⚠The PNB mailbox has used 146% of what Google lets it send in 24 hours (730 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-02622

PRALHAD RAMBHAU SAIKAR

LAN 77000342420 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 5

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs3 still to come

6 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — money verifiedopen

✓Technical reportopen

✓Sanction letteropen

Selfie / photo (CANNOT BE READ — clear copy asked — this is a studio portrait, not a live selfie)open

✓PAN cardopen

✓Paid challan (GRAS)open

Applicant's Aadhaar Card — still needed

✓Property address — verified by EzDocs, from the technical report (correct below if anything is off)

Index II copy / Title document — for the e-filing visit later

All files (8)A label is wrong? Fix it under All documents.

For you to check

Selfie / photo: copy on file cannot be used. A usable one is being asked for.
GPay ₹75,000 announced at 13:17 has not settled into the PNB account (due 17:17). Paste PNB statement (SMS page) or Check Settlements in GPay Business.

MoneyAll of it is in

₹1,01,060.80CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹1,01,088 receivedthe balance that was due

The branch sent 2 receipts — 1 of 2 have reached our account:

₹26,050not seen in our account yet

✓₹75,000seen in our account · 25 Sep 18:47 · by its amount

Stamp duty 0.3%84,010

Registration fee 0.5%15,000

Government handling350

Our service fee1,700.80

Total we ask for1,01,060.80

the branch’s receipt claims ₹1,01,050

paid 29 Sep 18:50:37 · verified 29 Sep 18:50:44 · 7 s later

How we know

Our own bank told us — 29 Sep 18:50

₹26,088 · UTR 627265174263 · from JM-HDFCBN-S

“Successful! You have received Rs. 26088.00 via HDFC Bank SmartHub Vyapar from SAMIULLAH. RRN-627265174263, Check: https://1.hdfc.bank.in/HDFCBK/s/yoyZVA2b”

Matched by: equals the balance that was still due on the case · one of several parts

By law ₹1,01,050. We ask ₹1,01,060 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 21 minour time (made after working hours) · 27 Sep 16:34

Index II —not yet

the NOI team 15 d 23 hthe branch 2 d 2 htotal 18 d 1 h so far

Now with the NOI team — e-filing on IGR

since 29 Sep 18:50 — 15 d 21 h of working time

Day by day — every step and who held it

27 Sep 15:12Your branch's mail

27 Sep 15:13Papers read+1 min · the NOI team

27 Sep 15:13Property readat once

27 Sep 15:13Papers readat once

27 Sep 15:14Fee quotedat once

27 Sep 16:34Challan made+1 h 20 min · the NOI team

29 Sep 18:50Payment landed+2 d 2 h · the branch

29 Sep 18:50Payment verifiedat once

Case facts

Bank

ICICI_HFC

Loan amount

₹2,80,00,000

Loan account no.

77000342420

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Building, Floor are empty — the portal will not take a blank.

✗ EzDocs found boxes that do NOT agree with the document (18d ago) — open the verification page; they are marked in red.

Fill it on the verification page first →

See the boxes — read from the technical report

District

Pune

Taluka

Haveli

Village

Baner

Number type

SURVEY

Number

128

Building

(empty)

Floor

(empty)

Flat / shop no

28, 29

Area

10764.00

Hadd

Pune

Read from the technical report, not the Index II. HRQ-26-149831_INDProcessRequest_2500320260927150636006.pdf open it · If an Index II is on file, read the property from it.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• Mortgagor pages: SWAPNALI PRALHAD SAIKAR is named on the sanction letter (KFSLetter_77000342420.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 16 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• check — property numbers: the technical report prints more kinds of number than the portal's two boxes take; HISSA NO 07 ride in the second box with their own words so the notice carries them — read the box once

• changed — local body name: the case held PUNE; filled PUNE MUNICIPAL CORPORATION — EzDocs (reading the whole file), from the technical report, reads it so

• changed — road: the case held BANER; filled PASHAN — EzDocs (reading the whole file), from the technical report, reads it so

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank has sent the loan documents and the NOI team has shared the challan. The team is now waiting for the bank to pay the fee.

the history says the next move is with the branch — the fee

✓ loan papers sent — done, mail 1 (2026-09-27) “Please find the details of customer”

✓ challan shared — done, mail 4 (2026-09-27) “PFA Challan for your reference.”

read over 4 mail(s), last mail 2026-09-27 · read 18d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (18d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010934529202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Index II pending — NOI NOI-2026-02622 | 77000342420

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: 77000342420) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 15 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

VP vinayak.pednekar@icicihfc.com icicihfc.com
27 Sep, 15:12 · 18d ago THE FIRST MAIL — how this case began

NOI challen PRALHAD RAMBHAU SAIKAR ///77000342420

📎 IMG-20260925-WA0005.jpg ↗📎 IMG-20260925-WA0004.jpg ↗📎 HRQ-26-149831_INDProcessRequest_2500320260 ↗📎 KFSLetter_77000342420.pdf ↗📎 saikar photo.jpg ↗📎 DocScanner 27 Sept 2026 2-08 pm.pdf ↗📎 image.png ↗

Dear Team,

Please find the details of customer

ApplicantionNo :- 77000342420

CustomerName :- PRALHAD RAMBHAU SAIKAR

LoanAmt :- 2.80 Cr

Vinayak Pednekar

Branch Sales Manager

ICICI Home Finance Company Limited

www.icicihfc.com

[cid:3b0af2b4-5e8c-4fc0-a067-05e0d6d4c240]

🤖 read: documents attached

2 more mails in between — open

OL The NOI teamTYPED IN GMAIL
27 Sep, 16:37 · 18d ago

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Sun, 27 Sept 2026 at 15:13, Vinayak Pednekar /DIST/ICICIHFC/ <
vinayak.pednekar@icicihfc.com> wrote:

Dear Team,

Please find the details of customer 

Applicantion No :- 77000342420

Customer Name :- PRALHAD RAMBHAU SAIKAR 

Loan Amt :- 2.80 Cr

Vinayak Pednekar 
Branch Sales Manager
ICICI Home Finance Company Limited
www.icicihfc.com

🤖 read: challan shared ✓ — “PFA Challan for your reference.”

OL The NOI teamTYPED IN GMAIL
27 Sep, 16:37 · 18d ago

📎 SAIKAR PRALHAD RAMBHAU EchallanMH010934529 ↗

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Sun, 27 Sept 2026 at 15:13, Vinayak Pednekar /DIST/ICICIHFC/ <
vinayak.pednekar@icicihfc.com> wrote:

Dear Team,

Please find the details of customer 

Applicantion No :- 77000342420

Customer Name :- PRALHAD RAMBHAU SAIKAR 

Loan Amt :- 2.80 Cr

Vinayak Pednekar 
Branch Sales Manager
ICICI Home Finance Company Limited
www.icicihfc.com

🤖 read: challan shared ✓ — “PFA Challan for your reference.”

OL The NOI teamTYPED IN GMAIL
27 Sep, 16:37 · 18d ago

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Sun, 27 Sept 2026 at 15:13, Vinayak Pednekar /DIST/ICICIHFC/ <
vinayak.pednekar@icicihfc.com> wrote:

Dear Team,

Please find the details of customer

Applicantion No :- 77000342420

Customer Name :- PRALHAD RAMBHAU SAIKAR

Loan Amt :- 2.80 Cr

Vinayak Pednekar
Branch Sales Manager
ICICI Home Finance Company Limited
www.icicihfc.com

🤖 read: challan shared ✓ — “PFA Challan for your reference.”

OL The NOI teamTYPED IN GMAIL
27 Sep, 16:38 · 18d ago

Team

Kindly share the index 2 copy for the NOI Process

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Sun, 27 Sept 2026 at 16:37, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team

PFA Challan for your reference.

Aradhana Rai
NOI Coordinator | One Legal +91 8888706969

On Sun, 27 Sept 2026 at 15:13, Vinayak Pednekar /DIST/ICICIHFC/ < vinayak.pednekar@icicihfc.com > wrote:

Dear Team,

Please find the details of customer

Applicantion No :- 77000342420

Customer Name :- PRALHAD RAMBHAU SAIKAR

Loan Amt :- 2.80 Cr

Vinayak Pednekar

Branch Sales Manager

ICICI Home Finance Company Limited

www.icicihfc.com

🤖 read: The team asks the branch to share the Index 2 copy.

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot	IMG-20260925-WA0005.jpg	filed	18d ago
Payment screenshot	IMG-20260925-WA0004.jpg	filed	18d ago
Technical report	HRQ-26-149831_INDProcessRequest_2500320260927150636006.pdf	filed	18d ago
Sanction letter	KFSLetter_77000342420.pdf	filed	18d ago
Selfie / photo	saikar photo.jpg	CANNOT BE READ — clear copy asked	18d ago
PAN card+ Selfie / photo inside	DocScanner 27 Sept 2026 2-08 pm.pdf	filed	18d ago
Other	image.png	filed	18d ago
Paid challan (GRAS)	SAIKAR PRALHAD RAMBHAU EchallanMH010934529202627E.pdf	filed	18d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹1,01,060.80

Where it stands
VERIFIED — money received

Screenshot claims
₹1,01,050

Paid at
29 Sep 18:50:37

Verified on
29 Sep 18:50:44

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹84,010	₹15,000	₹350	₹1,700	₹1,01,060

By law ₹1,01,050. We ask ₹1,01,060 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

28 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Building (with wing), Floor, Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO, Floor (person 1)

23 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (18d ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the technical report — correct any box that is off; a correction clears thissource: the technical report (HRQ-26-149831_INDProcessRequest_2500320260927150636006.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

empty

Flat / shop no

✓ in the document

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Plot No 28, 29 Survey No 128, Hissa No. 07, Mauje Baner, Tal. Haveli, Dist. Pune

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the technical report BASE — the challan follows this

HRQ-26-149831_INDProcessRequest_2500320260927150636006.pdf

Property Address line
PLOT NO 28, 29 SURVEY NO 128, HISSA NO. 07, MAUJE, BANER, TAL. HAVELI, DIST. PUNE

Legal Address line
PLOT NO 28, 29 SURVEY NO 128, HISSA NO. 07, MAUJE BANER, TAL. HAVELI, DIST. PUNE

PIN
411045

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO 28 29 SURVEY NO 128 HISSA NO 07 MAUJE BANER

Locality/Road
NEAR TREEBO ATITHI COMFORTS INN PASHAN TAL HAVELI DIST PUNE

Area/City
PUNE

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	PRALHAD RAMBHAU SAIKAR	ARMPS3996G

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
document chase	vinayak.pednekar@icicihfc.com	18d ago
document chase	vinayak.pednekar@icicihfc.com	18d ago
document chase	vinayak.pednekar@icicihfc.com	18d ago
Index II chase	vinayak.pednekar@icicihfc.com	12d ago
Index II chase	vinayak.pednekar@icicihfc.com	9d ago
Index II chase	vinayak.pednekar@icicihfc.com	6d ago
Index II chase	vinayak.pednekar@icicihfc.com	2d ago

What EzDocs read from each document — check anything marked in red

Payment screenshot IMG-20260925-WA0005.jpg needs your check

date
2026-09-25

time
18:52

amount
26050

method
UPI

payee name
EZDOCS

raw reading (for Abhijit)

{'utr': None, 'date': '2026-09-25', 'time': '18:52', 'amount': 26050, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}

Payment screenshot IMG-20260925-WA0004.jpg needs your check

date
2026-09-25

time
18:47

amount
75000

method
UPI

payee name
EZDOCS

raw reading (for Abhijit)

{'utr': None, 'date': '2026-09-25', 'time': '18:47', 'amount': 75000, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}

Technical report HRQ-26-149831_INDProcessRequest_2500320260927150636006.pdf needs your check

found
True

found in
INDIVIDUAL TECHNICAL REPORT

paper for
loan_ref: 77000342420; report_id: HRQ-26-149831; customer_name: Pralhad Rambhau Saikar

confidence
1.0

address lines
taken: both the same; legal_address: Plot No 28, 29 Survey No 128, Hissa No. 07, Mauje Baner, Tal. Haveli, Dist. Pune; property_address: Plot No 28, 29 Survey No 128, Hissa No. 07, Mauje, Baner, Tal. Haveli, Dist. Pune

property address
pin: 411045; state: Maharashtra; taluka: Haveli; district: Pune; landmark: Treebo Atithi Comforts Inn, Pashan; Address: Plot No 28, 29, Survey No 128, Hissa No. 07, Mauje Baner, Tal. Haveli, Dist. Pune; Village

security address verbatim
Plot No 28, 29 Survey No 128, Hissa No. 07, Mauje Baner, Tal. Haveli, Dist. Pune

raw reading (for Abhijit)

{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': None, 'paper_for': {'loan_ref': '77000342420', 'report_id': 'HRQ-26-149831', 'customer_name': 'Pralhad Rambhau Saikar'}, 'pin_other': None, 'confidence': 1.0, 'address_lines': {'taken': 'both the same', 'legal_address': 'Plot No 28, 29 Survey No 128, Hissa No. 07, Mauje Baner, Tal. Haveli, Dist. Pune', 'property_address': 'Plot No 28, 29 Survey No 128, Hissa No. 07, Mauje, Baner, Tal. Haveli, Dist. Pune'}, 'property_address': {'pin': '411045', 'road': None, 'state': 'Maharashtra', 'taluka': 'Haveli', 'flat_no': None, 'district': 'Pune', 'floor_no': None, 'landmark': 'Treebo Atithi Comforts Inn, Pashan', 'full_address': 'Plot No 28, 29, Survey No 128, Hissa No. 07, Mauje Baner, Tal. Haveli, Dist. Pune', 'village_city': 'Baner', 'building_name': None, 'survey_or_cts_no': 'Survey No 128, Hissa No. 07, Plot No 28, 29'}, 'security_address_verbatim': 'Plot No 28, 29 Survey No 128, Hissa No. 07, Mauje Baner, Tal. Haveli, Dist. Pune'}

Selfie / photo saikar photo.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.9

face visible
True

quality issue
this is a studio portrait, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a studio portrait, not a live selfie'}

Sanction letter KFSLetter_77000342420.pdf needs your check

lan
77000342420

legible
True

purpose
Home Loan and Purchase/Improvement of Property

borrowers
{'name': 'PRALHAD RAMBHAU SAIKAR', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'SWAPNALI PRALHAD SAIKAR', 'role': 'co_applicant', 'label': 'Customer Name'}

loan type
Home Loan and Purchase/Improvement of Property

confidence
1

loan amount
28000000

final amount
28000000

interest rate
9.05

sanction date
26/09/2026

letter version
HF-38-VER-14-01072026/KFS

applicant email
saikarpralhad@gmail.com

applicant names
PRALHAD RAMBHAU SAIKAR, SWAPNALI PRALHAD SAIKAR

printed altered
False

applicant mobile
9850998577

balance transfer
False

property address

final amount label
Sanctioned Loan amount (in Rupees)

includes insurance
False

applicant address verbatim
S NO 128/10 RAMINDU PARK, BANER, Baner, Pune City West, PUNE, MAHARASHTRA, IN, 411045

raw reading (for Abhijit)

{'lan': '77000342420', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [{'name': 'PRALHAD RAMBHAU SAIKAR', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'SWAPNALI PRALHAD SAIKAR', 'role': 'co_applicant', 'label': 'Customer Name'}], 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 28000000, 'final_amount': 28000000, 'interest_rate': 9.05, 'quality_issue': None, 'sanction_date': '26/09/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'applicant_email': 'saikarpralhad@gmail.com', 'applicant_names': ['PRALHAD RAMBHAU SAIKAR', 'SWAPNALI PRALHAD SAIKAR'], 'printed_altered': False, 'applicant_mobile': '9850998577', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'S NO 128/10 RAMINDU PARK, BANER, Baner, Pune City West, PUNE, MAHARASHTRA, IN, 411045'}

Other image.png needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

PAN card DocScanner 27 Sept 2026 2-08 pm.pdf needs your check

dob
1976-05-08

pan
ARMPS3996G

legible
True

raw reading (for Abhijit)

{'dob': '1976-05-08', 'pan': 'ARMPS3996G', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

PAN card DocScanner 27 Sept 2026 2-08 pm.pdf needs your check

dob
1976-05-08

pan
ARMPS3996G

mobile
9850998577

address
pin: 411045; area: BANER; flat: S.NO. 128/10; state: Maharashtra; building: RAM INDU PARK; Village: Pune

legible
False

quality issue
Aadhaar number on front (ends 9130) disagrees with number on back (ends 5722)

raw reading (for Abhijit)

{'dob': '1976-05-08', 'pan': 'ARMPS3996G', 'mobile': '9850998577', 'address': {'pin': '411045', 'area': 'BANER', 'flat': 'S.NO. 128/10', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'RAM INDU PARK', 'district': None, 'post_office': None, 'village_city': 'Pune'}, 'legible': False, 'aadhaar_last4': None, 'quality_issue': 'Aadhaar number on front (ends 9130) disagrees with number on back (ends 5722)'}

PAN card DocScanner 27 Sept 2026 2-08 pm.pdf needs your check

dob
1976-05-08

pan
ARMPS3996G

mobile
9850998577

address
pin: 411045; area: BANER; flat: S.NO. 128/10; state: Maharashtra; building: RAM INDU PARK; Village: Pune

legible
False

quality issue
Aadhaar number on front (ends 9130) disagrees with number on back (ends 5722)

raw reading (for Abhijit)

{'dob': '1976-05-08', 'pan': 'ARMPS3996G', 'mobile': '9850998577', 'address': {'pin': '411045', 'area': 'BANER', 'flat': 'S.NO. 128/10', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'RAM INDU PARK', 'district': None, 'post_office': None, 'village_city': 'Pune'}, 'legible': False, 'aadhaar_last4': None, 'quality_issue': 'Aadhaar number on front (ends 9130) disagrees with number on back (ends 5722)'}

Paid challan (GRAS) SAIKAR PRALHAD RAMBHAU EchallanMH010934529202627E.pdf needs your check

grn
MH010934529202627E

pin
411045

total
99010.0

article
6(1)

defaced
False

bank cin
03006172026092700420

district
PUNE

area city
PUNE

payer pan
ARMXXXXXXG

flat block
PLOT NO 28 AND 29 SURVEY NO 128 HISSA NO 07

payer name
SAIKAR PRALHAD RAMBHAU

sro office
HAVELI 22 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=28000000

scheme rows
{'amount': 84010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX8577

payment date
27/09/2026-16:34:30

road locality
NEAR TREEBO ATITHI COMFORTS INN PASHAN MAUJE BANER TAL HAVELI DIST

second party pan
AAACI6285N

second party name
ICICI HOME FINANCE COMPANY LTD

consideration amount
28000000

raw reading (for Abhijit)

{'grn': 'MH010934529202627E', 'pin': '411045', 'total': 99010.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092700420', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'ARMXXXXXXG', 'flat_block': 'PLOT NO 28 AND 29 SURVEY NO 128 HISSA NO 07', 'payer_name': 'SAIKAR PRALHAD RAMBHAU', 'sro_office': 'HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=28000000', 'scheme_rows': [{'amount': 84010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8577', 'payment_date': '27/09/2026-16:34:30', 'road_locality': 'NEAR TREEBO ATITHI COMFORTS INN PASHAN MAUJE BANER TAL HAVELI DIST', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '28000000'}

Other image.png needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Payment screenshot IMG-20260925-WA0004.jpg needs your check

payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-09-25', 'page': 1, 'time': '18:47', 'payee': 'EZDOCS', 'amount': 75000.0, 'direction': 'debit', 'narration': 'Paid to EZDOCS', 'proof_kind': 'success_scree

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-09-25', 'page': 1, 'time': '18:47', 'payee': 'EZDOCS', 'amount': 75000.0, 'direction': 'debit', 'narration': 'Paid to EZDOCS', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}

Payment screenshot IMG-20260925-WA0005.jpg needs your check

payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-09-25', 'page': 1, 'time': '18:52', 'payee': 'EZDOCS', 'amount': 26050.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'success_screen'}]; rows_r

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-09-25', 'page': 1, 'time': '18:52', 'payee': 'EZDOCS', 'amount': 26050.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}

Technical record (for Abhijit — safe to ignore)

2d ago	EzDocs	email_shadowed:index2_chase	{'to': 'vinayak.pednekar@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000342420) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
2d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
6d ago	EzDocs	email_shadowed:index2_chase	{'to': 'vinayak.pednekar@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000342420) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
6d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
9d ago	EzDocs	email_shadowed:index2_chase	{'to': 'vinayak.pednekar@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000342420) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
9d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
12d ago	EzDocs	email_shadowed:index2_chase	{'to': 'vinayak.pednekar@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000342420) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In
15d ago	EzDocs	credit_on_another_case	{'how': 'utr', 'utr': '627265174263', 'why': 'NOI-2026-02901 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 26088.0, 'other_case': 'NOI-2026-02901'}
15d ago	EzDocs	credit_on_another_case	{'how': 'utr', 'utr': '627265174263', 'why': 'NOI-2026-02901 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 26088, 'other_case': 'NOI-2026-02901'}
15d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}
15d ago	EzDocs	payment_verified	{'utr': '627265174263', 'delta': 27.2, 'method': 'balance_match+part', 'paid_at': '2026-09-29T13:20:37.326590+00:00', 'expected': 101060.8, 'received': 101088.0, 'confidence': 'high'}
15d ago	EzDocs	payment_part_added	{'why': 'the branch paid short and then paid the balance — the parts are added up and the sum is checked', 'earlier': 75000.0, 'expected': 101060.8, 'this_credit': 26088.0, 'now_received': 101088.0}
15d ago	EzDocs	receivable_snapshot	{'before': {'delta': -26060.8, 'status': 'short', 'paid_at': '2026-09-25T13:17:00+00:00', 'received': 75000.0, 'risk_flags': [], 'verified_at': None, 'match_method': 'screenshot_amount_time', 'received_utr': None, 'match
16d ago	EzDocs	case_read	{'how': 'uri', 'tag': '0846e7cebffa0248', 'docs': ['HRQ-26-149831_INDProcessRequest_2500320260927150636006.pdf', 'KFSLetter_77000342420.pdf', 'DocScanner 27 Sept 2026 2-08\u202fpm.pdf', 'image.png'], 'loan': {'amount': 2
16d ago	EzDocs	hidden_payment_scan	{'file': 'IMG-20260925-WA0005.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '37994c33-19c5-45be-b94a-062d0b076b25', 'fetched': True}
16d ago	EzDocs	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260925-WA0005
16d ago	EzDocs	claim_part_duplicate	{'utr': None, 'date': '2026-09-25', 'parts': 2, 'amount': 26050.0, 'claimed_total': 101050.0}
16d ago	EzDocs	hidden_payment_scan	{'file': 'IMG-20260925-WA0004.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'eb38cce1-8d97-48d6-9eaa-27cbaadea8ac', 'fetched': True}
16d ago	EzDocs	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260925-WA0004
16d ago	EzDocs	claim_part_duplicate	{'utr': None, 'date': '2026-09-25', 'parts': 2, 'amount': 75000.0, 'claimed_total': 101050.0}
16d ago	EzDocs	hidden_payment_scan	{'file': 'image.png', 'kind': None, 'found': 0, 'doc_id': 'c5f23f14-1833-4283-91ac-37aca6803cc4', 'fetched': True}
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed ARxxxxxxXG — no paper on the
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '270830', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed HVL22
17d ago	EzDocs	case_read	{'how': 'uri', 'tag': '702be4b71759aab6', 'docs': ['HRQ-26-149831_INDProcessRequest_2500320260927150636006.pdf', 'KFSLetter_77000342420.pdf', 'DocScanner 27 Sept 2026 2-08\u202fpm.pdf', 'image.png'], 'loan': {'amount': 2
18d ago	EzDocs	case_read	{'how': 'uri', 'tag': '36e4693583b17d34', 'docs': ['HRQ-26-149831_INDProcessRequest_2500320260927150636006.pdf', 'KFSLetter_77000342420.pdf', 'DocScanner 27 Sept 2026 2-08\u202fpm.pdf', 'image.png'], 'loan': {'amount': 2
18d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Second num
18d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan_shared'], 'mails': 4, 'sum
18d ago	EzDocs	desk_documents_backfill	{'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 0, 'mailbox': 'icicihfcnoi@ezdocs.co.in', 'subject': 'Re:
18d ago	EzDocs	challan_found_on_case	{'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SAIKAR PRALHAD RAMBHAU EchallanMH010934529202627E.pdf', 'kind':
18d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SAIKAR PRALHAD RAMB

Case diary the case’s history — what happened, newest day first

Papers

1 still needed for the challan

Applicant's Aadhaar Card

Money

₹1,01,088 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for. GPay ₹75,000 announced at 13:17 has not settled into the PNB account (due 17:17). Paste PNB statement (SMS page) or Check Settlements in GPay Business.

13 Oct2 things

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02622 | 77000342420

10:00

An old draft withdrew itself — its asks were already answered

10:00

9 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02622 | 77000342420

10:00

An old draft withdrew itself — its asks were already answered

10:00

6 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02622 | 77000342420

10:00

An old draft withdrew itself — its asks were already answered

10:00

3 Oct1 thing — 1 letter written

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02622 | 77000342420