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← back to NOI-2026-01956

Sanket Bhimrao Kumbharkar — everything the e-filing asks for

NOI-2026-01956 · PNB Housing Finance Ltd (PHFL Home Loans) · read by the engine from the Index II — not yet verified by a person
Step 2 of 2: the e-filing. The challan is paid; its boxes are folded below.
43 of 46 e-filing boxes ready
Empty: Date of Mortgage, Floor (person 1), Floor (person 2)
12 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), Title deed held by the bank (Agreement to Sale / Sale Deed …), Building (person 1), Floor (person 1), Flat / house no (person 1), Building (person 2) …
Challan: 13 of 13 boxes on the case · highlighted: Payer PAN, Property box 1 (flat, floor, building, survey / gat / CTS), Property box 2 (the road) · paid
amber = not from the Index II (property) / the Aadhaar (home), derived, or EzDocs was not sure — look at these; red = another paper prints something different, or EzDocs disagrees — decide; plain = from the authority for that box, in the document.
EzDocs is reading this file’s papers against every box on the form. Nothing is held up — refresh in a few seconds to see what it found.

Property — the challan’s address and the e-filing’s Property page

Read from the Index II — the government’s own words
The document is in Marathi; the English boxes are EzDocs’ transliteration, so a word-for-word match is not possible. Press Check every box with EzDocs — it reads the Marathi beside each box and names any box that does not agree.
The same flat on the other papers? Only the Index II’s address goes on the challan and the e-filing; the others are compared with it, never typed.
⚠ the sanction letter (Sanction letter - 2026-09-18T133301.159.): looks like the same place — check — “Flat no- 201, plot no 16 AND 17, 2nd floor, HISSA NO 3B, S.no.40/3B, AABHANG HEIGHTS, SURVEY NO 40, DEHU, NA, Pune, new bypass gathamandir r” (some names agree (5 of 10); not on one side: dehugaon, super, bajar; the PIN agrees; the flat agrees)
District * · the portal’s list
✓ in the document
✓ also on the branch's mail
from: the Index II (sanket index 2.pdf)
Taluka *
✓ in the document
✓ also on the branch's mail
from: the Index II (sanket index 2.pdf)
Village *
✓ read by EzDocs (document is in Marathi)
✓ also on the branch's mail
from: the Index II (sanket index 2.pdf)
Hadd type (Corporation / Council / Gram Panchayat) * · the portal’s list
✓ in the document
from: the Index II (sanket index 2.pdf)
Hadd name *
✓ in the document
from: the Index II (sanket index 2.pdf)
Road * · 50 max
⚠ from the sanction letter (Sanction letter - 2026-09-18T133301.159.) — not the Index II — check
✓ also on the branch's mail
✓ also on the sanction letter (Sanction letter - 2026-09-18T133301.159.)
from: the sanction letter (Sanction letter - 2026-09-18T133301.159.)
Landmark · 50 max
✓ read by EzDocs (document is in Marathi)
✓ also on the branch's mail
from: the sale deed (agreement - kumbharkar.pdf), p.1 — “सुपर बाजार जवळ”
Block / Sector · 50 max
✓ read by EzDocs (document is in Marathi)
✓ also on the sale deed (agreement - kumbharkar.pdf)
✓ also on the branch's mail
from: the sale deed (agreement - kumbharkar.pdf), p.2 — “गाव मौजे देहुगाव”
Number type (SURVEY / GAT / CTS / PLOT / KHASRA …) * · the portal’s list
✓ read by EzDocs (document is in Marathi)
✓ also on the branch's mail
from: the Index II (sanket index 2.pdf)
Number * · 50 max
✓ read by EzDocs (document is in Marathi)
✓ also on the branch's mail
from: the Index II (sanket index 2.pdf)
Second number type · the portal’s list
✓ read by EzDocs (document is in Marathi)
✓ also on the branch's mail
from: the Index II (sanket index 2.pdf)
Second number · 50 max
⚠ the papers print more numbers than the portal's two boxes — also on them: PLOT 16 AND 17, 2nd (the sanction letter); SURVEY 40/3B (the sanct
✓ also on the branch's mail
from: the Index II (sanket index 2.pdf)
Building (with wing) * · 50 max
✓ read by EzDocs (document is in Marathi)
✓ also on the branch's mail
from: the Index II (sanket index 2.pdf)
Floor * · 3 max
the portal gets “2”
✓ read by EzDocs (document is in Marathi)
✓ also on the branch's mail
from: the Index II (sanket index 2.pdf)
Flat / shop no * · 10 max
✓ read by EzDocs (document is in Marathi)
✓ also on the branch's mail
from: the Index II (sanket index 2.pdf)
Property type (Open / Building / Open + Building) * · the portal’s list
⚠ from the sale deed (agreement - kumbharkar.pdf), p.2 — not the Index II — check
from: the sale deed (agreement - kumbharkar.pdf), p.2 — “फ्लॅट”
House type (Niwasi Sadanika / Shop / Gala …) · the portal’s list
empty (optional)
from: the title document; not asked for open land
Area * · 10 max
✓ read by EzDocs (document is in Marathi)
✓ also on the branch's mail
from: the Index II (sanket index 2.pdf)
Area unit (Sq.mt. / Sq.ft.) * · the portal’s list
✓ in the document
✓ also on the branch's mail
from: the Index II (sanket index 2.pdf)
Carpet or built-up · the portal’s list
✓ in the document
✓ also on the branch's mail
from: the Index II (sanket index 2.pdf)
Title deed held by the bank (Agreement to Sale / Sale Deed …) * · the portal’s list
⚠ from the sale deed (agreement - kumbharkar.pdf), p.2 — not the Index II — check
✓ also on the sale deed (agreement - kumbharkar.pdf)
✓ also on the branch's mail
from: the sale deed (agreement - kumbharkar.pdf), p.2 — “खरेदीखत”
Title deed no / year / SRO * · 250 max
✓ in the document
✓ also on the branch's mail
from: the Index II (sanket index 2.pdf)
PIN · 6 max
✓ read by EzDocs (document is in Marathi)
✓ also on the branch's mail
✓ also on the sanction letter (Sanction letter - 2026-09-18T133301.159.)
from: the sanction letter (Sanction letter - 2026-09-18T133301.159.)
Description — house style (the portal composes its own; this is ours for the record)
a change clears verification until someone verifies again
each runs in seconds; the page comes back with the result at the top

Start page

Date of Mortgage
—
empty — the portal will not take a blank
from: read off the MOTD when it lands; typed on the portal otherwise

Mortgagor page — party 1 (ARATI SANKET KUMBHARKAR)

The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match. One paper prints a different address — look once.
✗ the sanction letter (Sanction letter - 2026-09-18T133301.159.): a DIFFERENT address — decide — “HOUSE NO 5 SADGURU BUILDING NEAR SUPER BAZAR,, NEAR SUPER BAZAR KALOKHE NAGAR DEHU ALANDI, DEHU ROAD CANTT PUNE, MAHARASHTRA 412101, Pune, M” (PIN 413249 vs 412101)
The portal asks for the person’s home address — read off the Aadhaar.
First name * · 50 max
✓ in the document
✓ also on the PAN card (pdf&rendition=1.pdf)
✓ also on the branch's mail
from: the PAN card
Middle name · 50 max
✓ in the document
✓ also on the PAN card (pdf&rendition=1.pdf)
✓ also on the branch's mail
from: the PAN card
Last name * · 50 max
✓ in the document
✓ also on the PAN card (pdf&rendition=1.pdf)
✓ also on the branch's mail
from: the PAN card
PAN * · 10 max
✓ in the document
✓ also on the PAN card (pdf&rendition=1.pdf)
from: the PAN card (pdf&rendition=1.pdf), p.1 — “RRXPK6423E”
Mobile * · 10 max
✓ in the document
✓ also on the Aadhaar (DocScanner 18 Sept 2026 1-29 pm.pdf)
✓ also on the branch's mail
from: the Aadhaar (DocScanner 18 Sept 2026 1-29 pm.pdf)
Birth date * · 10 max
✓ in the document
✓ also on the PAN card (pdf&rendition=1.pdf)
from: the PAN card
E-mail *
✓ in the document
✓ also on the sanction letter (Sanction letter - 2026-09-18T133301.159.)
✓ also on the branch's mail
from: the sanction letter (Sanction letter - 2026-09-18T133301.159.)
Building * · 250 max
⚠ from the sanction letter (Sanction letter - 2026-09-18T133301.159.), p.1 — not the Aadhaar — check
✓ also on the sanction letter (Sanction letter - 2026-09-18T133301.159.)
✓ also on the branch's mail
from: the sanction letter (Sanction letter - 2026-09-18T133301.159.), p.1 — “HOUSE NO 5 SADGURU BUILDING”
Floor * · 250 max
⚠ no paper on this case says where the borrower LIVES. Do NOT type the property address here — that is where the charge is created, not where
from: the Aadhaar
Flat / house no * · 250 max
⚠ from the sanction letter (Sanction letter - 2026-09-18T133301.159.), p.1 — not the Aadhaar — check
✓ also on the sanction letter (Sanction letter - 2026-09-18T133301.159.)
✓ also on the branch's mail
from: the sanction letter (Sanction letter - 2026-09-18T133301.159.), p.1 — “HOUSE NO 5”
Road * · 250 max
✓ in the document
✓ also on the Aadhaar (DocScanner 18 Sept 2026 1-29 pm.pdf)
✓ also on the branch's mail
from: the Aadhaar (DocScanner 18 Sept 2026 1-29 pm.pdf)
Area / sector · 250 max
✓ in the document
✗ the sanction letter, p.1 prints “NEAR SUPER BAZAR KALOKHE NAGAR DEHU ALANDI” — check
✓ also on the Aadhaar (DocScanner 18 Sept 2026 1-29 pm.pdf)
✓ also on the branch's mail
from: the Aadhaar (DocScanner 18 Sept 2026 1-29 pm.pdf)
PIN * · 6 max
✓ in the document
✗ the sanction letter, p.1 prints “412109” — check
✗ the sanction letter, p.1 prints “412101” — check
✓ also on the Aadhaar (DocScanner 18 Sept 2026 1-29 pm.pdf)
✓ also on the branch's mail
from: the Aadhaar (DocScanner 18 Sept 2026 1-29 pm.pdf)
Village / city * · 250 max
✓ in the document
✗ the sanction letter, p.1 prints “DEHU ALANDI” — check
✓ also on the Aadhaar (DocScanner 18 Sept 2026 1-29 pm.pdf)
✓ also on the branch's mail
from: the Aadhaar (DocScanner 18 Sept 2026 1-29 pm.pdf)
District · 250 max
✓ in the document
✗ the sanction letter, p.1 prints “Pune” — check
✓ also on the Aadhaar (DocScanner 18 Sept 2026 1-29 pm.pdf)
✓ also on the branch's mail
from: the Aadhaar (DocScanner 18 Sept 2026 1-29 pm.pdf)
State · 250 max
✓ in the document
✓ also on the sanction letter (Sanction letter - 2026-09-18T133301.159.)
✓ also on the branch's mail
from: the Aadhaar (DocScanner 18 Sept 2026 1-29 pm.pdf)

Mortgagor page — party 2 (SANKET BHIMRAO KUMBHARKAR)

The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match. One paper prints a different address — look once.
✗ the sanction letter (Sanction letter - 2026-09-18T133301.159.): a DIFFERENT address — decide — “HOUSE NO 5 SADGURU BUILDING NEAR SUPER BAZAR,, NEAR SUPER BAZAR KALOKHE NAGAR DEHU ALANDI, DEHU ROAD CANTT PUNE, MAHARASHTRA 412101, Pune, M” (PIN 413249 vs 412101)
✗ the Index II (sanket index 2.pdf): a DIFFERENT address — decide — “प्लॉट नं: 1, माळा नं: 1, इमारतीचे नावः, ब्लॉक नंः, रोड नंः काळोखे नगर देहू पुणे, महाराष्ट्र, पुणे. पिन:- 412109” (PIN 413249 vs 412109)
The portal asks for the person’s home address — read off the Aadhaar.
First name * · 50 max
✓ in the document
✓ also on the PAN card (DocScanner 18 Sept 2026 1-33 pm.pdf)
✓ also on the branch's mail
from: the PAN card
Middle name · 50 max
✓ in the document
✓ also on the PAN card (DocScanner 18 Sept 2026 1-33 pm.pdf)
✓ also on the branch's mail
from: the PAN card
Last name * · 50 max
✓ in the document
✓ also on the PAN card (DocScanner 18 Sept 2026 1-33 pm.pdf)
✓ also on the branch's mail
from: the PAN card
PAN * · 10 max
✓ in the document
✗ the Index II (8) prints PAN HUCXXXXX3G — check
✓ also on the PAN card (DocScanner 18 Sept 2026 1-33 pm.pdf)
from: the PAN card
Mobile * · 10 max
✓ in the document
✓ also on the branch's mail
from: the sanction letter (Sanction letter - 2026-09-18T133301.159.), p.1 — “Contact No. 9172747775”
Birth date * · 10 max
✓ in the document
✓ also on the PAN card (DocScanner 18 Sept 2026 1-33 pm.pdf)
from: the PAN card
E-mail *
✓ in the document
✓ also on the branch's mail
from: the sanction letter (Sanction letter - 2026-09-18T133301.159.), p.1 — “Email: sanketdada6868@gmail.com”
Building * · 250 max
⚠ from the sanction letter (Sanction letter - 2026-09-18T133301.159.), p.1 — not the Aadhaar — check
✓ also on the branch's mail
from: the sanction letter (Sanction letter - 2026-09-18T133301.159.), p.1 — “HOUSE NO 5 SADGURU BUILDING”
Floor * · 250 max
⚠ no paper on this case says where the borrower LIVES. Do NOT type the property address here — that is where the charge is created, not where
from: the Aadhaar
Flat / house no * · 250 max
⚠ where the borrower LIVES, from the sanction letter (Sanction letter - 2026-09-18T133301.159.pdf) — check it against the Aadhaar
from: the Aadhaar
Road * · 250 max
⚠ from the sanction letter (Sanction letter - 2026-09-18T133301.159.), p.1 — not the Aadhaar — check
✓ also on the branch's mail
from: the sanction letter (Sanction letter - 2026-09-18T133301.159.), p.1 — “DEHU ROAD CANTT PUNE”
Area / sector · 250 max
⚠ where the borrower LIVES, from the sanction letter (Sanction letter - 2026-09-18T133301.159.pdf) — check it against the Aadhaar
from: the Aadhaar
PIN * · 6 max
✓ in the document
✓ also on the branch's mail
from: the Aadhaar (DocScanner 18 Sept 2026 1-23 pm.pdf)
Village / city * · 250 max
✓ in the document
✓ also on the branch's mail
from: the Aadhaar (DocScanner 18 Sept 2026 1-23 pm.pdf)
District · 250 max
✓ in the document
✓ also on the branch's mail
from: the Aadhaar (DocScanner 18 Sept 2026 1-23 pm.pdf)
State · 250 max
✓ in the document
✓ also on the sanction letter (Sanction letter - 2026-09-18T133301.159.)
✓ also on the branch's mail
from: the Aadhaar (DocScanner 18 Sept 2026 1-23 pm.pdf)
reads every Aadhaar on the case; takes a few seconds

Mortgagee page (the bank)

Loan (Rs.) *
1552500
✓ in the document
from: the sanction letter's total incl. insurance — the same figure as the challan's consideration
Interest Rate (%) *
8.40
✓ in the document
from: the letter prints 13.15% - 4.75% = 8.4% — the loan's rate is 8.4%
Only the two boxes above are typed on this page. The bank’s own boxes (MICR, TAN, the authorised person, the office address) are prefilled and locked by the portal from the bank’s login profile (seen on the ICICI and PNB logins); the co-pilot never types them — it reads them back, EzDocs checks them against the case, and an empty locked box (the profile’s PAN, say) is said in amber: that is fixed under the portal’s Account, not here. Saved on this bank: MICR 400263002, TAN DELP08792A — the co-pilot checks the open login against these; the signer HITENDRA TAKTHANI (read off the portal at the first filing, or typed once on Calculator → E-filing details).

Payment page

GRN
MH010420387202627E
✓ in the document
Paid amount
12440.00
✓ in the document
Challan date
18/09/2026
✓ in the document
DHC PRN
1026060702267
✓ in the document
one reading over every paper and the mail: e-mail, mobile, floor, road, PIN … fills only what is empty; never changes a filled box; says where each came from
Last gathered 05 Oct 12:45: filled 1 box(es) from sanket index 2.pdf, agreement - kumbharkar.pdf, Sanction letter - 2026-09-18T133301.159.pdf, DocScanner 18 Sept 2026 1-29 pm.pdf, DocScanner 18 Sept 2026 1-23 p; still empty: home floor (person 1), home floor (person 2), home flat (person 2), home area (person 2), home post office (person 2), dob (person 1), pan (person 1), dob (person 2) · 12 box(es) confirmed by a second paper
⚠ the Index II does not print property type (taken from the sale deed) — the Index II’s own boxes were kept; check these against that paper.
⚠ found flat = “405” in the sale deed but could not tell WHOSE it is (the printed name 'संकेत भिमराव कुंभारकर' matches nobody) — type it on the right person.
⚠ found area = “काळोखे नगर” in the sale deed but could not tell WHOSE it is (the printed name 'संकेत भिमराव कुंभारकर' matches nobody) — type it on the right person.
⚠ found post_office = “देहु” in the sale deed but could not tell WHOSE it is (the printed name 'संकेत भिमराव कुंभारकर' matches nobody) — type it on the right person.
⚠ found pan = “HUCPK0033G” in the PAN card but could not tell WHOSE it is (the printed name 'संकेत भिमराव कुंभारकर' matches nobody) — type it on the right person.
The challan — paid; what it carried

Challan (GRAS) — what the form asks

13 of 13 boxes on the case; 3 highlighted
Open the challan page — the GRAS form exactly as it will be typed, every box correctable beside the paper. The co-pilot types these on GRAS; the property boxes below feed box 1 / box 2 / city. The challan is paid — GRN MH010420387202627E.
District *
Pune
✓ on the case
from: the Index II (sanket index 2.pdf)
SRO office
HVL22_HAVELI 22 JOINT SUB REGISTRAR
✓ on the case
from: this case's own challan, else the office this desk used last in the district — any office of the district is valid
Article *
6(1) Deposit of Title Deed
✓ on the case
from: always, for an NOI
Stamp duty (0.3%) *
4657.50
✓ on the case
from: the fee engine, on the loan amount incl. insurance
Registration fee (0.5%, max 15,000) *
7762.50
✓ on the case
from: the fee engine
Payer (first party) *
SANKET BHIMRAO KUMBHARKAR
✓ on the case
from: the PAN card, else the sanction letter's applicant, else the case's applicant name
Payer PAN *
HUCPK0033G
⚠ the Index II (8) prints PAN HUCXXXXX3G for this person — check
✓ also on the PAN card (DocScanner 18 Sept 2026 1-33 pm.pdf)
from: the PAN card
Payer mobile (the receipt SMS goes here) *
9172747775
✓ on the case
✓ also on the branch's mail
from: the sanction letter (Sanction letter - 2026-09-18T133301.159.), p.1 — “Contact No. 9172747775”
Second party (the bank) *
PNB Housing Finance Ltd (PHFL Home Loans)
✓ on the case
from: the case's bank
Second party PAN *
AAACP3682N
✓ on the case
from: typed once on Calculator → E-filing details, or read off a paid challan
Property box 1 (flat, floor, building, survey / gat / CTS) *
FLAT NO 201 2ND FLOOR AABHANG HEIGHTS PLOT NO 16 AND 17 SURVEY NO 40 HISSA NO 3B
⚠ the papers print more numbers than the portal's two boxes — also on them: PLOT 16 AND 17, 2nd (the sanction letter); SURVEY 40/3B (the sanct
from: the Index II (4) — as typed on GRAS
Property box 2 (the road) *
NEW BYPASS GATHAMANDIR ROAD DEHU
⚠ from the sanction letter (Sanction letter - 2026-09-18T133301.159.) — not the Index II — check
from: the Index II (4) — as typed on GRAS
City / village *
PUNE
✓ on the case
from: the Index II (sanket index 2.pdf)
PIN
412114
✓ on the case
from: the sanction letter (Sanction letter - 2026-09-18T133301.159.)
Consideration (the loan amount) *
1552500
✓ on the case
from: the sanction letter's total incl. insurance
Paper:
100%open full size ↗
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