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Cases / NOI-2026-03599

Mr. Santoshsingh Ramraj Yadav

PNB_HFLLAN NHL/KLN/0524/1260843 Index II pending · with the government All documentsMails & papers 9
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs1 still to come
10 of 11 in hand.
the challan is done — these are for the IGR filing / KYC
A mail on this thread BOUNCED — the branch did NOT receive it. (Undeliverable: Re: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - NHL/KLN/0524/126) Check the recipient address and re-send from Draft mails or the mailbox.
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Payment screenshot — shows ₹28,740; money not verified yetopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓A mail's picture (a signature logo, a banner) — not a paperopen
✓PAN card — inside Adobe Scan 4 Jul 2024.pdfopen
✓Selfie / photo — inside Adobe Scan 4 Jul 2024.pdfopen
✓Bank's calculation sheet — inside Re: 0.3% & 0.5% in Case of Mr. SANopen
Applicant's Aadhaar Card — still needed
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (10)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • In the branch's mail of 15 Oct (from archana.pardhale@pnbhousing.com, “RE: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - NHL/KLN/052”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: Re: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - NHL/KLN/052 is PRAMOD KUMAR SINGH, ANITA SINGH (loan HOU/BLR/HL/2023/10000000000000)'s, not Santoshsingh Ramraj Yadav's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against Santoshsingh's own letter. (Set aside as another customer's.)
  • Mail bounced — the branch did not get it. Re-send.
  • The work is done — our fee of ₹28,150.90 is still not in our account. Chase the branch for it.
  • Payment proof is from 2026-07-04 — an old receipt?
MoneyWaiting for the credit
₹28,150.90CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹28,740; we wait for the credit itself
The branch sent 2 receipts — 0 of 2 have reached our account:
₹600not seen in our account yet5212809878
₹28,140not seen in our account yet5230821628
Ask for the exact ₹28,150.90. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%11,330
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.90
Total we ask for28,150.90
This payment is from the Vyapar QR (HDFC) at 2026-07-04 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 18:35 — 0 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹28,142. We ask ₹28,150 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 6 h 01 minour time · 5 Jul 14:29
Index II 3431 h 09 minour time · 17:41
the NOI team 825 d 17 hthe branch 7 d 5 htotal 832 d 23 h
Complete.
Day by day — every step and who held it
4 Jul 18:29Your branch's mail
5 Jul 14:29Challan made+20 h 01 min · the NOI team
8 Oct 11:35Filed on IGR — e-filing shared+824 d 21 h · the NOI team
17:33Papers from your branch+7 d 5 h · the branch
17:41Index II sent+8 min · the NOI team
17:41Papers readat once
17:41Property readat once
17:41Papers from your branchat once
17:41Papers readat once
17:41Papers from your branchat once
17:41Papers readat once
17:42Papers from your branchat once
17:43Papers read+1 min · the NOI team
17:43Fee quotedat once
Case facts
Bank
PNB_HFL
Loan amount
₹37,74,000
Loan account no.
NHL/KLN/0524/1260843
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

NOTEThe name of person 1
The PAN cardSANTOSHSINGH RAMRAJ YADAV
The sanction letter DIFFERSMR. SANTOSHSINGH RAMRAJ YADAV
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
Compared: the sanction letter, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI has been filed and the e-filing copy has been shared. The branch needs to provide the loan papers for the next steps.
the history says the next move is with the branch — the loan papers — sanction letter, KYC, technical / legal report, Index II
✓ filed on the IGR site — done, mail 1 (2026-10-15) “PFA DOWNLOADED COPY OF EFILING”
✓ e-filing copy shared — done, mail 1 (2026-10-15) “PFA DOWNLOADED COPY OF EFILING”
read over 1 mail(s), last mail 2026-10-15 · read 1h ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 1h ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026080403139 · ₹300 · paid 08/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH004781833202425E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
OL The NOI teamTYPED IN GMAIL
07 Oct, 16:34 · 8d ago
THE APP JOINED HERE — earlier mails are on Gmail
Re: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - NHL/KLN/0524/1260843

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 4 Sept 2024 at 11:16, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team Kindly share colour selfie photos of applicants... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 14:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team PFA challan for your ready reference... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 13:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Hi Team, We acknowledge the receipt of your email for the said case. We will initiate the challan for the same. However, for NOI we would need following documents till than NOI will be on hold: - Clear Color Photograph of applicant’s selfie only, one shared by you is low resolution. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 10:40, vinay waingankar < vinay.rose07@gmail.com > wrote: Sent from my iPhone On 4 Jul 2024, at 7:01 PM, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:  Hi Team, We acknowledge the receipt of your email. However, following documents are missing to process the case: 1) Loan Sanction Letter 2) Photo of Applicant Clear Selfie, the one shared currently its blurr. Kindly share the same to proceed further. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 4 Jul 2024 at 18:29, vinay waingankar < vinay.rose07@gmail.com > wrote: Sent from my iPhone
🤖 read: challan shared ✓ — “PFA challan for your reference.”
6 more mails in between — open
OL The NOI teamTYPED IN GMAIL
08 Oct, 11:35 · 7d ago
DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 4 Sept 2024 at 11:16, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team Kindly share colour selfie photos of applicants... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 14:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team PFA challan for your ready reference... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 13:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Hi Team, We acknowledge the receipt of your email for the said case. We will initiate the challan for the same. However, for NOI we would need following documents till than NOI will be on hold: - Clear Color Photograph of applicant’s selfie only, one shared by you is low resolution. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 10:40, vinay waingankar < vinay.rose07@gmail.com > wrote: Sent from my iPhone On 4 Jul 2024, at 7:01 PM, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:  Hi Team, We acknowledge the receipt of your email. However, following documents are missing to process the case: 1) Loan Sanction Letter 2) Photo of Applicant Clear Selfie, the one shared currently its blurr. Kindly share the same to proceed further. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 4 Jul 2024 at 18:29, vinay waingankar < vinay.rose07@gmail.com > wrote: Sent from my iPhone
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”
PP postmaster@pnbhflo365.onmicrosoft.com pnbhflo365.onmicrosoft.com
08 Oct, 11:37 · 7d ago
Undeliverable: Re: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - NHL/KLN/0524/1260843
ExerciseSecured by Check Point

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 4 Sept 2024 at 11:16, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team Kindly share colour selfie photos of applicants... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 14:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team PFA challan for your ready reference... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 13:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Hi Team, We acknowledge the receipt of your email for the said case. We will initiate the challan for the same. However, for NOI we would need following documents till than NOI will be on hold: - Clear Color Photograph of applicant’s selfie only, one shared by you is low resolution. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 10:40, vinay waingankar < vinay.rose07@gmail.com > wrote: Sent from my iPhone On 4 Jul 2024, at 7:01 PM, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:  Hi Team, We acknowledge the receipt of your email. However, following documents are missing to process the case: 1) Loan Sanction Letter 2) Photo of Applicant Clear Selfie, the one shared currently its blurr. Kindly share the same to proceed further. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 4 Jul 2024 at 18:29, vinay waingankar < vinay.rose07@gmail.com > wrote: Sent from my iPhone Your message to prashant.dhas@pnbhousing.com couldn't be delivered. A custom mail flow rule created by an admin at pnbhflo365.onmicrosoft.com has blocked your message. Dear Sender, This mail id is deactivated. Regards, Email Administrator. pnb.noifilling Office 365 pnbhousing.com Sender Action Required Blocked by mail flow rule How to Fix It An email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that blocks messages that meet certain conditions, and it appears that your message has met one or more of those conditions. • Check the text above for a custom message from the email admin that may help explain why your message was blocked and how you might be able to fix it. For example, removing prohibited words from the message or sending the message from a different email account may be sufficient to deliver your message. If you've tried and you're still not able to fix the problem, consider contacting the email admin at pnbhflo365.onmicrosoft.com to discuss what to do. While they're unlikely to remove or relax the rule, if you have a legitimate need to deliver your message they may offer guidance for how to do so. More Info for Email Admins Status code: 550 5.7.1_ETR This error occurs because an email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that has blocked the sender's message. In some cases, the sender can change the message so it no longer violates the rule. However, depending on the rule's conditions, it's possible that the only way to deliver the message is to change the rule itself, and only an email admin at pnbhflo365.onmicrosoft.com can do that. Although it's possible the rule is unintentionally flawed or it's stricter than the admin intended, it may be working exactly as they want it to. Original Message Details Created Date: 10/8/2026 6:05:30 AM Sender Address: pnb.noifilling@gmail.com Recipient Address: prashant.dhas@pnbhousing.com Subject: Re: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - NHL/KLN/0524/1260843 Error Details Error: 550 5.7.1 TRANSPORT.RULES.RejectMessage; the message was rejected by organization policy Message rejected by: MA0PR01MB9340.INDPRD01.PROD.OUTLOOK.COM Notification Details Sent by: MA0PR01MB9340.INDPRD01.PROD.OUTLOOK.COM Message Hops HOP TIME (UTC) FROM TO WITH RELAY TIME 1 10/8/2026 6:06:13 AM mail-qv1-f43.google.com SMTP 43 sec 2 10/8/2026 6:06:13 AM mail-qv1-f43.google.com SG1PEPF000082E2.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 3 10/8/2026 6:06:13 AM SG1PEPF000082E2.apcprd02.prod.outlook.com JH0PR01CA0130.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 4 10/8/2026 6:06:13 AM JH0PR01CA0130.apcprd01.prod.exchangelabs.com MAUPR01MB11816.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) * 5 10/8/2026 6:07:13 AM emails-7431771-4-mt-prod-cp-aps1-1.checkpointcloudsec.com mta-outgoing-349-mt-prod-cp-aps1-1.checkpointcloudsec.com ESMTPS 1 min 6 10/8/2026 6:07:14 AM aps.cloud-sec-av.com SG1PEPF000082E8.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 1 sec 7 10/8/2026 6:07:14 AM SG1PEPF000082E8.apcprd02.prod.outlook.com SG2PR01CA0188.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 8 10/8/2026 6:07:14 AM SG2PR01CA0188.apcprd01.prod.exchangelabs.com MA0PR01MB9340.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) * Original Message Headers ARC-Seal: i=4; a=rsa-sha256; s=arcselector10001; d=microsoft.com; cv=pass; b=T4YIpjj2l1UgZOqK35QoOXuDBPO5ICX9qj3yIz4u8pDVXqlSEPx6xmrKyi+Da/TsCKnq21HGIWUDGj+35mgJQkJ+1FktfVu1pPPQ8LIrBW/I8y5zDst0gqluQEXySLP6id/8vr1k2DzcRk3hhlpgrhE00RogU6UmNSfu2YZoLow9CpjBbLASnZgkhDZnKcb/z9s38thsOeawFsUbXiLZTZMuJJhSi9rGaKmliZodYivGZFeuDiVyRR/OIce1lfMMolaNZ3GVyDkGqJ5RWEy6fCXi/tIamJPQJLSk838S47y3rj6N5HwpPMJEy9xRP05Q2eqgbR8uN1EEg4JVD1IzAw== ARC-Message-Signature: i=4; a=rsa-sha256; c=relaxed/relaxed; d=microsoft.com; s=arcselector10001; h=From:Date:Subject:Message-ID:Content-Type:MIME-Version:X-MS-Exchange-AntiSpam-MessageData-ChunkCount:X-MS-Exchange-AntiSpam-MessageData-0:X-MS-Exchange-AntiSpam-MessageData-1; bh=/46I9GL5w29aCAhZmOxEIFZzTDn6yxdq0ULgO43AS/w=; b=G0lcGd4oG+CKD4/Zg8sXuEebZngo8XI25wKvoNlgBnX78B7b2gvXKc1Vfsyrr+3HIXHDaUQG8SH7gWKjFZZ+IwV83XvFDVq9CYKpgsVZZyeTjIIAF09NFPQa8nj33sWrecjpoKard97/72vVlX+HKO/KVlim7535n0hKS+zSMNW/
ME microsoftexchange329e71ec88ae4615bbc36ab6ce41109e@pnbhflo365.onmicrosoft.com pnbhflo365.onmicrosoft.com
08 Oct, 11:37 · 7d ago
ExerciseSecured by Check Point

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 4 Sept 2024 at 11:16, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team Kindly share colour selfie photos of applicants... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 14:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team PFA challan for your ready reference... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 13:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Hi Team, We acknowledge the receipt of your email for the said case. We will initiate the challan for the same. However, for NOI we would need following documents till than NOI will be on hold: - Clear Color Photograph of applicant’s selfie only, one shared by you is low resolution. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 10:40, vinay waingankar < vinay.rose07@gmail.com > wrote: Sent from my iPhone On 4 Jul 2024, at 7:01 PM, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:  Hi Team, We acknowledge the receipt of your email. However, following documents are missing to process the case: 1) Loan Sanction Letter 2) Photo of Applicant Clear Selfie, the one shared currently its blurr. Kindly share the same to proceed further. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 4 Jul 2024 at 18:29, vinay waingankar < vinay.rose07@gmail.com > wrote: Sent from my iPhone Your message to vinay.waingankar@phfl.com couldn't be delivered. A custom mail flow rule created by an admin at pnbhflo365.onmicrosoft.com has blocked your message. Dear Sender, This mail id is deactivated. Regards, Email Administrator. vinay.waingankar+SRS... Office 365 phfl.com Sender Action Required Blocked by mail flow rule How to Fix It An email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that blocks messages that meet certain conditions, and it appears that your message has met one or more of those conditions. • Check the text above for a custom message from the email admin that may help explain why your message was blocked and how you might be able to fix it. For example, removing prohibited words from the message or sending the message from a different email account may be sufficient to deliver your message. If you've tried and you're still not able to fix the problem, consider contacting the email admin at pnbhflo365.onmicrosoft.com to discuss what to do. While they're unlikely to remove or relax the rule, if you have a legitimate need to deliver your message they may offer guidance for how to do so. More Info for Email Admins Status code: 550 5.7.1_ETR This error occurs because an email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that has blocked the sender's message. In some cases, the sender can change the message so it no longer violates the rule. However, depending on the rule's conditions, it's possible that the only way to deliver the message is to change the rule itself, and only an email admin at pnbhflo365.onmicrosoft.com can do that. Although it's possible the rule is unintentionally flawed or it's stricter than the admin intended, it may be working exactly as they want it to. Original Message Details Created Date: 10/8/2026 6:05:30 AM Sender Address: vinay.waingankar+SRS=aq6pI=H6=gmail.com=pnb.noifilling@phfl.com Recipient Address: vinay.waingankar@phfl.com Subject: Re: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - NHL/KLN/0524/1260843 Error Details Error: 550 5.7.1 TRANSPORT.RULES.RejectMessage; the message was rejected by organization policy Message rejected by: PN0PR01MB8048.INDPRD01.PROD.OUTLOOK.COM Notification Details Sent by: PN0PR01MB8048.INDPRD01.PROD.OUTLOOK.COM Message Hops HOP TIME (UTC) FROM TO WITH RELAY TIME 1 10/8/2026 6:06:13 AM mail-qv1-f41.google.com SMTP 43 sec 2 10/8/2026 6:06:13 AM mail-qv1-f41.google.com SG1PEPF000082E3.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 3 10/8/2026 6:06:13 AM SG1PEPF000082E3.apcprd02.prod.outlook.com JH0PR01CA0183.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 4 10/8/2026 6:06:13 AM JH0PR01CA0183.apcprd01.prod.exchangelabs.com MA1PPFC06F2633F.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) * 5 10/8/2026 6:07:11 AM emails-9972326-4-mt-prod-cp-aps1-1.checkpointcloudsec.com mta-outgoing-902-mt-prod-cp-aps1-1.checkpointcloudsec.com ESMTPS 58 sec 6 10/8/2026 6:07:13 AM aps.cloud-sec-av.com TY2PEPF0000AB83.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 2 sec 7 10/8/2026 6:07:13 AM TY2PEPF0000AB83.apcprd03.prod.outlook.com PS2PR02CA0049.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 8 10/8/2026 6:07:14 AM PS2PR02CA0049.apcprd02.prod.outlook.com PN0PR01MB8048.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) 1 sec Original Message Headers ARC-Seal: i=5; a=rsa-sha256; s=arcselector10001; d=microsoft.com; cv=pass; b=WsFBN8qgbgp7CChwB/izFzTWDA5d5zIGPR5ONabN0Ohn89aHdD+Y9EdFMKOJ8ohC6haOllpCgR9qYBj97fE0o3lcSgqyFN06gtXfPPOL5lt9EaqrXYFS23MSzwLAHcbeGD8PQ8YdxOt4UVjlA5ZNjMqWRt3VqiRKd/IGnnSiOMh6xu3XZXQ10Vlt5FToG27Py7v6uD2esorzvT3W+m/V0u83ACULqdXVHHJ7hAIPvY2ybvCtkHvbDnVBftZ3ywsIHIvR44q8tYBLl4DDhlD2W3x8te8xHS4TqvdG8sz0Kj0YoRciE1V57gv8J1Tuiy55XdrPv+o0+Q4JIhLzhbYO+w== ARC-Message-Signature: i=5; a=rsa-sha256; c=relaxed/relaxed; d=microsoft.com; s=arcselector10001; h=From:Date:Subject:Message-ID:Content-Type:MIME-Version:X-MS-Exchange-AntiSpam-MessageData-ChunkCount:X-MS-Exchange-AntiSpam-MessageData-0:X-MS-Exchange-AntiSpam-MessageData-1; bh=/46I9GL5w29aCAhZmOxEIFZzTDn6yxdq0ULgO43AS/w=; b=LG0AedrMTsmEdJT+/ObHGWnTyPH+jTQEwJiGkb44rDpTvuqG4fGLaX7MhUhTROU+uBDjlUPDwFH+oteINtpfwNopOPHIqqA61cST4b0sI5KZnXCyI1vZeL9e5J9RWHhHqqfFb
🤖 read: Sharing downloaded copy of efiling.
AP archana.pardhale@pnbhousing.com pnbhousing.com
15 Oct, 17:33 · 1h ago
RE: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - NHL/KLN/0524/1260843
ExerciseSecured by Check Point

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 4 Sept 2024 at 11:16, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team Kindly share colour selfie photos of applicants... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 14:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team PFA challan for your ready reference... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 13:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Hi Team, We acknowledge the receipt of your email for the said case. We will initiate the challan for the same. However, for NOI we would need following documents till than NOI will be on hold: - Clear Color Photograph of applicant’s selfie only, one shared by you is low resolution. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 10:40, vinay waingankar < vinay.rose07@gmail.com > wrote: Sent from my iPhone On 4 Jul 2024, at 7:01 PM, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:  Hi Team, We acknowledge the receipt of your email. However, following documents are missing to process the case: 1) Loan Sanction Letter 2) Photo of Applicant Clear Selfie, the one shared currently its blurr. Kindly share the same to proceed further. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 4 Jul 2024 at 18:29, vinay waingankar < vinay.rose07@gmail.com > wrote: Sent from my iPhone Dear Team, Request you to kindly share the rectified NOI for the subject case, as there is a mismatch between the loan amount and the NOI available in the file. • Loan Amount: Rs. 35,95,000/- • NOI Available: Rs. 1,00,000/- Kindly provide the corrected NOI at the earliest to enable closure of the pending audit query. Thanks & Regards, Archana Pardhale Hub Operations Lead PNB Housing Finance Ltd. Kalyan Branch Hand Phone: +91 7738070636 Board: +91 251 2230025/26 Toll Free: 1800 120 8800 Website : www.pnbhousing.com Internal From: THINKBIGZ NOI pnb.noifilling@gmail.com Sent: 08 October 2026 11:36 To: vinay waingankar vinay.rose07@gmail.com Cc: Prashant Dhas prashant.dhas@pnbhousing.com; Vinay Mangesh Waingankar vinay.waingankar@phfl.com; Archana Pardhale archana.pardhale@pnbhousing.com; Santosh Phalane 1 <santosh.phalane1@pnbhousing.com>; Abhijit Shivaji Bare <abhijit.bare@phfl.com>; Siddhesh Dilip Ghosalkar <siddhesh.ghosalkar@phfl.com> Subject: Re: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - NHL/KLN/0524/1260843
🤖 read: The bank branch is sharing the downloaded copy of the e-filing.
OL The NOI teamTYPED IN GMAIL
15 Oct, 17:53 · 1h ago
Regards,NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below
On Thu, 15 Oct 2026 at 17:34, Archana Pardhale < archana.pardhale@pnbhousing.com > wrote: Dear Team, Request you to kindly share the rectified NOI for the subject case, as there is a mismatch between the loan amount and the NOI available in the file. • Loan Amount: Rs. 35,95,000/- • NOI Available: Rs. 1,00,000/- Kindly provide the corrected NOI at the earliest to enable closure of the pending audit query. Thanks & Regards, Archana Pardhale Hub Operations Lead PNB Housing Finance Ltd. Kalyan Branch Hand Phone: +91 7738070636 Board: +91 251 2230025 /26 Toll Free: 1800 120 8800 Website : www.pnbhousing.com Internal From: THINKBIGZ NOI pnb.noifilling@gmail.com Sent: 08 October 2026 11:36 To: vinay waingankar vinay.rose07@gmail.com Cc: Prashant Dhas prashant.dhas@pnbhousing.com; Vinay Mangesh Waingankar vinay.waingankar@phfl.com; Archana Pardhale archana.pardhale@pnbhousing.com; Santosh Phalane 1 < santosh.phalane1@pnbhousing.com >; Abhijit Shivaji Bare < abhijit.bare@phfl.com >; Siddhesh Dilip Ghosalkar < siddhesh.ghosalkar@phfl.com > Subject: Re: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - NHL/KLN/0524/1260843 Exercise Secured by Check Point DEAR TEAM, PFA DOWNLOADED COPY OF EFILING Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 4 Sept 2024 at 11:16, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team Kindly share colour selfie photos of applicants... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 14:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team PFA challan for your ready reference... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 13:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Hi Team, We acknowledge the receipt of your email for the said case. We will initiate the challan for the same. However, for NOI we would need following documents till than NOI will be on hold: - Clear Color Photograph of applicant’s selfie only, one shared by you is low resolution. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 10:40, vinay waingankar < vinay.rose07@gmail.com > wrote: Sent from my iPhone On 4 Jul 2024, at 7:01   PM, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:  Hi Team, We acknowledge the receipt of your email. However, following documents are missing to process the case: 1) Loan Sanction Letter 2) Photo of Applicant Clear Selfie, the one shared currently its blurr. Kindly share the same to proceed further. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 4 Jul 2024 at 18:29, vinay waingankar < vinay.rose07@gmail.com > wrote: Sent from my iPhone
🤖 read: asks the branch for the payment — “Regards, NOI Coordinator (PNB)”
OL The NOI teamTYPED IN GMAIL
15 Oct, 17:53 · 1h ago
Regards,NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below
On Thu, 15 Oct 2026 at 17:34, Archana Pardhale < archana.pardhale@pnbhousing.com > wrote: Dear Team, Request you to kindly share the rectified NOI for the subject case, as there is a mismatch between the loan amount and the NOI available in the file. • Loan Amount: Rs. 35,95,000/- • NOI Available: Rs. 1,00,000/- Kindly provide the corrected NOI at the earliest to enable closure of the pending audit query. Thanks & Regards, Archana Pardhale Hub Operations Lead PNB Housing Finance Ltd. Kalyan Branch Hand Phone: +91 7738070636 Board: +91 251 2230025 /26 Toll Free: 1800 120 8800 Website : www.pnbhousing.com Internal From: THINKBIGZ NOI pnb.noifilling@gmail.com Sent: 08 October 2026 11:36 To: vinay waingankar vinay.rose07@gmail.com Cc: Prashant Dhas prashant.dhas@pnbhousing.com; Vinay Mangesh Waingankar vinay.waingankar@phfl.com; Archana Pardhale archana.pardhale@pnbhousing.com; Santosh Phalane 1 < santosh.phalane1@pnbhousing.com >; Abhijit Shivaji Bare < abhijit.bare@phfl.com >; Siddhesh Dilip Ghosalkar < siddhesh.ghosalkar@phfl.com > Subject: Re: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - NHL/KLN/0524/1260843 Exercise Secured by Check Point DEAR TEAM, PFA DOWNLOADED COPY OF EFILING Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 4 Sept 2024 at 11:16, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team Kindly share colour selfie photos of applicants... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 14:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team PFA challan for your ready reference... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 13:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Hi Team, We acknowledge the receipt of your email for the said case. We will initiate the challan for the same. However, for NOI we would need following documents till than NOI will be on hold: - Clear Color Photograph of applicant’s selfie only, one shared by you is low resolution. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 10:40, vinay waingankar < vinay.rose07@gmail.com > wrote: Sent from my iPhone On 4 Jul 2024, at 7:01   PM, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:  Hi Team, We acknowledge the receipt of your email. However, following documents are missing to process the case: 1) Loan Sanction Letter 2) Photo of Applicant Clear Selfie, the one shared currently its blurr. Kindly share the same to proceed further. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 4 Jul 2024 at 18:29, vinay waingankar < vinay.rose07@gmail.com > wrote: Sent from my iPhone
🤖 read: asks the branch for the payment — “Regards, NOI Coordinator (PNB)”
OL The NOI teamTYPED IN GMAIL
15 Oct, 17:53 · 1h ago
Dear Tea,

Deemed defaced challan,

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 15 Oct 2026 at 17:34, Archana Pardhale < archana.pardhale@pnbhousing.com > wrote: Dear Team, Request you to kindly share the rectified NOI for the subject case, as there is a mismatch between the loan amount and the NOI available in the file. • Loan Amount: Rs. 35,95,000/- • NOI Available: Rs. 1,00,000/- Kindly provide the corrected NOI at the earliest to enable closure of the pending audit query. Thanks & Regards, Archana Pardhale Hub Operations Lead PNB Housing Finance Ltd. Kalyan Branch Hand Phone: +91 7738070636 Board: +91 251 2230025 /26 Toll Free: 1800 120 8800 Website : www.pnbhousing.com Internal From: THINKBIGZ NOI pnb.noifilling@gmail.com Sent: 08 October 2026 11:36 To: vinay waingankar vinay.rose07@gmail.com Cc: Prashant Dhas prashant.dhas@pnbhousing.com; Vinay Mangesh Waingankar vinay.waingankar@phfl.com; Archana Pardhale archana.pardhale@pnbhousing.com; Santosh Phalane 1 < santosh.phalane1@pnbhousing.com >; Abhijit Shivaji Bare < abhijit.bare@phfl.com >; Siddhesh Dilip Ghosalkar < siddhesh.ghosalkar@phfl.com > Subject: Re: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - NHL/KLN/0524/1260843 Exercise Secured by Check Point DEAR TEAM, PFA DOWNLOADED COPY OF EFILING Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 4 Sept 2024 at 11:16, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team Kindly share colour selfie photos of applicants... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 14:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team PFA challan for your ready reference... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 13:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Hi Team, We acknowledge the receipt of your email for the said case. We will initiate the challan for the same. However, for NOI we would need following documents till than NOI will be on hold: - Clear Color Photograph of applicant’s selfie only, one shared by you is low resolution. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 10:40, vinay waingankar < vinay.rose07@gmail.com > wrote: Sent from my iPhone On 4 Jul 2024, at 7:01   PM, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:  Hi Team, We acknowledge the receipt of your email. However, following documents are missing to process the case: 1) Loan Sanction Letter 2) Photo of Applicant Clear Selfie, the one shared currently its blurr. Kindly share the same to proceed further. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 4 Jul 2024 at 18:29, vinay waingankar < vinay.rose07@gmail.com > wrote: Sent from my iPhone
🤖 read: challan shared ✓ — “Deemed defaced challan,”
OL The NOI teamTYPED IN GMAIL
15 Oct, 17:54 · 1h ago
Dear Team,

Deemed defaced challan,

Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974
earlier mails quoted below
On Thu, 15 Oct 2026 at 17:34, Archana Pardhale < archana.pardhale@pnbhousing.com > wrote: Dear Team, Request you to kindly share the rectified NOI for the subject case, as there is a mismatch between the loan amount and the NOI available in the file. • Loan Amount: Rs. 35,95,000/- • NOI Available: Rs. 1,00,000/- Kindly provide the corrected NOI at the earliest to enable closure of the pending audit query. Thanks & Regards, Archana Pardhale Hub Operations Lead PNB Housing Finance Ltd. Kalyan Branch Hand Phone: +91 7738070636 Board: +91 251 2230025 /26 Toll Free: 1800 120 8800 Website : www.pnbhousing.com Internal From: THINKBIGZ NOI pnb.noifilling@gmail.com Sent: 08 October 2026 11:36 To: vinay waingankar vinay.rose07@gmail.com Cc: Prashant Dhas prashant.dhas@pnbhousing.com; Vinay Mangesh Waingankar vinay.waingankar@phfl.com; Archana Pardhale archana.pardhale@pnbhousing.com; Santosh Phalane 1 < santosh.phalane1@pnbhousing.com >; Abhijit Shivaji Bare < abhijit.bare@phfl.com >; Siddhesh Dilip Ghosalkar < siddhesh.ghosalkar@phfl.com > Subject: Re: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - NHL/KLN/0524/1260843 Exercise Secured by Check Point DEAR TEAM, PFA DOWNLOADED COPY OF EFILING Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 4 Sept 2024 at 11:16, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team Kindly share colour selfie photos of applicants... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 14:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team PFA challan for your ready reference... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 13:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Hi Team, We acknowledge the receipt of your email for the said case. We will initiate the challan for the same. However, for NOI we would need following documents till than NOI will be on hold: - Clear Color Photograph of applicant’s selfie only, one shared by you is low resolution. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 5 Jul 2024 at 10:40, vinay waingankar < vinay.rose07@gmail.com > wrote: Sent from my iPhone On 4 Jul 2024, at 7:01   PM, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:  Hi Team, We acknowledge the receipt of your email. However, following documents are missing to process the case: 1) Loan Sanction Letter 2) Photo of Applicant Clear Selfie, the one shared currently its blurr. Kindly share the same to proceed further. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 4 Jul 2024 at 18:29, vinay waingankar < vinay.rose07@gmail.com > wrote: Sent from my iPhone
🤖 read: challan shared ✓ — “Deemed defaced challan,”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Index II+ PAN card inside+ Selfie / photo insidethe branch sent this — an input Adobe Scan 4 Jul 2024.pdf
filed 1h ago
Payment screenshot PHOTO-2024-07-04-17-45-16.jpg
filed 1h ago
Payment screenshot PHOTO-2024-07-04-17-45-16.jpg
filed 1h ago
Sanction letter image0.jpeg
filed 1h ago
Paid challan (GRAS) SANTOSHSINGH RAMRAJ YADAV.pdf
filed 1h ago
Paid challan (GRAS) SANTOSHSINGH RAMRAJ YADAV EchallanMH011560800202627E.pdf
filed 1h ago
E-filing copy (token) eFilingDoc9990810260152.pdf
filed 1h ago
Sanction letter+ Bank's calculation sheet inside Re: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - NHL/KLN/0524/1260843.eml
another customer's paper — not used 1h ago
Other image002.jpg
filed 1h ago
A mail's picture (a signature logo, a banner) — not a paper image001.jpg
filed 1h ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹28,150.90
Where it stands
waiting for the credit
Screenshot claims
₹28,740 455212809878,455230821628
This payment is from the Vyapar QR (HDFC) at 2026-07-04 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
Paid at
—
Verified on
not yet
stale_claim:2026-07-04:103d

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹11,330₹15,000₹320 ₹1,500₹28,150
By law ₹28,142. We ask ₹28,150 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

28 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Property type (Open / Building / Open + Building), Floor (person 1)
11 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number type, Second number, House type (Niwasi Sadanika / Shop / Gala …), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), PIN (person 1) …
✓ EzDocs checked every box against the document’s own words 1h ago — all agree.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Adobe Scan 4 Jul 2024.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
⚠ not in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) पालिकेचे नावःकुळगांव-बदलापूर इतर वर्णन :, इतर माहितीः मौजे कात्रप, ता. अंबरनाथ, जि.ठाणे, सर्वे. नं. 67/1, सर्वे.नं. 68 व 69 पैकी, मध्ये 11410.00 चौ.मी. पैकी, 11373.00 चौ.मी. भूखंडामध्ये प्रोत्साहनात्मक तरतुदीनुसार एकुण अनुज्ञेय क्षेत्र 18410.05 चौ. मी. पैकी नियोजित क्षेत्र 18409.25 चौ.मी. यावरील मोहन हायलँडस् को. ऑप. हौसिंग सोसायटी लि मधील लवेंडर विंग, बिल्डिंग नं. 12, फेज 1 तळमजला, शॉप नं. 003, क्षेत्र 21.25 चौ.मी. कारपेट. ((Survey Number : 67/1;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
image0.jpeg
as printed
SHOP NO 03, GROUND FLOOR, LAVENDER WING, BUILDING NO 12 PHASE 1. MOHAN HIGHLAND, SHIRGAON, BADLAPUR EAST, THANE, THANE, MAHARASHTRA, INDIA-421503
PIN
421503
the Index II
Adobe Scan 4 Jul 2024.pdf
the property
1) paalikeche naavahkulagaanva-badalaapura itara varnana :, itara maahitih mauje kaatrapa, taa. ambaranaatha, ji.thaane, sarve. nan. 67/1, sarve.nan. 68 va 69 paiki, madhye 11410.00 chau.mi. paiki, 11373.00 chau.mi. bhukhandaamadhye protsaahanaatmaka taratudinusaara ekuna anujnyeya kshetra 18410.05 chau. mi. paiki niyojita kshetra 18409.25 chau.mi. yaavarila mohana haayalandas ko. opa. hausinga sosaayati li madhila lavendara vinga, bildinga nan. 12, pheja 1 talamajalaa, shopa nan. 003, kshetra 21.25 chau.mi. kaarapeta. ((SURVEY NUMBER : 67/1;))
PIN
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
SHOP NO 03 GROUND FLOOR LAVENDER WING BUILDING NO 12 PHASE 1 MOHAN HIGHLAND SHIRGAON BADLAPUR EAST
Locality/Road
THANE MAHARASHTRA
Area/City
THANE
check or correct a box, the papers beside it →
the Index II also prints: 00, 003, 05, 11373, 11410, 18409, 18410, 21, AMBARANAATHA, ANUJNYEYA, BADALAAPURA, BHUKHANDAAMADHYE, BILDINGA, CANNOT, CHAU, EKUNA, HAAYALANDAS, HAUSINGA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorSANTOSHSINGH RAMRAJ YADAVAMGPY7531A

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chasearchana.pardhale@pnbhousing.com 1h ago
document chasearchana.pardhale@pnbhousing.com 1h ago
What EzDocs read from each document — check anything marked in red
Index II Adobe Scan 4 Jul 2024.pdf needs your check
kind
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'कुळगांव-बदलापूर', 'r11_serial': '9574/2024', 'r14_remark': '(ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area wit
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'कुळगांव-बदलापूर', 'r11_serial': '9574/2024', 'r14_remark': '(ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area within the limits of the Mumbai Metropolitan Region Development Authority or any other Urban area not mentioned in sub clause (i), or the Influence Areas as per the Annual Statement of Rates published under the Maharashtra Stamp (Determination of True Market Value of Property) Rules, 1995.', 'r4_locality': 'मौजे कात्रप, ता. अंबरनाथ, जि.ठाणे, सर्वे. नं. 67/1, सर्वे.नं. 68 व 69 पैकी, मध्ये 11410.00 चौ.मी. पैकी, 11373.00 चौ.मी. भूखंडामध्ये प्रोत्साहनात्मक तरतुदीनुसार एकुण अनुज्ञेय क्षेत्र 18410.05 चौ.मी. पैकी नियोजित क्षेत्र 18409.25 चौ.मी. यावरील मोहन हायलँडस् को. ऑप. हौसिंग सोसायटी लि मधील लवेंडर विंग, बिल्डिंग नं. 12, फेज 1 तळमजला, शॉप नं. 003, क्षेत्र 21.25 चौ.मी. कारपेट. ((Survey Number : 67/1;))', 'r5_area_text': '1) 21.25 चौ. मीटर', 'r7_executants': [{'age': '54', 'pan': 'ABCPY6955D', 'name': 'शिवबली रामसनेही यादव', 'address': 'प्लॉट नंः, माळा नं: -, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः रूम नं. 3, जोशी चाळ नं. 1, हिरापुरी रोड, ए ब्लॉक नं. 703 जवळ, गोकुळ नगर, उल्हासनगर 5, महाराष्ट्र, ठाणे. पिन कोड:- 421005'}, {'age': '32', 'pan': 'ADHPY1199E', 'name': 'सुशीलकुमार शिवबली यादव', 'address': 'प्लॉट नंः, माळा नं: -, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः रूम नं. 3, जोशी चाळ नं. 1, हिरापुरी रोड, ए ब्लॉक नं. 703 जवळ, गोकुळ नगर, उल्हासनगर 5,, महाराष्ट्र, ठाणे. पिन कोड:-421005'}], 'r8_purchasers': [{'age': '29', 'pan': 'AMGPY7531A', 'name': 'संतोषसिंह रामराज यादव', 'address': 'प्लॉट नं: -, माळा नं:-, इमारतीचे नावः -, ब्लॉक नंः -, रोड नं: ब्लॉक नं. 703 जवळ, नेताजी स्कुल मागे, गोकुळ नगर, उल्हासनगर-5, महाराष्ट्र, ठाणे. पिन कोड:-421005'}], 'r12_stamp_duty': 280000, 'r3_market_value': 1750000, 'r1_document_type': 'करारनामा', 'r2_consideration': 4300000, 'r9_execution_date': '01/07/2024', 'r13_registration_fee': 30000, 'r10_registration_date': '01/07/2024'}, 'doc_no': '9574', 'village': 'कात्रप', 'doc_kind': 'सूची क्र.2', 'doc_year': '2024', 'sro_name': 'सह दुय्यम निबंधक वर्ग-२ उल्हासनगर-२', 'area_text': '1) 21.25 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 30000, 'header_sro': 'दुय्यम निबंधक : सह दु.नि. उल्हासनगर 2&#x
Index II Adobe Scan 4 Jul 2024.pdf needs your check
dob
1994-05-30
pan
AMGPY7531A
name
SANTOSHSINGH RAMRAJ YADAV
legible
True
father name
RAMRAJ YADAV
header doc number
9574/2024
raw reading (for Abhijit)
{'dob': '1994-05-30', 'pan': 'AMGPY7531A', 'name': 'SANTOSHSINGH RAMRAJ YADAV', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAMRAJ YADAV', 'aadhaar_last4': None, 'quality_issue': None, 'header_doc_number': '9574/2024'}
Payment screenshot PHOTO-2024-07-04-17-45-16.jpg needs your check
utr
455212809878
date
2024-07-04
time
12:41
amount
600
method
UPI
payee upi
vyapar.169705262080@hdfcbank
payer upi
tejal.lotia-7@okaxis
payee name
THINK BIGZ INITIATIVE PVT LTD
payer name
TEJAL KAMLESH LOTIA
raw reading (for Abhijit)
{'utr': '455212809878', 'date': '2024-07-04', 'time': '12:41', 'amount': 600, 'method': 'UPI', 'payee_upi': 'vyapar.169705262080@hdfcbank', 'payer_upi': 'tejal.lotia-7@okaxis', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'TEJAL KAMLESH LOTIA', 'debit_notification_text': None}
Payment screenshot PHOTO-2024-07-04-17-45-16.jpg needs your check
utr
455230821628
date
2024-07-04
time
12:24
amount
28140
method
UPI
payee upi
vyapar.169705262080@hdfcbank
payee name
THINK BIGZ INITIATIVE P
raw reading (for Abhijit)
{'utr': '455230821628', 'date': '2024-07-04', 'time': '12:24', 'amount': 28140, 'method': 'UPI', 'payee_upi': 'vyapar.169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE P', 'payer_name': None, 'debit_notification_text': None}
Sanction letter image0.jpeg needs your check
lan
NHL/KLN/0524/1260843
legible
True
purpose
Non - Housing Loan,Business Purpose
confidence
1
rate words
PNBHFR * 13.05% per annum Applicable Rate of Interest * 13.05% -3.10% = 9.95% per annum as on the date of execution of the loan agreement
loan amount
3595000
rate spread
-3.1
final amount
3774000
interest rate
9.95
sanction date
03-JUL-24
letter version
10
reference rate
13.05
applicant email
santoshsinghyadav8@gmail.com
applicant names
Mr. Santoshsingh Ramraj Yadav, Mrs. Swati Santoshsingh Yadav
printed altered
False
applicant mobile
7709314775
balance transfer
False
property address
pin: 421503; state: Maharashtra; taluka: BADLAPUR EAST; Flat no: SHOP NO 03; district: Thane; Floor: GROUND FLOOR; landmark: LAVENDER WING; Address: SHOP NO 03, GROUND FLOOR, LAVENDER WING, BUILDING NO 12 PHASE 1
insurance premium
179000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
3774000
security address verbatim
SHOP NO 03, GROUND FLOOR, LAVENDER WING, BUILDING NO 12 PHASE 1. MOHAN HIGHLAND, SHIRGAON, BADLAPUR EAST, Thane, Thane, Maharashtra, India-421503
applicant address verbatim
Gokul nagar block no A703, Behind netaji school ulhasnagar 5, THANE 421505, Thane, MAHARASHTRA-421505, India
raw reading (for Abhijit)
{'lan': 'NHL/KLN/0524/1260843', 'legible': True, 'purpose': 'Non - Housing Loan,Business Purpose', 'borrowers': [], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBHFR * 13.05% per annum\nApplicable Rate of Interest * 13.05% -3.10% = 9.95% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 3595000, 'rate_spread': -3.1, 'final_amount': 3774000, 'interest_rate': 9.95, 'quality_issue': None, 'sanction_date': '03-JUL-24', 'letter_version': '10', 'reference_rate': 13.05, 'applicant_email': 'santoshsinghyadav8@gmail.com', 'applicant_names': ['Mr. Santoshsingh Ramraj Yadav', 'Mrs. Swati Santoshsingh Yadav'], 'printed_altered': False, 'applicant_mobile': '7709314775', 'balance_transfer': False, 'property_address': {'pin': '421503', 'road': None, 'state': 'Maharashtra', 'taluka': 'BADLAPUR EAST', 'flat_no': 'SHOP NO 03', 'district': 'Thane', 'floor_no': 'GROUND FLOOR', 'landmark': 'LAVENDER WING', 'full_address': 'SHOP NO 03, GROUND FLOOR, LAVENDER WING, BUILDING NO 12 PHASE 1. MOHAN HIGHLAND, SHIRGAON, BADLAPUR EAST, Thane, Thane, Maharashtra, India-421503', 'village_city': 'SHIRGAON', 'building_name': 'BUILDING NO 12 PHASE 1. MOHAN HIGHLAND', 'survey_or_cts_no': None}, 'insurance_premium': 179000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3774000, 'security_address_verbatim': 'SHOP NO 03, GROUND FLOOR, LAVENDER WING, BUILDING NO 12 PHASE 1. MOHAN HIGHLAND, SHIRGAON, BADLAPUR EAST, Thane, Thane, Maharashtra, India-421503', 'applicant_address_verbatim': 'Gokul nagar block no A703, Behind netaji school ulhasnagar 5, THANE 421505, Thane, MAHARASHTRA-421505, India'}
Paid challan (GRAS) SANTOSHSINGH RAMRAJ YADAV.pdf needs your check
grn
MH004781833202425E
pin
421503
total
26342.0
article
6(1)
defaced
False
bank cin
03006172024070500748
district
THANE
area city
THANE
payer pan
AMGPY7531A
flat block
SHOP NO 03, G FLOOR, LAVENDER WING ,BUILDING NO 12, PHASE 1, S NO 67/1, MOHAN HIGHLAND
payer name
SANTOSHSINGH RAMRAJ YADAV
sro office
ULH2_ULHASNAGAR 2 JT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3774000
scheme rows
{'amount': 11332.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
7709314775
payment date
05/07/2024-14:29:44
road locality
SHIRGAON BADLAPUR EAST
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
3774000
raw reading (for Abhijit)
{'grn': 'MH004781833202425E', 'pin': '421503', 'total': 26342.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172024070500748', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'AMGPY7531A', 'flat_block': 'SHOP NO 03, G FLOOR, LAVENDER WING ,BUILDING NO 12, PHASE 1, S NO 67/1, MOHAN HIGHLAND', 'payer_name': 'SANTOSHSINGH RAMRAJ YADAV', 'sro_office': 'ULH2_ULHASNAGAR 2 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3774000', 'scheme_rows': [{'amount': 11332.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': '7709314775', 'payment_date': '05/07/2024-14:29:44', 'road_locality': 'SHIRGAON BADLAPUR EAST', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3774000'}
Paid challan (GRAS) SANTOSHSINGH RAMRAJ YADAV.pdf needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Paid challan (GRAS) SANTOSHSINGH RAMRAJ YADAV EchallanMH011560800202627E.pdf needs your check
grn
MH011560800202627E
pin
421503
total
820.0
article
6(1)
defaced
False
bank cin
03006172026100700933
district
THANE
area city
THANE
payer pan
AMGXXXXXXA
flat block
SHOP NO 03, GROUND FLOOR, LAVENDER WING, BUILDING NO 12, PHASE 1, S NO 67/1,
payer name
SANTOSHSINGH RAMRAJ YADAV
sro office
ULH2_ULHASNAGAR 2 JT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=100000
scheme rows
{'amount': 310.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 510.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX4775
payment date
07/10/2026-16:31:30
road locality
MOHAN HIGHLAND SHIRGAON BADLAPUR EAST
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
100000
raw reading (for Abhijit)
{'grn': 'MH011560800202627E', 'pin': '421503', 'total': 820.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100700933', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'AMGXXXXXXA', 'flat_block': 'SHOP NO 03, GROUND FLOOR, LAVENDER WING, BUILDING NO 12, PHASE 1, S NO 67/1,', 'payer_name': 'SANTOSHSINGH RAMRAJ YADAV', 'sro_office': 'ULH2_ULHASNAGAR 2 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=100000', 'scheme_rows': [{'amount': 310.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 510.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4775', 'payment_date': '07/10/2026-16:31:30', 'road_locality': 'MOHAN HIGHLAND SHIRGAON BADLAPUR EAST', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '100000'}
E-filing copy (token) eFilingDoc9990810260152.pdf needs your check
sro
BVD3
kind
efiling_copy
token
9990810260152
legible
True
property
road: THANE; unit: SHOP N 003; floor: G; taluka: Ulhasanagar; numbers: [{'type': 'Survey Number', 'value': '67/1,68,69'}]; village: Katrap; building: MOHAN HIGHLAND CHSL,LAVENDER WING,BLDG 12,PHASE-1; district: Thane; ar
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'AMGPY7531A', 'name': 'SANTOSHSINGH RAMRAJ YADAV', 'address': 'Flat No:G, Floor No:G, Building Name:GOKUL NAGAR,BEHIND NETAJI SCHOOL ULHASANGAR 5, Road: THANE, City:THANE, State:MAHARASHTRA, District: THANE, Pin:
title deed
Agreement to Sale :9574/2024 SRO ULHASANAGAR 2
filing date
2026-10-08
loan amount
100000
payment lines
{'ref': 'MH011560800202627E', 'head': 'Stamp Duty', 'dated': '07/10/2026', 'amount': 100, 'ref_kind': 'GRN'}, {'ref': 'MH011560800202627E', 'head': 'Filing Fee', 'dated': '07/10/2026', 'amount': 500, 'ref_kind': 'GRN'},
date of mortgage
2026-10-08
raw reading (for Abhijit)
{'sro': 'BVD3', 'kind': 'efiling_copy', 'token': '9990810260152', 'legible': True, 'property': {'pin': None, 'road': 'THANE', 'unit': 'SHOP N 003', 'floor': 'G', 'taluka': 'Ulhasanagar', 'numbers': [{'type': 'Survey Number', 'value': '67/1,68,69'}], 'village': 'Katrap', 'building': 'MOHAN HIGHLAND CHSL,LAVENDER WING,BLDG 12,PHASE-1', 'district': 'Thane', 'area_text': 'Carpet : 21.25 Sq.mt.', 'local_body': None, 'description': 'Block Sector:SHIRGAON BADLAPUR EAST', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'AMGPY7531A', 'name': 'SANTOSHSINGH RAMRAJ YADAV', 'address': 'Flat No:G, Floor No:G, Building Name:GOKUL NAGAR,BEHIND NETAJI SCHOOL ULHASANGAR 5, Road: THANE, City:THANE, State:MAHARASHTRA, District: THANE, Pin:421505'}], 'title_deed': 'Agreement to Sale :9574/2024 SRO ULHASANAGAR 2', 'filing_date': '2026-10-08', 'loan_amount': 100000, 'payment_lines': [{'ref': 'MH011560800202627E', 'head': 'Stamp Duty', 'dated': '07/10/2026', 'amount': 100, 'ref_kind': 'GRN'}, {'ref': 'MH011560800202627E', 'head': 'Filing Fee', 'dated': '07/10/2026', 'amount': 500, 'ref_kind': 'GRN'}, {'ref': '1026080403139', 'head': 'Document Handling Charges', 'dated': '08/10/2026', 'amount': 300, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-08'}
Sanction letter Re: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - NHL/KLN/0524/1260843.eml needs your check
lan
HOU/BLR/HL/2023/100000000000001
legible
True
purpose
HOME PURCHASE
borrowers
{'name': 'PRAMOD KUMAR SINGH', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SMT. ANITA SINGH', 'role': 'co_applicant', 'label': 'Co-Applicant'}
loan type
Home Loan
confidence
1.0
rate words
Rate of Interest: 13.15% per annum (PNBHFRR). Effective Rate: 13.15% - 4.65% = 8.50% per annum as on the date of this letter.
loan amount
2000000.0
rate spread
-4.65
final amount
2050000.0
interest rate
8.5
not this case
True
quality issue
it prints PRAMOD KUMAR SINGH, ANITA SINGH; this case's people are Mr. Santoshsingh Ramraj Yadav, SANTOSHSINGH RAMRAJ YADAV — another customer's sanction letter (the branch sends several customers' papers in one mail). Ki
sanction date
2023-10-26
letter version
1.0
reference rate
13.15
applicant email
pramod.singh@example.com
applicant names
PRAMOD KUMAR SINGH, SMT. ANITA SINGH
printed altered
False
applicant mobile
9876543210
balance transfer
False
property address
pin: 412207; state: MAHARASHTRA; Flat no: 101; district: PUNE; Floor: FIRST; Address: FLAT NO. 101, FIRST FLOOR, BUILDING NO. 1, "SAI KRUPA APARTMENTS", S. NO. 123/4, PLOT NO. 5, WAGHOLI, PUNE, MAHARASHTRA - 4122
insurance premium
50000.0
final amount label
Total Loan Amount
includes insurance
True
total with insurance
2050000.0
security address verbatim
FLAT NO. 101, FIRST FLOOR, BUILDING NO. 1, "SAI KRUPA APARTMENTS", S. NO. 123/4, PLOT NO. 5, WAGHOLI, PUNE, MAHARASHTRA - 412207
applicant address verbatim
PRAMOD KUMAR SINGH FLAT NO. 501, BUILDING NO. 5, "GANESH RESIDENCY", KHARADI, PUNE, MAHARASHTRA - 411014
raw reading (for Abhijit)
{'lan': 'HOU/BLR/HL/2023/100000000000001', 'legible': True, 'purpose': 'HOME PURCHASE', 'borrowers': [{'name': 'PRAMOD KUMAR SINGH', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SMT. ANITA SINGH', 'role': 'co_applicant', 'label': 'Co-Applicant'}], 'loan_type': 'Home Loan', 'confidence': 1.0, 'rate_words': 'Rate of Interest: 13.15% per annum (PNBHFRR). Effective Rate: 13.15% - 4.65% = 8.50% per annum as on the date of this letter.', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2000000.0, 'rate_spread': -4.65, 'final_amount': 2050000.0, 'interest_rate': 8.5, 'not_this_case': True, 'quality_issue': "it prints PRAMOD KUMAR SINGH, ANITA SINGH; this case's people are Mr. Santoshsingh Ramraj Yadav, SANTOSHSINGH RAMRAJ YADAV — another customer's sanction letter (the branch sends several customers' papers in one mail). Kindly share this case's own sanction letter", 'sanction_date': '2023-10-26', 'letter_version': '1.0', 'reference_rate': 13.15, 'applicant_email': 'pramod.singh@example.com', 'applicant_names': ['PRAMOD KUMAR SINGH', 'SMT. ANITA SINGH'], 'printed_altered': False, 'applicant_mobile': '9876543210', 'balance_transfer': False, 'property_address': {'pin': '412207', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '101', 'district': 'PUNE', 'floor_no': 'FIRST', 'landmark': None, 'full_address': 'FLAT NO. 101, FIRST FLOOR, BUILDING NO. 1, "SAI KRUPA APARTMENTS", S. NO. 123/4, PLOT NO. 5, WAGHOLI, PUNE, MAHARASHTRA - 412207', 'village_city': 'WAGHOLI', 'building_name': 'SAI KRUPA APARTMENTS', 'survey_or_cts_no': 'S. NO. 123/4, PLOT NO. 5'}, 'insurance_premium': 50000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2050000.0, 'security_address_verbatim': 'FLAT NO. 101, FIRST FLOOR, BUILDING NO. 1, "SAI KRUPA APARTMENTS", S. NO. 123/4, PLOT NO. 5, WAGHOLI, PUNE, MAHARASHTRA - 412207', 'applicant_address_verbatim': 'PRAMOD KUMAR SINGH\nFLAT NO. 501, BUILDING NO. 5,\n"GANESH RESIDENCY", KHARADI,\nPUNE, MAHARASHTRA - 411014'}
Other image002.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Payment screenshot PHOTO-2024-07-04-17-45-16.jpg needs your check
payments inside
payments: [{'utr': '455230821628', 'date': '2024-07-04', 'page': 1, 'time': '12:24', 'payee': 'THINK BIGZ INITIATIVE P', 'amount': 28140.0, 'direction': 'credit', 'narration': 'Paid to THINK BIGZ INITIATIVE P', 'proof_ki
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '455230821628', 'date': '2024-07-04', 'page': 1, 'time': '12:24', 'payee': 'THINK BIGZ INITIATIVE P', 'amount': 28140.0, 'direction': 'credit', 'narration': 'Paid to THINK BIGZ INITIATIVE P', 'proof_kind': 'success_screen'}]}}
Payment screenshot PHOTO-2024-07-04-17-45-16.jpg needs your check
payments inside
bank: State Bank of India; kind: payment_screenshot; payments: [{'utr': '455212809878', 'date': '2024-07-04', 'page': 1, 'time': '12:41', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 600.0, 'direction': 'debit', '
raw reading (for Abhijit)
{'payments_inside': {'bank': 'State Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '455212809878', 'date': '2024-07-04', 'page': 1, 'time': '12:41', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 600.0, 'direction': 'debit', 'narration': 'UPI transaction ID 455212809878 To: THINK BIGZ INITIATIVE PVT LTD vyapar.169705262080@hdfcbank From: TEJAL KAMLESH LOTIA (State Bank of India) tejal.lotia-7@okaxis Google transaction ID CICAgPCR4qaRVA', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '8981', 'account_holder': 'TEJAL KAMLESH LOTIA'}}
Technical record (for Abhijit — safe to ignore)
1h agoEzDocsextra_challan_scanned{'found': 0}
1h agoEzDocsdocument_reread{'now': ['index2', 'pan', 'selfie'], 'was': ['index2', 'pan', 'selfie'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'Adobe Scan 4 Jul 2024.pdf', 'doc_id': 'f2
1h agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
1h agoEzDocstitle_doc_on_case_filing_open{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Adobe Scan 4 Jul 2024.pdf', 'kind': 'index2'}
1h agoEzDocschallan_found_on_case{'was': 'AWAITING_PAYMENT', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SANTOSHSINGH RAMRAJ YADAV.pdf', 'kind': 'paid'}
1h agoEzDocsindex2_docno_read{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'Adobe Scan 4 Jul 2024.pdf', 'doc_id': 'f2094a2c-18d4-4aae-accf-c419c92e165c', 'he
1h agoEzDocsreader_home_address{'fp': '17a6461a1c46d825', 'from': 'the sanction letter (image0.jpeg)', 'home': {'pin': '421505', 'flat': 'A703', 'road': 'Behind netaji school', 'state': 'MAHARASHTRA', 'building': 'Gokul nagar block', 'district': 'Than
1h agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '5bbbaa18-902f-4ce9-8b63-24feb344d222'}
1h agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': 'Loan Amount: the team typed 100000 — no paper on the
1h agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 37,74,000 from the sanction copy s
1h agoEzDocsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Team,\n\nKindly share the following to process the challan:\n\n 1. Kindly
1h agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'AWAITING_DOCS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger'
1h agoEzDocshidden_payment_scan{'file': 'PHOTO-2024-07-04-17-45-16.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '911d0477-d84e-40d0-a2ae-cf71c493bbf4', 'fetched': True}
1h agoEzDocspayment_found_in_statement{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'PHOTO-2024-07-04-17
1h agoEzDocsstale_claim_flagged{'age_days': 103, 'claim_date': '2026-07-04'}
1h agoEzDocsclaim_part_duplicate{'utr': '455212809878', 'date': '2026-07-04', 'parts': 2, 'amount': 600.0, 'claimed_total': 28740.0}
1h agoEzDocsscreenshot_year_fixed524{'now': '2026-07-04', 'utr': '455212809878', 'why': "the screenshot prints the day and the month; the year was read as 2024 — the payment is 2026's, a few days or weeks before the screenshot reached us", 'read': '2024-07
1h agoEzDocshidden_payment_scan{'file': 'PHOTO-2024-07-04-17-45-16.jpg', 'kind': None, 'found': 0, 'doc_id': 'fca20e32-4262-4a11-9943-05d16ab3a1c2', 'fetched': True}
1h agoEzDocsfile_note490{'v': '1', 'at': '2026-10-15T12:13:21', 'why': 'reading', 'open': 9, 'mails': [{'at': '2026-10-15 12:03', 'id': '1a13f73540d315d7', 'from': 'branch', 'gist': 'The bank branch is sharing the downloaded copy of the e-filin
1h agoEzDocsbranch_from_reading501{'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'KALYAN'}
1h agoEzDocscase_read{'how': 'uri', 'tag': '75ade327bfdab266', 'docs': ['Adobe Scan 4 Jul 2024.pdf', 'image0.jpeg'], 'loan': {'amount': 3774000, 'made_of': [{'what': 'Loan Amount', 'paper': 'sanction letter (document 2)', 'quote': 'INR 35,95
1h agoEzDocsemail_shadowed:doc_chase{'to': 'archana.pardhale@pnbhousing.com', 'body': 'Team,\n\nKindly share the following to process the challan:\n\n 1. Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 37,74,000 from the sancti
1h agoEzDocsexpectation_recorded_silently{'why': 'the thread already holds a challan — no quote mail, but the figure is needed to judge the payment', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is checked against', 'exp
1h agoEzDocsclaim_applied_on_quote{'utr': '455212809878,455230821628', 'parts': 2, 'claimed_total': 28740.0}
1h agoEzDocsreceivable_created{'expected': 28150.9}
1h agoEzDocsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Team,\n\nKindly share the following to process the challan:\n\n 1. Applic
1h agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'AWAITING_DOCS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger'
1h agoEzDocsthread_docs_swept{'why': 'this case had no papers at all — its own threads were read for the attachments nobody had pulled yet', 'error': None, 'stored': 10, 'why_not': None, 'messages': 12}
1h agoEzDocsthread_documents_backfilled{'why': None, 'stored': 10, 'mailbox': 'pnb.noifilling@gmail.com', 'skipped': 0, 'messages': 12, 'unreadable_threads': 0}
1h agoEzDocsdocument_received{'why': "a mail's picture — a signature logo, a banner, an icon (an image of 293 x 66 pixels, 6 KB) — kept with the mail, never sent to a reading", 'file': 'image001.jpg', 'doc_id': '14e2dfdc-d546-4d3a-a2be-faaec297eef4'

Case diary the case’s history — what happened, newest day first

Papers
1 still needed for the challan
Applicant's Aadhaar Card
Money
₹28,740 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Index II pending
Waiting on the government.
Next — whose move
The government
Index II
For you to check: In the branch's mail of 15 Oct (from archana.pardhale@pnbhousing.com, “RE: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - NHL/KLN/052”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: Re: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - NHL/KLN/052 is PRAMOD KUMAR SINGH, ANITA SINGH (loan HOU/BLR/HL/2023/10000000000000)'s, not Santoshsingh Ramraj Yadav's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against Santoshsingh's own letter. (Set aside as another customer's.) Mail bounced — the branch did not get it. Re-send. The work is done — our fee of ₹28,150.90 is still not in our account. Chase the branch for it. Payment proof is from 2026-07-04 — an old receipt?
Today · 15 Oct41 things
A file was read again from the start — everything inside it now counts
18:03
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
18:02
The branch's title document is on the case — the filing is the NOI team's move
18:02
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
18:02
Nothing new to ask for — stayed quiet
17:50
An old draft withdrew itself — its asks were already answered
17:50
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
17:50
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
17:50
EzDocs took 38 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
17:50
EzDocs read the whole file
17:43
Wrote the document chase mail — held, silent mode
RE: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - NHL/KLN/0524/1260843
17:43
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
17:43
The payment proof already on the case was applied
17:43
An old draft withdrew itself — its asks were already answered
17:43
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
17:43
Documents the branch had sent were fetched from the mail thread
17:43
Received: logo
image001.jpg
17:43
The loan amount was worked out from the papers
17:43
Received: other
image002.jpg
17:43
Received: Sanction letter — not usable
Re: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - N — it prints PRAMOD KUMAR SINGH, ANITA SINGH; this case's people are Mr. Santoshsingh Ramraj Yadav, SANTOSHSINGH RAMRAJ YADAV — another customer's sanction letter (the branch sends several customers' papers in one mail). Kindly share this case's own sanction letter
17:42
Received: E-filing copy
eFilingDoc9990810260152.pdf
17:42
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
17:42
Challan re-read against the case — matches exactly
17:42
Received: Challan
SANTOSHSINGH RAMRAJ YADAV EchallanMH011560800202627E.pdf
17:42
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
17:42
Challan re-read against the case — matches exactly
17:42
Received: Challan
SANTOSHSINGH RAMRAJ YADAV.pdf
17:42
The loan amount was worked out from the papers
17:42
Property address read from the sanction letter
17:42
Wrote the document chase mail — held, silent mode
RE: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - NHL/KLN/0524/1260843
17:42
Received: Sanction letter
image0.jpeg
17:42
Payment proof arrived before the case was quoted — held
17:41
Received: Payment screenshot
PHOTO-2024-07-04-17-45-16.jpg
17:41
Payment proof arrived before the case was quoted — held
17:41
Received: Payment screenshot
PHOTO-2024-07-04-17-45-16.jpg
17:41
Property read from the Index II
17:41
Index II (title document) received from the branch
17:41
Received: Index II
Adobe Scan 4 Jul 2024.pdf
17:41
EzDocs read the whole trail as one conversation — where the case stands is on the page
17:41
Nothing new to ask for — stayed quiet
17:35
Case opened from the branch's mail
17:34
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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