PALLAVI MUKESH KUMAWAT
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- The work is done — our fee of ₹35,430 is still not in our account. Chase the branch for it.
why?
Day by day — every step and who held it
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper31 Aug, 15:46 · 43d ago THE APP JOINED HERE — earlier mails are on Gmail
Pls help for NOI filing.
SRO – AURANGABAD - 2
10 more mails in between — open
31 Aug, 17:00 · 43d ago
Pls share clear photo copy of sanction letter in pdf format for challan initiation,
earlier mails quoted below
31 Aug, 17:01 · 43d ago
Pls share sanction letter for challan initiation,
earlier mails quoted below
31 Aug, 17:46 · 43d ago
Thanks & Regards,
Amol Wakekar.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Aurangabad Business Center
Complex E-1,E-2,&E-3 4th floor,
Mobile No:
8448785974
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
Cc: Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>; Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Ravindra Kakde <ravindra.kakde@pnbhousing.com>; Nidhi Kushwaha <nidhi.kushwaha@pnbhousing.com>; Prashant Padhye <prashant.padhye@pnbhousing.com>
Dear Team,
Pls share sanction letter for challan initiation,
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
earlier mails quoted below
31 Aug, 17:50 · 43d ago
We will initiate the challan for the same.
For NOI filing, We need an index 2 copy..
earlier mails quoted below
31 Aug, 17:57 · 43d ago
NOI
CALCULATOR
NOI Govt Fees
320
EZDOCS
Service Fees for NOI
1500
earlier mails quoted below
31 Aug, 20:14 · 43d ago
Pfa revise sanction letter.
Loan amount is downsized.
earlier mails quoted below
31 Aug, 22:19 · 43d ago
earlier mails quoted below
09 Sep, 12:59 · 34d ago
Thanks & Regards,
Amol Wakekar.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Aurangabad Business Center
Complex E-1,E-2,&E-3 4th floor,
Mobile No:
8448785974
Toll Free: 1800 120 8800
Website-
www.pnbhousing.com
Internal
pnb.noifilling@gmail.com
rahul.mahajan1@pnbhousing.com ; Ravindra Kakde
ravindra.kakde@pnbhousing.com ; Nidhi Kushwaha
nidhi.kushwaha@pnbhousing.com ; Prashant Padhye
prashant.padhye@pnbhousing.com
Team,
PFA Challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
09 Sep, 13:52 · 34d ago
Team
we will process the NOI for the same.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Wed, 9 Sept 2026 at 12:59, Amol Wakekar <amol.wakekar@pnbhousing.com>
wrote:
earlier mails quoted below
16 Sep, 12:31 · 27d ago
TEAM,
PFA: Downloaded e-filing for your reference..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Wed, 9 Sept 2026 at 13:52, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
12 Oct, 13:24 · 1d ago
PFA index 2 copy for case closure..
earlier mails quoted below
12 Oct, 13:25 · 1d ago
PFA index 2 copy for case closure..
earlier mails quoted below
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| MOTD | Pallavi Kumawat Shop Phurchece NOI .pdf | filed | 43d ago |
| Other | image002.jpg | filed | 43d ago |
| Other | image001.jpg | filed | 43d ago |
| Sanction letter | Sanction letter - 2026-08-31T174655.398.pdf | filed | 43d ago |
| Sanction letter | Sanction letter (39).pdf | filed | 43d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹35,430
waiting for the credit
—
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹18,610 | ₹15,000 | ₹320 | ₹1,500 | ₹35,430 |
why?
Property (must be perfect)
The property, paper by paper side by side, the base paper first
SHOP NO.12, SECTOR N-5, RAJIV GANDHI STADIUM, CIDCO, AURANGABAD,., MAHARASHTRA, INDIA, 431001
431001
SHOP NO.12, SECTOR N-5, RAJIV GANDHI STADIUM, CIDCO, AURANGABAD,., MAHARASHTRA, INDIA, 431001
431001
SHOP NO 12
SECTOR N-5 RAJIV GANDHI STADIUM CIDCO
AURANGABAD
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | PALLAVI MUKESH KUMAWAT | DCAPK3253E |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | amol.wakekar@pnbhousing.com | 43d ago |
| document chase | asmita.kulkarni@pnbhousing.com | 43d ago |
| document chase | asmita.kulkarni@pnbhousing.com | 40d ago |
What the engine read from each document — check anything marked in red
NHL/ARNG/0626/5119563
True
Non Housing Loan, Personal use
1.0
6000000
9.5
12-Jun-2026
3
PALLAVI MUKESH KUMAWAT, MUKESH GOPAL KUMAWAT
9021633378
pin: 431001; road: Sector N-5; state: MAHARASHTRA; flat_no: Shop No.12; district: Aurangabad; full_address: Shop No.12, Sector N-5, Rajiv Gandhi Stadium, CIDCO, Aurangabad, Aurangabad, MAHARASHTRA, 431001; village_city:
200000
True
6200000
Shop No.12, Sector N-5, Rajiv Gandhi Stadium, CIDCO, Aurangabad,., MAHARASHTRA, India, 431001
raw reading (for Abhijit)
{'lan': 'NHL/ARNG/0626/5119563', 'legible': True, 'loan_type': 'Non Housing Loan, Personal use', 'confidence': 1.0, 'loan_amount': 6000000, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '12-Jun-2026', 'letter_version': '3', 'applicant_names': ['PALLAVI MUKESH KUMAWAT', 'MUKESH GOPAL KUMAWAT'], 'applicant_mobile': '9021633378', 'property_address': {'pin': '431001', 'road': 'Sector N-5', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'Shop No.12', 'district': 'Aurangabad', 'floor_no': None, 'landmark': None, 'full_address': 'Shop No.12, Sector N-5, Rajiv Gandhi Stadium, CIDCO, Aurangabad, Aurangabad, MAHARASHTRA, 431001', 'village_city': 'Aurangabad', 'building_name': 'Rajiv Gandhi Stadium, CIDCO', 'survey_or_cts_no': None}, 'insurance_premium': 200000, 'includes_insurance': True, 'total_with_insurance': 6200000, 'security_address_verbatim': 'Shop No.12, Sector N-5, Rajiv Gandhi Stadium, CIDCO, Aurangabad,., MAHARASHTRA, India, 431001'}NHL/ARNG/0626/5119563
True
Non Housing Loan, Personal use
1
5640000
9.5
12-Jun-2026
3
PALLAVI MUKESH KUMAWAT, MUKESH GOPAL KUMAWAT
9021633378
pin: 431001; state: MAHARASHTRA; flat_no: Shop No.12; district: Aurangabad; full_address: Shop No.12, Sector N-5, Rajiv Gandhi Stadium, CIDCO, Aurangabad, MAHARASHTRA, India, 431001; village_city: Aurangabad; building_na
282000
True
5922000
Shop No.12, Sector N-5, Rajiv Gandhi Stadium, CIDCO, Aurangabad,., MAHARASHTRA, India, 431001
raw reading (for Abhijit)
{'lan': 'NHL/ARNG/0626/5119563', 'legible': True, 'loan_type': 'Non Housing Loan, Personal use', 'confidence': 1, 'loan_amount': 5640000, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '12-Jun-2026', 'letter_version': '3', 'applicant_names': ['PALLAVI MUKESH KUMAWAT', 'MUKESH GOPAL KUMAWAT'], 'applicant_mobile': '9021633378', 'property_address': {'pin': '431001', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'Shop No.12', 'district': 'Aurangabad', 'floor_no': None, 'landmark': None, 'full_address': 'Shop No.12, Sector N-5, Rajiv Gandhi Stadium, CIDCO, Aurangabad, MAHARASHTRA, India, 431001', 'village_city': 'Aurangabad', 'building_name': 'Rajiv Gandhi Stadium, CIDCO', 'survey_or_cts_no': 'Sector N-5'}, 'insurance_premium': 282000, 'includes_insurance': True, 'total_with_insurance': 5922000, 'security_address_verbatim': 'Shop No.12, Sector N-5, Rajiv Gandhi Stadium, CIDCO, Aurangabad,., MAHARASHTRA, India, 431001'}kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Technical record (for Abhijit — safe to ignore)
| 1h ago | ezdocs:reader | reader_efiling_verdict | {'fp': 'fd1dd292a31635dd', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required for the e-filin |
| 1d ago | system:reconcile | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 17d ago | system:ingest | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 17d ago | system:ingest | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 17d ago | system:ingest | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 17d ago | system:ingest | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 22d ago | system:payments | hidden_payment_scan | {'file': 'image002.jpg', 'kind': None, 'found': 0, 'doc_id': '273297df-34b6-4718-9918-e542b7231ce0', 'fetched': True} |
| 22d ago | system:payments | hidden_payment_scan | {'file': 'image001.jpg', 'kind': 'other', 'found': 0, 'doc_id': '57391bb5-aacd-44da-b284-8de8898299ef', 'fetched': True} |
| 27d ago | system:extract | boxes_gathered | {'how': 'uri', 'why': 'quick sweep', 'docs': ['Sanction letter - 2026-08-31T174655.398.pdf', 'Sanction letter (39).pdf', 'Pallavi Kumawat Shop Phurchece NOI .pdf'], 'after': {'addresses': {'people': [['PALLAVI MUKESH KUM |
| 27d ago | system:extract | address_compared | {'sig': '1d9f2b9b768fef54', 'why': 'after gather', 'people': [{'home': '59, Nyayaleen Housing Society, Near Venutai School, N-8, Cidco, Aurangabad, Aurangabad, 431003', 'person': 'PALLAVI MUKESH KUMAWAT', 'against': [], |
| 27d ago | system:extract | challan_boxes_composed | {'fp': '088c3f15b9739e25', 'why': "the reader wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'SHOP NO 12', 'box2': 'SECTOR N-5 RAJIV GANDHI |
| 27d ago | system:ingest | efiling_found_on_case | {'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': |
| 27d ago | system:ingest | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_asked', 'challan', 'challan |
| 28d ago | system:ingest | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_asked', 'challan', 'challan |
| 29d ago | system:extract | property_self_check | {'ok': True, 'why': "the reader judged every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 6, 'trigger': 'quick sweep'} |
| 34d ago | system:ingest | old_thread_stored_only | {'why': 'this thread began before go-live — its mails are stored for the trail; nothing is read or drafted; the team works it by hand', 'cutoff': '2026-09-01', 'thread_started': '2026-08-31 10:16:23'} |
| 40d ago | system:emails | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: NHL/ARNG/0626/511 |
| 40d ago | system:reconcile | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'the desk sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 40d ago | system:reconcile | challan_inferred_from_desk_mail | {'why': "the desk's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows the desk's deed"} |
| 40d ago | system:emails | email_shadowed:doc_chase | {'to': 'asmita.kulkarni@pnbhousing.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: NHL/ARNG/0626/5119563), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card — not received y |
| 40d ago | system:emails | draft_withdrawn | {'why': 'a fresher chase replaces it — the asks changed', 'count': 1} |
| 43d ago | system:emails | email_shadowed:doc_chase | {'to': 'asmita.kulkarni@pnbhousing.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: NHL/ARNG/0626/5119563), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card — not received y |
| 43d ago | system:extract | payer_mobile_captured | {'last4': '3378', 'source': 'sanction_letter'} |
| 43d ago | system:extract | property_address_extracted | {'confidence': 1, 'full_address': 'Shop No.12, Sector N-5, Rajiv Gandhi Stadium, CIDCO, Aurangabad, MAHARASHTRA, India, 431001'} |
| 43d ago | system:ingest | document_received | {'file': 'Sanction letter (39).pdf', 'doc_type': 'sanction_letter', 'confidence': 1.0} |
| 43d ago | system:ingest | amount_set_from_mail_instruction | {'now': 6200000.0, 'was': 6000000.0, 'phrase': 'Loan Amount Including Insurance 62,00,000'} |
| 43d ago | system:ingest | mail_instruction_understood | {'amount': 6200000.0, 'phrase': 'Loan Amount Including Insurance 62,00,000', 'reason': 'including insurance', 'instructions': [], 'urgent_disbursement': False} |
| 43d ago | system:emails | chase_held_back | {'why': 'another mail landed within 3 minutes and the branch did not list what it attached — one debounce, so we ask once for everything', 'would_have_asked_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", "App |
| 43d ago | system:emails | email_shadowed:fee_quote | {'to': 'amol.wakekar@pnbhousing.com', 'body': 'Dear Team,\n\nPlease check the calculation and account details for the captioned case (LAN: NHL/ARNG/0626/5119563).\n\n NOI Charges & Service Fees Calculator\n Loan Amount |
| 43d ago | system:payments | receivable_created | {'expected': 34830.0} |