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Cases / NOI-2026-03081

Sandeep Singh Bawa

PNB_HFLLAN HOU/PUN/0926/5222831 Index II shared · done All documentsMails & papers 7
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
10 of 12 in hand.
the challan is done — these are for the IGR filing / KYC
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓MOTDopen
✓PAN cardopen
✓Aadhaar cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
✓Payment screenshot — money verifiedopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
All files (13)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Selfie / photo: copy on file cannot be used. A usable one is being asked for.
MoneyAll of it is in
₹33,910.34CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹33,954 receivedmatches the branch's receipt
Stamp duty 0.3%17,090
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.34
Total we ask for33,910.34
the branch’s receipt claims ₹33,954
paid 30 Sep 12:31:55 · verified 1 Oct 12:07:05 · 23 h 35 min later
How we know
Our own bank told us — 30 Sep 12:31
₹33,954 · UTR AXNGG27328851607 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.33954.00,30-09-2026 12:31:55 thru NEFT from AXNGG27328851607/GOOGLE INDIA DIGITAL. Aval Bal 336188.55 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit
By law ₹33,899. We ask ₹33,910 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 3 h 21 minour time · 1 Oct 15:22
Index II 62 h 07 minour time · 8 Oct 14:08
the NOI team 7 d 2 htotal 7 d 2 h
Complete.
Day by day — every step and who held it
1 Oct 12:01Your branch's mail
1 Oct 12:01Payment landedat once
1 Oct 12:06Papers read+5 min · the NOI team
1 Oct 12:06Property readat once
1 Oct 12:07Fee quoted+1 min · the NOI team
1 Oct 12:07Payment verifiedat once
1 Oct 12:07Ready for the challanat once
1 Oct 15:22Challan made+3 h 15 min · the NOI team
7 Oct 18:25Filed on IGR — e-filing shared+6 d 3 h · the NOI team
8 Oct 14:08Index II sent+19 h 43 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹56,93,000
Loan account no.
HOU/PUN/0926/5222831
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 4 differences between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPLoan amount discrepancy (the last reading of the file — the papers changed since)
The sanction letterTotal Loan Amount Rs. 56,93,000
Total Loan Amount INR 5693000
The MOTDINR 57,03,000
to the tune of INR 5703000 (Rupees fifty Seven Lakh Three thousand Only)
Why it matters: The MOTD lists the secured loan amount as Rs. 57,03,000 (Fifty-Seven Lakh Three Thousand), while the Sanction Letter lists the Total Loan Amount (including insurance) as Rs. 56,93,000 (Fifty-Six Lakh Ninety-Three Thousand). The paid challan is also computed on Rs. 56,93,000. This Rs. 10,000 difference creates a conflict between the registered instrument and the filing.
What to do: Verify the correct loan amount with the branch and confirm if the MOTD needs to be corrected or if the filing should proceed with the sanction letter/challan amount.
CHECKThe plot number
The sanction letter BASE2B
PLOT NO K-08, SUB PLOT NO -2B, SR NO 10/1A/3,10/1B,11/1A 11/2/K/8 & OTHERS, GODREJ WOOD PARK, WOOD PARK CO-OP HSG SOCIET …
The Index II DIFFERS2
… .नं. 10/1ब, 10/1अ/3, 11/1अ, 11/1ब, 11/3, 11/4 (पार्ट), 11/4/2, 11/2अ (पार्ट), 12 (पार्ट) (म्हणजेच स.नं. 12/1,12/2/1,12/2 …
What to do: The challan and the filing follow the sanction letter, the bank's own paper (plot 2B). Read the papers once — if plot 2B is not right, ask the branch before you pay or file.
CHECKThe survey number
The sanction letter BASE10
PLOT NO K-08, SUB PLOT NO -2B, SR NO 10/1A/3,10/1B,11/1A 11/2/K/8 & OTHERS, GODREJ WOOD PARK, WOOD PARK CO-OP HSG SOCIET …
The Index II DIFFERS11
… मुर्डी तालुका हवेली जिल्हा पुणे येथील स.नं. 10/1ब, 10/1अ/3, 11/1अ, 11/1ब, 11/3, 11/4 (पार्ट), 11/4/2, 11/2अ (पार्ट), 12 …
What to do: The challan and the filing follow the sanction letter, the bank's own paper (survey no. 10). Read the papers once — if survey no. 10 is not right, ask the branch before you pay or file.
NOTEThe name of person 2
The PAN cardPOONAM
The sanction letter DIFFERSPOONAM SANDEEP BAWA
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
Compared: the sanction letter, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent all required documents and confirmed payment for the challan. The NOI team has generated and shared the challan. The team now needs to file the NOI.
the history says the next move is with the NOI team — the NOI filing
the branch last asked: Kindly provide Challan and NOI In case of Applicant Name SANDEEP SINGH BAWA Loan Number HOU/PUN/0926/5222831
✓ loan papers sent — done, mail 1 (2026-10-01) “Loan sanction letter Attached.”
✓ fee paid — the branch's words — done, mail 1 (2026-10-01) “Payment details screenshot with Transaction ID & Date of payment mentioned Attached 30/09/2026”
✓ challan made — done, mail 5 (2026-10-01) “PFA challan for your reference.”
✓ challan shared — done, mail 5 (2026-10-01) “PFA challan for your reference.”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-10-01) “Index 2 Attached”
? filed on the IGR site — asked, mail 1 (2026-10-01) “Kindly provide Challan and NOI In case of Applicant Name SANDEEP SINGH BAWA Loan Number HOU/PUN/0926/5222831”
? NOI Index II shared — asked, mail 1 (2026-10-01) “Kindly provide Challan and NOI In case of Applicant Name SANDEEP SINGH BAWA Loan Number HOU/PUN/0926/5222831”
read over 5 mail(s), last mail 2026-10-01 · read 14d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026038803499 · ₹300 · paid 03/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011238952202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
DZ dipak.zanan@phfl.com phfl.com
01 Oct, 12:01 · 14d ago THE FIRST MAIL — how this case began
Kindly provide Challan and NOI In case of Applicant Name SANDEEP SINGH BAWA Loan Number HOU/PUN/0926/5222831
Dear Team,

Kindly provide Challan and NOI In case of Loan Number HOU/PUN/0926/5222831

Customer nameSANDEEP SINGH BAWA
Service / vendor fees₹1,500

Documents required for NOI

Filing: - Sticker date –30/09/2026.

MOD0.3%
NOI0.5%

DHC – 300 Rs.

Adv.Rs.

Case type- Plot + construction

Challan NOI payment should be Given details.

Note-

Documents required for NOI Filing

Remark

Loan sanction letter✓ Attached.

Index 2/ Draft

Index 2 Attached

Aadhar copy of the applicant/s✓ Attached.
PAN copy of the applicant/s✓ Attached.
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.✓ Attached.

Payment details screenshot with Transaction ID & Date of payment mentioned

Attached 30/09/2026

Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000; Ext :- 435 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
🤖 read: asks for the challan, the e-filing copy; documents attached; note: Case type- Plot + construction — “Kindly provide Challan and NOI”
4 more mails in between — open
DZ dipak.zanan@phfl.com phfl.com
01 Oct, 13:09 · 14d ago
Dear Team,

Please provide challan

Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
earlier mails quoted below
From: Dipak Bhimraj Zanan (dipak.zanan@phfl.com) Date: 10/01/26 12:03 To: THINKBIGZ NOI (pnb.noifilling@gmail.com) Cc: pramod.wakade1 (pramod.wakade1@phfl.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Yogesh Date (yogesh.date@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Nagesh Dattatray Chavan (nagesh.chavan@phfl.com) Subject: Kindly provide Challan and NOI In case of Applicant Name SANDEEP SINGH BAWA Loan Number HOU/PUN/0926/5222831 Dear Team, Kindly provide Challan and NOI In case of Applicant Name SANDEEP SINGH BAWA Loan Number HOU/PUN/0926/5222831 Documents required for NOI Filing: - Sticker date –30 /09/2026. MOD – 0.3% NOI- 0.5% DHC – 300 Rs. Adv. fees 1500 Rs. Case type- Plot + construction Challan NOI payment should be Given details. Note- Documents required for NOI Filing Remark Loan sanction letter Attached. Index 2/ Draft Index 2 Attached Aadhar copy of the applicant/s Attached. PAN copy of the applicant/s Attached. Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached. Payment details screenshot with Transaction ID & Date of payment mentioned Attached 30/ 09 /2026 Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
🤖 read: asks for the challan, the e-filing copy — “Please provide challan”
OL The NOI teamTYPED IN GMAIL
01 Oct, 15:17 · 14d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 1 Oct 2026 at 13:11, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote: Dear Team, Please provide challan Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005 From: Dipak Bhimraj Zanan (dipak.zanan@phfl.com) Date: 10/01/26 12:03 To: THINKBIGZ NOI (pnb.noifilling@gmail.com) Cc: pramod.wakade1 (pramod.wakade1@phfl.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Yogesh Date (yogesh.date@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Nagesh Dattatray Chavan (nagesh.chavan@phfl.com) Subject: Kindly provide Challan and NOI In case of Applicant Name SANDEEP SINGH BAWA Loan Number HOU/PUN/0926/5222831 Dear Team, Kindly provide Challan and NOI In case of Applicant Name SANDEEP SINGH BAWA Loan Number HOU/PUN/0926/5222831 Documents required for NOI Filing: - Sticker date –30 /09/2026. MOD – 0.3% NOI- 0.5% DHC – 300 Rs. Adv. fees 1500 Rs. Case type- Plot + construction Challan NOI payment should be Given details. Note- Documents required for NOI Filing Remark Loan sanction letter Attached. Index 2/ Draft Index 2 Attached Aadhar copy of the applicant/s Attached. PAN copy of the applicant/s Attached. Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached. Payment details screenshot with Transaction ID & Date of payment mentioned Attached 30/ 09 /2026 Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
01 Oct, 15:18 · 14d ago

Team,

We

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 1 Oct 2026 at 13:11, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote: Dear Team, Please provide challan Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005 From: Dipak Bhimraj Zanan (dipak.zanan@phfl.com) Date: 10/01/26 12:03 To: THINKBIGZ NOI (pnb.noifilling@gmail.com) Cc: pramod.wakade1 (pramod.wakade1@phfl.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Yogesh Date (yogesh.date@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Nagesh Dattatray Chavan (nagesh.chavan@phfl.com) Subject: Kindly provide Challan and NOI In case of Applicant Name SANDEEP SINGH BAWA Loan Number HOU/PUN/0926/5222831 Dear Team, Kindly provide Challan and NOI In case of Applicant Name SANDEEP SINGH BAWA Loan Number HOU/PUN/0926/5222831 Documents required for NOI Filing: - Sticker date –30 /09/2026. MOD – 0.3% NOI- 0.5% DHC – 300 Rs. Adv. fees 1500 Rs. Case type- Plot + construction Challan NOI payment should be Given details. Note- Documents required for NOI Filing Remark Loan sanction letter Attached. Index 2/ Draft Index 2 Attached Aadhar copy of the applicant/s Attached. PAN copy of the applicant/s Attached. Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached. Payment details screenshot with Transaction ID & Date of payment mentioned Attached 30/ 09 /2026 Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
01 Oct, 15:24 · 14d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 1 Oct 2026 at 15:18, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 1 Oct 2026 at 13:11, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote: Dear Team, Please provide challan Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005 From: Dipak Bhimraj Zanan (dipak.zanan@phfl.com) Date: 10/01/26 12:03 To: THINKBIGZ NOI (pnb.noifilling@gmail.com) Cc: pramod.wakade1 (pramod.wakade1@phfl.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Yogesh Date (yogesh.date@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Nagesh Dattatray Chavan (nagesh.chavan@phfl.com) Subject: Kindly provide Challan and NOI In case of Applicant Name SANDEEP SINGH BAWA Loan Number HOU/PUN/0926/5222831 Dear Team, Kindly provide Challan and NOI In case of Applicant Name SANDEEP SINGH BAWA Loan Number HOU/PUN/0926/5222831 Documents required for NOI Filing: - Sticker date –30 /09/2026. MOD – 0.3% NOI- 0.5% DHC – 300 Rs. Adv. fees 1500 Rs. Case type- Plot + construction Challan NOI payment should be Given details. Note- Documents required for NOI Filing Remark Loan sanction letter Attached. Index 2/ Draft Index 2 Attached Aadhar copy of the applicant/s Attached. PAN copy of the applicant/s Attached. Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached. Payment details screenshot with Transaction ID & Date of payment mentioned Attached 30/ 09 /2026 Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL The NOI teamTYPED IN GMAIL
07 Oct, 18:25 · 7d ago

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 1 Oct 2026 at 15:24, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 1 Oct 2026 at 15:18, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 1 Oct 2026 at 13:11, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote: Dear Team, Please provide challan Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005 From: Dipak Bhimraj Zanan (dipak.zanan@phfl.com) Date: 10/01/26 12:03 To: THINKBIGZ NOI (pnb.noifilling@gmail.com) Cc: pramod.wakade1 (pramod.wakade1@phfl.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Yogesh Date (yogesh.date@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Nagesh Dattatray Chavan (nagesh.chavan@phfl.com) Subject: Kindly provide Challan and NOI In case of Applicant Name SANDEEP SINGH BAWA Loan Number HOU/PUN/0926/5222831 Dear Team, Kindly provide Challan and NOI In case of Applicant Name SANDEEP SINGH BAWA Loan Number HOU/PUN/0926/5222831 Documents required for NOI Filing: - Sticker date –30 /09/2026. MOD – 0.3% NOI- 0.5% DHC – 300 Rs. Adv. fees 1500 Rs. Case type- Plot + construction Challan NOI payment should be Given details. Note- Documents required for NOI Filing Remark Loan sanction letter Attached. Index 2/ Draft Index 2 Attached Aadhar copy of the applicant/s Attached. PAN copy of the applicant/s Attached. Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached. Payment details screenshot with Transaction ID & Date of payment mentioned Attached 30/ 09 /2026 Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL The NOI teamTYPED IN GMAIL
08 Oct, 14:08 · 7d ago
Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 7 Oct 2026 at 18:25, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM, PFA: Downloaded e-filing for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 1 Oct 2026 at 15:24, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 1 Oct 2026 at 15:18, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 1 Oct 2026 at 13:11, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote: Dear Team, Please provide challan Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005 From: Dipak Bhimraj Zanan (dipak.zanan@phfl.com) Date: 10/01/26 12:03 To: THINKBIGZ NOI (pnb.noifilling@gmail.com) Cc: pramod.wakade1 (pramod.wakade1@phfl.com), Santosh Gujar (santosh.gujar@pnbhousing.com), Yogesh Date (yogesh.date@pnbhousing.com), Vishal Patil (vishal.patil@pnbhousing.com), Nagesh Dattatray Chavan (nagesh.chavan@phfl.com) Subject: Kindly provide Challan and NOI In case of Applicant Name SANDEEP SINGH BAWA Loan Number HOU/PUN/0926/5222831 Dear Team, Kindly provide Challan and NOI In case of Applicant Name SANDEEP SINGH BAWA Loan Number HOU/PUN/0926/5222831 Documents required for NOI Filing: - Sticker date –30 /09/2026. MOD – 0.3% NOI- 0.5% DHC – 300 Rs. Adv. fees 1500 Rs. Case type- Plot + construction Challan NOI payment should be Given details. Note- Documents required for NOI Filing Remark Loan sanction letter Attached. Index 2/ Draft Index 2 Attached Aadhar copy of the applicant/s Attached. PAN copy of the applicant/s Attached. Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached. Payment details screenshot with Transaction ID & Date of payment mentioned Attached 30/ 09 /2026 Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Index IIthe branch sent this — an input Index II - SANDEEP SINGH BAWA (1) (1) (2).pdf
filed 14d ago
MOTD SKM_22726100112030.pdf
filed 14d ago
PAN card Poonam pan (1).pdf
filed 14d ago
Aadhaar card Latest Sandeep Aadhar_Orchid (1) (1).pdf
filed 14d ago
PAN card Pan Sandeep (2) (1).pdf
filed 14d ago
Aadhaar card poonam latest aadhar Orchid (3).pdf
filed 14d ago
Selfie / photo IMG-20260605-WA0009(1).jpg
CANNOT BE READ — clear copy asked 14d ago
Selfie / photo IMG-20260915-WA0030.jpg
CANNOT BE READ — clear copy asked 14d ago
Payment screenshot IMG-20260930-WA0003 (1).jpg
filed 14d ago
Sanction letter CustomerDocument068e200000iPPI9AAO.pdf
filed 14d ago
Paid challan (GRAS) SANDEEP SINGH BAWA EchallanMH011238952202627E.pdf
filed 14d ago
E-filing copy (token) eFilingDoc9990310260332.pdf
filed 7d ago
Index IIthe registered copy we filed IndexII9990310260332.pdf
filed 7d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹33,910.34
Where it stands
VERIFIED — money received
Screenshot claims
₹33,954
Paid at
30 Sep 12:31:55
Verified on
1 Oct 12:07:05

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹17,090₹15,000₹320 ₹1,500₹33,910
By law ₹33,899. We ask ₹33,910 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

43 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor, Title deed held by the bank (Agreement to Sale / Sale Deed …)
4 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Number, Second number, E-mail (person 2)
✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Index II - SANDEEP SINGH BAWA (1) (1) (2).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
⚠ not in the document
Floor
empty
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
⚠ not in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) पालिकेचे नांव:पिंपरी-चिंचवड म.न.पा. इतर वर्णन, इतर माहितीः गाव मौजे मामुर्डी तालुका हवेली जिल्हा पुणे येथील स.नं. 10/1ब, 10/1अ/3, 11/1अ, 11/1ब, 11/3, 11/4 (पार्ट), 11/4/2, 11/2अ (पार्ट), 12 (पार्ट) (म्हणजेच स.नं. 12/1,12/2/1,12/2/2,12/2/3), 13/1ब (पार्ट) आणि 13/2 यासी एकूण क्षेत्र 24 हेक्टर 04.88 आर यापैकी स.नं. 10/1व, 10/13/3, 11/1अ, 11/1ब, 11/3, 11/4 (पार्ट), 11/4/2, 11/2अ (पार्ट), 12 (पार्ट)....(म्हणजेच स.नं. 12/1,12/2/1,12/2/2,12/2/3), 13/1व (पार्ट) आणि 13/2 म्हणजेच प्लॉट 2 यासीं क्षेत्र 14 हेक्टर 48.12 आर या मिळकतीपैकी सब प्लॉट 2 बी यासी क्षेत्र 42122.21 चौ.मी. या मधील गोदरेज वुड पार्क (यासी रेरा नं. पी52100028133) म्हणजेच वुड पार्क को-ऑपरेटिव्ह हौसिंग सोसायटी लिमिटेड मधील स.नं. 11/2/के/8 म्हणजेच प्लॉट नंबर के 08 यासी क्षेत्र 0.85.40 आर म्हणजेच 85.40 चौ.मी. अशी मिळकत ( (Survey Number: 11/2/के/8 ;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
CustomerDocument068e200000iPPI9AAO.pdf
as printed
PLOT NO K-08, SUB PLOT NO -2B, SR NO 10/1A/3,10/1B,11/1A 11/2/K/8 & OTHERS, GODREJ WOOD PARK, WOOD PARK CO-OP HSG SOCIETY LTD, MAMURDI, SANT TUKARAM NAGAR, PUNE, PUNE, MAHARASHTRA, INDIA, 412101
PIN
412101
the Index II
Index II - SANDEEP SINGH BAWA (1) (1) (2).pdf
the property
1) paalikeche naanva:pimpari-chinchavada ma.na.paa. itara varnana, itara maahitih gaava mauje maamurdi taalukaa haveli jilhaa pune yethila sa.nan. 10/1ba, 10/1a/3, 11/1a, 11/1ba, 11/3, 11/4 (paarta), 11/4/2, 11/2a (paarta), 12 (paarta) (mhanajecha sa.nan. 12/1,12/2/1,12/2/2,12/2/3), 13/1ba (paarta) aani 13/2 yaasi ekuna kshetra 24 hektara 04.88 aara yaapaiki sa.nan. 10/1va, 10/13/3, 11/1a, 11/1ba, 11/3, 11/4 (paarta), 11/4/2, 11/2a (paarta), 12 (paarta)....(mhanajecha sa.nan. 12/1,12/2/1,12/2/2,12/2/3), 13/1va (paarta) aani 13/2 mhanajecha plota 2 yaasin kshetra 14 hektara 48.12 aara yaa milakatipaiki saba plota 2 bi yaasi kshetra 42122.21 chau.mi. yaa madhila godareja vuda paarka (yaasi reraa nan. pi52100028133) mhanajecha vuda paarka ko-oparetivha hausinga sosaayati limiteda madhila sa.nan. 11/2/ke/8 mhanajecha plota nambara ke 08 yaasi kshetra 0.85.40 aara mhanajecha 85.40 chau.mi. ashi milakata ((SURVEY NUMBER: 11/2/ke/8 ;))
PIN
412101
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO K-08 SUB PLOT NO -2B SR NO 10/1A/3 10/1B 11/1A 11/2/K/8 & OTHERS GODREJ WOOD PARK
Locality/Road
WOOD PARK CO-OP HSG SOCIETY LTD MAMURDI SANT TUKARAM NAGAR PUNE MAHARASHTRA
Area/City
PUNE
check or correct a box, the papers beside it →
the Index II also prints: 0, 04, 1, 10/13/3, 10/1BA, 10/1VA, 11/1BA, 11/2/KE/8, AANI, AARA, ASHI, BI, CHAU, CHINCHAVADA, EKUNA, GAAVA, GODAREJA, HAUSINGA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorSANDEEP SINGH BAWAAWRPS0596E…8675
co_mortgagorPOONAMBRTPP2423H…7436
All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chasedipak.zanan@phfl.com 14d ago
acknowledgementdipak.zanan@phfl.com 14d ago
questions for the branch — what the papers leave opendipak.zanan@phfl.com 14d ago
questions for the branch — what the papers leave opendipak.zanan@phfl.com 14d ago
What EzDocs read from each document — check anything marked in red
MOTD SKM_22726100112030.pdf needs your check
amount words
INR $703000 (Rupees Ifty Seven Lakh Three thou snly)
secured amount
703000.0
raw reading (for Abhijit)
{'amount_words': 'INR $703000 (Rupees Ifty Seven Lakh Three thou snly)', 'secured_amount': 703000.0}
PAN card Poonam pan (1).pdf needs your check
dob
1990-03-14
pan
BRTPP2423H
name
POONAM
legible
True
father name
MANOHAR LAL
raw reading (for Abhijit)
{'dob': '1990-03-14', 'pan': 'BRTPP2423H', 'name': 'POONAM', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MANOHAR LAL', 'aadhaar_last4': None, 'quality_issue': None}
PAN card Pan Sandeep (2) (1).pdf needs your check
dob
1978-09-28
pan
AWRPS0596E
name
SANDEEP SINGH BAWA
legible
True
father name
SUPINDER MIKKHA BAWA
raw reading (for Abhijit)
{'dob': '1978-09-28', 'pan': 'AWRPS0596E', 'name': 'SANDEEP SINGH BAWA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SUPINDER MIKKHA BAWA', 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card Latest Sandeep Aadhar_Orchid (1) (1).pdf needs your check
dob
1978-09-28
name
Sandeep Singh Bawa
mobile
9920784535
address
pin: 400615; flat: Flat No. 1007; road: Ghodbunder Road; state: Maharashtra; building: Orchid, Mahavir Kalpavruksha; district: Thane; post_office: Kasarvadavali; Village: Thane
legible
True
aadhaar last4
8675
raw reading (for Abhijit)
{'dob': '1978-09-28', 'pan': None, 'name': 'Sandeep Singh Bawa', 'mobile': '9920784535', 'address': {'pin': '400615', 'area': None, 'flat': 'Flat No. 1007', 'road': 'Ghodbunder Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Orchid, Mahavir Kalpavruksha', 'district': 'Thane', 'post_office': 'Kasarvadavali', 'village_city': 'Thane'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '8675', 'quality_issue': None}
Selfie / photo IMG-20260605-WA0009(1).jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
0.9
face visible
True
quality issue
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}
Selfie / photo IMG-20260915-WA0030.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
0.9
face visible
True
quality issue
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}
Payment screenshot IMG-20260930-WA0003 (1).jpg needs your check
date
2026-09-30
time
12:13
amount
33954
method
UPI
payee name
THINKBIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': None, 'date': '2026-09-30', 'time': '12:13', 'amount': 33954, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
Index II Index II - SANDEEP SINGH BAWA (1) (1) (2).pdf needs your check
kind
index2_input
extracted
pin: 412101; rows: {'r4_palika': 'पिंपरी-चिंचवड म.न.पा.', 'r11_serial': '17663/2023', 'r14_remark': '(i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r4_locality': 'गाव मौजे माम
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '412101', 'rows': {'r4_palika': 'पिंपरी-चिंचवड म.न.पा.', 'r11_serial': '17663/2023', 'r14_remark': '(i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r4_locality': 'गाव मौजे मामुर्डी तालुका हवेली जिल्हा पुणे येथील स.नं. 10/1ब, 10/1अ/3, 11/1अ, 11/1ब, 11/3, 11/4 (पार्ट), 11/4/2, 11/2अ (पार्ट), 12 (पार्ट) (म्हणजेच स.नं. 12/1,12/2/1,12/2/2,12/2/3), 13/1ब (पार्ट) आणि 13/2 यासी एकूण क्षेत्र 24 हेक्टर 04.88 आर यापैकी स.नं. 10/1व, 10/13/3, 11/1अ, 11/1ब, 11/3, 11/4 (पार्ट), 11/4/2, 11/2अ (पार्ट), 12 (पार्ट)....(म्हणजेच स.नं. 12/1,12/2/1,12/2/2,12/2/3), 13/1व (पार्ट) आणि 13/2 म्हणजेच प्लॉट 2 यासीं क्षेत्र 14 हेक्टर 48.12 आर या मिळकतीपैकी सब प्लॉट 2 बी यासी क्षेत्र 42122.21 चौ.मी. या मधील गोदरेज वुड पार्क (यासी रेरा नं. पी52100028133) म्हणजेच वुड पार्क को-ऑपरेटिव्ह हौसिंग सोसायटी लिमिटेड मधील स.नं. 11/2/के/8 म्हणजेच प्लॉट नंबर के 08 यासी क्षेत्र 0.85.40 आर म्हणजेच 85.40 चौ.मी. अशी मिळकत ( (Survey Number: 11/2/के/8 ;))', 'r5_area_text': '85.40 चौ. मीटर', 'r7_executants': [{'age': '30', 'pan': 'CNYPD4207M', 'name': 'महेंद्र बजरंग डांगे', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः, ब्लॉक नंः, रोड नंः प्लॉट नं. टी 28-302, तिसरा मजला, लोढा बेलमोंडो, मुंबई-पुणे एक्सप्रेस रोड, गहुंजे, पुणे, महाराष्ट्र, पुणे... पिन कोड:- 412101'}, {'age': '31', 'pan': 'CDQPP1082G', 'name': 'माधुरी महेंद्र डांगे', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नांवः ब्लॉक नंः, गेड नंः प्लॉट नं. टी 28-302, तिसरा मजला, लोढा बेलमोंडो, मुंबई-पुणे एक्सप्रेस रोड, गहुंजे, पुणे, महाराष्ट्र, पुणे.. पिन कोड:-412101'}], 'r8_purchasers': [{'age': '45', 'pan': 'AWRPS0596E', 'name': 'संदीप सिंग बावा', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः -, ब्लॉक नंः -, रोड़ नंः ओपी मेस कॉलनी कलिना बिल्डिंग नं. 02 रूम नं. 4 सांताक्रूझ ईस्ट, मुंबई, महाराष्ट्र, मुम्बई. पिन कोड:-400098'}], 'r12_stamp_duty': 434000, 'r3_market_value': 611549.4, 'r1_document_type': 'असाईनमेंट डीड', 'r2_consideration': 6200000, 'r9_execution_date': '20/07/2023', 'r13_registration_fee': 30000, 'r10_registration_date': '20/07/2023'}, 'doc_no': '17663', 'village': 'मामुरडी', 'doc_kind': 'सूची क्र.2', 'doc_year': '2023', 'sro_name': 'सह दु.नि. हवेली 10', 'area_text': '85.40 चौ. मीटर', 'mortgagee': 'संदीप सिंग बावा', 'filing_fee': 30000, 'header_sro': 'दुय्यम निबंधक : सह दु
Aadhaar card poonam latest aadhar Orchid (3).pdf needs your check
dob
1990-03-14
name
Poonam Sandeep Bawa
mobile
7666078081
address
pin: 400615; flat: Flat No. 1007; road: Ghodbunder Road; state: Maharashtra; building: Orchid, Mahavir Kalpavruksha; district: Thane; post_office: Kasarvadavali; Village: Thane
legible
True
aadhaar last4
7436
raw reading (for Abhijit)
{'dob': '1990-03-14', 'pan': None, 'name': 'Poonam Sandeep Bawa', 'mobile': '7666078081', 'address': {'pin': '400615', 'area': None, 'flat': 'Flat No. 1007', 'road': 'Ghodbunder Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Orchid, Mahavir Kalpavruksha', 'district': 'Thane', 'post_office': 'Kasarvadavali', 'village_city': 'Thane'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7436', 'quality_issue': None}
Sanction letter CustomerDocument068e200000iPPI9AAO.pdf needs your check
lan
HOU/PUN/0926/5222831
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'SANDEEP SINGH BAWA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'POONAM SANDEEP BAWA', 'role': 'co_applicant', 'label': 'Applicant'}
loan type
Housing Loan
confidence
1.0
rate words
PNBRRR * 13.15% per annum; Applicable Rate of Interest * 13.15% -5.05% = 8.10% per annum as on the date of execution of the loan agreement
loan amount
5678000.0
rate spread
-5.05
final amount
5693000.0
interest rate
8.1
sanction date
30-Sep-2026
letter version
5
reference rate
13.15
applicant email
bawa.sandeep@yahoo.com
applicant names
SANDEEP SINGH BAWA, POONAM SANDEEP BAWA
printed altered
False
applicant mobile
9920784535
balance transfer
False
property address
pin: 412101; state: MAHARASHTRA; taluka: Pune; district: Pune; Address: PLOT NO K-08, SUB PLOT NO -2B, SR NO 10/1A/3,10/1B,11/1A 11/2/K/8 & OTHERS, GODREJ WOOD PARK, WOOD PARK CO-OP HSG SOCIETY LTD, MAMURDI, SANT TU
insurance premium
15000.0
final amount label
Total Loan Amount
includes insurance
True
total with insurance
5693000.0
security address verbatim
PLOT NO K-08, SUB PLOT NO -2B, SR NO 10/1A/3,10/1B,11/1A 11/2/K/8 & OTHERS, GODREJ WOOD PARK, WOOD PARK CO-OP HSG SOCIETY LTD, MAMURDI, SANT TUKARAM NAGAR, Pune, Pune, MAHARASHTRA, India, 412101
applicant address verbatim
FLAT NO 1007 ORCHID MAHAVEER KALPVRUKSHA, GHODBANDAR ROAD THANE, KASARVADAVALI THANE, ., Thane, MAHARASHTRA, 400615, India
raw reading (for Abhijit)
{'lan': 'HOU/PUN/0926/5222831', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'SANDEEP SINGH BAWA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'POONAM SANDEEP BAWA', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum; Applicable Rate of Interest * 13.15% -5.05% = 8.10% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 5678000.0, 'rate_spread': -5.05, 'final_amount': 5693000.0, 'interest_rate': 8.1, 'quality_issue': None, 'sanction_date': '30-Sep-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'bawa.sandeep@yahoo.com', 'applicant_names': ['SANDEEP SINGH BAWA', 'POONAM SANDEEP BAWA'], 'printed_altered': False, 'applicant_mobile': '9920784535', 'balance_transfer': False, 'property_address': {'pin': '412101', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Pune', 'flat_no': None, 'district': 'Pune', 'floor_no': None, 'landmark': None, 'full_address': 'PLOT NO K-08, SUB PLOT NO -2B, SR NO 10/1A/3,10/1B,11/1A 11/2/K/8 & OTHERS, GODREJ WOOD PARK, WOOD PARK CO-OP HSG SOCIETY LTD, MAMURDI, SANT TUKARAM NAGAR, Pune, Pune, MAHARASHTRA, India, 412101', 'village_city': 'MAMURDI', 'building_name': 'GODREJ WOOD PARK CO-OP HSG SOCIETY LTD', 'survey_or_cts_no': 'SR NO 10/1A/3,10/1B,11/1A 11/2/K/8'}, 'insurance_premium': 15000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 5693000.0, 'security_address_verbatim': 'PLOT NO K-08, SUB PLOT NO -2B, SR NO 10/1A/3,10/1B,11/1A 11/2/K/8 & OTHERS, GODREJ WOOD PARK, WOOD PARK CO-OP HSG SOCIETY LTD, MAMURDI, SANT TUKARAM NAGAR, Pune, Pune, MAHARASHTRA, India, 412101', 'applicant_address_verbatim': 'FLAT NO 1007 ORCHID MAHAVEER KALPVRUKSHA, GHODBANDAR ROAD THANE, KASARVADAVALI THANE, ., Thane, MAHARASHTRA, 400615, India'}
Paid challan (GRAS) SANDEEP SINGH BAWA EchallanMH011238952202627E.pdf needs your check
grn
MH011238952202627E
pin
412101
total
32090.0
article
6(1)
defaced
False
bank cin
03006172026100100967
district
PUNE
area city
BOVELI DIST PUNE
payer pan
AWRXXXXXXE
flat block
PLOT NO K 08 SUB PLOT NO 2B SR NO 10/1A/3
payer name
SANDEEP SINGH BAWA
sro office
HVL10 HAVELI 10 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=5693000
scheme rows
{'amount': 17090.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX4535
payment date
01/10/2026-15:22:28
road locality
WOOD PARK CO-OP HSG SOCIETY LTD MOUJE MAMURDI SANT TUKARAM NAGAR TAL
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
5693000
raw reading (for Abhijit)
{'grn': 'MH011238952202627E', 'pin': '412101', 'total': 32090.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100100967', 'district': 'PUNE', 'area_city': 'BOVELI DIST PUNE', 'payer_pan': 'AWRXXXXXXE', 'flat_block': 'PLOT NO K 08 SUB PLOT NO 2B SR NO 10/1A/3', 'payer_name': 'SANDEEP SINGH BAWA', 'sro_office': 'HVL10 HAVELI 10 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=5693000', 'scheme_rows': [{'amount': 17090.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4535', 'payment_date': '01/10/2026-15:22:28', 'road_locality': 'WOOD PARK CO-OP HSG SOCIETY LTD MOUJE MAMURDI SANT TUKARAM NAGAR TAL', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '5693000'}
Paid challan (GRAS) SANDEEP SINGH BAWA EchallanMH011238952202627E.pdf needs your check
grn
MH011238952202627E
pin
412101
total
32090.0
article
6(1)
defaced
False
bank cin
03006172026100100967
district
PUNE
area city
BOVELI DIST PUNE
payer pan
AWRXXXXXXE
flat block
PLOT NO K 08 SUB PLOT NO 2B SR NO 10/1A/3
payer name
SANDEEP SINGH BAWA
sro office
HVL10 HAVELI 10 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=5693000
scheme rows
{'amount': 17090.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX4535
payment date
01/10/2026-15:22:28
road locality
WOOD PARK CO-OP HSG SOCIETY LTD MOUJE MAMURDI SANT TUKARAM NAGAR TAL
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
5693000
raw reading (for Abhijit)
{'grn': 'MH011238952202627E', 'pin': '412101', 'total': 32090.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100100967', 'district': 'PUNE', 'area_city': 'BOVELI DIST PUNE', 'payer_pan': 'AWRXXXXXXE', 'flat_block': 'PLOT NO K 08 SUB PLOT NO 2B SR NO 10/1A/3', 'payer_name': 'SANDEEP SINGH BAWA', 'sro_office': 'HVL10 HAVELI 10 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=5693000', 'scheme_rows': [{'amount': 17090.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4535', 'payment_date': '01/10/2026-15:22:28', 'road_locality': 'WOOD PARK CO-OP HSG SOCIETY LTD MOUJE MAMURDI SANT TUKARAM NAGAR TAL', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '5693000'}
E-filing copy (token) eFilingDoc9990310260332.pdf needs your check
sro
HVL19
kind
efiling_copy
token
9990310260332
legible
True
property
road: PUNE; unit: PLOT K 08; floor: G; taluka: Haveli; numbers: [{'type': 'Survey Number', 'value': '10/1A/3, 10/1B, 11/1A, 11/2/K/8'}, {'type': 'SUB PLOT NUMBER', 'value': '2B'}, {'type': 'PLOT NO', 'value': 'K 08'}]; v
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'AWRPS0596E', 'name': 'SANDEEP SINGH BAWA', 'address': 'Flat No:1007, Floor No:G, Building Name:FLAT NO 1007 ORCHID MAHAVEER KALPVRUKSHA,KASARVADAVALI, Road:GHODBANDAR ROAD, City:THANE, State:MAHARASHTRA, Distric
title deed
Deed of Assignment :17663/2023 SRO HAVELI 10
filing date
2026-10-07
loan amount
5693000
payment lines
{'ref': 'MH011238952202627E', 'head': 'Stamp Duty', 'dated': '01/10/2026', 'amount': 17079, 'ref_kind': 'GRN'}, {'ref': 'MH011238952202627E', 'head': 'Filing Fee', 'dated': '01/10/2026', 'amount': 15000, 'ref_kind': 'GRN
date of mortgage
2026-10-03
raw reading (for Abhijit)
{'sro': 'HVL19', 'kind': 'efiling_copy', 'token': '9990310260332', 'legible': True, 'property': {'pin': None, 'road': 'PUNE', 'unit': 'PLOT K 08', 'floor': 'G', 'taluka': 'Haveli', 'numbers': [{'type': 'Survey Number', 'value': '10/1A/3, 10/1B, 11/1A, 11/2/K/8'}, {'type': 'SUB PLOT NUMBER', 'value': '2B'}, {'type': 'PLOT NO', 'value': 'K 08'}], 'village': 'Mamuradi', 'building': 'PLOT NO K-08, GODREJ WOOD PARK, WOOD PARK CHSL', 'district': 'Pune', 'area_text': '85.40 Sq.mt.', 'local_body': None, 'description': None, 'property_type': 'Open'}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'AWRPS0596E', 'name': 'SANDEEP SINGH BAWA', 'address': 'Flat No:1007, Floor No:G, Building Name:FLAT NO 1007 ORCHID MAHAVEER KALPVRUKSHA,KASARVADAVALI, Road:GHODBANDAR ROAD, City:THANE, State:MAHARASHTRA, District:THANE, Pin:400615'}], 'title_deed': 'Deed of Assignment :17663/2023 SRO HAVELI 10', 'filing_date': '2026-10-07', 'loan_amount': 5693000, 'payment_lines': [{'ref': 'MH011238952202627E', 'head': 'Stamp Duty', 'dated': '01/10/2026', 'amount': 17079, 'ref_kind': 'GRN'}, {'ref': 'MH011238952202627E', 'head': 'Filing Fee', 'dated': '01/10/2026', 'amount': 15000, 'ref_kind': 'GRN'}, {'ref': '1026038803499', 'head': 'Document Handling Charges', 'dated': '03/10/2026', 'amount': 300, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-03'}
Technical record (for Abhijit — safe to ignore)
1h agoEzDocsreader_efiling_verdict{'fp': '0735ba77bde081c7', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is missing. This is a required field for the fili
4h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 01 Oct, 15:17 acknowledged the papers and the payment — the drafts it answers are taken off", 'count': 2, 'kinds': ['ack', 'branch_questions']}
7d agoEzDocsclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
7d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999031026033
7d agoEzDocsdhc_prn_read{'prn': '1026038803499', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990310260332.pdf', 'from': "the filed notice's own text", 'gr
7d agoEzDocsefiling_copy_read{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9990310260332.pdf', 'token': '9990310260332', 'doc_id': '7a258d6b-ae41-4d53-a5b0-24ea084a159f', 'mortgagors': 1}
7d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
7d agoEzDocsdesk_documents_backfill{'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re:
7d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999031026
13d agoEzDocscase_read{'how': 'uri', 'tag': '8a41daee88e81254', 'docs': ['Index II - SANDEEP SINGH BAWA (1) (1) (2).pdf', 'CustomerDocument068e200000iPPI9AAO.pdf', 'Latest Sandeep Aadhar_Orchid (1) (1).pdf', 'poonam latest aadhar Orchid (3).p
13d agoEzDocscase_read_started{'tag': '8a41daee88e81254', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
14d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AWxxxxxxXE — no paper on the
14d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '404126', 'lessons': [{'box': 'Property box 1', 'words': "Property box 1: the
14d agoEzDocsdocument_reread{'now': ['challan'], 'was': ['challan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'SANDEEP SINGH BAWA EchallanMH011238952202627E.pdf', 'doc_id': '8bc2174e-c
14d agoEzDocstwo_stamp_duty_challans{'why': 'the IGR banking portal accepts ONE challan carrying both 0.3% and 0.5%, or one 0.3% for the WHOLE amount plus a separate 0.5% — two different 0.3% challans cannot be added. On a BT + top-up the 0.3% must be ONE
14d agoEzDocschallan_verified_against_case{'grn': 'MH011238952202627E', 'file': 'SANDEEP SINGH BAWA EchallanMH011238952202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
14d agoEzDocschallan_extracted{'grn': 'MH011238952202627E', 'file': 'SANDEEP SINGH BAWA EchallanMH011238952202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 32090.0}
14d agoEzDocsreading_error456{'box': 'Office', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'SANDEEP SINGH BAWA EchallanMH011238952202627E.pdf', 'ours': 'H
14d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
14d agoEzDocstitle_doc_on_case_filing_open{'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Index II - SANDEEP SINGH BAWA (1) (1) (2).pdf', 'kind': 'index2'}
14d agoEzDocschallan_found_on_case{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SANDEEP SINGH BAWA EchallanMH011238952202627E.pdf', 'kind': '
14d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SANDEEP SINGH BAWA
14d agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL10 HAVELI 10 JOINT SUB REGISTRAR', 'district': 'PUNE'}
14d agoEzDocschallan_verified_against_case{'grn': 'MH011238952202627E', 'file': 'SANDEEP SINGH BAWA EchallanMH011238952202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
14d agoEzDocschallan_extracted{'grn': 'MH011238952202627E', 'file': 'SANDEEP SINGH BAWA EchallanMH011238952202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 32090.0}
14d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'index2_sent'], 'mails'
14d agoSANDEEPcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
14d agoEzDocsbranch_questions_drafted{'why': 'what the papers leave open is asked of the branch in one draft; a person presses Send', 'questions': ['Loan amount: MOTD vs letter — the MOTD says 57,03,000; the sanction letter says 56,93,000. Kindly confirm wh
14d agoEzDocsemail_shadowed:branch_questions{'to': 'dipak.zanan@phfl.com', 'body': 'Dear Team,\n\nWith reference to the captioned case (LAN: HOU/PUN/0926/5222831), the papers on file leave the following open, and we cannot make the challan until it is settled:\n\n
14d agoEzDocsdraft_withdrawn{'why': 'a fresher branch questions replaces it — the words changed', 'count': 1, 'kinds': ['branch_questions']}

Case diary the case’s history — what happened, newest day first

Papers
A file cannot be used
Selfie / photo — a usable one is being asked for
Money
₹33,954 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for.
Today · 15 Oct2 things
EzDocs checked the e-filing boxes against the papers
16:58
An old draft withdrew itself — its asks were already answered
14:20
8 Oct3 things — 1 document received · 1 letter written · 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
14:32
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
14:08
Received: Index II
IndexII9990310260332.pdf
14:08
7 Oct4 things — 1 document received · 1 letter written · 2 steps
EzDocs took 3 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
18:25
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
18:25
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
18:25
Received: E-filing copy
eFilingDoc9990310260332.pdf
18:25
2 Oct1 thing — 1 step
EzDocs read the whole file
00:46
1 Oct51 things — 11 documents received · 6 letters written · 3 money steps · 3 cautions · 28 steps
A file was read again from the start — everything inside it now counts
15:30
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
15:30
Challan re-read against the case — matches exactly
15:30
A paper was read again — the team's value showed the first reading was wrong
15:30
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:28
The branch's title document is on the case — the filing is the NOI team's move
15:24
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
15:24
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
15:24
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
15:24
Challan re-read against the case — matches exactly
15:24
Received: Challan
SANDEEP SINGH BAWA EchallanMH011238952202627E.pdf
15:24
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:23
SANDEEP pressed Proceed on the challan — what was changed is kept
15:22
EzDocs took 53 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
15:18
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: Kindly provide Challan and NOI In case of Applicant Name SANDEEP SINGH BAWA Loan Number HOU/PUN/0926/52228
15:18
An old draft withdrew itself — its asks were already answered
15:18
EzDocs read the whole file
15:18
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:31
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:13
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Kindly provide Challan and NOI In case of Applicant Name SANDEEP SINGH BAWA Loan Number HOU/PUN/0926/5222831
12:08
EzDocs read the whole file
12:08
Everything for the challan is in — queued
Papers and money are in — the challan is next.
12:07
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03081
12:07
An old draft withdrew itself — its asks were already answered
12:07
No fee quote sent — the branch's own figures were right
12:07
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
12:07
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
12:07
The payment proof already on the case was applied
12:07
The loan amount was worked out from the papers
12:06
Property address read from the sanction letter
12:06
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
12:06
Property read from the Index II
12:06
Index II (title document) received from the branch
12:06
Payment proof arrived before the case was quoted — held
12:06
Received: Sanction letter
CustomerDocument068e200000iPPI9AAO.pdf
12:06
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
12:06
The loan amount was worked out from the papers
12:06
Received: Payment screenshot
IMG-20260930-WA0003 (1).jpg
12:06
Received: Selfie — not usable
IMG-20260915-WA0030.jpg — this is a photograph of a passport-size print, not a live selfie
12:06
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
12:06
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
12:06
Received: Selfie — not usable
IMG-20260605-WA0009(1).jpg — this is a photograph of a passport-size print, not a live selfie
12:06
Co-applicant added
12:06
Received: Aadhaar
poonam latest aadhar Orchid (3).pdf
12:06
Received: PAN card
Pan Sandeep (2) (1).pdf
12:06
Received: Aadhaar
Latest Sandeep Aadhar_Orchid (1) (1).pdf
12:06
Received: PAN card
Poonam pan (1).pdf
12:06
Received: MOTD
SKM_22726100112030.pdf
12:06
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03081
12:06
Received: Index II
Index II - SANDEEP SINGH BAWA (1) (1) (2).pdf
12:06
Case opened from the branch's mail
12:05
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
rendered in 1.65 s · 119 queries · this page refreshes by itself when something on it changes (never while you type) · release v529 · build bfe3c0d1