⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Sandip Kumar
LAN HOU/NSK/0926/5222886Loan ₹21,00,000NOIWaiting for the Index IIMails & papers 5 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
7 Oct, 18:15
Documents
Payment
done 7 Oct, 18:21
Challan
took 48m · GRAS ↗
Filing
waiting 6d 2h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paidwhole case so far 6d 3h
Needs your eyes1
GPay ₹18,600 announced at 12:34 has not settled into the PNB account (due 16:34). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
CONFIRM THE PROPERTY — then file
The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Nashik
Taluka
Nashik
Village
Nashik
Number type
SURVEY
Number
204/2/11
Building
Naroshankar Heights
Floor
3rd Floor
Flat / shop no
303
Area
(empty)
Hadd
Nashik Municipal Corporation
Read from the sanction letter, not the Index II. DocScanner Oct 7, 2026 1-29 PM.pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (6d ago) — open the verification page; they are marked in red.
Area is empty — the portal will not take a blank. Fill it on the verification page first →
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 16 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• Build Up Area not on file — read it off the Index II / sale deed
• changed — Survey No / Attribute 1 & 2: the case held 204/2/11 · 11, HIRAWADI, NASHIK, BEHIND SHREE SAPTSHRUNGI AYURVED COLLAGE, CLOSE TO HIRAWADI ROAD, MAHARASHTRA, INDIA, 422003; filled 204/2/11 · 11 — the sanction letter prints these numbers for this property — every one, each with its own word; the portal's two boxes carry them all
• check — not settled from any paper: date_of_mortgage (The Memorandum of Deposit of Title Deeds (MOTD) is missing from the file.)
• check — not settled from any paper: title_deed (The registered Index II or Sale Deed of the purchase is missing from the file.)
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
8 Oct1 thing
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03261 | HOU/NSK/0926/5222886
7 Oct54 things — 9 documents received · 3 letters written · 1 money step · 41 steps
gpay not settled yet
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
SANDIP KUMAR EchallanMH011576074202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
challan boxes not the papers words — by copilot
quoted history checked
extra challan scanned
property self check
The home address was read off the papers — by ezdocs:reader
file note490
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
property numbers completed
documents read together
kyc address read
PAN found inside the KYC file — no need to ask for it
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
PAN found inside the KYC file — no need to ask for it
kyc address read
kyc address read
document read again
Received: PAN card
KYC.pdf
money settled — by ezdocs:reader
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: other
image001.jpg
Received: other
image001.jpg
Received: Selfie
IMG_20261007_114611 (1).jpg
Received: other
image002.jpg
credit seen before bill
Received: Sanction letter
DocScanner Oct 7, 2026 1-29 PM.pdf
Payment proof arrived before the case was quoted — held
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Payment screenshot
TransactionReceipt7473638761434586317.jpeg
Received: Selfie
IMG-20260918-WA0010.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
6 of 8 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓PAN cardopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 9 files
The file, as the engine remembers it3 open
The file contains a sanction letter, PAN cards, and Aadhaar cards for Sandip Kumar and co-applicant Ranjna. The loan amount is 21,00,000 including insurance. The property address is taken from the sanction letter. The MOTD and registered title deed are missing from the file.
○the Index II — the branch
○SANDIP KUMAR — home flat — the branch
○property — area — the branch
?unsure of date_of_mortgage — The Memorandum of Deposit of Title Deeds (MOTD) is missing from the file.
?unsure of title_deed — The registered Index II or Sale Deed of the purchase is missing from the file.
the branch's last mail (2026-10-07): The bank branch asks the team to process the challan for the given loan case and provides details and attached documents.
read once, kept; every new mail and paper is read against this note · kept 2026-10-07T12:52 UTC
Moneyall of it is in
₹18,640.58
Reached our account 7 Oct 18:04:00.
How we know
Our own bank told us — 7 Oct 18:04
₹18,600 · from GPAY-BIZ
“₹18,600.00 received from SONAWANE B V at 6:04 PM The amount will settle in your bank account via NEFT.”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%6,310
Registration fee 0.5%10,510
Government handling320
Our service fee1,500
Total we ask for18,640.58
By law ₹18,620. We ask ₹18,640 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
303, 3rd Floor, Naroshankar Heights, SURVEY, 204/2/11, Nashik, 422003
read from the sanction letter · e-filing boxes 30 of 34 ready
Check the property →the boxes beside the paper
People
SANDIP KUMAR · applicantEGUPK2137Q
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