Mr. Santoshsingh Ramraj Yadav
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- In the branch's mail of 15 Oct (from archana.pardhale@pnbhousing.com, “RE: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - NHL/KLN/052”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: Re: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - NHL/KLN/052 is PRAMOD KUMAR SINGH, ANITA SINGH (loan HOU/BLR/HL/2023/10000000000000)'s, not Santoshsingh Ramraj Yadav's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against Santoshsingh's own letter. (Set aside as another customer's.)
- Mail bounced — the branch did not get it. Re-send.
- The work is done — our fee of ₹28,150.90 is still not in our account. Chase the branch for it.
- Payment proof is from 2026-07-04 — an old receipt?
why?
Day by day — every step and who held it
Next step
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| The PAN card | SANTOSHSINGH RAMRAJ YADAV |
| The sanction letter DIFFERS | MR. SANTOSHSINGH RAMRAJ YADAV |
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH004781833202425E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper07 Oct, 16:34 · 8d ago THE APP JOINED HERE — earlier mails are on Gmail
Team,
PFA challan for your reference.
earlier mails quoted below
6 more mails in between — open
08 Oct, 11:35 · 7d ago
PFA DOWNLOADED COPY OF EFILING
earlier mails quoted below
08 Oct, 11:37 · 7d ago
DEAR TEAM,
PFA DOWNLOADED COPY OF EFILING
earlier mails quoted below
08 Oct, 11:37 · 7d ago
DEAR TEAM,
PFA DOWNLOADED COPY OF EFILING
earlier mails quoted below
15 Oct, 17:33 · 1h ago
DEAR TEAM,
PFA DOWNLOADED COPY OF EFILING
earlier mails quoted below
15 Oct, 17:53 · 1h ago
ThinkBigz
M:-8097244974
earlier mails quoted below
15 Oct, 17:53 · 1h ago
ThinkBigz
M:-8097244974
earlier mails quoted below
15 Oct, 17:53 · 1h ago
Deemed defaced challan,
earlier mails quoted below
15 Oct, 17:54 · 1h ago
Deemed defaced challan,
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Index II+ PAN card inside+ Selfie / photo insidethe branch sent this — an input | Adobe Scan 4 Jul 2024.pdf | filed | 1h ago |
| Payment screenshot | PHOTO-2024-07-04-17-45-16.jpg | filed | 1h ago |
| Payment screenshot | PHOTO-2024-07-04-17-45-16.jpg | filed | 1h ago |
| Sanction letter | image0.jpeg | filed | 1h ago |
| Paid challan (GRAS) | SANTOSHSINGH RAMRAJ YADAV.pdf | filed | 1h ago |
| Paid challan (GRAS) | SANTOSHSINGH RAMRAJ YADAV EchallanMH011560800202627E.pdf | filed | 1h ago |
| E-filing copy (token) | eFilingDoc9990810260152.pdf | filed | 1h ago |
| Sanction letter+ Bank's calculation sheet inside | Re: 0.3% & 0.5% in Case of Mr. SANTOSHSINGH RAMRAJ YADAV - NHL/KLN/0524/1260843.eml | another customer's paper — not used | 1h ago |
| Other | image002.jpg | filed | 1h ago |
| A mail's picture (a signature logo, a banner) — not a paper | image001.jpg | filed | 1h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹28,150.90
waiting for the credit
₹28,740 455212809878,455230821628
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹11,330 | ₹15,000 | ₹320 | ₹1,500 | ₹28,150 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
SHOP NO 03, GROUND FLOOR, LAVENDER WING, BUILDING NO 12 PHASE 1. MOHAN HIGHLAND, SHIRGAON, BADLAPUR EAST, THANE, THANE, MAHARASHTRA, INDIA-421503
421503
1) paalikeche naavahkulagaanva-badalaapura itara varnana :, itara maahitih mauje kaatrapa, taa. ambaranaatha, ji.thaane, sarve. nan. 67/1, sarve.nan. 68 va 69 paiki, madhye 11410.00 chau.mi. paiki, 11373.00 chau.mi. bhukhandaamadhye protsaahanaatmaka taratudinusaara ekuna anujnyeya kshetra 18410.05 chau. mi. paiki niyojita kshetra 18409.25 chau.mi. yaavarila mohana haayalandas ko. opa. hausinga sosaayati li madhila lavendara vinga, bildinga nan. 12, pheja 1 talamajalaa, shopa nan. 003, kshetra 21.25 chau.mi. kaarapeta. ((SURVEY NUMBER : 67/1;))
I CANNOT TELL
SHOP NO 03 GROUND FLOOR LAVENDER WING BUILDING NO 12 PHASE 1 MOHAN HIGHLAND SHIRGAON BADLAPUR EAST
THANE MAHARASHTRA
THANE
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SANTOSHSINGH RAMRAJ YADAV | AMGPY7531A |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | archana.pardhale@pnbhousing.com | 1h ago |
| document chase | archana.pardhale@pnbhousing.com | 1h ago |
What EzDocs read from each document — check anything marked in red
index2_input
pin: I CANNOT TELL; rows: {'r4_palika': 'कुळगांव-बदलापूर', 'r11_serial': '9574/2024', 'r14_remark': '(ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area wit
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'कुळगांव-बदलापूर', 'r11_serial': '9574/2024', 'r14_remark': '(ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area within the limits of the Mumbai Metropolitan Region Development Authority or any other Urban area not mentioned in sub clause (i), or the Influence Areas as per the Annual Statement of Rates published under the Maharashtra Stamp (Determination of True Market Value of Property) Rules, 1995.', 'r4_locality': 'मौजे कात्रप, ता. अंबरनाथ, जि.ठाणे, सर्वे. नं. 67/1, सर्वे.नं. 68 व 69 पैकी, मध्ये 11410.00 चौ.मी. पैकी, 11373.00 चौ.मी. भूखंडामध्ये प्रोत्साहनात्मक तरतुदीनुसार एकुण अनुज्ञेय क्षेत्र 18410.05 चौ.मी. पैकी नियोजित क्षेत्र 18409.25 चौ.मी. यावरील मोहन हायलँडस् को. ऑप. हौसिंग सोसायटी लि मधील लवेंडर विंग, बिल्डिंग नं. 12, फेज 1 तळमजला, शॉप नं. 003, क्षेत्र 21.25 चौ.मी. कारपेट. ((Survey Number : 67/1;))', 'r5_area_text': '1) 21.25 चौ. मीटर', 'r7_executants': [{'age': '54', 'pan': 'ABCPY6955D', 'name': 'शिवबली रामसनेही यादव', 'address': 'प्लॉट नंः, माळा नं: -, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः रूम नं. 3, जोशी चाळ नं. 1, हिरापुरी रोड, ए ब्लॉक नं. 703 जवळ, गोकुळ नगर, उल्हासनगर 5, महाराष्ट्र, ठाणे. पिन कोड:- 421005'}, {'age': '32', 'pan': 'ADHPY1199E', 'name': 'सुशीलकुमार शिवबली यादव', 'address': 'प्लॉट नंः, माळा नं: -, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः रूम नं. 3, जोशी चाळ नं. 1, हिरापुरी रोड, ए ब्लॉक नं. 703 जवळ, गोकुळ नगर, उल्हासनगर 5,, महाराष्ट्र, ठाणे. पिन कोड:-421005'}], 'r8_purchasers': [{'age': '29', 'pan': 'AMGPY7531A', 'name': 'संतोषसिंह रामराज यादव', 'address': 'प्लॉट नं: -, माळा नं:-, इमारतीचे नावः -, ब्लॉक नंः -, रोड नं: ब्लॉक नं. 703 जवळ, नेताजी स्कुल मागे, गोकुळ नगर, उल्हासनगर-5, महाराष्ट्र, ठाणे. पिन कोड:-421005'}], 'r12_stamp_duty': 280000, 'r3_market_value': 1750000, 'r1_document_type': 'करारनामा', 'r2_consideration': 4300000, 'r9_execution_date': '01/07/2024', 'r13_registration_fee': 30000, 'r10_registration_date': '01/07/2024'}, 'doc_no': '9574', 'village': 'कात्रप', 'doc_kind': 'सूची क्र.2', 'doc_year': '2024', 'sro_name': 'सह दुय्यम निबंधक वर्ग-२ उल्हासनगर-२', 'area_text': '1) 21.25 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 30000, 'header_sro': 'दुय्यम निबंधक : सह दु.नि. उल्हासनगर 21994-05-30
AMGPY7531A
SANTOSHSINGH RAMRAJ YADAV
True
RAMRAJ YADAV
9574/2024
raw reading (for Abhijit)
{'dob': '1994-05-30', 'pan': 'AMGPY7531A', 'name': 'SANTOSHSINGH RAMRAJ YADAV', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAMRAJ YADAV', 'aadhaar_last4': None, 'quality_issue': None, 'header_doc_number': '9574/2024'}455212809878
2024-07-04
12:41
600
UPI
vyapar.169705262080@hdfcbank
tejal.lotia-7@okaxis
THINK BIGZ INITIATIVE PVT LTD
TEJAL KAMLESH LOTIA
raw reading (for Abhijit)
{'utr': '455212809878', 'date': '2024-07-04', 'time': '12:41', 'amount': 600, 'method': 'UPI', 'payee_upi': 'vyapar.169705262080@hdfcbank', 'payer_upi': 'tejal.lotia-7@okaxis', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'TEJAL KAMLESH LOTIA', 'debit_notification_text': None}455230821628
2024-07-04
12:24
28140
UPI
vyapar.169705262080@hdfcbank
THINK BIGZ INITIATIVE P
raw reading (for Abhijit)
{'utr': '455230821628', 'date': '2024-07-04', 'time': '12:24', 'amount': 28140, 'method': 'UPI', 'payee_upi': 'vyapar.169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE P', 'payer_name': None, 'debit_notification_text': None}NHL/KLN/0524/1260843
True
Non - Housing Loan,Business Purpose
1
PNBHFR * 13.05% per annum Applicable Rate of Interest * 13.05% -3.10% = 9.95% per annum as on the date of execution of the loan agreement
3595000
-3.1
3774000
9.95
03-JUL-24
10
13.05
santoshsinghyadav8@gmail.com
Mr. Santoshsingh Ramraj Yadav, Mrs. Swati Santoshsingh Yadav
False
7709314775
False
pin: 421503; state: Maharashtra; taluka: BADLAPUR EAST; Flat no: SHOP NO 03; district: Thane; Floor: GROUND FLOOR; landmark: LAVENDER WING; Address: SHOP NO 03, GROUND FLOOR, LAVENDER WING, BUILDING NO 12 PHASE 1
179000
Total Loan Amount
True
3774000
SHOP NO 03, GROUND FLOOR, LAVENDER WING, BUILDING NO 12 PHASE 1. MOHAN HIGHLAND, SHIRGAON, BADLAPUR EAST, Thane, Thane, Maharashtra, India-421503
Gokul nagar block no A703, Behind netaji school ulhasnagar 5, THANE 421505, Thane, MAHARASHTRA-421505, India
raw reading (for Abhijit)
{'lan': 'NHL/KLN/0524/1260843', 'legible': True, 'purpose': 'Non - Housing Loan,Business Purpose', 'borrowers': [], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBHFR * 13.05% per annum\nApplicable Rate of Interest * 13.05% -3.10% = 9.95% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 3595000, 'rate_spread': -3.1, 'final_amount': 3774000, 'interest_rate': 9.95, 'quality_issue': None, 'sanction_date': '03-JUL-24', 'letter_version': '10', 'reference_rate': 13.05, 'applicant_email': 'santoshsinghyadav8@gmail.com', 'applicant_names': ['Mr. Santoshsingh Ramraj Yadav', 'Mrs. Swati Santoshsingh Yadav'], 'printed_altered': False, 'applicant_mobile': '7709314775', 'balance_transfer': False, 'property_address': {'pin': '421503', 'road': None, 'state': 'Maharashtra', 'taluka': 'BADLAPUR EAST', 'flat_no': 'SHOP NO 03', 'district': 'Thane', 'floor_no': 'GROUND FLOOR', 'landmark': 'LAVENDER WING', 'full_address': 'SHOP NO 03, GROUND FLOOR, LAVENDER WING, BUILDING NO 12 PHASE 1. MOHAN HIGHLAND, SHIRGAON, BADLAPUR EAST, Thane, Thane, Maharashtra, India-421503', 'village_city': 'SHIRGAON', 'building_name': 'BUILDING NO 12 PHASE 1. MOHAN HIGHLAND', 'survey_or_cts_no': None}, 'insurance_premium': 179000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3774000, 'security_address_verbatim': 'SHOP NO 03, GROUND FLOOR, LAVENDER WING, BUILDING NO 12 PHASE 1. MOHAN HIGHLAND, SHIRGAON, BADLAPUR EAST, Thane, Thane, Maharashtra, India-421503', 'applicant_address_verbatim': 'Gokul nagar block no A703, Behind netaji school ulhasnagar 5, THANE 421505, Thane, MAHARASHTRA-421505, India'}MH004781833202425E
421503
26342.0
6(1)
False
03006172024070500748
THANE
THANE
AMGPY7531A
SHOP NO 03, G FLOOR, LAVENDER WING ,BUILDING NO 12, PHASE 1, S NO 67/1, MOHAN HIGHLAND
SANTOSHSINGH RAMRAJ YADAV
ULH2_ULHASNAGAR 2 JT SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3774000
{'amount': 11332.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
7709314775
05/07/2024-14:29:44
SHIRGAON BADLAPUR EAST
AAACP3682N
PNB HOUSING FINANCE LTD
3774000
raw reading (for Abhijit)
{'grn': 'MH004781833202425E', 'pin': '421503', 'total': 26342.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172024070500748', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'AMGPY7531A', 'flat_block': 'SHOP NO 03, G FLOOR, LAVENDER WING ,BUILDING NO 12, PHASE 1, S NO 67/1, MOHAN HIGHLAND', 'payer_name': 'SANTOSHSINGH RAMRAJ YADAV', 'sro_office': 'ULH2_ULHASNAGAR 2 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3774000', 'scheme_rows': [{'amount': 11332.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': '7709314775', 'payment_date': '05/07/2024-14:29:44', 'road_locality': 'SHIRGAON BADLAPUR EAST', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3774000'}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}MH011560800202627E
421503
820.0
6(1)
False
03006172026100700933
THANE
THANE
AMGXXXXXXA
SHOP NO 03, GROUND FLOOR, LAVENDER WING, BUILDING NO 12, PHASE 1, S NO 67/1,
SANTOSHSINGH RAMRAJ YADAV
ULH2_ULHASNAGAR 2 JT SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=100000
{'amount': 310.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 510.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX4775
07/10/2026-16:31:30
MOHAN HIGHLAND SHIRGAON BADLAPUR EAST
AAACP3682N
PNB HOUSING FINANCE LTD
100000
raw reading (for Abhijit)
{'grn': 'MH011560800202627E', 'pin': '421503', 'total': 820.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100700933', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'AMGXXXXXXA', 'flat_block': 'SHOP NO 03, GROUND FLOOR, LAVENDER WING, BUILDING NO 12, PHASE 1, S NO 67/1,', 'payer_name': 'SANTOSHSINGH RAMRAJ YADAV', 'sro_office': 'ULH2_ULHASNAGAR 2 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=100000', 'scheme_rows': [{'amount': 310.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 510.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4775', 'payment_date': '07/10/2026-16:31:30', 'road_locality': 'MOHAN HIGHLAND SHIRGAON BADLAPUR EAST', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '100000'}BVD3
efiling_copy
9990810260152
True
road: THANE; unit: SHOP N 003; floor: G; taluka: Ulhasanagar; numbers: [{'type': 'Survey Number', 'value': '67/1,68,69'}]; village: Katrap; building: MOHAN HIGHLAND CHSL,LAVENDER WING,BLDG 12,PHASE-1; district: Thane; ar
PNB HOUSING FINANCE LTD
{'pan': 'AMGPY7531A', 'name': 'SANTOSHSINGH RAMRAJ YADAV', 'address': 'Flat No:G, Floor No:G, Building Name:GOKUL NAGAR,BEHIND NETAJI SCHOOL ULHASANGAR 5, Road: THANE, City:THANE, State:MAHARASHTRA, District: THANE, Pin:
Agreement to Sale :9574/2024 SRO ULHASANAGAR 2
2026-10-08
100000
{'ref': 'MH011560800202627E', 'head': 'Stamp Duty', 'dated': '07/10/2026', 'amount': 100, 'ref_kind': 'GRN'}, {'ref': 'MH011560800202627E', 'head': 'Filing Fee', 'dated': '07/10/2026', 'amount': 500, 'ref_kind': 'GRN'},
2026-10-08
raw reading (for Abhijit)
{'sro': 'BVD3', 'kind': 'efiling_copy', 'token': '9990810260152', 'legible': True, 'property': {'pin': None, 'road': 'THANE', 'unit': 'SHOP N 003', 'floor': 'G', 'taluka': 'Ulhasanagar', 'numbers': [{'type': 'Survey Number', 'value': '67/1,68,69'}], 'village': 'Katrap', 'building': 'MOHAN HIGHLAND CHSL,LAVENDER WING,BLDG 12,PHASE-1', 'district': 'Thane', 'area_text': 'Carpet : 21.25 Sq.mt.', 'local_body': None, 'description': 'Block Sector:SHIRGAON BADLAPUR EAST', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'AMGPY7531A', 'name': 'SANTOSHSINGH RAMRAJ YADAV', 'address': 'Flat No:G, Floor No:G, Building Name:GOKUL NAGAR,BEHIND NETAJI SCHOOL ULHASANGAR 5, Road: THANE, City:THANE, State:MAHARASHTRA, District: THANE, Pin:421505'}], 'title_deed': 'Agreement to Sale :9574/2024 SRO ULHASANAGAR 2', 'filing_date': '2026-10-08', 'loan_amount': 100000, 'payment_lines': [{'ref': 'MH011560800202627E', 'head': 'Stamp Duty', 'dated': '07/10/2026', 'amount': 100, 'ref_kind': 'GRN'}, {'ref': 'MH011560800202627E', 'head': 'Filing Fee', 'dated': '07/10/2026', 'amount': 500, 'ref_kind': 'GRN'}, {'ref': '1026080403139', 'head': 'Document Handling Charges', 'dated': '08/10/2026', 'amount': 300, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-08'}HOU/BLR/HL/2023/100000000000001
True
HOME PURCHASE
{'name': 'PRAMOD KUMAR SINGH', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SMT. ANITA SINGH', 'role': 'co_applicant', 'label': 'Co-Applicant'}
Home Loan
1.0
Rate of Interest: 13.15% per annum (PNBHFRR). Effective Rate: 13.15% - 4.65% = 8.50% per annum as on the date of this letter.
2000000.0
-4.65
2050000.0
8.5
True
it prints PRAMOD KUMAR SINGH, ANITA SINGH; this case's people are Mr. Santoshsingh Ramraj Yadav, SANTOSHSINGH RAMRAJ YADAV — another customer's sanction letter (the branch sends several customers' papers in one mail). Ki
2023-10-26
1.0
13.15
pramod.singh@example.com
PRAMOD KUMAR SINGH, SMT. ANITA SINGH
False
9876543210
False
pin: 412207; state: MAHARASHTRA; Flat no: 101; district: PUNE; Floor: FIRST; Address: FLAT NO. 101, FIRST FLOOR, BUILDING NO. 1, "SAI KRUPA APARTMENTS", S. NO. 123/4, PLOT NO. 5, WAGHOLI, PUNE, MAHARASHTRA - 4122
50000.0
Total Loan Amount
True
2050000.0
FLAT NO. 101, FIRST FLOOR, BUILDING NO. 1, "SAI KRUPA APARTMENTS", S. NO. 123/4, PLOT NO. 5, WAGHOLI, PUNE, MAHARASHTRA - 412207
PRAMOD KUMAR SINGH FLAT NO. 501, BUILDING NO. 5, "GANESH RESIDENCY", KHARADI, PUNE, MAHARASHTRA - 411014
raw reading (for Abhijit)
{'lan': 'HOU/BLR/HL/2023/100000000000001', 'legible': True, 'purpose': 'HOME PURCHASE', 'borrowers': [{'name': 'PRAMOD KUMAR SINGH', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SMT. ANITA SINGH', 'role': 'co_applicant', 'label': 'Co-Applicant'}], 'loan_type': 'Home Loan', 'confidence': 1.0, 'rate_words': 'Rate of Interest: 13.15% per annum (PNBHFRR). Effective Rate: 13.15% - 4.65% = 8.50% per annum as on the date of this letter.', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2000000.0, 'rate_spread': -4.65, 'final_amount': 2050000.0, 'interest_rate': 8.5, 'not_this_case': True, 'quality_issue': "it prints PRAMOD KUMAR SINGH, ANITA SINGH; this case's people are Mr. Santoshsingh Ramraj Yadav, SANTOSHSINGH RAMRAJ YADAV — another customer's sanction letter (the branch sends several customers' papers in one mail). Kindly share this case's own sanction letter", 'sanction_date': '2023-10-26', 'letter_version': '1.0', 'reference_rate': 13.15, 'applicant_email': 'pramod.singh@example.com', 'applicant_names': ['PRAMOD KUMAR SINGH', 'SMT. ANITA SINGH'], 'printed_altered': False, 'applicant_mobile': '9876543210', 'balance_transfer': False, 'property_address': {'pin': '412207', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '101', 'district': 'PUNE', 'floor_no': 'FIRST', 'landmark': None, 'full_address': 'FLAT NO. 101, FIRST FLOOR, BUILDING NO. 1, "SAI KRUPA APARTMENTS", S. NO. 123/4, PLOT NO. 5, WAGHOLI, PUNE, MAHARASHTRA - 412207', 'village_city': 'WAGHOLI', 'building_name': 'SAI KRUPA APARTMENTS', 'survey_or_cts_no': 'S. NO. 123/4, PLOT NO. 5'}, 'insurance_premium': 50000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2050000.0, 'security_address_verbatim': 'FLAT NO. 101, FIRST FLOOR, BUILDING NO. 1, "SAI KRUPA APARTMENTS", S. NO. 123/4, PLOT NO. 5, WAGHOLI, PUNE, MAHARASHTRA - 412207', 'applicant_address_verbatim': 'PRAMOD KUMAR SINGH\nFLAT NO. 501, BUILDING NO. 5,\n"GANESH RESIDENCY", KHARADI,\nPUNE, MAHARASHTRA - 411014'}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: [{'utr': '455230821628', 'date': '2024-07-04', 'page': 1, 'time': '12:24', 'payee': 'THINK BIGZ INITIATIVE P', 'amount': 28140.0, 'direction': 'credit', 'narration': 'Paid to THINK BIGZ INITIATIVE P', 'proof_ki
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '455230821628', 'date': '2024-07-04', 'page': 1, 'time': '12:24', 'payee': 'THINK BIGZ INITIATIVE P', 'amount': 28140.0, 'direction': 'credit', 'narration': 'Paid to THINK BIGZ INITIATIVE P', 'proof_kind': 'success_screen'}]}}bank: State Bank of India; kind: payment_screenshot; payments: [{'utr': '455212809878', 'date': '2024-07-04', 'page': 1, 'time': '12:41', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 600.0, 'direction': 'debit', '
raw reading (for Abhijit)
{'payments_inside': {'bank': 'State Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '455212809878', 'date': '2024-07-04', 'page': 1, 'time': '12:41', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 600.0, 'direction': 'debit', 'narration': 'UPI transaction ID 455212809878 To: THINK BIGZ INITIATIVE PVT LTD vyapar.169705262080@hdfcbank From: TEJAL KAMLESH LOTIA (State Bank of India) tejal.lotia-7@okaxis Google transaction ID CICAgPCR4qaRVA', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '8981', 'account_holder': 'TEJAL KAMLESH LOTIA'}}Technical record (for Abhijit — safe to ignore)
| 1h ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 1h ago | EzDocs | document_reread | {'now': ['index2', 'pan', 'selfie'], 'was': ['index2', 'pan', 'selfie'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'Adobe Scan 4 Jul 2024.pdf', 'doc_id': 'f2 |
| 1h ago | EzDocs | efiling_found_on_case | {'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': |
| 1h ago | EzDocs | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Adobe Scan 4 Jul 2024.pdf', 'kind': 'index2'} |
| 1h ago | EzDocs | challan_found_on_case | {'was': 'AWAITING_PAYMENT', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SANTOSHSINGH RAMRAJ YADAV.pdf', 'kind': 'paid'} |
| 1h ago | EzDocs | index2_docno_read | {'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'Adobe Scan 4 Jul 2024.pdf', 'doc_id': 'f2094a2c-18d4-4aae-accf-c419c92e165c', 'he |
| 1h ago | EzDocs | reader_home_address | {'fp': '17a6461a1c46d825', 'from': 'the sanction letter (image0.jpeg)', 'home': {'pin': '421505', 'flat': 'A703', 'road': 'Behind netaji school', 'state': 'MAHARASHTRA', 'building': 'Gokul nagar block', 'district': 'Than |
| 1h ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '5bbbaa18-902f-4ce9-8b63-24feb344d222'} |
| 1h ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': 'Loan Amount: the team typed 100000 — no paper on the |
| 1h ago | EzDocs | chase_held_back | {'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 37,74,000 from the sanction copy s |
| 1h ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Team,\n\nKindly share the following to process the challan:\n\n 1. Kindly |
| 1h ago | EzDocs | efiling_found_on_case | {'now': 'AWAITING_INDEX2', 'was': 'AWAITING_DOCS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger' |
| 1h ago | EzDocs | hidden_payment_scan | {'file': 'PHOTO-2024-07-04-17-45-16.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '911d0477-d84e-40d0-a2ae-cf71c493bbf4', 'fetched': True} |
| 1h ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'PHOTO-2024-07-04-17 |
| 1h ago | EzDocs | stale_claim_flagged | {'age_days': 103, 'claim_date': '2026-07-04'} |
| 1h ago | EzDocs | claim_part_duplicate | {'utr': '455212809878', 'date': '2026-07-04', 'parts': 2, 'amount': 600.0, 'claimed_total': 28740.0} |
| 1h ago | EzDocs | screenshot_year_fixed524 | {'now': '2026-07-04', 'utr': '455212809878', 'why': "the screenshot prints the day and the month; the year was read as 2024 — the payment is 2026's, a few days or weeks before the screenshot reached us", 'read': '2024-07 |
| 1h ago | EzDocs | hidden_payment_scan | {'file': 'PHOTO-2024-07-04-17-45-16.jpg', 'kind': None, 'found': 0, 'doc_id': 'fca20e32-4262-4a11-9943-05d16ab3a1c2', 'fetched': True} |
| 1h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-15T12:13:21', 'why': 'reading', 'open': 9, 'mails': [{'at': '2026-10-15 12:03', 'id': '1a13f73540d315d7', 'from': 'branch', 'gist': 'The bank branch is sharing the downloaded copy of the e-filin |
| 1h ago | EzDocs | branch_from_reading501 | {'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'KALYAN'} |
| 1h ago | EzDocs | case_read | {'how': 'uri', 'tag': '75ade327bfdab266', 'docs': ['Adobe Scan 4 Jul 2024.pdf', 'image0.jpeg'], 'loan': {'amount': 3774000, 'made_of': [{'what': 'Loan Amount', 'paper': 'sanction letter (document 2)', 'quote': 'INR 35,95 |
| 1h ago | EzDocs | email_shadowed:doc_chase | {'to': 'archana.pardhale@pnbhousing.com', 'body': 'Team,\n\nKindly share the following to process the challan:\n\n 1. Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 37,74,000 from the sancti |
| 1h ago | EzDocs | expectation_recorded_silently | {'why': 'the thread already holds a challan — no quote mail, but the figure is needed to judge the payment', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is checked against', 'exp |
| 1h ago | EzDocs | claim_applied_on_quote | {'utr': '455212809878,455230821628', 'parts': 2, 'claimed_total': 28740.0} |
| 1h ago | EzDocs | receivable_created | {'expected': 28150.9} |
| 1h ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Team,\n\nKindly share the following to process the challan:\n\n 1. Applic |
| 1h ago | EzDocs | efiling_found_on_case | {'now': 'AWAITING_INDEX2', 'was': 'AWAITING_DOCS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger' |
| 1h ago | EzDocs | thread_docs_swept | {'why': 'this case had no papers at all — its own threads were read for the attachments nobody had pulled yet', 'error': None, 'stored': 10, 'why_not': None, 'messages': 12} |
| 1h ago | EzDocs | thread_documents_backfilled | {'why': None, 'stored': 10, 'mailbox': 'pnb.noifilling@gmail.com', 'skipped': 0, 'messages': 12, 'unreadable_threads': 0} |
| 1h ago | EzDocs | document_received | {'why': "a mail's picture — a signature logo, a banner, an icon (an image of 293 x 66 pixels, 6 KB) — kept with the mail, never sent to a reading", 'file': 'image001.jpg', 'doc_id': '14e2dfdc-d546-4d3a-a2be-faaec297eef4' |