Ganesh Suresh Jagtap
everything the challan needs, and where each one stands
Day by day — every step and who held it
Next step
Waiting on the branch
Outstanding: Applicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR. EzDocs has asked — nothing to do here unless you want to phone the branch.
⚠ 2 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| Sanction letter | Mentions Taluka Baramati District Pune in the address header but also mentions MALAD at the end of the property address string. TAL BARAMATI DIST PUNE ... MALAD,Maharashtra,413102 |
| The PAN card | GANESH SURESH JAGTAP |
| The sanction letter DIFFERS | MR. GANESH SURESH JAGTAP |
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper17 Oct, 12:31 · 10h ago THE FIRST MAIL — how this case began
Please Provide NOI Calculation In case of Mr.
Ganesh Suresh Jagtap Lan No MH/PNE/BRMT/A000001094
17 Oct, 12:36 · 10h ago
pfa calculation
NOI
CALCULATOR
NOI Govt Fees
320
Service Fees for NOI
1600
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| A mail's picture (a signature logo, a banner) — not a paper | 1762758904951000_740789778.png | filed | 10h ago |
| Sanction letter+ Bank's calculation sheet inside | SANCTION_202033MHPNEBRMTA00000109410162026112027Sanction (1).PDF | filed | 10h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹9,140.95
waiting for the credit
—
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹2,710 | ₹4,510 | ₹320 | ₹1,600 | ₹9,140 |
Property (must be perfect)
The property, paper by paper side by side, the main paper first
NO :FLAT NO 10 SECOND FLOOR, WING A, STREET NAME:NEAR BARAMATI NIRAWAGAJ ROAD,FLOORNO:2DEVRAJ RIVERSIDE,NEAR WAGHESHWAR TEMPLE,BEHIND TO KRUSHNA BAZAR,MALAD,MAHARASHTRA,413102
413102
FLAT NO 10 SECOND FLOOR WING A NEAR BARAMATI NIRAWAGAJ ROAD DEVRAJ RIVERSIDE NEAR WAGHESHWAR TEMPLE
BEHIND TO KRUSHNA BAZAR MALAD MAHARASHTRA
PUNE
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | Ganesh Suresh Jagtap |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | asifyunus.shaikh@hindujahousingfinance.com | 10h ago |
| document chase | asifyunus.shaikh@hindujahousingfinance.com | 10h ago |
What EzDocs read from each document — check anything marked in red
MH/PNE/BRMT/A000001094
True
Loan Against Property
{'name': 'MR. GANESH SURESH JAGTAP', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'MRS. MINAKSHI GANESH JAGTAP', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant (s)'}
Non Housing / Loan Against Property
1.0
how: read by a rule from the paper's own print; no reader asked; bank: HINDUJA_HFL; form: Hinduja Housing offer cum sanction letter; checks: ['the page foot names the same borrower', 'the sanctioned amount is printed as
HHF-PLR ( HHF - PLR ) 13.80 %; ROI in % p.a. 16.50% Per Annum
900000.0
900000.0
16.5
15 Oct 2026
13.8
MR. GANESH SURESH JAGTAP, MRS. MINAKSHI GANESH JAGTAP
Health Insurance Premium 13500, Life Insurance Premium 22500, Property Insurance Premium 18000
False
False
pin: 413102; state: MAHARASHTRA; Address: NO :Flat No 10 Second Floor, Wing A, Street Name:Near Baramati Nirawagaj Road,FloorNo:2 Devraj Riverside,Near Wagheshwar Temple,Behind to Krushna Bazar,MALAD,Maharashtra,
Sanctioned Amount
NO :Flat No 10 Second Floor, Wing A, Street Name:Near Baramati Nirawagaj Road,FloorNo:2 Devraj Riverside,Near Wagheshwar Temple,Behind to Krushna Bazar,MALAD,Maharashtra,413102
FLAT NO A 10 , NA , DEVRAJ RIVER SIDE BARAMATI TAL BARAMATI DIST PUNE , , Rural , Baramati , Maharashtra , India - 413102
raw reading (for Abhijit)
{'lan': 'MH/PNE/BRMT/A000001094', 'legible': True, 'purpose': 'Loan Against Property', 'borrowers': [{'name': 'MR. GANESH SURESH JAGTAP', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'MRS. MINAKSHI GANESH JAGTAP', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant (s)'}], 'loan_type': 'Non Housing / Loan Against Property', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'HINDUJA_HFL', 'form': 'Hinduja Housing offer cum sanction letter', 'checks': ['the page foot names the same borrower', 'the sanctioned amount is printed as a figure (900000)'], 'case_bank': 'HINDUJA_HFL'}, 'rate_words': 'HHF-PLR ( HHF - PLR ) 13.80 %; ROI in % p.a. 16.50% Per Annum', 'handwritten': [], 'linked_refs': [], 'loan_amount': 900000.0, 'rate_spread': None, 'final_amount': 900000.0, 'interest_rate': 16.5, 'quality_issue': None, 'sanction_date': '15 Oct 2026', 'letter_version': None, 'reference_rate': 13.8, 'applicant_email': None, 'applicant_names': ['MR. GANESH SURESH JAGTAP', 'MRS. MINAKSHI GANESH JAGTAP'], 'insurance_lines': ['Health Insurance Premium 13500', 'Life Insurance Premium 22500', 'Property Insurance Premium 18000'], 'printed_altered': False, 'applicant_mobile': None, 'balance_transfer': False, 'property_address': {'pin': '413102', 'state': 'MAHARASHTRA', 'full_address': 'NO :Flat No 10 Second Floor , Wing A , Street Name:Near Baramati Nirawagaj Road ,FloorNo:2 Devraj Riverside,Near Wagheshwar Temple,Behind to Krushna Bazar,MALAD,Maharashtra,413102'}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Amount', 'includes_insurance': None, 'total_with_insurance': None, 'security_address_verbatim': 'NO :Flat No 10 Second Floor , Wing A , Street Name:Near Baramati Nirawagaj Road ,FloorNo:2 Devraj Riverside,Near Wagheshwar Temple,Behind to Krushna Bazar,MALAD,Maharashtra,413102', 'applicant_address_verbatim': 'FLAT NO A 10 , NA , DEVRAJ RIVER SIDE BARAMATI TAL BARAMATI DIST PUNE , , Rural , Baramati , Maharashtra , India - 413102'}True
Property Address
loan_ref: MH/PNE/BRMT/A000001094; customer_name: MR. GANESH SURESH JAGTAP
0.95
property
pin: 413102; road: BARAMATI NIRAWAGAJ ROAD; state: MAHARASHTRA; taluka: BARAMATI; Flat no: FLAT NO 10; district: PUNE; Floor: 2; landmark: NEAR WAGHESHWAR TEMPLE, BEHIND TO KRUSHNA BAZAR; Address: NO :Flat No 10
NO :Flat No 10 Second Floor, Wing A, Street Name:Near Baramati Nirawagaj Road,FloorNo:2Devraj Riverside,Near Wagheshwar Temple,Behind to Krushna Bazar,MALAD,Maharashtra,413102
raw reading (for Abhijit)
{'found': True, 'found_in': 'Property Address', 'area_sq_m': None, 'paper_for': {'loan_ref': 'MH/PNE/BRMT/A000001094', 'report_id': None, 'customer_name': 'MR. GANESH SURESH JAGTAP'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '413102', 'road': 'BARAMATI NIRAWAGAJ ROAD', 'state': 'MAHARASHTRA', 'taluka': 'BARAMATI', 'flat_no': 'FLAT NO 10', 'district': 'PUNE', 'floor_no': '2', 'landmark': 'NEAR WAGHESHWAR TEMPLE, BEHIND TO KRUSHNA BAZAR', 'full_address': 'NO :Flat No 10 Second Floor , Wing A , Street Name:Near Baramati Nirawagaj Road ,FloorNo:2Devraj Riverside,Near Wagheshwar Temple,Behind to Krushna Bazar,MALAD,Maharashtra,413102', 'village_city': 'BARAMATI', 'building_name': 'WING A, DEVRAJ RIVERSIDE', 'survey_or_cts_no': None}, 'security_address_verbatim': 'NO :Flat No 10 Second Floor , Wing A , Street Name:Near Baramati Nirawagaj Road ,FloorNo:2Devraj Riverside,Near Wagheshwar Temple,Behind to Krushna Bazar,MALAD,Maharashtra,413102'}Technical record (for Abhijit — safe to ignore)
| 55m ago | EzDocs | reader_home_address | {'fp': '7a3b77775df2a8d8', 'from': 'the sanction letter (SANCTION_202033MHPNEBRMTA00000109410162026112027Sanction (1))', 'home': {'pin': '413102', 'flat': 'A 10', 'state': 'Maharashtra', 'building': 'DEVRAJ RIVER SIDE', |
| 55m ago | EzDocs | reader_mail_addition | {'fp': '78229deeebe5dd0b', 'add': {}, 'why': "The paper's address is in Malad, Maharashtra. The mail's address is in Baramati, Maharashtra. These are two different locations.", 'asked': True, 'quote': '', 'same_property' |
| 9h ago | EzDocs | quoted_history_checked | {} |
| 9h ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 9h ago | EzDocs | property_from_report | {'why': 'the sanction letter gave no property; the letter carries the schedule of the property — read from there; a person verifies box by box before anything files', 'file': 'SANCTION_202033MHPNEBRMTA0000010941016202611 |
| 10h ago | EzDocs | chase_held_back | {'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Payment Screenshot with UTR', 'Payment of Rs. 9,140.95 — c |
| 10h ago | EzDocs | desk_quote_read | {'ff': 4510.0, 'sd': 2710.0, 'msg': '1a148af1f44e25ca', 'why': "the team's own calculator mail — read so its base is checked against the sanction letter (never proof of money)", 'base': 900000.0, 'total': 9140.0} |
| 10h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 17 Oct, 12:36 sent the calculation — the draft it answers is taken off", 'count': 1, 'kinds': ['fee_quote']} |
| 10h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-17T07:03:02', 'why': 'reading', 'open': 25, 'mails': [{'at': '2026-10-17 07:01', 'id': '1a148aab7940e08e', 'from': 'branch', 'gist': 'The branch is asking for the NOI calculation for a specific |
| 10h ago | EzDocs | questions_held475 | {'why': "not a question for the bank — it stays on the case's page for the team", 'held': [{'why': 'one paper only — nothing to set against it', 'about': 'Property address discrepancy in district/locality'}]} |
| 10h ago | EzDocs | branch_from_reading501 | {'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'BARAMATI'} |
| 10h ago | EzDocs | case_read | {'how': 'uri', 'tag': '6678e35953a100dd', 'docs': ['SANCTION_202033MHPNEBRMTA00000109410162026112027Sanction (1).PDF'], 'loan': {'amount': 900000, 'made_of': [{'what': 'Sanctioned Amount', 'paper': 'sanction letter', 'qu |
| 10h ago | EzDocs | email_shadowed:doc_chase | {'to': 'asifyunus.shaikh@hindujahousingfinance.com', 'body': "Team,\n\nKindly share the following to process the challan:\n\n 1. Applicant's Aadhaar Card — not received yet\n 2. Applicant's PAN Card — not received yet\ |
| 10h ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['SANCTION_202033MHPNEBRMTA00000109410162026112027Sanction (1)'], 'after': {'addresses': {'people': [['Ganesh Suresh Jagtap', [['sanction_letter', 'same_spelling']]]], 'property' |
| 10h ago | EzDocs | address_compared | {'sig': '09d173f2fcdfb53b', 'why': 'after gather', 'people': [{'home': 'A 10, DEVRAJ RIVER SIDE BARAMATI TAL BARAMATI, Rural, Baramati, PUNE, 413102', 'person': 'Ganesh Suresh Jagtap', 'against': [{'src': 'sanction_lette |
| 10h ago | EzDocs | money_settled | {'fp': 'd16890453705dfa9', 'held': 900000.0, 'asked': True, 'action': 'held', 'agrees': False, 'amount': None, 'papers': [{'lan': 'MH/PNE/BRMT/A000001094', 'file': 'SANCTION_202033MHPNEBRMTA00000109410162026112027Sanctio |
| 10h ago | EzDocs | money_not_settled | {'why': 'the papers on this file do not settle what the loan is. The challan waits until a person decides — a figure no paper supports is how money is lost quietly', 'held': 900000.0, 'papers': [{'lan': 'MH/PNE/BRMT/A000 |
| 10h ago | EzDocs | chase_held_back | {'why': 'another mail landed within 3 minutes and the branch did not list what it attached — one debounce, so we ask once for everything', 'would_have_asked_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Pay |
| 10h ago | EzDocs | email_shadowed:fee_quote | {'to': 'asifyunus.shaikh@hindujahousingfinance.com', 'body': "Team,\n\nKindly check the calculation and account details (LAN: MH/PNE/BRMT/A000001094).\n\n NOI Charges & Service Fees Calculator - EZDOCS\n Loan Amount |
| 10h ago | EzDocs | pages_trimmed480 | {'of': 18, 'why': "a long paper's pages that carry the facts go to EzDocs; the rest (photos, annexures) do not", 'file': 'SANCTION_202033MHPNEBRMTA00000109410162026112027Sanction (1).PDF', 'kept': [1, 2, 3, 4, 5, 6, |
| 10h ago | EzDocs | receivable_created | {'expected': 9140.95} |
| 10h ago | EzDocs | party_from_case_name | {'why': 'no KYC read yet — the applicant named on the case holds the boxes gathered from the letter and the mail until the cards land', 'name': 'Ganesh Suresh Jagtap'} |
| 10h ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 2, 'seconds': 5.4, 'workers': 2} |
| 10h ago | EzDocs | case_read_started | {'tag': '6678e35953a100dd', 'why': 'arrival', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'} |
| 10h ago | EzDocs | letter_property_is_residence | {'why': "the sanction letter's property line is the borrower's own residence line — the letter prints no property of its own (or the borrower lives in the mortgaged flat); the property is read from the property papers, n |
| 10h ago | EzDocs | letter_read_from_print512 | {'lan': 'MH/PNE/BRMT/A000001094', 'why': "the letter is a form the playbook knows and the bank's own system wrote it: its print is read by a rule, every figure checked against its own words, and no reader is asked", 'for |
| 10h ago | EzDocs | document_received | {'file': 'SANCTION_202033MHPNEBRMTA00000109410162026112027Sanction (1).PDF', 'doc_type': 'sanction_letter', 'confidence': 0.98, 'also_inside': ['calc_sheet']} |
| 10h ago | EzDocs | document_received | {'why': "a mail's picture — a signature logo, a banner, an icon (an image of 184 x 39 pixels, 11 KB) — kept with the mail, never sent to a reading", 'file': '1762758904951000_740789778.png', 'doc_id': 'b9a8bbdf-c047-46d4 |
| 10h ago | EzDocs | case_created | {'lan': 'MH/PNE/BRMT/A000001094', 'bank': 'HINDUJA_HFL', 'name': 'Ganesh Suresh Jagtap', 'named_by': 'the reading of the mail', 'thread_id': '1a148aab7940e08e'} |