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Savita Dattatray Ghuge
LAN HOU/JLG/0726/5153319Loan ₹10,35,000NOIWaiting for the Index IIMails & papers 3 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 14:24
Documents
Payment
Challan
done 30 Sep, 15:47 · GRAS ↗
Filing
waiting 13d 6h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The bank has sent the loan documents and paid the fee. The team has created and shared the challan, and is now waiting for the bank to send the Index II copy.whole case so far 13d 7h
Needs your eyes1
Bank left a fee row blank — see Money.
CONFIRM THE PROPERTY — then file
The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Jalgaon
Taluka
Amalner
Village
Jalgaon
Number type
SURVEY
Number
1327/1/A
Building
Project SHREE NT MUNDADA CITY
Floor
Ground Floor
Flat / shop no
Unit Row House No 155
Area
(empty)
Hadd
Mundada Nagar
Read from the sanction letter, not the Index II. Savita sanc letter .pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.
Area is empty — the portal will not take a blank. Fill it on the verification page first →
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• Mortgagor pages: RAVINDRA BAPURAV KARAD is named on the sanction letter (Savita sanc letter .pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 17 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• Build Up Area not on file — read it off the Index II / sale deed
• check — property numbers: the sanction letter prints more kinds of number than the portal's two boxes take; SURVEY NO 1327/1/A ride in the second box with their own words so the notice carries them — read the box once
• changed — village: the case held JALGAON; filled AMALNER — the whole-file reading, from the sanction letter, reads it so
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 13 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02957 | HOU/JLG/0726/5153319
An old draft withdrew itself — its asks were already answered
10 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02957 | HOU/JLG/0726/5153319
An old draft withdrew itself — its asks were already answered
7 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02957 | HOU/JLG/0726/5153319
An old draft withdrew itself — its asks were already answered
30 Sep62 things — 6 documents received · 5 letters written · 1 money step · 1 caution · 49 steps
quoted history checked
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
SAVITA DATTATRAY GHUGE EchallanMH011160436202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check issues — by copilot
copilot pick — by copilot
reading boxes not the papers words — by copilot
challan numbers from reading — by copilot
challan boxes by rules
copilot check issues — by copilot
copilot pick — by copilot
challan boxes by rules
reading boxes not the papers words — by copilot
challan numbers from reading — by copilot
reader mail addition — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
The home address was read off the papers — by ezdocs:reader
case read — by ezdocs:reader
boxes gathered
challan boxes by rules
property self check
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02957
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-02957
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
boxes gathered
address compared
challan boxes by rules
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02957
claim inside desk buffer
acknowledged with advice
The payment proof already on the case was applied
The branch's own fee working disagrees with the law
money settled — by ezdocs:reader
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
PAN found inside the KYC file — no need to ask for it
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
roles from letter
credit seen before bill
Payment proof arrived before the case was quoted — held
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Sanction letter
Savita sanc letter .pdf
Received: Payment screenshot
IMG-20260930-WA0005.jpg
Received: PAN card
Savita KYC.pdf
Received: Selfie
20260930_112552.jpg
Received: Selfie
20260930_112603.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
6 of 8 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓PAN cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 6 files
Moneyall of it is in
₹10,110.82
Reached our account 30 Sep 11:34:11.
How we know
Our own bank told us — 30 Sep 11:34
₹10,080 · UTR 005433878245 · from JD-HDFCBN-S
“Successful! You have received Rs. 10080.00 via HDFC Bank SmartHub Vyapar from APEKSHA RA . RRN-005433878245 , Check: https://1.hdfc.bank.in/HDFCBK/s/K5MkJ37l”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%3,110
Registration fee 0.5%5,180
Government handling320
Our service fee1,500
Total we ask for10,110.82
By law ₹10,100. We ask ₹10,110 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
Unit Row House No 155, Ground Floor, Project SHREE NT MUNDADA CITY, SURVEY, 1327/1/A, Jalgaon, 425401
read from the sanction letter · e-filing boxes 30 of 34 ready
Check the property →the boxes beside the paper
People
SAVITA DATTATRAY GHUGE · applicantBECPG9705H
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