⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-03339
Nilesh Surendra Kawre
LAN HOU/NAG/0726/5180143
Challan paid · our move
File on IGRAll documentsMails & papers 5Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs4 still to come
7 of 11 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a printed photo, not a live selfie)open
✓Sanction letteropen
✓Sale deedopen
✓PAN cardopen
✓Paid challan (GRAS)open
Applicant's Aadhaar Card — still needed
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
All files (7)A label is wrong? Fix it under All documents.
Needs your eyes
- Selfie / photo: copy on file cannot be used. A usable one is being asked for.
MoneyAll of it is in
₹43,600.25CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹43,575 receivedmatches the branch's receipt
Stamp duty 0.3%26,780
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.25
Total we ask for43,600.25
the branch’s receipt claims ₹43,575 664563442500
paid 6 Oct 18:09:00 · verified 9 Oct 12:53:05 · 2 d 18 h later
How we know
Our own bank told us — 6 Oct 18:09
₹43,575 · UTR AXNGG27977304989 · from JX-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.43575.00,06-10-2026 18:09:00 thru NEFT from AXNGG27977304989/GOOGLE INDIA DIGITAL . Aval Bal 149049.65 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit · counted full inside our buffer
By law ₹43,595. We ask ₹43,600 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 6 h 21 minour time · 9 Oct 19:16
Index II —not yet
the NOI team 4 d 10 hthe branch 2 mintotal 4 d 10 h so far
Now with the NOI team — e-filing on IGR
since 9 Oct 19:16 — 4 d 4 h of working time
Day by day — every step and who held it
9 Oct 12:53Your branch's mail
9 Oct 12:53Payment landedat once
9 Oct 12:53Payment verifiedat once
9 Oct 12:53Papers readat once
9 Oct 12:53Fee quotedat once
9 Oct 12:53Property readat once
9 Oct 19:03Papers read+6 h 10 min · the NOI team
9 Oct 19:05Papers from your branch+2 min · the branch
9 Oct 19:16Challan made+11 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹89,25,000
Loan account no.
HOU/NAG/0726/5180143
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
NAGPUR
Taluka
HINGANA
Village
SONDAPUR
Number type
KHASRA
Number
2/3, 2/4, 49/A, 49/B, 72
Building
MAHALAXMI NAGAR 49 AYANA
Floor
1st
Flat / shop no
171
Area
1379.03
Hadd
Kotewada Gram Panchayat
Read from the sanction letter, not the Index II. SKM_226i26100912220.pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (4d ago) — open the verification page; they are marked in red.
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
Before opening the portal, the engine sees:
• Mortgagor pages: ISHA NILESH KAWRE is named on the sanction letter (SKM_226i26100912220.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• ISHA NILESH KAWRE: birth date missing — no PAN card of ISHA NILESH KAWRE is read on the file — the PAN cards on it (NILESH SURENDRA KAWRE, Nilesh PAN.pdf) are beside the form; type the birth date off the person's own card
• 18 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• check — property second number: the whole-file reading (the sale deed (document 1)) says none — the reading names one kind of number; the case holds 72
• changed — taluka: the case held HINGANA; filled HINGNA — the whole-file reading, from the sale deed (document 1), reads it so
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
✓ The papers agree — compared: the sanction letter, the legal report (TSR). No number of the property and no name differs.
Where this case stands — the whole trailread by EzDocs as one conversation
The branch has sent the loan documents and payment receipt. The team is waiting to receive the challan and NOI from the branch.
the trail says the next move is with the branch — the challan and NOI
the branch last asked: Please provide challan and NOI.
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
? challan made — asked, mail 1 (2026-10-09) “Please provide challan and NOI.”
? Index II asked for — asked, mail 1 (2026-10-09) “Please provide challan and NOI.”
read over 1 mail(s), last mail 2026-10-09 · read 4d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (4d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011727124202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. The engine writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
BB
bharati.bhope@phfl.com phfl.com
09 Oct, 12:53 · 4d ago THE FIRST MAIL — how this case began
09 Oct, 12:53 · 4d ago THE FIRST MAIL — how this case began
Request for challan and NOI _ HOU/NAG/0726/5180143 NILESH SURENDRA KAWRE
📎 Payment receipt.jpg↗📎 IMG20261006174417.jpg↗📎 SKM_226i26100912220.pdf↗📎 IMG20261006174409.jpg↗📎 KAWARE PLOT NO. 171 (pnb) 2 (2).pdf↗
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
earlier mails quoted below
From: Rajesh Belsare ( rajeshbelsare1976@gmail.com )
Date: 10/09/26 12:34
To: bharati.bhope@phfl.com
Subject: NILESH KAWARE photos
Exercise Secured by Check Point
🤖 read: asks for the challan, the token / NOI confirmation; documents attached — “Please provide challan and NOI.”
2 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
09 Oct, 12:59 · 4d ago
09 Oct, 12:59 · 4d ago
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a
register sale deed copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 12:52, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: Rajesh Belsare ( rajeshbelsare1976@gmail.com )
Date: 10/09/26 12:34
To: bharati.bhope@phfl.com
Subject: NILESH KAWARE photos
Exercise Secured by Check Point
🤖 read: asks the branch for documents — “We acknowledge the receipt of your mail documents and payment.”
OL
The NOI teamTYPED IN GMAIL
09 Oct, 13:05 · 4d ago
09 Oct, 13:05 · 4d ago
Dear Team,
Kindly share the pancard of applicant NILESH SURENDRA KAWRE for challan process.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 12:59, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a
register sale deed copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 9 Oct 2026 at 12:52, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: Rajesh Belsare ( rajeshbelsare1976@gmail.com )
Date: 10/09/26 12:34
To: bharati.bhope@phfl.com
Subject: NILESH KAWARE photos
Exercise Secured by Check Point
🤖 read: asks the branch for documents — “Kindly share the pancard of applicant NILESH SURENDRA KAWRE for challan process.”
BB
bharati.bhope@phfl.com phfl.com
09 Oct, 19:05 · 4d ago
09 Oct, 19:05 · 4d ago
Re[2]: Request for challan and NOI _ HOU/NAG/0726/5180143 NILESH SURENDRA KAWRE
Dear Team,
Please find attached PAN Card.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 10/09/26 13:06
To: Bharati Bhope ( bharati.bhope@phfl.com )
Cc: Nagpur Branch ( nagpur.branch@pnbhousing.com ), Rajesh Belsare ( rajesh.belsare@phfl.com ), Suraj Deshpande ( suraj.deshpande@pnbhousing.com )
Subject: Re: Request for challan and NOI _ HOU/NAG/0726/5180143 NILESH SURENDRA KAWRE
Exercise Secured by Check Point
Dear Team,
Kindly share the pancard of applicant NILESH SURENDRA KAWRE for challan process.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 9 Oct 2026 at 12:59, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a register sale deed copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 9 Oct 2026 at 12:52, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: Rajesh Belsare ( rajeshbelsare1976@gmail.com )
Date: 10/09/26 12:34
To: bharati.bhope@phfl.com
Subject: NILESH KAWARE photos
Exercise Secured by Check Point
🤖 read: documents attached — “Kindly share the pancard of applicant NILESH SURENDRA KAWRE for challan process.”
OL
The NOI teamTYPED IN GMAIL
09 Oct, 19:18 · 4d ago
09 Oct, 19:18 · 4d ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 19:03, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please find attached PAN Card.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 10/09/26 13:06
To: Bharati Bhope ( bharati.bhope@phfl.com )
Cc: Nagpur Branch ( nagpur.branch@pnbhousing.com ), Rajesh Belsare ( rajesh.belsare@phfl.com ), Suraj Deshpande ( suraj.deshpande@pnbhousing.com )
Subject: Re: Request for challan and NOI _ HOU/NAG/0726/5180143 NILESH SURENDRA KAWRE
Exercise Secured by Check Point
Dear Team,
Kindly share the pancard of applicant NILESH SURENDRA KAWRE for challan process.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 9 Oct 2026 at 12:59, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a register sale deed copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 9 Oct 2026 at 12:52, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: Rajesh Belsare ( rajeshbelsare1976@gmail.com )
Date: 10/09/26 12:34
To: bharati.bhope@phfl.com
Subject: NILESH KAWARE photos
Exercise Secured by Check Point
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | Payment receipt.jpg | filed | 4d ago |
| Selfie / photo | IMG20261006174417.jpg | CANNOT BE READ — clear copy asked | 4d ago |
| Sanction letter+ MOTD inside | SKM_226i26100912220.pdf | filed | 4d ago |
| Selfie / photo | IMG20261006174409.jpg | CANNOT BE READ — clear copy asked | 4d ago |
| Sale deed+ LSR (search report) inside | KAWARE PLOT NO. 171 (pnb) 2 (2).pdf | filed | 4d ago |
| PAN card | Nilesh PAN.pdf | filed | 4d ago |
| Paid challan (GRAS) | NILESH SURENDRA KAWRE EchallanMH011727124202627E.pdf | filed | 4d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹43,600.25
₹43,600.25
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹43,575 664563442500
₹43,575 664563442500
Paid at
6 Oct 18:09:00
6 Oct 18:09:00
Verified on
9 Oct 12:53:05
9 Oct 12:53:05
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹26,780 | ₹15,000 | ₹320 | ₹1,500 | ₹43,600 |
By law ₹43,595. We ask ₹43,600 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
33 of 34 e-filing boxes readyOpen the verification page →
Empty: Title deed no / year / SRO
31 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (4d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the base paper first
the sanction letter BASE — the challan follows this
SKM_226i26100912220.pdf
as printed
UNIT PLOT NO.171, BLOCK PLOTS, PROJECT MAHALAXMI NAGAR 49 AYANA, (OLD KH. NO. 2/3, 2/4, 49/A, 49/B), NEW AFTER AMALGAMATED, KH. NO. 2/3, P. H. NO. 72, MOUZA:SONDAPUR, TAH.HINGANA AND DIST. NAGPUR-441110, NAGPUR, NAGPUR, MAHARASHTRA, INDIA, 441110
UNIT PLOT NO.171, BLOCK PLOTS, PROJECT MAHALAXMI NAGAR 49 AYANA, (OLD KH. NO. 2/3, 2/4, 49/A, 49/B), NEW AFTER AMALGAMATED, KH. NO. 2/3, P. H. NO. 72, MOUZA:SONDAPUR, TAH.HINGANA AND DIST. NAGPUR-441110, NAGPUR, NAGPUR, MAHARASHTRA, INDIA, 441110
PIN
441110
441110
the legal report (TSR)
KAWARE PLOT NO. 171 (pnb) 2 (2).pdf
Property Address line
PLOT NO. 171 OUT OF THE SANCTIONED LAYOUT KNOWN AND STYLED AS "MAHALAXMI NAGAR-49 AYANA", BEING A PORTION OF NON-AGRICULTURAL LAND BEARING NEW AMALGAMATED SURVEY / KHASRA / GUT NO. 2/3 OF MOUZA – SONDAPAR, P.S.K. 72, SITUATED AT VILLAGE – SONDAPAR IN TAHSIL – HINGNA AND DISTRICT – NAGPUR
PLOT NO. 171 OUT OF THE SANCTIONED LAYOUT KNOWN AND STYLED AS "MAHALAXMI NAGAR-49 AYANA", BEING A PORTION OF NON-AGRICULTURAL LAND BEARING NEW AMALGAMATED SURVEY / KHASRA / GUT NO. 2/3 OF MOUZA – SONDAPAR, P.S.K. 72, SITUATED AT VILLAGE – SONDAPAR IN TAHSIL – HINGNA AND DISTRICT – NAGPUR
THE CHALLAN, as it will be typed
Flat/Survey Number
UNIT PLOT NO 171 BLOCK PLOTS PROJECT MAHALAXMI NAGAR 49 AYANA OLD KH NO 2/3 2/4 49/A 49/B
UNIT PLOT NO 171 BLOCK PLOTS PROJECT MAHALAXMI NAGAR 49 AYANA OLD KH NO 2/3 2/4 49/A 49/B
Locality/Road
NEW AFTER AMALGAMATED KH NO 2/3 P H NO 72 MOUZA SONDAPUR TAH HINGANA AND DIST NAGPUR- NAGPUR
NEW AFTER AMALGAMATED KH NO 2/3 P H NO 72 MOUZA SONDAPUR TAH HINGANA AND DIST NAGPUR- NAGPUR
Area/City
NAGPUR
check or correct a box, the papers beside it →NAGPUR
the legal report (TSR) also prints: GUT, HINGNA, KHASRA, LAYOUT, SANCTIONED, STYLED
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | NILESH SURENDRA KAWRE | BBBPK7587D |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | bharati.bhope@phfl.com | 4d ago |
| document chase | bharati.bhope@phfl.com | 4d ago |
What the engine read from each document — check anything marked in red
Payment screenshot Payment receipt.jpg needs your check
utr
664563442500
664563442500
date
2026-10-06
2026-10-06
time
17:36
17:36
amount
43575
43575
method
UPI
UPI
payee upi
....56-2@okbizaxis
....56-2@okbizaxis
payer upi
....1983@okicici
....1983@okicici
payee name
THINKBIGZ INITIATIVE PVT LTD
THINKBIGZ INITIATIVE PVT LTD
payer name
NILESH SURENDRA KAWRE
NILESH SURENDRA KAWRE
debit notification text
Payment of ‘43,575 completed Receiver's bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD's bank account
Payment of ‘43,575 completed Receiver's bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD's bank account
raw reading (for Abhijit)
{'utr': '664563442500', 'date': '2026-10-06', 'time': '17:36', 'amount': 43575, 'method': 'UPI', 'payee_upi': '....56-2@okbizaxis', 'payer_upi': '....1983@okicici', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'NILESH SURENDRA KAWRE', 'debit_notification_text': "Payment of ‘43,575 completed Receiver's bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD's bank account"}Selfie / photo IMG20261006174417.jpg needs your check
kind
photo_of_printed_photo
photo_of_printed_photo
legible
False
False
confidence
1
1
face visible
True
True
quality issue
this is a photograph of a printed photo, not a live selfie
this is a photograph of a printed photo, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}Selfie / photo IMG20261006174409.jpg needs your check
kind
photo_of_printed_photo
photo_of_printed_photo
legible
False
False
confidence
1
1
face visible
True
True
quality issue
this is a photograph of a printed photo, not a live selfie
this is a photograph of a printed photo, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}Sanction letter SKM_226i26100912220.pdf needs your check
lan
HOU/NAG/0726/5180143
HOU/NAG/0726/5180143
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'NILESH SURENDRA KAWRE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ISHA NILESH KAWRE', 'role': 'co_applicant', 'label': 'Applicant'}
{'name': 'NILESH SURENDRA KAWRE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ISHA NILESH KAWRE', 'role': 'co_applicant', 'label': 'Applicant'}
loan type
Housing Loan
Housing Loan
confidence
1
1
rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -5.05% = 8.10% per annum as on the date of execution of the loan agreement
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -5.05% = 8.10% per annum as on the date of execution of the loan agreement
loan amount
8500000
8500000
rate spread
-5.05
-5.05
final amount
8925000
8925000
interest rate
8.1
8.1
sanction date
31-Aug-2026
31-Aug-2026
letter version
8
8
reference rate
13.15
13.15
applicant email
nileshkawre@lupin.com
nileshkawre@lupin.com
applicant names
NILESH SURENDRA KAWRE, ISHA NILESH KAWRE
NILESH SURENDRA KAWRE, ISHA NILESH KAWRE
printed altered
False
False
applicant mobile
9823103738
9823103738
balance transfer
False
False
property address
pin: 441110; state: MAHARASHTRA; taluka: HINGANA; flat_no: 171; district: NAGPUR; full_address: Unit Plot No.171, Block Plots, Project MAHALAXMI NAGAR 49 AYANA, (OLD KH. NO. 2/3, 2/4, 49/A, 49/B), NEW AFTER AMALGAMATED,
pin: 441110; state: MAHARASHTRA; taluka: HINGANA; flat_no: 171; district: NAGPUR; full_address: Unit Plot No.171, Block Plots, Project MAHALAXMI NAGAR 49 AYANA, (OLD KH. NO. 2/3, 2/4, 49/A, 49/B), NEW AFTER AMALGAMATED,
insurance premium
425000
425000
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
8925000
8925000
security address verbatim
Unit Plot No.171, Block Plots, Project MAHALAXMI NAGAR 49 AYANA, (OLD KH. NO. 2/3, 2/4, 49/A, 49/B), NEW AFTER AMALGAMATED, KH. NO. 2/3, P. H. NO. 72,, MOUZA:SONDAPUR, TAH.HINGANA AND DIST. NAGPUR-441110, Nagpur, Nagpur,
Unit Plot No.171, Block Plots, Project MAHALAXMI NAGAR 49 AYANA, (OLD KH. NO. 2/3, 2/4, 49/A, 49/B), NEW AFTER AMALGAMATED, KH. NO. 2/3, P. H. NO. 72,, MOUZA:SONDAPUR, TAH.HINGANA AND DIST. NAGPUR-441110, Nagpur, Nagpur,
applicant address verbatim
CO KISHOR PUNDLIKRAO DARODKAR, HOUSE NO 430/B GARUDKHAMB ROAD, OPP BHOSLA WED SCHOOL, MAHAL NAGPUR, Nagpur, MAHARASHTRA, 440032, India
CO KISHOR PUNDLIKRAO DARODKAR, HOUSE NO 430/B GARUDKHAMB ROAD, OPP BHOSLA WED SCHOOL, MAHAL NAGPUR, Nagpur, MAHARASHTRA, 440032, India
raw reading (for Abhijit)
{'lan': 'HOU/NAG/0726/5180143', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'NILESH SURENDRA KAWRE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ISHA NILESH KAWRE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -5.05% = 8.10% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 8500000, 'rate_spread': -5.05, 'final_amount': 8925000, 'interest_rate': 8.1, 'quality_issue': None, 'sanction_date': '31-Aug-2026', 'letter_version': '8', 'reference_rate': 13.15, 'applicant_email': 'nileshkawre@lupin.com', 'applicant_names': ['NILESH SURENDRA KAWRE', 'ISHA NILESH KAWRE'], 'printed_altered': False, 'applicant_mobile': '9823103738', 'balance_transfer': False, 'property_address': {'pin': '441110', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'HINGANA', 'flat_no': '171', 'district': 'NAGPUR', 'floor_no': None, 'landmark': None, 'full_address': 'Unit Plot No.171, Block Plots, Project MAHALAXMI NAGAR 49 AYANA, (OLD KH. NO. 2/3, 2/4, 49/A, 49/B), NEW AFTER AMALGAMATED, KH. NO. 2/3, P. H. NO. 72,, MOUZA:SONDAPUR, TAH.HINGANA AND DIST. NAGPUR-441110, Nagpur, Nagpur, MAHARASHTRA, India, 441110', 'village_city': 'SONDAPUR', 'building_name': 'MAHALAXMI NAGAR 49 AYANA', 'survey_or_cts_no': 'KH. NO. 2/3, 2/4, 49/A, 49/B, 72'}, 'insurance_premium': 425000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 8925000, 'security_address_verbatim': 'Unit Plot No.171, Block Plots, Project MAHALAXMI NAGAR 49 AYANA, (OLD KH. NO. 2/3, 2/4, 49/A, 49/B), NEW AFTER AMALGAMATED, KH. NO. 2/3, P. H. NO. 72,, MOUZA:SONDAPUR, TAH.HINGANA AND DIST. NAGPUR-441110, Nagpur, Nagpur, MAHARASHTRA, India, 441110', 'applicant_address_verbatim': 'CO KISHOR PUNDLIKRAO DARODKAR, HOUSE NO 430/B GARUDKHAMB ROAD, OPP BHOSLA WED SCHOOL, MAHAL NAGPUR, Nagpur, MAHARASHTRA, 440032, India'}Sanction letter SKM_226i26100912220.pdf needs your check
amount words
INR 8925000 (Rupees Eighty Nine Lakh Twenty Five Thousand only)
INR 8925000 (Rupees Eighty Nine Lakh Twenty Five Thousand only)
secured amount
8925000.0
8925000.0
raw reading (for Abhijit)
{'amount_words': 'INR 8925000 (Rupees Eighty Nine Lakh Twenty Five Thousand only)', 'secured_amount': 8925000.0}Sale deed KAWARE PLOT NO. 171 (pnb) 2 (2).pdf needs your check
found
True
True
found in
SCHEDULE – B
SCHEDULE – B
area sq m
128.115
128.115
paper for
loan_ref: HOU/NAG/0726/5180143; customer_name: MRS. ISHA NILESH KAWRE AND MR. NILESH SURENDRA KAWRE
loan_ref: HOU/NAG/0726/5180143; customer_name: MRS. ISHA NILESH KAWRE AND MR. NILESH SURENDRA KAWRE
confidence
0.95
0.95
reading486
property
property
address lines
taken: property; property_address: Plot No. 171 out of the sanctioned layout known and styled as "MAHALAXMI NAGAR-49 AYANA", being a portion of Non-Agricultural land bearing New Amalgamated Survey / Khasra / Gut No. 2/3
taken: property; property_address: Plot No. 171 out of the sanctioned layout known and styled as "MAHALAXMI NAGAR-49 AYANA", being a portion of Non-Agricultural land bearing New Amalgamated Survey / Khasra / Gut No. 2/3
property address
state: Maharashtra; taluka: Hingna; flat_no: Plot No. 171; district: Nagpur; full_address: Plot No. 171, MAHALAXMI NAGAR-49 AYANA, Sondapar, Hingna, Nagpur; village_city: Sondapar; building_name: MAHALAXMI NAGAR-49 AYANA
state: Maharashtra; taluka: Hingna; flat_no: Plot No. 171; district: Nagpur; full_address: Plot No. 171, MAHALAXMI NAGAR-49 AYANA, Sondapar, Hingna, Nagpur; village_city: Sondapar; building_name: MAHALAXMI NAGAR-49 AYANA
security address verbatim
Plot No. 171 containing by admeasurement 128.115 Square Meters out of the sanctioned layout known and styled as "MAHALAXMI NAGAR-49 AYANA", being a portion of Non-Agricultural land bearing New Amalgamated Survey / Khasra
Plot No. 171 containing by admeasurement 128.115 Square Meters out of the sanctioned layout known and styled as "MAHALAXMI NAGAR-49 AYANA", being a portion of Non-Agricultural land bearing New Amalgamated Survey / Khasra
raw reading (for Abhijit)
{'found': True, 'found_in': 'SCHEDULE – B', 'area_sq_m': 128.115, 'paper_for': {'loan_ref': 'HOU/NAG/0726/5180143', 'report_id': None, 'customer_name': 'MRS. ISHA NILESH KAWRE AND MR. NILESH SURENDRA KAWRE'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': {'taken': 'property', 'legal_address': None, 'property_address': 'Plot No. 171 out of the sanctioned layout known and styled as "MAHALAXMI NAGAR-49 AYANA", being a portion of Non-Agricultural land bearing New Amalgamated Survey / Khasra / Gut No. 2/3 of MOUZA – SONDAPAR, P.S.K. 72, situated at Village – Sondapar in Tahsil – Hingna and District – NAGPUR'}, 'property_address': {'pin': None, 'road': None, 'state': 'Maharashtra', 'taluka': 'Hingna', 'flat_no': 'Plot No. 171', 'district': 'Nagpur', 'floor_no': None, 'landmark': None, 'full_address': 'Plot No. 171, MAHALAXMI NAGAR-49 AYANA, Sondapar, Hingna, Nagpur', 'village_city': 'Sondapar', 'building_name': 'MAHALAXMI NAGAR-49 AYANA', 'survey_or_cts_no': 'Plot No. 171, Gut No. 2/3'}, 'security_address_verbatim': 'Plot No. 171 containing by admeasurement 128.115 Square Meters out of the sanctioned layout known and styled as "MAHALAXMI NAGAR-49 AYANA", being a portion of Non-Agricultural land bearing New Amalgamated Survey / Khasra / Gut No. 2/3 of MOUZA – SONDAPAR, P.S.K. 72, situated at Village – Sondapar in Tahsil – Hingna and District – NAGPUR'}PAN card Nilesh PAN.pdf needs your check
dob
1983-08-12
1983-08-12
pan
BBBPK7587D
BBBPK7587D
name
NILESH SURENDRA KAWRE
NILESH SURENDRA KAWRE
legible
True
True
father name
SMITA SURENDRA KAWRE
SMITA SURENDRA KAWRE
raw reading (for Abhijit)
{'dob': '1983-08-12', 'pan': 'BBBPK7587D', 'name': 'NILESH SURENDRA KAWRE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SMITA SURENDRA KAWRE', 'aadhaar_last4': None, 'quality_issue': None}Paid challan (GRAS) NILESH SURENDRA KAWRE EchallanMH011727124202627E.pdf needs your check
grn
MH011727124202627E
MH011727124202627E
pin
441110
441110
total
41780.0
41780.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026100901386
03006172026100901386
district
NAGPUR
NAGPUR
area city
NAGPUR
NAGPUR
payer pan
BBBXXXXXXD
BBBXXXXXXD
flat block
PLOT NO 171 BLOCK PLOTS MAHALAXMI NAGAR 49 AYANA OLD KH NO 2/3 2/4 49/B
PLOT NO 171 BLOCK PLOTS MAHALAXMI NAGAR 49 AYANA OLD KH NO 2/3 2/4 49/B
payer name
NILESH SURENDRA KAWRE
NILESH SURENDRA KAWRE
sro office
HINGNA SUB REGISTRAR
HINGNA SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=8925000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=8925000
scheme rows
{'amount': 26780.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 26780.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX3738
XXXXXX3738
payment date
09/10/2026-19:16:46
09/10/2026-19:16:46
road locality
MOUJE SONDAPUR KHASRA NO 2/3 P.S.K. 72 TAL HINGNA DIST NAGPUR
MOUJE SONDAPUR KHASRA NO 2/3 P.S.K. 72 TAL HINGNA DIST NAGPUR
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
8925000
8925000
raw reading (for Abhijit)
{'grn': 'MH011727124202627E', 'pin': '441110', 'total': 41780.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100901386', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'BBBXXXXXXD', 'flat_block': 'PLOT NO 171 BLOCK PLOTS MAHALAXMI NAGAR 49 AYANA OLD KH NO 2/3 2/4 49/B', 'payer_name': 'NILESH SURENDRA KAWRE', 'sro_office': 'HINGNA SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=8925000', 'scheme_rows': [{'amount': 26780.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX3738', 'payment_date': '09/10/2026-19:16:46', 'road_locality': 'MOUJE SONDAPUR KHASRA NO 2/3 P.S.K. 72 TAL HINGNA DIST NAGPUR', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '8925000'}Technical record (for Abhijit — safe to ignore)
| 4d ago | system:extract | property_self_check | {'ok': False, 'why': "EzDocs judged every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': 'The |
| 4d ago | system:learn | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BBxxxxxxXD — no paper on the |
| 4d ago | system:learn | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '490275', 'lessons': [{'box': 'Taluka', 'words': 'Taluka: the team adds words |
| 4d ago | ezdocs:reader | reader_home_address | {'fp': '4075a7a092ae6d29', 'from': 'the sanction letter (SKM_226i26100912220.pdf)', 'home': {'pin': '440032', 'area': 'MAHAL', 'flat': 'HOUSE NO 430/B', 'state': 'MAHARASHTRA', 'building': 'GARUDKHAMB ROAD, OPP BHOSLA WE |
| 4d ago | system:ingest | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'KAWARE PLOT NO. 171 (pnb) 2 (2).pdf', 'kind': 'sale_deed'} |
| 4d ago | system:ingest | challan_found_on_case | {'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'NILESH SURENDRA KAWRE EchallanMH011727124202627E.pdf', 'kind': |
| 4d ago | system:emails | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NAG/0726/5180 |
| 4d ago | system:ingest | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'NILESH SURENDRA KAW |
| 4d ago | system:ingest | sro_office_learned | {'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'HINGNA SUB REGISTRAR', 'district': 'NAGPUR'} |
| 4d ago | system:extract | challan_verified_against_case | {'grn': 'MH011727124202627E', 'file': 'NILESH SURENDRA KAWRE EchallanMH011727124202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 4d ago | system:extract | challan_extracted | {'grn': 'MH011727124202627E', 'file': 'NILESH SURENDRA KAWRE EchallanMH011727124202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 41780.0} |
| 4d ago | system:emails | chase_held_back | {'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card"]} |
| 4d ago | copilot:SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 4d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []} |
| 4d ago | system:copilot | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03339'} |
| 4d ago | ops:copilot | reading_boxes_not_the_papers_words | {'why': 'v441: the reading decides — its boxes stand; the words the base paper does not print are said beside the box', 'file': 'SKM_226i26100912220.pdf', 'paper': 'the sanction letter', 'not_on_paper': ['KHASRA', 'S', ' |
| 4d ago | ops:copilot | challan_numbers_from_reading | {'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'SKM_226i26100912220.pdf', 'from': 'the sanction letter', 'added': [' |
| 4d ago | system:extract | challan_boxes_by_rules | {'fp': '64bddad3737ded36', 'why': 'box 1 lost a number the case holds (4)', 'anew': 'first'} |
| 4d ago | system:filenote | file_note490 | {'v': '1', 'at': '2026-10-09T13:34:13', 'why': 'mail', 'open': 4, 'mails': [{'at': '2026-10-09 07:23', 'id': '1a11f8a879c56750', 'from': 'branch', 'gist': 'The branch is asking for the challan and NOI.', 'subject': 'Requ |
| 4d ago | ezdocs:reader | mail_against_file490 | {'at': '2026-10-09T13:34:08', 'asks': [], 'gist': "The branch attached the applicant's PAN card.", 'next': None, 'brought': [{'how': 'paper', 'need': '', 'what': 'PAN card of Nilesh Surendra Kawre'}], 'rectified': [], 'm |
| 4d ago | system:filenote | file_note490 | {'v': '1', 'at': '2026-10-09T13:34:01', 'why': 'paper', 'open': 4, 'mails': [{'at': '2026-10-09 07:23', 'id': '1a11f8a879c56750', 'from': 'branch', 'gist': 'The branch is asking for the challan and NOI.', 'subject': 'Req |
| 4d ago | ezdocs:reader | paper_against_file490 | {'at': '2026-10-09T13:33:53', 'why': 'The PAN card belongs to Nilesh Surendra Kawre and provides his PAN and date of birth.', 'file': 'Nilesh PAN.pdf', 'kinds': ['pan', 'pan'], 'doc_id': '9e7dc18c-5bd9-4916-b369-7fb75d97 |
| 4d ago | system:emails | email_shadowed:doc_chase | {'to': 'bharati.bhope@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NAG/0726/5180143), the following is pending from your end:\n\n 1. Applicant's Selfie / Photo (IMG20261006174417.jpg) |
| 4d ago | system:emails | draft_withdrawn | {'why': 'a fresher doc chase replaces it — the words changed', 'count': 1, 'kinds': ['doc_chase']} |
| 4d ago | system:extract | roles_from_letter | {'why': "the sanction letter LABELS who is the applicant and who is the co-applicant — GRAS's first party is the BORROWER, and this is the paper that says which of them that is", 'changed': ['NILESH SURENDRA KAWRE -> mor |
| 4d ago | system:extract | id_doc_filed | {'doc': 'pan', 'file': 'Nilesh PAN.pdf', 'doc_id': '9e7dc18c-5bd9-4916-b369-7fb75d97f58d', 'person': 'NILESH SURENDRA KAWRE', 'party_id': '476f31f9-9fcf-453f-812b-79bc198c2479', 'name_on_doc': 'NILESH SURENDRA KAWRE'} |
| 4d ago | system:ingest | document_received | {'file': 'Nilesh PAN.pdf', 'doc_type': 'pan', 'confidence': 1.0} |
| 4d ago | system:emails | chase_held_back | {'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]} |
| 4d ago | system:reconcile | quoted_history_checked | {} |
| 4d ago | system:reconcile | extra_challan_scanned | {'found': 0} |
Case diary the case’s history — what happened, newest day first
Papers
1 still needed for the challan
Applicant's Aadhaar Card
Money
₹43,575 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Needs your eyes: Selfie / photo: copy on file cannot be used. A usable one is being asked for.
9 Oct69 things
property self check
The home address was read off the papers — by ezdocs:reader
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
An old draft withdrew itself — its asks were already answered
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
NILESH SURENDRA KAWRE EchallanMH011727124202627E.pdf
Nothing new to ask for — stayed quiet
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
reading boxes not the papers words — by copilot
challan numbers from reading — by copilot
challan boxes by rules
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
Wrote the document chase mail — held, silent mode
Re[2]: Request for challan and NOI _ HOU/NAG/0726/5180143 NILESH SURENDRA KAWRE
An old draft withdrew itself — its asks were already answered
roles from letter
Received: PAN card
Nilesh PAN.pdf
Nothing new to ask for — stayed quiet
quoted history checked
extra challan scanned
copilot check ok — by copilot
form checked489
reading boxes not the papers words — by copilot
file note490
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
challan numbers from reading — by copilot
challan boxes by rules
reader mail addition — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
Wrote the document chase mail — held, silent mode
Request for challan and NOI _ HOU/NAG/0726/5180143 NILESH SURENDRA KAWRE
boxes gathered
address compared
challan boxes by rules
Nothing new to ask for — stayed quiet
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
pages trimmed480
documents read together
paper read beside case
paper owner check
money settled — by ezdocs:reader
mortgage date read
motd secured amount
money settled — by ezdocs:reader
Received: Sale deed
KAWARE PLOT NO. 171 (pnb) 2 (2).pdf
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
credit seen before bill
Payment proof arrived before the case was quoted — held
Received: Selfie — not usable
IMG20261006174409.jpg — this is a photograph of a printed photo, not a live selfie
Received: Sanction letter
SKM_226i26100912220.pdf
Received: Selfie — not usable
IMG20261006174417.jpg — this is a photograph of a printed photo, not a live selfie
Received: Payment screenshot
Payment receipt.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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