⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Tanzim Asif Chougule
LAN 77000334228Loan ₹12,41,832NOIFile on IGRMails & papers 10 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 17:55
Documents
Payment
Challan
done 30 Sep, 19:50 · GRAS ↗
Filing
in the tray 13d 5h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveChallan paid · the trail says: The bank branch has provided all necessary documents and confirmed payment for the challan. The NOI team has generated and shared the challan, and is now…whole case so far 13d 7h
CONFIRM THE PROPERTY — then file
The engine read these from the technical report. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Ratnagiri
Taluka
Khed
Village
Khed
Number type
CTS
Number
3188/12
Building
Wariya Apartment
Floor
2nd
Flat / shop no
Flat No 301
Area
40.88
Hadd
Khed Nagar Parishad
Read from the technical report, not the Index II. TECHNICAL REPORT.pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.
NEXT STEPour move
File the NOI on the IGR site
The challan is paid. The co-pilot fills the portal from the case; you check and submit.
Before opening the portal, the engine sees:
• Mortgagor pages: Sabiha Riyaz Duduke is named on the sanction letter (SANCTION LETTER.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• Sabiha Riyaz Duduke: PAN missing — no PAN card of Sabiha Riyaz Duduke is read on the file — the PAN cards on it (TANZIM ASIF CHOUGULE, KYC UNMASKING.pdf) are beside the form; type the PAN off the person's own card
• Sabiha Riyaz Duduke: birth date missing — no PAN card of Sabiha Riyaz Duduke is read on the file — the PAN cards on it (TANZIM ASIF CHOUGULE, KYC UNMASKING.pdf) are beside the form; type the birth date off the person's own card
• 19 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• check — property Flat No: the portal takes at most 10 characters in this box — this is 11 (FLAT NO 301)
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
30 Sep99 things
half read mail reread
documents read together
half read mail reread
documents read together
desk documents backfill
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
documents read together
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
documents read together
Received: other
image.png
EzDocs read the whole trail as one conversation — where the case stands is on the page
desk documents backfill
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
TANZIM ASIF CHOUGULE EchallanMH011190066202627E.pdf
A file was read again from the start — everything inside it now counts
Property checked by the engine — read from the report, every box that names the flat is there
Property re-read from this bank's ruling source (ICICI: the technical report)
reading error456
copilot edit — by copilot:NIKHIL
paper locate — by ezdocs:reader
copilot check issues — by copilot
copilot pick — by copilot
reading boxes not the papers words — by copilot
copilot check issues — by copilot
copilot pick — by copilot
reading boxes not the papers words — by copilot
paper locate — by ezdocs:reader
challan boxes composed
copilot check issues — by copilot
copilot pick — by copilot
reading boxes not the papers words — by copilot
challan numbers from reading — by copilot
reader mail addition — by ezdocs:reader
property self check
The home address was read off the papers — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03013
An old draft withdrew itself — its asks were already answered
gpay lump split
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
case read — by ezdocs:reader
case read started — by ezdocs:reader
Wrote the documents acknowledged mail — held, silent mode
Re: LAN NO 10315676 - APPLICANT NAME - MRS. TANZIM ASIF CHOUGULE # 77000334228 | PROCESS CHALLAN OF 0.3 & 0.5%
claim inside desk buffer
acknowledged with advice
An old draft withdrew itself — its asks were already answered
documents read together
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
paper read beside
paper read beside case
paper read beside case
screenshot claim recorded
Received: LSR
LEGAL REPORT NEW.pdf
Received: Payment screenshot
IMG-20260930-WA0062.jpg
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
Nothing new to ask for — stayed quiet
boxes gathered
address compared
challan boxes by rules
box disagreement
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03013
An old draft withdrew itself — its asks were already answered
money settled — by ezdocs:reader
documents read together
case read started — by ezdocs:reader
applicant email captured
roles from letter
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
Received: Sanction letter
SANCTION LETTER.pdf
Received: Technical report
TECHNICAL REPORT.pdf
quoted history checked
extra challan scanned
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read started — by ezdocs:reader
Wrote the document chase mail — held, silent mode
LAN NO 10315676 - APPLICANT NAME - MRS. TANZIM ASIF CHOUGULE # 77000334228 | PROCESS CHALLAN OF 0.3 & 0.5% AND
No fee quote sent — the branch's own figures were right
boxes gathered
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
PAN found inside the KYC file — no need to ask for it
Received: Sale deed
DRAFT SALE DEED.pdf
Received: other
image.png
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: PAN card
KYC UNMASKING.pdf
Received: Selfie
APP PHOTO.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
10 of 11 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓PAN cardopen
✓Sale deedopen
✓Technical reportopen
✓Sanction letteropen
✓LSR (search report)open
✓Paid challan (GRAS)open
A challan whose owner could not be read — not counted until a person says — inside LEGAL REPORT NEW.pdfopen
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Mails & papers →every paper, beside its mail · 10 files
Moneyall of it is in
₹12,010.46
Reached our account 27 Sep 12:31:28.
How we know
Our own bank told us — 27 Sep 12:31
₹54,360 · UTR AXNGG27005399681 · from VA-PNBSMS-S · a/c …0581
“Ac XX0581 Credited with Rs.54360.00,27-09-2026 12:31:28 thru NEFT from AXNGG27005399681/GOOGLE INDIA DIGITAL . Aval Bal 133188.04 CR Helpline 18001800/18002021-PNB”
Matched by: part of one Google settlement split over several cases
The working
Stamp duty 0.3%3,740
Registration fee 0.5%6,220
Government handling350
Our service fee1,700
Total we ask for12,010.46
By law ₹11,984.66. We ask ₹12,010 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
Flat No 301, 2nd, Wariya Apartment, CTS, 3188/12, Khed, 415709
read from the technical report · e-filing boxes 33 of 34 ready
Check the property →the boxes beside the paper
People
TANZIM ASIF CHOUGULE · applicantAWTPC4694F
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