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Swapnil Sunil Bhavsar
LAN HOU/NAG/0826/5205908Loan ₹16,81,000NOIWaiting for the Index IIMails & papers 4 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
9 Oct, 22:06
Documents
Payment
done 9 Oct, 22:08
Challan
took 46m · GRAS ↗
Filing
waiting 3d 23h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paidwhole case so far 4d
Needs your eyes1
GPay ₹15,248 announced at 16:31 has not settled into the PNB account (due 02:30). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
CONFIRM THE PROPERTY — then file
The engine read these from the legal report. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Nagpur
Taluka
Nagpur
Village
NARI
Number type
KHASRA
Number
136
Building
INDORA HOUSING ACCOMODATION SCHEME OF NIT
Floor
2nd
Flat / shop no
270
Area
27.00
Hadd
Nagpur Municipal Corporation
Read from the legal report, not the Index II. SKM_226i26100921420.pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (3d ago) — open the verification page; they are marked in red.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 17 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• changed — block/sector: the case held DIVISION NORTH; filled WARD NO 57 — the whole-file reading, from the legal report, reads it so
• changed — floor no: the case held 2; filled G — the whole-file reading, from the legal report, reads it so
• changed — flat no: the case held 270; filled PLOT NO 270 — the whole-file reading, from the legal report, reads it so
• changed — property type: the case held Open + Building; filled OPEN — the whole-file reading, from the legal report, reads it so
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 13 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03380 | HOU/NAG/0826/5205908
An old draft withdrew itself — its asks were already answered
10 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03380 | HOU/NAG/0826/5205908
gpay not settled yet
9 Oct56 things — 10 documents received · 3 letters written · 1 money step · 1 caution · 41 steps
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
EchallanMH011731052202627E BHAVSAR SWAPNIL SUNIL.pdf
quoted history checked
extra challan scanned
property self check
Property checked by the engine — read from the report, every box that names the flat is there
The home address was read off the papers — by ezdocs:reader
file note490
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
pan by reading443
boxes gathered
address compared
challan boxes composed
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03380
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
The payment proof already on the case was applied
kyc address read
card name not read454
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Received: PAN card
IMG-20260915-WA0004.jpg
money settled — by ezdocs:reader
roles from letter
Co-applicant added
Received: PAN card
IMG20260915113112.jpg
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
Received: Aadhaar
IMG-20260822-WA0006(1).jpg
Received: PAN card
IMG-20260824-WA0003.jpg
Selfie checked — a live one
A real selfie — usable for the e-filing.
credit seen before bill
Payment proof arrived before the case was quoted — held
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Received: Selfie
IMG-20261009-WA0011.jpg
Received: Payment screenshot
IMG-20261009-WA0059.jpg
Received: Sanction letter
SKM_226i26100921420.pdf
Received: Selfie — not usable
IMG-20261009-WA0010.jpg — this is a photograph of a passport-size print, not a live selfie
Received: Aadhaar
IMG-20260822-WA0005(1).jpg
Nothing new to ask for — stayed quiet
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
8 of 8 in hand · the challan is done — these are for the filing / KYC
✓Aadhaar cardopen
✓Selfie / photoopen
✓Sanction letteropen
✓PAN cardopen
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the legal report (correct below if anything is off)
Mails & papers →every paper, beside its mail · 10 files
The file, as the engine remembers it1 open
The file contains a sanction letter and legal title search report for a housing loan of INR 16,81,000 granted by PNB Housing Finance Ltd to Swapnil Sunil Bhavsar and Priyanka Swapnil Bhavsar, secured by Plot No. 270, Mouza Nari, Nagpur. PAN cards and Aadhaar cards are provided for both applicants. T
✗the photo could not be read (IMG-20261009-WA0010.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
the branch's last mail (2026-10-09): Bank branch requests challan and NOI process for a loan.
read once, kept; every new mail and paper is read against this note · kept 2026-10-09T16:38 UTC
Moneyall of it is in
₹15,280.29
Reached our account 9 Oct 22:01:00.
How we know
Our own bank told us — 9 Oct 22:01
₹15,248 · from GPAY-BIZ
“₹15,248.00 received from SWAPNIL S B at 10:01 PM The amount will settle in your bank account via NEFT.”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
The working
Stamp duty 0.3%5,050
Registration fee 0.5%8,410
Government handling320
Our service fee1,500
Total we ask for15,280.29
By law ₹15,268. We ask ₹15,280 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the legal report
270, 2nd, INDORA HOUSING ACCOMODATION SCHEME OF NIT, KHASRA, 136, NARI, 440014
read from the legal report · e-filing boxes 44 of 46 ready
Check the property →the boxes beside the paper
People
PRIYANKA SWAPNIL BHAVSAR · co-applicantFLEPB8151FSWAPNIL SUNIL BHAVSAR · applicantBVLPB3264Q
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