082_INDProcessRequest_2500320260825113313033.pdf
filed 32d ago
LSR (search report) Nashik S No 163-3-18-Plot No. 07- Flat No. 303- JYOTI HEIGHTS APARTMENT - Mr. Mukund Sudhakar Nikam and Swapnita Mukund Nikam Builder Purchase Case - (3).pdf
filed 32d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹24,840.50
Where it stands
needs a person to check
Screenshot claims
₹24,812
Screenshot ₹24,812 — ₹28 under our ask, not below the real calculation ₹24,762. Counts as full. Nothing to ask.
Screenshot ₹24,812 — verified by itself the moment the bank credit is heard.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-09-11 — verified when Google's NEFT lands in the PNB account (within hours).
Paid at
—
Verified on
not yet
duplicate_screenshot:NOI-2026-01709
Paid by GPay ₹24,850 at 23 Sep 16:18 — Google's alert. Its NEFT into the PNB account is due by 23 Sep 20:18; confirmed when it lands.

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹8,550₹14,240₹350 ₹1,700₹24,840
By law ₹24,811.86. We ask ₹24,840 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

Challan: 12 of 13 boxes on the caseOpen the verification page →
Empty: Payer mobile (the receipt SMS goes here)
Highlighted: District, Property box 1 (flat, floor, building, survey / gat / CTS), Property box 2 (the road), City / village
The e-filing’s boxes (25 of 34 ready) come up once the challan is paid.
✗ EzDocs found boxes that do NOT agree with the document (29d ago) — open the verification page; they are marked in red.
CHECKED by the engine, from the technical report — correct any box that is off; a correction clears thissource: the technical report (HRQ-26-143082_INDProcessRequest_2500320260825113313033.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
✓ in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
Flat No 303, 3rd Floor, Jyoti Heights Apartment, P No 7, S No 163/3/18, Near Akshata Lawns, Thakare Mala, Meri Rasbihari Link Road, Ayodhya Nagari, Nashik Shahar 1, Nashik
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the technical report BASE — the challan follows this
HRQ-26-143082_INDProcessRequest_2500320260825113313033.pdf
as printed
FLAT NO 303, 3RD FLOOR, JYOTI HEIGHTS APARTMENT, P NO 7, S NO 163/3/18, NEAR AKSHATA LAWNS, THAKARE MALA, MERI RASBIHARI LINK ROAD, AYODHYA NAGARI, NASHIK SHAHAR 1, NASHIK
PIN
422003
the legal report (TSR)
Nashik S No 163-3-18-Plot No. 07- Flat No. 303- JYOTI HEIGHT
as printed
ALL THAT PIECE AND PARCEL OF N.A. LAND BEARING PLOT NO. 07 TOTAL ADMEASURING AREA 377.64 SQ. MTRS., OUT OF IT AREA 20.60 SQ. MTRS. TRANSFER TO NASHIK MUNICIPAL CORPORATION NASHIK FOR ROAD WINDING AND REMAINING AREA ADM. 357.04 SQ. MTRS., OUT OF S. NO. 163/3/18 SITUATED AT NASHIK CITY-1, TAL & DIST. NASHIK WITHIN THE LIMITS OF NASHIK MUNICIPAL CORPORATION NASHIK BOUNDED AS UNDER EAST - S. NO. 164P WEST - 9 MTRS. COLONY ROAD SOUTH- 7.5 MTRS. DP ROAD (PROPOSED 9 MTRS. ROAD) NORTH - PLOT NO. 06 ALL THAT PIECE AND PARCEL OF CONSTRUCTED PREMISES BEARING FLAT NO. AND 303 ON THIRD FLOOR ADMEASURING AREA 48.00 SQ. MTRS. IN THE BUILDING KNOWN AS JYOTI HEIGHTS APARTMENT UNDER CONSTRUCTION UPON THE PROPERTY DESCRIBED ABOVE WHICH IS BOUNDED AS UNDER EAST FLAT NO. 301 WEST BUILDING OPEN SPACE SOUTH FLAT NO. 302 NORTH BUILDING OPEN SPACES
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 303 3RD FLOOR JYOTI HEIGHTS APARTMENT P NO 7 S NO 163/3/18 NEAR AKSHATA LAWNS THAKARE MALA
Locality/Road
MERI RASBIHARI LINK ROAD AYODHYA NAGARI NASHIK SHAHAR 1 NASHIK
Area/City
NASHIK
check or correct a box, the papers beside it →
the legal report (TSR) also prints: 00, 04, 06, 07, 164P, 20, 301, 302, ADM, DP, IT, PROPOSED, REMAINING, SPACE, SPACES, TRANSFER, UPON, WHICH
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorMukund Sudhakar NikamAVFPN3101K…9105

All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
documents acknowledgedharshalkumar.more@icicihfc.com 32d ago
What the engine read from each document — check anything marked in red
Selfie / photo 23654264-a565-41ee-bbf9-e65bcf0cac8d.jpeg needs your check
kind
live_selfie
legible
True
confidence
0.95
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.95, 'face_visible': True, 'quality_issue': None}
Selfie / photo 4d58130c-8d31-434c-928e-30d2659803a9.jpeg needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Payment screenshot 016c5c21-9630-4964-9dc8-dd058e8891a0.jpeg needs your check
date
2026-09-11
time
15:25
amount
24812
method
UPI
payee upi
7715973535@okbizaxis
payee name
EZDOCS
raw reading (for Abhijit)
{'utr': None, 'date': '2026-09-11', 'time': '15:25', 'amount': 24812, 'method': 'UPI', 'payee_upi': '7715973535@okbizaxis', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}
Aadhaar card kyc (4).pdf needs your check
dob
1995-04-01
name
Mukund Sudhakar Nikam
legible
True
aadhaar last4
9105
raw reading (for Abhijit)
{'dob': '1995-04-01', 'pan': None, 'name': 'Mukund Sudhakar Nikam', 'legible': True, 'aadhaar_last4': '9105', 'quality_issue': None}
Technical report HRQ-26-143082_INDProcessRequest_2500320260825113313033.pdf needs your check
found
True
found in
Legal Address
area sq m
45.8
confidence
1
property address
pin: 422003; road: Meri Rasbihari Link Road; state: Maharashtra; taluka: Panchavati; flat_no: 303; district: Nashik; floor_no: 3rd Floor; landmark: Near Akshata Lawns, Thakare Mala, Meri, Ayodhya Nagari, Nasik Panchavati
security address verbatim
Flat No 303, 3rd Floor, Jyoti Heights Apartment, P No 7, S No 163/3/18, Near Akshata Lawns, Thakare Mala, Meri Rasbihari Link Road, Ayodhya Nagari, Nashik Shahar 1, Nashik
raw reading (for Abhijit)
{'found': True, 'found_in': 'Legal Address', 'area_sq_m': 45.8, 'confidence': 1, 'property_address': {'pin': '422003', 'road': 'Meri Rasbihari Link Road', 'state': 'Maharashtra', 'taluka': 'Panchavati', 'flat_no': '303', 'district': 'Nashik', 'floor_no': '3rd Floor', 'landmark': 'Near Akshata Lawns, Thakare Mala, Meri, Ayodhya Nagari, Nasik Panchavati', 'full_address': 'Flat No 303, 3rd Floor, Jyoti Heights Apartment, P No 7, S No 163/3/18, Meri Rasbihari Link Road, Near Akshata Lawns, Thakare Mala, Meri, Ayodhya Nagari, Nasik Panchavati, Nashik, Nashik, Maharashtra, 422003', 'village_city': 'Nashik', 'building_name': 'Jyoti Heights Apartment', 'survey_or_cts_no': 'S No 163/3/18'}, 'security_address_verbatim': 'Flat No 303, 3rd Floor, Jyoti Heights Apartment, P No 7, S No 163/3/18, Near Akshata Lawns, Thakare Mala, Meri Rasbihari Link Road, Ayodhya Nagari, Nashik Shahar 1, Nashik'}
Aadhaar card kyc (4).pdf needs your check
dob
1995-04-01
pan
AVFPN3101K
name
Mukund Sudhakar Nikam
legible
True
aadhaar last4
9105
raw reading (for Abhijit)
{'dob': '1995-04-01', 'pan': 'AVFPN3101K', 'name': 'Mukund Sudhakar Nikam', 'legible': True, 'aadhaar_last4': '9105', 'quality_issue': None}
LSR (search report) Nashik S No 163-3-18-Plot No. 07- Flat No. 303- JYOTI HEIGHTS APARTMENT - Mr. Mukund Sudhakar Nikam and Swapnita Mukund Nikam Builder Purchase Case - (3).pdf needs your check
found
True
found in
Description of the Property
area sq m
48.0
confidence
1.0
property address
state: Maharashtra; taluka: Nashik; flat_no: 303; district: Nashik; floor_no: Third Floor; full_address: Flat No. 303, Third Floor, Jyoti Heights Apartment, Nashik City-1, Taluka Nashik, District Nashik, Maharashtra, S.
security address verbatim
All that piece and parcel of N.A. land bearing Plot No. 07 total admeasuring area 377.64 Sq. Mtrs., out of it area 20.60 Sq. Mtrs. transfer to Nashik Municipal Corporation Nashik for road winding and remaining area adm.
raw reading (for Abhijit)
{'found': True, 'found_in': 'Description of the Property', 'area_sq_m': 48.0, 'confidence': 1.0, 'property_address': {'pin': None, 'road': None, 'state': 'Maharashtra', 'taluka': 'Nashik', 'flat_no': '303', 'district': 'Nashik', 'floor_no': 'Third Floor', 'landmark': None, 'full_address': 'Flat No. 303, Third Floor, Jyoti Heights Apartment, Nashik City-1, Taluka Nashik, District Nashik, Maharashtra, S. No. 163/3/18, Plot No. 07', 'village_city': 'Nashik City-1', 'building_name': 'Jyoti Heights Apartment', 'survey_or_cts_no': 'S. No. 163/3/18, Plot No. 07'}, 'security_address_verbatim': 'All that piece and parcel of N.A. land bearing Plot No. 07 total admeasuring area 377.64 Sq. Mtrs., out of it area 20.60 Sq. Mtrs. transfer to Nashik Municipal Corporation Nashik for road winding and remaining area adm. 357.04 Sq. Mtrs., out of S. No. 163/3/18 situated at Nashik City-1, Tal & Dist. Nashik within the limits of Nashik Municipal Corporation Nashik bounded as under East - S. No. 164p West - 9 Mtrs. Colony Road South- 7.5 Mtrs. DP Road (Proposed 9 Mtrs. Road) North - Plot No. 06\nAll that piece and parcel of constructed premises bearing Flat No. and 303 on Third Floor admeasuring area 48.00 Sq. Mtrs. in the building known as Jyoti Heights Apartment under construction upon the property described above which is bounded as under East Flat No. 301 West Building Open Space South Flat No. 302 North Building Open Spaces'}
Payment screenshot 016c5c21-9630-4964-9dc8-dd058e8891a0.jpeg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-09-11', 'page': None, 'time': '15:25', 'payee': 'EZDOCS', 'amount': 24812.0, 'direction': 'debit', 'narration': 'EZDOCS 7715973535@okbizaxis', 'proof_kind'
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-09-11', 'page': None, 'time': '15:25', 'payee': 'EZDOCS', 'amount': 24812.0, 'direction': 'debit', 'narration': 'EZDOCS 7715973535@okbizaxis', 'proof_kind': 'success_screen'}], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
Technical record (for Abhijit — safe to ignore)
2h agoezdocs:readerreader_mail_addition{'fp': '14e5c0d0bdc5fd7a', 'add': {}, 'why': 'The paper prints "THAKARE MALA MERI RASBIHARI LINK ROAD" while the mail prints "Rajbihari meri link road".', 'asked': True, 'quote': '', 'same_property': True}
20d agosystem:reconcilegpay_not_settled_yet{'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t
20d agosystem:extractboxes_gathered{'how': 'uri', 'why': 'quick sweep', 'docs': ['JYOTI HEIGHTS - 303 (1).pdf', 'Nashik S No 163-3-18-Plot No. 07- Flat No. 303- JYOTI HEIGHT', 'HRQ-26-143082_INDProcessRequest_2500320260825113313033.pdf', 'kyc (4).pdf'], '
20d agosystem:extractaddress_compared{'sig': 'edca29ed793cbe92', 'why': 'after gather', 'people': [{'home': 'B 3, Rajyog Pride, Mumbai agra Road, Shri Swami Samarth Nagar, Nashik, Nashik, 422003', 'person': 'Mukund Sudhakar Nikam', 'against': [], 'home_src'
20d agosystem:extractchallan_boxes_by_rules{'fp': 'b7ab41fe80459de4', 'why': 'box 1 lost a number the case holds (1)'}
20d agosystem:extractbox_taken_over_by_paper{'box': 'property.area_unit', 'now': 'Sq.ft.', 'src': 'technical_report', 'was': 'SQ.MT', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. technical_report prints this
20d agosystem:extractbox_taken_over_by_paper{'box': 'property.area_value', 'now': 493.0, 'src': 'technical_report', 'was': '45.80', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. technical_report prints this,
20d agosystem:extractbox_taken_over_by_paper{'box': 'property.area_value', 'now': 48.0, 'src': 'lsr', 'was': '45.80', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. lsr prints this, and the printed words are q
20d agosystem:extractbox_taken_over_by_paper{'box': 'property.floor_no', 'now': 'Third Floor', 'src': 'lsr', 'was': '3rd Floor', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. lsr prints this, and the printed
20d agosystem:extractbox_taken_over_by_paper{'box': 'property.taluka', 'now': 'Nashik', 'src': 'technical_report', 'was': 'Panchavati', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. technical_report prints th
20d agosystem:extractbox_taken_over_by_paper{'box': 'property.taluka', 'now': 'Nashik', 'src': 'lsr', 'was': 'Panchavati', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. lsr prints this, and the printed words
20d agosystem:extractbox_taken_over_by_paper{'box': 'property.taluka', 'now': 'Nashik', 'src': 'sale_deed', 'was': 'Panchavati', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. sale_deed prints this, and the pr
20d agosystem:extractproperty_numbers_completed{'now': {'attr1_value': '163/3/18, NEAR AKSHATA LAWNS, THAKARE MALA, MERI RASBIHARI LINK ROAD, AYODHYA NAGARI, NASHIK SHAHAR 1'}, 'was': {'attr1_value': '163/3/18'}, 'why': "the property's own words print more numbers of
20d agosystem:smscase_reevaluated{'stage_after': 'ACKNOWLEDGED'}
20d agosystem:paymentspayment_needs_review{'flags': ['duplicate_screenshot:NOI-2026-01709'], 'method': 'amount_match+payee_road+gpay_alert', 'received': 24850.0}
20d agosystem:paymentsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
28d agosystem:ingesttrail_read{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'index2_sent'], 'mai
29d agosystem:extractproperty_self_check{'ok': False, 'why': "the reader judged every property box against the document's own words — the boxes named do not agree, or the reader could not be reached", 'notes': '', 'issues': [{'box': 'Taluka', 'why': "The typed
30d agosystem:extractproperty_attrs_split{'now': {'attr1_type': 'SURVEY', 'attr1_value': '163/3/18'}, 'was': {'attr1_type': 'SURVEY/CTS', 'attr2_type': '', 'attr1_value': 'S No 163/3/18', 'attr2_value': ''}, 'why': "the number boxes hold the type word once and
32d agosystem:paymentshidden_payment_scan{'file': '016c5c21-9630-4964-9dc8-dd058e8891a0.jpeg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '127d8039-d8f6-455f-8fcb-eccbb7781eb7', 'fetched': True}
32d agosystem:paymentspayment_found_in_statement{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': '016c5c21-9630-4964-
32d agosystem:paymentsclaim_part_duplicate{'utr': None, 'date': '2026-09-11', 'parts': 1, 'amount': 24812.0, 'claimed_total': 24812.0}
32d agosystem:reconcilequoted_history_checked{}
32d agosystem:reconcileextra_challan_scanned{'found': 0}
32d agosystem:emailsemail_shadowed:ack_docs{'to': 'harshalkumar.more@icicihfc.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: 77000335913).\n\n Applicant : Mukund Sudhakar Nikam\n LAN : 77000335913\n Loa
32d agosystem:paymentsclaim_inside_desk_buffer{'gap': 28.5, 'why': "the branch paid the bank's own written total — the gap to our rounded-up ask is the NOI team's buffer; counted as paid in full — nothing to ask for (the credit itself is still awaited)", 'claimed':
32d agosystem:paymentsclaim_matches_law_exact{'why': 'the branch paid the statutory-exact total — the gap is our own Rs.10 round-up, absorbed by desk practice', 'claimed': 24812.0, 'our_ask': 24840.5, 'law_exact': 24811.86}
32d agosystem:paymentsclaim_matches_bank_sheet{'why': "the branch paid its own sheet's total — accepted desk practice; the few rupees of rounding are not a shortfall", 'claimed': 24812.0, 'our_ask': 24840.5, 'bank_total': 24812.0}
32d agosystem:ingestacknowledged_with_advice{'why': "documents complete and the branch's payment advice is in hand — the credit is being confirmed on our side; the branch owes nothing meanwhile", 'claimed': 24812.0}
32d agosystem:emailsfee_quote_suppressed{'how': 'claim', 'utr': None, 'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 24812.0}

Case diary the case’s history — what happened, newest day first

Papers
Challan papers in; e-filing papers pending
For the visit later: Sanction Letter
Money
₹24,812 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Not yet
The challan waits on the papers and the money above.
Next — whose move
The branch
payment pending
Needs your eyes: Payment needs a person to check (see Money). GPay ₹24,850 announced at 10:48 has not settled into the PNB account (due 14:48). Paste PNB statement (SMS page) or Check Settlements in GPay Business. Same screenshot image sits on case NOI-2026-01709.
Yesterday · 13 Oct1 thing
reader mail addition — by ezdocs:reader
22:58
23 Sep14 things — 1 caution · 13 steps
gpay not settled yet
20:34
boxes gathered
16:21
address compared
16:21
challan boxes by rules
16:21
A box the papers had not filled was read off a paper and corrected
16:19
A box the papers had not filled was read off a paper and corrected
16:19
A box the papers had not filled was read off a paper and corrected
16:19
A box the papers had not filled was read off a paper and corrected
16:19
A box the papers had not filled was read off a paper and corrected
16:19
A box the papers had not filled was read off a paper and corrected
16:19
A box the papers had not filled was read off a paper and corrected
16:19
property numbers completed
16:18
Payment needs a person to look
Nothing moves on the money until a person has looked.
16:18
receivable snapshot
16:18
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
04:06
14 Sep1 thing — 1 step
property self check
07:21
13 Sep1 thing — 1 step
property attrs split
23:53
12 Sep2 things — 2 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
01:12
claim part duplicate
01:12
11 Sep26 things — 7 documents received · 2 letters written · 17 steps
quoted history checked
20:37
extra challan scanned
16:03
Wrote the documents acknowledged mail — held, silent mode
APP No77000335913, APP Name –MUKUND SUDHAKAR NIKAM, PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
16:00
claim inside desk buffer
16:00
acknowledged with advice
16:00
No fee quote sent — the branch's own figures were right
16:00
The payment proof already on the case was applied
16:00
documents read together
16:00
Property re-read from this bank's ruling source (ICICI: the technical report)
16:00
Property checked by the engine — read from the report, every box that names the flat is there
16:00
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
15:59
Property re-read from this bank's ruling source (ICICI: the technical report)
15:59
Received: LSR
Nashik S No 163-3-18-Plot No. 07- Flat No. 303- JYOTI HEIGHTS APARTMENT - Mr. Mu
15:59
Received: Technical report
HRQ-26-143082_INDProcessRequest_2500320260825113313033.pdf
15:59
Received: Sale deed
JYOTI HEIGHTS - 303 (1).pdf
15:59
Payment proof arrived before the case was quoted — held
15:59
Selfie checked — a live one
A real selfie — usable for the e-filing.
15:59
Received: Aadhaar
kyc (4).pdf
15:59
Selfie checked — a live one
A real selfie — usable for the e-filing.
15:59
Received: Selfie
4d58130c-8d31-434c-928e-30d2659803a9.jpeg
15:59
Received: Selfie
23654264-a565-41ee-bbf9-e65bcf0cac8d.jpeg
15:59
Received: Payment screenshot
016c5c21-9630-4964-9dc8-dd058e8891a0.jpeg
15:59
The branch wrote that it has paid (amount / UTR in the mail) — taken as its advice; the bank credit still decides
15:59
intake table parsed
15:59
property from mail body
15:59
Case opened from the branch's mail
15:59
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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